Free Bail Bond Practice Questions

Sample Practice Questions

Try these 10 sample questions from the Bail Bond practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

1. 1Under Alaska insurance law, who is charged with enforcing Title 21?

   1. A. The director of insurance
   2. B. The attorney general alone
   3. C. Each admitted insurer
   4. D. The superior court clerk

   Answer: A

   Explanation: AS 21.06.080(a) states: "The director shall enforce the provisions of this title."

   Reference: Alaska Statutes Title 21 — AS 21.06.080(a)

2. 2Which charge does Alaska Division Bulletin B07-04 say a bail bond producer may not impose?

   1. A. A late fee on the bail bond transaction
   2. B. The premium based on the filed effective rate
   3. C. Reimbursement for travel incurred at execution
   4. D. Reimbursement for lodging incurred at execution

   Answer: A

   Explanation: Bulletin B07-04 explains that 3 AAC 23.760 "does not allow a licensee to charge a late fee on a bail bond transaction."

   Reference: Alaska Bail Bond Bulletin B 07 04 — Premium Finance Agreements

3. 3Without a continued-need finding after a hearing, how long may an Alaska insurance catastrophe order remain effective?

   1. A. No more than six months
   2. B. No more than 30 days
   3. C. Exactly one year
   4. D. Indefinitely

   Answer: A

   Explanation: AS 21.06.080(d) states that an emergency action "may not remain in effect more than six months from the date that the director determines that a catastrophe has occurred unless, after a hearing, the director determines that the action is still necessary to respond to the disaster."

   Reference: Alaska Statutes Title 21 — AS 21.06.080(d)

4. 4What license must a person hold before performing bail-bond producer functions in Alaska?

   1. A. A bail bond limited producer license
   2. B. A property adjuster license
   3. C. A title producer license
   4. D. A business license alone

   Answer: A

   Explanation: 3 AAC 23.750(a) requires licensing under AS 21.27.150 before a person performs bail-bond producer functions.

   Reference: Alaska Statutes Title 21 — Sec. 21.27.150. Limited licenses., AS 21.27.150(a)(3), physical p. 156

5. 5Which limitation applies when Alaska's director adopts a regulation under Title 21?

   1. A. It may not extend, modify, or conflict with a law of this state
   2. B. It may override any statute for 90 days
   3. C. It needs an insurer vote to become effective
   4. D. It may regulate only admitted insurers

   Answer: A

   Explanation: AS 21.06.090(a) states that a regulation "may not extend, modify, or conflict with any law of this state or the reasonable implications thereof."

   Reference: Alaska Statutes Title 21 — AS 21.06.090(a)

6. 6For whom may an Alaska bail bond producer act?

   1. A. A surety or limited surety
   2. B. A defendant acting as an indemnitor
   3. C. A court clerk accepting a filed bond
   4. D. A person providing collateral

   Answer: A

   Explanation: 3 AAC 23.750(a) permits the licensee to act for a surety or limited surety.

   Reference: Alaska Statutes Title 21 — Sec. 21.27.150. Limited licenses., AS 21.27.150(a)(3), physical p. 156

7. 7When may Alaska's director examine an insurance producer's accounts, records, documents, and transactions?

   1. A. Whenever the director has reasonable cause
   2. B. Only after a criminal conviction
   3. C. Only at license renewal
   4. D. Only with the producer's written consent

   Answer: A

   Explanation: AS 21.06.130 authorizes examination "as often as the director has reasonable cause."

   Reference: Alaska Statutes Title 21 — AS 21.06.130

8. 8What work may an unlicensed employee perform for an Alaska bail bond producer?

   1. A. Clerical or administrative duties only
   2. B. Execute bail bonds
   3. C. Solicit defendants
   4. D. Negotiate premiums

   Answer: A

   Explanation: 3 AAC 23.750(a) limits an unlicensed person to clerical or administrative duties.

   Reference: Alaska Statutes Title 21 — Sec. 21.27.010. License required., AS 21.27.010(j)(1), physical p. 147

9. 9A licensee refuses reasonable access to records during an Alaska insurance examination. What may the director do?

   1. A. Suspend or revoke the license
   2. B. Issue a written examination report
   3. C. Demand a hearing within 30 days
   4. D. Accept another regulator's examination report

   Answer: A

   Explanation: AS 21.06.140(b) provides: "The director may suspend, revoke, or refuse to issue or renew a license or authority" when the person refuses examination or a reasonable written request.

   Reference: Alaska Statutes Title 21 — AS 21.06.140

10. 10Which person is barred from holding or benefiting from an Alaska bail bond producer license?

    1. A. A law-enforcement officer
    2. B. An appointed bail bond limited producer
    3. C. An authorized surety insurer
    4. D. A person who provides collateral

    Answer: A

    Explanation: 3 AAC 23.750(b) bars law-enforcement officers and specified justice-system and public officials from licensing or benefit.

    Reference: Alaska Bail Bond Regulations Order R 92 05 — 3 AAC 23.750(b)