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Alabama Property & Casualty Insurance — Requirements & Free Practice

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Insurance Producer

Individual producer license with the property lines of authority defined by Section 27-7-1(18). The property and casualty lines may be held separately or together; personal lines is the noncommercial property-and-casualty qualification.

Licensing authority: Alabama Department of Insurance · Application information

Additional line of authority

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
A current same-line qualification is not an application for a new examination qualification.
Existing License
Holds an individual producer license and seeks a new property-line qualification; additional-line applications are treated as initial applications.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Additional line of authority
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
A current same-line qualification is not an application for a new examination qualification.
Existing License
Holds an individual producer license and seeks a new property-line qualification; additional-line applications are treated as initial applications.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Additional line of authority

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
A current same-line qualification is not an application for a new examination qualification.
Existing License
Holds an individual producer license and seeks a new property-line qualification; additional-line applications are treated as initial applications.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Additional line of authority

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
A current same-line qualification is not an application for a new examination qualification.
Existing License
Holds an individual producer license and seeks a new property-line qualification; additional-line applications are treated as initial applications.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Grandfathered same line continuation
No examination is required for this applicant pathway.
Continuation
Pay required renewal fees and complete continuing education unless exempt.
Former Authorities
Automobile authority was replaced by personal lines at its next renewal, and industrial fire by property; these are historical qualification conditions, not separate currently offered examinations.
Prior Qualification
Lawfully licensed for the particular line immediately before January 1, 2013, and no subsequent lapse of twelve consecutive months.

Official no-examination sources

Effective from 2026-09-22.

Resident by examination

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Residency
Alabama resident; ordinary initial issuance.
Timing
Pass the examination before making the ordinary license application.
Resident by examination
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Residency
Alabama resident; ordinary initial issuance.
Timing
Pass the examination before making the ordinary license application.
Resident by examination

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Residency
Alabama resident; ordinary initial issuance.
Timing
Pass the examination before making the ordinary license application.
Resident by examination

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Residency
Alabama resident; ordinary initial issuance.
Timing
Pass the examination before making the ordinary license application.
Nonresident limited lines reciprocity
No examination is required for this applicant pathway.
Reciprocity
Meet Section 27-7-28(a) reciprocity, application, and fee requirements; no broader major-line authority is granted.
Resident License
The home-jurisdiction license is current and in good standing.
Scope
A home-jurisdiction limited-lines authority narrower than property, casualty, or personal lines is recognized only at that same scope.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-jurisdiction application or Uniform Application, proper request, and applicable fees.
Continuing Education
Home-jurisdiction continuing education satisfies Alabama requirements on a reciprocal basis.
Reciprocity
The home jurisdiction awards reciprocal nonresident licenses to Alabama residents on the same basis.
Resident License
Currently licensed and in good standing as a resident producer for the same requested lines in the home jurisdiction.

Official no-examination sources

Effective from 2026-09-22.

Initial issuance on probation

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Probation
An administrative order or settlement permits issuance on probation; comply with its stated conditions and all applicable Insurance Code requirements, including ordinary examination qualifications.
Initial issuance on probation
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Probation
An administrative order or settlement permits issuance on probation; comply with its stated conditions and all applicable Insurance Code requirements, including ordinary examination qualifications.
Initial issuance on probation

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Probation
An administrative order or settlement permits issuance on probation; comply with its stated conditions and all applicable Insurance Code requirements, including ordinary examination qualifications.
Initial issuance on probation

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Probation
An administrative order or settlement permits issuance on probation; comply with its stated conditions and all applicable Insurance Code requirements, including ordinary examination qualifications.
Renewal while on probation
No examination is required for this applicant pathway.
Continuing Education
Resident licensees generally complete 24 approved hours, including 3 ethics hours; eligible office-only licensees not licensed as nonresidents elsewhere complete 12 hours including 2 ethics hours. Newly licensed producers are exempt for the first twelve months; applicable reciprocal or grandfathered exemptions remain conditions.
Fees
Pay the applicable renewal fee; completion of the approved continuing-education courses is a condition, not a separately identified licensing examination.
Order
Comply with the conditions and term of the probationary order; ordinary continuing-education and renewal requirements remain applicable.
Schedule
Biennial renewal in the birth month and year parity; renew online, with a thirty-day grace period and the applicable late fee.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after more than twelve months

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemptions
The same-line transfer and nonresident exemptions still apply when their conditions are met.
Extenuating Circumstances
Section 27-7-14.1(d) permits a request to waive renewal procedures, an examination requirement, a fine, or a sanction due to military service or another extenuating circumstance; a request does not itself grant the waiver.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Lapse
The producer license has been out of effect for more than twelve consecutive months.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Reapplication after more than twelve months
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemptions
The same-line transfer and nonresident exemptions still apply when their conditions are met.
Extenuating Circumstances
Section 27-7-14.1(d) permits a request to waive renewal procedures, an examination requirement, a fine, or a sanction due to military service or another extenuating circumstance; a request does not itself grant the waiver.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Lapse
The producer license has been out of effect for more than twelve consecutive months.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Reapplication after more than twelve months

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemptions
The same-line transfer and nonresident exemptions still apply when their conditions are met.
Extenuating Circumstances
Section 27-7-14.1(d) permits a request to waive renewal procedures, an examination requirement, a fine, or a sanction due to military service or another extenuating circumstance; a request does not itself grant the waiver.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Lapse
The producer license has been out of effect for more than twelve consecutive months.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Reapplication after more than twelve months

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemptions
The same-line transfer and nonresident exemptions still apply when their conditions are met.
Extenuating Circumstances
Section 27-7-14.1(d) permits a request to waive renewal procedures, an examination requirement, a fine, or a sanction due to military service or another extenuating circumstance; a request does not itself grant the waiver.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Lapse
The producer license has been out of effect for more than twelve consecutive months.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Reinstatement within twelve months
No examination is required for this applicant pathway.
Continuing Education
Resident licensees generally complete 24 approved hours, including 3 ethics hours; eligible office-only licensees not licensed as nonresidents elsewhere complete 12 hours including 2 ethics hours. Newly licensed producers are exempt for the first twelve months; applicable reciprocal or grandfathered exemptions remain conditions.
Fees
Pay twice the unpaid renewal fee when applicable, complete required continuing education, and obtain new insurer appointments.
Lapse
Reinstate the same license within twelve months from the renewal-fee due date without examination.
Schedule
Biennial renewal in the birth month and year parity; renew online, with a thirty-day grace period and the applicable late fee.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Satisfy reciprocal home-jurisdiction continuing education; otherwise meet Alabama requirements.
Fees
Pay the applicable renewal fee; completion of the approved continuing-education courses is a condition, not a separately identified licensing examination.
Schedule
Biennial renewal in the birth month and year parity; renew online, with a thirty-day grace period and the applicable late fee.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Resident licensees generally complete 24 approved hours, including 3 ethics hours; eligible office-only licensees not licensed as nonresidents elsewhere complete 12 hours including 2 ethics hours. Newly licensed producers are exempt for the first twelve months; applicable reciprocal or grandfathered exemptions remain conditions.
Fees
Pay the applicable renewal fee; completion of the approved continuing-education courses is a condition, not a separately identified licensing examination.
Schedule
Biennial renewal in the birth month and year parity; renew online, with a thirty-day grace period and the applicable late fee.

Official no-examination sources

Effective from 2026-09-22.

Resident same line transfer
No examination is required for this applicant pathway.
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Same-line Alabama examination and prelicensing education are exempt under Section 27-7-29.1.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Previous License
Previously licensed for the same requested property lines in another jurisdiction; the license is current or the application is received within 90 days of cancellation, with good-standing certification or NAIC records.
Residence Change
A licensee moving to Alabama must apply within 90 days of establishing legal residence.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after revocation

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination
Comply with the applicable examination requirements as an initial applicant.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Permission
First obtain the Commissioner’s order authorizing reapplication after the revocation circumstances are corrected.
Waiting Period
Permission cannot be requested before the later of two years after revocation or a longer period in the revocation order.
Reapplication after revocation
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination
Comply with the applicable examination requirements as an initial applicant.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Permission
First obtain the Commissioner’s order authorizing reapplication after the revocation circumstances are corrected.
Waiting Period
Permission cannot be requested before the later of two years after revocation or a longer period in the revocation order.
Reapplication after revocation

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination
Comply with the applicable examination requirements as an initial applicant.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Permission
First obtain the Commissioner’s order authorizing reapplication after the revocation circumstances are corrected.
Waiting Period
Permission cannot be requested before the later of two years after revocation or a longer period in the revocation order.
Reapplication after revocation

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination
Comply with the applicable examination requirements as an initial applicant.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Permission
First obtain the Commissioner’s order authorizing reapplication after the revocation circumstances are corrected.
Waiting Period
Permission cannot be requested before the later of two years after revocation or a longer period in the revocation order.
Restoration after suspension with more than twelve months lapse

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
Any otherwise applicable statutory same-line exemption remains an applicant condition.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Order
Comply with the conditions of the suspension order; applicable examination requirements precede the new application.
Suspension
The suspension has been lifted and the license expired or otherwise terminated more than twelve months before lifting.
Restoration after suspension with more than twelve months lapse
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
Any otherwise applicable statutory same-line exemption remains an applicant condition.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Order
Comply with the conditions of the suspension order; applicable examination requirements precede the new application.
Suspension
The suspension has been lifted and the license expired or otherwise terminated more than twelve months before lifting.
Restoration after suspension with more than twelve months lapse

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
Any otherwise applicable statutory same-line exemption remains an applicant condition.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Order
Comply with the conditions of the suspension order; applicable examination requirements precede the new application.
Suspension
The suspension has been lifted and the license expired or otherwise terminated more than twelve months before lifting.
Restoration after suspension with more than twelve months lapse

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Exemption
Any otherwise applicable statutory same-line exemption remains an applicant condition.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Order
Comply with the conditions of the suspension order; applicable examination requirements precede the new application.
Suspension
The suspension has been lifted and the license expired or otherwise terminated more than twelve months before lifting.
Restoration after suspension with less than twelve months lapse
No examination is required for this applicant pathway.
Lapse
The license expired or terminated less than twelve months before lifting; immediately apply without the applicable examination requirement.
Order
The suspension has been lifted.

Official no-examination sources

Effective from 2026-09-22.

Restoration of unexpired suspended license
No examination is required for this applicant pathway.
License Status
The license has not expired or otherwise terminated during suspension; it is deemed reinstated when the suspension is lifted.
Order
The suspension term has ended or the Commissioner orders restoration upon compliance with its conditions.

Official no-examination sources

Effective from 2026-09-22.

Conversion from temporary producer

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Conversion
Passing the applicable examination and completing the criminal-history check automatically converts the unexpired temporary license for the same authority without additional fees.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Expired Temporary
If the temporary license expires before both requirements are satisfied, use the ordinary individual application process.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Temporary License
Holds an unexpired pending-examination or Type 2 temporary producer license.
Conversion from temporary producer
Alabama Personal Lines Exam
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Conversion
Passing the applicable examination and completing the criminal-history check automatically converts the unexpired temporary license for the same authority without additional fees.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Expired Temporary
If the temporary license expires before both requirements are satisfied, use the ordinary individual application process.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Temporary License
Holds an unexpired pending-examination or Type 2 temporary producer license.
Conversion from temporary producer

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Conversion
Passing the applicable examination and completing the criminal-history check automatically converts the unexpired temporary license for the same authority without additional fees.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Expired Temporary
If the temporary license expires before both requirements are satisfied, use the ordinary individual application process.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Temporary License
Holds an unexpired pending-examination or Type 2 temporary producer license.
Conversion from temporary producer

At least one of the following alternatives:

Application
Submit the prescribed online application through NIPR and pay applicable licensing fees.
Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Citizenship Evidence
The Department requests proof of citizenship or an accepted identifier before issuing the license; the application is rejected if the requested documentation is not received within ten days.
Conduct
Must not have committed an act that is a statutory ground for denial, suspension, or revocation.
Conversion
Passing the applicable examination and completing the criminal-history check automatically converts the unexpired temporary license for the same authority without additional fees.
Department Fingerprint Instructions
The Department’s Producer Requirements page states: "Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per". Rule 482-1-157-.03(3) separately states a 365-day validity period for the criminal-history check.
Examination Certificate
Examination results certificates are valid for one year from issuance.
Expired Temporary
If the temporary license expires before both requirements are satisfied, use the ordinary individual application process.
Fingerprinting
Complete the criminal-history fingerprint check applicable to an initial resident or additional major-line application. Rule 482-1-157-.03(3) states that the check is valid for applications filed within 365 days.
Military Family Fee Waiver
Eligible military spouses or surviving spouses relocated to Alabama under official orders may request waiver of the initial license fee; Regulation 165 retains ordinary licensing qualifications.
Minimum Age
At least 18 years old.
Temporary License
Holds an unexpired pending-examination or Type 2 temporary producer license.

Temporary Producer License — Pending Examination

Temporary producer license pending the examination for the requested property, casualty, or personal-lines authority.

Licensing authority: Alabama Department of Insurance · Application information

Temporary pending examination

At least one of the following alternatives:

Authority
Casualty only, including surety; a combined property-and-casualty examination also includes the casualty qualification.
Conversion Fingerprinting
Fingerprinting is required for conversion to the ordinary producer license rather than temporary issuance.
Duration
Six months; take the examination for a regular license within that period. Rule 482-1-147-.08(1)(d) specifies a maximum of six months; Section 27-7-24(b) also provides further time until notification of the examination result.
Minimum Age
At least 18 years old.
Residency
Alabama resident, otherwise qualified for an ordinary producer license except for passage of the examination.
Sponsor
The insurer requests the temporary license and files its appointment; at least one insurer must appoint for each authority, and multiple appointments are limited to affiliated insurers.
Training
Actively engaged in the approved study, instruction, and field-training or prelicensing course under the appointing insurer’s supervision.
Unused Balance
Only one lifetime temporary license per line, but unused time from a license canceled before expiration may be applied to a later temporary license.
Temporary pending examination
Alabama Personal Lines Exam
Authority
Personal lines: property and casualty sold to individuals and families for primarily noncommercial purposes.
Conversion Fingerprinting
Fingerprinting is required for conversion to the ordinary producer license rather than temporary issuance.
Duration
Six months; take the examination for a regular license within that period. Rule 482-1-147-.08(1)(d) specifies a maximum of six months; Section 27-7-24(b) also provides further time until notification of the examination result.
Minimum Age
At least 18 years old.
Residency
Alabama resident, otherwise qualified for an ordinary producer license except for passage of the examination.
Sponsor
The insurer requests the temporary license and files its appointment; at least one insurer must appoint for each authority, and multiple appointments are limited to affiliated insurers.
Training
Actively engaged in the approved study, instruction, and field-training or prelicensing course under the appointing insurer’s supervision.
Unused Balance
Only one lifetime temporary license per line, but unused time from a license canceled before expiration may be applied to a later temporary license.
Temporary pending examination

At least one of the following alternatives:

  • Property Insurance Only (practice unavailable)
  • Combined Property & Casualty Exam (practice unavailable)
Authority
Property only; a combined property-and-casualty examination also includes the property qualification.
Conversion Fingerprinting
Fingerprinting is required for conversion to the ordinary producer license rather than temporary issuance.
Duration
Six months; take the examination for a regular license within that period. Rule 482-1-147-.08(1)(d) specifies a maximum of six months; Section 27-7-24(b) also provides further time until notification of the examination result.
Minimum Age
At least 18 years old.
Residency
Alabama resident, otherwise qualified for an ordinary producer license except for passage of the examination.
Sponsor
The insurer requests the temporary license and files its appointment; at least one insurer must appoint for each authority, and multiple appointments are limited to affiliated insurers.
Training
Actively engaged in the approved study, instruction, and field-training or prelicensing course under the appointing insurer’s supervision.
Unused Balance
Only one lifetime temporary license per line, but unused time from a license canceled before expiration may be applied to a later temporary license.
Temporary pending examination

At least one of the following alternatives:

Authority
Both property and casualty lines; pass either the combined examination or both separate examinations.
Conversion Fingerprinting
Fingerprinting is required for conversion to the ordinary producer license rather than temporary issuance.
Duration
Six months; take the examination for a regular license within that period. Rule 482-1-147-.08(1)(d) specifies a maximum of six months; Section 27-7-24(b) also provides further time until notification of the examination result.
Minimum Age
At least 18 years old.
Residency
Alabama resident, otherwise qualified for an ordinary producer license except for passage of the examination.
Sponsor
The insurer requests the temporary license and files its appointment; at least one insurer must appoint for each authority, and multiple appointments are limited to affiliated insurers.
Training
Actively engaged in the approved study, instruction, and field-training or prelicensing course under the appointing insurer’s supervision.
Unused Balance
Only one lifetime temporary license per line, but unused time from a license canceled before expiration may be applied to a later temporary license.

Alabama Insurance Producer Examination — Casualty Insurance Only

Provider
The University of Alabama, for the Alabama Department of Insurance
Format
Computer-generated multiple-choice examination; four possible answers per question
Exam questions
125
Time limit
150 minutes
Passing score
87 correct answers, as printed in the official examination-specific outline
Examination outline
  • Part I - Property & Casualty Fundamentals — Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Basics of Liability Insurance
    • Key Terms
    • Negligence
    • "No Fault" Benefits
    • Additional Liability Issues
  • Part II - Personal Lines — Personal Auto Policy
    • Coverage Overview
    • Definitions
    • Policy-wide Exclusions
    • Primary-Excess Rule
    • Coverage A, Liability
    • Coverage B, Medical Payments
    • Coverage C, UM & UIM
    • Coverage D, Damage to Your Auto
    • Part E (Duties) & Part F (General Provisions)
    • Auto Endorsements
  • Part II - Personal Lines — Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part III - Commercial Lines — The Commerical Package Policy
    • Commercial Package Policy Structure
    • Common Elements (Declarations & Conditions)
  • Part III - Commercial Lines — Commercial General Liability
    • Commercial Liability (in General)
    • Section I, Coverages A, B & C
    • Sections II (Who), III (Limits), IV (Conditions)
    • Occurrence vs. Claims-Made Policies
    • Other Commercial Liability Policies
    • Surety Bonds
  • Part III - Commercial Lines — Crime and Fidelity Bonds
    • Key Terms
    • Fidelity Bonds
    • Commerical Crime, Government Crime
    • Selected Endorsements
  • Part III - Commercial Lines — Equipment Breakdown Coverage
    • Basics of Equipment Breakdown
    • Coverages Available
    • Conditions
    • Exclusions, Limitations, Endorsements
  • Part III - Commercial Lines — Other Commerical Policies
    • Commerical Auto, general
    • Business Auto Coverage Form
    • Truckers & Motor Carriers Coverage Forms
    • Selected Auto Endorsements
    • Marine Policies (in General)
    • Inland Marine Policies
    • Ocean Marine Policies
    • Farm (Ranch) Coverage
  • Part III - Commercial Lines — Businessowners Policy
    • BOP, general
    • BOP Property Coverages
    • Coverage Extensions, Optional Coverages
    • BOP Liability Coverage, Selected Endorsements
  • Part III - Commercial Lines — Workers Comp and Employers Liability
    • Basics Rules, Exempt Occupations
    • What's Covered? What's not Covered?
    • Coverage Sources, Levels of Disability
    • Policy Framework
  • Part IV - Alabama Law — All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
  • Part IV - Alabama Law — Automobile Candidates
    • Financial Responsibility, Evidence of Insurance
    • Uninsured Motorist Coverage
    • Cancellation
Examination sources

Combined Property & Casualty Exam

Provider
The University of Alabama, for the Alabama Department of Insurance
Format
Computer-generated multiple-choice examination; four possible answers per question
Exam questions
150
Time limit
180 minutes
Passing score
105 correct answers, as printed in the official examination-specific outline
Examination outline
  • Part I - Property & Casualty Fundamentals — Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Basics of Property Insurance
    • Key Terms
    • What's Covered?
    • Claims Payment Choices
    • Cost Containment Mechanisms
    • Common Definitions, Provisions and Conditions
    • Duties Following a Loss
    • Cause of Loss Forms
  • Part I - Property & Casualty Fundamentals — Basics of Liability Insurance
    • Key Terms
    • Negligence
    • "No Fault" Benefits
    • Additional Liability Issues
  • Part II - Personal Lines — Homeowners & Dwelling Policies
    • Dwelling Policies
    • Homeowner's Policies
    • Section I, Coverages A, B, C & D
    • Perils Covered, Loss Payment Choice
    • DICE: Declarations, Insuring Clause, Conditions, Exclusions
    • Additional Coverages, Exclusions & Conditions
    • HO forms
    • Section II, Liability
    • Medical Payments to Others
    • Section II additional coverages & exclusions
    • Mobilehomes & other Endorsements
  • Part II - Personal Lines — Personal Auto Policy
    • Coverage Overview
    • Definitions
    • Policy-wide Exclusions
    • Primary-Excess Rule
    • Coverage A, Liability
    • Coverage B, Medical Payments
    • Coverage C, UM & UIM
    • Coverage D, Damage to Your Auto
    • Part E (Duties) & Part F (General Provisions)
    • Auto Endorsements
  • Part II - Personal Lines — Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part III - Commercial Lines — The Commerical Package Policy
    • Commercial Package Policy Structure
    • Common Elements (Declarations & Conditions)
  • Part III - Commercial Lines — Commerical Property
    • Commercial Property (in General)
    • Coverage Additions & Extensions
    • Limits, Mortgage Holder, Optional Coverages
    • Loss of Use, Business Income, Extra Expense
    • Other Coverage Forms (Builders Risk, Condos)
    • Perils: Basic, Broad, and Special Forms
  • Part III - Commercial Lines — Commercial General Liability
    • Commercial Liability (in General)
    • Section I, Coverages A, B & C
    • Sections II (Who), III (Limits), IV (Conditions)
    • Occurrence vs. Claims-Made Policies
    • Other Commercial Liability Policies
    • Surety Bonds
  • Part III - Commercial Lines — Crime and Fidelity Bonds
    • Key Terms
    • Fidelity Bonds
    • Commerical Crime, Government Crime
    • Selected Endorsements
  • Part III - Commercial Lines — Equipment Breakdown Coverage
    • Basics of Equipment Breakdown
    • Coverages Available
    • Conditions
    • Exclusions, Limitations, Endorsements
  • Part III - Commercial Lines — Other Commerical Policies
    • Commerical Auto, general
    • Business Auto Coverage Form
    • Truckers & Motor Carriers Coverage Forms
    • Selected Auto Endorsements
    • Marine Policies (in General)
    • Inland Marine Policies
    • Ocean Marine Policies
    • Farm (Ranch) Coverage
  • Part III - Commercial Lines — Businessowners Policy
    • BOP, general
    • BOP Property Coverages
    • Coverage Extensions, Optional Coverages
    • BOP Liability Coverage, Selected Endorsements
  • Part III - Commercial Lines — Workers Comp and Employers Liability
    • Basics Rules, Exempt Occupations
    • What's Covered? What's not Covered?
    • Coverage Sources, Levels of Disability
    • Policy Framework
  • Part IV - Alabama Law — All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
  • Part IV - Alabama Law — Automobile Candidates
    • Financial Responsibility, Evidence of Insurance
    • Uninsured Motorist Coverage
    • Cancellation
Examination sources

Property Insurance Only

Provider
University of Alabama
Format
Computer-generated multiple-choice examination; four possible answers per question
Exam questions
100
Time limit
120 minutes
Passing score
70 correct answers
Exam fee
$50.00
Examination outline
  • Part I - Property & Casualty Fundamentals — Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Basics of Property Insurance
    • Key Terms
    • What's Covered?
    • Claims Payment Choices
    • Cost Containment Mechanisms
    • Common Definitions, Provisions and Conditions
    • Duties Following a Loss
    • Cause of Loss Forms
  • Part II - Personal Lines — Homeowners & Dwelling Policies
    • Dwelling Policies
    • Homeowner's Policies
    • Section I, Coverages A, B, C & D
    • Perils Covered, Loss Payment Choice
    • DICE: Declarations, Insuring Clause, Conditions, Exclusions
    • Additional Coverages, Exclusions & Conditions
    • HO forms
    • Section II, Liability
    • Medical Payments to Others
    • Section II additional coverages & exclusions
    • Mobilehomes & other Endorsements
  • Part II - Personal Lines — Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part III - Commercial Lines — The Commerical Package Policy
    • Commercial Package Policy Structure
    • Common Elements (Declarations & Conditions)
  • Part III - Commercial Lines — Commerical Property
    • Commercial Property (in General)
    • Coverage Additions & Extensions
    • Limits, Mortgage Holder, Optional Coverages
    • Loss of Use, Business Income, Extra Expense
    • Other Coverage Forms (Builders Risk, Condos)
    • Perils: Basic, Broad, and Special Forms
  • Part IV - Alabama Law — All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
Examination sources

Alabama Personal Lines Exam

Provider
University of Alabama, for the Alabama Department of Insurance
Format
Computer-generated multiple-choice questions with four possible answers
Exam questions
100
Time limit
120 minutes
Passing score
70 correct answers out of 100
Exam fee
$50, non-refundable
Examination outline
  • Part I - Property & Casualty Fundamentals — Chpt 1 Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Chpt 2 Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Chpt 3 Basics of Property Insurance
    • Key Terms
    • What's Covered?
    • Claims Payment Choices
    • Cost Containment Mechanisms
    • Common Definitions, Provisions and Conditions
    • Duties Following a Loss
    • Cause of Loss Forms
  • Part I - Property & Casualty Fundamentals — Chpt 4 Basics of Liability Insurance
    • Key Terms
    • Negligence
    • "No Fault" Benefits
    • Additional Liability Issues
  • Part II - Personal Lines — Chpt 5 Homeowners & Dwelling Policies
    • Dwelling Policies
    • Homeowner's Policies
    • Section I, Coverages A, B, C & D
    • Perils Covered, Loss Payment Choice
    • DICE: Declarations, Insuring Clause, Conditions, Exclusions
    • Additional Coverages, Exclusions & Conditions
    • HO forms
    • Section II, Liability
    • Medical Payments to Others
    • Section II additional coverages & exclusions
    • Mobilehomes & other Endorsements
  • Part II - Personal Lines — Chpt 6 Personal Auto Policy
    • Coverage Overview
    • Definitions
    • Policy-wide Exclusions
    • Primary-Excess Rule
    • Coverage A, Liability
    • Coverage B, Medical Payments
    • Coverage C, UM & UIM
    • Coverage D, Damage to Your Auto
    • Part E (Duties) & Part F (General Provisions)
    • Auto Endorsements
  • Part II - Personal Lines — Chpt 7 Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part IV - Alabama Law — Chpt 16 All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Chpt 17 Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
  • Part IV - Alabama Law — Chpt 18 Automobile Candidates
    • Financial Responsibility, Evidence of Insurance
    • Uninsured Motorist Coverage
    • Cancellation
Examination sources