North Dakota Real Estate Broker — Requirements & Free Practice
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Additional Broker Real Estate License
Additional broker or broker-associate licence for an additional firm or branch office, based on the existing individual's licence.
Licensing authority: North Dakota Real Estate Commission · Application information
Issue an additional broker or broker associate licence for another firm or branch
- Additional Affiliation
- Identify the additional firm or trade name and its business and mailing addresses.
- Application And Fee
- Submit the Commission's additional-licence application and fee. The current online form requires authenticated access; SFN 62025 (07/2021) is the obtained public form, corroborated by the current Forms directory.
- Existing Licence
- Provide the existing individual name and licence number and choose Broker or Broker Associate.
Official no-examination sources
Effective from 2026-09-22.
- NDREC Application to Issue Additional Broker Real Estate License
SFN 62025, type of additional broker licence
- NDREC Application to Issue Additional Broker Real Estate License
SFN 62025, existing licence number
- NDREC Application to Issue Additional Broker Real Estate License
SFN 62025, additional firm affiliation
- NDREC Forms
Current additional broker application listing
Annual additional broker licence renewal
- Annual Renewal
- Renew the additional broker authorization with the applicable annual broker fee; maintain the underlying broker qualifications and active-status requirements.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-04, annual expiry and timely renewal
- NDCC Chapter 43-23
43-23-13(1), annual individual broker renewal fee
Branch Office License
License for an additional office maintained by a real estate broker, requiring an application to the commission.
Licensing authority: North Dakota Real Estate Commission · Application information
Initial branch office licence
- Existing Broker
- An already licensed broker applies for an additional office.
- Name And Display
- Operate under the principal office name and display the branch licence or list it on the broker website.
- Notifications
- Provide branch location and supervisor information and notify changes within five days.
- Supervision
- Designate the broker or another licensee as branch manager and provide satisfactory proof of supervision.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-11(2), branch office licence application
- NDAC Chapter 70-02-01
70-02-01-11(6), licensed branch supervision
Annual branch office licence renewal
- Annual Renewal
- Renew the existing branch authorization under the Commission's all-licence renewal rule; maintain the principal broker licence and authorized branch supervision.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-04, annual expiry and timely renewal
- NDAC Chapter 70-02-01
70-02-01-11(6), licensed branch supervision
Real Estate Brokerage Firm
Separate brokerage-firm licence supported by a licensed designated broker; it is distinct from the individual's broker licence.
Licensing authority: North Dakota Real Estate Commission · Application information
Replace the designated broker of an existing firm
- Deadline
- Submit the Change of Designated Broker form and fee within five days of the change.
- Documents
- Both current and new designated brokers sign; update trust-account consent/waiver and nonresident broker/corporate service consents where applicable.
- Existing Firm
- An existing licensed firm appoints an already licensed broker.
Official no-examination sources
Effective from 2026-09-22.
- NDREC Change of Designated Broker
SFN 62580, five-day filing requirement
- NDREC Change of Designated Broker
SFN 62580, new designated broker undertaking
Initial brokerage firm licensure
- Designated Broker
- The designated broker must hold an active North Dakota broker licence; firm and individual applications are separate.
- Entity Documents
- Submit entity formation and Secretary of State good-standing/authority documentation, management and officer information, and partnership agreement when applicable.
- Nonresident Firm
- Provide acknowledged corporate consent to service for an out-of-state firm.
- Review
- Submit the complete online firm application and fee; Commission reviews entity and broker applications and approves issuance.
- Staff
- Every person performing licensed activity must hold the appropriate active North Dakota individual licence and required E&O insurance.
- Trust Account
- Submit trust-account consent or waiver as applicable.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-05, entity licensing qualifications
- North Dakota Real Estate Commission: How To Apply
Firm steps, issuance after designated broker qualification
Reactivate a firm cancelled after designated broker inactivation
- Cancellation
- Firm cancelled because its designated broker went inactive and no replacement broker was designated; submit a new firm application with all fees.
- Designated Broker
- The designated broker must hold an active North Dakota broker licence; firm and individual applications are separate.
- Entity Documents
- Submit entity formation and Secretary of State good-standing/authority documentation, management and officer information, and partnership agreement when applicable.
- Nonresident Firm
- Provide acknowledged corporate consent to service for an out-of-state firm.
- Review
- Submit the complete online firm application and fee; Commission reviews entity and broker applications and approves issuance.
- Staff
- Every person performing licensed activity must hold the appropriate active North Dakota individual licence and required E&O insurance.
- Trust Account
- Submit trust-account consent or waiver as applicable.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-05(3), cancelled firm's activation
- North Dakota Real Estate Commission: How To Apply
Firm steps, issuance after designated broker qualification
Annual brokerage firm licence renewal
- Annual Renewal
- Renew the entity licence and pay the entity annual renewal fee; maintain a qualified active designated broker and applicable individual licensing requirements.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-13(2), entity licence annual renewal
- North Dakota Real Estate Commission: How To Apply
Firm steps, issuance after designated broker qualification
Real Estate Broker
Individual licence issued by the real estate commission, required to act as a real estate broker.
Licensing authority: North Dakota Real Estate Commission · Application information
Change between designated broker and broker associate roles
- Existing Licence
- Hold a broker licence. A broker associate must act under the designated broker's consent and supervision.
- Firm Change
- Use the Change of Designated Broker form, obtain both brokers' signatures, update trust-account consent or waiver and applicable nonresident consent, and submit within five days with the fee.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-09, licensed broker acting as broker associate
- NDREC Change of Designated Broker
SFN 62580, outgoing designated broker option
Place an existing broker licence on inactive status
- Practice
- Do not conduct licensed business while inactive. A designated broker's firm licence is cancelled unless another designated broker replaces that broker.
- Request
- Request inactive status in the prescribed format; continue annual renewal fees.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-05(2), inactive broker status and annual renewal
- NDAC Chapter 70-02-01
70-02-01-05(3), trust-account and firm consequences
Late renewal before licence cancellation
- Certification
- Provide required education certification and active-status insurance when applicable.
- Deadline
- File by the Commission's late-renewal date; after that date the licence is cancelled.
- Fees
- Pay renewal and monthly or partial-month late fees; renewal must be approved before licensed practice resumes.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-13.1(1), late renewal before cancellation
- NDCC Chapter 43-23
43-23-13.1(1), late fee after page break
- NDAC Chapter 70-02-05
70-02-05-02, insurance for issuance, renewal and activation
Military service member or spouse — SCRA licence recognition
- Commission Jurisdiction
- Submit to NDREC standards of practice, discipline and continuing education; recognition is valid for the duration of military orders.
- Good Standing
- Remain in good standing with the issuer and every other authority issuing a licence for the same scope; provide certificates issued within the past thirty days.
- Issuance
- Contact NDREC for the application, submit Request to Issue License with supervising broker signature for a broker associate, provide insurance and recovery-fund payment.
- Recent Practice
- Actively used the covered licence during the two years immediately preceding the move.
- Relocation
- Moved to North Dakota under military orders and provide those orders.
- Renewal
- Annual continuing education, insurance, certificates of licensure and renewal remain required.
Official no-examination sources
Effective from 2026-09-22.
- North Dakota Real Estate Commission: How To Apply
Military/Military Spouse: examination waiver
- North Dakota Real Estate Commission: How To Apply
Military/Military Spouse: covered broker licence recognition
Nonresident nonreciprocal licensure — no qualifying prior examination
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Education Exception
- The rule exempts an applicant already licensed in a nonreciprocal state from the prelicensure course.
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Implementation Exception
- The Board's Broker examination instructions state: 'Nonresident nonreciprocal applicants need to take and pass only the state examination.' This broader implementing exception is retained for the applicant; the rule limits the state-only exception to applicants who have successfully passed another state's examination.
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Nonresident Consent
- File irrevocable consent to service and maintain the required out-of-state place of business.
- Prior Examination
- No successful prior examination qualifying for NDAC 70-02-01-06(5); NDAC 70-02-01-06(1) applies the resident examination requirements.
- Residency
- Nonresident holding a currently valid broker licence in the principal place of business, with good standing and no pending complaints.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Nonresident nonreciprocal licensure — prior examination
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Education Exception
- No prelicensure course required under NDAC 70-02-01-06(5).
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Nonresident Consent
- File acknowledged irrevocable consent to service and maintain an active place of business in the principal state; obtain a North Dakota firm licence when required.
- Prior Examination
- Successfully passed the real estate licensing examination in another state. That state's examination is applicant evidence and is not a leaf of this North Dakota route.
- Residency
- Nonresident with an active broker licence in the principal place of business, good standing and no pending complaints; designated broker licensed before affiliated applicants.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Reactivate an inactive nonresident or reciprocal broker licence
- Certification
- Provide a certificate of licensure from the state of residence dated within thirty days.
- Education
- NDAC 70-02-04-04 exempts nonresident licensees meeting residence-state licensing requirements; otherwise fulfil applicable reactivation education.
- Insurance And Application
- Provide E&O insurance, activation form and fee; complete information within thirty days when activating in conjunction with transfer.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-05(4), reactivation education conditions
- NDAC Chapter 70-02-05
70-02-05-02, insurance for issuance, renewal and activation
- NDREC Transfer or Activate License Request
SFN 12156, inactive nonresident activation checklist
Reactivate an inactive resident broker licence
- Application
- Submit the activation form and fee; if transferring while activating, complete all information within thirty days of the form date.
- Association
- Affiliate with a designated broker if acting as a broker associate.
- Education
- Complete the required CE for each inactive period, capped at the three periods before reactivation, with fulfilment in the immediately preceding three years.
- Insurance
- Provide qualifying E&O insurance before licensed practice.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-05(4), reactivation education conditions
- NDAC Chapter 70-02-05
70-02-05-02, insurance for issuance, renewal and activation
- NDREC Transfer or Activate License Request
SFN 12156, inactive resident activation checklist
Licensure by reciprocity
- Consent
- File acknowledged consent to suit, Request to Issue License, required insurance evidence, recovery-fund form and applicable fees.
- Good Standing
- Provide certificates of licensure and satisfy good-standing, disciplinary-history, character, credit and criminal-history review requirements.
- Prior Licensing
- Meet the licensing requirements, including any examinations, in the primary jurisdiction. Examinations of that other state's route are conditions, not leaves of this state's reciprocal route.
- Residency And Licence
- Primarily reside and hold an active broker-level licence in a jurisdiction covered by North Dakota's reciprocal agreement: the Commission identifies Georgia, Iowa and Minnesota.
- Role And Status
- Broker-associate supervision and active/inactive status requirements apply; active issuance requires errors and omissions insurance.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-10, nonresident broker recognition
- NDAC Chapter 70-02-01
70-02-01-06(4), reciprocal agreements
- North Dakota Real Estate Commission: How To Apply
Broker licensing standards: reciprocal applicant
Relicensure after failure to renew — qualifying nonresident
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Cancellation
- Licence cancelled for failure to renew; submit a new application and fees and meet prospective-licensee examination requirements.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Prior Examination
- A nonresident state-only applicant must qualify for NDAC 70-02-01-06(5) by holding the required licence and having passed another state's licensing examination.
- Residency
- Nonresident with the qualifying current out-of-state broker licence and prior examination.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Relicensure after failure to renew — nonresident without qualifying prior examination
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Cancellation
- Submit a new application and fees after cancellation for failure to renew.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Implementation Exception
- Board instructions state that nonresident nonreciprocal applicants need only the state examination; NDAC 70-02-01-06(1),(5) limits that exception to qualifying prior examination holders.
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Residency
- Nonresident currently licensed in the principal state, without a successful prior examination qualifying for the state-only exception.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Relicensure after failure to renew — qualifying reciprocal applicant
- Cancellation
- New application and fees following cancellation; demonstrate eligibility under the existing reciprocal agreement as a prospective reciprocal licensee.
- Consent
- File acknowledged consent to suit, Request to Issue License, required insurance evidence, recovery-fund form and applicable fees.
- Good Standing
- Provide certificates of licensure and satisfy good-standing, disciplinary-history, character, credit and criminal-history review requirements.
- Prior Licensing
- Meet the licensing requirements, including any examinations, in the primary jurisdiction. Examinations of that other state's route are conditions, not leaves of this state's reciprocal route.
- Residency And Licence
- Primarily reside and hold an active broker-level licence in a jurisdiction covered by North Dakota's reciprocal agreement: the Commission identifies Georgia, Iowa and Minnesota.
- Role And Status
- Broker-associate supervision and active/inactive status requirements apply; active issuance requires errors and omissions insurance.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-04, relicensure after cancellation
- NDCC Chapter 43-23
43-23-10, nonresident broker recognition
- NDAC Chapter 70-02-01
70-02-01-06(4), reciprocal agreements
- North Dakota Real Estate Commission: How To Apply
Broker licensing standards: reciprocal applicant
Relicensure after failure to renew — resident
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Cancellation
- Licence cancelled for failure to renew; submit a new application and fees and meet prospective-licensee examination requirements.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Prior Examination
- A nonresident state-only applicant must qualify for NDAC 70-02-01-06(5) by holding the required licence and having passed another state's licensing examination.
- Residency
- Resident.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Annual active licence renewal
- Deadline
- Renew by November 15 for the following calendar year; licences expire December 31.
- Education
- Complete twelve approved continuing education hours per annual period, including Commission-designated topics, and retain completion certificates.
- Exemptions
- CE exceptions or extensions for health, military service or good cause; nonresidents meeting residence-state licensing requirements are exempt under NDAC 70-02-04-04. Broker examination completion exempts CE only in that examination's CE period; this is a CE exception, not a requirement to take a new licensing examination.
- Fees And Insurance
- Submit certification, applicable renewal fees and qualifying errors and omissions insurance.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-13.1(1), renewal application requirements
- NDAC Chapter 70-02-01
70-02-01-04, annual expiry and timely renewal
- NDAC Chapter 70-02-04
70-02-04-02, required continuing education hours
- NDAC Chapter 70-02-05
70-02-05-02, insurance for issuance, renewal and activation
Annual inactive licence renewal
- Renewal
- Pay required annual renewal fees; inactive status may continue indefinitely. CE and active insurance are not required while inactive; unmet education must be satisfied before active reissuance.
- Status
- Maintain inactive status without engaging in licensed practice.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-05(2), inactive broker status and annual renewal
- NDAC Chapter 70-02-01
70-02-01-04, annual expiry and timely renewal
Resident licensure by examination — substantially equivalent experience
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Course Currency
- The prelicensure course certificate is valid for two years. School course-completion examinations are an education condition under NDAC 70-02-02-12, not independent licensing examinations.
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Experience
- The Commission must determine that the applicant's experience is substantially equal to two years of salesperson experience; upload the supporting explanation.
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Prelicensure Education
- Ninety-hour salesperson educational prerequisite plus an additional sixty approved broker hours; submit satisfactory completion evidence before licensure. The statute permits examination before completion. The Board asks resident applicants to upload broker course certificates with the application and describes completion before testing; that implementation demand is retained here.
- Residency
- Resident applicant.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Resident licensure by examination — two year salesperson experience
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Course Currency
- The prelicensure course certificate is valid for two years. School course-completion examinations are an education condition under NDAC 70-02-02-12, not independent licensing examinations.
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Experience
- At least two years of full-time activity as a licensed salesperson preceding application, certified by the employing broker(s).
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Prelicensure Education
- Ninety-hour salesperson educational prerequisite plus an additional sixty approved broker hours; submit satisfactory completion evidence before licensure. The statute permits examination before completion. The Board asks resident applicants to upload broker course certificates with the application and describes completion before testing; that implementation demand is retained here.
- Residency
- Resident applicant.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Resident licensure by examination — experience waiver
- Application
- Submit the Commission's application, all requested licensing and legal-history information, fees, credit review, fingerprints and criminal-history review as required by the Commission.
- Character
- Honesty, truthfulness, fair dealing and competency; no real estate licence revocation during the preceding two years (NDCC 43-23-08).
- Course Currency
- The prelicensure course certificate is valid for two years. School course-completion examinations are an education condition under NDAC 70-02-02-12, not independent licensing examinations.
- Exam Timing
- NDAC 70-02-01-03 requires a complete application and written authorization and passing within twelve months of the first examination. The Board's application page and PSI bulletin say broker applicants may test at any time without Commission test codes; that lower-ranked implementation statement is retained as a condition, while the rule controls the authorization requirement.
- Exam Timing Implementation Quote
- Board How To Apply, Broker steps: 'NOTE: Broker applicants can test at any time and no longer need test coes from the commission.'
- Experience
- The Commission must find that local conditions prevented employment as a licensed salesperson and grant the experience waiver under NDCC 43-23-08(5).
- Issuance
- Submit Request to Issue Real Estate License and the one-time recovery-fund payment if not previously paid.
- Minimum Age
- At least eighteen years old at application.
- Prelicensure Education
- Ninety-hour salesperson educational prerequisite plus an additional sixty approved broker hours; submit satisfactory completion evidence before licensure. The statute permits examination before completion. The Board asks resident applicants to upload broker course certificates with the application and describes completion before testing; that implementation demand is retained here.
- Residency
- Resident applicant.
- Role
- A designated broker must maintain the required place of business and trust account or approved waiver. A broker associate must affiliate with a supervising designated broker and cannot act independently.
- Status
- An initial licence may be active or inactive. Active issuance requires qualifying errors and omissions insurance; an inactive licence does not authorize licensed practice.
Transfer an existing broker associate licence to another designated broker
- Insurance And Fees
- Maintain required E&O insurance and pay transfer fee.
- Records
- Current broker must destroy the released paper licence and remove the licensee's name and number from the website.
- Signatures
- Complete the Commission's transfer/release form, signed by the licensee, current broker and new broker; Commission determines whether a refused release is justified.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-08, broker associate transfer
- NDREC Transfer or Activate License Request
SFN 12156, new employing broker undertaking
Organization License for Broker or Broker Associate
Licensing of a broker's organization under NDCC 43-23-05.1, subject to ownership restrictions and limits on real estate activities and representation as a brokerage firm.
Licensing authority: North Dakota Real Estate Commission · Application information
Register a broker's compensation organization
- Documents And Fee
- Submit online organization application, formation and good-standing documents and one-time fee; Commission reviews and approves. No annual renewal is required under the Board's organization instructions.
- Existing Licence
- The individual must possess and maintain a valid active real estate licence.
- Ownership
- Meet NDCC 43-23-05.1 ownership limitations: solely the licensee, licensee and spouse, or licensee and other salespersons, brokers and associates within the same firm. The Board page also says family or other unlicensed members may participate; that broader lower-ranked statement does not replace the statute's ownership limits.
- Scope
- The organization must not conduct transactions as an agent or represent itself as a brokerage firm.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-23
43-23-05.1(1), organization licensing conditions
- NDAC Chapter 70-02-01
70-02-01-02(13), existing individual licence and organization reactivation
- North Dakota Real Estate Commission: How To Apply
Organization application: Commission approval
Reactivate a broker's compensation organization
- Existing Licence
- Restore and maintain the owner's valid active individual real estate licence.
- Fee
- Pay the organization fee each time its licence is activated.
- Ownership And Scope
- Continue compliance with NDCC 43-23-05.1 ownership and organizational activity limits.
Official no-examination sources
Effective from 2026-09-22.
- NDAC Chapter 70-02-01
70-02-01-02(13), existing individual licence and organization reactivation
- NDCC Chapter 43-23
43-23-05.1(1), organization licensing conditions
Provisional Real Estate Broker License
Statutory provisional licence: routine complete applications under NDCC 43-51.1-03(2), or military interim licensing under NDCC 43-51-11.1.
Licensing authority: North Dakota Real Estate Commission · Application information
Routine interim issuance — nonresident
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Nonresident with current broker licence and successful prior examination qualifying for NDAC 70-02-01-06(5).
Routine interim issuance — nonresident no prior
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Nonresident without a qualifying prior examination; the general resident requirements in NDAC 70-02-01-06(1) apply.
Routine interim issuance — reciprocity
- Consent
- File acknowledged consent to suit, Request to Issue License, required insurance evidence, recovery-fund form and applicable fees.
- Delegation
- Board delegation under NDCC 43-51.1-03(2); the permanent reciprocal application must be routine, complete and meet all requirements.
- Good Standing
- Provide certificates of licensure and satisfy good-standing, disciplinary-history, character, credit and criminal-history review requirements.
- Prior Licensing
- Meet the licensing requirements, including any examinations, in the primary jurisdiction. Examinations of that other state's route are conditions, not leaves of this state's reciprocal route.
- Residency And Licence
- Primarily reside and hold an active broker-level licence in a jurisdiction covered by North Dakota's reciprocal agreement: the Commission identifies Georgia, Iowa and Minnesota.
- Role And Status
- Broker-associate supervision and active/inactive status requirements apply; active issuance requires errors and omissions insurance.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-51.1
43-51.1-03(2), delegation for provisional or temporary licences
- NDCC Chapter 43-23
43-23-10, nonresident broker recognition
- NDAC Chapter 70-02-01
70-02-01-06(4), reciprocal agreements
- North Dakota Real Estate Commission: How To Apply
Broker licensing standards: reciprocal applicant
Routine interim issuance — resident
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Resident examination applicant.
Routine interim issuance — military SCRA recognition
- Covered Licence
- Meet all five SCRA criteria in the Commission's military instructions; NDREC must determine eligibility for the express state and national examination waiver.
- Delegation
- Interim issuance under delegated authority for a routine, complete application.
- Remaining Requirements
- Provide military orders, recent licence certificates, required insurance and request-to-issue materials; remain under NDREC practice and renewal obligations.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-51.1
43-51.1-03(2), delegation for provisional or temporary licences
- North Dakota Real Estate Commission: How To Apply
Military/Military Spouse: examination waiver
Temporary Real Estate Broker License
Interim licence for a routine, complete application meeting permanent licensure requirements, conditional on Board delegation under NDCC 43-51.1-03(2).
Licensing authority: North Dakota Real Estate Commission · Application information
Routine interim issuance — nonresident
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Nonresident with current broker licence and successful prior examination qualifying for NDAC 70-02-01-06(5).
Routine interim issuance — nonresident no prior
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Nonresident without a qualifying prior examination; the general resident requirements in NDAC 70-02-01-06(1) apply.
Routine interim issuance — reciprocity
- Consent
- File acknowledged consent to suit, Request to Issue License, required insurance evidence, recovery-fund form and applicable fees.
- Delegation
- Board delegation under NDCC 43-51.1-03(2); the permanent reciprocal application must be routine, complete and meet all requirements.
- Good Standing
- Provide certificates of licensure and satisfy good-standing, disciplinary-history, character, credit and criminal-history review requirements.
- Prior Licensing
- Meet the licensing requirements, including any examinations, in the primary jurisdiction. Examinations of that other state's route are conditions, not leaves of this state's reciprocal route.
- Residency And Licence
- Primarily reside and hold an active broker-level licence in a jurisdiction covered by North Dakota's reciprocal agreement: the Commission identifies Georgia, Iowa and Minnesota.
- Role And Status
- Broker-associate supervision and active/inactive status requirements apply; active issuance requires errors and omissions insurance.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-51.1
43-51.1-03(2), delegation for provisional or temporary licences
- NDCC Chapter 43-23
43-23-10, nonresident broker recognition
- NDAC Chapter 70-02-01
70-02-01-06(4), reciprocal agreements
- North Dakota Real Estate Commission: How To Apply
Broker licensing standards: reciprocal applicant
Routine interim issuance — resident
- Application
- Seek permanent licensure through a routine, complete application meeting all licensing requirements.
- Delegation
- The Board may delegate interim issuance to staff or selected members between Board meetings under NDCC 43-51.1-03(2).
- Other Requirements
- Meet the underlying permanent route's experience, education, character, insurance, fees and application requirements. The interim licence does not establish an examination waiver.
- Residency And Examination Basis
- Resident examination applicant.
Routine interim issuance — military SCRA recognition
- Covered Licence
- Meet all five SCRA criteria in the Commission's military instructions; NDREC must determine eligibility for the express state and national examination waiver.
- Delegation
- Interim issuance under delegated authority for a routine, complete application.
- Remaining Requirements
- Provide military orders, recent licence certificates, required insurance and request-to-issue materials; remain under NDREC practice and renewal obligations.
Official no-examination sources
Effective from 2026-09-22.
- NDCC Chapter 43-51.1
43-51.1-03(2), delegation for provisional or temporary licences
- North Dakota Real Estate Commission: How To Apply
Military/Military Spouse: examination waiver
North Dakota State Portion of the Real Estate Broker Examination
Examination outline
I. Duties and Powers of the Real Estate Commission
- A. General Powers
- B. Investigations, Hearings, and Appeals
- C. Sanctions; License Suspension and
- D. Revocation, Misdemeanor
- E. Examination of Records
II. Licensing Requirements
- A. Types of Licensing: Real Estate Salesperson, Real Estate Broker, Broker Associate
- B. Activities Requiring a License; Reciprocity
- C. License Renewal
- D. Change in License
- E. Education: 1. Continuing Education
- E. Education: 2. Broker Prelicensing
- E. Education: 3. Salesperson Prelicensing
III. Statutory Requirements Governing the Activities of Licensees
- A. Advertising
- B. Broker/Salesperson Relationship; Broker Supervision of Salespersons
- C. Commissions
- D. Disclosure/Conflict of Interest
- E. Preparation and Handling of Offers and Other Documents
- F. Listings
- G. Branch Office/License Display (BROKER ONLY)
- H. Licensee/Public Responsibility
- I. Cooperative Transactions
- J. Code of Ethics
- K. Trust Accounts (BROKER ONLY)
- L. Record Keeping (BROKER ONLY)
IV. Additional Topics
- A. Statutory Requirements Governing Subdivided or Out-of-State Land Sales (Registration Requirements, Disclosure Requirements)
- B. Closing Statements (BROKER ONLY)
- C. Real Estate Education, Research, and Recovery Fund
Examination sources
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
State Portion heading
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
State Portion scope statement, opening
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
State Portion scope statement, Commission approval
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
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- PSI North Dakota Real Estate Broker Candidate Information Bulletin
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- PSI North Dakota Real Estate Broker Candidate Information Bulletin
Page 6, score reporting
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
Page 1, separate general and state portions and results
- PSI North Dakota Real Estate Broker Candidate Information Bulletin
Page 1, broker eligibility and testing window
National Broker Exam — National Portion (Real Estate Principles and Practices)
- Provider
- PSI Services LLC
- Format
- National portion of state real estate broker licensing examinations with its own minimum passing score; scenario-based questions with more than four options and one best answer, each option weighted zero, one or two points; candidates who fail one portion retake only that portion
Examination outline
I. Property Ownership (Broker 10%) (10%)
- A. Real and personal property; conveyances
- B. Land characteristics and legal descriptions: 1. Metes and bounds method of legal property description; 2. Lot and block (recorded plat) method of legal property description; 3. Government survey (rectangular survey) method of legal property description; 4. Measuring structures (linear and square footage); 5. Land measurement
- C. Encumbrances and effects on property ownership: 1. Types of liens and their effect on the title and value of real property; 2. Easements, rights of way and licenses, including their effect on the title, value and use of real property; 3. Encroachments and their effect on the title, value and use of real property; 4. Potential encumbrances on title, such as probate, leases, or adverse possession; 5. Property rights that may be conveyed separately from use of the land surface, such as mineral and other subsurface rights, air rights, or water rights
- D. Types of ownership: 1. Ownership in severalty/sole ownership; 2. Implications of ownership as tenants in common; 3. Implications of ownership in joint tenancy; 4. Forms of common-interest ownership, such as Timeshares, Condominiums and Co-ops; 5. Property ownership held in a trust or by an estate; 6. Ownership by business entities; 7. Life Estate ownership
II. Land use Controls (Broker 5%) (5%)
- A. Government rights in land: 1. Government rights to impose property taxes and special assessments; 2. Government rights to acquire land through eminent domain, condemnation and escheat
- B. Government controls on land use
- C. Private controls: 1. Deed conditions or restrictions on property use; 2. Subdivision covenants, conditions and restrictions (CC&Rs) on property use; 3. Condominium and owners’ associations regulations or bylaws on property use
III. Valuation (Broker 8%) (8%)
- A. Appraisals: 1. Appraisals for valuation of real property; 2. Situations which require appraisal by a licensed or certified appraiser and brokerage-related actions that constitute unauthorized appraisal practice; 3. General steps in appraisal process
- B. Estimating Value: 1. Economic principles and property characteristics that affect value of real property; 2. Sales or market comparison approach to property valuation and appropriate uses; 3. Cost approach to property valuation and appropriate uses; 4. Income analysis approach to property valuation and appropriate uses
- C. Comparative Market Analysis (CMA): 1. Competitive/Comparative Market Analysis (CMA), BPO or equivalent; 2. Automated Valuation Method (AVM), appraisal valuation and Comparative Market Analysis (CMA)
IV. Financing (Broker 9%) (9%)
- A. Basic Concepts and Terminology: 1. Loan financing (for example, points, LTV, PMI, interest, PITI); 2. General underwriting process (e.g., debt ratios, credit scoring and history); 3. Standard mortgage/deed of trust clauses and conditions; 4. Essential elements of a promissory note
- B. Types of Loans: 1. Conventional loans; 2. Amortized loans, partially amortized (balloon) loans, interest-only loans; 3. Adjustable-rate mortgage (ARM) loans; 4. Government Loans — a. FHA insured loans; b. VA guaranteed loans; c. USDA/Rural Development loan programs; 5. Owner financing (for example, installment or land contract/contract for deed); 6. Reverse-mortgage loans; 7. Home equity loans and lines of credit; 8. Construction loans; 9. Rehab loans; 10. Bridge loans
- C. Financing and Lending: 1. Real Estate Settlement Procedures Act (RESPA), including kickbacks; 2. Truth-in-Lending Act (Regulation Z), including advertising; 3. Requirements and time frames of TRID (TILA-RESPA Integrated Disclosures); 4. Equal Credit Opportunity Act; 5. Lending Process (application through loan closing); 6. Risky loan features, such as prepayment penalties and balloon payments
V. Contracts (Broker 19%) (19%)
- A. General Contract Law: 1. General principles of contract law; 2. Elements necessary for a contract to be valid; 3. Effect of the Statute of Frauds; 4. Offer and a contract; 5. Enforceability of contracts; 6. Void, voidable and unenforceable contracts; 7. Bilateral and unilateral contracts; 8. Nature and use of option agreements; 9. Notice, delivery, acceptance and execution of contracts; 10. Appropriate use, risks, and advantages of electronic signatures and paperless transactions; 11. Rights and obligations of the parties to a contract; 12. Possible remedies for breach or non-performance of contract; 13. Termination, rescission and cancellation of contracts
- B. Purchase and Lease Contracts: 1. Addenda and amendments to contracts; 2. Purchase agreements; 3. Contract contingencies and methods for satisfying them; 4. Leases and rental agreements; 5. Lease-purchase agreements; 6. Types of leases
- C. Proper handling of multiple offers and counteroffers
VI. Agency (Broker 13%) (13%)
- A. Agency and non-agency relationships: 1. Agency relationships and how they are established; 2. Types of listing contracts; 3. Buyer brokerage/tenant representation contracts; 4. Other brokerage relationships, including transaction brokers and facilitators; 5. Powers of attorney and other assignments of authority; 6. Conditions for termination of agency or brokerage service agreements
- B. Agent Duties: 1. Fiduciary duties of agents; 2. Agent's duties to customers/non-clients, including honesty and good faith
- C. Agency Disclosures: 1. Disclosure of agency/representation; 2. Disclosure of possible conflict of interest or self-interest
VII. Property Disclosures (Broker 7%) (7%)
- A. Property Condition: 1. Seller's property condition disclosure requirements; 2. Property conditions that may warrant inspections or a survey; 3. Red flags that warrant investigation of public or private land use controls
- B. Environmental and Government Disclosures: 1. Environmental issues requiring disclosure; 2. Federal, state, or local disclosure requirements regarding the property
- C. Disclosure of material facts and material defects
VIII. Property Management (Broker 5%) (5%)
- A. Duties and Responsibilities: 1. Procurement and qualification of prospective tenants; 2. Fair housing and ADA compliance specific to property management; 3. How to complete a market analysis to identify factors in setting rents or lease rates; 4. Property manager responsibility for maintenance, improvements, reporting and risk management (BROKER ONLY); 5. Handling landlord and tenant funds; trust accounts, reports and disbursements (BROKER ONLY); 6. Provisions of property management contracts (BROKER ONLY)
- B. Landlord and tenant rights and obligations
IX. Transfer of Title (Broker 6%) (6%)
- A. Types of deeds
- B. Title Insurance and Searches: 1. Title insurance policies and title searches; 2. Potential title problems and resolutions; 3. Marketable and insurable title
- C. Closing Process: 1. When transfer of ownership becomes effective; 2. Process and importance of recordation; 3. Settlement procedures (closing) and parties involved; 4. Home and new construction warranties
- D. Special Processes: 1. Special issues in transferring foreclosed properties; 2. Special issues in short sale transactions; 3. Special issues in probate transactions
X. Practice of Real Estate (Broker 12%) (12%)
- A. Antidiscrimination: 1. Federal Fair Housing Act general principles and exemptions; 2. Protected classes under Federal Fair Housing Act; 3. Protections against discrimination based on gender identity and sexual orientation; 4. Prohibited conduct under Federal Fair Housing Act (Redlining, Blockbusting, Steering, Disparate Treatment); 5. Fair housing advertising rules; 6. Americans with Disabilities Act (ADA) obligations pertaining to accessibility and reasonable accommodations
- B. Legislation and Regulations: 1. Licensees’ status as employees or independent contractors; 2. Antitrust laws and types of violations, fines and penalties; 3. Do-Not-Call List rule compliance; 4. Proper use of Social Media and Internet communication and advertising
- C. Duties and Responsibilities: 1. Protection of confidential personal information (written, verbal or electronic); 2. Duties when handling funds of others in transactions; 3. Licensee responsibility for due diligence in real estate transactions
- D. Supervisory Responsibilities (BROKER ONLY): 1. Broker's supervisory responsibilities (licensees, teams and unlicensed assistants and employees) (BROKER ONLY); 2. Broker relationship with licensees (employees or independent contractors and governing rules) (BROKER ONLY)
XI. Real Estate Calculations (Broker 6%) (6%)
- A. Calculations for Transactions: 1. Seller’s net proceeds; 2. Buyer funds needed at closing; 3. Real property tax and other prorations; 4. Real property transfer fees; 5. PITI (Principal, Interest, Taxes and Insurance) payments estimate given loan rate and term
- B. General Concepts: 1. Equity; 2. Rate of return/Capitalization rate; 3. Loan-to-Value ratio; 4. Discount points and loan origination fees
Examination sources
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Description of Examinations and Examination Content Outlines, section I heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
National portion content outline, section XI heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
National portion content outline, section X.D heading
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
Content Outlines, national portion heading
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
National portion content outline, section V heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Examination Summary Table note
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
Description of Examinations, scenario-based items
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Score Reporting, passing requirement
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
License Application Instructions, retake rule
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Introduction, examinations and portions