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Washington Public Adjuster — Requirements & Free Practice

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Public Adjuster — Business Entity

Business-entity public-adjuster license; the responsible officer must furnish the statutory qualifications.

Licensing authority: Washington Office of the Insurance Commissioner · Application information

Late renewal of business entity public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
The business entity must have at least one active affiliation and an actively licensed designated responsible person; any continuing education and examination duties of that person attach to the individual license.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Submit within 60 days of expiration; pay a 50% renewal-fee surcharge for days 1-30 or 100% for days 31-60. Do not transact insurance while expired.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity initial licensure through qualified responsible officer
Washington Insurance Adjuster
Applicant Type
Business entity; nonresident application.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Examination Exemptions
The officer's statutory qualifying salaried employment or eligible nonresident licensing may satisfy the applicable exemption in RCW 48.17.110(2)(b)-(c). A different jurisdiction's own examination remains a condition.
Formation Or Responsible License
Designate an individually licensed adjuster responsible for compliance with Washington insurance laws and rules under RCW 48.17.380(3)(g).
Implementation Checklist
The OIC business-entity checklist calls for an online application and bond, and resident formation documents. It does not impose a new personal examination on the entity; RCW 48.17.380(3)(e) governs the responsible officer's examination qualification.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Responsible Officer
RCW 48.17.380(3) requires the responsible officer to furnish all listed qualifications, including successful passage of any examination required under the chapter. The leaf records the officer's currently offered Washington adjuster examination, including a passing score earned before this entity application; the entity does not personally sit the examination.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Reinstatement of business entity public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
The business entity must have at least one active affiliation and an actively licensed designated responsible person; any continuing education and examination duties of that person attach to the individual license.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply after day 60 but within 12 months of expiration or cancellation, whichever is earlier, with completed reinstatement application, required CE certificates, fee and 200% surcharge; terminated affiliations or appointments must be added again after reinstatement.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Renewal of business entity public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
The business entity must have at least one active affiliation and an actively licensed designated responsible person; any continuing education and examination duties of that person attach to the individual license.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply with renewal fee before expiration; the Board permits submission from 90 days before expiration.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure through qualified responsible officer
Washington Insurance Adjuster
Applicant Type
Business entity; resident application.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Examination Exemptions
The officer's statutory qualifying salaried employment or eligible nonresident licensing may satisfy the applicable exemption in RCW 48.17.110(2)(b)-(c). A different jurisdiction's own examination remains a condition.
Formation Or Responsible License
Submit articles of incorporation or formation as a resident business entity.
Implementation Checklist
The OIC business-entity checklist calls for an online application and bond, and resident formation documents. It does not impose a new personal examination on the entity; RCW 48.17.380(3)(e) governs the responsible officer's examination qualification.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Responsible Officer
RCW 48.17.380(3) requires the responsible officer to furnish all listed qualifications, including successful passage of any examination required under the chapter. The leaf records the officer's currently offered Washington adjuster examination, including a passing score earned before this entity application; the entity does not personally sit the examination.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
New application after public adjuster license has been inactive more than twelve months
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
New Application
Submit new license application and fees. A new fingerprint card is not required when another license remains active or another license was held during the past year; otherwise the rule requires fingerprints where applicable.
Officer Or Individual Qualifications
Meet the current qualifications and any applicable statutory examination exemptions.
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Prior License
Expired or canceled public-adjuster license has been inactive more than 12 months. It cannot be reinstated or reissued under WAC 284-17-490.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Retesting
Retake and pass every applicable license examination; for a business entity the examination qualification belongs to its responsible officer under RCW 48.17.380(3).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Automatic reissuance after compliance with a support order
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Compliance Release
All other reinstatement requirements must have continued to be met during suspension. Upon receipt of the department's release certifying compliance, RCW 48.17.535 makes reissuance automatic.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Suspension
The commissioner suspended this license after certification of noncompliance with a support order.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Reissuance after voluntary cancellation after renewal date
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Cancellation
Applicant voluntarily canceled the license before its renewal date.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Maintain an actively licensed responsible person and the affiliations required for the entity license.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Renewal Cycle
Reissued license retains its original renewal cycle.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
After the original renewal date, apply under late-renewal or reinstatement rules, with the surcharge measured from expiration. Reissuance is unavailable more than 12 months after the original renewal date.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Reissuance after voluntary cancellation before renewal date
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Cancellation
Applicant voluntarily canceled the license before its renewal date.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Maintain an actively licensed responsible person and the affiliations required for the entity license.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Renewal Cycle
Reissued license retains its original renewal cycle.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply and pay the applicable fee before the original renewal date.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Public Adjuster — Individual

Individual license to represent the financial interests of insureds. Crop claims are covered by the separately licensed crop-adjuster specialty.

Licensing authority: Washington Office of the Insurance Commissioner · Application information

Initial licensure with statutory salaried employment examination exemption
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Experience
For one year, part of which occurred in the year preceding application, be a full-time salaried employee of an insurer or managing general agent adjusting, investigating or reporting insurance claims. Submit employer verification on business letterhead. RCW 48.17.110(2)(b) exempts this non-crop adjuster applicant from examination.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Implementation Statement
The Board's experience page says "You may not have to take our adjuster exam." The statutory exemption governs qualifying employment.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Late renewal of individual public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Residents and nonresidents designating Washington as home state complete 24 approved continuing-education hours, including three ethics hours, within the prior 24 months. Adjuster courses concern property and casualty insurance or claim adjusting. Maintain completion certificates for three years. WAC 284-17-254 permits a documented medical or military continuing-education waiver for the particular continuation period; other nonresidents follow their applicable home-state requirements.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Submit within 60 days of expiration; pay a 50% renewal-fee surcharge for days 1-30 or 100% for days 31-60. Do not transact insurance while expired.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Nonresident initial licensure with another designated home state examination
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Examination Recognition
WAC 284-17-123(3)(c) deems the Washington examination satisfied; the other jurisdiction's own exam and score are applicant conditions.
Fingerprints
Ordinary nonresident applicants with another designated-home-state license do not submit Washington fingerprints.
Home State
Home jurisdiction does not issue adjuster licenses. Hold an active nonresident adjuster license in a different jurisdiction requiring an examination, have passed that jurisdiction's examination, and remain in good standing.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Nonresident initial licensure by home state reciprocity
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Fingerprints
No Washington fingerprint requirement for an ordinary nonresident holding a home-state or other designated-home-state adjuster license.
Home State License
Hold and maintain a similar adjuster license in good standing in the home state; the home state must reciprocally license Washington adjusters. The commissioner deems the applicant fully qualified and competent.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Other Jurisdiction Examination
Any other jurisdiction's own examination is an applicant qualification, not a Washington requirement leaf.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Nonresident initial licensure using Washington examination and designated home state
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Employment Exemption
A qualifying non-crop full-time salaried-employment exemption under RCW 48.17.110(2)(b) remains available; the separate employment-exemption route states its conditions.
Experience Or Training
Satisfy the competent claims-handling experience, special-education or supervised training requirement of RCW 48.17.380(3)(d) and WAC 284-17-123.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Home State
Home jurisdiction does not issue the adjuster license; designate Washington as home state where RCW 48.17.380(4) applies and satisfy Washington resident qualifications.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Reinstatement of individual public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Residents and nonresidents designating Washington as home state complete 24 approved continuing-education hours, including three ethics hours, within the prior 24 months. Adjuster courses concern property and casualty insurance or claim adjusting. Maintain completion certificates for three years. WAC 284-17-254 permits a documented medical or military continuing-education waiver for the particular continuation period; other nonresidents follow their applicable home-state requirements.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply after day 60 but within 12 months of expiration or cancellation, whichever is earlier, with completed reinstatement application, required CE certificates, fee and 200% surcharge; terminated affiliations or appointments must be added again after reinstatement.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure after relocation from another jurisdiction
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Board Moving Guidance
The OIC moving page states: "The exam can be waived if you complete the following steps, in order, within 90 days of your move:" followed by cancellation of the prior home-state license, a Washington application and fees, any clearance letter, and e-fingerprints. It also requires retesting if the prior resident license was canceled more than 90 days before the application.
Experience Or Training
Satisfy the adjuster experience or education requirements.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Prior License
Previously hold a resident license elsewhere and establish Washington residency.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Source Hierarchy
RCW 48.17.175 expressly applies its relocation examination exemption to insurance producers. RCW 48.17.110(1) requires an adjuster examination except its statutory exemptions. The Washington adjuster examination therefore remains identified for this route; the broader Board moving-page waiver statement is an applicant condition, not an extension of the producer exemption.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Renewal of individual public adjuster license
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Residents and nonresidents designating Washington as home state complete 24 approved continuing-education hours, including three ethics hours, within the prior 24 months. Adjuster courses concern property and casualty insurance or claim adjusting. Maintain completion certificates for three years. WAC 284-17-254 permits a documented medical or military continuing-education waiver for the particular continuation period; other nonresidents follow their applicable home-state requirements.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply with renewal fee before expiration; the Board permits submission from 90 days before expiration.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination with AIC special education
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residence
Washington resident.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Special Education
Successfully complete the program and earn the AIC professional designation from The Institutes. The designation substitutes for experience or trainee training; its courses and examinations are applicant qualifications and do not replace the Washington adjuster examination.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Resident initial licensure by examination with CPCU special education
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residence
Washington resident.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Special Education
Successfully complete the program and earn the CPCU professional designation from The Institutes. The designation substitutes for experience or trainee training; its courses and examinations are applicant qualifications and do not replace the Washington adjuster examination.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Resident initial licensure by examination with PCLS special education
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residence
Washington resident.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Special Education
Successfully complete the program and earn the PCLS professional designation from the American Educational Institute. The designation substitutes for experience or trainee training; its courses and examinations are applicant qualifications and do not replace the Washington adjuster examination.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Resident initial licensure by examination after adjuster trainee training
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Fingerprints
Resident applicants and applicants designating Washington as their home state furnish fingerprints for the statutory background check. Schedule fingerprints after submitting the application. RCW 48.17.380(1) governs; ordinary nonresident applicants with another home-state license are exempt from this fingerprint requirement.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residence
Washington resident.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Training
Complete a salaried, supervised adjuster-trainee program of six to nine months with at least 960 hours; training covers all adjustment activities and is documented by dates, topics and hours. Employer reports the training employment dates to the commissioner; trainee transactions are completed in the supervising resident adjuster's name. Trainee status is training rather than a separate issued license.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
New application after public adjuster license has been inactive more than twelve months
Washington Insurance Adjuster
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
New Application
Submit new license application and fees. A new fingerprint card is not required when another license remains active or another license was held during the past year; otherwise the rule requires fingerprints where applicable.
Officer Or Individual Qualifications
Meet the current qualifications and any applicable statutory examination exemptions.
Passing Score Age
The PSI bulletin (last revised August 3, 2026), page 1, requires all application requirements, fees, fingerprints and conviction documentation within 180 days of passing, or the examination must be retaken.
Prior License
Expired or canceled public-adjuster license has been inactive more than 12 months. It cannot be reinstated or reissued under WAC 284-17-490.
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Retesting
Retake and pass every applicable license examination; for a business entity the examination qualification belongs to its responsible officer under RCW 48.17.380(3).
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.
Automatic reissuance after compliance with a support order
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Compliance Release
All other reinstatement requirements must have continued to be met during suspension. Upon receipt of the department's release certifying compliance, RCW 48.17.535 makes reissuance automatic.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Suspension
The commissioner suspended this license after certification of noncompliance with a support order.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Reissuance after voluntary cancellation after renewal date
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Cancellation
Applicant voluntarily canceled the license before its renewal date.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Residents and nonresidents designating Washington as home state complete 24 approved continuing-education hours, including three ethics hours, within the prior 24 months. Adjuster courses concern property and casualty insurance or claim adjusting. Maintain completion certificates for three years. WAC 284-17-254 permits a documented medical or military continuing-education waiver for the particular continuation period; other nonresidents follow their applicable home-state requirements.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Renewal Cycle
Reissued license retains its original renewal cycle.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
After the original renewal date, apply under late-renewal or reinstatement rules, with the surcharge measured from expiration. Reissuance is unavailable more than 12 months after the original renewal date.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Reissuance after voluntary cancellation before renewal date
No examination is required for this applicant pathway.
Application
Apply on the commissioner's prescribed form and pay the applicable license fee.
Cancellation
Applicant voluntarily canceled the license before its renewal date.
Commissioner Directed Assessment
RCW 48.17.110(4) permits the commissioner to require a competence/qualification examination after violations or conduct raising qualifications concerns. The provision does not identify a separate currently offered examination; any such directed assessment is an applicant condition.
Continuing Education
Residents and nonresidents designating Washington as home state complete 24 approved continuing-education hours, including three ethics hours, within the prior 24 months. Adjuster courses concern property and casualty insurance or claim adjusting. Maintain completion certificates for three years. WAC 284-17-254 permits a documented medical or military continuing-education waiver for the particular continuation period; other nonresidents follow their applicable home-state requirements.
Minimum Age
The individual or responsible officer must be at least 18 years old under RCW 48.17.380(3)(a).
Public Adjuster Bond
File and maintain a $5,000 public-adjuster surety bond in the name of the licensee under RCW 48.17.430.
Renewal Cycle
Reissued license retains its original renewal cycle.
Residency
Be a bona fide Washington resident or a resident of a jurisdiction allowing Washington residents to act as adjusters, subject to the designated-home-state provisions in RCW 48.17.380(4)-(5).
Timing
Apply and pay the applicable fee before the original renewal date.
Trustworthiness
The individual or responsible officer must be trustworthy and competent; the commissioner may require documents verifying application information.

Official no-examination sources

Effective from 2026-09-22.

Washington Insurance Adjuster

Provider
PSI Services LLC
Format
Computer-delivered written examination
Exam questions
100 scored items; additional unscored questions may be present
Time limit
135 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Federal Laws and Regulations (5 items)
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose — Prohibited Persons in Insurance, waiver required
    • National Flood Insurance Program (NFIP)
    • Terrorism Risk Insurance Act
    • Motor Carrier Act (MCS-90 and Others)
    • Privacy (Gramm-Leach-Bliley)
  • Licensing and Regulation (20 items)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Commissioner
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Commissioner — Broad powers (RCW: 48.01.010, .020, .030, 040, .053, .060, .070, .080, .150, .190, .250; 48.02.010, .020, .060, .080, .100, .160)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Commissioner — Examination of records (Ref: 48.03.010-.030; WAC 284-03-015)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Commissioner — Notice of hearing (RCW: 48.04.010-.140)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Persons required to be licensed (RCW: 48.17.060, 48.17.460, 48.17.110)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Persons required to be licensed (RCW: 48.17.060, 48.17.460, 48.17.110) — Adjuster (RCW 48.17.010; 48.17.380,48.17.390; 48.17.410, .430, 48.17.470, WAC 284-17-06, 284-17- 123, 284-17-125, 284-17-130, .423)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Persons required to be licensed (RCW: 48.17.060, 48.17.460, 48.17.110) — Exemptions (RCW: 48.17..110)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Penalties for noncompliance (RCW 48.17.125)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Penalties for noncompliance (RCW 48.17.125) — Refusal/nonrenewal (RCW: 48.17.530, .540)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Penalties for noncompliance (RCW 48.17.125) — Suspension/revocation/probation (Ref: 48.17.530, .540, .550)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Penalties for noncompliance (RCW 48.17.125) — Fines (RCW 48.17.560)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license — Renewal (WAC 284-17-423; 48.14.010(1)(i))
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license — Continuing education -exemption (WAC 284-17-222)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license — Late renewal/reinstatement (WAC 284-17-490; RCW 48.17.170)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license — Reporting of actions (Ref: 48.17.597)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Licensing — Maintenance and duration of license — Licensing Process (Ref: WAC 284-17-, .005, .065)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Purpose
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Definitions
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Definitions — First Party Claimant
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Definitions — Third Party Claimant (WAC 284-30-320)
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Definitions — Insurer
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Unfair Claims Settlement Practices
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Unfair Claims Settlement Practices — Misrepresentation
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Unfair Claims Settlement Practices — Failure to Acknowledge Pertinent Communications
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Unfair Claims Settlement Practices — Standards for Prompt Investigations of Claims
    • Washington Laws, Rules and Regulations Common to Adjuster Insurance — Trade Practices — Unfair Claims Settlement Practices — Standards for Prompt, Fair and Equitable Settlements
  • General Insurance Concepts (10 items)
    • Risk
    • Risk — Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk — Elements of Insurable Risks
    • Risk — Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers — Mutual, Stock
    • Classifications of Insurers — Admitted, Non-Admitted
    • Classifications of Insurers — Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract — Consideration
    • Elements of a Contract — Competent Parties
    • Elements of a Contract — Legal Purpose
    • Elements of a Contract — Offer
    • Elements of a Contract — Acceptance
    • Authority and Powers of Producers
    • Authority and Powers of Producers — Express
    • Authority and Powers of Producers — Implied
    • Authority and Powers of Producers — Apparent
    • Authority and Powers of Producers — The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts — Reasonable Expectations
    • Legal Interpretations Affecting Contracts — Indemnity
    • Legal Interpretations Affecting Contracts — Good Faith
    • Legal Interpretations Affecting Contracts — Fraud
    • Legal Interpretations Affecting Contracts — Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics (20 items)
    • Insurable Interest
    • Liability
    • Liability — Absolute
    • Liability — Strict
    • Liability — Vicarious
    • Underwriting
    • Underwriting — Purpose
    • Underwriting — Process
    • Underwriting — Results
    • Rate Development
    • Rate Development — Types
    • Rate Development — Components
    • Rate Development — Basis
    • Types of Hazards
    • Types of Perils
    • Types of Loss
    • Types of Loss — Direct
    • Types of Loss — Indirect
    • Loss Valuation
    • Loss Valuation — Actual Cash Value
    • Loss Valuation — Replacement Cost
    • Loss Valuation — Market Value
    • Loss Valuation — Agreed Value
    • Loss Valuation — Valued Policy
    • Loss Valuation — Functional Replacement Cost
    • Basic Types of Construction
    • Negligence
    • Negligence — Torts
    • Negligence — Elements of a Negligent Act
    • Negligence — Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure — Declarations
    • Policy Structure — Definitions
    • Policy Structure — Insuring Agreement
    • Policy Structure — Supplementary Coverage
    • Policy Structure — Conditions
    • Policy Structure — Exclusions
    • Policy Structure — Endorsements
    • Policy Clauses
    • Policy Clauses — Insureds
    • Policy Clauses — Policy Period
    • Policy Clauses — Policy Territory
    • Policy Clauses — Cancellation and Non-Renewal
    • Policy Clauses — Deductibles
    • Policy Clauses — Other Insurance
    • Policy Clauses — Other Insurance — Nonconcurrency
    • Policy Clauses — Other Insurance — Primary and Excess
    • Policy Clauses — Other Insurance — Pro Rata
    • Policy Clauses — Other Insurance — Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability — Per Accident
    • Limits of Liability — Per Occurrence
    • Limits of Liability — Per Person
    • Limits of Liability — Aggregate
    • Limits of Liability — Split Limits
    • Limits of Liability — Combined Single Limit
    • Coinsurance
    • Coinsurance — Purpose
    • Coinsurance — Definition
    • Coinsurance — Calculation
    • Coinsurance — Penalties
    • Coinsurance — Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions — First Named Insured versus Other Insureds
    • Named Insured Provisions — Duties After Loss
    • Named Insured Provisions — Assignment
    • Named Insured Provisions — Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions — Liberalization
    • Insurer Provisions — Subrogation
    • Insurer Provisions — Claim Settlement Options
    • Insurer Provisions — Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions — Standard Mortgage Clause
    • Third-Party Provisions — Loss Payable Clause
    • Third-Party Provisions — No Benefit to the Bailee
  • Dwelling Policy Concepts (4 items)
    • Purpose and Eligibility
    • Perils Insured Against
    • Perils Insured Against — Basic
    • Perils Insured Against — Broad
    • Perils Insured Against — Special
    • Property Coverages
    • Property Coverages — Coverage A - Dwelling
    • Property Coverages — Coverage B - Other Structures
    • Property Coverages — Coverage C - Personal Property
    • Property Coverages — Coverage D - Fair Rental Value
    • Property Coverages — Coverage E - Additional Living Expenses
    • Property Coverages — Other Coverages
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Property Endorsements
    • Personal Liability Supplement
    • Personal Liability Supplement — Coverage L - Personal Liability
    • Personal Liability Supplement — Coverage M - Medical Payments to Others
  • Homeowners Policy Concepts (9 items)
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms — Broad (HO-2)
    • Homeowners Policy Coverage Forms — Special (HO-3)
    • Homeowners Policy Coverage Forms — Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms — Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms — Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms — Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages — Coverage A - Dwelling
    • Section I - Property Coverages — Coverage B - Other Structures
    • Section I - Property Coverages — Coverage C - Personal Property
    • Section I - Property Coverages — Coverage D - Loss of Use
    • Section I - Property Coverages — Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages — Coverage E - Personal Liability
    • Section II - Liability Coverages — Coverage F - Medical Payments to Others
    • Section II - Liability Coverages — Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions — Section I-Property Covered Exclusions
    • Homeowners Policy Exclusions — Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements — Ordinance or Law
    • Homeowners Policy Endorsements — Business Pursuits
    • Homeowners Policy Endorsements — Earthquake
    • Homeowners Policy Endorsements — Home Day Care
    • Homeowners Policy Endorsements — Personal Injury
    • Homeowners Policy Endorsements — Personal Property Replacement Cost
    • Homeowners Policy Endorsements — Watercraft
    • Scheduled Personal Property/Personal Articles Floater
  • Commercial Property Policies (3 items)
    • Commercial Package Policy
    • Commercial Package Policy — Purpose
    • Commercial Package Policy — Definition
    • Commercial Package Policy — Coverage Parts
    • Commercial Package Policy — Coverage Extensions
    • Commercial Policy Components
    • Commercial Policy Components — Declarations
    • Commercial Policy Components — Conditions
    • Commercial Policy Components — Insuring Agreements
    • Commercial Policy Components — Exclusions
    • Commercial Property Forms
    • Commercial Property Forms — Coverage Forms for Building and Business Personal Property
    • Commercial Property Forms — Builders Risk
    • Commercial Property Forms — Business Income
    • Commercial Property Forms — Extra Expense
    • Commercial Property Forms — Legal Liability
    • Commercial Property Forms — Cause of Loss Forms
    • Commercial Property Forms — Commercial Crime
    • Commercial Property Endorsements
    • Commercial Property Endorsements — Ordinance or Law
    • Commercial Property Endorsements — Peak Season Limit of Insurance
    • Commercial Property Endorsements — Spoilage
    • Commercial Property Endorsements — Value Reporting Form
    • Commercial Property Endorsements — Earthquake
    • Commercial Property Endorsements — Equipment Breakdown Coverages
    • Commercial Inland Marine - Purpose
    • Ocean Marine (Distinction Between Inland and Ocean)
    • Farm Property
    • Farm Property — Definitions
    • Farm Property — Conditions and Exclusions
    • Farm Property — Coverages
  • Personal Automobile Policy (9 items)
    • Definitions
    • Personal Injury Protection Definitions
    • General Provisions
    • Duties After an Accident or Loss
    • Endorsements
    • Endorsements — Towing and Labor Costs
    • Endorsements — Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements — Joint Ownership Coverage
    • Endorsements — Rental Vehicle Coverage
    • Liability Coverage
    • Liability Coverage — Bodily Injury and Property Damage
    • Liability Coverage — Supplementary Payments
    • Liability Coverage — Exclusions
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorist Coverage
    • Uninsured and Underinsured Motorist Coverage — Definitions
    • Uninsured and Underinsured Motorist Coverage — Bodily Injury
    • Uninsured and Underinsured Motorist Coverage — UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile — Collision
    • Coverage for Damage to your Automobile — Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile — Deductibles
    • Coverage for Damage to your Automobile — Exclusions
  • Commercial Automobile Policy (3 items)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles — Hired Automobiles
    • Covered Automobiles — Non-owned Automobiles
    • Definitions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements — Lessor - Additional Insured and Loss Payee
    • Selected Endorsements — Mobile Equipment
    • Selected Endorsements — Property Protection Coverage
    • Selected Endorsements — Broad Form Products
    • Selected Endorsements — Employees as Insureds
    • Exclusions
    • Physical Damage
  • Commercial General Liability (3 items)
    • Commercial Policy Components
    • Commercial Policy Components — Declarations
    • Commercial Policy Components — Conditions
    • Commercial Policy Components — Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages — Bodily Injury and Property Damage
    • Commercial General Liability Coverages — Personal and Advertising Injury
    • Commercial General Liability Coverages — Medical Payments
    • Commercial General Liability Coverages — Conditions
    • Commercial General Liability Coverages — Definitions
    • Commercial General Liability Coverages — Exclusions
    • Occurrence Policy versus Claims-Made Policy
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures — Premises and Operations
    • Commercial General Liability Exposures — Products and Completed Operations
    • Commercial General Liability Exposures — Contractual Liability
  • Other Types of Insurance Policies (1 item)
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies — Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies — Self-Insured Retention
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) — Deductible
  • Adjustment Process (13 items)
    • Claim Notification Process
    • Claim Notification Process — Date of Loss
    • Claim Notification Process — Location
    • Claim Notification Process — Parties Involved
    • Claim Notification Process — Type of Loss (e.g. Liability, Property)
    • Investigation and Evaluation of Loss/Claim Information
    • Investigation and Evaluation of Loss/Claim Information — Determination of Applicable Coverage
    • Investigation and Evaluation of Loss/Claim Information — Inquiry into Relevant Information
    • Investigation and Evaluation of Loss/Claim Information — Purpose of Loss Reserves
    • Remedies for Disputes
    • Remedies for Disputes — Appraisal
    • Remedies for Disputes — Mediation (Binding and Unbinding)
    • Remedies for Disputes — Arbitration (Binding and Unbinding)
    • Remedies for Disputes — Litigation
    • Finalization of Claim
    • Finalization of Claim — Denial
    • Finalization of Claim — Settlement
    • Finalization of Claim — Closing Claim
Examination sources