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Free Utah Producer's Casualty Exam Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Utah Producer's Casualty Exam practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1In Utah, which person generally must hold a valid insurance producer license?

    1. A. A person who sells, solicits, or negotiates insurance
    2. B. A person who only buys insurance for personal use
    3. C. A policyholder who reports a loss
    4. D. A witness who describes an accident

    Answer: A

    Explanation: Utah Code §31A-23a-103(1)(a) says a person may not perform producer services in Utah "without a valid individual or agency license issued under this chapter." Selling, soliciting, or negotiating is producer activity, so A requires the license.

    Reference: Utah Code 31 a 23 a — 31A-23a-103(1)(a)

  2. 2How does Utah treat an insurance contract illegally entered into by an unauthorized insurer?

    1. A. It is unenforceable by, but enforceable against, the insurer
    2. B. It is always enforceable only by the insurer
    3. C. It automatically becomes a life policy
    4. D. It eliminates every obligation of the insurer

    Answer: A

    Explanation: Utah Code §31A-15-105(1) says such a contract is "unenforceable by, but enforceable against, the insurer."

    Reference: Utah Code 31 a 15 — 31A-15-105(1)

  3. 3Under Utah insurance-contract law, how must an insurer perform obligations under a policy?

    1. A. According to the policy's terms
    2. B. According to unpublished underwriting customs
    3. C. Only after a court order
    4. D. According to the producer's later oral preference

    Answer: A

    Explanation: Utah Code §31A-21-111 provides, "An insurer shall follow the terms of an insurance policy." A later unpublished practice cannot replace those terms.

    Reference: Utah Code 31 a 21 — 31A-21-111

  4. 4A detached garage suffers covered damage at a residence. Which homeowners coverage category most directly applies?

    1. A. Other structures coverage
    2. B. Dwelling coverage
    3. C. Unscheduled personal property coverage
    4. D. Additional living expense coverage

    Answer: A

    Explanation: The Utah Insurance Department lists "Building coverage for your home, garage, and other structures." Because the garage is detached from the home, it falls under the other-structures category.

    Reference: Homeowner’s Insurance | Utah Insurance Department — Primary coverages in a homeowners policy; building and other structures

  5. 5Which coverage must be included in a Utah motor-vehicle policy purchased to satisfy the owner's security requirement?

    1. A. Motor vehicle liability coverage
    2. B. Boatowners liability
    3. C. Aircraft hull coverage
    4. D. Professional liability

    Answer: A

    Explanation: Utah Code §31A-22-302(1)(a) requires "motor vehicle liability coverage under Sections 31A-22-303 and 31A-22-304" in a policy purchased to satisfy the owner's or operator's security requirement.

    Reference: Utah Code 31 a 22 — 31A-22-302(1)(a)

  6. 6What effect may an insured's bankruptcy have on an insurer's covered liability to third parties under a Utah liability policy?

    1. A. It may not diminish the insurer's liability
    2. B. It automatically voids the policy
    3. C. It converts liability coverage to property coverage
    4. D. It doubles the deductible

    Answer: A

    Explanation: Utah Code §31A-22-201 says "the bankruptcy or insolvency of the insured may not diminish any liability of the insurer to third parties." Covered third-party liability survives the insured's bankruptcy.

    Reference: Utah Code 31 a 22 — 31A-22-201

  7. 7What is the central purpose of a businessowners policy?

    1. A. To provide a broad package of property and liability coverages
    2. B. To insure only employee injuries
    3. C. To guarantee repayment of business loans
    4. D. To cover only owned aircraft

    Answer: A

    Explanation: Utah's official product matrix says, "The Businessowners (BOP) provides a broad package of property and" liability coverages.

    Reference: Pc Product Matrix — p. 3, Businessowners entry

  8. 8A Utah casualty producer is explaining workers-compensation coverage to a business client. What general coverage requirement should the producer identify?

    1. A. With limited exceptions, every employer must secure coverage
    2. B. Only employers with 100 workers may buy coverage
    3. C. Coverage is always optional
    4. D. Only public employers may obtain coverage

    Answer: A

    Explanation: Utah Code §34A-2-201 states, "An employer shall secure the payment of workers' compensation benefits for its employees" by authorized insurance or approved self-insurance, subject to the statutory exceptions elsewhere in the Act. Recognizing that coverage requirement is within the official casualty outline's workers-compensation-laws topic.

    Reference: Utah Code 34 a — 34A-2-201

  9. 9Who must place insurance with a nonadmitted insurer when Utah is the insured's home state?

    1. A. A licensed surplus-lines producer
    2. B. Any unlicensed applicant
    3. C. Only a claims adjuster
    4. D. A mortgage lender

    Answer: A

    Explanation: Utah Code §31A-15-103(3)(b) says insurance placed with a nonadmitted insurer "shall be placed by a surplus lines producer" licensed under Chapter 23a.

    Reference: Utah Code 31 a 15 — 31A-15-103(3)(b)

  10. 10What makes an individual producer license valid for a particular Utah insurance transaction?

    1. A. It lists both the license type and the applicable line of authority
    2. B. It lists only the producer's employer
    3. C. It has been held for at least one year
    4. D. It was issued before the policy was filed

    Answer: A

    Explanation: Section 31A-23a-103(1)(b) states, "A valid license includes at least one license type and one line of authority pertaining to that license type." Both elements therefore must cover the transaction.

    Reference: Utah Code 31 a 23 a — 31A-23a-103(1)(b)

Topics in this practice bank

These topics describe the available practice for Utah Producer's Casualty Exam. Review the examination outline and its sources for scope and allocation details.

  • Insurance Regulation
    • Licensing
    • Licensing / Purpose (31A-23a-101)
    • Licensing / Process (31A-23a-103–105, 107, 302)
    • Licensing / Qualifications (31A-23a-107, 108)
    • Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504)
    • Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Producers
    • Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Consultants
    • Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Adjusters
    • Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Nonresidents (31A-23a-109)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Renewal (31A-23a-105; 31A-23a-111)
    • Licensing / Maintenance and duration / Continuing education requirements (31A- 23a-202; Reg R590-142-1 through 10)
    • Licensing / Maintenance and duration / Reinstatement (31A-23a-111(2), 113)
    • Licensing / Maintenance and duration / Assumed name (31A-23a-110(2))
    • Licensing / Maintenance and duration / Change of address or telephone number (31A-23a-412(1)(c))
    • Licensing / Maintenance and duration / Reporting of actions (31A-23a-105(2)(b))
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / License termination, suspension, or revocation (31A-2-308(10)(a); 31A- 23a-111)
    • Licensing / Disciplinary actions / Probation (31A-23a-112)
    • Licensing / Disciplinary actions / Monetary forfeiture (fines) (31A-2-308)
    • State regulation
    • State regulation / Commissioner's general duties and powers (31A-2-201)
    • State regulation / Company regulation
    • State regulation / Company regulation / Solvency (31A-4-105, 105.5)
    • State regulation / Company regulation / Rates (31A-19a-201–203)
    • State regulation / Company regulation / Policy forms (31A-21-201–203)
    • State regulation / Company regulation / Producer appointment (31A-23a-115; Reg R590-244-1–14)
    • State regulation / Company regulation / Termination of appointment (Reg R590- 244-1–14)
    • State regulation / Company regulation / Unfair claim settlement practices (31A- 26-303; Reg R590-190–192)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Fiduciary and trust account responsibilities (31A-23a-409)
    • State regulation / Producer regulation / Place of business/records maintenance (31A-23a-412)
    • State regulation / Producer regulation / Controlled business (31A-23a-502)
    • State regulation / Producer regulation / Shared commissions (31A-23a-504)
    • State regulation / Unfair marketing practices (Reg R590-154)
    • State regulation / Unfair marketing practices (Reg R590-154) / Misrepresentation (31A-21-105; 31A- 23a-402(1))
    • State regulation / Unfair marketing practices (Reg R590-154) / False advertising (31A-23a-402(1))
    • State regulation / Unfair marketing practices (Reg R590-154) / Rebating (31A-23a-402(2), 31A-1- 301(145))
    • State regulation / Unfair marketing practices (Reg R590-154) / Unfair discrimination (31A-23a-402(3))
    • State regulation / Unfair marketing practices (Reg R590-154) / Boycott, coercion or intimidation (31A- 23a-402(4))
    • State regulation / Unfair marketing practices (Reg R590-154) / Illegal inducement (31A-23a-402.5, Reg R590-154-11)
    • State regulation / Unfair marketing practices (Reg R590-154) / Examination of records (31A-2-203–205; 31A-23a-412)
    • State regulation / Privacy of Consumer Information (Reg R590- 206)
    • State regulation / Insurance fraud regulation (31A-31-103– 106)
    • State regulation / Personal liability for unpaid claims (31A-15- 105)
    • Federal regulation
    • Federal regulation / Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal regulation / Fraud and false statements (18 USC 1033, 1034)
    • Federal regulation / Privacy (Gramm Leach Bliley)
    • Federal regulation / Motor Carrier Act (MCS-90 and others)
  • General Insurance
    • Concepts
    • Concepts / Risk management key terms
    • Concepts / Risk management key terms / Risk
    • Concepts / Risk management key terms / Exposure
    • Concepts / Risk management key terms / Hazard
    • Concepts / Risk management key terms / Peril
    • Concepts / Risk management key terms / Loss
    • Concepts / Methods of handling risk
    • Concepts / Methods of handling risk / Avoidance
    • Concepts / Methods of handling risk / Retention
    • Concepts / Methods of handling risk / Sharing
    • Concepts / Methods of handling risk / Reduction
    • Concepts / Methods of handling risk / Transfer
    • Concepts / Elements of insurable risks
    • Concepts / Adverse selection
    • Concepts / Law of large numbers
    • Concepts / Reinsurance
    • Insurers
    • Insurers / Types of insurers
    • Insurers / Types of insurers / Stock companies
    • Insurers / Types of insurers / Mutual companies
    • Insurers / Types of insurers / Fraternal benefit societies
    • Insurers / Types of insurers / Reciprocals
    • Insurers / Types of insurers / Lloyd's associations
    • Insurers / Types of insurers / Risk retention groups
    • Insurers / Private versus government insurers
    • Insurers / Admitted versus nonadmitted insurers
    • Insurers / Domestic, foreign and alien insurers
    • Insurers / Financial status (independent rating services)
    • Insurers / Marketing (distribution) systems
    • Producers and general rules of agency
    • Producers and general rules of agency / Insurer as principal
    • Producers and general rules of agency / Producer/insurer relationship
    • Producers and general rules of agency / Authority and powers of producer
    • Producers and general rules of agency / Authority and powers of producer / Express
    • Producers and general rules of agency / Authority and powers of producer / Implied
    • Producers and general rules of agency / Authority and powers of producer / Apparent
    • Producers and general rules of agency / Responsibilities to the applicant/insured
    • Contracts
    • Contracts / Elements of a legal contract
    • Contracts / Elements of a legal contract / Offer and acceptance
    • Contracts / Elements of a legal contract / Consideration
    • Contracts / Elements of a legal contract / Competent parties
    • Contracts / Elements of a legal contract / Legal purpose
    • Contracts / Distinct characteristics of an insurance contract
    • Contracts / Distinct characteristics of an insurance contract / Contract of adhesion
    • Contracts / Distinct characteristics of an insurance contract / Aleatory contract
    • Contracts / Distinct characteristics of an insurance contract / Personal contract
    • Contracts / Distinct characteristics of an insurance contract / Unilateral contract
    • Contracts / Distinct characteristics of an insurance contract / Conditional contract
    • Contracts / Legal interpretations affecting contracts
    • Contracts / Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
    • Contracts / Legal interpretations affecting contracts / Reasonable expectations
    • Contracts / Legal interpretations affecting contracts / Indemnity
    • Contracts / Legal interpretations affecting contracts / Utmost good faith
    • Contracts / Legal interpretations affecting contracts / Representations/misrepresentations
    • Contracts / Legal interpretations affecting contracts / Warranties
    • Contracts / Legal interpretations affecting contracts / Concealment
    • Contracts / Legal interpretations affecting contracts / Fraud
    • Contracts / Legal interpretations affecting contracts / Waiver and estoppel
  • Property and Casualty Insurance Basics
    • Principles and concepts
    • Principles and concepts / Insurable interest
    • Principles and concepts / Underwriting
    • Principles and concepts / Underwriting / Function
    • Principles and concepts / Underwriting / Loss ratio
    • Principles and concepts / Rates
    • Principles and concepts / Rates / Types
    • Principles and concepts / Rates / Loss costs
    • Principles and concepts / Rates / Components
    • Principles and concepts / Hazards
    • Principles and concepts / Hazards / Physical
    • Principles and concepts / Hazards / Moral
    • Principles and concepts / Hazards / Morale
    • Principles and concepts / Negligence
    • Principles and concepts / Negligence / Elements of a negligent act
    • Principles and concepts / Negligence / Defenses against negligence
    • Principles and concepts / Damages
    • Principles and concepts / Damages / Compensatory — special versus general
    • Principles and concepts / Damages / Punitive
    • Principles and concepts / Absolute liability
    • Principles and concepts / Strict liability
    • Principles and concepts / Vicarious liability
    • Policy structure
    • Policy structure / Declarations
    • Policy structure / Definitions
    • Policy structure / Insuring agreement or clause
    • Policy structure / Additional/supplementary coverage
    • Policy structure / Conditions
    • Policy structure / Exclusions
    • Policy structure / Endorsements
    • Common policy provisions
    • Common policy provisions / Insureds — named, first named and additional
    • Common policy provisions / Policy period
    • Common policy provisions / Policy territory
    • Common policy provisions / Cancellation and nonrenewal
    • Common policy provisions / Deductibles
    • Common policy provisions / Other insurance
    • Common policy provisions / Other insurance / Nonconcurrency
    • Common policy provisions / Other insurance / Primary and excess
    • Common policy provisions / Limits of liability
    • Common policy provisions / Limits of liability / Per occurrence (accident)
    • Common policy provisions / Limits of liability / Per person
    • Common policy provisions / Limits of liability / Aggregate—general versus products— completed operations
    • Common policy provisions / Limits of liability / Split
    • Common policy provisions / Limits of liability / Combined single
    • Common policy provisions / Limits of liability / Policy limits
    • Common policy provisions / Named insured provisions
    • Common policy provisions / Named insured provisions / Duties after loss
    • Common policy provisions / Named insured provisions / Assignment
    • Common policy provisions / Insurer provisions
    • Common policy provisions / Insurer provisions / Liberalization
    • Common policy provisions / Insurer provisions / Subrogation
    • Utah laws, regulations and required provisions
    • Utah laws, regulations and required provisions / Utah Property and Casualty Insurance Guaranty Association (31A-28-202–210, 212–215, 217–218, 220, 222)
    • Utah laws, regulations and required provisions / Cancellation, issuance and renewal (31A-21- 303)
    • Utah laws, regulations and required provisions / Binders (31A-21-102)
    • Utah laws, regulations and required provisions / Other insurance (31A-21-307)
    • Utah laws, regulations and required provisions / Suit against insurer (31A-21-313)
    • Utah laws, regulations and required provisions / Concealment or fraud (RL 76-6-521)
    • Utah laws, regulations and required provisions / Federal Terrorism Insurance Program (15 USC 6701; Public Law 107–297, 109–144, 110–160)
  • Homeowners Policy
    • Coverage forms
    • Coverage forms / HO-2 through HO-6
    • Coverage forms / HO-8
    • Definitions
    • Section II — Liability coverages
    • Section II — Liability coverages / Coverage E — Personal liability
    • Section II — Liability coverages / Coverage F — Medical payments to others
    • Section II — Liability coverages / Additional coverages
    • Exclusions
    • Conditions
    • Selected endorsements
    • Selected endorsements / Special provisions — Utah (HO 01 43)
    • Selected endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27, HO 04 28)
    • Selected endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
    • Selected endorsements / Home day care (HO 04 97)
    • Selected endorsements / Business pursuits (HO 24 71)
    • Selected endorsements / Personal injury (HO 24 82)
  • Auto Insurance
    • Laws
    • Laws / Utah Financial Responsibility of Motor Vehicle Owners and Operators Act (RL 41-12a-101– 104)
    • Laws / Required motor vehicle limits of liability (31A-22-301–304)
    • Laws / Personal injury protection (31A-22-306–309)
    • Laws / Personal injury protection (31A-22-306–309) / Medical
    • Laws / Personal injury protection (31A-22-306–309) / Loss of income
    • Laws / Personal injury protection (31A-22-306–309) / Special damages allowance
    • Laws / Personal injury protection (31A-22-306–309) / Funeral
    • Laws / Personal injury protection (31A-22-306–309) / Death
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3)
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Definitions
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Bodily injury
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Property damage (31A-22-305.5)
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / UM/UIM rejection
    • Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Required limits
    • Laws / Utah Assigned Risk Insurance Plan (31A-22- 310)
    • Laws / Aftermarket Crash Parts Act (31A-22-316– 319)
    • Personal auto policy
    • Personal auto policy / Definitions
    • Personal auto policy / Liability coverage
    • Personal auto policy / Liability coverage / Bodily injury and property damage
    • Personal auto policy / Liability coverage / Supplementary payments
    • Personal auto policy / Liability coverage / Exclusions
    • Personal auto policy / Medical payments coverage
    • Personal auto policy / Uninsured motorists coverage
    • Personal auto policy / Coverage for damage to your auto
    • Personal auto policy / Coverage for damage to your auto / Collision
    • Personal auto policy / Coverage for damage to your auto / Other than collision
    • Personal auto policy / Coverage for damage to your auto / Deductibles
    • Personal auto policy / Coverage for damage to your auto / Transportation expenses
    • Personal auto policy / Coverage for damage to your auto / Exclusions
    • Personal auto policy / Duties after an accident or loss
    • Personal auto policy / General provisions
    • Personal auto policy / Selected endorsements
    • Personal auto policy / Selected endorsements / Amendment of policy provisions — Utah (PP 01 93)
    • Personal auto policy / Selected endorsements / Towing and labor costs (PP 03 03)
    • Personal auto policy / Selected endorsements / Extended non-owned coverage — vehicles furnished or available for regular use (PP 03 06)
    • Personal auto policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
    • Personal auto policy / Selected endorsements / Joint ownership coverage (PP 03 34)
    • Commercial auto
    • Commercial auto / Commercial auto coverage forms
    • Commercial auto / Commercial auto coverage forms / Business auto
    • Commercial auto / Commercial auto coverage forms / Garage
    • Commercial auto / Commercial auto coverage forms / Business auto physical damage
    • Commercial auto / Commercial auto coverage forms / Truckers
    • Commercial auto / Commercial auto coverage forms / Motor carrier
    • Commercial auto / Coverage form sections
    • Commercial auto / Coverage form sections / Covered autos
    • Commercial auto / Coverage form sections / Liability coverage
    • Commercial auto / Coverage form sections / Garagekeepers coverage
    • Commercial auto / Coverage form sections / Trailer interchange coverage
    • Commercial auto / Coverage form sections / Physical damage coverage
    • Commercial auto / Coverage form sections / Exclusions
    • Commercial auto / Coverage form sections / Conditions
    • Commercial auto / Coverage form sections / Definitions
    • Commercial auto / Selected endorsements
    • Commercial auto / Selected endorsements / Lessor — additional insured and loss payee (CA 20 01)
    • Commercial auto / Selected endorsements / Mobile equipment (CA 20 15)
    • Commercial auto / Selected endorsements / Auto medical payments coverage (CA 99 03)
    • Commercial auto / Selected endorsements / Drive other car coverage (CA 99 10)
    • Commercial auto / Selected endorsements / Individual named insured (CA 99 17)
    • Commercial auto / Commercial carrier regulations
    • Commercial auto / Commercial carrier regulations / The Motor Carrier Act of 1980
    • Commercial auto / Commercial carrier regulations / Endorsement for motor carrier policies of insurance for public liability (MCS-90)
  • Commercial Package Policy (CPP)
    • Components of a commercial policy
    • Components of a commercial policy / Common policy declarations
    • Components of a commercial policy / Common policy conditions
    • Components of a commercial policy / Interline endorsements
    • Components of a commercial policy / One or more coverage parts
    • Commercial general liability
    • Commercial general liability / Commercial general liability coverage forms
    • Commercial general liability / Commercial general liability coverage forms / Bodily injury and property damage liability
    • Commercial general liability / Commercial general liability coverage forms / Personal and advertising injury liability
    • Commercial general liability / Commercial general liability coverage forms / Medical payments
    • Commercial general liability / Commercial general liability coverage forms / Supplementary payments
    • Commercial general liability / Commercial general liability coverage forms / Who is an insured
    • Commercial general liability / Commercial general liability coverage forms / Limits of insurance
    • Commercial general liability / Commercial general liability coverage forms / Conditions
    • Commercial general liability / Commercial general liability coverage forms / Definitions
    • Commercial general liability / Commercial general liability coverage forms / Exclusions
    • Commercial general liability / Occurrence versus claims-made
    • Commercial general liability / Claims-made features
    • Commercial general liability / Claims-made features / Trigger
    • Commercial general liability / Claims-made features / Retroactive date
    • Commercial general liability / Claims-made features / Extended reporting periods — basic versus supplemental
    • Commercial general liability / Claims-made features / Claim information
    • Commercial general liability / Premises and operations
    • Commercial general liability / Products and completed operations
    • Commercial general liability / Insured contract
    • Commercial general liability / Pollution liability coverage form (CG 00 39)
    • Commercial crime
    • Commercial crime / General definitions
    • Commercial crime / General definitions / Burglary
    • Commercial crime / General definitions / Theft
    • Commercial crime / General definitions / Robbery
    • Commercial crime / Crime coverage forms
    • Commercial crime / Crime coverage forms / Commercial crime coverage forms (discovery/loss sustained)
    • Commercial crime / Crime coverage forms / Government crime coverage forms (discovery/loss sustained)
    • Commercial crime / Coverages
    • Commercial crime / Coverages / Employee theft
    • Commercial crime / Coverages / Forgery or alteration
    • Commercial crime / Coverages / Inside the premises — theft of money and securities
    • Commercial crime / Coverages / Inside the premises — robbery or safe burglary of other property
    • Commercial crime / Coverages / Outside the premises
    • Commercial crime / Coverages / Computer fraud
    • Commercial crime / Coverages / Funds transfer fraud
    • Commercial crime / Coverages / Money orders and counterfeit money
    • Commercial crime / Other crime coverages
    • Commercial crime / Other crime coverages / Extortion — commercial entities (CR 04 03)
    • Commercial crime / Other crime coverages / Guests' property (CR 04 11)
    • Farm coverage
    • Farm coverage / Farm liability coverage form
    • Farm coverage / Farm liability coverage form / Coverage H — Bodily injury and property damage liability
    • Farm coverage / Farm liability coverage form / Coverage I — Personal and advertising injury liability
    • Farm coverage / Farm liability coverage form / Coverage J — Medical payments
    • Farm coverage / Definitions
    • Farm coverage / Conditions
    • Farm coverage / Exclusions
    • Farm coverage / Limits
    • Farm coverage / Additional coverages
  • Businessowners Policy
    • Characteristics and purpose
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability / Coverages
    • Businessowners Section II — Liability / Exclusions
    • Businessowners Section II — Liability / Who is an insured
    • Businessowners Section II — Liability / Limits of insurance
    • Businessowners Section II — Liability / General conditions
    • Businessowners Section II — Liability / Definitions
    • Businessowners Section III — Common Policy Conditions
    • Selected endorsement
    • Selected endorsement / Hired auto and non-owned auto liability (BP 04 04)
  • Workers Compensation Insurance
    • Workers compensation laws
    • Workers compensation laws / Type of law
    • Workers compensation laws / Type of law / Monopolistic versus competitive
    • Workers compensation laws / Type of law / Compulsory versus elective
    • Workers compensation laws / Utah Workers' Compensation Law
    • Workers compensation laws / Utah Workers' Compensation Law / Exclusive remedy (RL 34A-2-105)
    • Workers compensation laws / Utah Workers' Compensation Law / Employment covered (required, voluntary) (RL 34A-2-103, 104)
    • Workers compensation laws / Utah Workers' Compensation Law / Covered injuries (RL 34A-2-401, 402)
    • Workers compensation laws / Utah Workers' Compensation Law / Occupational disease (RL 34A-3-101– 112)
    • Workers compensation laws / Utah Workers' Compensation Law / Benefits provided (RL 34A-2-401, 408– 418)
    • Workers compensation laws / Utah Workers' Compensation Law / Employers' Reinsurance Fund (RL 34A-2- 702, 703)
    • Workers compensation laws / Utah Workers' Compensation Law / Uninsured Employers' Fund (RL 34A-2- 704)
    • Workers compensation and employers liability insurance policy
    • Workers compensation and employers liability insurance policy / General section
    • Workers compensation and employers liability insurance policy / Part One — Workers compensation insurance
    • Workers compensation and employers liability insurance policy / Part Two — Employers liability insurance
    • Workers compensation and employers liability insurance policy / Part Three — Other states insurance
    • Workers compensation and employers liability insurance policy / Part Four — Your duties if injury occurs
    • Workers compensation and employers liability insurance policy / Part Five — Premium
    • Workers compensation and employers liability insurance policy / Part Six — Conditions
    • Workers compensation and employers liability insurance policy / Selected endorsements
    • Workers compensation and employers liability insurance policy / Selected endorsements / Voluntary compensation
    • Workers compensation and employers liability insurance policy / Selected endorsements / Anniversary rating date
    • Workers compensation and employers liability insurance policy / Selected endorsements / Other states
    • Workers compensation and employers liability insurance policy / Selected endorsements / Sole proprietors, partners, officers and others coverage
    • Premium computations
    • Premium computations / Job classification
    • Premium computations / Rates
    • Premium computations / Payroll
    • Premium computations / Adjustment upon audit
    • Premium computations / Experience modification factor
    • Premium computations / Premium discounts
    • Other sources of coverage
    • Other sources of coverage / Workers' Compensation Fund (31A-22-1001; 31A-33-101–118)
    • Other sources of coverage / Self-insured employers (RR R612-400-3)
    • Rating organization (31A-301-309)
  • Other Coverages and Options
    • Umbrella/excess liability policies
    • Umbrella/excess liability policies / Personal (DL 98 01)
    • Umbrella/excess liability policies / Commercial (CU 00 01)
    • Specialty liability insurance
    • Specialty liability insurance / Errors and omissions
    • Specialty liability insurance / Professional liability
    • Specialty liability insurance / Directors and officers liability
    • Specialty liability insurance / Fiduciary liability
    • Specialty liability insurance / Liquor liability
    • Specialty liability insurance / Employment practices liability
    • Surplus lines (31A-15-103)
    • Surplus lines (31A-15-103) / Definitions and markets
    • Surplus lines (31A-15-103) / Licensing requirements
    • Surety bonds
    • Surety bonds / Principal, obligee and surety
    • Surety bonds / Contract bonds
    • Surety bonds / License and permit bonds
    • Surety bonds / Judicial bonds
    • Aviation insurance
    • Aviation insurance / Aircraft liability
    • Ocean marine insurance
    • Ocean marine insurance / Major coverages
    • Ocean marine insurance / Major coverages / Protection and indemnity
    • Other policies
    • Other policies / Boatowners (31A-22-1501–1504)

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