Nevada Personal Lines Insurance — Requirements & Free Practice
US-NV · License preparation
146 free questions · Answer explanations · No signup required
Choose what to practice
Start with an exam below. Your examination requirements depend on your application pathway. View licensing requirements
Loading selected examination banks…
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Producer — Personal Lines (Business Entity)
Business-organization producer authority, with a designated responsible licensed producer.
Licensing authority: Nevada Division of Insurance · Application information
Add Personal Lines to an existing producer business entity license
- Application
- Apply through Sircon; the fee to add a line of authority to an existing license is $50.
- Establish and maintain a valid electronic mail address.
- Existing license
- An existing resident or nonresident Nevada producer firm license; a nonresident firm must hold the same authority in its home state.
- Legal form
- A business organization within NRS 683A.031.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 7 — Question 16: Personal Lines DRLP qualification
- Nevada Division of Insurance — Producer Business Entities
Fees — adding a line of authority
Producer business entity renewal with hardship waiver
- Application
- Apply through Sircon and pay the prescribed licensing and DRLP association fees.
- Circumstance
- Unable to renew because of a circumstance covered by NRS 683A.261(7).
- Establish and maintain a valid electronic mail address.
- Existing license
- An existing Nevada producer business-entity license; nonresident firms must maintain the corresponding home-state authority.
- Legal form
- A business organization within NRS 683A.031.
- Renewal
- Submit the renewal request through Sircon, pay all applicable fees and satisfy any applicable renewal requirement.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
- Waiver
- Request Commissioner approval of a time-limit or fine/sanction waiver.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 13 — Question 28: online renewals
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(7)
Producer business entity late renewal within 30 days
- Application
- Apply through Sircon and pay the prescribed licensing and DRLP association fees.
- Establish and maintain a valid electronic mail address.
- Existing license
- An existing Nevada producer business-entity license; nonresident firms must maintain the corresponding home-state authority.
- Legal form
- A business organization within NRS 683A.031.
- Penalty
- Pay the additional penalty of 50 percent of applicable renewal fees, excluding the NRS 680C.110 fee.
- Renewal
- Submit the renewal request through Sircon, pay all applicable fees and satisfy any applicable renewal requirement.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
- Timing
- Submit within 30 days after the renewal date.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 13 — Question 28: online renewals
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(3)
Nonresident producer business entity licensure by reciprocity
- Application
- Apply through Sircon and pay the prescribed licensing and DRLP association fees.
- Establish and maintain a valid electronic mail address.
- Home state license
- An active home-state business-entity license for the same authority; the Division verifies it through the producer licensing database.
- Legal form
- A business organization within NRS 683A.031.
- Reciprocity
- The home state issues nonresident producer licenses to Nevada residents pursuant to substantially the same procedure.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 7 — Question 16: Personal Lines DRLP qualification
- Nevada Division of Insurance — Producer Business Entities
License Verification
Producer business entity renewal
- Application
- Apply through Sircon and pay the prescribed licensing and DRLP association fees.
- Establish and maintain a valid electronic mail address.
- Existing license
- An existing Nevada producer business-entity license; nonresident firms must maintain the corresponding home-state authority.
- Legal form
- A business organization within NRS 683A.031.
- Renewal
- Submit the renewal request through Sircon, pay all applicable fees and satisfy any applicable renewal requirement.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
- Timing
- Submit on or before the renewal date.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 13 — Question 28: online renewals
Resident producer business entity initial licensure
- Application
- Apply through Sircon and pay the prescribed licensing and DRLP association fees.
- Establish and maintain a valid electronic mail address.
- Legal form
- A business organization within NRS 683A.031.
- Residency
- A Nevada resident business entity.
- Responsible producer
- Designate at least one currently licensed individual for each line of authority; for Personal Lines the DRLP may hold Personal Lines or both Property and Casualty. The individual’s license is a condition of the firm’s route, not the firm’s examination requirement.
- Suitability
- The Commissioner may refuse issuance under NRS 683A.451.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.251(2)
- Nevada Division of Insurance — Producer Business Entities
Designated Responsible Licensed Producer
- Nevada Division of Insurance — Licensing FAQs
Page 7 — Question 16: Personal Lines DRLP qualification
Nevada Personal Lines Insurance Producer
Individual authority for the personal lines specified in NRS 683A.261(1)(g).
Licensing authority: Nevada Division of Insurance · Application information
Reinstatement following a child support related court suspension
- Compliance letter
- The Commissioner must receive the district attorney’s or other public agency’s letter under NRS 425.550 showing compliance with the subpoena or warrant or satisfaction of arrearage under NRS 425.560.
- Remaining license limits
- Reinstatement concerns the suspension and does not extend the license’s existing duration or scope.
- Suspended license
- The applicant’s producer license was suspended by a district court pursuant to NRS 425.540.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.385(2)
- Nevada Revised Statutes Chapter 425
NRS 425.550 — effective-until-repeal provision
Add Personal Lines to a nonresident individual producer license
- Application
- Apply through Sircon or NIPR for the new same-home-state qualification; pay the $50 application fee.
- Background check
- Fingerprints are not required for adding a line of authority.
- Establish and maintain a valid electronic mail address.
- Existing license
- An active Nevada nonresident producer license.
- Home state license
- Currently licensed as a resident and in good standing in the home state for the requested authority.
- Reciprocity
- The home state issues nonresident producer licenses to Nevada residents pursuant to substantially the same procedure.
- Scope
- Apply for the same Personal Lines authority held in the home state; this route does not require a Nevada licensing examination.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
- Nevada Insurance Licensing Candidate Handbook
Page 6 — Nonresident Licensing Requirements
- Nevada Division of Insurance — Individual Producers
Add a Line of Authority (Qualification)
Nonresident individual renewal with hardship waiver
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Nevada continuing-education requirements do not apply to nonresident producers (NAC 683A.325(2)); keep the home-state license active and in good standing.
- Existing license
- An existing Nevada nonresident individual producer license with Personal Lines authority.
- Timing
- The applicant is unable to renew because of military service, extended medical disability or another extenuating circumstance.
- Waiver
- Request waiver of the time limit and any fine or sanction otherwise imposed for failure to renew; the Commissioner decides the request.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.325(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(7)
Nonresident individual late renewal within 30 days
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Nevada continuing-education requirements do not apply to nonresident producers (NAC 683A.325(2)); keep the home-state license active and in good standing.
- Existing license
- An existing Nevada nonresident individual producer license with Personal Lines authority.
- Late penalty
- Pay a penalty of 50 percent of applicable renewal fees, excluding the fee under NRS 680C.110.
- Timing
- Submit within 30 days after the renewal date.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.325(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(3)
Nonresident individual licensure by reciprocity
- Application
- Submit the home-state license application or a uniform application; apply electronically through Sircon and pay all applicable fees.
- Establish and maintain a valid electronic mail address.
- Home state license
- Currently licensed as a resident and in good standing in the home state for the requested authority.
- Reciprocity
- The home state issues nonresident producer licenses to Nevada residents pursuant to substantially the same procedure.
- Scope
- Apply for the same Personal Lines authority held in the home state; this route does not require a Nevada licensing examination.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
- Nevada Insurance Licensing Candidate Handbook
Page 6 — Nonresident Licensing Requirements
Nonresident individual reinstatement after expiration
- Continuing education
- Complete any applicable continuing-education requirement; Nevada CE does not apply to nonresident producers under NAC 683A.325(2).
- Deadline
- Reinstate within 12 months after the renewal date.
- Expired license
- A natural person’s producer license expired under NRS 683A.261(4).
- Penalty
- Pay the statutory penalty of twice applicable renewal fees, excluding the fee under NRS 680C.110.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(6)
- Nevada Administrative Code Chapter 683A
NAC 683A.325(2)
Nonresident individual renewal
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Nevada continuing-education requirements do not apply to nonresident producers (NAC 683A.325(2)); keep the home-state license active and in good standing.
- Existing license
- An existing Nevada nonresident individual producer license with Personal Lines authority.
- Timing
- Renew on or before the renewal date; NRS 683A.261(10) sets the three-year renewal cycle.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.325(2)
- Nevada Revised Statutes Chapter 683A
NRS 683A.271(1)
Add Personal Lines to a resident individual producer license
- Application
- Apply through Sircon or NIPR to add the qualification; pay the $50 application fee.
- Background check
- Fingerprints are not required for adding a line of authority.
- Exam
- Pass NV Personal Lines within the year immediately preceding the application, unless the same-line prior-license exemption applies.
- Existing license
- An active Nevada resident producer license; Personal Lines is not already held.
Add Personal Lines with a prior same line examination exemption
- Application
- Add the qualification through Sircon or NIPR; pay the $50 application fee.
- Background check
- Fingerprints are not required for adding a line of authority.
- Existing license
- An active Nevada resident producer license.
- Prior license
- A current same-line license and good standing elsewhere, or cancellation within 90 days supported by the evidence permitted by NRS 683A.291(1).
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.291(1)
- Nevada Division of Insurance — Individual Producers
Add a Line of Authority (Qualification)
Resident individual renewal with hardship waiver
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Complete 30 hours of approved continuing education within the 3-year period before renewal, including 3 ethics hours and topics related to the held lines, unless exempt under NAC 683A.330(2); submit the required affidavit. Exemptions require a maintained CPCU, CLU, CIC, CFP or ChFC designation, or 20 years of continuous insurance experience meeting that rule’s income condition.
- Existing license
- An existing Nevada resident individual producer license with Personal Lines authority.
- Timing
- The applicant is unable to renew because of military service, extended medical disability or another extenuating circumstance.
- Waiver
- Request waiver of the time limit and any fine or sanction otherwise imposed for failure to renew; the Commissioner decides the request.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.330(1)–(3)
- Nevada Division of Insurance — Individual Producers
Renewal Information
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(7)
Resident individual licensure by examination
- Application
- Submit the prescribed application electronically through Sircon; pay all applicable fees.
- Background check
- Resident natural persons must arrange fingerprints, authorize the criminal-history background review, and submit the Division’s required background waiver and fingerprint verification.
- Establish and maintain a valid electronic mail address.
- Minimum age
- At least 18 years old (NRS 683A.251(1)(a)).
- Prelicensing education
- Prelicensing education is optional under the Division’s individual-producer instructions.
- Residency
- Nevada is the applicant’s home state; the applicant does not qualify for the same-line examination exemption.
- Score age
- Pass the appropriate examination within the year immediately preceding the license application (NAC 683A.270).
- Suitability
- No act constituting grounds for refusal, suspension or revocation; the application must be true, correct and complete.
Resident individual late renewal within 30 days
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Complete 30 hours of approved continuing education within the 3-year period before renewal, including 3 ethics hours and topics related to the held lines, unless exempt under NAC 683A.330(2); submit the required affidavit. Exemptions require a maintained CPCU, CLU, CIC, CFP or ChFC designation, or 20 years of continuous insurance experience meeting that rule’s income condition.
- Existing license
- An existing Nevada resident individual producer license with Personal Lines authority.
- Late penalty
- Pay a penalty of 50 percent of applicable renewal fees, excluding the fee under NRS 680C.110.
- Timing
- Submit within 30 days after the renewal date.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.330(1)–(3)
- Nevada Division of Insurance — Individual Producers
Renewal Information
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(3)
Resident individual licensure with prior same line license exemption
- Application
- Submit the prescribed application electronically through Sircon; pay all applicable fees.
- Background check
- Resident natural persons must arrange fingerprints, authorize the criminal-history background review, and submit the Division’s required background waiver and fingerprint verification.
- Establish and maintain a valid electronic mail address.
- Exemption basis
- The applicant is currently licensed and in good standing for the same lines in the former home state; keep that license active during application.
- License verification
- Evidence of the current or former same-line license and good standing may be established by the former licensing authority or the NAIC records specified in NRS 683A.291(1).
- Minimum age
- At least 18 years old (NRS 683A.251(1)(a)).
- Prelicensing education
- Prelicensing education is optional under the Division’s individual-producer instructions.
- Residency deadline
- If moving to Nevada, apply within 90 days after establishing legal residence (NRS 683A.291(3)).
- Suitability
- No act constituting grounds for refusal, suspension or revocation; the application must be true, correct and complete.
- Surrender
- For an active former resident license, the Division instructs surrender within 30 days after approval of the Nevada resident license.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.291(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.291(3)
- Nevada Division of Insurance — Individual Producers
Previous resident license still active
Resident individual licensure with prior same line license exemption
- Application
- Submit the prescribed application electronically through Sircon; pay all applicable fees.
- Background check
- Resident natural persons must arrange fingerprints, authorize the criminal-history background review, and submit the Division’s required background waiver and fingerprint verification.
- Establish and maintain a valid electronic mail address.
- Exemption basis
- The Division receives the application within 90 days after cancellation of the former same-line license, with certification of good standing at cancellation or qualifying NAIC records.
- License verification
- Evidence of the current or former same-line license and good standing may be established by the former licensing authority or the NAIC records specified in NRS 683A.291(1).
- Minimum age
- At least 18 years old (NRS 683A.251(1)(a)).
- Prelicensing education
- Prelicensing education is optional under the Division’s individual-producer instructions.
- Residency deadline
- If moving to Nevada, apply within 90 days after establishing legal residence (NRS 683A.291(3)).
- Suitability
- No act constituting grounds for refusal, suspension or revocation; the application must be true, correct and complete.
- Surrender
- For an active former resident license, the Division instructs surrender within 30 days after approval of the Nevada resident license.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.291(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.291(3)
- Nevada Division of Insurance — Individual Producers
Previous resident license surrendered or cancelled
Resident individual reinstatement after expiration
- Continuing education
- Complete 30 hours of approved continuing education within the 3-year period before renewal, including 3 ethics hours and topics related to the held lines, unless exempt under NAC 683A.330(2); submit the required affidavit. Exemptions require a maintained CPCU, CLU, CIC, CFP or ChFC designation, or 20 years of continuous insurance experience meeting that rule’s income condition.
- Deadline
- Reinstate within 12 months after the renewal date.
- Expired license
- A natural person’s producer license expired under NRS 683A.261(4).
- Penalty
- Pay the statutory penalty of twice applicable renewal fees, excluding the fee under NRS 680C.110.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(6)
- Nevada Administrative Code Chapter 683A
NAC 683A.330(1)–(3)
Resident individual licensure after the same line exemption window
- Applicant class
- A relocating applicant whose former resident license was cancelled and who did not apply within the 90-day cancellation window.
- Application
- Submit the prescribed application electronically through Sircon; pay all applicable fees.
- Background check
- Resident natural persons must arrange fingerprints, authorize the criminal-history background review, and submit the Division’s required background waiver and fingerprint verification.
- Establish and maintain a valid electronic mail address.
- Minimum age
- At least 18 years old (NRS 683A.251(1)(a)).
- Prelicensing education
- Prelicensing education is optional under the Division’s individual-producer instructions.
- Score age
- Pass the appropriate examination within the year immediately preceding the license application (NAC 683A.270).
- Suitability
- No act constituting grounds for refusal, suspension or revocation; the application must be true, correct and complete.
Resident individual renewal
- Application
- Submit the renewal request and pay all applicable renewal fees.
- Continuing education
- Complete 30 hours of approved continuing education within the 3-year period before renewal, including 3 ethics hours and topics related to the held lines, unless exempt under NAC 683A.330(2); submit the required affidavit. Exemptions require a maintained CPCU, CLU, CIC, CFP or ChFC designation, or 20 years of continuous insurance experience meeting that rule’s income condition.
- Existing license
- An existing Nevada resident individual producer license with Personal Lines authority.
- Timing
- Renew on or before the renewal date; NRS 683A.261(10) sets the three-year renewal cycle.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(2)
- Nevada Administrative Code Chapter 683A
NAC 683A.330(1)–(3)
- Nevada Division of Insurance — Individual Producers
Renewal Information
Temporary Producer — Personal Lines
Temporary continuation of an insurance producer business, subject to the Commissioner’s order and duration limits.
Licensing authority: Nevada Division of Insurance · Application information
Temporary continuation after death or disability of a firm’s responsible producer
- Applicant class
- A member or employee of a licensed producer business organization upon the death or disability of its designated natural person.
- Authority
- Personal Lines authority is limited by the Commissioner’s order.
- Duration
- 180 days or less; the license expires if the owner or the owner’s representative or guardian disposes of the business.
- Necessity
- The Commissioner must believe the temporary license is necessary to carry on the business of insurance.
- Revocation
- The Commissioner may revoke the temporary license if insured persons or the public are endangered.
- Sponsor
- The Commissioner may require a suitable licensed producer or authorized insurer sponsor responsible for the temporary licensee’s acts, and may impose similar protective requirements.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(2)
Reinstatement following a child support related court suspension
- Compliance letter
- The Commissioner must receive the district attorney’s or other public agency’s letter under NRS 425.550 showing compliance with the subpoena or warrant or satisfaction of arrearage under NRS 425.560.
- Remaining license limits
- Reinstatement concerns the suspension and does not extend the license’s existing duration or scope.
- Suspended license
- The applicant’s producer license was suspended by a district court pursuant to NRS 425.540.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.385(2)
- Nevada Revised Statutes Chapter 425
NRS 425.550 — effective-until-repeal provision
Temporary continuation during a producer’s active military service
- Applicant class
- The designee of a licensed producer entering active service in the United States Armed Forces.
- Authority
- Personal Lines authority is limited by the Commissioner’s order.
- Duration
- 180 days or less; the license expires if the owner or the owner’s representative or guardian disposes of the business.
- Necessity
- The Commissioner must believe the temporary license is necessary to carry on the business of insurance.
- Revocation
- The Commissioner may revoke the temporary license if insured persons or the public are endangered.
- Sponsor
- The Commissioner may require a suitable licensed producer or authorized insurer sponsor responsible for the temporary licensee’s acts, and may impose similar protective requirements.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(2)
Temporary producer licensure in another public interest circumstance
- Applicant class
- A person in another circumstance in which the Commissioner believes temporary licensure best serves the public interest.
- Authority
- Personal Lines authority is limited by the Commissioner’s order.
- Duration
- 180 days or less; the license expires if the owner or the owner’s representative or guardian disposes of the business.
- Necessity
- The Commissioner must believe the temporary license is necessary to carry on the business of insurance.
- Revocation
- The Commissioner may revoke the temporary license if insured persons or the public are endangered.
- Sponsor
- The Commissioner may require a suitable licensed producer or authorized insurer sponsor responsible for the temporary licensee’s acts, and may impose similar protective requirements.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(2)
Renew a temporary Personal Lines producer license
- Application
- Submit a written renewal request with sufficient justification by the last renewal date specified by the Commissioner.
- Approval
- The Commissioner must approve the request.
- Authority
- The existing temporary-license limitations and termination on disposition of the business continue.
- Duration
- One additional period of 180 days.
- Existing license
- A temporary producer license issued under NRS 683A.311.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(3)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(2)
Temporary continuation after death or incapacity of an individual producer
- Applicant class
- The surviving spouse, personal representative or guardian of a licensed producer who dies or becomes incompetent or incapacitated.
- Authority
- Personal Lines authority is limited by the Commissioner’s order.
- Duration
- 180 days or less; the license expires if the owner or the owner’s representative or guardian disposes of the business.
- Necessity
- The Commissioner must believe the temporary license is necessary to carry on the business of insurance.
- Revocation
- The Commissioner may revoke the temporary license if insured persons or the public are endangered.
- Sponsor
- The Commissioner may require a suitable licensed producer or authorized insurer sponsor responsible for the temporary licensee’s acts, and may impose similar protective requirements.
Official no-examination sources
Effective from 2026-09-22.
- Nevada Revised Statutes Chapter 683A
NRS 683A.261(1)(g)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(1)
- Nevada Revised Statutes Chapter 683A
NRS 683A.311(2)
NV Personal Lines
- Provider
- Pearson VUE
- Format
- Multiple-choice; General Knowledge and Nevada Specific sections with one examination score
- Exam questions
- 100 scored questions (75 general knowledge and 25 Nevada specific), plus 7 pretest questions (5 general and 2 state)
- Time limit
- 2 hours 15 minutes
- Passing score
- Scaled score of 70
- Exam fee
- $37
Examination outline
TYPES OF PROPERTY POLICIES
- Homeowners
- Homeowners / HO-2
- Homeowners / HO-3
- Homeowners / HO-4
- Homeowners / HO-5
- Homeowners / HO-6
- Homeowners / HO-8
- Dwelling policies
- Dwelling policies / DP-1
- Dwelling policies / DP-2
- Dwelling policies / DP-3
- Inland marine
- Inland marine / Personal Articles floaters
- National Flood Insurance Program
- Others
- Others / Earthquake
- Others / Mobile Homes
- Others / Watercraft
- Others / Windstorm
TYPES OF CASUALTY POLICIES
- Automobile: personal auto
- Automobile: personal auto / Liability
- Automobile: personal auto / Liability / Bodily Injury
- Automobile: personal auto / Liability / Property Damage
- Automobile: personal auto / Liability / Split Limits
- Automobile: personal auto / Liability / Combined Single Limit
- Automobile: personal auto / Medical Payments
- Automobile: personal auto / Physical Damage (collision; other than collision; specified perils)
- Automobile: personal auto / Uninsured motorists
- Automobile: personal auto / Underinsured motorists
- Automobile: personal auto / Who is an insured
- Automobile: personal auto / Types of Auto
- Automobile: personal auto / Types of Auto / Owned
- Automobile: personal auto / Types of Auto / Non-owned
- Automobile: personal auto / Types of Auto / Hired
- Automobile: personal auto / Types of Auto / Temporary Substitute
- Automobile: personal auto / Types of Auto / Newly Acquired Autos
- Automobile: personal auto / Types of Auto / Transportation Expense and Rental Reimbursement Expense
- Automobile: personal auto / Exclusions
- Umbrella/Excess liability
PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
- Insurance
- Insurance / Law of Large Numbers
- Insurable interest
- Risk
- Risk / Pure vs. Speculative Risk
- Hazard
- Hazard / Moral
- Hazard / Morale
- Hazard / Physical
- Peril
- Loss
- Loss / Direct
- Loss / Indirect
- Loss Valuation
- Loss Valuation / Actual cash value
- Loss Valuation / Replacement cost
- Loss Valuation / Market value
- Loss Valuation / Stated value
- Loss Valuation / Salvage value
- Proximate cause
- Deductible
- Indemnity
- Limits of liability
- Coinsurance/Insurance to value
- Occurrence
- Cancellation
- Nonrenewal
- Vacancy and unoccupancy
- Liability
- Liability / Absolute
- Liability / Strict
- Liability / Vicarious
- Negligence
- Binder
- Endorsements
- Blanket vs. Specific
- Burglary, Robbery, Theft, and Mysterious Disappearance
- Warranties
- Representations
- Concealment
- Deposit Premium/Audit
- Certificate of Insurance
- Damages
- Damages / Compensatory
- Damages / Compensatory / General
- Damages / Compensatory / Special
- Damages / Punitive
- Compliance with Provisions of Fair Credit Reporting Act
PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
- Declarations
- Insuring agreement
- Conditions
- Exclusions
- Definition of the insured
- Duties of the insured after a loss
- Obligations of the insurance company
- Mortgagee rights
- Proof of loss
- Notice of claim
- Appraisal
- Other Insurance Provision
- Subrogation
- Elements of a contract
- Sources of underwriting information
- Fair Credit Reporting Act
- Privacy Protection (Gramm Leach Bliley)
- Policy Application
- Terrorism Risk Insurance Act (TRIA)
- Cancellation and nonrenewal provisions
- Supplementary payments
- Loss settlement provisions including consent to settle a loss
- Territory
NEVADA STATUTES AND CODES COMMON TO PROPERTY, AND CASUALTY INSURANCE
- Insurance Commissioner
- Insurance Commissioner / General powers and duties
- Insurance Commissioner / Examinations
- Insurance Commissioner / Notice and hearings; penalties
- Definitions
- Definitions / Insurer
- Definitions / Authorized and unauthorized
- Definitions / Domestic, foreign, and alien
- Definitions / Transacting insurance
- Definitions / Certificate of authority
- Definitions / Premiums
- Licensing
- Licensing / Persons required to be licensed
- Licensing / Persons required to be licensed / Producer
- Licensing / Persons required to be licensed / Managing general agent
- Licensing / Persons required to be licensed / Nonresident
- Licensing / Persons required to be licensed / Adjuster
- Licensing / Persons required to be licensed / Insurance Consultant
- Licensing / Persons required to be licensed / Administrator
- Licensing / Obtaining a license
- Licensing / Obtaining a license / Insurance company appointment
- Licensing / Obtaining a license / License requirements
- Licensing / Termination of license
- Licensing / Termination of license / Renewal/Continuing Education
- Licensing / Termination of license / Suspension, revocation, and refusal of license
- Marketing practices
- Marketing practices / Unfair practices
- Marketing practices / Unfair practices / Unfair claims methods and practices; Settlement of claims
- Marketing practices / Unfair practices / Rebating - Inducement
- Marketing practices / Unfair practices / Twisting
- Marketing practices / Unfair practices / Misrepresentation
- Marketing practices / Unfair practices / Fraud
- Marketing practices / Unfair practices / Unfair discrimination
- Marketing practices / Unfair practices / Defamation
- Marketing practices / Fiduciary responsibilities, trusts
- Marketing practices / Commissions - payments, acceptance, sharing, prohibitions
- Marketing practices / Required records and record retention
- Nevada Insurance Guaranty Association (NIGA)
- Cancellation and nonrenewal of policies
- General rate standard and regulation
- Countersigning of policies
- Payment of motor vehicle physical damage claims
- Binders
- Motor vehicle physical damage appraiser
NEVADA STATUTES AND CODES PERTINENT TO PERSONAL LINES INSURANCE ONLY
- Automobile insurance
- Automobile insurance / Uninsured/underinsured motorists provisions
- Automobile insurance / Proof of financial responsibility
- Automobile insurance / Proof of financial responsibility / General requirements
- Automobile insurance / Proof of financial responsibility / Required limits
- Automobile insurance / Premium determination
- Automobile insurance / Premium reduction for older drivers
- Automobile insurance / Policy coverages, limitations and exclusions of certain drivers from a policy
- Inland Marine and Transportation
- Property insurance defined
- Property insurance contracts
Examination sources
- Nevada Insurance Examination Content Outlines
Personal Lines S16 — general knowledge heading (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S16 — 75 scored questions (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S17 — state-specific heading (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S17 — 25 scored questions (2024-10-01)
- Nevada Insurance Examination Content Outlines
Personal Lines S16/S17 footer — effective October 1, 2024
- Nevada Insurance Licensing Candidate Handbook
Page 11 — Score Reporting: single examination result
- Nevada Insurance Licensing Candidate Handbook
Page 5 — Insurance Producer or Insurance Consultant table, exam code 55
- Nevada Insurance Licensing Candidate Handbook
Page 10 — About the Exam: format and scoring
- Nevada Administrative Code Chapter 683A
NAC 683A.270
- Nevada Insurance Licensing Candidate Handbook
Page 6 — Making an Examination Reservation