NV Personal Lines — Information & Free Practice
US-NV · Examination information
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NV Personal Lines
- Provider
- Pearson VUE
- Format
- Multiple-choice; General Knowledge and Nevada Specific sections with one examination score
- Exam questions
- 100 scored questions (75 general knowledge and 25 Nevada specific), plus 7 pretest questions (5 general and 2 state)
- Time limit
- 2 hours 15 minutes
- Passing score
- Scaled score of 70
- Exam fee
- $37
Examination outline
TYPES OF PROPERTY POLICIES
- Homeowners
- Homeowners / HO-2
- Homeowners / HO-3
- Homeowners / HO-4
- Homeowners / HO-5
- Homeowners / HO-6
- Homeowners / HO-8
- Dwelling policies
- Dwelling policies / DP-1
- Dwelling policies / DP-2
- Dwelling policies / DP-3
- Inland marine
- Inland marine / Personal Articles floaters
- National Flood Insurance Program
- Others
- Others / Earthquake
- Others / Mobile Homes
- Others / Watercraft
- Others / Windstorm
TYPES OF CASUALTY POLICIES
- Automobile: personal auto
- Automobile: personal auto / Liability
- Automobile: personal auto / Liability / Bodily Injury
- Automobile: personal auto / Liability / Property Damage
- Automobile: personal auto / Liability / Split Limits
- Automobile: personal auto / Liability / Combined Single Limit
- Automobile: personal auto / Medical Payments
- Automobile: personal auto / Physical Damage (collision; other than collision; specified perils)
- Automobile: personal auto / Uninsured motorists
- Automobile: personal auto / Underinsured motorists
- Automobile: personal auto / Who is an insured
- Automobile: personal auto / Types of Auto
- Automobile: personal auto / Types of Auto / Owned
- Automobile: personal auto / Types of Auto / Non-owned
- Automobile: personal auto / Types of Auto / Hired
- Automobile: personal auto / Types of Auto / Temporary Substitute
- Automobile: personal auto / Types of Auto / Newly Acquired Autos
- Automobile: personal auto / Types of Auto / Transportation Expense and Rental Reimbursement Expense
- Automobile: personal auto / Exclusions
- Umbrella/Excess liability
PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
- Insurance
- Insurance / Law of Large Numbers
- Insurable interest
- Risk
- Risk / Pure vs. Speculative Risk
- Hazard
- Hazard / Moral
- Hazard / Morale
- Hazard / Physical
- Peril
- Loss
- Loss / Direct
- Loss / Indirect
- Loss Valuation
- Loss Valuation / Actual cash value
- Loss Valuation / Replacement cost
- Loss Valuation / Market value
- Loss Valuation / Stated value
- Loss Valuation / Salvage value
- Proximate cause
- Deductible
- Indemnity
- Limits of liability
- Coinsurance/Insurance to value
- Occurrence
- Cancellation
- Nonrenewal
- Vacancy and unoccupancy
- Liability
- Liability / Absolute
- Liability / Strict
- Liability / Vicarious
- Negligence
- Binder
- Endorsements
- Blanket vs. Specific
- Burglary, Robbery, Theft, and Mysterious Disappearance
- Warranties
- Representations
- Concealment
- Deposit Premium/Audit
- Certificate of Insurance
- Damages
- Damages / Compensatory
- Damages / Compensatory / General
- Damages / Compensatory / Special
- Damages / Punitive
- Compliance with Provisions of Fair Credit Reporting Act
PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
- Declarations
- Insuring agreement
- Conditions
- Exclusions
- Definition of the insured
- Duties of the insured after a loss
- Obligations of the insurance company
- Mortgagee rights
- Proof of loss
- Notice of claim
- Appraisal
- Other Insurance Provision
- Subrogation
- Elements of a contract
- Sources of underwriting information
- Fair Credit Reporting Act
- Privacy Protection (Gramm Leach Bliley)
- Policy Application
- Terrorism Risk Insurance Act (TRIA)
- Cancellation and nonrenewal provisions
- Supplementary payments
- Loss settlement provisions including consent to settle a loss
- Territory
NEVADA STATUTES AND CODES COMMON TO PROPERTY, AND CASUALTY INSURANCE
- Insurance Commissioner
- Insurance Commissioner / General powers and duties
- Insurance Commissioner / Examinations
- Insurance Commissioner / Notice and hearings; penalties
- Definitions
- Definitions / Insurer
- Definitions / Authorized and unauthorized
- Definitions / Domestic, foreign, and alien
- Definitions / Transacting insurance
- Definitions / Certificate of authority
- Definitions / Premiums
- Licensing
- Licensing / Persons required to be licensed
- Licensing / Persons required to be licensed / Producer
- Licensing / Persons required to be licensed / Managing general agent
- Licensing / Persons required to be licensed / Nonresident
- Licensing / Persons required to be licensed / Adjuster
- Licensing / Persons required to be licensed / Insurance Consultant
- Licensing / Persons required to be licensed / Administrator
- Licensing / Obtaining a license
- Licensing / Obtaining a license / Insurance company appointment
- Licensing / Obtaining a license / License requirements
- Licensing / Termination of license
- Licensing / Termination of license / Renewal/Continuing Education
- Licensing / Termination of license / Suspension, revocation, and refusal of license
- Marketing practices
- Marketing practices / Unfair practices
- Marketing practices / Unfair practices / Unfair claims methods and practices; Settlement of claims
- Marketing practices / Unfair practices / Rebating - Inducement
- Marketing practices / Unfair practices / Twisting
- Marketing practices / Unfair practices / Misrepresentation
- Marketing practices / Unfair practices / Fraud
- Marketing practices / Unfair practices / Unfair discrimination
- Marketing practices / Unfair practices / Defamation
- Marketing practices / Fiduciary responsibilities, trusts
- Marketing practices / Commissions - payments, acceptance, sharing, prohibitions
- Marketing practices / Required records and record retention
- Nevada Insurance Guaranty Association (NIGA)
- Cancellation and nonrenewal of policies
- General rate standard and regulation
- Countersigning of policies
- Payment of motor vehicle physical damage claims
- Binders
- Motor vehicle physical damage appraiser
NEVADA STATUTES AND CODES PERTINENT TO PERSONAL LINES INSURANCE ONLY
- Automobile insurance
- Automobile insurance / Uninsured/underinsured motorists provisions
- Automobile insurance / Proof of financial responsibility
- Automobile insurance / Proof of financial responsibility / General requirements
- Automobile insurance / Proof of financial responsibility / Required limits
- Automobile insurance / Premium determination
- Automobile insurance / Premium reduction for older drivers
- Automobile insurance / Policy coverages, limitations and exclusions of certain drivers from a policy
- Inland Marine and Transportation
- Property insurance defined
- Property insurance contracts
Examination sources
- Nevada Insurance Examination Content Outlines
Personal Lines S16 — general knowledge heading (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S16 — 75 scored questions (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S17 — state-specific heading (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S17 — 25 scored questions (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S16/S17 footer — effective October 1, 2024
- Nevada Insurance Licensing Candidate Handbook
Page 11 — Score Reporting: single examination result
- Nevada Insurance Licensing Candidate Handbook
Page 5 — Insurance Producer or Insurance Consultant table, exam code 55
- Nevada Insurance Licensing Candidate Handbook
Page 10 — About the Exam: format and scoring
- Nevada Administrative Code Chapter 683A
NAC 683A.270
- Nevada Insurance Licensing Candidate Handbook
Page 6 — Making an Examination Reservation
Related license preparation
This examination may be required or accepted as an alternative, depending on the license and application pathway.