OpenExamsFREE PRACTICE — ANY EXAM

Alaska Health Insurance — Requirements & Free Practice

US-AK · License preparation

138 free questions · Answer explanations · No signup required

Choose what to practice

Start with an exam below. Your examination requirements depend on your application pathway. View licensing requirements

Loading selected examination banks…

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Temporary license

A 150-day temporary license for an otherwise eligible applicant on the child-support delinquency list. It cannot be extended and does not waive underlying initial license qualifications.

Licensing authority: Alaska Division of Insurance, Department of Commerce, Community, and Economic Development · Application information

150 day temporary form of reciprocal nonresident licensure
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Child support status
Applicant’s name is on the agency’s delinquent-obligor list under AS 25.27.244.
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Duration
Valid for the first 150 days of the regular license term; cannot be extended; only one temporary license per term.
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Release
Full-term or remainder license requires compliance and an agency release under AS 25.27.244(d), (g) and (l).
Residency
Applicant is not an Alaska resident.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

150 day temporary form on ordinary license renewal
No examination is required for this applicant pathway.
Child support status
Applicant’s name is on the agency’s delinquent-obligor list under AS 25.27.244.
Duration
Valid for the first 150 days of the regular license term; cannot be extended; only one temporary license per term.
Otherwise eligible
Existing qualifying producer in good standing within the preceding year meets ordinary renewal conditions.
Release
Full-term or remainder license requires compliance and an agency release under AS 25.27.244(d), (g) and (l).
Renewal
Submit renewal and fees by expiration; CE exemption for this temporary form is stated in 3 AAC 23.100(a)(3).

Official no-examination sources

Effective from 2026-09-22.

150 day temporary form for an examination exempt resident applicant
No examination is required for this applicant pathway.
Child support status
Applicant’s name is on the agency’s delinquent-obligor list under AS 25.27.244.
Duration
Valid for the first 150 days of the regular license term; cannot be extended; only one temporary license per term.
Otherwise eligible
Otherwise eligible resident applicant has the same-line 90-day prior-home-state transfer exemption, or substantially similar Alaska good-standing licensure within the preceding year.
Release
Full-term or remainder license requires compliance and an agency release under AS 25.27.244(d), (g) and (l).

Official no-examination sources

Effective from 2026-09-22.

150 day temporary form of resident initial examination licensure
Health Producer
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Child support status
Applicant’s name is on the agency’s delinquent-obligor list under AS 25.27.244.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Duration
Valid for the first 150 days of the regular license term; cannot be extended; only one temporary license per term.
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Otherwise eligible
Meet the ordinary resident health-producer qualifications, including the examination unless exempt under AS 21.27.060.
Release
Full-term or remainder license requires compliance and an agency release under AS 25.27.244(d), (g) and (l).
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.

Firm insurance producer license

Business entity insurance producer license with licensed employees and a designated compliance officer for the health line.

Licensing authority: Division of Insurance · Application information

Nonresident firm without a home state
Health Producer
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Officer examination
Individual compliance-officer applicant must personally pass the required Health Producer examination unless exempt under AS 21.27.060(c) or (d).
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).
Residency
Firm is a nonresident with no home state; meet the requirements applicable to a resident firm under AS 21.27.275.
Nonresident firm reciprocal initial licensure
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Residency
Applicant is not an Alaska resident.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Expired firm license reinstatement
No examination is required for this applicant pathway.
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Business transaction form
Compliance officer signs the sworn and notarized Business Transaction Form for Producers.
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Expiration
Expired for less than two years; firm and its currently licensed compliance officer continue to qualify.
Fees
Pay renewal fees and delayed renewal penalty under AS 21.27.380(b).
Officer condition
Current compliance officer qualifies for AS 21.27.060(d)(2), or a reciprocal nonresident firm qualifies under AS 21.27.270.
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).

Official no-examination sources

Effective from 2026-09-22.

Biennial firm renewal
No examination is required for this applicant pathway.
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Nonresident condition
A nonresident firm must keep its equivalent home-state license in good standing.
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).
Renewal
Submit renewal signed by the listed compliance officer and pay fees by expiration under 3 AAC 23.860(c)-(d).
Renewal date
Firm biennial renewal date follows initial license date and year parity under 3 AAC 23.860(b).
Status
Firm and its licensed compliance officer continue to qualify; no new compliance-officer applicant requiring examination is introduced.

Official no-examination sources

Effective from 2026-09-22.

Resident firm initial licensure with an examination exempt licensed compliance officer
No examination is required for this applicant pathway.
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Business location
Maintain a lawfully established Alaska place of business.
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Officer exemption
Designated officer was licensed in good standing in Alaska with substantially similar qualifications within the preceding year, or qualifies for the same-line 90-day transfer exemption under AS 21.27.060(c).
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).

Official no-examination sources

Effective from 2026-09-22.

Resident firm initial licensure with a compliance officer requiring examination
Health Producer
Business entity
Firm license must include the lines of every individually licensed employee under AS 21.27.140.
Business location
Maintain a lawfully established place of business in Alaska; principal place of business establishes firm residency under AS 21.27.990(24)(B).
Compliance officer
Designate a licensed compliance officer for health authority, with no more than one compliance officer for that line; report a change within 30 days under AS 21.27.020(c) and .990(8).
Employees
Every employee acting as an insurance producer must be individually licensed and have an employment contract with the firm.
Officer examination
An individual compliance-officer applicant must personally pass the Health Producer examination before the firm license issues under AS 21.27.060(a).
Officer waivers
AS 21.27.060(c) and (d) exempt qualifying transferred or recently licensed compliance-officer applicants; the exemption is an applicant condition.
Qualifications
Firm must meet trustworthiness and controlled-business standards and provide documents verifying its application under AS 21.27.020(c).

Insurance producer license — accidental and health or sickness

Individual insurance producer license with accidental and health or sickness authority covering sickness, bodily injury, or accidental death; coverage may include disability income benefits.

Licensing authority: Alaska Division of Insurance, Department of Commerce, Community, and Economic Development · Application information

Nonresident initial licensure without a home state
Health Producer
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Residency
Nonresident applicant does not have a home state as defined in AS 21.27.990(12)(A).
Resident equivalent
Meet all license requirements applicable to an Alaska resident applying for the same license under AS 21.27.275.
Score window
Complete licensure while the examination score is valid under 3 AAC 23.070.
Service of process
File the appointment of the director for service under AS 21.27.270(e).
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.
Full term or remainder license after child support release
No examination is required for this applicant pathway.
Prior license
Holds the otherwise eligible AS 25.27.244 temporary health-producer license during the same regular term.
Qualification
Continue to satisfy underlying license qualifications; recent substantially similar licensure meets AS 21.27.060(d)(2).
Release
Licensing entity must receive the agency release establishing compliance under AS 25.27.244(d), (g) and (l).

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal initial licensure
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Residency
Applicant is not an Alaska resident.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal reinstatement
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Business transaction form
Submit sworn and notarized Business Transaction Form for Producers, form 08-270.
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Expiration
Expired for less than two years; continue to qualify and pay renewal fees and delayed-renewal penalty under AS 21.27.380(b).
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Residency
Applicant is not an Alaska resident.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Continuing education
Nonresident producers are exempt from Alaska CE under AS 21.27.020(f)(5).
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Renewal
Submit renewal application and fee by expiration; maintain current home-state license in good standing under 3 AAC 23.860(c).
Residency
Applicant is not an Alaska resident.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

New resident application following revocation
Health Producer
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
No suspension or revocation within the previous four calendar years under AS 21.27.530(2); any order prohibiting relicensure must have expired under AS 21.27.430(b).
Examination
3 AAC 23.080 requires an applicant previously revoked for any reason to retake the required examination.
Fingerprints
Meet current resident fingerprint requirements.
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.
Reissuance after recent Alaska licensure in good standing
No examination is required for this applicant pathway.
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Previous license
Licensed in good standing in Alaska with substantially similar qualifications within the year before the pending application was received.
Residency
Meet the residency requirements for the license requested.
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination
Health Producer
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Fingerprints
Provide fingerprints and criminal-history fees under AS 21.27.040(e).
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Residency
Bona fide Alaska resident actually residing in Alaska; resident is defined by AS 21.27.990(24)(A).
Score window
Examination scores are valid for one year before completing licensure under 3 AAC 23.070.
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.
Resident reinstatement after the one year examination exemption
Health Producer
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Business transaction form
Submit sworn and notarized Business Transaction Form for Producers, form 08-270.
Continuing education
Complete deficient continuing education under 3 AAC 23.100(e).
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Expiration
No qualifying Alaska good-standing licensure within the preceding year; expired for less than two years, otherwise a new initial application is required under AS 21.27.380(b).
Fees
Continue to qualify and pay renewal fees and delayed-renewal penalty.
Fingerprints
Division’s Reinstate Your License page states: “If you do not reinstate a resident license within one year, you will need to retake your exam(s) and fingerprints.” This page was verified through server-side official access; local retrieval of the general resident page failed. Examinations are supported independently by AS 21.27.060(a) and (d)(2).
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.
Resident reinstatement within the one year examination exemption
No examination is required for this applicant pathway.
Business transaction form
Submit the sworn and notarized Business Transaction Form for Producers, form 08-270; report insurance transactions during expiration.
Continuing education
Complete any deficient CE before reinstatement under 3 AAC 23.100(e).
Expiration
License has not been expired for two years or longer.
Fees
Continue to qualify, pay renewal fees and delayed-renewal penalty under AS 21.27.380(b).
Previous license
Alaska license with substantially similar qualifications was in good standing within the year immediately preceding the pending application.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Application
Submit renewal application and fees on or before expiration under AS 21.27.380(a) and 3 AAC 23.860(c)-(d).
Continuing education
After a full two-year period complete 24 approved CE credits, including at least three insurance ethics credits; statutory exemptions and permitted carryover apply.
Director discretion
AS 21.27.060(b) permits a qualifications examination after violations; it identifies no separately named current assessment.
Renewal date
Last day of birth month in odd or even years matching birth year under 3 AAC 23.860(a).
Status
Existing licensee continues to qualify and was licensed in good standing within the preceding year; AS 21.27.060(d)(2) excludes the examination section.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure following a change of home state
No examination is required for this applicant pathway.
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed truthful and complete application, information requested by the director, and application fee; complete the process within 120 days under AS 21.27.040.
Application window
Apply within 90 days after cancellation of the prior home-state resident license.
Controlled business
Must not principally write controlled business under AS 21.27.020(b)(5) and .030.
Disciplinary history
Must not have a disqualifying act; a previously licensed producer must not have been suspended or revoked within the previous four calendar years under AS 21.27.530(2).
Fingerprints
Submit fingerprints required for resident applicants under AS 21.27.040(e).
Good standing
Prior state or NAIC licensing database must verify good standing when the license was cancelled.
Oral discretion
AS 21.27.080(a) permits a supplemental oral examination at the director’s discretion; no separately identified current oral examination is specified.
Prior authority
Previously licensed for the same health lines in the prior home state.
Residency
Become an Alaska resident.
Trustworthiness
Must be trustworthy and competent and satisfy AS 21.27.020 and .530.

Official no-examination sources

Effective from 2026-09-22.

miscellaneous limited producer license

A miscellaneous limited producer license restricts authority to less than the total authority for a line described in AS 21.27.115, which includes accidental and health or sickness insurance.

Licensing authority: Alaska Division of Insurance, Department of Commerce, Community, and Economic Development · Application information

Restricted health producer reissuance within the recent license exemption
No examination is required for this applicant pathway.
Prior license
Held Alaska licensure in good standing requiring substantially similar qualifications within the preceding year.
Scope
Director approves authority less than the full health line under AS 21.27.150(a)(7).

Official no-examination sources

Effective from 2026-09-22.

Restricted health producer reinstatement within the examination exemption
No examination is required for this applicant pathway.
Expiration
Expired for less than two years; continue to qualify and pay renewal fees plus delayed-renewal penalty.
Prior license
Held Alaska licensure in good standing with substantially similar qualifications within the preceding year.
Scope
Director-approved restricted health authority.

Official no-examination sources

Effective from 2026-09-22.

Restricted health producer biennial renewal
No examination is required for this applicant pathway.
Continuing education
Limited lines renewal is exempt under 3 AAC 23.100(a)(2).
Renewal
Continue to qualify and submit renewal and fees before expiration.
Status
Existing miscellaneous health authority remains approved; applicant was licensed in good standing with substantially similar qualifications within the preceding year.

Official no-examination sources

Effective from 2026-09-22.

nonresident limited producer license

Nonresident limited producer authority matching the applicant’s home-state limited health authority; the home-state license is an applicant condition.

Licensing authority: Alaska Division of Insurance, Department of Commerce, Community, and Economic Development · Application information

Nonresident limited producer reciprocal issuance
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Residency
Applicant is not an Alaska resident.
Scope
Alaska authority exactly matches the limited health authority held in the home state under AS 21.27.270(d).
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited producer reinstatement
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Expiration
Expired for less than two years; continue to qualify and pay renewal fees and delayed-renewal penalty.
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Residency
Applicant is not an Alaska resident.
Scope
Current home-state limited health license carries the same scope.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited producer renewal
No examination is required for this applicant pathway.
Application
Pay the required fee and submit the home-state application or uniform application (uniform business entity application for a firm).
Director requests
The director may require fingerprints and compliance with premium fiduciary account requirements under AS 21.27.270(c).
Home license
Hold an equivalent current home-state license in good standing; this is a license condition, not another state examination leaf.
Reciprocity
Home state must license Alaska residents on the same basis under AS 21.27.270(b)(3).
Renewal
Submit signed renewal and fees before expiration under AS 21.27.380(a) and 3 AAC 23.860(c).
Residency
Applicant is not an Alaska resident.
Scope
Retain equivalent limited health home-state authority in good standing.
Service of process
File the irrevocable appointment of the director as attorney for service under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Temporary license

Temporary continuation of an existing producer business under AS 21.27.390; up to 90 days, with at most one additional 90-day period.

Licensing authority: Alaska Division of Insurance, Department of Commerce, Community, and Economic Development · Application information

Temporary continuation following an individual producer’s death
No examination is required for this applicant pathway.
Appointments
May not be appointed by an insurer for which the prior producer was not appointed at death or commencement of disability under AS 21.27.390(c).
Duration
No more than 90 consecutive days; at most one additional 90-day period.
Eligibility
Surviving spouse, next of kin, administrator or executor of a deceased licensed producer.
Qualifications
Meet permanent-license qualifications except experience, training or taking an examination under AS 21.27.390(a).

Official no-examination sources

Effective from 2026-09-22.

Temporary continuation during an individual producer’s disability
No examination is required for this applicant pathway.
Appointments
May not be appointed by an insurer for which the prior producer was not appointed at death or commencement of disability under AS 21.27.390(c).
Duration
No more than 90 consecutive days; at most one additional 90-day period.
Eligibility
Spouse, next of kin, employee or legal guardian of a producer disabled by sickness, mental illness or injury.
Qualifications
Meet permanent-license qualifications except experience, training or taking an examination under AS 21.27.390(a).

Official no-examination sources

Effective from 2026-09-22.

One additional temporary license period
No examination is required for this applicant pathway.
Duration
Renewal or reissuance is limited to one additional 90-day period under AS 21.27.390(b).
Eligibility
Existing qualifying temporary continuation licensee under AS 21.27.390(a).
Examination
The underlying AS 21.27.390(a) temporary-license exception continues; CE is exempt under 3 AAC 23.100(a)(1).

Official no-examination sources

Effective from 2026-09-22.

Temporary continuation following a firm compliance officer’s death
No examination is required for this applicant pathway.
Appointments
May not be appointed by an insurer for which the prior producer was not appointed at death or commencement of disability under AS 21.27.390(c).
Duration
No more than 90 consecutive days; at most one additional 90-day period.
Eligibility
Surviving member, officer or employee of a licensed producer firm after the death of its compliance officer holding the same licenses as the firm.
Qualifications
Meet permanent-license qualifications except experience, training or taking an examination under AS 21.27.390(a).

Official no-examination sources

Effective from 2026-09-22.

Temporary continuation during a producer’s active military service
No examination is required for this applicant pathway.
Appointments
May not be appointed by an insurer for which the prior producer was not appointed at death or commencement of disability under AS 21.27.390(c).
Duration
No more than 90 consecutive days; at most one additional 90-day period.
Eligibility
Designee of a producer entering active U.S. armed-forces service, only for insurance relating to insurers for which that producer was an agent.
Qualifications
Meet permanent-license qualifications except experience, training or taking an examination under AS 21.27.390(a).

Official no-examination sources

Effective from 2026-09-22.

Health Producer

Provider
Pearson VUE
Format
Multiple-choice examination with general and Alaska portions; both portions must be passed and the entire examination is retaken after failure.
Exam questions
Published 2025 outline: 50 scored plus 5 pretest general questions; 40 scored plus 10 pretest Alaska questions.
Passing score
Scaled score of 70.
Examination outline
  • General knowledge I. TYPES OF POLICIES
    • A. Disability income
    • A. Disability income / 1. Individual disability income policy
    • A. Disability income / 2. Business overhead expense policy
    • A. Disability income / 3. Business disability buyout policy
    • A. Disability income / 4. Group disability income policy
    • A. Disability income / 5. Key employee policy
    • B. Accidental death and dismemberment
    • C. Medical expense insurance
    • C. Medical expense insurance / 1. Basic hospital, medical, and surgical policies
    • C. Medical expense insurance / 2. Major medical policies
    • C. Medical expense insurance / 3. Health Maintenance Organizations (HMOs)
    • C. Medical expense insurance / 4. Preferred Provider Organizations (PPOs)
    • C. Medical expense insurance / 5. Point of Service (POS) plans
    • C. Medical expense insurance / 6. Flexible Spending Accounts (FSAs)
    • C. Medical expense insurance / 7. High Deductible Health Plans (HDHPs) and related Health Savings Accounts (HSAs)
    • C. Medical expense insurance / 8. Health Reimbursement Accounts (HRAs)
    • D. Medicare supplement policies
    • E. Group insurance
    • E. Group insurance / 1. Differences between individual and group contracts
    • E. Group insurance / 2. General characteristics
    • E. Group insurance / 3. COBRA
    • F. Individual/Group Long Term Care (LTC)
    • F. Individual/Group Long Term Care (LTC) / 1. Eligibility
    • F. Individual/Group Long Term Care (LTC) / 2. Levels of care
    • G. Other policies
    • G. Other policies / 1. Dental
    • G. Other policies / 2. Vision
    • G. Other policies / 3. Cancer
    • G. Other policies / 4. Critical illness or specified disease
    • G. Other policies / 5. Worksite (employer-sponsored)
    • G. Other policies / 6. Hospital indemnity
    • G. Other policies / 7. Short-term medical
    • G. Other policies / 8. Accident
  • General knowledge II. POLICY PROVISIONS, CLAUSES, AND RIDERS
    • A. Mandatory and optional provisions
    • A. Mandatory and optional provisions / 1. Entire contract
    • A. Mandatory and optional provisions / 2. Time limit on certain defenses (incontestable)
    • A. Mandatory and optional provisions / 3. Grace period
    • A. Mandatory and optional provisions / 4. Reinstatement
    • A. Mandatory and optional provisions / 5. Notice of claim
    • A. Mandatory and optional provisions / 6. Claim forms
    • A. Mandatory and optional provisions / 7. Proof of loss
    • A. Mandatory and optional provisions / 8. Time of payment of claims
    • A. Mandatory and optional provisions / 9. Payment of claims
    • A. Mandatory and optional provisions / 10. Physical examination and autopsy
    • A. Mandatory and optional provisions / 11. Legal actions
    • A. Mandatory and optional provisions / 12. Change of beneficiary
    • A. Mandatory and optional provisions / 13. Misstatement of age or gender
    • A. Mandatory and optional provisions / 14. Change of occupation
    • A. Mandatory and optional provisions / 15. Illegal occupation
    • A. Mandatory and optional provisions / 16. Relation of earnings to insurance
    • B. Other provisions and clauses
    • B. Other provisions and clauses / 1. Insuring clause
    • B. Other provisions and clauses / 2. Free look
    • B. Other provisions and clauses / 3. Consideration clause
    • B. Other provisions and clauses / 4. Probationary period
    • B. Other provisions and clauses / 5. Elimination period
    • B. Other provisions and clauses / 6. Waiver of premium
    • B. Other provisions and clauses / 7. Exclusions and limitations
    • B. Other provisions and clauses / 8. Preexisting conditions
    • B. Other provisions and clauses / 9. Coinsurance
    • B. Other provisions and clauses / 10. Deductibles
    • B. Other provisions and clauses / 11. Eligible expenses
    • B. Other provisions and clauses / 12. Copayments
    • B. Other provisions and clauses / 13. Pre-authorizations and prior approval requirements
    • B. Other provisions and clauses / 14. Usual, reasonable, and customary (URC) charges
    • B. Other provisions and clauses / 15. Lifetime, annual, or per cause maximum benefit limits
    • C. Riders
    • C. Riders / 1. Impairment/exclusions
    • C. Riders / 2. Guaranteed insurability
    • C. Riders / 3. Future increase option
    • D. Rights of renewability
    • D. Rights of renewability / 1. Noncancelable
    • D. Rights of renewability / 2. Cancelable
    • D. Rights of renewability / 3. Guaranteed renewable
  • General knowledge III. SOCIAL INSURANCE
    • A. Medicare (Parts A, B, C, D)
    • B. Medicaid
    • C. Social Security benefits
  • General knowledge IV. OTHER INSURANCE CONCEPTS
    • A. Total, partial, recurrent and residual disability
    • B. Owner’s rights
    • C. Dependent children benefits
    • D. Primary and contingent beneficiaries
    • E. Modes of premium payments
    • F. Nonduplication and coordination of benefits (e.g., primary vs. excess)
    • G. Occupational vs. non-occupational
    • H. Tax treatment of premiums and proceeds of insurance contracts (e.g., disability income and medical expenses, etc.)
    • I. Managed care
    • J. Workers Compensation
    • J. Workers Compensation / 1. Impact on health insurance benefits
    • K. Subrogation
    • L. Cost containment
  • General knowledge V. FIELD UNDERWRITING PROCEDURES
    • A. Completing the application
    • B. Explaining sources of insurability and HIPAA privacy information (e.g., MIB Report, Fair Credit Reporting Act, etc.)
    • C. Initial premium payment and receipt and consequences of the receipt (e.g., medical examination, etc.)
    • D. Submitting application (and initial premium if collected) to company for underwriting
    • E. Policy delivery
    • F. Explaining policy and its provisions, riders, exclusions, and ratings to clients
    • G. Replacement
    • H. Contract law
    • H. Contract law / 1. Elements of a contract
    • H. Contract law / 2. Insurable interest
    • H. Contract law / 3. Warranties and representations
    • H. Contract law / 4. Unique aspects of the insurance contract
    • H. Contract law / 4. Unique aspects of the insurance contract / a. Conditional
    • H. Contract law / 4. Unique aspects of the insurance contract / b. Unilateral
    • H. Contract law / 4. Unique aspects of the insurance contract / c. Adhesion
    • H. Contract law / 4. Unique aspects of the insurance contract / d. Aleatory
  • Alaska laws, rules and regulations I. COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
    • A. Director of Insurance
    • A. Director of Insurance / 1. Broad powers
    • A. Director of Insurance / 2. Adoption of regulations
    • A. Director of Insurance / 3. Examination of records
    • A. Director of Insurance / 4. Notice and hearing
    • A. Director of Insurance / 5. Penalties
    • B. Definitions
    • B. Definitions / 1. Admitted (authorized) and nonadmitted companies
    • B. Definitions / 2. Domestic, foreign, and alien
    • B. Definitions / 3. Stock and mutual
    • B. Definitions / 4. Premiums
    • B. Definitions / 5. Transacting insurance
    • B. Definitions / 6. Certificate of Authority
    • B. Definitions / 7. Fraternal benefit societies
    • C. Licensing
    • C. Licensing / 1. License required
    • C. Licensing / 2. Maintenance of license
    • D. Marketing Practices
    • D. Marketing Practices / 1. Unfair practices
    • D. Marketing Practices / 3. Fiduciary responsibilities
    • D. Marketing Practices / 4. Compensation of licensees
    • D. Marketing Practices / 5. Required records and record retention
    • D. Marketing Practices / 6. Advertising
    • D. Marketing Practices / 7. Controlled business
    • D. Marketing Practices / 8. Duty to report fraudulent claims/Immunity from reporting fraudulent claims
    • D. Marketing Practices / 9. Alaska Insurance Guaranty Association
    • C. Licensing / 1. License required / a. Insurance producer
    • C. Licensing / 1. License required / b. Managing general agent
    • C. Licensing / 1. License required / e. Firm licenses
    • C. Licensing / 1. License required / f. Compliance Officer (Designated Responsible Producer)
    • C. Licensing / 1. License required / g. Resident
    • C. Licensing / 1. License required / h. Nonresident licensees
    • C. Licensing / 1. License required / i. Exceptions
    • C. Licensing / 1. License required / j. Producer appointments
    • C. Licensing / 1. License required / k. Employment contracts
    • C. Licensing / 2. Maintenance of license / a. Renewal
    • C. Licensing / 2. Maintenance of license / b. Denial, Nonrenewal, Suspension or Revocation
    • C. Licensing / 2. Maintenance of license / c. Continuing education
    • D. Marketing Practices / 1. Unfair practices / a. Unfair claims methods and practices
    • D. Marketing Practices / 1. Unfair practices / b. Rebating
    • D. Marketing Practices / 1. Unfair practices / c. Twisting
    • D. Marketing Practices / 1. Unfair practices / d. Misrepresentation
    • D. Marketing Practices / 1. Unfair practices / e. Defamation
    • D. Marketing Practices / 1. Unfair practices / f. Unfair discrimination
    • D. Marketing Practices / 1. Unfair practices / g. Boycott, coercion, and intimidation
    • D. Marketing Practices / 6. Advertising / a. Health Discount Plans
  • Alaska laws, rules, and regulations II. PERTINENT TO HEALTH (ACCIDENT AND HEALTH) INSURANCE ONLY
    • A. Definition of health and disability insurance
    • B. Discrimination against medical providers
    • B. Discrimination against medical providers / 1. Acupuncture coverage
    • B. Discrimination against medical providers / 2. Certified nurse midwives
    • B. Discrimination against medical providers / 3. Mammograms
    • C. Individual disability required provisions
    • D. Group insurance
    • D. Group insurance / 1. Group disability
    • E. Other required provisions for individual or group accident, health, and disability
    • E. Other required provisions for individual or group accident, health, and disability / 1. Newly born/adopted/dependent children
    • E. Other required provisions for individual or group accident, health, and disability / 2. Alcoholism and drug abuse treatment
    • F. Medicare supplement
    • F. Medicare supplement / 1. Policy provisions
    • F. Medicare supplement / 2. Disclosure provisions
    • F. Medicare supplement / 3. Replacement requirements
    • F. Medicare supplement / 4. Minimum standards
    • F. Medicare supplement / 5. Standards for marketing
    • G. Small Employer Health Insurance
    • H. Large Group Health Insurance
    • I. Long Term Care
    • J. Affordable Care Act
    • J. Affordable Care Act / 1. Exchanges/Marketplace (Section 1321)
    • J. Affordable Care Act / 2. Taxes and subsidies (Section 1401, 1402)
    • J. Affordable Care Act / 3. Essential health benefits (Section 1302)
    • J. Affordable Care Act / 4. Employer notification responsibilities (Section 1511-1515)
    • J. Affordable Care Act / 3. Essential health benefits (Section 1302) / a. Mental health parity
    • J. Affordable Care Act / 3. Essential health benefits (Section 1302) / b. Pediatric services
    • J. Affordable Care Act / 3. Essential health benefits (Section 1302) / c. Preventive services
Examination sources