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DE Casualty Adjuster — Information & Free Practice

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DE Casualty Adjuster

Provider
Pearson VUE
Format
Written, computer-delivered examination
Exam questions
50 scored questions plus 5 pretest questions
Time limit
1 hr 30 mins
Exam fee
$90
Examination outline
  • TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Basic Hazards
    • Premises and Operations
    • Products and Completed Operations
    • Independent Contractors
    • Contractual
    • Commercial General Liability Coverage Forms
    • Coverage A: Bodily Injury and Property Damage Liability
    • Occurrence
    • Claims Made
    • Extended Reporting Periods: Basic and Supplemental
    • Retroactive Date
    • Coverage B: Personal Injury and Advertising Injury
    • Coverage C: Medical Payments
    • Supplemental Payments
    • Who is an insured
    • Limits
    • Conditions (The candidate also should be familiar with ISO’s Common Policy Conditions)
    • Definitions
    • Extracontractual
    • Automotive: personal auto and business (commercial) auto
    • Liability
    • Medical Payments
    • Physical damage (collision and other than collision/comprehensive)
    • Uninsured motorists
    • Underinsured motorists
    • Who is an insured
    • Types of Auto
    • Owned
    • Non-owned
    • Hired
    • Temporary Substitute
    • Garage Coverage Form, including Garagekeepers insurance
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • Standard policy concepts
    • Work-related vs. non-work-related
    • Other states’ insurance
    • Crime
    • Employee theft
    • Inside the premises-Theft of Money and securities
    • Inside the premises-Robbery or Safe Burglary of Other Property
    • Inside the premises-Robbery or Burglary of Other Property
    • Surety Bonding
    • Definitions
    • Obligee
    • Principal
    • Surety
    • Professional liability
    • Errors and Omissions
    • Umbrella/Excess liability
  • INSURANCE TERMS AND RELATED CONCEPTS
    • Risk
    • Hazard
    • Indemnity
    • Insurable interest
    • Actual cash value
    • Negligence
    • Liability
    • Accident
    • Occurrence
    • Burglary
    • Robbery
    • Theft
    • Mysterious disappearance
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Bodily injury liability
    • Property damage liability
    • Personal injury liability
    • Limits of liability
    • Deductibles
    • Insured contract
    • Deposit Premium/Audit
    • Certificate of Insurance
  • POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Additional (supplementary) payments
    • Proof of loss
    • Notice of claim
    • Arbitration
    • Other insurance
    • Subrogation
    • Compliance with provisions of Fair Credit Reporting Act
    • Claims made policy form
    • Salvage
    • Loss settlement provisions including consent to settle a loss
  • DUTIES OF THE CASUALTY ADJUSTER
    • Loss Report
    • Essential Elements
    • Inception/Expiration Date
    • Occurrence Date
    • Identification of Parties Involved
    • Policy Form/Number
    • Description of Loss
    • Coverages
    • Deductible
    • Date of loss
    • Loss/Damage Valuation
    • Direct Loss vs. Indirect Loss (Loss of Use)
    • Damages
    • Scope of Loss or Damages
  • DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE AND THE LICENSING OF ADJUSTERS
    • Definitions
    • Persons required to be licensed and their responsibilities
    • Adjuster
    • License
    • Licensee
    • Public Adjuster
    • License requirements
    • Fees and application
    • Prerequisites
    • Special qualifications
    • Written examinations and exemptions
    • Exceptions to licensing
    • Surety bonds
    • Authority
    • Definitions
    • License requirements
    • Notice of address change
    • Continuing education
    • Ownership of other entities
    • Contracts and Solicitation of Contracts
    • Regulation and Scope
    • Marketing Practices
    • Duties of licensed personnel
    • Record keeping
    • Compensation of licensees
    • License denial, suspension, revocation, and penalties
    • Prohibited Acts
    • Insurance Commissioner
    • Election and term
    • General powers and duties
    • Maintenance of Records
    • Hearings
    • Cease and desist orders and penalties
    • General penalties
  • INSURANCE ETHICS
    • Definitions
    • Business Practices
    • Authority
    • Express
    • Implied
    • Apparent
    • Agency versus individual licensee
    • Suitability
    • Ethical behavior and good moral standards
    • Market Conduct examination
    • Disclosure letters and forms
    • Errors and Omissions insurance
    • Unfair practices
    • Commingling
    • Misrepresentation
    • Defamation
    • Coercion and intimidation
    • Rebating
    • Unfair claims settlement practices
    • Publicized Founded Complaints
    • Insurance fraud and Fraud Prevention Bureau
    • Privacy
    • Conflict of issues
  • DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE ONLY
    • Delaware Motorist Protection Act
    • Required coverage and limits
    • Arbitration
    • Insurance ID card
    • Fines
    • Form A
    • Learner’s Permit Prohibitions
    • Uninsured and Underinsured Motorists Coverage
    • Required coverage
    • Option for additional coverage
    • Cancellation and nonrenewal of auto insurance
    • Reasons for
    • Notice
    • Appeal
    • Exclusion of designated person
    • Request for driving records
    • Delaware Automobile Insurance Plan
    • Producer and insurer responsibilities
    • Eligibility
    • Coverage and options
    • Designation of carrier
    • Binding authority
    • Collection of placement fee
    • Defensive driving course credit
    • Private passenger automobile insurance rating information
    • Workers Compensation
    • Applicability
    • Excluded employments
    • Executive offices, sole proprietors, partners
    • Requirement for insurance policy
    • Minimum duration of incapacity
    • Medical benefits required
    • Compensation for total disability
    • Compensation for partial disability
    • Survivorship benefits
    • Burial expenses
    • Deductible options Form B
    • Assigned Risk Plan
    • Workplace safety
    • Worker’s Compensation rating/classification
    • Terrorism Risk Insurance Act
    • Permanent Impairment and Disfigurement Settlements
Examination sources