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Personal Lines Exam — Information & Free Practice

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Personal Lines Exam

Provider
University of Alabama, for the Alabama Department of Insurance
Format
Computer-generated multiple-choice questions with four possible answers
Exam questions
100
Time limit
120 minutes
Passing score
70 correct answers out of 100
Exam fee
$50, non-refundable
Examination outline
  • Part I - Property & Casualty Fundamentals — Chpt 1 Property & Casualty Vocabulary
    • Key Terms
    • Insurance Company Structures
    • Domestic, Foreign, Alien, Admitted, Nonadmitted
    • Law of Agency
  • Part I - Property & Casualty Fundamentals — Chpt 2 Contract Law
    • Introduction to the Law of Contracts
    • Other Contractual Terms and Concerns
    • Underwriting
    • Policy & Rate Filings, Premium Calculation, Loss Ratio
  • Part I - Property & Casualty Fundamentals — Chpt 3 Basics of Property Insurance
    • Key Terms
    • What's Covered?
    • Claims Payment Choices
    • Cost Containment Mechanisms
    • Common Definitions, Provisions and Conditions
    • Duties Following a Loss
    • Cause of Loss Forms
  • Part I - Property & Casualty Fundamentals — Chpt 4 Basics of Liability Insurance
    • Key Terms
    • Negligence
    • "No Fault" Benefits
    • Additional Liability Issues
  • Part II - Personal Lines — Chpt 5 Homeowners & Dwelling Policies
    • Dwelling Policies
    • Homeowner's Policies
    • Section I, Coverages A, B, C & D
    • Perils Covered, Loss Payment Choice
    • DICE: Declarations, Insuring Clause, Conditions, Exclusions
    • Additional Coverages, Exclusions & Conditions
    • HO forms
    • Section II, Liability
    • Medical Payments to Others
    • Section II additional coverages & exclusions
    • Mobilehomes & other Endorsements
  • Part II - Personal Lines — Chpt 6 Personal Auto Policy
    • Coverage Overview
    • Definitions
    • Policy-wide Exclusions
    • Primary-Excess Rule
    • Coverage A, Liability
    • Coverage B, Medical Payments
    • Coverage C, UM & UIM
    • Coverage D, Damage to Your Auto
    • Part E (Duties) & Part F (General Provisions)
    • Auto Endorsements
  • Part II - Personal Lines — Chpt 7 Watercraft and Flood Policies
    • Watercraft
    • Boatowner's & Yacht Policies
    • Flood Insurance
  • Part IV - Alabama Law — Chpt 16 All Licensing Candidates
    • Overview, Insurance Commissioner
    • Obtaining a Producer License
    • Maintaining a Producer License
    • Continuing Education
    • Producer Appointment and Termination
    • Prohibited Actions
  • Part IV - Alabama Law — Chpt 17 Property & Casualty Candidates
    • General (Binders, Adjusters, Surplus Line)
    • Alabama Insurance Guaranty Association
    • Workers Compensation
    • Strengthen Alabama Homes
  • Part IV - Alabama Law — Chpt 18 Automobile Candidates
    • Financial Responsibility, Evidence of Insurance
    • Uninsured Motorist Coverage
    • Cancellation
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