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Minnesota Real Estate Salesperson — Requirements & Free Practice

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Real Estate Salesperson License

Individual license to act on behalf of one licensed real estate broker. Resident and nonresident applicants have distinct conditions under the same statutory salesperson license.

Licensing authority: Minnesota Department of Commerce · Application information

Reinstatement after cancellation for incomplete postlicensing education
No examination is required for this applicant pathway.
Applicant
Salesperson license canceled for failure to complete postlicensing education; apply within two years after cancellation.
Education
Complete the required instruction.
Submission
Submit an application and pay the salesperson licensing fee within the two-year period; reinstatement is without reexamination.

Official no-examination sources

Effective from 2026-09-22.

Initial licensure by examination
Applicant
A resident or nonresident applicant without an active out-of-state salesperson license.
Application Attestation
The application must include the signed and dated salesperson application attestation required by the Commerce application instructions.
Application Fee
The initial salesperson license fee is $110 under the pinned Commerce instructions.
Broker Association
A Minnesota-licensed primary broker submits the application; the salesperson acts for one licensed broker only (82.63(4)).
Education
Complete Course I (30 hours) before examination and Courses II and III (60 more hours) before application, with course completion certificates submitted (82.58(2)(e), 82.59(8)).
Eligibility
An applicant is ineligible for examination if a real estate broker or salesperson license was revoked in any jurisdiction within the previous two years (82.59(2)).
Minimum Age
At least 18 years old when applying (82.58(1)).
Score Window
File the application and obtain the license within one year after passing, otherwise retake the examination (82.58(5)).
Service Of Process
For nonresident applicants, before licensing appoint the commissioner and successors as irrevocable agent for service of legal process concerning transactions under Chapter 82 (82.88(1)).
Relicensure after a lapse of at least two years
Applicant
A prior Minnesota salesperson who has failed to renew for a period of two years, without the military-service or tax-clearance exemption.
Education
Complete prelicense education if Courses I, II and III were not completed for the original license; reapply through the broker and pay associated fees.
Guide Wording
The Commerce guide, printed page 20, says "License inactive for more than two years." The two-year reexamination threshold in 82.62(5) controls.
Passing
Retake and pass both current state and national salesperson examinations.
Military service renewal exemption and reinstatement
No examination is required for this applicant pathway.
Applicant
Existing license was effective on entry into qualifying active military service or essential national-defense employment outside the United States under 326.56(2).
Examination
82.59(7) expressly prohibits reexamination for this qualifying failure to renew.
Protection
Renewal application and fees are exempt during qualifying service or employment and for six months thereafter; a license canceled solely for nonpayment or failure to apply is reinstated on application without penalties or costs.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure with an active nonreciprocal license
Applicant
Reside in and hold an active real estate salesperson license in a nonreciprocal jurisdiction.
Application Attestation
The application must include the signed and dated salesperson application attestation required by the Commerce application instructions.
Application Fee
The initial salesperson license fee is $110 under the pinned Commerce instructions.
Broker Association
A Minnesota-licensed primary broker submits the application; the salesperson acts for one licensed broker only (82.63(4)).
Certification
Submit a letter of certification no more than 90 days old documenting the active license.
Education
Complete Course I (30 hours) before examination and Courses II and III (60 more hours) before application, with course completion certificates submitted (82.58(2)(e), 82.59(8)).
Eligibility
An applicant is ineligible for examination if a real estate broker or salesperson license was revoked in any jurisdiction within the previous two years (82.59(2)).
Minimum Age
At least 18 years old when applying (82.58(1)).
National Portion
Commerce’s specific application instructions and PSI’s salesperson waiver statement require only the state portion.
Score Window
File the application and obtain the license within one year after passing, otherwise retake the examination (82.58(5)).
Service Of Process
For nonresident applicants, before licensing appoint the commissioner and successors as irrevocable agent for service of legal process concerning transactions under Chapter 82 (82.88(1)).
Reactivation after the renewal deadline with a lapse under two years
No examination is required for this applicant pathway.
Applicant
Inactive for less than two years and the renewal deadline has passed.
Application
Reapply through the broker and pay new license fees.
Disciplinary Exception
This ordinary reactivation pathway excludes suspended or revoked licenses for which 82.59(7) permits reexamination.
Education
Complete all outstanding continuing education before submission.

Official no-examination sources

Effective from 2026-09-22.

Reactivation before the renewal deadline
No examination is required for this applicant pathway.
Applicant
Inactive for less than two years and the license renewal deadline has not passed.
Disciplinary Exception
This ordinary reactivation pathway excludes suspended or revoked licenses for which 82.59(7) permits reexamination.
Education
Complete all outstanding continuing education before submission.
Fee
Broker submits reactivation and pays the $20 reactivation fee.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Applicant
Reside in and hold an active salesperson license in a Commerce-listed reciprocal jurisdiction: Colorado, Iowa, Nebraska, North Dakota, South Dakota, or Oklahoma.
Application
A Minnesota-licensed primary broker submits the application on PULSE; fee $110.
Application Attestation
The application must include the signed and dated salesperson application attestation required by the Commerce application instructions.
Certification
Submit a letter of certification no more than 90 days old documenting the active salesperson license.
Minimum Age
At least 18 years old when applying (82.58(1)).
Service Of Process
For nonresident applicants, before licensing appoint the commissioner and successors as irrevocable agent for service of legal process concerning transactions under Chapter 82 (82.88(1)).
Waiver
Commerce’s exhaustive reciprocal issuance checklist, exercised under 45.0292, requires no Minnesota licensing examination or prelicense education. The existing jurisdiction’s license is applicant evidence.

Official no-examination sources

Effective from 2026-09-22.

Renewal with verified commercial only education exemptions
No examination is required for this applicant pathway.
Applicant
Salesperson engaged solely in commercial real estate whose status is verified with Commerce.
Education
Complete all otherwise applicable CE; the agency-law, fair-housing and annual module requirements are exempt under 82.61(c), (k).
Nonresident Certification
Certification-only reciprocal nonresidents submit the resident-jurisdiction certification; other nonresidents submit their course certificates under the renewal instructions.
Verification
The primary broker verifies the commercial-only designation in PULSE each year before June 30.

Official no-examination sources

Effective from 2026-09-22.

Nonresident renewal requiring Minnesota continuing education
No examination is required for this applicant pathway.
Applicant
Nonresident salesperson outside the certification-only renewal jurisdictions, including Colorado and Wisconsin; no commercial-only exemption.
Certificates
Request completion certificates and email them before the renewal deadline; all 30 hours must include required Minnesota module courses.
Education
Complete 30 approved CE hours per two-year license period, at least 15 in the first year; complete required agency, fair-housing and annual module training. Provider-administered tests under 82.61(j) establish successful course completion and are education conditions.
Submission
The primary broker renews the license through PULSE by the June 30 deadline.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal renewal by license certification
No examination is required for this applicant pathway.
Applicant
Nonresident reciprocal salesperson licensed in Iowa, North Dakota, South Dakota, Nebraska, or Oklahoma.
Certification
Email a current letter of certification before the June 30 renewal deadline.
Submission
The primary broker submits renewal through PULSE; the license lapses if certification is not received before the deadline.

Official no-examination sources

Effective from 2026-09-22.

Ordinary renewal for resident licensees
No examination is required for this applicant pathway.
Applicant
Resident salesperson with no suspension or two-year lapse; not claiming the commercial-only education exemption.
Education
Complete 30 approved CE hours per two-year license period, at least 15 in the first year; complete required agency, fair-housing and annual module training. Provider-administered tests under 82.61(j) establish successful course completion and are education conditions.
Submission
The primary broker renews the associated license through PULSE by June 30 at 11:59 PM Central time; CE compliance must be verified.

Official no-examination sources

Effective from 2026-09-22.

Resident applicant holding an active out of state license
Applicant
Minnesota resident who already holds an active real estate license elsewhere.
Application Attestation
The application must include the signed and dated salesperson application attestation required by the Commerce application instructions.
Application Fee
The initial salesperson license fee is $110 under the pinned Commerce instructions.
Broker Association
A Minnesota-licensed primary broker submits the application; the salesperson acts for one licensed broker only (82.63(4)).
Education
Complete Course I (30 hours) before examination and Courses II and III (60 more hours) before application, with course completion certificates submitted (82.58(2)(e), 82.59(8)).
Eligibility
An applicant is ineligible for examination if a real estate broker or salesperson license was revoked in any jurisdiction within the previous two years (82.59(2)).
Minimum Age
At least 18 years old when applying (82.58(1)).
Score Window
File the application and obtain the license within one year after passing, otherwise retake the examination (82.58(5)).
Vendor Waiver Statement
PSI bulletin, printed page 1: "Salesperson candidates: Applicants licensed in another state are only required to take the state portion of the exam." Commerce’s resident application instructions nevertheless demand state and national portions. Both registered examinations are retained; the applicant may qualify for the stated national-portion waiver.
Renewal after tax clearance nonrenewal
No examination is required for this applicant pathway.
Applicant
Salesperson whose license was not renewed under 82.82(9) because of notified delinquent taxes of $500 or more.
Clearance
Revenue must issue a tax-clearance certificate and it must be forwarded to Commerce; no uncontested delinquent taxes may remain.
Examination
82.59(7) expressly prohibits reexamination for this nonrenewal.
Other Requirements
Satisfy otherwise applicable renewal and education requirements.

Official no-examination sources

Effective from 2026-09-22.

Transfer to active status with a new broker during the license period
No examination is required for this applicant pathway.
Applicant
Association with the prior broker ended; license period and renewal deadline have not ended.
Application
The new Minnesota-licensed broker applies to transfer the license to active status.
Education
Complete outstanding continuing education before the new broker submits the transfer application.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal licensure with the Wisconsin specific course
Applicant
Reside in and hold an active real estate salesperson license in Wisconsin.
Application Attestation
The application must include the signed and dated salesperson application attestation required by the Commerce application instructions.
Application Fee
The initial salesperson license fee is $110 under the pinned Commerce instructions.
Broker Association
A Minnesota-licensed primary broker submits the application; the salesperson acts for one licensed broker only (82.63(4)).
Certification
Submit a letter of certification no more than 90 days old documenting the active salesperson license.
Education
Complete the 13-hour Wisconsin-to-Minnesota reciprocal prelicense course; course must be no more than one year old at application.
Eligibility
An applicant is ineligible for examination if a real estate broker or salesperson license was revoked in any jurisdiction within the previous two years (82.59(2)).
Minimum Age
At least 18 years old when applying (82.58(1)).
National Portion
The Commerce Wisconsin-specific application checklist requires only the state portion.
Score Window
File the application and obtain the license within one year after passing, otherwise retake the examination (82.58(5)).
Service Of Process
For nonresident applicants, before licensing appoint the commissioner and successors as irrevocable agent for service of legal process concerning transactions under Chapter 82 (82.88(1)).

Minnesota Real Estate Salesperson State Portion

Provider
PSI Services LLC
Format
Computer administered written examination
Exam questions
50 scored items; 5 to 10 additional unscored experimental questions may be administered
Time limit
1.5 hours
Passing score
75% correct
Exam fee
$45 for the individual state portion
Examination outline
  • Real Estate Brokerage License Law
    • Definitions — Ch. 82.55
    • Licensing — Ch. 82.57–82.63
    • Trust accounts — Ch. 82.75
    • Standards of Conduct — Ch. 82.72–82.73
    • Commissioner’s authority — Ch. 45.011–45.43
    • Real Estate Education, Research, and Recovery Fund — Ch. 82.86
    • Agency Disclosure Requirements — Ch. 82.67
    • Other Disclosure Requirements — Ch. 82.68
    • Compensation — Ch. 82.70
  • Interests in Real Property
    • Ownership — Conveyance by Spouses — Ch. 507.02 and 500.19
    • Ownership — Subdivided Lands — Ch. 83.20–83.45
    • Ownership — Common interest ownership — Condominiums — Ch. 515
    • Ownership — Common interest ownership — Uniform Condominium Act — Ch. 515A
    • Ownership — Common interest ownership — Minnesota Common Interest Ownership Act — Ch. 515B
    • Ownership — Real estate taxes and special assessments — Ch. 279
    • Landlords and tenants — Ch. 504B
  • Conveyance Procedures and Protection of Parties
    • Recording and fees — Registration, Torrens — Ch. 508
    • Recording and fees — Mortgage Registry Tax; Deed Tax — Ch. 287
    • Statutory Home Warranties — Ch. 327A.02 Statutory Warranties
    • Minnesota Human Rights Act — Ch. 363A Department of Human Rights
    • Minnesota Statute of Frauds — Enforcement of Property Agreements and Other Contracts — Ch. 513
    • Minnesota Statute of Frauds — Frauds — Ch. 336.2A-201
    • Environmental Issues — Septic systems — Individual Sewage Treatment Systems — Sec. 115.55
    • Environmental Issues — Wells — Real property sale; disclosure of location of wells — Sec. 103I.235
    • Environmental Issues — Leaking underground storage tanks — Pollution Control Agency — Sec. 116.46–116.48
    • Environmental Issues — Leaking underground storage tanks — Petroleum Tank Release — Sec. 115C.01–115C.09
  • Financial Instruments: Obligations, Rights, Remedies
    • Mortgages/contracts for deed — Foreclosures/cancellation and redemption rights — Mortgages; Foreclosure by Advertisement — Ch. 580
    • Mortgages/contracts for deed — Foreclosures/cancellation and redemption rights — Mortgages; Foreclosure by Action — Ch. 581
    • Mortgages/contracts for deed — Foreclosures/cancellation and redemption rights — Mortgages; Foreclosure, General Provisions — Ch. 582
    • Mortgages/contracts for deed — Contract for deed — Sec. 559
    • Mortgages/contracts for deed — Homestead exemptions — Ch. 510
    • Liens — Liens; Labor, Material — Ch. 514
Examination sources

Real Estate Salesperson Examination — National Portion (Real Estate Principles and Practices)

Provider
PSI Services LLC
Format
National portion of a state real estate salesperson examination delivered by PSI; a minimum score must be achieved on each portion, and a candidate who fails one portion (state or national) retakes only that portion
Exam questions
80 scored questions (80 points), plus one to ten unscored experimental items
Examination outline
  • I. Property Ownership (Sales 10%, Broker 10%) (10%)
    • A. Real and personal property; conveyances
    • B. Land characteristics and legal descriptions: 1. Metes and bounds method of legal property description; 2. Lot and block (recorded plat) method of legal property description; 3. Government survey (rectangular survey) method of legal property description; 4. Measuring structures (linear and square footage); 5. Land measurement
    • C. Encumbrances and effects on property ownership: 1. Types of liens and their effect on the title and value of real property; 2. Easements, rights of way and licenses, including their effect on the title, value and use of real property; 3. Encroachments and their effect on the title, value and use of real property; 4. Potential encumbrances on title, such as probate, leases, or adverse possession; 5. Property rights that may be conveyed separately from use of the land surface, such as mineral and other subsurface rights, air rights, or water rights
    • D. Types of ownership: 1. Ownership in severalty/sole ownership; 2. Implications of ownership as tenants in common; 3. Implications of ownership in joint tenancy; 4. Forms of common-interest ownership, such as Timeshares, Condominiums and Co-ops; 5. Property ownership held in a trust or by an estate; 6. Ownership by business entities; 7. Life Estate ownership
  • II. Land use Controls (Sales 5%, Broker 5%) (5%)
    • A. Government rights in land: 1. Government rights to impose property taxes and special assessments; 2. Government rights to acquire land through eminent domain, condemnation and escheat
    • B. Government controls on land use
    • C. Private controls: 1. Deed conditions or restrictions on property use; 2. Subdivision covenants, conditions and restrictions (CC&Rs) on property use; 3. Condominium and owners’ associations regulations or bylaws on property use
  • III. Valuation (Sales 8%, Broker 8%) (8%)
    • A. Appraisals: 1. Appraisals for valuation of real property; 2. Situations which require appraisal by a licensed or certified appraiser and brokerage-related actions that constitute unauthorized appraisal practice; 3. General steps in appraisal process
    • B. Estimating Value: 1. Economic principles and property characteristics that affect value of real property; 2. Sales or market comparison approach to property valuation and appropriate uses; 3. Cost approach to property valuation and appropriate uses; 4. Income analysis approach to property valuation and appropriate uses
    • C. Comparative Market Analysis (CMA): 1. Competitive/Comparative Market Analysis (CMA), BPO or equivalent; 2. Automated Valuation Method (AVM), appraisal valuation and Comparative Market Analysis (CMA)
  • IV. Financing (Sales 10%, Broker 9%) (10%)
    • A. Basic Concepts and Terminology: 1. Loan financing (for example, points, LTV, PMI, interest, PITI); 2. General underwriting process (e.g., debt ratios, credit scoring and history); 3. Standard mortgage/deed of trust clauses and conditions; 4. Essential elements of a promissory note
    • B. Types of Loans: 1. Conventional loans; 2. Amortized loans, partially amortized (balloon) loans, interest-only loans; 3. Adjustable-rate mortgage (ARM) loans; 4. Government Loans (a. FHA insured loans; b. VA guaranteed loans; c. USDA/Rural Development loan programs); 5. Owner financing (for example, installment or land contract/contract for deed); 6. Reverse-mortgage loans; 7. Home equity loans and lines of credit; 8. Construction loans; 9. Rehab loans; 10. Bridge loans
    • C. Financing and Lending: 1. Real Estate Settlement Procedures Act (RESPA), including kickbacks; 2. Truth-in-Lending Act (Regulation Z), including advertising; 3. Requirements and time frames of TRID (TILA-RESPA Integrated Disclosures); 4. Equal Credit Opportunity Act; 5. Lending Process (application through loan closing); 6. Risky loan features, such as prepayment penalties and balloon payments
  • V. Contracts (Sales 19%, Broker 19%) (19%)
    • A. General Contract Law: 1. General principles of contract law; 2. Elements necessary for a contract to be valid; 3. Effect of the Statute of Frauds; 4. Offer and a contract; 5. Enforceability of contracts; 6. Void, voidable and unenforceable contracts; 7. Bilateral and unilateral contracts; 8. Nature and use of option agreements; 9. Notice, delivery, acceptance and execution of contracts; 10. Appropriate use, risks, and advantages of electronic signatures and paperless transactions; 11. Rights and obligations of the parties to a contract; 12. Possible remedies for breach or non-performance of contract; 13. Termination, rescission and cancellation of contracts
    • B. Purchase and Lease Contracts: 1. Addenda and amendments to contracts; 2. Purchase agreements; 3. Contract contingencies and methods for satisfying them; 4. Leases and rental agreements; 5. Lease-purchase agreements; 6. Types of leases
    • C. Proper handling of multiple offers and counteroffers
  • VI. Agency (Sales 13%, Broker 13%) (13%)
    • A. Agency and non-agency relationships: 1. Agency relationships and how they are established; 2. Types of listing contracts; 3. Buyer brokerage/tenant representation contracts; 4. Other brokerage relationships, including transaction brokers and facilitators; 5. Powers of attorney and other assignments of authority; 6. Conditions for termination of agency or brokerage service agreements
    • B. Agent Duties: 1. Fiduciary duties of agents; 2. Agent's duties to customers/non-clients, including honesty and good faith
    • C. Agency Disclosures: 1. Disclosure of agency/representation; 2. Disclosure of possible conflict of interest or self-interest
  • VII. Property Disclosures (Sales 7%, Broker 7%) (7%)
    • A. Property Condition: 1. Seller's property condition disclosure requirements; 2. Property conditions that may warrant inspections or a survey; 3. Red flags that warrant investigation of public or private land use controls
    • B. Environmental and Government Disclosures: 1. Environmental issues requiring disclosure; 2. Federal, state, or local disclosure requirements regarding the property
    • C. Disclosure of material facts and material defects
  • VIII. Property Management (Sales 3%, Broker 5%) — items marked (BROKER ONLY) in this area are not part of the salesperson examination (3%)
    • A. Duties and Responsibilities: 1. Procurement and qualification of prospective tenants; 2. Fair housing and ADA compliance specific to property management; 3. How to complete a market analysis to identify factors in setting rents or lease rates (items 4. Property manager responsibility for maintenance, improvements, reporting and risk management; 5. Handling landlord and tenant funds; trust accounts, reports and disbursements; and 6. Provisions of property management contracts are marked BROKER ONLY)
    • B. Landlord and tenant rights and obligations
  • IX. Transfer of Title (Sales 6%, Broker 6%) (6%)
    • A. Types of deeds
    • B. Title Insurance and Searches: 1. Title insurance policies and title searches; 2. Potential title problems and resolutions; 3. Marketable and insurable title
    • C. Closing Process: 1. When transfer of ownership becomes effective; 2. Process and importance of recordation; 3. Settlement procedures (closing) and parties involved; 4. Home and new construction warranties
    • D. Special Processes: 1. Special issues in transferring foreclosed properties; 2. Special issues in short sale transactions; 3. Special issues in probate transactions
  • X. Practice of Real Estate (Sales 12%, Broker 12%) — subsection D. Supervisory Responsibilities is marked (BROKER ONLY) and is not part of the salesperson examination (12%)
    • A. Antidiscrimination: 1. Federal Fair Housing Act general principles and exemptions; 2. Protected classes under Federal Fair Housing Act; 3. Protections against discrimination based on gender identity and sexual orientation; 4. Prohibited conduct under Federal Fair Housing Act (Redlining, Blockbusting, Steering, Disparate Treatment); 5. Fair housing advertising rules; 6. Americans with Disabilities Act (ADA) obligations pertaining to accessibility and reasonable accommodations
    • B. Legislation and Regulations: 1. Licensees’ status as employees or independent contractors; 2. Antitrust laws and types of violations, fines and penalties; 3. Do-Not-Call List rule compliance; 4. Proper use of Social Media and Internet communication and advertising
    • C. Duties and Responsibilities: 1. Protection of confidential personal information (written, verbal or electronic); 2. Duties when handling funds of others in transactions; 3. Licensee responsibility for due diligence in real estate transactions
  • XI. Real Estate Calculations (Sales 7%, Broker 6%) (7%)
    • A. Calculations for Transactions: 1. Seller’s net proceeds; 2. Buyer funds needed at closing; 3. Real property tax and other prorations; 4. Real property transfer fees; 5. PITI (Principal, Interest, Taxes and Insurance) payments estimate given loan rate and term
    • B. General Concepts: 1. Equity; 2. Rate of return/Capitalization rate; 3. Loan-to-Value ratio; 4. Discount points and loan origination fees
Examination sources