SD Casualty Producer — Information & Free Practice

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SD Casualty Producer

Provider: Pearson Professional Assessments
Format: Written examination administered by computer
Time limit: 120 minutes
Passing score: 70 on the reported 0–100 scale
Exam fee: $85

Examination outline

CASUALTY-GENERAL KNOWLEDGE / I. TYPES OF POLICIES, BONDS, AND RELATED TERMS.........................................................23
- A. Commercial general liability
- A. Commercial general liability / 1. Exposures
- A. Commercial general liability / 1. Exposures / a. Premises and Operations
- A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
- A. Commercial general liability / 2. Coverage
- A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
- A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
- A. Commercial general liability / 2. Coverage / d. Supplemental Payments
- A. Commercial general liability / 2. Coverage / e. Who is an insured
- A. Commercial general liability / 2. Coverage / f. Frist named insured
- A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
- A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
- B. Automobile: personal auto and business auto
- B. Automobile: personal auto and business auto / 1. Liability
- B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
- B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
- B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
- B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
- B. Automobile: personal auto and business auto / 2. Medical Payments
- B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
- B. Automobile: personal auto and business auto / 4. Uninsured motorists
- B. Automobile: personal auto and business auto / 5. Underinsured motorists
- B. Automobile: personal auto and business auto / 6. Who is an insured
- B. Automobile: personal auto and business auto / 7. Types of Auto
- B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
- B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
- B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
- B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
- B. Automobile: personal auto and business auto / 8. Garage Coverage Form, including Garagekeepers Insurance
- B. Automobile: personal auto and business auto / 9. Exclusions
- B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
- B. Automobile: personal auto and business auto / 11. Mobile equipment
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / a. Who is an employee/employer
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / b. Compensation
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 2. Work-related vs. non-work-related
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 3. Other states’ insurance
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 4. Employers Liability
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 5. Exclusive remedy
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 6. Premium Determination
- D. Crime
- D. Crime / 1. Employee Dishonesty
- D. Crime / 2. Theft
- D. Crime / 3. Robbery
- D. Crime / 4. Burglary
- D. Crime / 5. Forgery and Alteration
- D. Crime / 6. Mysterious disappearance
- E. Bonds
- E. Bonds / 1. Surety
- E. Bonds / 2. Fidelity
- F. Professional liability
- F. Professional liability / 1. Errors and Omissions
- F. Professional liability / 2. Medical Malpractice
- F. Professional liability / 3. Directors and Officers (D&O)
- F. Professional liability / 4. Employment Practices Liability (EPLI)
- F. Professional liability / 5. Cyber liability and data breach
- F. Professional liability / 6. Liquor liability
- G. Umbrella/Excess Liability
- H. Business Owners Policy (BOP)
CASUALTY-GENERAL KNOWLEDGE / II. INSURANCE TERMS AND RELATED CONCEPTS......... 15
- A. Risk
- B. Hazards
- B. Hazards / 1. Moral
- B. Hazards / 2. Morale
- B. Hazards / 3. Physical
- C. Indemnity
- D. Insurable interest
- E. Loss valuation
- E. Loss valuation / 1. Actual cash value
- E. Loss valuation / 2. Replacement cost
- E. Loss valuation / 3. Market value
- E. Loss valuation / 4. Stated/agreed value
- E. Loss valuation / 5. Salvage value
- F. Negligence
- G. Liability
- H. Occurrence
- I. Binders
- J. Warranties
- K. Representations
- L. Concealment
- M. Deposit Premium/Audit
- N. Certificate of Insurance
- O. Law of Large Numbers
- P. Pure vs. Speculative Risk
- Q. Endorsements
- R. Damages
- R. Damages / 1. Compensatory
- R. Damages / 1. Compensatory / a. General
- R. Damages / 1. Compensatory / b. Special
- R. Damages / 2. Punitive
- S. Compliance with provisions of Fair Credit Reporting Act
CASUALTY-GENERAL KNOWLEDGE / III. POLICY PROVISIONS ................................................. 12
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions and Limitations
- E. Definition of the insured
- F. Duties of the insured after a loss
- G. Cancellation and nonrenewal provisions
- H. Supplementary payments
- I. Proof of loss
- J. Notice of claim
- K. Other insurance
- L. Subrogation
- M. Loss settlement provisions including consent to settle a loss
- N. Terrorism Risk Insurance Act (TRIA)
CASUALTY SOUTH DAKOTA SPECIFIC / I. SD STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE………….17
- A. Director of Insurance
- A. Director of Insurance / 1. Duties and powers
- A. Director of Insurance / 2. Examination of records
- A. Director of Insurance / 3. Hearings/notice of hearings
- A. Director of Insurance / 4. Penalties (and fines)
- A. Director of Insurance / 5. Cease and desist orders
- B. Insurance Definitions
- B. Insurance Definitions / 1. Acts constituting an insurance transaction
- B. Insurance Definitions / 2. Domestic, foreign and alien company
- B. Insurance Definitions / 3. Fraternals
- B. Insurance Definitions / 4. Authorized and unauthorized companies insurer
- B. Insurance Definitions / 5. Stock and mutual companies
- B. Insurance Definitions / 6. Certificate of authority
- C. Licensing
- C. Licensing / 1. Types of licenses
- C. Licensing / 1. Types of licenses / a. Producer
- C. Licensing / 1. Types of licenses / b. Resident/Nonresident
- C. Licensing / 1. Types of licenses / c. Temporary license
- C. Licensing / 1. Types of licenses / d. Business entity
- C. Licensing / 2. Qualifications for obtaining a license
- C. Licensing / 2. Qualifications for obtaining a license / a. Exemptions/Exceptions
- C. Licensing / 2. Qualifications for obtaining a license / b. License denial
- C. Licensing / 3. Maintaining a license
- C. Licensing / 3. Maintaining a license / a. Continuing education
- C. Licensing / 3. Maintaining a license / b. Change of address
- C. Licensing / 3. Maintaining a license / c. Renewal/Nonrenewal
- C. Licensing / 3. Maintaining a license / d. Record maintenance
- C. Licensing / 3. Maintaining a license / e. License suspension/ revocation/refusalto issue or renew
- C. Licensing / 3. Maintaining a license / f. Reporting actions
- C. Licensing / 3. Maintaining a license / g. Assumed business name
- C. Licensing / 3. Maintaining a license / h. Inactivity due to military service
- C. Licensing / 3. Maintaining a license / i. Inactivity due to extenuating circumstances
- C. Licensing / 3. Maintaining a license / j. Reinstatement, continuation, termination
- C. Licensing / 4. Producer appointment
- C. Licensing / 4. Producer appointment / a. Termination of contract
- D. Producer responsibilities
- D. Producer responsibilities / 1. Fiduciary responsibilities
- D. Producer responsibilities / 2. Commissions, compensation, fees
- D. Producer responsibilities / 3. Reporting of felonies and crimes of moral turpitude
- D. Producer responsibilities / 4. Influence of witnesses
- D. Producer responsibilities / 5. Response to Division inquires
- E. Insurance Guaranty Association
- E. Insurance Guaranty Association / 1. Purpose and disclaimer
- F. Marketing practices
- F. Marketing practices / 13. 1, 14, 15, 24, 25, 26, 32, 35, 36, 37, 56, 76, 77, 78, 125; ARSD 20:08:07:27; Bulletin 13-04
- F. Marketing practices / 1. Unfair practices
- F. Marketing practices / 1. Unfair practices / a. Boycott, coercion, intimidation
- F. Marketing practices / 1. Unfair practices / b. Commingling
- F. Marketing practices / 1. Unfair practices / c. Controlled business
- F. Marketing practices / 1. Unfair practices / d. Defamation
- F. Marketing practices / 1. Unfair practices / e. False advertising
- F. Marketing practices / 1. Unfair practices / g. Illegal inducement
- F. Marketing practices / 1. Unfair practices / h. Misrepresentation
- F. Marketing practices / 1. Unfair practices / i. Rebating
- F. Marketing practices / 1. Unfair practices / j. Twisting
- F. Marketing practices / 1. Unfair practices / k. Unfair discrimination
- F. Marketing practices / 1. Unfair practices / l. Acting without a license
- F. Marketing practices / 1. Unfair practices / m. Larceny
- F. Marketing practices / 1. Unfair practices / n. Prohibited fees/ premiums/ extra charges
- F. Marketing practices / 1. Unfair practices / o. Loans
- F. Marketing practices / 1. Unfair practices / p. Notification of suspected fraud
- F. Marketing practices / 2. Unfair claims settlement practices
- G. Policy delivery and receipt
- H. Insurance Fraud Regulation
CASUALTY SOUTH DAKOTA SPECIFIC / II. SD STATUTES PERTINENT TO CASUALTY INSURANCE…8
- A. Binders
- A. Binders / 1. Evidence of insurance
- B. Suit against insurer
- C. Rating
- D. Certificate of Insurance
- E. South Dakota Automobile Insurance Plan (Assigned Risk)
- F. Private-passenger automobile insurance
- F. Private-passenger automobile insurance / 1. Uninsured/Underinsured motorists coverage
- F. Private-passenger automobile insurance / 2. Proof of financial responsibility
- F. Private-passenger automobile insurance / 3. Cancellation and nonrenewal
- G. Workers Compensation
- G. Workers Compensation / 1. Exclusive remedy
- G. Workers Compensation / 2. Employments covered
- G. Workers Compensation / 3. Covered injuries
- G. Workers Compensation / 4. Occupational disease
- G. Workers Compensation / 5. Benefits provided
- G. Workers Compensation / 6. Second/ subsequent injury fund
- G. Workers Compensation / 7. Self-insurance
- G. Workers Compensation / 8. Cancellation

Examination sources

South Dakota Insurance Examination Content Outlines
S11, Casualty general-knowledge outline heading
South Dakota Insurance Examination Content Outlines
S12, Casualty South Dakota-specific outline title
South Dakota Insurance Examination Content Outlines
S13, Casualty state section II
South Dakota Insurance Examination Content Outlines
Outline footer: stated effective date
South Dakota Insurance Licensing Candidate Handbook
Page 6, Available Exams, SD Casualty Producer
South Dakota Insurance Licensing Candidate Handbook
Page 13, Score Explanation
South Dakota Codified Laws Chapter 58-30
SDCL 58-30-145
South Dakota Insurance Licensing Candidate Handbook
Page 6, Allowable Exam Combinations