OpenExamsFREE PRACTICE — ANY EXAM

Casualty Producer — Information & Free Practice

US-ME · Examination information

142 free questions · Answer explanations · No signup required

Start free practice →

Casualty Producer

Provider
Pearson VUE
Format
Computer-based written licensing examination at an authorized testing center
Exam questions
General knowledge: 50 scoreable plus 5 pretest questions; Maine-specific: 38 scoreable questions
Time limit
2 hours
Passing score
70 on the scaled score from 0 to 100
Exam fee
$55
Examination outline
  • CASUALTY – GENERAL KNOWLEDGE / I. TYPES OF POLICIES, BONDS, AND RELATED TERMS (23 scoreable questions)
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach, funds transfer
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • CASUALTY – GENERAL KNOWLEDGE / II. INSURANCE TERMS AND RELATED CONCEPTS (15 scoreable questions)
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • CASUALTY – GENERAL KNOWLEDGE / III. POLICY PROVISIONS (12 scoreable questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • CASUALTY — Maine-Specific State Laws and Rules / I. MAINE LAWS AND RULES COMMON TO PROPERTY AND CASUALTY INSURANCE (28 scoreable questions)
    • A. Superintendent of Insurance
    • A. Superintendent of Insurance / 1. Broad powers
    • A. Superintendent of Insurance / 2. Notice and hearing
    • B. Definitions
    • B. Definitions / 1. Authorized, unauthorized, and certificate of authority
    • B. Definitions / 2. Surplus Lines law
    • B. Definitions / 3. Domestic, foreign, and alien
    • B. Definitions / 4. Stock and mutual
    • B. Definitions / 5. Transacting insurance
    • B. Definitions / 6. Maine Insurance Guaranty Association
    • B. Definitions / 7. Subrogation
    • C. Licensing requirements and limitations
    • C. Licensing requirements and limitations / 1. Types of licenses
    • C. Licensing requirements and limitations / 1. Types of licenses / a. Producer
    • C. Licensing requirements and limitations / 1. Types of licenses / b. Consultant
    • C. Licensing requirements and limitations / 1. Types of licenses / c. Temporary
    • C. Licensing requirements and limitations / 1. Types of licenses / d. Nonresident
    • C. Licensing requirements and limitations / 1. Types of licenses / e. Adjuster
    • C. Licensing requirements and limitations / 1. Types of licenses / f. Business entity
    • C. Licensing requirements and limitations / 1. Types of licenses / g. Apprentice
    • C. Licensing requirements and limitations / 2. Exemptions/exceptions
    • C. Licensing requirements and limitations / 3. Appointment
    • C. Licensing requirements and limitations / 4. License refusal, termination, expiration, revocation, suspension, and nonrenewal
    • C. Licensing requirements and limitations / 5. Continuing Education
    • D. Marketing and underwriting practices
    • D. Marketing and underwriting practices / 1. Unfair practices
    • D. Marketing and underwriting practices / 1. Unfair practices / a. Claims methods and practices
    • D. Marketing and underwriting practices / 1. Unfair practices / b. Excess charges
    • D. Marketing and underwriting practices / 1. Unfair practices / c. Rebating
    • D. Marketing and underwriting practices / 1. Unfair practices / d. Discrimination
    • D. Marketing and underwriting practices / 1. Unfair practices / e. Misrepresentation
    • D. Marketing and underwriting practices / 1. Unfair practices / f. Defamation
    • D. Marketing and underwriting practices / 1. Unfair practices / g. False information and advertising
    • D. Marketing and underwriting practices / 1. Unfair practices / h. Twisting
    • D. Marketing and underwriting practices / 1. Unfair practices / i. Penalties
    • D. Marketing and underwriting practices / 2. Producer responsibilities
    • D. Marketing and underwriting practices / 3. Compensation of licensees
    • D. Marketing and underwriting practices / 4. Roll-on coverages
    • D. Marketing and underwriting practices / 5. Surplus Lines
    • D. Marketing and underwriting practices / 6. Privacy
    • D. Marketing and underwriting practices / 7. Credit Scoring
    • E. Cancellation and nonrenewal provisions
    • E. Cancellation and nonrenewal provisions / 1. Commercial lines
    • E. Cancellation and nonrenewal provisions / 2. Personal lines
  • CASUALTY — Maine-Specific State Laws and Rules / II. MAINE LAWS AND RULES PERTINENT TO CASUALTY INSURANCE (10 scoreable questions)
    • A. Automobile insurance
    • A. Automobile insurance / 1. Uninsured/Underinsured motorists
    • A. Automobile insurance / 2. Excluded member of household
    • A. Automobile insurance / 3. Financial responsibility
    • A. Automobile insurance / 4. Maine Automobile Insurance Plan
    • A. Automobile insurance / 4. Maine Automobile Insurance Plan / a. Personal auto
    • A. Automobile insurance / 4. Maine Automobile Insurance Plan / b. Commercial
    • A. Automobile insurance / 5. Rental vehicle coverage
    • A. Automobile insurance / 6. Transportation Network Company/ Peer to peer Coverage
    • B. Workers’ Compensation
    • B. Workers’ Compensation / 1. Definitions
    • B. Workers’ Compensation / 2. Requirements/Procedures
    • B. Workers’ Compensation / 3. Coverages/benefits
Examination sources