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Free Utah Producer’s Personal Lines Exam Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Utah Producer’s Personal Lines Exam practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1A person offers to sell personal lines insurance in Utah. What must the person have before performing that service?

    1. A. A valid license with the applicable authority
    2. B. Only a business registration
    3. C. Only an insurer appointment
    4. D. A temporary receipt from an applicant

    Answer: A

    Explanation: Utah requires a valid license before a person performs, offers to perform, or advertises services as a producer. The statute says a person may not "perform, offer to perform, or advertise any service as a producer" without a valid license.

    Reference: Utah Code 31 a 23 a — Section 31A-23a-103(1)

  2. 2A homeowner's aging electrical wiring increases the chance of a house fire. Which risk-management term describes the wiring condition?

    1. A. Exposure
    2. B. Hazard
    3. C. Peril
    4. D. Loss

    Answer: B

    Explanation: "Hazard - circumstance which tends to increase the probability or severity of a loss." The wiring is a condition increasing the chance of loss, so it is a hazard. Fire would be the peril, property damage the loss, and the home the exposed property.

    Reference: NAIC Glossary of Insurance Terms — NAIC glossary, Hazard

  3. 3Under Utah law, what is an insurance binder?

    1. A. A permanent replacement for every policy
    2. B. A proof-of-loss form
    3. C. A writing that temporarily binds coverage pending issuance of the policy
    4. D. A producer appointment

    Answer: C

    Explanation: A binder is "a writing which describes the subject and amount of insurance" and "temporarily binds insurance coverage pending the issuance of an insurance policy."

    Reference: Utah Code 31 a 21 — Section 31A-21-102

  4. 4A landlord wants a dwelling form that insures the building against causes of loss unless the form expressly excludes them. Which form matches that peril approach?

    1. A. DP-1 basic dwelling form
    2. B. DP-2 broad dwelling form
    3. C. DP-3 special dwelling form
    4. D. HO-2 broad homeowners form

    Answer: C

    Explanation: "DP-3 (Special Form) – Offers “all-risks” coverage for the dwelling and attached structures." DP-3 is the dwelling special form using an open-peril approach, subject to exclusions. DP-1 and DP-2 list covered perils, while HO-2 is a homeowners form.

    Reference: NAIC, Homeowners and Dwelling Policy Form Definitions — Dwelling Policy Forms, DP-1 through DP-3, p. 1

  5. 5A tenant rents an apartment and wants a homeowners-series form for the tenant's belongings without insuring the landlord's building. Which form fits?

    1. A. HO-2 broad form
    2. B. HO-3 special form
    3. C. HO-4 renters form
    4. D. HO-6 condominium form

    Answer: C

    Explanation: "HO-4 (Renter’s Form) – Covers unscheduled personal property on a broad named perils basis" HO-4 is the renter's form for personal property; the landlord's building is not its central insured structure. HO-2 and HO-3 serve homeowners, while HO-6 is for condominium unit owners.

    Reference: NAIC, Homeowners and Dwelling Policy Form Definitions — Homeowners Policy Forms, HO-4, p. 2

  6. 6Which coverage is a required component of a Utah motor vehicle policy unless it is affirmatively waived as permitted by law?

    1. A. Uninsured motorist coverage
    2. B. Towing coverage
    3. C. Rental reimbursement
    4. D. Mechanical breakdown coverage

    Answer: A

    Explanation: A security-compliant policy must include "uninsured motorist coverage" unless affirmatively waived as the statute permits.

    Reference: Utah Code 31 a 22 — Section 31A-22-302

  7. 7What market condition may cause the Utah commissioner to consider a market assistance plan for a line of insurance?

    1. A. Coverage is unavailable or severely limited and action is in the public interest
    2. B. One insurer earns a profit
    3. C. A producer changes agencies
    4. D. One applicant prefers a lower deductible

    Answer: A

    Explanation: The condition exists when a line "is not generally available in the marketplace" or its price severely limits availability and the public interest requires it.

    Reference: Utah Code 31 a 2 — Section 31A-2-214

  8. 8Under Utah law, what must a valid producer license include?

    1. A. Only a license number
    2. B. At least one license type and one related line of authority
    3. C. Every property and casualty authority
    4. D. An appointment from every admitted insurer

    Answer: B

    Explanation: A valid Utah license includes "at least one license type and one line of authority" pertaining to that license type.

    Reference: Utah Code 31 a 23 a — Section 31A-23a-103(2)

  9. 9A homeowner pays a premium so that an insurer will assume the financial consequences of specified fire damage. Which method of handling risk is illustrated?

    1. A. Risk retention
    2. B. Risk reduction
    3. C. Risk avoidance
    4. D. Risk transfer

    Answer: D

    Explanation: "Insurance - an economic device transferring risk from an individual to a company and reducing the uncertainty of risk via pooling." The insured transfers specified financial risk to the insurer through coverage and pooling. Retention leaves the risk with the owner; reduction changes its likelihood or severity; avoidance removes the exposure.

    Reference: NAIC Glossary of Insurance Terms — NAIC glossary, Insurance

  10. 10For which coverage may Utah law recognize an oral insurance binder?

    1. A. Annuity coverage
    2. B. Title insurance only
    3. C. Individual life insurance
    4. D. Property insurance

    Answer: D

    Explanation: Utah permits binding oral contracts for listed categories, including "property insurance" and "vehicle liability insurance."

    Reference: Utah Code 31 a 21 — Section 31A-21-102

Topics in this practice bank

These topics describe the available practice for Utah Producer’s Personal Lines Exam. Review the examination outline and its sources for scope and allocation details.

  • 1.0 Insurance Regulation
    • 1.1 Licensing
    • 1.1 Licensing / Purpose (31A-23a-101)
    • 1.1 Licensing / Process (31A-23a-103–105, 107, 302)
    • 1.1 Licensing / Qualifications (31A-23a-107, 108)
    • 1.1 Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504)
    • 1.1 Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Producers
    • 1.1 Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Consultants
    • 1.1 Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Adjusters
    • 1.1 Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Nonresidents (31A-23a-109)
    • 1.1 Licensing / Maintenance and duration
    • 1.1 Licensing / Maintenance and duration / Renewal (31A-23a-105; 31A-23a-111)
    • 1.1 Licensing / Maintenance and duration / Continuing education requirements (31A-23a-202; Reg R590-142-1 through 10)
    • 1.1 Licensing / Maintenance and duration / Reinstatement (31A-23a-111(2), 113)
    • 1.1 Licensing / Maintenance and duration / Assumed name (31A-23a-110(2))
    • 1.1 Licensing / Maintenance and duration / Change of address or telephone number (31A-23a-412(1)(c))
    • 1.1 Licensing / Maintenance and duration / Reporting of actions (31A-23a-105(2)(b))
    • 1.1 Licensing / Disciplinary actions
    • 1.1 Licensing / Disciplinary actions / License termination, suspension, or revocation (31A-2-308(10)(a); 31A-23a-111)
    • 1.1 Licensing / Disciplinary actions / Probation (31A-23a-112)
    • 1.1 Licensing / Disciplinary actions / Monetary forfeiture (fines) (31A-2-308)
    • 1.2 State regulation
    • 1.2 State regulation / Commissioner's general duties and powers (31A-2-201)
    • 1.2 State regulation / Company regulation
    • 1.2 State regulation / Company regulation / Solvency (31A-4-105, 105.5)
    • 1.2 State regulation / Company regulation / Rates (31A-19a-201–203)
    • 1.2 State regulation / Company regulation / Policy forms (31A-21-201–203)
    • 1.2 State regulation / Company regulation / Producer appointment (31A-23a-115; Reg R590-244-1–14)
    • 1.2 State regulation / Company regulation / Termination of appointment (Reg R590-244-1–14)
    • 1.2 State regulation / Company regulation / Unfair claim settlement practices (31A-26-303; Reg R590-190–192)
    • 1.2 State regulation / Producer regulation
    • 1.2 State regulation / Producer regulation / Fiduciary and trust account responsibilities (31A-23a-409)
    • 1.2 State regulation / Producer regulation / Place of business/records maintenance (31A-23a-412)
    • 1.2 State regulation / Producer regulation / Controlled business (31A-23a-502)
    • 1.2 State regulation / Producer regulation / Shared commissions (31A-23a-504)
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154)
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / Misrepresentation (31A-21-105; 31A-23a-402(1))
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / False advertising (31A-23a-402(1))
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / Rebating (31A-23a-402(2), 31A-1-301(145))
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / Unfair discrimination (31A-23a-402(3))
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / Boycott, coercion or intimidation (31A-23a-402(4))
    • 1.2 State regulation / Unfair marketing practices (Reg R590-154) / Illegal inducement (31A-23a-402.5, Reg R590-154-11)
    • 1.2 State regulation / Examination of records (31A-2-203–205; 31A-23a-412)
    • 1.2 State regulation / Privacy of Consumer Information (Reg R590-206)
    • 1.2 State regulation / Insurance fraud regulation (31A-31-103– 106)
    • 1.2 State regulation / Personal liability for unpaid claims (31A-15-105)
    • 1.3 Federal regulation
    • 1.3 Federal regulation / Fair Credit Reporting Act (15 USC 1681– 1681d)
    • 1.3 Federal regulation / Fraud and false statements (18 USC 1033, 1034)
    • 1.3 Federal regulation / Privacy (Gramm Leach Bliley)
    • 1.3 Federal regulation / National Flood Insurance Program
  • 2.0 General Insurance
    • 2.1 Concepts
    • 2.1 Concepts / Risk management key terms
    • 2.1 Concepts / Risk management key terms / Risk
    • 2.1 Concepts / Risk management key terms / Exposure
    • 2.1 Concepts / Risk management key terms / Hazard
    • 2.1 Concepts / Risk management key terms / Peril
    • 2.1 Concepts / Risk management key terms / Loss
    • 2.1 Concepts / Methods of handling risk
    • 2.1 Concepts / Methods of handling risk / Avoidance
    • 2.1 Concepts / Methods of handling risk / Retention
    • 2.1 Concepts / Methods of handling risk / Sharing
    • 2.1 Concepts / Methods of handling risk / Reduction
    • 2.1 Concepts / Methods of handling risk / Transfer
    • 2.1 Concepts / Elements of insurable risks
    • 2.1 Concepts / Adverse selection
    • 2.1 Concepts / Law of large numbers
    • 2.1 Concepts / Reinsurance
    • 2.2 Insurers
    • 2.2 Insurers / Types of insurers
    • 2.2 Insurers / Types of insurers / Stock companies
    • 2.2 Insurers / Types of insurers / Mutual companies
    • 2.2 Insurers / Types of insurers / Fraternal benefit societies
    • 2.2 Insurers / Types of insurers / Reciprocals
    • 2.2 Insurers / Types of insurers / Lloyd's associations
    • 2.2 Insurers / Types of insurers / Risk retention groups
    • 2.2 Insurers / Private versus government insurers
    • 2.2 Insurers / Admitted versus nonadmitted insurers
    • 2.2 Insurers / Domestic, foreign and alien insurers
    • 2.2 Insurers / Financial status (independent rating services)
    • 2.2 Insurers / Marketing (distribution) systems
    • 2.3 Producers and general rules of agency
    • 2.3 Producers and general rules of agency / Insurer as principal
    • 2.3 Producers and general rules of agency / Producer/insurer relationship
    • 2.3 Producers and general rules of agency / Authority and powers of producer
    • 2.3 Producers and general rules of agency / Authority and powers of producer / Express
    • 2.3 Producers and general rules of agency / Authority and powers of producer / Implied
    • 2.3 Producers and general rules of agency / Authority and powers of producer / Apparent
    • 2.3 Producers and general rules of agency / Responsibilities to the applicant/insured
    • 2.4 Contracts
    • 2.4 Contracts / Elements of a legal contract
    • 2.4 Contracts / Elements of a legal contract / Offer and acceptance
    • 2.4 Contracts / Elements of a legal contract / Consideration
    • 2.4 Contracts / Elements of a legal contract / Competent parties
    • 2.4 Contracts / Elements of a legal contract / Legal purpose
    • 2.4 Contracts / Distinct characteristics of an insurance contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Contract of adhesion
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Aleatory contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Personal contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Unilateral contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Conditional contract
    • 2.4 Contracts / Legal interpretations affecting contracts
    • 2.4 Contracts / Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
    • 2.4 Contracts / Legal interpretations affecting contracts / Reasonable expectations
    • 2.4 Contracts / Legal interpretations affecting contracts / Indemnity
    • 2.4 Contracts / Legal interpretations affecting contracts / Utmost good faith
    • 2.4 Contracts / Legal interpretations affecting contracts / Representations/misrepresentations
    • 2.4 Contracts / Legal interpretations affecting contracts / Warranties
    • 2.4 Contracts / Legal interpretations affecting contracts / Concealment
    • 2.4 Contracts / Legal interpretations affecting contracts / Fraud
    • 2.4 Contracts / Legal interpretations affecting contracts / Waiver and estoppel
  • 3.0 Property and Casualty Insurance Basics
    • 3.1 Principles and concepts
    • 3.1 Principles and concepts / Insurable interest
    • 3.1 Principles and concepts / Underwriting
    • 3.1 Principles and concepts / Underwriting / Function
    • 3.1 Principles and concepts / Underwriting / Loss ratio
    • 3.1 Principles and concepts / Rates
    • 3.1 Principles and concepts / Rates / Types
    • 3.1 Principles and concepts / Rates / Loss costs
    • 3.1 Principles and concepts / Rates / Components
    • 3.1 Principles and concepts / Hazards
    • 3.1 Principles and concepts / Hazards / Physical
    • 3.1 Principles and concepts / Hazards / Moral
    • 3.1 Principles and concepts / Hazards / Morale
    • 3.1 Principles and concepts / Negligence
    • 3.1 Principles and concepts / Negligence / Elements of a negligent act
    • 3.1 Principles and concepts / Negligence / Defenses against negligence
    • 3.1 Principles and concepts / Damages
    • 3.1 Principles and concepts / Damages / Compensatory — special versus general
    • 3.1 Principles and concepts / Damages / Punitive
    • 3.1 Principles and concepts / Absolute liability
    • 3.1 Principles and concepts / Strict liability
    • 3.1 Principles and concepts / Vicarious liability
    • 3.1 Principles and concepts / Causes of loss (perils)
    • 3.1 Principles and concepts / Named perils versus special (open) perils
    • 3.1 Principles and concepts / Direct loss
    • 3.1 Principles and concepts / Consequential or indirect loss
    • 3.1 Principles and concepts / Blanket versus specific insurance
    • 3.1 Principles and concepts / Basic types of construction
    • 3.1 Principles and concepts / Loss valuation
    • 3.1 Principles and concepts / Loss valuation / Actual cash value
    • 3.1 Principles and concepts / Loss valuation / Replacement cost
    • 3.1 Principles and concepts / Loss valuation / Functional replacement cost
    • 3.1 Principles and concepts / Loss valuation / Market value
    • 3.1 Principles and concepts / Loss valuation / Agreed value
    • 3.1 Principles and concepts / Loss valuation / Stated amount
    • 3.1 Principles and concepts / Loss valuation / Valued policy
    • 3.2 Policy structure
    • 3.2 Policy structure / Declarations
    • 3.2 Policy structure / Definitions
    • 3.2 Policy structure / Insuring agreement or clause
    • 3.2 Policy structure / Additional/supplementary coverage
    • 3.2 Policy structure / Conditions
    • 3.2 Policy structure / Exclusions
    • 3.2 Policy structure / Endorsements
    • 3.3 Common policy provisions
    • 3.3 Common policy provisions / Insureds — named, first named and additional
    • 3.3 Common policy provisions / Policy period
    • 3.3 Common policy provisions / Policy territory
    • 3.3 Common policy provisions / Cancellation and nonrenewal
    • 3.3 Common policy provisions / Deductibles
    • 3.3 Common policy provisions / Other insurance
    • 3.3 Common policy provisions / Other insurance / Nonconcurrency
    • 3.3 Common policy provisions / Other insurance / Primary and excess
    • 3.3 Common policy provisions / Limits of liability
    • 3.3 Common policy provisions / Limits of liability / Per occurrence (accident)
    • 3.3 Common policy provisions / Limits of liability / Per person
    • 3.3 Common policy provisions / Limits of liability / Split
    • 3.3 Common policy provisions / Limits of liability / Combined single
    • 3.3 Common policy provisions / Policy limits
    • 3.3 Common policy provisions / Restoration/nonreduction of limits
    • 3.3 Common policy provisions / Coinsurance
    • 3.3 Common policy provisions / Vacancy or unoccupancy
    • 3.3 Common policy provisions / Named insured provisions
    • 3.3 Common policy provisions / Named insured provisions / Duties after loss
    • 3.3 Common policy provisions / Named insured provisions / Assignment
    • 3.3 Common policy provisions / Named insured provisions / Abandonment
    • 3.3 Common policy provisions / Insurer provisions
    • 3.3 Common policy provisions / Insurer provisions / Liberalization
    • 3.3 Common policy provisions / Insurer provisions / Subrogation
    • 3.3 Common policy provisions / Insurer provisions / Salvage
    • 3.3 Common policy provisions / Insurer provisions / Claim settlement options
    • 3.3 Common policy provisions / Insurer provisions / Duty to defend
    • 3.3 Common policy provisions / Third-party provisions
    • 3.3 Common policy provisions / Third-party provisions / Standard mortgage clause
    • 3.3 Common policy provisions / Third-party provisions / Loss payable clause
    • 3.3 Common policy provisions / Third-party provisions / No benefit to the bailee
    • 3.4 Utah laws, regulations and required provisions
    • 3.4 Utah laws, regulations and required provisions / Utah Property and Casualty Insurance Guaranty Association (31A-28-202–210, 212–215, 217–218, 220, 222)
    • 3.4 Utah laws, regulations and required provisions / Cancellation, issuance and renewal (31A-21-303)
    • 3.4 Utah laws, regulations and required provisions / Binders (31A-21-102)
    • 3.4 Utah laws, regulations and required provisions / Other insurance (31A-21-307)
    • 3.4 Utah laws, regulations and required provisions / Suit against insurer (31A-21-313)
    • 3.4 Utah laws, regulations and required provisions / Concealment or fraud (RL 76-6-521)
    • 3.4 Utah laws, regulations and required provisions / Federal Terrorism Insurance Program (15 USC 6701; Public Law 107–297, 109–144, 110–160)
  • 4.0 Dwelling Policy
    • 4.1 Characteristics and purpose
    • 4.2 Coverage forms — Perils insured against
    • 4.2 Coverage forms — Perils insured against / Basic
    • 4.2 Coverage forms — Perils insured against / Broad
    • 4.2 Coverage forms — Perils insured against / Special
    • 4.3 Property coverages
    • 4.3 Property coverages / Coverage A — Dwelling
    • 4.3 Property coverages / Coverage B — Other structures
    • 4.3 Property coverages / Coverage C — Personal property
    • 4.3 Property coverages / Coverage D — Fair rental value
    • 4.3 Property coverages / Coverage E — Additional living expense
    • 4.3 Property coverages / Other coverages
    • 4.4 General exclusions
    • 4.5 Conditions
    • 4.6 Selected endorsements
    • 4.6 Selected endorsements / Special provisions — Utah (DP 01 43)
    • 4.6 Selected endorsements / Automatic increase in insurance (DP 04 11)
    • 4.6 Selected endorsements / Broad theft coverage (DP 04 72)
    • 4.6 Selected endorsements / Dwelling under construction (DP 11 43)
    • 4.7 Personal liability supplement
  • 5.0 Homeowners Policy
    • 5.1 Coverage forms
    • 5.1 Coverage forms / HO-2 through HO-6
    • 5.1 Coverage forms / HO-8
    • 5.2 Definitions
    • 5.3 Section I — Property coverages
    • 5.3 Section I — Property coverages / Coverage A — Dwelling
    • 5.3 Section I — Property coverages / Coverage B — Other structures
    • 5.3 Section I — Property coverages / Coverage C — Personal property
    • 5.3 Section I — Property coverages / Coverage D — Loss of use
    • 5.3 Section I — Property coverages / Additional coverages
    • 5.4 Section II — Liability coverages
    • 5.4 Section II — Liability coverages / Coverage E — Personal liability
    • 5.4 Section II — Liability coverages / Coverage F — Medical payments to others
    • 5.4 Section II — Liability coverages / Additional coverages
    • 5.5 Perils insured against
    • 5.6 Exclusions
    • 5.7 Conditions
    • 5.8 Selected endorsements
    • 5.8 Selected endorsements / Special provisions — Utah (HO 01 43)
    • 5.8 Selected endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27, HO 04 28)
    • 5.8 Selected endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
    • 5.8 Selected endorsements / Earthquake (HO 04 54)
    • 5.8 Selected endorsements / Scheduled personal property (HO 04 61)
    • 5.8 Selected endorsements / Personal property replacement cost (HO 04 90)
    • 5.8 Selected endorsements / Home day care (HO 04 97)
    • 5.8 Selected endorsements / Business pursuits (HO 24 71)
    • 5.8 Selected endorsements / Personal injury (HO 24 82)
  • 6.0 Auto Insurance
    • 6.1 Laws
    • 6.1 Laws / Utah Financial Responsibility of Motor Vehicle Owners and Operators Act (RL 41-12a-101– 104)
    • 6.1 Laws / Required motor vehicle limits of liability (31A-22-301–304)
    • 6.1 Laws / Personal injury protection (31A-22-306–309)
    • 6.1 Laws / Personal injury protection (31A-22-306–309) / Medical
    • 6.1 Laws / Personal injury protection (31A-22-306–309) / Loss of income
    • 6.1 Laws / Personal injury protection (31A-22-306–309) / Special damages allowance
    • 6.1 Laws / Personal injury protection (31A-22-306–309) / Funeral
    • 6.1 Laws / Personal injury protection (31A-22-306–309) / Death
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3)
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3) / Definitions
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3) / Bodily injury
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3) / Property damage (31A-22-305.5)
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3) / UM/UIM rejection
    • 6.1 Laws / Uninsured/underinsured motorist (31A-22-305–305.3) / Required limits
    • 6.1 Laws / Utah Assigned Risk Insurance Plan (31A-22-310)
    • 6.1 Laws / Aftermarket Crash Parts Act (31A-22-316– 319)
    • 6.2 Personal auto policy
    • 6.2 Personal auto policy / Definitions
    • 6.2 Personal auto policy / Liability coverage
    • 6.2 Personal auto policy / Liability coverage / Bodily injury and property damage
    • 6.2 Personal auto policy / Liability coverage / Supplementary payments
    • 6.2 Personal auto policy / Liability coverage / Exclusions
    • 6.2 Personal auto policy / Medical payments coverage
    • 6.2 Personal auto policy / Uninsured motorists coverage
    • 6.2 Personal auto policy / Coverage for damage to your auto
    • 6.2 Personal auto policy / Coverage for damage to your auto / Collision
    • 6.2 Personal auto policy / Coverage for damage to your auto / Other than collision
    • 6.2 Personal auto policy / Coverage for damage to your auto / Deductibles
    • 6.2 Personal auto policy / Coverage for damage to your auto / Transportation expenses
    • 6.2 Personal auto policy / Coverage for damage to your auto / Exclusions
    • 6.2 Personal auto policy / Duties after an accident or loss
    • 6.2 Personal auto policy / General provisions
    • 6.2 Personal auto policy / Selected endorsements
    • 6.2 Personal auto policy / Selected endorsements / Amendment of policy provisions — Utah (PP 01 93)
    • 6.2 Personal auto policy / Selected endorsements / Towing and labor costs (PP 03 03)
    • 6.2 Personal auto policy / Selected endorsements / Extended non-owned coverage — vehicles furnished or available for regular use (PP 03 06)
    • 6.2 Personal auto policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
    • 6.2 Personal auto policy / Selected endorsements / Joint ownership coverage (PP 03 34)
  • 7.0 Other Coverages and Options
    • 7.1 Personal umbrella policies (DL 98 01)
    • 7.2 National Flood Insurance Program
    • 7.2 National Flood Insurance Program / "Write your own" versus government
    • 7.2 National Flood Insurance Program / Eligibility
    • 7.2 National Flood Insurance Program / Coverage
    • 7.2 National Flood Insurance Program / Limits
    • 7.2 National Flood Insurance Program / Deductibles
    • 7.3 Other policies
    • 7.3 Other policies / Boatowners
    • 7.4 Residual markets including Joint Underwriting Association (31A-2-214)

How to use these free practice questions

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These are independent study questions, not actual examination items. For examination requirements and official information, view Utah Producer’s Personal Lines Exam details.