Casualty Producer — Information & Free Practice
US-CT · Examination information
187 free questions · Answer explanations · No signup required
Casualty Producer
- Provider
- Pearson VUE
- Format
- Computer-delivered multiple-choice examination, scored as a whole
- Exam questions
- 50 scored and 5 pretest general-knowledge questions; 25 scoreable Connecticut-specific questions
- Time limit
- 2 hours
- Passing score
- 70%
- Exam fee
- $65
Examination outline
General knowledge: I. CASUALTY: TYPES OF POLICIES, BONDS, AND RELATED TERMS (23 scored questions)
- A. Commercial general liability
- A. Commercial general liability / 1. Exposures
- A. Commercial general liability / 1. Exposures / a. Premises and Operations
- A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
- A. Commercial general liability / 2. Coverage
- A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
- A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
- A. Commercial general liability / 2. Coverage / d. Supplemental Payments
- A. Commercial general liability / 2. Coverage / e. Who is an insured
- A. Commercial general liability / 2. Coverage / f. First named insured
- A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
- A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
- B. Automobile: personal auto and business auto
- B. Automobile: personal auto and business auto / 1. Liability
- B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
- B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
- B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
- B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
- B. Automobile: personal auto and business auto / 2. Medical Payments
- B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
- B. Automobile: personal auto and business auto / 4. Uninsured motorists
- B. Automobile: personal auto and business auto / 5. Underinsured motorists
- B. Automobile: personal auto and business auto / 6. Who is an insured
- B. Automobile: personal auto and business auto / 7. Types of Auto
- B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
- B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
- B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
- B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
- B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
- B. Automobile: personal auto and business auto / 9. Exclusions
- B. Automobile: personal auto and business auto / 10. Individual Named Insured and Drive Other Car (DOC)
- B. Automobile: personal auto and business auto / 11. Mobile equipment
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / a. Who is an employee/employer
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / b. Compensation
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 2. Work-related vs. non-work-related
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 3. Other states’ insurance
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 4. Employers Liability
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 5. Exclusive remedy
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 6. Premium Determination
- D. Crime
- D. Crime / 1. Employee Dishonesty
- D. Crime / 2. Theft
- D. Crime / 3. Robbery
- D. Crime / 4. Burglary
- D. Crime / 5. Forgery and Alteration
- D. Crime / 6. Mysterious disappearance
- E. Bonds
- E. Bonds / 1. Surety
- E. Bonds / 2. Fidelity
- F. Professional liability
- F. Professional liability / 1. Errors and Omissions
- F. Professional liability / 2. Medical Malpractice
- F. Professional liability / 3. Directors and Officers (D&O)
- F. Professional liability / 4. Employment Practices Liability (EPLI)
- F. Professional liability / 5. Cyber liability and data breach, funds transfer
- F. Professional liability / 6. Liquor liability
- G. Umbrella/Excess Liability
- H. Business Owners Policy (BOP)
General knowledge: II. CASUALTY: INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
- A. Risk
- B. Hazards
- B. Hazards / 1. Moral
- B. Hazards / 2. Morale
- B. Hazards / 3. Physical
- C. Indemnity
- D. Insurable interest
- E. Loss valuation
- E. Loss valuation / 1. Actual cash value
- E. Loss valuation / 2. Replacement cost
- E. Loss valuation / 3. Market value
- E. Loss valuation / 4. Stated/agreed value
- E. Loss valuation / 5. Salvage value
- F. Negligence
- G. Liability
- H. Occurrence
- I. Binders
- J. Warranties
- K. Representations
- L. Concealment
- M. Deposit Premium/Audit
- N. Certificate of Insurance
- O. Law of Large Numbers
- P. Pure vs. Speculative Risk
- Q. Endorsements
- R. Damages
- R. Damages / 1. Compensatory
- R. Damages / 1. Compensatory / a. General
- R. Damages / 1. Compensatory / b. Special
- R. Damages / 2. Punitive
- S. Compliance with provisions of Fair Credit Reporting Act
General knowledge: III. CASUALTY: POLICY PROVISIONS (12 scored questions)
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions and Limitations
- E. Definition of the insured
- F. Duties of the insured after a loss
- G. Cancellation and nonrenewal provisions
- H. Supplementary payments
- I. Proof of loss
- J. Notice of claim
- K. Arbitration
- L. Other insurance
- M. Subrogation
- N. Loss settlement provisions including consent to settle a loss
- O. Terrorism Risk Insurance Act (TRIA)
Connecticut specific: I. CT STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE (18 scored questions)
- A. Responsibilities of the Insurance Commissioner
- A. Responsibilities of the Insurance Commissioner / 1. General duties and powers
- A. Responsibilities of the Insurance Commissioner / 2. Examination of records
- A. Responsibilities of the Insurance Commissioner / 3. Hearings/notice of hearings
- A. Responsibilities of the Insurance Commissioner / 4. Penalties and fines
- A. Responsibilities of the Insurance Commissioner / 5. Cease and desist orders
- B. Definitions
- B. Definitions / 1. Insurance transaction
- B. Definitions / 2. Insurer
- B. Definitions / 3. Reinsurance
- B. Definitions / 4. Domestic, foreign, and alien companies
- B. Definitions / 5. Authorized and unauthorized companies / admitted and nonadmitted companies
- B. Definitions / 6. Stock and mutual companies, and reciprocals
- B. Definitions / 7. Risk retention group
- B. Definitions / 8. Certificate of authority
- C. Licensing
- C. Licensing / 1. Purpose
- C. Licensing / 2. Licensing Requirements
- C. Licensing / 2. Licensing Requirements / a. Producer
- C. Licensing / 2. Licensing Requirements / b. Agent
- C. Licensing / 2. Licensing Requirements / c. Broker
- C. Licensing / 2. Licensing Requirements / d. Resident/Nonresident
- C. Licensing / 2. Licensing Requirements / e. Temporary license
- C. Licensing / 3. Agent appointment/termination of contract
- C. Licensing / 4. Obtaining a license
- C. Licensing / 4. Obtaining a license / a. Qualifications
- C. Licensing / 4. Obtaining a license / b. Licenses fees and application
- C. Licensing / 4. Obtaining a license / c. Written examinations
- C. Licensing / 4. Obtaining a license / d. Exemptions/exceptions
- C. Licensing / 4. Obtaining a license / e. License denial
- C. Licensing / 5. Maintaining a license
- C. Licensing / 5. Maintaining a license / a. Continuing education
- C. Licensing / 5. Maintaining a license / b. Change of address/name change
- C. Licensing / 5. Maintaining a license / c. Fees/renewal
- C. Licensing / 5. Maintaining a license / d. License expiration
- C. Licensing / 5. Maintaining a license / e. Suspension or revocation of licenses
- D. Agent responsibilities
- D. Agent responsibilities / 1. Fiduciary capacity
- D. Agent responsibilities / 1. Fiduciary capacity / a. Premium accountability
- D. Agent responsibilities / 2. Disclosure
- D. Agent responsibilities / 3. Commissions and compensation/ charges for extra services
- E. Filing and approval of policy forms
- F. Connecticut Insurance Guaranty Association Act
- F. Connecticut Insurance Guaranty Association Act / 1. Brokered Transactions Guaranty Fund
- G. Marketing practices
- G. Marketing practices / 1. Responsibilities of the insurer
- G. Marketing practices / 2. Unfair claims practices
- G. Marketing practices / 3. Unfair trade practices
- G. Marketing practices / 3. Unfair trade practices / a. Rebating
- G. Marketing practices / 3. Unfair trade practices / b. Misrepresentation
- G. Marketing practices / 3. Unfair trade practices / c. False advertising
- G. Marketing practices / 3. Unfair trade practices / d. Defamation
- G. Marketing practices / 3. Unfair trade practices / e. False financial statements
- G. Marketing practices / 3. Unfair trade practices / f. Controlled business
- G. Marketing practices / 3. Unfair trade practices / g. Boycott, coercion, intimidation
- G. Marketing practices / 3. Unfair trade practices / h. Unfair discrimination
- G. Marketing practices / 3. Unfair trade practices / i. Coercion of borrower
- G. Marketing practices / 3. Unfair trade practices / j. Illegal inducement
- G. Marketing practices / 3. Unfair trade practices / k. Misrepresentation on applications
- G. Marketing practices / 3. Unfair trade practices / l. Twisting
- G. Marketing practices / 4. Return of premium
- H. Connecticut Insurance Information and Privacy Protection Act
Connecticut specific: II. STATE STATUTES, RULES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY (3 scored questions)
- A. Premium Financing
- B. Insurance Contracts
- B. Insurance Contracts / 1. Renewal, Nonrenewal, Cancellation: Commercial, Homeowners, Personal Auto and Casualty Policies
- B. Insurance Contracts / 1. Renewal, Nonrenewal, Cancellation: Commercial, Homeowners, Personal Auto and Casualty Policies / a. Illegal declination, nonrenewal, and cancellation
- B. Insurance Contracts / 2. Binders
- C. Surplus Lines
Connecticut specific: III. STATE STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (4 scored questions)
- A. Auto Insurance
- A. Auto Insurance / 1. Required coverages
- A. Auto Insurance / 2. Limits
- A. Auto Insurance / 3. Rates/rating information
- A. Auto Insurance / 4. Uninsured/underinsured Motorist law
- A. Auto Insurance / 4. Uninsured/underinsured Motorist law / a. Option for additional coverage
- A. Auto Insurance / 4. Uninsured/underinsured Motorist law / b. Insurer insolvency
- A. Auto Insurance / 5. Connecticut Motor Vehicle Financial Responsibility law
- A. Auto Insurance / 5. Connecticut Motor Vehicle Financial Responsibility law / a. Proof of financial responsibility defined
- A. Auto Insurance / 5. Connecticut Motor Vehicle Financial Responsibility law / b. Persons required to show proof
- A. Auto Insurance / 5. Connecticut Motor Vehicle Financial Responsibility law / c. Penalty for noncompliance
- A. Auto Insurance / 5. Connecticut Motor Vehicle Financial Responsibility law / d. Methods of satisfying financial responsibility
- B. Connecticut Auto Insurance Assigned Risk Plan
- B. Connecticut Auto Insurance Assigned Risk Plan / 1. Purpose
- B. Connecticut Auto Insurance Assigned Risk Plan / 2. Definitions
- B. Connecticut Auto Insurance Assigned Risk Plan / 3. Eligibility
- B. Connecticut Auto Insurance Assigned Risk Plan / 4. Insured’s participation
- B. Connecticut Auto Insurance Assigned Risk Plan / 5. Insurer’s participation
- B. Connecticut Auto Insurance Assigned Risk Plan / 6. Coverage and options
- B. Connecticut Auto Insurance Assigned Risk Plan / 7. Collection of placement fee
- C. Connecticut Worker’s Compensation Law
- C. Connecticut Worker’s Compensation Law / 1. Definitions
- C. Connecticut Worker’s Compensation Law / 1. Definitions / a. Employer
- C. Connecticut Worker’s Compensation Law / 1. Definitions / b. Employee
- C. Connecticut Worker’s Compensation Law / 2. Employments covered/excluded
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / a. Minimum duration of incapacity
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / b. Medical Benefits required
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / c. Compensation for total disability
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / d. Compensation for partial disability
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / e. Survivorship benefits
- C. Connecticut Worker’s Compensation Law / 3. Benefits provided / f. Burial expenses
- C. Connecticut Worker’s Compensation Law / 4. Second injury fund
- C. Connecticut Worker’s Compensation Law / 5. Claims procedures
Examination sources
- Connecticut Insurance Content Outlines
Cover, content-outline effective date
- Connecticut Insurance Candidate Handbook
Printed p. 13, scoring boundary
- Connecticut Insurance Candidate Handbook
Printed p. 7, exam identity 12-CT-20
- Connecticut Insurance Content Outlines
Printed p. 17, Casualty Producer, general outline, section I
- Connecticut Insurance Content Outlines
Printed p. 18, Casualty Producer, general outline, section II
- Connecticut Insurance Content Outlines
Printed p. 18–19, Casualty Producer, general outline, section III
- Connecticut Insurance Content Outlines
Printed p. 19–20, Casualty Producer, connecticut outline, section I
- Connecticut Insurance Content Outlines
Printed p. 20, Casualty Producer, connecticut outline, section II
- Connecticut Insurance Content Outlines
Printed p. 20, Casualty Producer, connecticut outline, section III
- Connecticut Insurance Content Outlines
Printed p. 17, Casualty Producer general outline heading
- Connecticut Insurance Content Outlines
Printed p. 19, Casualty Producer Connecticut Specific heading
- Connecticut Insurance Candidate Handbook
Printed p. 12, About the Exam, format
- Connecticut Insurance Candidate Handbook
Printed p. 13, Score Explanation
- Connecticut Insurance Candidate Handbook
Printed p. 13, Retaking an Exam, whole examination scoring
- Connecticut Insurance Candidate Handbook
Printed p. 7, examination reservation row 12-CT-20
- Connecticut Insurance Candidate Handbook
Printed p. 13, Retaking an Exam