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Free Michigan Casualty Producer/Solicitor Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Michigan Casualty Producer/Solicitor practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1When must a Michigan insurer file a producer appointment after the agency contract is executed or the first application is submitted?

    1. A. Within 5 days
    2. B. Within 15 days
    3. C. Within 30 days
    4. D. At license renewal

    Answer: B

    Explanation: Michigan requires the appointment notice within 15 days of either triggering event. Direct official text: "within 15 days".

    Reference: Mcl Chapter 500 — MCL 500.1208a(3)

  2. 2A producer cannot place all requested coverage with appointed insurers and seeks another licensed agent. What must the buyer be told in writing?

    1. A. The entire policy is immediately effective
    2. B. The refused part is not effective until written evidence is received
    3. C. The second agent guarantees all losses
    4. D. The premium is fully refundable for one year

    Answer: B

    Explanation: The buyer must be advised that the refused portion is not in effect until written evidence of insurance is received. Direct official text: "the refused part of the coverage is not in effect".

    Reference: Mcl Chapter 500 — MCL 500.1207

  3. 3Which insurers generally must belong to the Michigan Property and Casualty Guaranty Association?

    1. A. Insurers authorized to transact covered property or casualty insurance in Michigan
    2. B. Only unauthorized surplus lines insurers
    3. C. Only federal agencies
    4. D. Every self-insured employer

    Answer: A

    Explanation: Membership is generally required of authorized insurers writing covered kinds of property or casualty insurance, subject to statutory exceptions. Direct official text: "member of the association".

    Reference: Mcl Chapter 500 — MCL 500.7911

  4. 4A guest sues a homeowner after being injured by a loose stair rail. Which Section II homeowners coverage addresses the homeowner's legal obligation to pay bodily-injury damages?

    1. A. Coverage F, Medical Payments to Others
    2. B. Coverage G, Property of Others
    3. C. Coverage E, Personal Liability
    4. D. Additional Living Expense coverage

    Answer: C

    Explanation: DIFS says Coverage E applies when the homeowner becomes "legally obligated to pay for bodily injury or property damage." A suit for injury allegedly caused by the homeowner’s premises is a personal-liability claim; Coverage F addresses immediate medical care.

    Reference: Michigan DIFS Your Guide to Homeowners Insurance — Page 9, Liability (Coverage E)

  5. 5What are Michigan's default post-July 2020 bodily-injury liability limits for one person and for two or more persons?

    1. A. $20,000/$40,000
    2. B. $25,000/$50,000
    3. C. $50,000/$100,000
    4. D. $250,000/$500,000

    Answer: D

    Explanation: Michigan's default statutory bodily-injury limits are $250,000 per person and $500,000 per accident for two or more persons. Direct official text: "not less than $250,000.00".

    Reference: Mcl Chapter 500 — MCL 500.3009(1)(a)-(b)

  6. 6A customer slips on a store's wet floor and seeks damages for bodily injury from the store. Which commercial coverage principally addresses this third-party liability?

    1. A. Commercial property insurance coverage
    2. B. Commercial general liability coverage
    3. C. Commercial crime insurance coverage
    4. D. Workers' compensation insurance coverage

    Answer: B

    Explanation: NAIC describes general liability as protection from "liability claims alleging bodily injury, property damage, libel, and slander." The store customer's bodily-injury claim is third-party commercial general liability; the other named policies address different insured interests or loss classes.

    Reference: NAIC Business Interruption and BOP — General liability paragraph

  7. 7A small retail shop seeks property, business-interruption, and general-liability protection in a single standard package. Which policy type should its producer evaluate?

    1. A. Commercial General Liability Policy
    2. B. Commercial Property Policy
    3. C. Businessowners Policy
    4. D. Commercial Crime Policy

    Answer: C

    Explanation: NAIC describes a BOP as a "package" product that typically includes "property, business interruption/continuation and liability insurance." A Businessowners Policy is the named combined package; the other listed policy types do not themselves provide all three protections.

    Reference: NAIC Small Business Insurance — What's a business owners policy?

  8. 8For a covered Michigan work injury, what is generally the employee's exclusive remedy against the employer?

    1. A. Benefits under the Workers' Disability Compensation Act
    2. B. Unlimited punitive damages
    3. C. A property protection claim
    4. D. A surety bond claim

    Answer: A

    Explanation: The Act generally substitutes statutory workers' compensation liability for other employee remedies against the employer. Direct official text: "the employee's exclusive remedy".

    Reference: Act 317 of 1969 — MCL 418.131(1)

  9. 9When may a Michigan surplus lines licensee place coverage with an unauthorized insurer?

    1. A. Whenever it is cheaper
    2. B. When coverage is not available from an authorized insurer and statutory conditions are met
    3. C. Only for life insurance
    4. D. Without checking insurer eligibility

    Answer: B

    Explanation: Michigan generally bars unauthorized placement when coverage is available in the authorized market. Direct official text: "coverage is available from an authorized insurer".

    Reference: Mcl Chapter 500 — MCL 500.1910

  10. 10A licensed Michigan producer wants to bind coverage for an insurer. Which additional condition is required?

    1. A. The producer must be appointed by that insurer
    2. B. The producer must hold an adjuster license
    3. C. The insured must pay annually
    4. D. The director must approve each risk

    Answer: A

    Explanation: A producer may not bind coverage for an insurer unless appointed by that insurer. Direct official text: "shall not bind coverage for an insurer".

    Reference: Mcl Chapter 500 — MCL 500.1208a(2)

Topics in this practice bank

These topics describe the available practice for Michigan Casualty Producer/Solicitor. Review the examination outline and its sources for scope and allocation details.

  • Insurance Regulation
    • Company Regulation
    • Company Regulation / Producer Appointment (500.1208a, .1208b, .1209, .1411)
    • Company Regulation / Termination of Appointment (500.1208b, .1209)
    • Producer Regulation
    • Producer Regulation / Duties (500.1201a, .1202)
    • Producer Regulation / Commissions (500.1240, .2011)
    • Producer Regulation / Types of Licensees (500.1206)
    • Producer Regulation / Types of Licensees (500.1206) / Producer (500.240, 500.1201, .1201a, .1204, .1205, .1206, .1206b, .1240)
    • Producer Regulation / Types of Licensees (500.1206) / Counselor (500.1232, .1234, .1236)
    • Producer Regulation / Types of Licensees (500.1206) / Business Entity (500.1201, .1205)
    • Producer Regulation / Maintenance and Duration
    • Producer Regulation / Maintenance and Duration / Change of Name and Address (500.1206(5), .1238(1))
    • Producer Regulation / Maintenance and Duration / Reporting of Actions (500.1208b, .1239, .1244, .1246, .1247)
    • Producer Regulation / Maintenance and Duration / Assumed Names (500.1211a)
    • Producer Regulation / Maintenance and Duration / Continuing Education Requirements (500.1204, .1204c, .1204f, .1206)
    • Producer Regulation / Disciplinary Actions
    • Producer Regulation / Disciplinary Actions / Cease and Desist Order (500.1244, .2038)
    • Producer Regulation / Disciplinary Actions / Suspension, Revocation, Refusal to Issue or Renew (500.1200, .1209, .1239, .1244, .1379, .2029, .2043)
    • Producer Regulation / Disciplinary Actions / Penalties and Fines (500.1242, .1244, .1379, .2038, .2040, .2064, .2069)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Misrepresentation (500.2005, .2005a, .2055, .2057, .2064, .2218)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / False Information and Advertising (500.2001, .2002, .2005, .2005a, .2007, .2055, .2057, .2064)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Inducement (500.2005(f), .2024, .2064(2), .2066, .2069, .2070)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / False Statement (500.1015, .2014, .2018, .2055, .2062, .2474, .2666)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Deception (500.2007, .2009; 600.2911)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Boycott, Coercion, and Intimidation (500.1242, .2012)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Unfair Discrimination (500.2019, .2020, .2027, .2082)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Rebating (500.2024b, .2066, .2069, .2070)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Fiduciary Responsibilities (500.1207)
    • Producer Regulation / Unfair and Prohibited Insurance Trade Practices (500.1207, .1216, .1239, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) / Forgery (500.1239)
    • Insurance Fraud Regulation (500.2088, .4501, .4503, .4507, .4511; 752.1005)
    • Consumer Privacy Regulation (500.501, .503, .505, .507, .513, .515, .533, .535, .2005a, .4501, .4507, .4509; R500.551-.560)
  • General Insurance
    • Concepts
    • Concepts / Risk Management Key Terms
    • Concepts / Risk Management Key Terms / Risk
    • Concepts / Risk Management Key Terms / Exposure
    • Concepts / Risk Management Key Terms / Hazard
    • Concepts / Risk Management Key Terms / Peril
    • Concepts / Risk Management Key Terms / Loss
    • Concepts / Methods of Handling Risk
    • Concepts / Methods of Handling Risk / Avoidance
    • Concepts / Methods of Handling Risk / Retention
    • Concepts / Methods of Handling Risk / Sharing
    • Concepts / Methods of Handling Risk / Reduction
    • Concepts / Methods of Handling Risk / Transfer
    • Concepts / Elements of Insurable Risks
    • Concepts / Adverse Selection
    • Concepts / Law of Large Numbers
    • Concepts / Reinsurance
    • Insurers
    • Insurers / Types of Insurers
    • Insurers / Types of Insurers / Stock Companies
    • Insurers / Types of Insurers / Mutual Companies
    • Insurers / Financial Status (Independent Rating Services)
    • Insurers / Distribution Systems
    • Producers and General Rules of Agency
    • Producers and General Rules of Agency / Producer/Insurer Relationship
    • Producers and General Rules of Agency / Authority and Powers of Producers
    • Producers and General Rules of Agency / Authority and Powers of Producers / Express
    • Producers and General Rules of Agency / Authority and Powers of Producers / Implied
    • Producers and General Rules of Agency / Authority and Powers of Producers / Apparent
    • Producers and General Rules of Agency / Responsibilities to the Applicant/Insured
    • Contracts
    • Contracts / Elements of a Legal Contract
    • Contracts / Elements of a Legal Contract / Offer and Acceptance
    • Contracts / Elements of a Legal Contract / Consideration
    • Contracts / Elements of a Legal Contract / Competent Parties
    • Contracts / Elements of a Legal Contract / Legal Purpose
    • Contracts / Distinct Characteristics of an Insurance Contract
    • Contracts / Distinct Characteristics of an Insurance Contract / Contract of Adhesion
    • Contracts / Distinct Characteristics of an Insurance Contract / Contract of Adhesion / Aleatory Contract
    • Contracts / Distinct Characteristics of an Insurance Contract / Contract of Adhesion / Personal Contract
    • Contracts / Distinct Characteristics of an Insurance Contract / Contract of Adhesion / Unilateral Contract
    • Contracts / Distinct Characteristics of an Insurance Contract / Contract of Adhesion / Conditional Contract
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Ambiguities in a Contract of Adhesion
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Reasonable Expectations
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Indemnity
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Utmost Good Faith
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Representations/Misrepresentations
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Warranties
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Concealment
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Fraud
    • Contracts / Distinct Characteristics of an Insurance Contract / Legal Interpretations affecting Contracts / Waiver and Estoppel
  • Casualty Insurance Basics
    • Principles and Concepts
    • Principles and Concepts / Insurable Interest
    • Principles and Concepts / Underwriting
    • Principles and Concepts / Underwriting / Function
    • Principles and Concepts / Underwriting / Loss Ratio
    • Principles and Concepts / Hazards
    • Principles and Concepts / Hazards / Physical
    • Principles and Concepts / Hazards / Moral
    • Principles and Concepts / Hazards / Morale
    • Principles and Concepts / Negligence
    • Principles and Concepts / Negligence / Elements of a Negligent Act
    • Principles and Concepts / Negligence / Defenses Against Negligence
    • Principles and Concepts / Damages
    • Principles and Concepts / Damages / Compensatory - Special versus General
    • Principles and Concepts / Damages / Punitive
    • Principles and Concepts / Absolute Liability
    • Principles and Concepts / Strict Liability
    • Principles and Concepts / Vicarious Liability
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement or Clause
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Common Policy Provisions
    • Common Policy Provisions / Insureds - Named, First Named, Additional
    • Common Policy Provisions / Policy Period
    • Common Policy Provisions / Policy Territory
    • Common Policy Provisions / Cancellation and Nonrenewal
    • Common Policy Provisions / Deductibles
    • Common Policy Provisions / Other Insurance
    • Common Policy Provisions / Other Insurance / Nonconcurrency
    • Common Policy Provisions / Other Insurance / Primary and Excess
    • Common Policy Provisions / Other Insurance / Pro Rata
    • Common Policy Provisions / Other Insurance / Contribution By Equal Shares
    • Common Policy Provisions / Limits of Liability
    • Common Policy Provisions / Limits of Liability / Per Occurrence (Accident)
    • Common Policy Provisions / Limits of Liability / Per Person
    • Common Policy Provisions / Limits of Liability / Split
    • Common Policy Provisions / Limits of Liability / Combined Single
    • Common Policy Provisions / Limits of Liability / Aggregate - General versus Products - Completed Operations
    • Common Policy Provisions / Named Insured Provisions
    • Common Policy Provisions / Named Insured Provisions / Duties after Loss
    • Common Policy Provisions / Named Insured Provisions / Assignment
    • Common Policy Provisions / Insurer Provisions
    • Common Policy Provisions / Insurer Provisions / Liberalization
    • Common Policy Provisions / Insurer Provisions / Subrogation
    • Common Policy Provisions / Insurer Provisions / Claim Settlement Options
    • Common Policy Provisions / Insurer Provisions / Duty to Defend
    • Common Policy Provisions / Third-Party Provisions
    • Common Policy Provisions / Third-Party Provisions / Standard Mortgage Clause
    • Common Policy Provisions / Third-Party Provisions / Loss Payable Clause
    • Common Policy Provisions / Indemnification Provisions
    • Role of Applications and Binders in Insurance Transactions
    • Insurance Claims Handling
    • Michigan Laws, Regulations, and Required Provisions
    • Michigan Laws, Regulations, and Required Provisions / Michigan Property and Casualty Guaranty Association (500.7901-.7949)
    • Michigan Laws, Regulations, and Required Provisions / Cancellation and Nonrenewal (500.2123, .3020)
    • Michigan Laws, Regulations, and Required Provisions / Terrorism Risk Insurance Program (15 U.S.C. 6701; Public Law 107-297, 109-144, 110-160)
    • Michigan Laws, Regulations, and Required Provisions / Termination of Authority to Represent Insurer (500.1209)
    • Essential Insurance Act (500.2101–.2131)
  • Homeowners Policy
    • Definitions
    • Section II - Liability Coverages
    • Section II - Liability Coverages / Coverage E - Personal Liability
    • Section II - Liability Coverages / Coverage F - Medical Payments to Others
    • Section II - Liability Coverages / Additional Coverages
    • Exclusions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements / Special Provisions - Michigan
    • Selected Endorsements / Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
    • Selected Endorsements / Permitted Incidental Occupancies - Residence
    • Selected Endorsements / Home Day Care
    • Selected Endorsements / Business Pursuits
    • Selected Endorsements / Watercraft
    • Selected Endorsements / Personal Injury
    • Selected Endorsements / Home Business Insurance Coverage
  • Automobile Insurance
    • Laws
    • Laws / Michigan Motor Vehicle Financial Responsibility Law
    • Laws / Michigan Motor Vehicle Financial Responsibility Law / Required Limits of Liability (RL 257.518b)
    • Laws / Michigan Motor Vehicle Financial Responsibility Law / Required Proof of Insurance (RL 257.328)
    • Laws / Michigan Automobile Insurance Placement Facility (500.3301)
    • Laws / No-Fault Automobile Coverage (500.3101)
    • Laws / No-Fault Automobile Coverage (500.3101) / Personal Injury Protection (500.3107, .3114)
    • Laws / No-Fault Automobile Coverage (500.3101) / Property Protection (500.3121)
    • Laws / No-Fault Automobile Coverage (500.3101) / Residual Liability (500.3131)
    • Laws / Cancellation and Nonrenewal
    • Laws / Cancellation and Nonrenewal / Grounds (500.3220)
    • Laws / Cancellation and Nonrenewal / Notice (500.3204, .3224)
    • Laws / Cancellation and Nonrenewal / Notice of Eligibility In Automobile Insurance Placement Facility (500.3301, .3365)
    • Laws / Rental Vehicle Coverage (500.3009, .3105(2))
    • Laws / Aftermarket Crash Parts Regulation (RL 257.1361-.1364)
    • Personal Automobile
    • Personal Automobile / Definitions
    • Personal Automobile / Liability Coverage
    • Personal Automobile / Liability Coverage / Bodily Injury and Property Damage
    • Personal Automobile / Liability Coverage / Supplementary Payments
    • Personal Automobile / Liability Coverage / Exclusions
    • Personal Automobile / Medical Payments Coverage
    • Personal Automobile / Uninsured/Underinsured Motorists Coverage
    • Personal Automobile / Uninsured/Underinsured Motorists Coverage / Definitions
    • Personal Automobile / Uninsured/Underinsured Motorists Coverage / Bodily Injury
    • Personal Automobile / Uninsured/Underinsured Motorists Coverage / UM/UIM Rejection
    • Personal Automobile / Uninsured/Underinsured Motorists Coverage / Required Limits
    • Personal Automobile / Coverage for Damage to your Automobile
    • Personal Automobile / Coverage for Damage to your Automobile / Collision
    • Personal Automobile / Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
    • Personal Automobile / Coverage for Damage to your Automobile / Deductibles
    • Personal Automobile / Coverage for Damage to your Automobile / Transportation Expense
    • Personal Automobile / Duties After an Accident or Loss
    • Personal Automobile / Selected Endorsements
    • Personal Automobile / Selected Endorsements / Miscellaneous Type Vehicle
    • Personal Automobile / Selected Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use - Michigan (Bulletin No. 96-02)
    • Personal Automobile / Selected Endorsements / Personal Injury Protection Coverage - Michigan (500.3107, .3108)
    • Personal Automobile / Selected Endorsements / Property Protection Coverage - Michigan (500.3121)
    • Commercial Automobile
    • Commercial Automobile / Commercial Automobile Coverage Forms
    • Commercial Automobile / Commercial Automobile Coverage Forms / Business Automobile
    • Commercial Automobile / Commercial Automobile Coverage Forms / Garage
    • Commercial Automobile / Commercial Automobile Coverage Forms / Business Automobile Physical Damage
    • Commercial Automobile / Commercial Automobile Coverage Forms / Truckers
    • Commercial Automobile / Commercial Automobile Coverage Forms / Motor Carrier
    • Commercial Automobile / Coverage Form Sections
    • Commercial Automobile / Coverage Form Sections / Covered Automobiles
    • Commercial Automobile / Coverage Form Sections / Liability Coverage
    • Commercial Automobile / Coverage Form Sections / Garagekeepers Coverage
    • Commercial Automobile / Coverage Form Sections / Physical Damage Coverage
    • Commercial Automobile / Coverage Form Sections / Exclusions
    • Commercial Automobile / Coverage Form Sections / Conditions
    • Commercial Automobile / Coverage Form Sections / Definitions
    • Commercial Automobile / Selected Endorsements
    • Commercial Automobile / Selected Endorsements / Additional Insured - Lessor Endorsement
    • Commercial Automobile / Selected Endorsements / Mobile Equipment
    • Commercial Automobile / Selected Endorsements / Michigan Personal Injury Protection (500.3107)
    • Commercial Automobile / Selected Endorsements / Drive Other Car Coverage
    • Commercial Automobile / Selected Endorsements / Michigan Property Protection Coverage
    • Commercial Automobile / Selected Endorsements / Individual Named Insured
    • Commercial Automobile / Commercial Carrier Regulations
    • Commercial Automobile / Commercial Carrier Regulations / The Motor Carrier Act of 1980
  • Commercial Package Policy (CPP)
    • Commercial General Liability
    • Commercial General Liability / Commercial General Liability Coverage Forms
    • Commercial General Liability / Commercial General Liability Coverage Forms / Bodily Injury and Property Damage Liability
    • Commercial General Liability / Commercial General Liability Coverage Forms / Personal and Advertising Injury Liability
    • Commercial General Liability / Commercial General Liability Coverage Forms / Medical Payments
    • Commercial General Liability / Commercial General Liability Coverage Forms / Exclusions
    • Commercial General Liability / Commercial General Liability Coverage Forms / Supplementary Payments
    • Commercial General Liability / Commercial General Liability Coverage Forms / Who is an Insured
    • Commercial General Liability / Commercial General Liability Coverage Forms / Limits of Insurance
    • Commercial General Liability / Commercial General Liability Coverage Forms / Conditions
    • Commercial General Liability / Commercial General Liability Coverage Forms / Definitions
    • Commercial General Liability / Occurrence versus Claims-Made
    • Commercial General Liability / Claims-Made Features
    • Commercial General Liability / Claims-Made Features / Trigger
    • Commercial General Liability / Claims-Made Features / Retroactive Date
    • Commercial General Liability / Claims-Made Features / Extended Reporting Periods – Basic versus Supplemental
    • Commercial General Liability / Claims-Made Features / Claim Information
    • Commercial General Liability / Premises and Operations
    • Commercial General Liability / Products and Completed Operations
    • Commercial General Liability / Insured Contract
    • Commercial General Liability / Owners and Contractors’ Protective Liability Coverage Form
    • Commercial General Liability / Pollution Liability Coverage Extension
    • Commercial Crime
    • Commercial Crime / General Definitions
    • Commercial Crime / General Definitions / Burglary
    • Commercial Crime / General Definitions / Theft
    • Commercial Crime / General Definitions / Robbery
    • Commercial Crime / Crime Coverage Forms
    • Commercial Crime / Crime Coverage Forms / Commercial Crime Coverage Forms (Discovery/Loss Sustained)
    • Commercial Crime / Coverages
    • Commercial Crime / Coverages / Employee Theft
    • Commercial Crime / Coverages / Forgery or Alteration
    • Commercial Crime / Coverages / Inside The Premises - Theft of Money and Securities
    • Commercial Crime / Coverages / Inside The Premises - Robbery or Safe Burglary of Other Property
    • Commercial Crime / Coverages / Outside the Premises
    • Commercial Crime / Coverages / Computer Fraud
    • Commercial Crime / Coverages / Funds Transfer Fraud
    • Commercial Crime / Coverages / Money Orders and Counterfeit Money
    • Farm Coverage
    • Farm Coverage / Mobile Agriculture Machinery and Equipment Coverage Form
    • Farm Coverage / Livestock Coverage Form
    • Farm Coverage / Definitions
    • Farm Coverage / Causes of Loss (Basic, Broad, and Special)
    • Farm Coverage / Conditions
    • Farm Coverage / Limits
    • Farm Coverage / Farm Liability Coverage Form
    • Farm Coverage / Farm Liability Coverage Form / Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage / Farm Liability Coverage Form / Coverage I - Personal and Advertising Injury Liability
    • Farm Coverage / Farm Liability Coverage Form / Coverage J - Medical Payments
  • Businessowners Policy
    • Characteristics and Purpose
    • Businessowners Section II - Liability
    • Businessowners Section II - Liability / Coverages
    • Businessowners Section II - Liability / Exclusions
    • Businessowners Section II - Liability / Who is an Insured
    • Businessowners Section II - Liability / Limits of Insurance
    • Businessowners Section II - Liability / General Conditions
    • Businessowners Section II - Liability / Definitions
    • Businessowners Section III - Common Policy Conditions
    • Selected Endorsement
    • Selected Endorsement / Hired Automobile and Non-Owned Automobile Liability
  • Workers' Compensation Insurance
    • Workers' Compensation Laws
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Exclusive Remedy (418.131)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Employer Covered (Required) (418.115)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Covered Injuries (418.301)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Occupational Disease (418.401, .405, .411, .415, .425, .431, .435, .441)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Benefits Provided (418.301, .311, .315, .321, .345, .351)
    • Workers' Compensation Laws / Michigan Worker's Disability Compensation Act (Ch. 418) / Second Injury Fund (418.521)
    • Workers' Compensation Laws / Federal Workers' Compensation Laws
    • Workers' Compensation Laws / Federal Workers' Compensation Laws / Federal Employer Liability Act (FELA) (45 USC 51-60)
    • Workers' Compensation Laws / Federal Workers' Compensation Laws / U.S. Longshore and Harbor Workers Compensation Act (33 USC 904)
    • Workers' Compensation Laws / Federal Workers' Compensation Laws / The Jones Act (46 USC 688)
    • Workers' Compensation and Employers Liability Insurance Policy
    • Workers' Compensation and Employers Liability Insurance Policy / General Section
    • Workers' Compensation and Employers Liability Insurance Policy / Part One - Workers' Compensation Insurance
    • Workers' Compensation and Employers Liability Insurance Policy / Part Two - Employers Liability Insurance
    • Workers' Compensation and Employers Liability Insurance Policy / Part Three - Other States Insurance
    • Workers' Compensation and Employers Liability Insurance Policy / Part Four - Your Duties If Injury Occurs
    • Workers' Compensation and Employers Liability Insurance Policy / Part Five - Premium
    • Workers' Compensation and Employers Liability Insurance Policy / Part Six - Conditions
    • Workers' Compensation and Employers Liability Insurance Policy / Selected Endorsement
    • Workers' Compensation and Employers Liability Insurance Policy / Selected Endorsement / Voluntary Compensation
    • Premium Computation
    • Premium Computation / Job Classification - Payroll and Rates
    • Premium Computation / Experience Modification Factor
    • Premium Computation / Premium Discounts
    • Other Sources of Coverages
    • Other Sources of Coverages / Self-Insured Employers and Employer Groups (418.611)
    • Other Sources of Coverages / Michigan Workers’ Compensation Placement Facility
  • Other Coverages and Options
    • Umbrella/Excess Liability Policies
    • Umbrella/Excess Liability Policies / Personal
    • Umbrella/Excess Liability Policies / Commercial
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Errors and Omissions
    • Specialty Liability Insurance / Professional Liability
    • Specialty Liability Insurance / Directors and Officers Liability
    • Specialty Liability Insurance / Fiduciary Liability
    • Specialty Liability Insurance / Liquor Liability
    • Specialty Liability Insurance / Employment Practices Liability
    • Surety Bonds
    • Surety Bonds / Principal, Obligee, Surety
    • Surety Bonds / Contract Bonds
    • Surety Bonds / License and Permit Bonds
    • Surety Bonds / Judicial Bonds
    • Other Policies
    • Other Policies / Boatowners
    • Surplus Lines
    • Surplus Lines / Definitions and Markets
    • Surplus Lines / Licensing Requirements
    • Alternative Funding Mechanisms
    • Alternative Funding Mechanisms / Self-Insured
    • Alternative Funding Mechanisms / Risk Retention Groups
    • Cyber Issues
    • Personal Liability Supplement

How to use these free practice questions

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These are independent study questions, not actual examination items. For examination requirements and official information, view Michigan Casualty Producer/Solicitor details.