Free CII Aviation and space insurance MCQ examination (E91) Practice Questions

Sample Practice Questions

Try these 10 sample questions from the CII Aviation and space insurance MCQ examination (E91) practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

1. 1Which force directly opposes aerodynamic drag in the basic description of powered aircraft flight?

   1. A.Weight
   2. B.ThrustCorrect answer: B
   3. C.Lift
   4. D.Centripetal force

   Explanation: "It opposes or overcomes the force of drag." Thrust provides forward propulsion. Weight acts downward, lift acts perpendicular to the flight path, and centripetal force describes the inward resultant in a turn.

   Reference: FAA Pilot’s Handbook of Aeronautical Knowledge — Chapter 5, p. 5-1, Thrust

2. 2Under the Montreal Convention's two-tier system for proven passenger death or bodily-injury damage, how is liability in the first tier characterised?

   1. A.It requires proof of the carrier's negligence
   2. B.It is strict, subject to contributory-negligence exonerationCorrect answer: B
   3. C.It is payable only if the carrier admits fault
   4. D.It requires proof of deliberate wrongdoing

   Explanation: "the carrier is subject to strict liability regardless of fault, and only in the case of contributory negligence of the passenger or the person claiming compensation could the carrier be partly or wholly exonerated." The first tier does not require negligence, admission or deliberate wrongdoing. The qualification concerning contributory negligence is retained.

   Reference: ICAO Montreal Convention administrative package — p. 1, Summary

3. 3Which part of aircraft insurance responds to insured accidental physical damage to the aircraft itself?

   1. A.Aircraft hull coverCorrect answer: A
   2. B.Passenger legal liability cover
   3. C.Aviation products liability cover
   4. D.Airport premises liability cover

   Explanation: "The Insurer will pay for physical loss of or damage to the Aircraft" Hull cover insures damage to the aircraft. Passenger, products and premises sections address different liability exposures.

   Reference: Chubb Aircraft Hull and Liability policy wording — p. 10, Section 1(1)(a)

4. 4Under AVN9, what happens if a covered claim exceeds the premium already paid?

   1. A.The unpaid balance of the full annual premium becomes dueCorrect answer: A
   2. B.The insurer refunds every premium instalment paid
   3. C.The premium automatically reduces to the claim amount
   4. D.Only the next scheduled instalment becomes payable

   Explanation: "the balance of the full annual premium shall become due and payable forthwith." The clause accelerates the outstanding annual premium. It does not create a refund, reduce the premium or merely preserve the next instalment date.

   Reference: Chubb Aircraft Hull and Liability policy wording — p. 22, AVN9

5. 5Which listed airline underwriting factor most directly concerns the experience of the flight crews?

   1. A.Pilot experienceCorrect answer: A
   2. B.Average fleet value
   3. C.Number of departures
   4. D.Number of passengers

   Explanation: "Pilot experience" Pilot experience is a listed human/crew underwriting factor. Fleet value measures asset exposure, departures measure activity and passenger numbers measure carriage volume.

   Reference: Allianz Airlines Insurance — Factors considered when assessing Airlines risks

6. 6An aircraft accident appears likely to lead to a hull claim, but no repair invoice is available yet. Under a notification condition triggered by a likely claim event, when should the insured notify the insurer?

   1. A.As soon as reasonably practicable after the eventCorrect answer: A
   2. B.Only after final repair costs have been agreed
   3. C.Only when the accident investigation is complete
   4. D.At the next annual renewal regardless of delay

   Explanation: "as soon as reasonably practicable if an event likely to give rise to a claim under this Policy occurs." The trigger is the event likely to produce a claim. Final cost, investigation completion or renewal need not be awaited.

   Reference: Chubb Aircraft Hull and Liability policy wording — p. 19, Notify of a claim or event

7. 7Under the Liability Convention, which State can qualify as a launching State even if it does not itself conduct the launch?

   1. A.A State from whose territory or facility the object is launchedCorrect answer: A
   2. B.Any State receiving the satellite's broadcast programmes
   3. C.Every State crossed by the satellite during an orbit
   4. D.Only the State where the liability insurer is incorporated

   Explanation: "A State from whose territory or facility a space object is launched;" The territorial/facility connection is an independent launching-State basis. Receiving broadcasts, orbital overflight or insurer domicile alone does not create it.

   Reference: UNOOSA Liability Convention — Article I(c)(ii)

8. 8In level flight, which force opposes the downward force of the aircraft's weight?

   1. A.Drag
   2. B.Thrust
   3. C.LiftCorrect answer: C
   4. D.Friction

   Explanation: "In level flight, lift opposes the downward force of weight." Lift provides the opposing upward aerodynamic force. Thrust and drag principally oppose each other along the flight direction; friction contributes to drag.

   Reference: FAA Pilot’s Handbook of Aeronautical Knowledge — Chapter 5, p. 5-1, Lift

9. 9What mechanism in the Montreal Convention protects the real value of its liability limits over time?

   1. A.Review by the Depositary at five-year intervalsCorrect answer: A
   2. B.Automatic replacement with each carrier's premium
   3. C.Annual negotiation between passenger and carrier
   4. D.Adjustment solely when a court awards damages

   Explanation: "the limits of liability are subject to review by the Depositary at five-year intervals" Periodic review addresses erosion in value. Premiums, private negotiation and individual court awards do not constitute this treaty review mechanism.

   Reference: ICAO Montreal Convention administrative package — p. 1, Summary

10. 10An aircraft operator becomes legally liable for injury to a person on the ground caused by its aircraft. Which core coverage addresses this exposure?

    1. A.Passenger legal liability
    2. B.Aircraft hull damage
    3. C.Third-party legal liabilityCorrect answer: C
    4. D.Crew personal accident

    Explanation: "compensatory damages for Bodily Injury and Property Damage to third parties caused by an Occurrence arising from the Insured’s use of the Aircraft." The injured ground victim is a third party, not a passenger or crew member. Hull insurance covers the insured aircraft's physical damage.

    Reference: Chubb Aircraft Hull and Liability policy wording — p. 12, Section 2(1)