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Nevada Property & Casualty Insurance — Requirements & Free Practice

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Licenses, application pathways and examination requirements

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Resident Producer

Individual producer licensure for property, casualty, restricted personal lines, and the related limited lines expressly authorized in NRS 683A.261.

Licensing authority: Nevada Division of Insurance · Application information

Add resident line of authority — property and casualty

At least one of the following alternatives:

Application
Add only lines for which qualified using Sircon or NIPR; the fee to add one or more lines is $50; no new fingerprints are required.
Examination
A resident adding a line must satisfy NRS 683A.251(1)(d) and NAC 683A.270 unless a statutory exemption applies.
Existing license
Hold an existing resident producer licence.
Requested authority
property and casualty
Add resident line of authority — casualty
Application
Add only lines for which qualified using Sircon or NIPR; the fee to add one or more lines is $50; no new fingerprints are required.
Examination
A resident adding a line must satisfy NRS 683A.251(1)(d) and NAC 683A.270 unless a statutory exemption applies.
Existing license
Hold an existing resident producer licence.
Requested authority
casualty
Add resident line of authority — personal lines
Application
Add only lines for which qualified using Sircon or NIPR; the fee to add one or more lines is $50; no new fingerprints are required.
Examination
A resident adding a line must satisfy NRS 683A.251(1)(d) and NAC 683A.270 unless a statutory exemption applies.
Existing license
Hold an existing resident producer licence.
Requested authority
personal lines
Add resident line of authority — property
NV Property (practice unavailable)
Application
Add only lines for which qualified using Sircon or NIPR; the fee to add one or more lines is $50; no new fingerprints are required.
Examination
A resident adding a line must satisfy NRS 683A.251(1)(d) and NAC 683A.270 unless a statutory exemption applies.
Existing license
Hold an existing resident producer licence.
Requested authority
property
Resident initial licensure by examination — property and casualty

At least one of the following alternatives:

Application
Submit the resident application electronically through Sircon and pay the $185 state licensing fee; vendor charges may also apply.
Appointment
NRS 683A.321(1) requires an insurer appointment when acting as an agent; a producer acting as a broker does not need appointment. The Division Individual Producers page states: "Nevada law requires each individual and business entity producer be appointed by an insurance company." This implementing instruction is retained alongside the statutory distinction.
Email
Establish and maintain a valid electronic mail address (NRS 683A.251(3)).
Fingerprints
After applying, authorize the criminal-history check with the background waiver, obtain fingerprints using the authorization form at an approved vendor, and upload the completed form; provide arrest, disposition and personal explanation documents for criminal history.
Fitness
No act constituting a ground for refusal, suspension or revocation; declare application statements true, correct and complete (NRS 683A.251).
Minimum age
At least 18 years old (NRS 683A.251(1)(a)).
Prelicensing education
The Division states that prelicensing education is optional for producer applicants; NAC 683A.170 addresses exemption from prelicensing-course provisions, not a new examination exemption.
Requested authority
property and casualty
Score currency
Pass the appropriate licensing examination with a score of at least 70 within one year immediately preceding the licence application (NAC 683A.270).
Resident initial licensure by examination — casualty only
Application
Submit the resident application electronically through Sircon and pay the $185 state licensing fee; vendor charges may also apply.
Appointment
NRS 683A.321(1) requires an insurer appointment when acting as an agent; a producer acting as a broker does not need appointment. The Division Individual Producers page states: "Nevada law requires each individual and business entity producer be appointed by an insurance company." This implementing instruction is retained alongside the statutory distinction.
Email
Establish and maintain a valid electronic mail address (NRS 683A.251(3)).
Fingerprints
After applying, authorize the criminal-history check with the background waiver, obtain fingerprints using the authorization form at an approved vendor, and upload the completed form; provide arrest, disposition and personal explanation documents for criminal history.
Fitness
No act constituting a ground for refusal, suspension or revocation; declare application statements true, correct and complete (NRS 683A.251).
Minimum age
At least 18 years old (NRS 683A.251(1)(a)).
Prelicensing education
The Division states that prelicensing education is optional for producer applicants; NAC 683A.170 addresses exemption from prelicensing-course provisions, not a new examination exemption.
Requested authority
casualty only
Score currency
Pass the appropriate licensing examination with a score of at least 70 within one year immediately preceding the licence application (NAC 683A.270).
Resident initial licensure by examination — personal lines only
Application
Submit the resident application electronically through Sircon and pay the $185 state licensing fee; vendor charges may also apply.
Appointment
NRS 683A.321(1) requires an insurer appointment when acting as an agent; a producer acting as a broker does not need appointment. The Division Individual Producers page states: "Nevada law requires each individual and business entity producer be appointed by an insurance company." This implementing instruction is retained alongside the statutory distinction.
Email
Establish and maintain a valid electronic mail address (NRS 683A.251(3)).
Fingerprints
After applying, authorize the criminal-history check with the background waiver, obtain fingerprints using the authorization form at an approved vendor, and upload the completed form; provide arrest, disposition and personal explanation documents for criminal history.
Fitness
No act constituting a ground for refusal, suspension or revocation; declare application statements true, correct and complete (NRS 683A.251).
Minimum age
At least 18 years old (NRS 683A.251(1)(a)).
Prelicensing education
The Division states that prelicensing education is optional for producer applicants; NAC 683A.170 addresses exemption from prelicensing-course provisions, not a new examination exemption.
Requested authority
personal lines only
Score currency
Pass the appropriate licensing examination with a score of at least 70 within one year immediately preceding the licence application (NAC 683A.270).
Resident initial licensure by examination — property only
NV Property (practice unavailable)
Application
Submit the resident application electronically through Sircon and pay the $185 state licensing fee; vendor charges may also apply.
Appointment
NRS 683A.321(1) requires an insurer appointment when acting as an agent; a producer acting as a broker does not need appointment. The Division Individual Producers page states: "Nevada law requires each individual and business entity producer be appointed by an insurance company." This implementing instruction is retained alongside the statutory distinction.
Email
Establish and maintain a valid electronic mail address (NRS 683A.251(3)).
Fingerprints
After applying, authorize the criminal-history check with the background waiver, obtain fingerprints using the authorization form at an approved vendor, and upload the completed form; provide arrest, disposition and personal explanation documents for criminal history.
Fitness
No act constituting a ground for refusal, suspension or revocation; declare application statements true, correct and complete (NRS 683A.251).
Minimum age
At least 18 years old (NRS 683A.251(1)(a)).
Prelicensing education
The Division states that prelicensing education is optional for producer applicants; NAC 683A.170 addresses exemption from prelicensing-course provisions, not a new examination exemption.
Requested authority
property only
Score currency
Pass the appropriate licensing examination with a score of at least 70 within one year immediately preceding the licence application (NAC 683A.270).
Resident limited line producer issuance — Credit insurance (including credit property)
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Scope
Confine activity to Credit insurance (including credit property) under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Resident limited line producer issuance — Crop
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Scope
Confine activity to Crop under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Resident limited line producer issuance — Portable electronics
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Scope
Confine activity to Portable electronics under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Vendor
Be a portable-electronics vendor; supply the location schedule and home-office physical address, and maintain the schedule for inspection (NRS 691D.200).
Resident limited line producer issuance — Rental car
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Scope
Confine activity to Rental car under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Short term lessor
Be licensed as a short-term lessor under NRS 482.363; comply with the training, supervision and records requirements in NAC 683A.275. Its outdated paragraph-(k) cross-reference does not change the current rental-car line in NRS 683A.261(1)(i).
Resident limited line producer issuance — Personal property storage insurance
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Scope
Confine activity to Personal property storage insurance under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Storage owner
Restrict the coverage to occupants and rental agreements within NRS 683A.1845 and 683A.1855.
Resident limited line producer issuance — Travel
No examination is required for this applicant pathway.
Continuing education
NAC 683A.325(2)(a) excludes a limited licence issued under NRS 683A.261 from the general continuing-education provisions.
Individual application
Meet the natural-person application requirements other than the exempt examination: age, fitness, application, fees, fingerprints, criminal-history authorization, and email.
Retailer register
If using travel retailers, establish and maintain the register at licensure under NRS 691E.220; submit it when requested and certify statutory compliance.
Scope
Confine activity to Travel under the limited-line authority; NRS 683A.291(2) exempts the licensing examination.
Resident licensure by previously held same line licence / relocation exemption
No examination is required for this applicant pathway.
Application
Complete the electronic resident application, applicable fees, fingerprints and criminal-history documents, and maintain email.
Board instructions
The Division instructs an applicant with an active former resident licence to keep it active during application and surrender it within 30 days of Nevada approval; if already surrendered, apply within 90 days after inactivation. Other resident application steps still apply.
Previous license
NRS 683A.291(1) states: 1. An applicant for licensing in this state as a producer of insurance who was previously licensed for the same lines of authority in another state need not complete any education or examination if the applicant is currently licensed in that state or, if the application is received within 90 days after the cancellation of the license, the other state certifies that the applicant was in good standing at the time of cancellation. Alternatively, the exemption is available if the records of the National Association of Insurance Commissioners show that the applicant is or was licensed and in good standing for the lines of authority requested.
Relocation window
When moving to Nevada, apply within 90 days after establishing legal residence (NRS 683A.291(3)).
Reinstatement after child support related suspension
No examination is required for this applicant pathway.
Official letter
The Commissioner receives the district attorney or public-agency letter under NRS 425.550 confirming compliance with the subpoena or warrant or satisfaction of arrearages under NRS 425.560.

Official no-examination sources

Effective from 2026-09-22.

Renewal with waiver for military service, disability or other extenuating circumstance
No examination is required for this applicant pathway.
Circumstance
Unable to renew because of military service, extended medical disability, or another extenuating circumstance.
Remaining requirements
Unless exempt under NAC 683A.325 or 683A.330, certify 30 hours of approved continuing education during the three-year period, including three hours of ethics; qualifying designations or 20 years of continuous insurance experience may support an exemption.
Waiver
Request waiver of the time limit and fine or sanction; NRS 683A.261(7) does not itself waive continuing education or all fees.
Late renewal within 30 days
No examination is required for this applicant pathway.
Continuing education
Unless exempt under NAC 683A.325 or 683A.330, certify 30 hours of approved continuing education during the three-year period, including three hours of ethics; qualifying designations or 20 years of continuous insurance experience may support an exemption.
Late request
Submit within 30 days after the renewal date and pay a 50 percent penalty on applicable renewal fees, excluding NRS 680C.110 fees.
Licensed scope
The renewed authority remains the authority already held. No licensing examination is included in the renewal conditions of NRS 683A.261(2).
Renewal
Submit renewal and applicable fees before the three-year renewal date and satisfy applicable educational and other renewal requirements.
Restoration after suspension for unremitted premiums
No examination is required for this applicant pathway.
Maintenance
Pay applicable fees and maintain required education during suspension under NRS 683A.461(5).
Suspension
Suspension under NRS 683A.520(2) lasts until remittance is made or the insurer or agency files a release of the indebtedness satisfactory to the Commissioner.
Expired licence reinstatement within 12 months
No examination is required for this applicant pathway.
Education
Complete all applicable continuing education.
Expired license
A natural person whose producer licence expired under NRS 683A.261(4); reinstate within 12 months after the renewal date.
Fees
Pay the prescribed penalty of twice applicable renewal fees, excluding NRS 680C.110 fees.

Official no-examination sources

Effective from 2026-09-22.

Renewal
No examination is required for this applicant pathway.
Continuing education
Unless exempt under NAC 683A.325 or 683A.330, certify 30 hours of approved continuing education during the three-year period, including three hours of ethics; qualifying designations or 20 years of continuous insurance experience may support an exemption.
Licensed scope
The renewed authority remains the authority already held. No licensing examination is included in the renewal conditions of NRS 683A.261(2).
Renewal
Submit renewal and applicable fees before the three-year renewal date and satisfy applicable educational and other renewal requirements.

NV Property

Examination outline
  • Property — General knowledge — TYPES OF POLICIES
    • Homeowners
    • Homeowners > HO-2
    • Homeowners > HO-3
    • Homeowners > HO-4
    • Homeowners > HO-5
    • Homeowners > HO-6
    • Homeowners > HO-8
    • Dwelling policies
    • Dwelling policies > DP-1
    • Dwelling policies > DP-2
    • Dwelling policies > DP-3
    • Commercial lines
    • Commercial lines > Commercial Package Policy (CPP)
    • Commercial lines > Commercial property
    • Commercial lines > Commercial property > Commercial building and business personal property form
    • Commercial lines > Commercial property > Causes of loss forms
    • Commercial lines > Commercial property > Business income
    • Commercial lines > Commercial property > Extra expense
    • Commercial lines > Commercial property > Equipment breakdown
    • Commercial lines > Business Owners Policy (BOP)
    • Commercial lines > Builders Risk
    • Commercial lines > Cyber First-Party Coverage
    • Inland marine
    • Inland marine > Personal Articles floaters
    • Inland marine > Commercial Property floaters
    • National Flood Insurance Program
    • Others
    • Others > Earthquake
    • Others > Mobile Homes
    • Others > Watercraft
    • Others > Farm Owners
    • Others > Windstorm
  • Property — General knowledge — INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Insurance > Law of Large Numbers
    • Insurable interest
    • Risk
    • Risk > Pure vs. Speculative Risk
    • Hazard
    • Hazard > Moral
    • Hazard > Morale
    • Hazard > Physical
    • Peril
    • Loss
    • Loss > Direct
    • Loss > Indirect
    • Loss Valuation
    • Loss Valuation > Actual cash value
    • Loss Valuation > Replacement cost
    • Loss Valuation > Market value
    • Loss Valuation > Stated/agreed value
    • Loss Valuation > Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Liability > Absolute
    • Liability > Strict
    • Liability > Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
  • Property — General knowledge — POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Warranties, representations, and concealment
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Territory
  • Property — Nevada specific — NEVADA STATUTES AND CODES COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • Insurance Commissioner
    • Insurance Commissioner > General powers and duties
    • Insurance Commissioner > Examinations
    • Insurance Commissioner > Notice and hearings
    • Definitions
    • Definitions > Insurer
    • Definitions > Authorized and unauthorized
    • Definitions > Domestic, foreign, and alien
    • Definitions > Transacting insurance
    • Definitions > Certificate of authority
    • Definitions > Premiums
    • Licensing
    • Licensing > Persons required to be licensed
    • Licensing > Persons required to be licensed > Producer
    • Licensing > Persons required to be licensed > Managing general agent
    • Licensing > Persons required to be licensed > Nonresident
    • Licensing > Persons required to be licensed > Adjuster
    • Licensing > Persons required to be licensed > Bail agent
    • Licensing > Persons required to be licensed > Bail enforcement agent
    • Licensing > Persons required to be licensed > Surplus lines broker
    • Licensing > Persons required to be licensed > Limited Lines producer
    • Licensing > Persons required to be licensed > Insurance Consultant
    • Licensing > Persons required to be licensed > Reinsurance intermediary
    • Licensing > Persons required to be licensed > Administrator
    • Licensing > Obtaining a license
    • Licensing > Obtaining a license > Insurance company appointment
    • Licensing > Obtaining a license > License requirements
    • Licensing > Termination of license
    • Licensing > Termination of license > Renewal/Continuing Education
    • Licensing > Termination of license > Suspension, revocation, and refusal of license
    • Licensing > Name of licensee–true, fictitious
    • Marketing practices
    • Marketing practices > Unfair practices
    • Marketing practices > Unfair practices > Unfair claims methods and practices; Settlement of claims
    • Marketing practices > Unfair practices > Rebating - Inducement
    • Marketing practices > Unfair practices > Twisting
    • Marketing practices > Unfair practices > Misrepresentation
    • Marketing practices > Unfair practices > Fraud
    • Marketing practices > Unfair practices > Unfair discrimination
    • Marketing practices > Unfair practices > Defamation
    • Marketing practices > Fiduciary responsibilities; trusts
    • Marketing practices > Commissions - payments, acceptance, sharing, prohibitions
    • Marketing practices > Required records and record retention
    • Nevada Insurance Guaranty Association (NIGA)
  • Property — Nevada specific — NEVADA STATUTES AND CODES COMMON TO PROPERTY AND CASUALTY INSURANCE
    • Cancellation and nonrenewal of policies
    • General rate standard and regulation
    • Countersigning of policies
    • Surplus lines
    • Surplus lines > Definition
    • Surplus lines > Fees and filing requirements
    • Payment of motor vehicle physical damage claims
    • Binders
    • Motor vehicle physical damage appraiser
  • Property — Nevada specific — NEVADA STATUTES AND CODES PERTINENT TO PROPERTY INSURANCE ONLY
    • Inland Marine and Transportation
    • Property insurance defined
    • Property insurance contracts
Examination sources

NV Casualty Insurance Licensing Examination

Provider
Pearson VUE
Format
Computer-administered multiple-choice examination; general knowledge and Nevada-specific sections yield one score
Time limit
2 hours 15 minutes
Passing score
70 on the scaled 0–100 reporting scale
Examination outline
  • Casualty — General knowledge — TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Commercial general liability > Exposures
    • Commercial general liability > Exposures > Premises and Operations
    • Commercial general liability > Exposures > Products and Completed Operations
    • Commercial general liability > Coverage
    • Commercial general liability > Coverage > Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • Commercial general liability > Coverage > Coverage B: Personal Injury and Advertising Injury
    • Commercial general liability > Coverage > Coverage C: Medical Payments
    • Commercial general liability > Coverage > Supplemental Payments
    • Commercial general liability > Coverage > Who is an insured
    • Commercial general liability > Coverage > First named insured
    • Commercial general liability > Coverage > Limits (Per occurrence, Annual Aggregate)
    • Commercial general liability > Coverage > Damage to Property of Others
    • Automobile: personal auto and business auto
    • Automobile: personal auto and business auto > Liability
    • Automobile: personal auto and business auto > Liability > Bodily Injury
    • Automobile: personal auto and business auto > Liability > Property Damage
    • Automobile: personal auto and business auto > Liability > Split Limits
    • Automobile: personal auto and business auto > Liability > Combined Single Limit
    • Automobile: personal auto and business auto > Medical Payments
    • Automobile: personal auto and business auto > Physical Damage (collision; other than collision; specified perils)
    • Automobile: personal auto and business auto > Uninsured motorists
    • Automobile: personal auto and business auto > Underinsured motorists
    • Automobile: personal auto and business auto > Who is an insured
    • Automobile: personal auto and business auto > Types of Auto
    • Automobile: personal auto and business auto > Types of Auto > Owned
    • Automobile: personal auto and business auto > Types of Auto > Non-owned
    • Automobile: personal auto and business auto > Types of Auto > Hired
    • Automobile: personal auto and business auto > Types of Auto > Temporary Substitute
    • Automobile: personal auto and business auto > Types of Auto > Newly Acquired Autos
    • Automobile: personal auto and business auto > Types of Auto > Transportation Expense and Rental Reimbursement Expense
    • Automobile: personal auto and business auto > Auto Dealers Coverage Form, including Garagekeepers Insurance
    • Automobile: personal auto and business auto > Exclusions
    • Automobile: personal auto and business auto > Individual Insured and Drive Other Car (DOC)
    • Automobile: personal auto and business auto > Mobile equipment
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts > Who is an employee/employer
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts > Compensation
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Work-related vs. non-work-related
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Other states’ insurance
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Employers Liability
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Exclusive remedy
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Premium Determination
    • Crime
    • Crime > Employee Dishonesty
    • Crime > Theft
    • Crime > Robbery
    • Crime > Burglary
    • Crime > Forgery and Alteration
    • Crime > Mysterious disappearance
    • Bonds
    • Bonds > Surety
    • Bonds > Fidelity
    • Professional liability
    • Professional liability > Errors and Omissions
    • Professional liability > Medical Malpractice
    • Professional liability > Directors and Officers (D&O)
    • Professional liability > Employment Practices Liability (EPLI)
    • Professional liability > Cyber liability and data breach, funds transfer
    • Professional liability > Liquor liability
    • Umbrella/Excess Liability
    • Businessowners Policy (BOP)
  • Casualty — General knowledge — INSURANCE TERMS AND RELATED CONCEPTS
    • Risk
    • Hazards
    • Hazards > Moral
    • Hazards > Morale
    • Hazards > Physical
    • Indemnity
    • Insurable interest
    • Loss valuation
    • Loss valuation > Actual cash value
    • Loss valuation > Replacement cost
    • Loss valuation > Market value
    • Loss valuation > Stated/agreed value
    • Loss valuation > Salvage value
    • Negligence
    • Liability
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Law of Large Numbers
    • Pure vs. Speculative Risk
    • Endorsements
    • Damages
    • Damages > Compensatory
    • Damages > Compensatory > General
    • Damages > Compensatory > Special
    • Damages > Punitive
    • Compliance with provisions of Fair Credit Reporting Act
  • Casualty — General knowledge — POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions and Limitations
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Proof of loss
    • Notice of claim
    • Other insurance
    • Subrogation
    • Loss settlement provisions including consent to settle a loss
    • Terrorism Risk Insurance Act (TRIA)
  • Casualty — Nevada specific — NEVADA STATUTES AND CODES COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • Insurance Commissioner
    • Insurance Commissioner > General powers and duties
    • Insurance Commissioner > Examinations
    • Insurance Commissioner > Notice and hearings; penalties
    • Definitions
    • Definitions > Insurer
    • Definitions > Authorized and unauthorized
    • Definitions > Domestic, foreign, and alien
    • Definitions > Transacting insurance
    • Definitions > Certificate of authority
    • Definitions > Premiums
    • Licensing
    • Licensing > Persons required to be licensed
    • Licensing > Persons required to be licensed > Producer
    • Licensing > Persons required to be licensed > Managing general agent
    • Licensing > Persons required to be licensed > Nonresident
    • Licensing > Persons required to be licensed > Adjuster
    • Licensing > Persons required to be licensed > Bail agent
    • Licensing > Persons required to be licensed > Bail enforcement agent
    • Licensing > Persons required to be licensed > Surplus lines broker
    • Licensing > Persons required to be licensed > Limited Lines producer
    • Licensing > Persons required to be licensed > Insurance Consultant
    • Licensing > Persons required to be licensed > Reinsurance intermediary
    • Licensing > Persons required to be licensed > Administrator
    • Licensing > Obtaining a license
    • Licensing > Obtaining a license > Insurance company appointment
    • Licensing > Obtaining a license > License requirements
    • Licensing > Obtaining a license > Authorization to act
    • Licensing > Termination of license
    • Licensing > Termination of license > Renewal/Continuing Education
    • Licensing > Termination of license > Suspension, revocation, refusal of license
    • Licensing > Name of licensee–true, fictitious
    • Marketing practices
    • Marketing practices > Unfair practices
    • Marketing practices > Unfair practices > Unfair claims methods and practices; Settlement of claims
    • Marketing practices > Unfair practices > Rebating - Inducement
    • Marketing practices > Unfair practices > Twisting
    • Marketing practices > Unfair practices > Misrepresentation
    • Marketing practices > Unfair practices > Fraud
    • Marketing practices > Unfair practices > Unfair discrimination
    • Marketing practices > Unfair practices > Defamation
    • Marketing practices > Fiduciary responsibilities, trusts
    • Marketing practices > Commissions - payments, acceptance, sharing, prohibitions
    • Marketing practices > Required records and record retention
    • Nevada Insurance Guaranty Association (NIGA)
  • Casualty — Nevada specific — NEVADA STATUTES AND CODES COMMON TO PROPERTY AND CASUALTY INSURANCE
    • Cancellation and nonrenewal of policies
    • General rate standard and regulation
    • Countersigning of policies
    • Surplus lines
    • Surplus lines > Definition
    • Surplus lines > Fees and filing requirements
    • Payment of motor vehicle physical damage claims
    • Binders
    • Motor vehicle physical damage appraiser
  • Casualty — Nevada specific — NEVADA STATUTES AND CODES PERTINENT TO CASUALTY INSURANCE ONLY
    • Automobile insurance
    • Automobile insurance > Uninsured/underinsured motorists provisions
    • Automobile insurance > Proof of financial responsibility
    • Automobile insurance > Proof of financial responsibility > General requirements
    • Automobile insurance > Proof of financial responsibility > Required limits
    • Automobile insurance > Premium determination
    • Automobile insurance > Premium reduction for older drivers
    • Automobile insurance > Policy coverages, limitations and exclusions of certain drivers from a policy
    • Casualty contracts
    • Casualty contracts > Vehicle Insurance
    • Casualty contracts > Liability
    • Casualty contracts > Theft/Burglary
    • Casualty contracts > Surety
    • Workers compensation
    • Workers compensation > Who is required to have coverage
    • Workers compensation > Exceptions
    • Workers compensation > Sole remedy
    • Workers compensation > Compliance
    • Workers compensation > Compliance > Self-insurance
    • Workers compensation > Premium Rating
Examination sources

Nevada Personal Lines Insurance Examination

Provider
Pearson VUE
Format
Multiple-choice; General Knowledge and Nevada Specific sections with one examination score
Exam questions
100 scored questions (75 general knowledge and 25 Nevada specific), plus 7 pretest questions (5 general and 2 state)
Time limit
2 hours 15 minutes
Passing score
Scaled score of 70
Exam fee
$37
Examination outline
  • TYPES OF PROPERTY POLICIES
    • Homeowners
    • Homeowners / HO-2
    • Homeowners / HO-3
    • Homeowners / HO-4
    • Homeowners / HO-5
    • Homeowners / HO-6
    • Homeowners / HO-8
    • Dwelling policies
    • Dwelling policies / DP-1
    • Dwelling policies / DP-2
    • Dwelling policies / DP-3
    • Inland marine
    • Inland marine / Personal Articles floaters
    • National Flood Insurance Program
    • Others
    • Others / Earthquake
    • Others / Mobile Homes
    • Others / Watercraft
    • Others / Windstorm
  • TYPES OF CASUALTY POLICIES
    • Automobile: personal auto
    • Automobile: personal auto / Liability
    • Automobile: personal auto / Liability / Bodily Injury
    • Automobile: personal auto / Liability / Property Damage
    • Automobile: personal auto / Liability / Split Limits
    • Automobile: personal auto / Liability / Combined Single Limit
    • Automobile: personal auto / Medical Payments
    • Automobile: personal auto / Physical Damage (collision; other than collision; specified perils)
    • Automobile: personal auto / Uninsured motorists
    • Automobile: personal auto / Underinsured motorists
    • Automobile: personal auto / Who is an insured
    • Automobile: personal auto / Types of Auto
    • Automobile: personal auto / Types of Auto / Owned
    • Automobile: personal auto / Types of Auto / Non-owned
    • Automobile: personal auto / Types of Auto / Hired
    • Automobile: personal auto / Types of Auto / Temporary Substitute
    • Automobile: personal auto / Types of Auto / Newly Acquired Autos
    • Automobile: personal auto / Types of Auto / Transportation Expense and Rental Reimbursement Expense
    • Automobile: personal auto / Exclusions
    • Umbrella/Excess liability
  • PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Insurance / Law of Large Numbers
    • Insurable interest
    • Risk
    • Risk / Pure vs. Speculative Risk
    • Hazard
    • Hazard / Moral
    • Hazard / Morale
    • Hazard / Physical
    • Peril
    • Loss
    • Loss / Direct
    • Loss / Indirect
    • Loss Valuation
    • Loss Valuation / Actual cash value
    • Loss Valuation / Replacement cost
    • Loss Valuation / Market value
    • Loss Valuation / Stated value
    • Loss Valuation / Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
    • Burglary, Robbery, Theft, and Mysterious Disappearance
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Damages
    • Damages / Compensatory
    • Damages / Compensatory / General
    • Damages / Compensatory / Special
    • Damages / Punitive
    • Compliance with Provisions of Fair Credit Reporting Act
  • PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Loss settlement provisions including consent to settle a loss
    • Territory
  • NEVADA STATUTES AND CODES COMMON TO PROPERTY, AND CASUALTY INSURANCE
    • Insurance Commissioner
    • Insurance Commissioner / General powers and duties
    • Insurance Commissioner / Examinations
    • Insurance Commissioner / Notice and hearings; penalties
    • Definitions
    • Definitions / Insurer
    • Definitions / Authorized and unauthorized
    • Definitions / Domestic, foreign, and alien
    • Definitions / Transacting insurance
    • Definitions / Certificate of authority
    • Definitions / Premiums
    • Licensing
    • Licensing / Persons required to be licensed
    • Licensing / Persons required to be licensed / Producer
    • Licensing / Persons required to be licensed / Managing general agent
    • Licensing / Persons required to be licensed / Nonresident
    • Licensing / Persons required to be licensed / Adjuster
    • Licensing / Persons required to be licensed / Insurance Consultant
    • Licensing / Persons required to be licensed / Administrator
    • Licensing / Obtaining a license
    • Licensing / Obtaining a license / Insurance company appointment
    • Licensing / Obtaining a license / License requirements
    • Licensing / Termination of license
    • Licensing / Termination of license / Renewal/Continuing Education
    • Licensing / Termination of license / Suspension, revocation, and refusal of license
    • Marketing practices
    • Marketing practices / Unfair practices
    • Marketing practices / Unfair practices / Unfair claims methods and practices; Settlement of claims
    • Marketing practices / Unfair practices / Rebating - Inducement
    • Marketing practices / Unfair practices / Twisting
    • Marketing practices / Unfair practices / Misrepresentation
    • Marketing practices / Unfair practices / Fraud
    • Marketing practices / Unfair practices / Unfair discrimination
    • Marketing practices / Unfair practices / Defamation
    • Marketing practices / Fiduciary responsibilities, trusts
    • Marketing practices / Commissions - payments, acceptance, sharing, prohibitions
    • Marketing practices / Required records and record retention
    • Nevada Insurance Guaranty Association (NIGA)
    • Cancellation and nonrenewal of policies
    • General rate standard and regulation
    • Countersigning of policies
    • Payment of motor vehicle physical damage claims
    • Binders
    • Motor vehicle physical damage appraiser
  • NEVADA STATUTES AND CODES PERTINENT TO PERSONAL LINES INSURANCE ONLY
    • Automobile insurance
    • Automobile insurance / Uninsured/underinsured motorists provisions
    • Automobile insurance / Proof of financial responsibility
    • Automobile insurance / Proof of financial responsibility / General requirements
    • Automobile insurance / Proof of financial responsibility / Required limits
    • Automobile insurance / Premium determination
    • Automobile insurance / Premium reduction for older drivers
    • Automobile insurance / Policy coverages, limitations and exclusions of certain drivers from a policy
    • Inland Marine and Transportation
    • Property insurance defined
    • Property insurance contracts
Examination sources

NV Property and Casualty

Provider
Pearson VUE
Format
Computer-administered multiple-choice examination; general knowledge and Nevada-specific sections yield one score
Time limit
3 hours 35 minutes
Passing score
70 on the scaled 0–100 reporting scale
Examination outline
  • Property — General knowledge — TYPES OF POLICIES
    • Homeowners
    • Homeowners > HO-2
    • Homeowners > HO-3
    • Homeowners > HO-4
    • Homeowners > HO-5
    • Homeowners > HO-6
    • Homeowners > HO-8
    • Dwelling policies
    • Dwelling policies > DP-1
    • Dwelling policies > DP-2
    • Dwelling policies > DP-3
    • Commercial lines
    • Commercial lines > Commercial Package Policy (CPP)
    • Commercial lines > Commercial property
    • Commercial lines > Commercial property > Commercial building and business personal property form
    • Commercial lines > Commercial property > Causes of loss forms
    • Commercial lines > Commercial property > Business income
    • Commercial lines > Commercial property > Extra expense
    • Commercial lines > Commercial property > Equipment breakdown
    • Commercial lines > Business Owners Policy (BOP)
    • Commercial lines > Builders Risk
    • Commercial lines > Cyber First-Party Coverage
    • Inland marine
    • Inland marine > Personal Articles floaters
    • Inland marine > Commercial Property floaters
    • National Flood Insurance Program
    • Others
    • Others > Earthquake
    • Others > Mobile Homes
    • Others > Watercraft
    • Others > Farm Owners
    • Others > Windstorm
  • Property — General knowledge — INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Insurance > Law of Large Numbers
    • Insurable interest
    • Risk
    • Risk > Pure vs. Speculative Risk
    • Hazard
    • Hazard > Moral
    • Hazard > Morale
    • Hazard > Physical
    • Peril
    • Loss
    • Loss > Direct
    • Loss > Indirect
    • Loss Valuation
    • Loss Valuation > Actual cash value
    • Loss Valuation > Replacement cost
    • Loss Valuation > Market value
    • Loss Valuation > Stated/agreed value
    • Loss Valuation > Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Liability > Absolute
    • Liability > Strict
    • Liability > Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
  • Property — General knowledge — POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Warranties, representations, and concealment
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Territory
  • Property/Casualty — Casualty general knowledge — TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Commercial general liability > Exposures
    • Commercial general liability > Exposures > Premises and Operations
    • Commercial general liability > Exposures > Products and Completed Operations
    • Commercial general liability > Coverage
    • Commercial general liability > Coverage > Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • Commercial general liability > Coverage > Coverage B: Personal Injury and Advertising Injury
    • Commercial general liability > Coverage > Coverage C: Medical Payments
    • Commercial general liability > Coverage > Supplemental Payments
    • Commercial general liability > Coverage > Who is an insured
    • Commercial general liability > Coverage > First named insured
    • Commercial general liability > Coverage > Limits (Per Occurrence, Annual Aggregate)
    • Commercial general liability > Coverage > Damage to Property of Others
    • Automobile: personal auto and business auto
    • Automobile: personal auto and business auto > Liability
    • Automobile: personal auto and business auto > Liability > Bodily Injury
    • Automobile: personal auto and business auto > Liability > Property Damage
    • Automobile: personal auto and business auto > Liability > Split Limits
    • Automobile: personal auto and business auto > Liability > Combined Single Limit
    • Automobile: personal auto and business auto > Medical Payments
    • Automobile: personal auto and business auto > Physical Damage (collision; other than collision; specified perils)
    • Automobile: personal auto and business auto > Uninsured motorists
    • Automobile: personal auto and business auto > Underinsured motorists
    • Automobile: personal auto and business auto > Who is an insured
    • Automobile: personal auto and business auto > Types of Auto
    • Automobile: personal auto and business auto > Types of Auto > Owned
    • Automobile: personal auto and business auto > Types of Auto > Non-owned
    • Automobile: personal auto and business auto > Types of Auto > Hired
    • Automobile: personal auto and business auto > Types of Auto > Temporary Substitute
    • Automobile: personal auto and business auto > Types of Auto > Newly Acquired Autos
    • Automobile: personal auto and business auto > Types of Auto > Transportation Expense and Rental Reimbursement Expense
    • Automobile: personal auto and business auto > Auto Dealers Coverage Form, including Garagekeepers Insurance
    • Automobile: personal auto and business auto > Exclusions
    • Automobile: personal auto and business auto > Individual Insured and Drive Other Car (DOC)
    • Automobile: personal auto and business auto > Mobile equipment
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts > Who is an employee/employer
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Standard policy concepts > Compensation
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Work-related vs. non-work-related
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Other states’ insurance
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Employers Liability
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Exclusive remedy
    • Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > Premium Determination
    • Crime
    • Crime > Employee Dishonesty
    • Crime > Theft
    • Crime > Robbery
    • Crime > Burglary
    • Crime > Forgery and Alteration
    • Crime > Mysterious disappearance
    • Bonds
    • Bonds > Surety
    • Bonds > Fidelity
    • Professional liability
    • Professional liability > Errors and Omissions
    • Professional liability > Medical Malpractice
    • Professional liability > Directors and Officers (D&O)
    • Professional liability > Employment Practices Liability (EPLI)
    • Professional liability > Cyber liability and data breach, funds transfer
    • Professional liability > Liquor liability
    • Umbrella/Excess Liability
    • Businessowners Policy (BOP)
  • Property/Casualty — Casualty general knowledge — INSURANCE TERMS AND RELATED CONCEPTS
    • Risk
    • Hazards
    • Hazards > Moral
    • Hazards > Morale
    • Hazards > Physical
    • Indemnity
    • Insurable interest
    • Loss valuation
    • Loss valuation > Actual cash value
    • Loss valuation > Replacement cost
    • Loss valuation > Market value
    • Loss valuation > Stated/agreed value
    • Loss valuation > Salvage value
    • Negligence
    • Liability
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Law of Large Numbers
    • Pure vs. Speculative Risk
    • Endorsements
    • Damages
    • Damages > Compensatory
    • Damages > Compensatory > General
    • Damages > Compensatory > Special
    • Damages > Punitive
    • Compliance with provisions of Fair Credit Reporting Act
  • Property/Casualty — Casualty general knowledge — POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions and Limitations
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Proof of loss
    • Notice of claim
    • Other insurance
    • Subrogation
    • Loss settlement provisions including consent to settle a loss
    • Terrorism Risk Insurance Act (TRIA)
  • Property/Casualty — Nevada specific — NEVADA STATUTES AND REGULATIONS COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • Insurance Commissioner
    • Insurance Commissioner > General powers and duties
    • Insurance Commissioner > Examinations
    • Insurance Commissioner > Notice and hearings; penalties
    • Definitions
    • Definitions > Insurer
    • Definitions > Authorized and unauthorized
    • Definitions > Domestic, foreign, and alien
    • Definitions > Transacting insurance
    • Definitions > Certificate of authority
    • Definitions > Premiums
    • Licensing
    • Licensing > Persons required to be licensed
    • Licensing > Persons required to be licensed > Producer
    • Licensing > Persons required to be licensed > Managing general agent
    • Licensing > Persons required to be licensed > Nonresident
    • Licensing > Persons required to be licensed > Adjuster
    • Licensing > Persons required to be licensed > Bail agent
    • Licensing > Persons required to be licensed > Bail enforcement agent
    • Licensing > Persons required to be licensed > Surplus lines broker
    • Licensing > Persons required to be licensed > Limited Lines producer
    • Licensing > Persons required to be licensed > Insurance Consultant
    • Licensing > Persons required to be licensed > Reinsurance intermediary
    • Licensing > Persons required to be licensed > Administrator
    • Licensing > Obtaining a license
    • Licensing > Obtaining a license > Insurance company appointment
    • Licensing > Obtaining a license > License requirements
    • Licensing > Termination of license
    • Licensing > Termination of license > Renewal/Continuing Education
    • Licensing > Termination of license > Suspension, revocation, and refusal of license
    • Licensing > Name of licensee–true, fictitious
    • Marketing practices
    • Marketing practices > Unfair practices
    • Marketing practices > Unfair practices > Unfair claims methods and practices; Settlement of claims
    • Marketing practices > Unfair practices > Rebating - Inducement
    • Marketing practices > Unfair practices > Twisting
    • Marketing practices > Unfair practices > Misrepresentation
    • Marketing practices > Unfair practices > Fraud
    • Marketing practices > Unfair practices > Unfair discrimination
    • Marketing practices > Unfair practices > Defamation
    • Marketing practices > Fiduciary responsibilities, trusts
    • Marketing practices > Commissions - payments, acceptance, sharing, prohibitions
    • Marketing practices > Required records and record retention
    • Nevada Insurance Guaranty Association (NIGA)
  • Property/Casualty — Nevada specific — NEVADA STATUTES AND CODES COMMON TO PROPERTY AND CASUALTY INSURANCE
    • Cancellation and nonrenewal of policies
    • General rate standard and regulation
    • Countersigning of policies
    • Surplus lines
    • Surplus lines > Definition
    • Surplus lines > Fees and filing requirements
    • Payment of motor vehicle physical damage claims
    • Binders
    • Motor vehicle physical damage appraiser
  • Property/Casualty — Nevada specific — NEVADA STATUTES AND CODES PERTINENT TO PROPERTY INSURANCE ONLY
    • Inland Marine and Transportation
    • Property insurance defined
    • Property insurance contracts
  • Property/Casualty — Nevada specific — NEVADA STATUTES AND CODES PERTINENT TO CASUALTY INSURANCE ONLY
    • Automobile insurance
    • Automobile insurance > Uninsured/underinsured motorists provisions
    • Automobile insurance > Proof of financial responsibility
    • Automobile insurance > Proof of financial responsibility > General requirements
    • Automobile insurance > Proof of financial responsibility > Required limits
    • Automobile insurance > Premium determination
    • Automobile insurance > Premium reduction for older drivers
    • Automobile insurance > Policy coverages, limitations and exclusions of certain drivers from a policy
    • Casualty contracts
    • Casualty contracts > Vehicle Insurance
    • Casualty contracts > Liability
    • Casualty contracts > Theft/Burglary
    • Casualty contracts > Surety
    • Workers compensation
    • Workers compensation > Who is required to have coverage
    • Workers compensation > Exceptions
    • Workers compensation > Sole remedy
    • Workers compensation > Compliance
    • Workers compensation > Compliance > Self-insurance
    • Workers compensation > Premium Rating
Examination sources