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Casualty Insurance Only

Provider
The University of Alabama, for the Alabama Department of Insurance
Format
Computer-generated multiple-choice examination; four possible answers per question
Exam questions
125
Time limit
150 minutes
Passing score
87 correct answers, as printed in the official examination-specific outline
Examination outline
  • Part I - Property & Casualty Fundamentals — Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Basics of Liability Insurance
    • Key Terms
    • Negligence
    • "No Fault" Benefits
    • Additional Liability Issues
  • Part II - Personal Lines — Personal Auto Policy
    • Coverage Overview
    • Definitions
    • Policy-wide Exclusions
    • Primary-Excess Rule
    • Coverage A, Liability
    • Coverage B, Medical Payments
    • Coverage C, UM & UIM
    • Coverage D, Damage to Your Auto
    • Part E (Duties) & Part F (General Provisions)
    • Auto Endorsements
  • Part II - Personal Lines — Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part III - Commercial Lines — The Commerical Package Policy
    • Commercial Package Policy Structure
    • Common Elements (Declarations & Conditions)
  • Part III - Commercial Lines — Commercial General Liability
    • Commercial Liability (in General)
    • Section I, Coverages A, B & C
    • Sections II (Who), III (Limits), IV (Conditions)
    • Occurrence vs. Claims-Made Policies
    • Other Commercial Liability Policies
    • Surety Bonds
  • Part III - Commercial Lines — Crime and Fidelity Bonds
    • Key Terms
    • Fidelity Bonds
    • Commerical Crime, Government Crime
    • Selected Endorsements
  • Part III - Commercial Lines — Equipment Breakdown Coverage
    • Basics of Equipment Breakdown
    • Coverages Available
    • Conditions
    • Exclusions, Limitations, Endorsements
  • Part III - Commercial Lines — Other Commerical Policies
    • Commerical Auto, general
    • Business Auto Coverage Form
    • Truckers & Motor Carriers Coverage Forms
    • Selected Auto Endorsements
    • Marine Policies (in General)
    • Inland Marine Policies
    • Ocean Marine Policies
    • Farm (Ranch) Coverage
  • Part III - Commercial Lines — Businessowners Policy
    • BOP, general
    • BOP Property Coverages
    • Coverage Extensions, Optional Coverages
    • BOP Liability Coverage, Selected Endorsements
  • Part III - Commercial Lines — Workers Comp and Employers Liability
    • Basics Rules, Exempt Occupations
    • What's Covered? What's not Covered?
    • Coverage Sources, Levels of Disability
    • Policy Framework
  • Part IV - Alabama Law — All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
  • Part IV - Alabama Law — Automobile Candidates
    • Financial Responsibility, Evidence of Insurance
    • Uninsured Motorist Coverage
    • Cancellation
Examination sources