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Maine Casualty Insurance — License Examination Requirements

US-ME · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Apprentice Insurance Producer

Nonrenewable resident apprenticeship with Casualty authority, no more than 180 days, supervised by a licensed resident sponsor.

Licensing authority: Maine Bureau of Insurance / Superintendent of Insurance · Application information

Resident sponsored apprentice issuance
No examination is required for this applicant pathway.
Age
At least eighteen.
Application
Submit approved apprentice and corresponding sponsor applications; meet ordinary producer qualifications except the examination; furnish requested information.
Duration
Nonrenewable, no more than 180 days.
Employment
Employed by an approved licensed resident producer sponsor who supervises and assumes legal responsibility for all acts.
Fees
$50 temporary licensing fee; Bureau FAQ states no current application fee.
Prior Licensure
Never previously held or been denied an ordinary producer or apprentice license, including a comparable producer license in another jurisdiction.
Residency
Maine resident throughout apprenticeship.
Scope
Only Maine risks and sponsor-authorized Casualty activities; insurer appointment required to act as its agent. No activities requiring additional training or authority, including Affordable Care Act, long-term care, annuities or life insurance.
Sponsor
Unrestricted Maine resident producer license in good standing for at least one year; approved sponsor application; at most two active apprentices per sponsor per calendar year.
Termination
Both sponsor and apprentice report employment or sponsorship termination within five business days; other producer reporting duties continue.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer Business Entity

Producer business entity through which individually licensed casualty producers act. The entity has no independent examination requirement.

Licensing authority: Maine Bureau of Insurance / Superintendent of Insurance · Application information

Nonresident business entity biennial continuation
No examination is required for this applicant pathway.
Fees
Pay the nonresident business-entity biennial continuation fee by April 1 of odd-numbered years.
Responsible Producer
Maintain a licensed person designated responsible for compliance.
Status
Entity license must not be suspended, revoked or otherwise terminated.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity producer licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business-entity application and pay required fees.
Home Entity License
§1413(1) expressly states that licensure does not depend on maintaining a business-entity license in another jurisdiction.
Responsible Producer
Designate a licensed producer responsible for compliance; individual actors must hold Casualty authority.

Official no-examination sources

Effective from 2026-09-22.

Business entity relicensure after revocation
No examination is required for this applicant pathway.
Individual Restrictions
Officers, directors or members may not be individually licensed during entity suspension or revocation unless the superintendent determines they were not personally at fault and did not acquiesce.
Repeat Revocation
Two revocations bar further eligibility.
Responsible Producer
Uniform entity application, required fees and designated licensed producer.
Waiting Period
At least one year after revocation or final affirming court order if appealed; reestablish qualifications and show good cause.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity biennial continuation
No examination is required for this applicant pathway.
Fees
Pay the resident business-entity biennial continuation fee by December 1 of even-numbered years.
Responsible Producer
Maintain a designated licensed person responsible for compliance; replacement must occur within fourteen days if that person loses their license.
Status
Entity license must not be suspended, revoked or otherwise terminated.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity producer licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business-entity application and required fees.
Authority
The entity cannot act independently of its individually licensed producers.
Entity
Entity incorporated in Maine or with principal place of business in Maine, not licensed elsewhere as a resident business entity.
Responsible Producer
Designate a licensed producer responsible for compliance; individuals acting for the entity must hold their own Casualty authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Producer

Nonresident limited producer authority restricted to the casualty authority granted by the home-state limited license; not full Casualty authority.

Licensing authority: Maine Bureau of Insurance / Superintendent of Insurance · Application information

Nonresident limited casualty license continuation
No examination is required for this applicant pathway.
Duration
Indefinite unless suspended, revoked or terminated, subject to any applicable fee and continued qualifications.
Education
Holder has only limited casualty authority; the limited-license exception in §1481-A(2) applies, rather than the annuity exception.

Official no-examination sources

Effective from 2026-09-22.

Nonresident home jurisdiction limited casualty authority
No examination is required for this applicant pathway.
Home License
Home jurisdiction issues a limited-lines producer license whose scope restricts Casualty authority below the full major line.
Other Authority
The home-jurisdiction examination is an applicant condition, not a Maine exam requirement.
Requirements
Meet §1420-G(1) good-standing, application, fee and reciprocity conditions.
Scope
Maine grants the same restricted authority as the home license.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited casualty relicensure after revocation
No examination is required for this applicant pathway.
Limited Authority
Maine authority remains restricted to the home-jurisdiction limited casualty license.
Qualification
Reestablish qualifications, show good cause and meet §1420-G home-license, good-standing, application, fee and reciprocity requirements.
Repeat Revocation
Not eligible after two Maine revocations under §1417 or §1420-K.
Waiting Period
At least one year after revocation or final affirming court order if appealed.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited casualty reapplication after loss of home authority
No examination is required for this applicant pathway.
Home License
Again hold the home-jurisdiction limited casualty license in good standing.
Previous Cancellation
Maine cancelled the restricted authority after loss of active home-jurisdiction authority.
Qualification
Meet §1420-G application, fees and reciprocity; retain the home license restriction.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer

Temporary producer authority for casualty insurance to service an existing insurance business, subject to superintendent approval and limitations.

Licensing authority: Maine Bureau of Insurance / Superintendent of Insurance · Application information

Temporary licensure for business entity member or employee
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed producer business entity after death or disability of an individual designated in its application or license.
Discretion
Superintendent must determine temporary licensure necessary to service the insurance business.
Duration
No more than 180 days; cannot continue after disposal of the business.
Scope
Casualty authority is subject to superintendent limitations, and a suitable licensed producer or insurer sponsor may be required.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure for military service designee
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active service in the United States Armed Forces.
Discretion
Superintendent must determine temporary licensure necessary to service the insurance business.
Duration
No more than 180 days; cannot continue after disposal of the business.
Scope
Casualty authority is subject to superintendent limitations, and a suitable licensed producer or insurer sponsor may be required.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure in other public interest circumstances
No examination is required for this applicant pathway.
Applicant
Other circumstance in which the superintendent determines the public interest is best served by temporary issuance.
Discretion
Superintendent must determine temporary licensure necessary to service the insurance business.
Duration
No more than 180 days; cannot continue after disposal of the business.
Scope
Casualty authority is subject to superintendent limitations, and a suitable licensed producer or insurer sponsor may be required.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure for surviving spouse or personal representative
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a licensed producer who dies or becomes mentally or physically disabled.
Discretion
Superintendent must determine temporary licensure necessary to service the insurance business.
Duration
No more than 180 days; cannot continue after disposal of the business.
Purpose
Allow sale of the business, recovery or return of the producer, or training and licensing of replacement personnel.
Scope
Casualty authority is subject to superintendent limitations, and a suitable licensed producer or insurer sponsor may be required.

Official no-examination sources

Effective from 2026-09-22.