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Delaware Claims Adjuster — Requirements & Free Practice

US-DE · License preparation

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Adjuster

License for one or more statutory lines; individuals and business entities have different conditions. Crop and workers compensation lines additionally follow Rules 506 and 507.

Licensing authority: Delaware Department of Insurance · Application information

Reinstatement after short CE suspension
No examination is required for this applicant pathway.
Arrears
Complete education in arrears and pay the administrative fine; appointments restore unless the insurer terminates them.
Time
Resolve education and fines within twelve months; exclude twelve-month-or-greater suspension, which follows the separate examination route.

Official no-examination sources

Effective from 2026-09-22.

Suspended license reinstatement by Commissioner order
No examination is required for this applicant pathway.
Conditions
Meet every suspension/reinstatement term; §§ 1702(23) and 1712(e) identify no particular examination. A twelve-month-or-greater CE suspension follows the separately retained Rule 504 exam route.
Eligibility
No relicensure after two revocations or suspensions.
Order
Reinstatement may occur at the Commissioner’s discretion or on expiration after fulfilling imposed conditions.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement of individual license lapsed within twelve months
No examination is required for this applicant pathway.
Education
Provide proof of all relevant renewal-period CE.
Fees
Double unpaid renewal fee in the first six months; applicable $200–$1,000 civil fine in the second six-month grace period.
Holder
Individual reapplying for the same license within twelve months of the relevant fee or education due date.

Official no-examination sources

Effective from 2026-09-22.

Renewal
No examination is required for this applicant pathway.
Cycle
Resident renewals are biennial by February 28 in even years; nonresident renewals are biennial by February 28 in odd years.
Education
Meet applicable resident or reciprocal nonresident CE requirements, including line-specific rules and exemptions; CE course tests are applicant training conditions, not identified licensing examinations.
Fees
Pay the applicable renewal fee by the due date.
Scope
Existing license continues under § 1707(f), without a separately identified licensure examination.

Official no-examination sources

Effective from 2026-09-22.

Canadian resident designating Delaware as home state — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Casualty insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Canadian resident designating Delaware as home state — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Marine and transportation insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Canadian resident designating Delaware as home state — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Automobile insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Canadian resident designating Delaware as home state — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Property insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Canadian resident designating Delaware as home state — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Fidelity and surety insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Canadian resident designating Delaware as home state — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Canadian Requirement
Section 1706(i) expressly requires the adjuster examination and other applicable qualifications; § 1717(c) allows reciprocity only with another designated home state or another state’s resident adjuster license.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Workers compensation insurance
Residency
Resident of Canada seeking Delaware home-state adjuster licensing.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Casualty insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Marine and transportation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Automobile insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Property insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Fidelity and surety insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Relicensure after CE suspension of twelve months or greater — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Arrears
Resolve CE arrears and fines; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Rule 504 § 9.2 requires retaking examinations for every line sought after a CE suspension of twelve months or greater.
Requested Authority
Workers compensation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Casualty insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Marine and transportation insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Automobile insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Property insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Fidelity and surety insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Delaware designated home state application — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Department Instruction
Department procedures require the Delaware exam, Form 2A and state/FBI reports dated within 90 days.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Workers compensation insurance
Residency
Nonresident not licensed in any state, applying with Delaware as home state.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Nonresident reciprocal business entity adjuster application
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application or prescribed form and Chapter 7 fees.
Holder
Business entity holding a qualifying reciprocal home-state license in good standing.
Home Examination
Applicable home-state examination qualifications must be satisfied; a home-state license without adjuster examination requirements is not treated as a waiver of the § 1708 proviso.
Responsible Adjuster
Maintain an active licensed adjuster responsible for compliance; the entity is suspended if that responsible license ceases to be active until a replacement in good standing is designated.

Official no-examination sources

Effective from 2026-09-22.

Nonresident portable electronics claims business entity application
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application or prescribed form and Chapter 7 fees.
Holder
Nonresident entity with qualifying reciprocal home-state license.
Home State Compliance
An applicant whose home-state requirements comply with § 1706(j) need not resubmit that subsection’s ownership and criminal-history material.
Responsible Adjuster
Maintain an active licensed adjuster responsible for compliance; the entity is suspended if that responsible license ceases to be active until a replacement in good standing is designated.

Official no-examination sources

Effective from 2026-09-22.

Resident portable electronics claims business entity application
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application or prescribed form and Chapter 7 fees.
Criminal Histories
Commissioner may require those persons’ home-state criminal histories and may refuse licensing based on conduct.
Holder
Business entity seeking portable electronic insurance claims authority under § 1706(j).
Ownership
Commissioner may require executive officers/directors and persons or entities controlling 51% or more voting ownership to be disclosed.
Responsible Adjuster
Maintain an active licensed adjuster responsible for compliance; the entity is suspended if that responsible license ceases to be active until a replacement in good standing is designated.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity adjuster application
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application or prescribed form and Chapter 7 fees.
Holder
Business entity; § 1706(f) gives exhaustive entity qualifications of fees and a designated licensed adjuster, rather than an examination of the entity.
Responsible Adjuster
Maintain an active licensed adjuster responsible for compliance; the entity is suspended if that responsible license ceases to be active until a replacement in good standing is designated.

Official no-examination sources

Effective from 2026-09-22.

Nonresident home state has no adjuster exam — Casualty insurance
DE Casualty Adjuster
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Casualty insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident home state has no adjuster exam — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Marine and transportation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident home state has no adjuster exam — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Automobile insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident home state has no adjuster exam — Property insurance
DE Property Adjuster (practice unavailable)
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Property insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident home state has no adjuster exam — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Fidelity and surety insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident home state has no adjuster exam — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
NIPR application and $125 fee; demonstrate the applicable home-state licensing and examination conditions.
Home License
Home-state or designated-home-state license in good standing; satisfy § 1708 application, fee and reciprocity requirements.
Mandatory Exam
Section 1708 expressly requires Delaware examinations if the home state has no adjuster examination requirements.
Requested Authority
Workers compensation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Same Rank Exemption
Section 1709(a) also states: (a) An individual who applies for a license in this State who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within 90 days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state’s Producer Database records maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries indicate that the individual is or was licensed in good standing for the line of authority requested. Both statutory provisions are retained; the specific examination remains a leaf under the same-rank-conflict rule.
Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the proper request, application and fee under § 1708.
Canadian Applicant
A Canadian resident must have another designated home state or another state’s resident adjuster license.
Department Crop Demand
For crop authority the Department procedures state: “Non-Resident Crop Adjusters are required to submit a copy of their CAPP Card in lieu of an exam.” Rule 506 § 5.1 states: 5.1 All individuals applying for a multi-peril crop insurance adjuster license are required to pass the Risk Management Agency-approved Proficiency test for multi-peril crop insurance adjusters. The higher-ranked statutory waiver controls; these additional implementation demands remain conditions.
Home Examination
The home-state examination is applicant evidence, never a Delaware leaf. Applicants from a home state lacking adjuster examination requirements have separate Delaware exam routes.
Home License
Qualifying home-state or designated-home-state license in good standing for the requested lines, with reciprocal treatment and applicable home-state examination requirements.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after lapse beyond twelve months — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Casualty insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication after lapse beyond twelve months — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Marine and transportation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication after lapse beyond twelve months — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Automobile insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication after lapse beyond twelve months — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Property insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication after lapse beyond twelve months — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Fidelity and surety insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication after lapse beyond twelve months — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Penalties
Pay applicable late-renewal fines before reapplication; § 1707(h) allows requesting relief for military service or other extenuating circumstances.
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
The § 1707(g) examination-free twelve-month reapplication window has elapsed; §§ 1705–1706 govern a new application unless another exemption or waiver applies.
Requested Authority
Workers compensation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Casualty insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Marine and transportation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Automobile insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Property insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Fidelity and surety insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Reapplication following revocation — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Eligibility
No relicensure after two revocations or suspensions under § 1712(g).
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Prior Status
Revoked license; at least twelve months must elapse. Reissuance requires § 1706 qualifications.
Requested Authority
Workers compensation insurance
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident examination — Casualty insurance
DE Casualty Adjuster
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Casualty insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident examination — Marine and transportation insurance
DE Marine and Transportation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Marine and transportation insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident examination — Automobile insurance
DE Motor Vehicle Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Automobile insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident licensure based on prior equivalent licensing
No examination is required for this applicant pathway.
Application
Meet remaining application, age, fitness, fingerprint and fee requirements.
Department Crop Demand
The Department Resident checklist additionally asks for a CAPP card in lieu of an exam for crop authority; this condition does not replace the statutory examination exemption.
Prior License
Previously licensed for the same lines in another state, and currently licensed there or applying within 90 days of cancellation, with certification or Producer Database evidence of good standing.
Scope
Same lines previously held; § 1709(a) waives prelicensing education and examination. A Canadian resident subject to § 1706(i) follows the separate Canadian examination routes.

Official no-examination sources

Effective from 2026-09-22.

Resident examination — Property insurance
DE Property Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Property insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident licensure following relocation
No examination is required for this applicant pathway.
Application
Meet remaining § 1706 requirements.
Authority
Only lines previously held qualify under § 1709(b); any contrary Commissioner regulation remains applicable.
Department Crop Demand
The Department crop checklist asks for a CAPP card; the statutory examination exemption remains controlling.
Residence Change
Previously licensed adjuster moving to Delaware; apply within 90 days of establishing legal residence.

Official no-examination sources

Effective from 2026-09-22.

Resident examination — Fidelity and surety insurance
DE Surety Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Fidelity and surety insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).
Resident examination — Workers compensation insurance
DE Workers Compensation Adjuster (practice unavailable)
Application
Uniform Application or prescribed form and Chapter 7 fee; Department procedures require NIPR submission and a $125 initial fee.
Criminal History
Resident and Delaware designated-home-state applicants provide fingerprints for state and FBI reports under § 1706(b); Department procedures require reports dated within 90 days of receipt.
Fitness
No § 1712 ground for denial, suspension or revocation; the application must be true, correct and complete.
Minimum Age
At least 18 years under § 1706(a)(1).
Prior License Exemptions
Applicable § 1709 prior-licensing exemptions are separately retained; Canadian residents remain subject to § 1706(i).
Requested Authority
Workers compensation insurance
Residency
Resident individual without a statutory examination exemption.
Route Scope
Application for this particular line. Each additional line requested has its own examination qualification; the examinations for different lines are not substitutes.
Score Age
Examination score reports are valid for 12 months under § 1705(e).

DE Casualty Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions plus 5 pretest questions
Time limit
1 hr 30 mins
Exam fee
$90
Examination outline
  • TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Basic Hazards
    • Premises and Operations
    • Products and Completed Operations
    • Independent Contractors
    • Contractual
    • Commercial General Liability Coverage Forms
    • Coverage A: Bodily Injury and Property Damage Liability
    • Occurrence
    • Claims Made
    • Extended Reporting Periods: Basic and Supplemental
    • Retroactive Date
    • Coverage B: Personal Injury and Advertising Injury
    • Coverage C: Medical Payments
    • Supplemental Payments
    • Who is an insured
    • Limits
    • Conditions (The candidate also should be familiar with ISO’s Common Policy Conditions)
    • Definitions
    • Extracontractual
    • Automotive: personal auto and business (commercial) auto
    • Liability
    • Medical Payments
    • Physical damage (collision and other than collision/comprehensive)
    • Uninsured motorists
    • Underinsured motorists
    • Who is an insured
    • Types of Auto
    • Owned
    • Non-owned
    • Hired
    • Temporary Substitute
    • Garage Coverage Form, including Garagekeepers insurance
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • Standard policy concepts
    • Work-related vs. non-work-related
    • Other states’ insurance
    • Crime
    • Employee theft
    • Inside the premises-Theft of Money and securities
    • Inside the premises-Robbery or Safe Burglary of Other Property
    • Inside the premises-Robbery or Burglary of Other Property
    • Surety Bonding
    • Definitions
    • Obligee
    • Principal
    • Surety
    • Professional liability
    • Errors and Omissions
    • Umbrella/Excess liability
  • INSURANCE TERMS AND RELATED CONCEPTS
    • Risk
    • Hazard
    • Indemnity
    • Insurable interest
    • Actual cash value
    • Negligence
    • Liability
    • Accident
    • Occurrence
    • Burglary
    • Robbery
    • Theft
    • Mysterious disappearance
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Bodily injury liability
    • Property damage liability
    • Personal injury liability
    • Limits of liability
    • Deductibles
    • Insured contract
    • Deposit Premium/Audit
    • Certificate of Insurance
  • POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Additional (supplementary) payments
    • Proof of loss
    • Notice of claim
    • Arbitration
    • Other insurance
    • Subrogation
    • Compliance with provisions of Fair Credit Reporting Act
    • Claims made policy form
    • Salvage
    • Loss settlement provisions including consent to settle a loss
  • DUTIES OF THE CASUALTY ADJUSTER
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Date of loss
    • Loss/Damage Valuation
    • Direct Loss vs. Indirect Loss (Loss of Use)
    • Damages
    • Scope of Loss or Damages
  • DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE AND THE LICENSING OF ADJUSTERS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • Public Adjuster
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Surety bonds
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Continuing education
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • Compensation of licensees
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
  • INSURANCE ETHICS
    • Definitions
    • Business Practices
    • Authority
    • Express
    • Implied
    • Apparent
    • Agency versus individual licensee
    • Suitability
    • Ethical behavior and good moral standards
    • Market Conduct examination
    • Disclosure letters and forms
    • Errors and Omissions insurance
    • Unfair practices
    • Commingling
    • Misrepresentation
    • Defamation
    • Coercion and intimidation
    • Rebating
    • Unfair claims settlement practices
    • Publicized Founded Complaints
    • Insurance fraud and Fraud Prevention Bureau
    • Privacy
    • Conflict of issues
  • DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE ONLY
    • Delaware Motorist Protection Act
    • Required coverage and limits
    • Arbitration
    • Insurance ID card
    • Fines
    • Form A
    • Learner’s Permit Prohibitions
    • Uninsured and Underinsured Motorists Coverage
    • Required coverage
    • Option for additional coverage
    • Cancellation and nonrenewal of auto insurance
    • Reasons for
    • Notice
    • Appeal
    • Exclusion of designated person
    • Request for driving records
    • Delaware Automobile Insurance Plan
    • Producer and insurer responsibilities
    • Eligibility
    • Coverage and options
    • Designation of carrier
    • Binding authority
    • Collection of placement fee
    • Defensive driving course credit
    • Private passenger automobile insurance rating information
    • Workers Compensation
    • Applicability
    • Excluded employments
    • Executive offices, sole proprietors, partners
    • Requirement for insurance policy
    • Minimum duration of incapacity
    • Medical benefits required
    • Compensation for total disability
    • Compensation for partial disability
    • Survivorship benefits
    • Burial expenses
    • Deductible options Form B
    • Assigned Risk Plan
    • Workplace safety
    • Worker’s Compensation rating/classification
    • Terrorism Risk Insurance Act
    • Permanent Impairment and Disfigurement Settlements
Examination sources

DE Marine and Transportation Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions
Time limit
1 hr
Exam fee
$90
Examination outline
  • GENERAL PROPERTY INSURANCE PRODUCT KNOWLEDGE PERTINENT TO MARINE AND TRANSPORTATION ADJUSTERS
    • Inland marine
    • Personal floaters
    • Commercial floaters
    • Nationwide Definition
    • Builders’ Risk coverage
    • Transportation coverage
    • Electronic Data Processing (EDP) coverage
    • Other terms and related concepts
    • Commercial Ocean Marine
    • Terrorism
  • PROPERTY POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Obligations of the insurance company
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance
    • Assignment
    • Subrogation
    • Elements of a contract
    • Sources of underwriting information
    • Cancellation and Nonrenewal provisions
    • Additional (supplementary) payments
    • Loss settlement provisions including consent to settle a loss
    • Limitations
    • Representations and misrepresentations
    • Concealment
    • Arbitration
    • Coinsurance
    • Endorsements
    • Warranties
    • Replacement Cost
    • Fraud
  • PROPERTY INSURANCE TERMS AND RELATED CONCEPTS
    • Insurable interest
    • Risk
    • Hazard
    • Physical
    • Moral
    • Morale
    • Legal
    • Peril
    • Loss
    • Direct
    • Indirect
    • Proximate cause
    • Deductible
    • Indemnity
    • Actual cash value
    • Replacement cost
    • Limits of liability
    • Pair and set clause
    • Extensions of coverage
    • Additional coverages
    • Accident
    • Occurrence
    • Right of salvage
    • Abandonment
    • Liability
    • Negligence
    • Theft
    • Burglary
    • Robbery
    • Mysterious disappearance
    • Binders
    • Apportionment clause
    • Tariff Liability
    • Waiver/Non-Waiver Agreement
    • Estoppel
    • Reservation of Rights
  • DUTIES OF THE MARINE AND TRANSPORTATION ADJUSTER
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Date of loss
    • Loss/Damage Valuation
    • Direct Loss vs. Indirect Loss (Loss of Use)
    • Damages
    • Scope of Loss or Damages
  • DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO PROPERTY INSURANCE AND THE LICENSING OF MARINE AND TRANSPORTATION ADJUSTERS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
  • INSURANCE ETHICS
    • Definitions
    • Business Practices
    • Authority
    • Express
    • Implied
    • Apparent
    • Agency versus individual license
    • Suitability
    • Ethical behavior and good moral standards
    • Market Conduct examination
    • Disclosure letters and forms
    • Errors and Omissions insurance
    • Unfair practices
    • Misrepresentation
    • Defamation
    • Coercion and intimidation
    • Rebating
    • Unfair claims settlement practices
    • Publicized Founded Complaints
    • Insurance fraud and Fraud Prevention Bureau
    • Privacy
    • Conflict of issues
Examination sources

DE Motor Vehicle Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions
Time limit
1 hr
Exam fee
$90
Examination outline
  • BASIC CONCEPTS OF AUTOMOBILE INSURANCE
    • Coverages
    • Bodily injury and property damage
    • Medical payments
    • Physical damage
    • Extracontractual
    • Punitive damages
    • Personal Injury Protection
    • Definitions
    • Insured/covered person
    • Owned automobiles/covered automobiles
    • Non-owned automobiles
    • Temporary substitute automobiles
    • Actual Cash Value
    • Tort
    • Salvage
    • Policy Components
  • DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO PROPERTY INSURANCE AND THE LICENSING OF ADJUSTERS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • Public Adjuster
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Surety bonds
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Continuing education
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • Compensation of licensees
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
  • DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE ONLY
    • Delaware Motorist Protection Act
    • Required coverage and limits
    • Arbitration
    • Insurance ID card
    • Fines
    • Form A
    • Learner’s Permit Prohibitions
    • Uninsured and Underinsured Motorists Coverage
    • Required coverage
    • Option for additional coverage
    • Cancellation and nonrenewal of auto insurance
    • Reasons for
    • Notice
    • Hearing
    • Exclusion of designated person
    • Request for driving records
    • Delaware Automobile Insurance Plan
    • Producer and insurer responsibilities
    • Eligibility
    • Coverage and options
    • Designation of carrier
    • Binding authority
    • Collection of placement fee
    • Defensive driving course credit
    • Private passenger automobile insurance rating information
  • INSURANCE ETHICS
    • Definitions
    • Business Practices
    • Authority
    • Express
    • Implied
    • Apparent
    • Agency versus individual licensee
    • Suitability
    • Ethical behavior and good moral standards
    • Market Conduct examination
    • Disclosure letters and forms
    • Errors and Omissions insurance
    • Unfair practices
    • Commingling
    • Misrepresentation
    • Defamation
    • Coercion and intimidation
    • Rebating
    • Unfair claims settlement practices
    • Publicized Founded Complaints
    • Insurance fraud and Fraud Prevention Bureau
    • Privacy
    • Conflict of issues
  • DUTIES OF THE MOTOR VEHICLE ADJUSTER
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Date of loss
    • Loss/Damage Valuation
    • Direct Loss vs. Indirect Loss (Loss of Use)
    • Damages
    • Scope of Loss or Damages
Examination sources

DE Property Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions plus 5 pretest questions
Time limit
1 hr 15 mins
Exam fee
$90
Examination outline
  • GENERAL PROPERTY INSURANCE PRODUCT KNOWLEDGE PERTINENT TO PROPERTY ADJUSTERS
    • Standard Fire Policy
    • Basic coverages, provisions, and clauses
    • Limitations and restrictions
    • Proof of Loss
    • Loss requirements and inventories
    • Appraisal
    • Company options
    • Cancellation
    • Additional coverages
    • Replacement costs
    • Increase in hazard
    • Personal lines
    • Dwelling and contents (DP forms)
    • Homeowners (HO forms)
    • Mobile Homes
    • Condominium policies
    • Commercial lines
    • Commercial property
    • Commercial building and personal property form
    • Causes of loss forms
    • Business income
    • Extra expense
    • Commercial Package Policy (CPP)
    • Equipment Breakdown Coverage
    • Businessowners Policy (BOP)
    • Law and Ordinance Coverage
    • Condominium Association Coverage Form
    • Inland marine
    • Personal floaters
    • Commercial floaters
    • Nationwide Definition
    • Builders’ Risk coverage
    • Transportation coverage
    • Electronic Data Processing (EDP) coverage
    • Others
    • Aviation
    • National Flood Insurance Program
    • Personal Watercraft
    • Commercial Ocean Marine
    • Earthquake
    • Terrorism
    • Additional Coverages and Exclusions
    • Business Interruption
    • Time Element
    • Valuable Papers and Records
    • Crime
    • Employee Theft
    • Inside the Premises-Theft of Money and Securities
    • Inside the Premises-Robbery or Safe Burglary of Other Property
    • Inside the Premises - Robbery or Burglary of Other Property
    • Definitions
    • Custodian
    • Messenger
    • Guard or watchperson
  • PROPERTY POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance
    • Assignment
    • Subrogation
    • Elements of a contract
    • Sources of underwriting information
    • Compliance with provisions of Fair Credit Reporting Act
    • Cancellation and Nonrenewal provisions
    • Additional (supplementary) payments
    • Loss settlement provisions including consent to settle a loss
    • Limitations
    • Representations and misrepresentations
    • Concealment
    • Arbitration
    • Coinsurance
    • Endorsements
    • Warranties
    • Replacement Cost
    • Fraud
  • PROPERTY INSURANCE TERMS AND RELATED CONCEPTS
    • Insurable interest
    • Risk
    • Hazard
    • Physical
    • Moral
    • Morale
    • Legal
    • Peril
    • Loss
    • Direct
    • Indirect
    • Proximate cause
    • Deductible
    • Indemnity
    • Actual cash value
    • Replacement cost
    • Limits of liability
    • Pair and set clause
    • Extensions of coverage
    • Additional coverages
    • Accident
    • Occurrence
    • Vacancy and unoccupancy
    • Right of salvage
    • Abandonment
    • Liability
    • Negligence
    • Theft
    • Burglary
    • Robbery
    • Mysterious disappearance
    • Binders
    • Apportionment clause
    • Tariff Liability
    • Waiver/Non-Waiver Agreement
    • Value Policy
    • Estoppel
    • Reservation of Rights
  • DUTIES OF THE PROPERTY ADJUSTER
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Date of loss
    • Loss/Damage Valuation
    • Direct Loss vs. Indirect Loss (Loss of Use)
    • Damages
    • Scope of Loss or Damages
  • DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO PROPERTY INSURANCE AND THE LICENSING OF PROPERTY ADJUSTERS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • Public Adjuster
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Surety bonds
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Continuing education
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
  • INSURANCE ETHICS
    • Definitions
    • Business Practices
    • Authority
    • Express
    • Implied
    • Apparent
    • Suitability
    • Ethical behavior and good moral standards
    • Market Conduct examination
    • Disclosure letters and forms
    • Errors and Omissions insurance
    • Unfair practices
    • Misrepresentation
    • Defamation
    • Coercion and intimidation
    • Rebating
    • Unfair claims settlement practices
    • Publicized Founded Complaints
    • Insurance fraud and Fraud Prevention Bureau
    • Privacy
    • Conflict of issues
Examination sources

DE Surety Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
25 scored questions
Time limit
45 mins
Exam fee
$90
Examination outline
  • TERMS AND CONCEPTS
    • Definition of fidelity
    • Definition of surety
  • PURPOSE AND TYPE OF SURETY BONDS
    • Parties to a surety bond
    • Principal
    • Obligee
    • Surety
    • Obligation of the surety
    • Contract bonds
    • License and permit bonds
    • Public official bonds
    • Court bonds
    • Judicial
    • Fiduciary
    • Miscellaneous bonds
    • Forms of Suretyship
    • Individual
    • Corporate
    • Premiums and terms of obligations
  • PURPOSE AND TYPE OF FIDELITY BONDS
    • Individual
    • Schedule
    • Blanket
    • Financial institutions
    • Premiums and terms of obligations
  • DELAWARE STATUTES AND REGULATIONS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • Surety Producer/Adjuster
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Surety bonds
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Continuing education
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • Compensation of licensees
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
Examination sources

DE Workers Compensation Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions
Time limit
1 hr
Exam fee
$90
Examination outline
  • INSURANCE TERMS AND CONCEPTS
    • Arbitration
    • Binder
    • Concealment
    • Deductible
    • Definition of Insured
    • Employer Classification
    • Endorsement
    • Hazard
    • Indemnity
    • Insurable Interest
    • Liability
    • Misrepresentation
    • Risk
    • Subrogation
  • THE INSURANCE CONTRACT
    • Information Page
    • Insuring Agreement, Conditions, and Exclusions
    • Endorsement
    • Limitations
  • ADJUSTER
    • Roles and Responsibilities of Adjuster
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Tort/Tort Feasors
    • Loss Valuation
    • Damages
    • Part of Body
    • Nature of Accident
    • Cause of Accident
  • WORKERS’ COMPENSATION INSURANCE, EMPLOYERS LIABILITY INSURANCE, AND RELATED ISSUES (This section does not deal with specifics of state law.)
    • Standard Policy Concepts
    • Self-Insurers
    • Work-Related vs. Non-Work-Related
    • Other States’ Coverage Insurance
  • DELAWARE STATUTES AND REGULATIONS COMMON TO ALL LINES OF INSURANCE
    • License Regulations
    • Persons Required to be Licensed and Responsibilities
    • Producer/Agent and Broker
    • Producer/Consultant
    • License Requirements
    • Fees and Application
    • Prerequisites
    • Written Examinations and Exemptions
    • Exemptions from Licensing
    • Insurer’s Appointment
    • Authority
    • Definitions
    • License Requirements
    • Lines of Authority
    • Termination of Appointment
    • Notice of Address Change
    • Continuing Education
    • Marketing Practices
    • Duties of Licensed Personnel
    • Record Keeping
    • Compensation of Licensees
    • Termination, Suspension, Fines
    • Insurance Commissioner
    • Election and Term
    • General Powers and Duties
    • Examination of Insurers and Producers
    • Hearings
    • Cease and Desist Orders and Penalties
    • General Penalties
  • DELAWARE LAWS, RULES, AND REGULATIONS PERTINENT TO WORKERS’ COMPENSATION
    • Purpose
    • Definitions
    • Employer
    • Employee
    • Total Disability
    • Partial Disability
    • Permanent Disability
    • Requirements/Procedures
    • Exclusiveness of Right to Compensation
    • Injury Reports
    • Compensation Claims
    • Coverages
    • Injuries Covered
    • Employment Covered
    • Employment Excluded
    • Sole Proprietors and Partners
    • Waiting Period
    • Who Must Provide
    • Benefits
    • Medical Care Services and Supplies
    • Income
    • Total Disability
    • Partial Disability
    • Weekly Wages
    • Payment
    • Vocational Rehabilitation
    • Death and Burial
    • Right to Sue
    • Audits
    • Workers’ Compensation Assigned Risk Plan
    • Industrial Accident Board
  • DELAWARE WORKERS’ COMPENSATION ADJUSTING
    • Claims Practices
    • Hearing
    • Medical Examinations
    • Settlements/Awards
Examination sources