Connecticut Real Estate Broker — Requirements & Free Practice
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Real Estate Broker Business Entity
Broker license issued to the business entity with a designated broker.
Licensing authority: Connecticut Department of Consumer Protection and Connecticut Real Estate Commission · Application information
Entity issuance with an existing Connecticut broker
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Existing License
- Designated broker already holds Connecticut real estate broker licence; no new examination required for this entity issuance route.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-312(b)-(c), business entity license
- Entity Application
Page 1 — complete business entity eligibility alternatives
Entity issuance with an out of jurisdiction broker requiring the Connecticut portion
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Nonqualifying Licence
- Applicant's existing licensing jurisdiction does not meet CGS 20-317(a) recognition standards; Board instructions require the Connecticut portion for specified applicants.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Prior Examination
- Existing out-of-jurisdiction brokerage licence and its examination history are conditions.
Entity issuance by qualifying recognition of licensed entity and designated broker
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Existing Licence
- Entity holds a broker licence in a reciprocal jurisdiction and designated broker is licensed by examination.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Implementation State Portion Demand
- Business entity instructions say certain reciprocal applicants must take the Connecticut State Portion; applicants not satisfying statutory qualifying recognition use the Connecticut-portion route.
- Other Jurisdiction Examination
- Examination belonging to the other jurisdiction is prior qualification evidence and a condition.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Statutory Recognition
- CGS 20-317(a) qualifying recognition requires written competency examinations, substantially similar or higher standards, and no disciplinary proceeding or unresolved complaint.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-312(b)-(c), business entity license
- Entity Application
Page 1 — complete business entity eligibility alternatives
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-317(a), qualifying recognition and Connecticut examination
Entity issuance by qualifying recognition of individual broker
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Existing Licence
- Active individual broker licence in a reciprocal jurisdiction issued by examination.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Implementation State Portion Demand
- Business entity instructions say certain reciprocal applicants must take the Connecticut State Portion; applicants not satisfying statutory qualifying recognition use the Connecticut-portion route.
- Other Jurisdiction Examination
- Examination belonging to the other jurisdiction is prior qualification evidence and a condition.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Statutory Recognition
- CGS 20-317(a) qualifying recognition requires written competency examinations, substantially similar or higher standards, and no disciplinary proceeding or unresolved complaint.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-312(b)-(c), business entity license
- Entity Application
Page 1 — complete business entity eligibility alternatives
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-317(a), qualifying recognition and Connecticut examination
Entity issuance using recently passed Connecticut broker examinations
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Licence Activation
- Submit passing examination score reports; individual initial/licensing prerequisites remain applicable to the broker.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Recent Passing Scores
- The business entity application expressly accepts a broker who recently passed the Connecticut broker licensing examination; current national and state examination scores are leaves even when passed before applying.
Business entity reinstatement without practice during lapse
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Designated Broker CE
- Designated broker completes any required CE; its course or examination options remain applicant conditions.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Lapse
- More than 90 days and less than three years after expiration; discretionary approval.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Practice During Lapse
- Attest no practice during lapse, pay current renewal fee, and complete preceding-year CE.
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Business entity reinstatement after practice during lapse
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Designated Broker
- Name designated broker and report changes within 30 days; personnel conducting brokerage must be licensed or exempt.
- Designated Broker CE
- Designated broker completes any required CE; its course or examination options remain applicant conditions.
- Entity Registration
- Register with Connecticut Secretary of State and supply partnership agreement or articles of organization/incorporation.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Fees
- Pay applicable application, licensing and guaranty-fund fees and provide required licence and criminal/disciplinary histories.
- Lapse
- More than 90 days and less than three years after expiration; discretionary approval.
- Ownership
- Except publicly traded corporations, one or more qualifying brokers own/control at least 51%; no salesperson may hold controlling interest.
- Practice During Lapse
- If practiced during lapse, pay all licence and late fees and demonstrate preceding-year CE.
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Biennial business entity renewal
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Designated Broker CE
- The Board CE page assigns completion of CE for an entity-held licence to its designated broker.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Grandfathered Entity
- CGS 20-319(a) preserves renewal for a qualifying entity licensed as of September 30, 2005 or changing designated broker under CGS 20-312(c).
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Real Estate Broker
Individual broker license; associate and custodial roles use an existing broker license.
Licensing authority: Connecticut Department of Consumer Protection and Connecticut Real Estate Commission · Application information
Designation as associate broker
- Change Of Designation
- Report a changed supervising broker or return to full broker status within 14 days.
- Existing License
- Must already hold an active Connecticut broker licence in own name.
- Supervision
- May practice only within supervising-broker relationship; both brokers sign request and pay $25.
Official no-examination sources
Effective from 2026-09-22.
- Associate Request
Instructions 1-5
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-311(3), associate broker definition
Return from associate designation to full broker
- Existing License
- Current associate designation of an existing Connecticut individual broker licence.
- Filing
- File a designation termination request; notify Department within the required 14-day period after relationship ends or changes.
Official no-examination sources
Effective from 2026-09-22.
- Associate Request
Broker acknowledgement — return to full licence
Attorney education review application with broker examination
- Approval And Passing Window
- Board approval before scheduling; pass both portions within one year of eligibility or reapply.
- Attorney Brokerage Course Or Affidavit
- Board attorney instructions require a 15-hour brokerage course or, where applicable, a sworn affidavit that real estate closings form a regular part of the law practice.
- Attorney Education Review
- Provide notarized application and original transcripts/course certificates from law school and other real estate coursework; approval is individualized.
- Character And Competency
- CGS 20-314(a) requires honesty, truthfulness, fair dealing, and competence to safeguard the public; report criminal, disciplinary and licence history.
- Discrimination Experience Exemption
- CGS 20-314a(b) permits an experience exemption when race, creed or color discrimination alone prevented satisfying the experience requirement.
- Education
- Approved 60-hour principles and practices, 15-hour legal compliance, 15-hour brokerage principles and practices, and two 15-hour electives; the Board instructions also accept one 30-hour elective.
- Elective Waiver
- CGS 20-314(d)(2): twenty successfully completed transactions in the preceding five years waive the electives.
- Experience Source Difference
- The Board attorney page states: "At least 2 years of licensed real estate experience in Connecticut;". CGS 20-314(d)(1) controls: three years and the enumerated prerequisites, or equivalent experience or education determined by the Board; attorney status alone does not establish an automatic two-year statutory exception.
- License Activation
- Activate the licence within two years after the most recently passed portion, and pay applicable application, examination, licensing and guaranty-fund fees.
- Minimum Age
- At least 18 years of age under CGS 20-316(c).
- National Portion Waiver
- CGS 20-314(c) permits waiver of the uniform portion for a satisfactory national testing service examination passed in another jurisdiction within two years; the waiver is applicant-specific.
- Practice Specific Authorizations
- CGS 20-329p separately requires an endorsement for real property securities dealings. CGS 20-329c and 20-329f require a subdivision-specific licence for nonexempt offers or dispositions of subdivisions; that authorization attaches to the subdivision offering, not a distinct general broker examination.
- Prior Denial Or Lapse
- CGS 20-314(g): a new application following sustained denial waits at least one year. CGS 20-314(f): a lapse of at least three years requires a new licence using the applicable initial issuance pathway.
- Salesperson Experience
- CGS 20-314(d)(1)(A): three immediately preceding years under a Connecticut-licensed supervising broker, at least 1,500 hours, and at least four closed transactions; supervising broker certifies the experience record within 90 days.
Temporary custodial broker appointment
- Existing License
- Individual already licensed as a real estate broker.
- Restricted Authority
- Preserve the deceased or incapacitated broker's financial interests; CGS 20-329hh(d) permits negotiation only for specified preexisting agreements with an executed contract or paid deposit.
- Term
- Up to 180 days; Department may extend on hardship application.
- Trigger And Applicant
- Broker dies or becomes incapacitated; executor or other financially authorized person applies for appointment.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-329hh(a)-(b), custodial appointment and extension
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-311(8), custodial broker definition
Business entity designee to individual broker initial issuance
- Application
- Complete and sign designee-to-individual application and relevant history disclosures; submit required fee.
- Entity Transition
- If entity is dissolved, provide Secretary of State dissolution certificate; if changing designated broker, replacement files the designated-broker application.
- Existing Designation
- Applicant is the designated broker of a licensed business entity.
- Individual History
- Never licensed individually: $1,130 initial fee.
Official no-examination sources
Effective from 2026-09-22.
- Designee
Page 1 — conversion instructions and fee alternatives
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-314(f), designated broker authority
Business entity designee to individual broker reinstatement
- Application
- Complete and sign designee-to-individual application and relevant history disclosures; submit required fee.
- Entity Transition
- If entity is dissolved, provide Secretary of State dissolution certificate; if changing designated broker, replacement files the designated-broker application.
- Existing Designation
- Applicant is the designated broker of a licensed business entity.
- Individual History
- Previously licensed individually: $758 renewal fee.
Official no-examination sources
Effective from 2026-09-22.
- Designee
Page 1 — conversion instructions and fee alternatives
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-314(f), designated broker authority
Initial examination with Board determined equivalent education or experience
- Approval And Passing Window
- Board approval before scheduling; pass both portions within one year of eligibility or reapply.
- Character And Competency
- CGS 20-314(a) requires honesty, truthfulness, fair dealing, and competence to safeguard the public; report criminal, disciplinary and licence history.
- Discrimination Experience Exemption
- CGS 20-314a(b) permits an experience exemption when race, creed or color discrimination alone prevented satisfying the experience requirement.
- Education
- Approved 60-hour principles and practices, 15-hour legal compliance, 15-hour brokerage principles and practices, and two 15-hour electives; the Board instructions also accept one 30-hour elective.
- Elective Waiver
- CGS 20-314(d)(2): twenty successfully completed transactions in the preceding five years waive the electives.
- Equivalent Qualifications
- CGS 20-314(d)(1)(B) allows equivalent experience or education as determined by the Commission or Commissioner in place of the enumerated broker prerequisites.
- License Activation
- Activate the licence within two years after the most recently passed portion, and pay applicable application, examination, licensing and guaranty-fund fees.
- Minimum Age
- At least 18 years of age under CGS 20-316(c).
- National Portion Waiver
- CGS 20-314(c) permits waiver of the uniform portion for a satisfactory national testing service examination passed in another jurisdiction within two years; the waiver is applicant-specific.
- Practice Specific Authorizations
- CGS 20-329p separately requires an endorsement for real property securities dealings. CGS 20-329c and 20-329f require a subdivision-specific licence for nonexempt offers or dispositions of subdivisions; that authorization attaches to the subdivision offering, not a distinct general broker examination.
- Prior Denial Or Lapse
- CGS 20-314(g): a new application following sustained denial waits at least one year. CGS 20-314(f): a lapse of at least three years requires a new licence using the applicable initial issuance pathway.
- Salesperson Experience
- CGS 20-314(d)(1)(A): three immediately preceding years under a Connecticut-licensed supervising broker, at least 1,500 hours, and at least four closed transactions; supervising broker certifies the experience record within 90 days.
Initial licensure by examination
- Approval And Passing Window
- Board approval before scheduling; pass both portions within one year of eligibility or reapply.
- Character And Competency
- CGS 20-314(a) requires honesty, truthfulness, fair dealing, and competence to safeguard the public; report criminal, disciplinary and licence history.
- Discrimination Experience Exemption
- CGS 20-314a(b) permits an experience exemption when race, creed or color discrimination alone prevented satisfying the experience requirement.
- Education
- Approved 60-hour principles and practices, 15-hour legal compliance, 15-hour brokerage principles and practices, and two 15-hour electives; the Board instructions also accept one 30-hour elective.
- Elective Waiver
- CGS 20-314(d)(2): twenty successfully completed transactions in the preceding five years waive the electives.
- License Activation
- Activate the licence within two years after the most recently passed portion, and pay applicable application, examination, licensing and guaranty-fund fees.
- Minimum Age
- At least 18 years of age under CGS 20-316(c).
- National Portion Waiver
- CGS 20-314(c) permits waiver of the uniform portion for a satisfactory national testing service examination passed in another jurisdiction within two years; the waiver is applicant-specific.
- Practice Specific Authorizations
- CGS 20-329p separately requires an endorsement for real property securities dealings. CGS 20-329c and 20-329f require a subdivision-specific licence for nonexempt offers or dispositions of subdivisions; that authorization attaches to the subdivision offering, not a distinct general broker examination.
- Prior Denial Or Lapse
- CGS 20-314(g): a new application following sustained denial waits at least one year. CGS 20-314(f): a lapse of at least three years requires a new licence using the applicable initial issuance pathway.
- Salesperson Experience
- CGS 20-314(d)(1)(A): three immediately preceding years under a Connecticut-licensed supervising broker, at least 1,500 hours, and at least four closed transactions; supervising broker certifies the experience record within 90 days.
Fee free reinstatement after military service lapse
- Continuing Education
- Show at least six hours of CE, including mandatory CE, in the calendar year before application; this specific route prescribes course hours rather than the optional twelve-hour-cycle examination.
- Fees And Term
- Reinstated without fee; broker licence expires next succeeding November 30.
- Military Service
- Licence expired after entry into military service; file before the third anniversary of expiration.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-314(f), military reinstatement proviso
Military spouse recognition under CGS 21a 11b
- Checks And Fees
- Satisfy required background or character checks and pay all fees; Commissioner may deny if in the state's best interest.
- Examination Coverage
- CGS 21a-11b(a)(F) requires all or part of the examinations required of other applicants; the identified broker examinations are the PSI national and Connecticut state portions.
- Examination Discretion
- The Commissioner may require all or part of the otherwise required examinations; the discretion is an applicant condition.
- Existing License
- Valid occupational licence in at least one other United States jurisdiction.
- Experience
- At least four years of experience including licensed practice, classroom education and on-the-job training.
- Good Standing
- Good standing everywhere licensed, no revocation or imposed discipline, pending misconduct complaint/allegation/investigation, or surrender while investigated.
- Military Spouse
- Married to an active-duty United States armed-forces member and accompanying the member on permanent change of station to a Connecticut military installation.
Out of jurisdiction license without qualifying recognition
- Activation
- Provide original signed PSI score report and activation fee after passing; entities apply separately.
- Existing License
- Active licence in good standing; provide official licence history from every jurisdiction ever licensed in.
- Pending Discipline
- The qualifying recognition route also requires no disciplinary proceeding or unresolved complaint.
- Prior Examination
- The Board requires a written real estate licensing examination in the jurisdiction of active licensure. Another jurisdiction's own examination is prior qualification evidence, not a Connecticut examination leaf.
- Statutory Recognition Boundary
- CGS 20-317(a): Connecticut portion required when the other jurisdiction does not satisfy statutory examination and substantially similar-or-higher licensing standards.
Recognition of an existing qualifying broker license
- Disciplinary Status
- No pending disciplinary proceeding or unresolved complaint.
- Existing License
- Current, valid licence as a currently practicing competent real estate professional in another jurisdiction.
- Implementation Demand
- The Board reciprocal application page states that applicants from its four listed jurisdictions or applicants not examined in a reciprocal jurisdiction must take the Connecticut State Portion. CGS 20-317(a) controls qualifying recognition; an applicant who does not meet its standards belongs to the Connecticut-portion route. Board quote: All applicants applying by reciprocity from the following states: Florida, Illinois, Indiana, Ohio or applicants who have not taken the real estate licensing examination in a reciprocal state will be required to take the State Portion of the Connecticut Real Estate Examination administered by PSI. After the application is reviewed and approved, you will receive instructions to register and schedule the examination.
- Jurisdiction Standards
- CGS 20-317(a)(1)-(2): written competency examinations and substantially similar or higher licensing requirements.
- Prior Examination
- Provide certification confirming the qualifying licence was issued by examination; examinations belonging to another jurisdiction are conditions.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 392 — Real Estate Licensees
CGS 20-317(a), qualifying recognition and Connecticut examination
- Reciprocal
Purpose and prerequisites — licensed by examination
Discretionary reinstatement without practice during lapse
- Activity During Lapse
- Attest no Connecticut practice during lapse; pay current renewal fee and complete required preceding-year CE.
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Implementation Currency
- The Board reinstatement page says "not later than three years"; CGS 20-314(f) controls and requires less than three years.
- Lapse
- Licence expired more than 90 days and less than three years; reinstatement is discretionary. Inactive licence within the statutory reinstatement window uses this process. At least three years requires a new application.
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Discretionary reinstatement after practice during lapse
- Activity During Lapse
- Worked in Connecticut during lapse: pay all licence and late fees for lapse period and demonstrate required preceding-year CE.
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Implementation Currency
- The Board reinstatement page says "not later than three years"; CGS 20-314(f) controls and requires less than three years.
- Lapse
- Licence expired more than 90 days and less than three years; reinstatement is discretionary. Inactive licence within the statutory reinstatement window uses this process. At least three years requires a new application.
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Biennial renewal
- Alternative Coursework
- May use twelve approved credit hours (one three-hour mandatory 2026 CT REAL ESTATE LICENSE LAW course and nine elective hours), or approved equivalent study, instead of the CE examination.
- Authorization
- PSI requires an active real estate licence and emailed authorization for CE registration; a currently offered CE examination passed previously within the applicable cycle remains a route examination.
- Ce Records
- Retain CE records for at least four years; late completion carries statutory fees.
- Continuing Education Cycle
- For the 2026 renewal, complete CE in September 1, 2024 through August 31, 2026; the deadline is three months before renewal.
- Exemptions
- No CE due for Connecticut licensing examination passed September 1, 2024 through August 31, 2026; Board exempts reinstatement or full reciprocity on or after July 1, 2026 for this cycle.
- Renewal
- Broker licence expires November 30 of every even-numbered year; attest to CE and pay applicable fees.
- Waiver Or Extension
- Board may grant hardship waiver or extension; submit an explanation and verification at least 60 days before renewal.
Connecticut resident recognition under CGS 21a 11b
- Checks And Fees
- Satisfy required background or character checks and pay all fees; Commissioner may deny if in the state's best interest.
- Examination Coverage
- CGS 21a-11b(a)(F) requires all or part of the examinations required of other applicants; the identified broker examinations are the PSI national and Connecticut state portions.
- Existing License
- Valid occupational licence in at least one other United States jurisdiction.
- Experience
- At least four years of experience including licensed practice, classroom education and on-the-job training.
- Good Standing
- Good standing everywhere licensed, no revocation or imposed discipline, pending misconduct complaint/allegation/investigation, or surrender while investigated.
- Residency
- Connecticut resident under CGS 12-701; provide current driver's licence, utility bill, lease or property deed.
Restoration from retirement status
- Existing Licence
- Current Real Estate Broker Retirement Status License.
- Fee And Period
- Board form lists $758 and restoration for current renewal year; complete truthful criminal-history declaration and attestation.
- Implementation CERequest
- Board restoration form states: "If applicable, you may be required to provide proof of the continuing education requirement for the current renewal cycle." Record any Board request as a condition; the restoration statute prescribes form and fee, not another licensing examination.
- Statutory Restoration
- CGS 21a-10a(f) restores original licence on prescribed request form and current licence fee.
Official no-examination sources
Effective from 2026-09-22.
- Connecticut General Statutes, Chapter 416 — Department of Consumer Protection
CGS 21a-10a(f), restoration
- Restoration
Complete restoration requirements and instructions
Voluntary inactivation of broker license
- Existing License
- Existing broker license; sign into the broker account.
- Procedure
- Select License Maintenance, Inactivate License, supply date, review and finish. Only active status permits real estate work.
- Return To Practice
- The Board guide directs inactive licences within three years of expiration to reinstatement and older licences to a new application; applicable statutory route requirements remain controlling.
Official no-examination sources
Effective from 2026-09-22.
- Online Guide
Page 6 — complete Inactivate Your License procedure
Connecticut Continuing Education Examination
- Provider
- PSI Services LLC
- Format
- Computer-administered written examination
- Passing score
- At least 75%
Examination outline
I. Connecticut Buyer Agency (18 Items)
- A. Buyer as Customer
- A. Buyer as Customer — 1. Agency Disclosure Form
- A. Buyer as Customer — 2. Initial Buyer Meeting
- A. Buyer as Customer — 3. Working with Buyer as Customer
- B. Buyer as Client
- B. Buyer as Client — 1. The Buyer Agency Agreement
- B. Buyer as Client — 2. Representing a Buyer: Fiduciary Duties
- C. Buyer and Seller as Clients (Dual and Designated Agency)
- C. Buyer and Seller as Clients — 1. Dual Agency and Designated Agency
- C. Buyer and Seller as Clients — 2. Acting as a Dual Agent
- C. Buyer and Seller as Clients — 3. Acting as a Designated Agent
- C. Buyer and Seller as Clients — 4. The Dual Agency Consent Agreement
- C. Buyer and Seller as Clients — 5. The Dual Agency/Designated Agency Notice and Consent Agreement
II. Disclosure of Material Facts (12 Items)
- A. Duty to Disclose and Reasons for Disclosure
- B. Definitions and Examples of Material Facts
- C. Nonmaterial Facts
- D. Confidentiality
- E. Property Condition Disclosure Form (general)
- F. Other Disclosure Issues (lead paint, off-site conditions
III. FAIR HOUSING (4 Items)
- A. Exemptions
- B. Protected Classes
- C. Definitions and Examples
IV. Connecticut Legal Update (6 Items)
- A. RE License Required to Sell Time Shares
- B. Licensing of Mortgage and Short Sale Professionals
- C. New Provisions of Property Condition Disclosure Form
- D. Disclosure of Gun and Hunting Clubs
- E. Mortgage Fraud and Foreclosure Issues
Examination sources
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — stated content areas
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — section I
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — section II
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — section III
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — section IV A-C
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — section IV D-E
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 1 — renewal examination and content areas
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 3 — computerized examination
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Page 3 — Score Reporting, passing threshold
- PSI Connecticut Continuing Education Examination Candidate Information Bulletin
Cover — active-license authorization
- Ce Exam
Authorization and test title
Connecticut Real Estate Broker State Portion
- Provider
- PSI Services LLC
- Format
- Computer-administered written examination
- Passing score
- At least 75%
Examination outline
I. Connecticut Real Estate Licensing Requirements (Broker 7 items)
- A. Real Estate Commission purpose, powers and duties
- B. Activities requiring a license
- C. Exemptions from licensure
- D. License types and qualifications
- E. License renewal, continuing education, and transfer
- F. Real Estate Guaranty Fund
- G. License suspension and revocation
- H. Registrations (e.g., team(s), associate broker)
II. Connecticut Laws Governing the Activities of Licensees (Broker 12 items)
- A. Broker/salesperson relationship
- B. Duties to parties
- C. Handling of deposits and other monies
- D. Misrepresentation
- E. Disclosure of material and nonmaterial facts
- F. Advertising
- G. Commissions and compensation
- H. Unlicensed personal assistants
III. Connecticut Real Estate Agency (Broker 10 items)
- A. Agency: the representing of a client vs. working with an unrepresented person
- B. Agency agreements
- C. Agency disclosure
- D. Dual agency
- E. Designated agency
- F. Confidential information
- G. Interference with agency relationship
IV. Connecticut-Specific Real Estate Laws (Broker 8 items)
- A. Types of ownership
- A. Types of ownership — i. Adverse possession/prescriptive easement time
- A. Types of ownership — ii. Land records and recording
- A. Types of ownership — iii. Real property taxes and assessments
- A. Types of ownership — iv. Conveyance tax
- A. Types of ownership — v. Residential property condition disclosure
- B. Connecticut Landlord-Tenant Act
- C. Connecticut Common Interest Ownership Act
- D. Connecticut fair housing law
- E. Property specific disclosures (e.g., lead paint, crumbling foundations, carbon monoxide)
- F. Interpreters
- G. Connecticut Uniform Electronic Transactions Act
V. Brokers Exam Only (Broker 8 items)
- A. Record keeping
- B. Escrow accounts
- C. Brokers lien
- D. Notice of commission rights in commercial transactions
- E. Referrals and cooperation with out-of-state brokers
- F. Supervision
- G. Mortgage brokerage fees charged by brokers
- H. Custodial broker
Examination sources
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 5 — complete outline statement
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 10 — state portion, section I and V
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 10 — state portion, section II
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 10 — state portion, section III
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 10 — state portion, section IV
- Regulations of Connecticut State Agencies, 20-314
RCSA 20-314-1, broker written examination score
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 4 — computerized examination
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 1 — examination eligibility and scheduling
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 1 — portion-specific passing and retest
- PSI Connecticut Real Estate Salesperson and Broker Licensing Candidate Information Bulletin
Page 5 — Examination Summary Table, broker state portion
National Broker Exam — National Portion (Real Estate Principles and Practices)
- Provider
- PSI Services LLC
- Format
- National portion of state real estate broker licensing examinations with its own minimum passing score; scenario-based questions with more than four options and one best answer, each option weighted zero, one or two points; candidates who fail one portion retake only that portion
Examination outline
I. Property Ownership (Broker 10%) (10%)
- A. Real and personal property; conveyances
- B. Land characteristics and legal descriptions: 1. Metes and bounds method of legal property description; 2. Lot and block (recorded plat) method of legal property description; 3. Government survey (rectangular survey) method of legal property description; 4. Measuring structures (linear and square footage); 5. Land measurement
- C. Encumbrances and effects on property ownership: 1. Types of liens and their effect on the title and value of real property; 2. Easements, rights of way and licenses, including their effect on the title, value and use of real property; 3. Encroachments and their effect on the title, value and use of real property; 4. Potential encumbrances on title, such as probate, leases, or adverse possession; 5. Property rights that may be conveyed separately from use of the land surface, such as mineral and other subsurface rights, air rights, or water rights
- D. Types of ownership: 1. Ownership in severalty/sole ownership; 2. Implications of ownership as tenants in common; 3. Implications of ownership in joint tenancy; 4. Forms of common-interest ownership, such as Timeshares, Condominiums and Co-ops; 5. Property ownership held in a trust or by an estate; 6. Ownership by business entities; 7. Life Estate ownership
II. Land use Controls (Broker 5%) (5%)
- A. Government rights in land: 1. Government rights to impose property taxes and special assessments; 2. Government rights to acquire land through eminent domain, condemnation and escheat
- B. Government controls on land use
- C. Private controls: 1. Deed conditions or restrictions on property use; 2. Subdivision covenants, conditions and restrictions (CC&Rs) on property use; 3. Condominium and owners’ associations regulations or bylaws on property use
III. Valuation (Broker 8%) (8%)
- A. Appraisals: 1. Appraisals for valuation of real property; 2. Situations which require appraisal by a licensed or certified appraiser and brokerage-related actions that constitute unauthorized appraisal practice; 3. General steps in appraisal process
- B. Estimating Value: 1. Economic principles and property characteristics that affect value of real property; 2. Sales or market comparison approach to property valuation and appropriate uses; 3. Cost approach to property valuation and appropriate uses; 4. Income analysis approach to property valuation and appropriate uses
- C. Comparative Market Analysis (CMA): 1. Competitive/Comparative Market Analysis (CMA), BPO or equivalent; 2. Automated Valuation Method (AVM), appraisal valuation and Comparative Market Analysis (CMA)
IV. Financing (Broker 9%) (9%)
- A. Basic Concepts and Terminology: 1. Loan financing (for example, points, LTV, PMI, interest, PITI); 2. General underwriting process (e.g., debt ratios, credit scoring and history); 3. Standard mortgage/deed of trust clauses and conditions; 4. Essential elements of a promissory note
- B. Types of Loans: 1. Conventional loans; 2. Amortized loans, partially amortized (balloon) loans, interest-only loans; 3. Adjustable-rate mortgage (ARM) loans; 4. Government Loans — a. FHA insured loans; b. VA guaranteed loans; c. USDA/Rural Development loan programs; 5. Owner financing (for example, installment or land contract/contract for deed); 6. Reverse-mortgage loans; 7. Home equity loans and lines of credit; 8. Construction loans; 9. Rehab loans; 10. Bridge loans
- C. Financing and Lending: 1. Real Estate Settlement Procedures Act (RESPA), including kickbacks; 2. Truth-in-Lending Act (Regulation Z), including advertising; 3. Requirements and time frames of TRID (TILA-RESPA Integrated Disclosures); 4. Equal Credit Opportunity Act; 5. Lending Process (application through loan closing); 6. Risky loan features, such as prepayment penalties and balloon payments
V. Contracts (Broker 19%) (19%)
- A. General Contract Law: 1. General principles of contract law; 2. Elements necessary for a contract to be valid; 3. Effect of the Statute of Frauds; 4. Offer and a contract; 5. Enforceability of contracts; 6. Void, voidable and unenforceable contracts; 7. Bilateral and unilateral contracts; 8. Nature and use of option agreements; 9. Notice, delivery, acceptance and execution of contracts; 10. Appropriate use, risks, and advantages of electronic signatures and paperless transactions; 11. Rights and obligations of the parties to a contract; 12. Possible remedies for breach or non-performance of contract; 13. Termination, rescission and cancellation of contracts
- B. Purchase and Lease Contracts: 1. Addenda and amendments to contracts; 2. Purchase agreements; 3. Contract contingencies and methods for satisfying them; 4. Leases and rental agreements; 5. Lease-purchase agreements; 6. Types of leases
- C. Proper handling of multiple offers and counteroffers
VI. Agency (Broker 13%) (13%)
- A. Agency and non-agency relationships: 1. Agency relationships and how they are established; 2. Types of listing contracts; 3. Buyer brokerage/tenant representation contracts; 4. Other brokerage relationships, including transaction brokers and facilitators; 5. Powers of attorney and other assignments of authority; 6. Conditions for termination of agency or brokerage service agreements
- B. Agent Duties: 1. Fiduciary duties of agents; 2. Agent's duties to customers/non-clients, including honesty and good faith
- C. Agency Disclosures: 1. Disclosure of agency/representation; 2. Disclosure of possible conflict of interest or self-interest
VII. Property Disclosures (Broker 7%) (7%)
- A. Property Condition: 1. Seller's property condition disclosure requirements; 2. Property conditions that may warrant inspections or a survey; 3. Red flags that warrant investigation of public or private land use controls
- B. Environmental and Government Disclosures: 1. Environmental issues requiring disclosure; 2. Federal, state, or local disclosure requirements regarding the property
- C. Disclosure of material facts and material defects
VIII. Property Management (Broker 5%) (5%)
- A. Duties and Responsibilities: 1. Procurement and qualification of prospective tenants; 2. Fair housing and ADA compliance specific to property management; 3. How to complete a market analysis to identify factors in setting rents or lease rates; 4. Property manager responsibility for maintenance, improvements, reporting and risk management (BROKER ONLY); 5. Handling landlord and tenant funds; trust accounts, reports and disbursements (BROKER ONLY); 6. Provisions of property management contracts (BROKER ONLY)
- B. Landlord and tenant rights and obligations
IX. Transfer of Title (Broker 6%) (6%)
- A. Types of deeds
- B. Title Insurance and Searches: 1. Title insurance policies and title searches; 2. Potential title problems and resolutions; 3. Marketable and insurable title
- C. Closing Process: 1. When transfer of ownership becomes effective; 2. Process and importance of recordation; 3. Settlement procedures (closing) and parties involved; 4. Home and new construction warranties
- D. Special Processes: 1. Special issues in transferring foreclosed properties; 2. Special issues in short sale transactions; 3. Special issues in probate transactions
X. Practice of Real Estate (Broker 12%) (12%)
- A. Antidiscrimination: 1. Federal Fair Housing Act general principles and exemptions; 2. Protected classes under Federal Fair Housing Act; 3. Protections against discrimination based on gender identity and sexual orientation; 4. Prohibited conduct under Federal Fair Housing Act (Redlining, Blockbusting, Steering, Disparate Treatment); 5. Fair housing advertising rules; 6. Americans with Disabilities Act (ADA) obligations pertaining to accessibility and reasonable accommodations
- B. Legislation and Regulations: 1. Licensees’ status as employees or independent contractors; 2. Antitrust laws and types of violations, fines and penalties; 3. Do-Not-Call List rule compliance; 4. Proper use of Social Media and Internet communication and advertising
- C. Duties and Responsibilities: 1. Protection of confidential personal information (written, verbal or electronic); 2. Duties when handling funds of others in transactions; 3. Licensee responsibility for due diligence in real estate transactions
- D. Supervisory Responsibilities (BROKER ONLY): 1. Broker's supervisory responsibilities (licensees, teams and unlicensed assistants and employees) (BROKER ONLY); 2. Broker relationship with licensees (employees or independent contractors and governing rules) (BROKER ONLY)
XI. Real Estate Calculations (Broker 6%) (6%)
- A. Calculations for Transactions: 1. Seller’s net proceeds; 2. Buyer funds needed at closing; 3. Real property tax and other prorations; 4. Real property transfer fees; 5. PITI (Principal, Interest, Taxes and Insurance) payments estimate given loan rate and term
- B. General Concepts: 1. Equity; 2. Rate of return/Capitalization rate; 3. Loan-to-Value ratio; 4. Discount points and loan origination fees
Examination sources
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Description of Examinations and Examination Content Outlines, section I heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
National portion content outline, section XI heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
National portion content outline, section X.D heading
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
Content Outlines, national portion heading
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
National portion content outline, section V heading
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Examination Summary Table note
- PSI Services LLC, Georgia Real Estate Candidate Information Bulletin
Description of Examinations, scenario-based items
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Score Reporting, passing requirement
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
License Application Instructions, retake rule
- PSI Services LLC, Virginia Real Estate Candidate Information Bulletin
Introduction, examinations and portions