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Free Missouri Bail Bond Agent Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Missouri Bail Bond Agent practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1What is one express duty of Missouri's Director of the Department of Commerce and Insurance?

    1. A. Safely keep books and papers required by law to be filed in the office
    2. B. Set every criminal defendant's bail amount
    3. C. Appoint every circuit court clerk
    4. D. Approve county criminal charges

    Answer: A

    Explanation: RSMo § 374.040, subsection 1 requires the director to “file in his office and safely keep all books and papers required by law to be filed therein.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 374.040 — RSMo § 374.040, subsection 1

  2. 2Within what period must a Missouri bail bond applicant be notified of the examination result?

    1. A. Within five calendar days
    2. B. Within ten business days
    3. C. Within twenty working days
    4. D. Within thirty calendar days

    Answer: C

    Explanation: RSMo § 324.2133, subsection 2 provides: “The applicant shall be notified of the result of the examination within twenty working days.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2133 — RSMo § 324.2133, subsection 2

  3. 3Which act is a Missouri disciplinary ground when used to obtain permission to take the licensing examination?

    1. A. Requesting a testing accommodation
    2. B. Fraud, deception, misrepresentation, or bribery
    3. C. Rescheduling within provider rules
    4. D. Using an approved training provider

    Answer: B

    Explanation: RSMo § 324.2145, subsection 1(3) lists “fraud, deception, misrepresentation or bribery ... in obtaining permission to take any examination.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2145 — RSMo § 324.2145, subsection 1(3)

  4. 4Which relationship is required before a Missouri bail bond agent may execute an appearance bond?

    1. A. Employment by the court
    2. B. A valid appointment from a general bail bond agent
    3. C. Election by county residents
    4. D. Appointment as a peace officer

    Answer: B

    Explanation: RSMo § 324.2109, subsection 3 bars execution “without holding a valid appointment from a general bail bond agent.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2109 — RSMo § 324.2109, subsection 3

  5. 5How often must a Missouri bail bond agent account for each power of attorney assigned by the general agent?

    1. A. Daily
    2. B. Monthly
    3. C. Quarterly
    4. D. Weekly

    Answer: D

    Explanation: RSMo § 324.2124, subsection 1 states: “Every bail bond agent shall account for each power of attorney assigned by the general bail bond agent on a weekly basis.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2124 — RSMo § 324.2124, subsection 1

  6. 6What must a Missouri surety insurance company satisfy to be an 'insurer' under the bail-bond law?

    1. A. Be headquartered in Missouri
    2. B. Employ a circuit judge
    3. C. Be qualified by the department to transact surety business in Missouri
    4. D. Own real estate in every county

    Answer: C

    Explanation: RSMo § 324.2103(8) defines insurer as a surety company “qualified by the department to transact surety business in Missouri.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2103 — RSMo § 324.2103(8)

  7. 7A Missouri defendant remains detained 24 hours after a release hearing solely because conditions cannot be met. Upon application, what right arises?

    1. A. Review of the unmet conditions by the judge who imposed them
    2. B. A new-bail decision by the clerk when the court is not in session
    3. C. A surrender decision by the bailor before final judgment
    4. D. A collateral-return decision after liability on the bond terminates

    Answer: A

    Explanation: RSMo § 544.455, subsection 4 provides that after twenty-four hours the person “shall, upon application, be entitled to have the condition reviewed.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 544.455 — RSMo § 544.455, subsection 4

  8. 8In performing insurance-law duties, whose interests must Missouri's insurance director protect?

    1. A. The general public and policyholders, but not insurers or their officers
    2. B. The general public, policyholders, insurers, and their officers, directors, and stockholders
    3. C. Insurers and their officers, directors, and stockholders, but not policyholders
    4. D. Policyholders and licensed producers, but not the general public

    Answer: B

    Explanation: RSMo § 374.040, subsection 1 directs performance “in the best interests of and protect the general public, policyholders, insurance companies, and the officers, directors and stockholders thereof.”

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 374.040 — RSMo § 374.040, subsection 1

  9. 9What must an applicant who fails the Missouri bail bond agent examination do before retaking it?

    1. A. Complete two years as an agent
    2. B. Post a $10,000 assignment
    3. C. Obtain a court order
    4. D. Reapply and pay the board-set reexamination fee

    Answer: D

    Explanation: RSMo § 324.2133, subsection 2 allows a failed applicant, “upon reapplication and payment of the reexamination fee set by the board,” to retake the examination.

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2133 — RSMo § 324.2133, subsection 2

  10. 10A Missouri licensee obtains compensation by misrepresenting what services were performed. What does the statute treat this as?

    1. A. A permissible premium adjustment
    2. B. A civil contract issue outside board authority
    3. C. A ground for a board complaint and discipline
    4. D. A renewal matter only

    Answer: C

    Explanation: RSMo § 324.2145, subsection 1(4) makes “obtaining or attempting to obtain any compensation ... by means of fraud, deception or misrepresentation” a disciplinary cause.

    Reference: Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 324.2145 — RSMo § 324.2145, subsection 1(4)

Topics in this practice bank

These topics describe the available practice for Missouri Bail Bond Agent. Review the examination outline and its sources for scope and allocation details.

  • I. POWERS AND DUTIES OF THE INSURANCE DIRECTOR
    • A. General powers and duties
    • B. Reports to the Department of Insurance
    • C. License denial, suspension, revocation
    • D. Examinations
    • E. Cease and Desist Orders/Hearings
  • II. LICENSING REQUIREMENTS
    • A. Definitions
    • A. Definitions — 1. Bail bond agent
    • A. Definitions — 2. General bail agent
    • A. Definitions — 3. Property bail bondsman
    • A. Definitions — 4. Surety bail agent
    • A. Definitions — 5. Nonresident agent
    • B. Application procedures
    • C. License eligibility/fees
    • D. Licensure examination
    • E. License renewal
  • III. UNFAIR TRADE PRACTICES
    • A. Misrepresentation
    • B. Rebating and prohibited inducements
    • C. Penalties
    • D. Acting as an attorney prohibited
    • E. Ethics
  • IV. BAIL BOND PROCEDURES
    • A. Discharging bail
    • B. Recommitment of defendant
    • C. Bond forfeitures
    • D. Bond posting/transfers
    • E. Arrests/Surrenders
    • F. Bond exoneration
    • G. Failure to appear
  • V. FIDUCIARY RESPONSIBILITIES
    • A. Commissions, fees, premiums
    • B. Recordkeeping
    • C. Forfeitures
    • D. Collateral
    • D. Collateral — 1. Receipts
    • D. Collateral — 2. Maintenance
    • D. Collateral — 3. Return
  • VI. DEFINITIONS
    • A. Bail
    • B. Bail bonds
    • B. Bail bonds — 1. Qualification bond
    • B. Bail bonds — 2. Surety bond
    • B. Bail bonds — 3. Appearance bond
    • B. Bail bonds — 4. Cash bond
    • C. Principal
    • D. Collateral
    • E. Forfeitures
    • F. Power of attorney
    • G. Recognizance
    • H. Extradition
    • I. Exoneration
    • J. Surety
    • K. Premium
    • L. Judgment
    • M. Surety Recovery Agent
  • VII. RULES OF CRIMINAL PROCEDURE
    • A. Motion
    • B. Security
    • C. Release
    • D. Warrant/Summons

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