Maine Public Adjuster — Requirements & Free Practice

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Adjuster

Individual adjuster license used for public adjusting; authorities are property and casualty, multiple peril crop, and workers’ compensation.

Licensing authority: Maine Bureau of Insurance · Application information

Nonresident licensure with Maine designated as home state — Multiple peril crop insurance adjuster

Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Property and casualty insurance adjuster

Maine Property and Casualty Adjuster Exam

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Property and casualty insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Property and casualty insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Property and casualty insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure with Maine designated as home state — Workers’ compensation insurance adjuster

Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Requested Authorities: Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Nonresident living in a jurisdiction that does not license adjusters; designate Maine as home state, qualify as a resident, pass the corresponding Maine examination and apply for a nonresident license with Maine designated as home state, as stated in the Bureau FAQ.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Nonresident licensure by reciprocity

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Application Reciprocity: Submit the proper request, fees and home-state application or a completed uniform application; §1477 preserves the requirements of §1420-G and §1472(2)(B).
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Waiver: Section 1477 waives the other qualification requirements for a qualifying reciprocal applicant; an examination passed in another jurisdiction is an applicant condition, not a Maine examination leaf.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Home License: Valid home-state adjuster license and good standing; the home state must offer reciprocal nonresident licenses. If the residence jurisdiction does not license the requested authority, designate a jurisdiction where the applicant is licensed and in good standing as home state under §1477.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Lower Ranked Form Statement: The Bureau’s Application for Adjuster License states: If your home state does not require an adjuster license, you must designate a Home State. If you have not taken another state’s exam, you m ay need to take the Maine exam. This form statement is retained as an applicant condition; the controlling reciprocal waiver in §1477 governs this route.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Scope: Maine nonresident authority is issued as Limited to Home State, according to the Bureau FAQ.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1477
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1420-G
Maine Bureau of Insurance Adjusters FAQs
I am a first time licensee, how do I get started? Nonresident paragraph
Maine Bureau of Insurance Adjusters FAQs
What lines of authority can I apply for as an Adjuster? Nonresident paragraph
Maine Bureau of Insurance Application for Adjuster License
Qualifications – Non-resident Adjusters, examination qualification paragraph
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite

Nonresident adjuster license continuation

No examination is required for this applicant pathway.

Continuing Education: The Bureau FAQ states that neither resident nor nonresident adjusters currently have continuing-education requirements; §1481-A applies to producers and consultants.
Crop Certification Maintenance: A multiple-peril-crop licensee whose qualification was established through federal certification must maintain that certification under §1472(2)(C).
Existing License: A current adjuster license remains in force unless suspended, revoked or otherwise terminated, subject to paying applicable fees under §1416-A(1).
Fee Nonpayment: Failure to pay required fees within 90 days of the due date results in suspension or revocation under §1416-A(3).
Renewal Cycle: Resident adjusters: October 1 of even-numbered years; nonresident adjusters: January 1 of even-numbered years, under §1416-A(2).
Residency: Nonresident adjuster; nonresident applicants must maintain accurate resident or designated-home-state licensing information.

Official no-examination sources

Effective from 2026-09-22.

Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A(2)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A(3)
Maine Bureau of Insurance Adjusters FAQs
Are adjusters required to complete continuing education credits?
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1481-A
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(C)

Nonresident reinstatement after voluntary termination with reciprocal qualification

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Application Reciprocity: Submit the proper request, fees and home-state application or a completed uniform application; §1477 preserves the requirements of §1420-G and §1472(2)(B).
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Waiver: Section 1477 waives the other qualification requirements for a qualifying reciprocal applicant; an examination passed in another jurisdiction is an applicant condition, not a Maine examination leaf.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Home License: Valid home-state adjuster license and good standing; the home state must offer reciprocal nonresident licenses. If the residence jurisdiction does not license the requested authority, designate a jurisdiction where the applicant is licensed and in good standing as home state under §1477.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Lower Ranked Form Statement: The Bureau’s Application for Adjuster License states: If your home state does not require an adjuster license, you must designate a Home State. If you have not taken another state’s exam, you m ay need to take the Maine exam. This form statement is retained as an applicant condition; the controlling reciprocal waiver in §1477 governs this route.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Maine License: The prior Maine nonresident license was voluntarily terminated; submit a new application and fee as stated in the Bureau’s Voluntary Termination form.
Scope: Maine nonresident authority is issued as Limited to Home State, according to the Bureau FAQ.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1477
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1420-G
Maine Bureau of Insurance Adjusters FAQs
I am a first time licensee, how do I get started? Nonresident paragraph
Maine Bureau of Insurance Adjusters FAQs
What lines of authority can I apply for as an Adjuster? Nonresident paragraph
Maine Bureau of Insurance Application for Adjuster License
Qualifications – Non-resident Adjusters, examination qualification paragraph
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite
Maine Bureau of Insurance Voluntary Termination of License Request
Nonresident reinstatement paragraph

Licensure based on an existing or recently canceled adjuster license

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemption: Section 1427-A(1) expressly exempts qualifying applicants from prelicensing education and examination under §1410; the prior jurisdiction’s examination or license is an applicant condition.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior License: Previously licensed as an adjuster for the requested license type in another jurisdiction; currently licensed there, or apply within 90 days after cancellation with the required good-standing certification or NAIC database evidence under §1427-A(1).
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

24-A M.R.S. §1427-A: Exemption from examination requirement
24-A M.R.S. §1427-A(1)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite

Relicensing after revocation by examination — Multiple peril crop insurance adjuster

Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Property and casualty insurance adjuster

Maine Property and Casualty Adjuster Exam

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Property and casualty insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Property and casualty insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Property and casualty insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation by examination — Workers’ compensation insurance adjuster

Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Requested Authorities: Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident applicant, or nonresident designating Maine as home state, reestablishing qualification after revocation and not qualifying for an examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after revocation with a statutory prior license examination exemption

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemption: Section 1427-A(1) expressly exempts qualifying applicants from prelicensing education and examination under §1410; the prior jurisdiction’s examination or license is an applicant condition.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior License: Previously licensed as an adjuster for the requested license type in another jurisdiction; currently licensed there, or apply within 90 days after cancellation with the required good-standing certification or NAIC database evidence under §1427-A(1).
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

24-A M.R.S. §1427-A: Exemption from examination requirement
24-A M.R.S. §1427-A(1)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1418
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1418(2)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite

Nonresident relicensing after revocation with reciprocal qualification

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Application Reciprocity: Submit the proper request, fees and home-state application or a completed uniform application; §1477 preserves the requirements of §1420-G and §1472(2)(B).
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Waiver: Section 1477 waives the other qualification requirements for a qualifying reciprocal applicant; an examination passed in another jurisdiction is an applicant condition, not a Maine examination leaf.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Good Cause: The superintendent may refuse relicensing unless good cause is shown why the prior revocation should not bar a new license under §1418(1).
Home License: Valid home-state adjuster license and good standing; the home state must offer reciprocal nonresident licenses. If the residence jurisdiction does not license the requested authority, designate a jurisdiction where the applicant is licensed and in good standing as home state under §1477.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Lower Ranked Form Statement: The Bureau’s Application for Adjuster License states: If your home state does not require an adjuster license, you must designate a Home State. If you have not taken another state’s exam, you m ay need to take the Maine exam. This form statement is retained as an applicant condition; the controlling reciprocal waiver in §1477 governs this route.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Revocation: After revocation, at least one year must have elapsed since the revocation’s effective date, or since the final court order affirming it when appealed; reestablish qualification under §1418(1).
Repeat Revocation: A person whose license has been revoked twice under §1417 or §1420-K is ineligible for another license under §1418(2).
Scope: Maine nonresident authority is issued as Limited to Home State, according to the Bureau FAQ.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1477
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1420-G
Maine Bureau of Insurance Adjusters FAQs
I am a first time licensee, how do I get started? Nonresident paragraph
Maine Bureau of Insurance Adjusters FAQs
What lines of authority can I apply for as an Adjuster? Nonresident paragraph
Maine Bureau of Insurance Application for Adjuster License
Qualifications – Non-resident Adjusters, examination qualification paragraph
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1418
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1418(2)

Resident licensure by examination — Multiple peril crop insurance adjuster

Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident licensure by examination — Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident licensure by examination — Property and casualty insurance adjuster

Maine Property and Casualty Adjuster Exam

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Property and casualty insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident licensure by examination — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident licensure by examination — Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Multiple-Peril Crop Insurance Adjuster (practice unavailable)
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Crop Certification Alternative: Under §1410(9), proof of federal crop-insurance certification through a process including a crop-adjuster proficiency examination may replace the Maine crop examination; the Bureau FAQ accepts the Federal Certification Card (CAPP). The statute does not identify that proficiency examination, so this certification and its proficiency slot are applicant conditions.
Crop Certification Maintenance: An applicant qualifying through federal crop-insurance certification must maintain that certification under §1472(2)(C).
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Property and casualty insurance adjuster; Multiple peril crop insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident licensure by examination — Property and casualty insurance adjuster; Workers’ compensation insurance adjuster

All of the following:

Maine Property and Casualty Adjuster Exam
Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Property and casualty insurance adjuster; Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Resident adjuster license continuation

No examination is required for this applicant pathway.

Continuing Education: The Bureau FAQ states that neither resident nor nonresident adjusters currently have continuing-education requirements; §1481-A applies to producers and consultants.
Crop Certification Maintenance: A multiple-peril-crop licensee whose qualification was established through federal certification must maintain that certification under §1472(2)(C).
Existing License: A current adjuster license remains in force unless suspended, revoked or otherwise terminated, subject to paying applicable fees under §1416-A(1).
Fee Nonpayment: Failure to pay required fees within 90 days of the due date results in suspension or revocation under §1416-A(3).
Renewal Cycle: Resident adjusters: October 1 of even-numbered years; nonresident adjusters: January 1 of even-numbered years, under §1416-A(2).
Residency: Resident adjuster; nonresident applicants must maintain accurate resident or designated-home-state licensing information.

Official no-examination sources

Effective from 2026-09-22.

Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A(2)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1416-A(3)
Maine Bureau of Insurance Adjusters FAQs
Are adjusters required to complete continuing education credits?
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1481-A
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(C)

Resident licensure after relocation to Maine

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Move To Maine: Apply within 90 days after establishing Maine legal residence under §1427-A(2).
Prior License: Previously licensed as an adjuster for the same license type in another jurisdiction.
Rule Exception: Section 1427-A(2) provides an examination exemption except when the superintendent determines otherwise by rule; the current official licensing sources identify no specific additional examination for this pathway.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

24-A M.R.S. §1427-A: Exemption from examination requirement
24-A M.R.S. §1427-A(2)
24-A M.R.S. §1427-A: Exemption from examination requirement
24-A M.R.S. §1427-A(1)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite

Resident licensure by examination — Workers’ compensation insurance adjuster

Workers’ Compensation Adjuster (practice unavailable)

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Examination Exemptions: Applicants qualifying under §1427-A or §1477 use the separately documented examination-exempt routes; the examination route covers applicants not qualifying for those exemptions.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Former License: A voluntarily terminated prior Maine license has the §1427-A(3) examination exemption only for the same type held within the past two years, with continued qualification and any applicable continuing education.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Reinstatement Advice: The Bureau’s Voluntary Termination form directs resident former licensees to contact it about reinstatement options before reapplying in case a new examination is required.
Requested Authorities: Workers’ compensation insurance adjuster. Each requested authority has its own examination under §1410(7).
Residency: Resident as defined in §1402(12); this application pathway also applies to former resident licensees reapplying without a qualifying examination exemption.
Score Age: Apply for the license within two years after passing; otherwise register and pay for a subsequent examination under §1410(6). Passing before applying does not remove the examination from this route.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Relicensing after voluntary termination within two years

No examination is required for this applicant pathway.

Application: Submit the complete official application, declare the information true, correct and complete, and provide reasonably necessary verification documents under §1424-A.
Character: Competent, trustworthy, financially responsible, and of good personal and business reputation under §1472(2)(B).
Child Support Disclosure: Disclose child-support arrearage and any repayment agreement or related subpoena or warrant, and provide the requested compliance documentation.
Civil Litigation Disclosure: Disclose the application’s lawsuits or arbitration involving fraud, misappropriation, conversion, misrepresentation or breach of fiduciary duty and supply the requested case records.
Continued Qualification: Remain fully qualified and satisfy any applicable continuing education during the two-year period; adjusters are currently exempt from continuing education under §1481-A and the Bureau FAQ.
Criminal History Disclosure: Answer the application’s misdemeanor, felony and military-offense questions; supply the requested explanation, charging records and disposition records for affirmative answers, subject to the form’s stated exclusions.
Denial Grounds: No disqualifying ground for denial, suspension or revocation under §§1417 and 1420-K, as applied by §1424-A(1)(B).
Disciplinary History Disclosure: Disclose applicable professional or occupational administrative proceedings and supply the requested explanation, charges and disposition records; the form excludes terminations solely for nonpayment or continuing education.
Federal Consent: An applicant subject to 18 U.S.C. §1033 must obtain the required written insurance-regulator consent; the Bureau FAQ requires resident applicants to obtain Maine consent before approval and nonresident applicants to provide home-state consent or documentation that it is not required.
Fees: Resident initial application and license fees total $45; nonresident initial application and license fees total $75, as stated in the Bureau FAQ and fee schedule.
Financial History Disclosure: Disclose the application’s overdue-money demands or judgments and relevant bankruptcy proceedings, with repayment or bankruptcy details; personal bankruptcies without funds held for others are excluded.
Insurance Business Termination Disclosure: Disclose insurance-company business relationships terminated for alleged misconduct and supply the requested explanation and relevant documents.
Minimum Age: At least 18 years old under 24-A M.R.S. §1472(2)(A), unless waived for a qualifying reciprocal nonresident applicant under §1477.
Prior Maine License: The same non-temporary Maine license type was held within the preceding two years and was voluntarily terminated.
Reinstatement Advice: The current Voluntary Termination form directs residents to ask the Bureau about reinstatement options and potential examination requirements; the statutory two-year exemption governs eligible applicants.
Revocation Exclusion: The previous license must not have been revoked or suspended; §1427-A(3) does not provide its exemption in those cases.
Tax Disclosure: Disclose jurisdiction-notified delinquent tax obligations not subject to a repayment agreement.
Work Eligibility: A non-US-citizen applicant must provide proof of eligibility to work in the United States as required by the official application.

Official no-examination sources

Effective from 2026-09-22.

24-A M.R.S. §1427-A: Exemption from examination requirement
24-A M.R.S. §1427-A(3)
Maine Bureau of Insurance Adjusters FAQs
Are adjusters required to complete continuing education credits?
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1481-A
Maine Bureau of Insurance Voluntary Termination of License Request
Resident reinstatement paragraph
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(A)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1472(2)(B)
Maine Revised Statutes Title 24-A, Chapter 16
24-A M.R.S. §1424-A
Maine Bureau of Insurance Application for Adjuster License
Application, background questions and applicant attestation
Maine Bureau of Insurance Adjusters FAQs
1033 consent prerequisite

Multiple-Peril Crop Insurance Adjuster

Provider: Pearson VUE
Format: Computer-based examination at a test center
Exam questions: 50 scoreable questions
Time limit: 60 minutes
Passing score: Scaled score of 70 on a scale from zero to 100
Exam fee: $55

Examination outline

I. General Insurance Terms and Concepts (10 questions)
II. Crop Insurance (25 questions)
- Crop Insurance / II.A. Policy rates
- Crop Insurance / II.B. Coverages available
- Crop Insurance / II.C. Policy provisions
- Crop Insurance / II.D. Liability
- Crop Insurance / II.E. Claims Settlement Practices
- Crop Insurance / II.F. Cancellation and nonrenewal
- Crop Insurance / II.G. Fundamentals of Multiple-Peril Crop Insurance (MPCI)
- Crop Insurance / II.H. Plans of Insurance
- Crop Insurance / II.I. Policy Provisions
- Crop Insurance / II.J. Claims
III. Maine Laws and Rules for All Lines of Insurance (15 questions)
- Crop Law / III.A. Superintendent of Insurance
- Crop Law / III.A.1. Broad powers
- Crop Law / III.A.2. Notice and hearing
- Crop Law / III.B. Definitions
- Crop Law / III.B.1. Authorized, unauthorized, and certificate of authority
- Crop Law / III.B.2. Domestic, foreign, and alien
- Crop Law / III.B.3. Stock and mutual
- Crop Law / III.B.4. Transacting insurance
- Crop Law / III.C. Licensing requirements and limitations
- Crop Law / III.C.1. Types of licenses
- Crop Law / III.C.1.a. Property and Casualty Adjuster
- Crop Law / III.C.1.b. Multiple-Peril Crop Insurance Adjuster
- Crop Law / III.C.2. Exemptions/exceptions
- Crop Law / III.C.3. License refusal, termination, expiration, revocation, suspension, and nonrenewal
- Crop Law / III.D. Marketing practices
- Crop Law / III.D.1. Unfair practices
- Crop Law / III.D.1.a. Claims methods and practices
- Crop Law / III.D.1.b. Excess charges
- Crop Law / III.D.1.c. Rebating
- Crop Law / III.D.1.d. Twisting
- Crop Law / III.D.1.e. Misrepresentation
- Crop Law / III.D.1.f. Defamation
- Crop Law / III.D.1.g. False information and advertising
- Crop Law / III.D.1.h. Penalties
- Crop Law / III.D.1.i. Fraud
- Crop Law / III.D.1.j. Cross-selling/Unfair Solicitation Methods
- Crop Law / III.D.2. Privacy

Examination sources

Maine Insurance Examination Content Outlines
PDF page 19, Multiple-Peril Crop Insurance Adjuster
Maine Insurance Examination Content Outlines
PDF page 1, Effective Date
Maine Insurance Examination Content Outlines
PDF page 19, Multiple-Peril Crop Insurance Adjuster, section 1
Maine Insurance Examination Content Outlines
PDF page 19, Multiple-Peril Crop Insurance Adjuster, section 2
Maine Insurance Examination Content Outlines
PDF page 19, Multiple-Peril Crop Insurance Adjuster, section 3
Maine Insurance Licensing Candidate Handbook
Printed page 9, Scaled Score
Maine Insurance Licensing Candidate Handbook
Printed page 33, Available Exams and Fees, 12-ME-33

Maine Property and Casualty Adjuster Exam

Provider: Pearson VUE
Format: Computer-based examination at a test center
Exam questions: 50 questions
Time limit: 60 minutes
Passing score: Scaled score of 70 on a scale from zero to 100
Exam fee: $55

Examination outline

I. Types of Property and Casualty Policies, Bonds, Terms, Related Terms and Concepts, and Provisions (27 questions)
- Property General / I. TYPES OF POLICIES
- Property General / I.A. Homeowners
- Property General / I.A.1. HO-2
- Property General / I.A.2. HO-3
- Property General / I.A.3. HO-4
- Property General / I.A.4. HO-5
- Property General / I.A.5. HO-6
- Property General / I.A.6. HO-8
- Property General / I.B. Dwelling policies
- Property General / I.B.1. DP-1
- Property General / I.B.2. DP-2
- Property General / I.B.3. DP-3
- Property General / I.C. Commercial lines
- Property General / I.C.1. Commercial Package Policy (CPP)
- Property General / I.C.2. Commercial property
- Property General / I.C.2.a. Commercial building and business personal property form
- Property General / I.C.2.b. Causes of loss forms
- Property General / I.C.2.c. Business income
- Property General / I.C.2.d. Extra expense
- Property General / I.C.2.e. Equipment breakdown
- Property General / I.C.3. Business Owners Policy (BOP)
- Property General / I.C.4. Builders Risk
- Property General / I.C.5. Cyber First-Party Coverage
- Property General / I.D. Inland marine
- Property General / I.D.1. Personal Articles floaters
- Property General / I.D.2. Commercial Property floaters
- Property General / I.E. National Flood Insurance Program
- Property General / I.F. Others
- Property General / I.F.1. Earthquake
- Property General / I.F.2. Mobile Homes
- Property General / I.F.3. Watercraft
- Property General / I.F.4. Farm Owners
- Property General / I.F.5. Windstorm
- Property General / II. INSURANCE TERMS AND RELATED CONCEPTS
- Property General / II.A. Insurance
- Property General / II.A.1. Law of Large Numbers
- Property General / II.B. Insurable interest
- Property General / II.C. Risk
- Property General / II.C.1. Pure vs. Speculative Risk
- Property General / II.D. Hazard
- Property General / II.D.1. Moral
- Property General / II.D.2. Morale
- Property General / II.D.3. Physical
- Property General / II.E. Peril
- Property General / II.F. Loss
- Property General / II.F.1. Direct
- Property General / II.F.2. Indirect
- Property General / II.G. Loss Valuation
- Property General / II.G.1. Actual cash value
- Property General / II.G.2. Replacement cost
- Property General / II.G.3. Market value
- Property General / II.G.4. Stated/agreed value
- Property General / II.G.5. Salvage value
- Property General / II.H. Proximate cause
- Property General / II.I. Deductible
- Property General / II.J. Indemnity
- Property General / II.K. Limits of liability
- Property General / II.L. Coinsurance/Insurance to value
- Property General / II.M. Occurrence
- Property General / II.N. Cancellation
- Property General / II.O. Nonrenewal
- Property General / II.P. Vacancy and unoccupancy
- Property General / II.Q. Liability
- Property General / II.Q.1. Absolute
- Property General / II.Q.2. Strict
- Property General / II.Q.3. Vicarious
- Property General / II.R. Negligence
- Property General / II.S. Binder
- Property General / II.T. Endorsements
- Property General / II.U. Blanket vs. Specific
- Property General / III. POLICY PROVISIONS AND CONTRACT LAW
- Property General / III.A. Declarations
- Property General / III.B. Insuring agreement
- Property General / III.C. Conditions
- Property General / III.D. Exclusions
- Property General / III.E. Definition of the insured
- Property General / III.F. Duties of the insured
- Property General / III.G. Obligations of the insurance company
- Property General / III.H. Mortgagee rights
- Property General / III.I. Proof of loss
- Property General / III.J. Notice of claim
- Property General / III.K. Appraisal
- Property General / III.L. Other Insurance Provision
- Property General / III.M. Subrogation
- Property General / III.N. Elements of a contract
- Property General / III.O. Warranties, representations, and concealment
- Property General / III.P. Sources of underwriting information
- Property General / III.Q. Fair Credit Reporting Act
- Property General / III.R. Privacy Protection (Gramm Leach Bliley)
- Property General / III.S. Policy Application
- Property General / III.T. Terrorism Risk Insurance Act (TRIA)
- Property General / III.U. Territory
- Casualty General / I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
- Casualty General / I.A. Commercial general liability
- Casualty General / I.A.1. Exposures
- Casualty General / I.A.1.a. Premises and Operations
- Casualty General / I.A.1.b. Products and Completed Operations
- Casualty General / I.A.2. Coverage
- Casualty General / I.A.2.a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- Casualty General / I.A.2.b. Coverage B: Personal Injury and Advertising Injury
- Casualty General / I.A.2.c. Coverage C: Medical Payments
- Casualty General / I.A.2.d. Supplemental Payments
- Casualty General / I.A.2.e. Who is an insured
- Casualty General / I.A.2.f. First named insured
- Casualty General / I.A.2.g. Limits (Per occurrence, Annual Aggregate)
- Casualty General / I.A.2.h. Damage to Property of Others
- Casualty General / I.B. Automobile: personal auto and business auto
- Casualty General / I.B.1. Liability
- Casualty General / I.B.1.a. Bodily Injury
- Casualty General / I.B.1.b. Property Damage
- Casualty General / I.B.1.c. Split Limits
- Casualty General / I.B.1.d. Combined Single Limit
- Casualty General / I.B.2. Medical Payments
- Casualty General / I.B.3. Physical Damage (collision; other than collision; specified perils)
- Casualty General / I.B.4. Uninsured motorists
- Casualty General / I.B.5. Underinsured motorists
- Casualty General / I.B.6. Who is an insured
- Casualty General / I.B.7. Types of Auto
- Casualty General / I.B.7.a. Owned
- Casualty General / I.B.7.b. Non-owned
- Casualty General / I.B.7.c. Hired
- Casualty General / I.B.7.d. Temporary Substitute
- Casualty General / I.B.7.e. Newly Acquired Autos
- Casualty General / I.B.7.f. Transportation Expense and Rental Reimbursement Expense
- Casualty General / I.B.8. Auto Dealers Coverage Form, including Garagekeepers Insurance
- Casualty General / I.B.9. Exclusions
- Casualty General / I.B.10. Individual Named Insured and Drive Other Car (DOC)
- Casualty General / I.B.11. Mobile equipment
- Casualty General / I.C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
- Casualty General / I.C.1. Standard policy concepts
- Casualty General / I.C.1.a. Who is an employee/employer
- Casualty General / I.C.1.b. Compensation
- Casualty General / I.C.2. Work-related vs. non-work-related
- Casualty General / I.C.3. Other states’ insurance
- Casualty General / I.C.4. Employers Liability
- Casualty General / I.C.5. Exclusive remedy
- Casualty General / I.C.6. Premium Determination
- Casualty General / I.D. Crime
- Casualty General / I.D.1. Employee Dishonesty
- Casualty General / I.D.2. Theft
- Casualty General / I.D.3. Robbery
- Casualty General / I.D.4. Burglary
- Casualty General / I.D.5. Forgery and Alteration
- Casualty General / I.D.6. Mysterious disappearance
- Casualty General / I.E. Bonds
- Casualty General / I.E.1. Surety
- Casualty General / I.E.2. Fidelity
- Casualty General / I.F. Professional liability
- Casualty General / I.F.1. Errors and Omissions
- Casualty General / I.F.2. Medical Malpractice
- Casualty General / I.F.3. Directors and Officers (D&O)
- Casualty General / I.F.4. Employment Practices Liability (EPLI)
- Casualty General / I.F.5. Cyber liability and data breach, funds transfer
- Casualty General / I.F.6. Liquor liability
- Casualty General / I.G. Umbrella/Excess Liability
- Casualty General / I.H. Business Owners Policy (BOP)
- Casualty General / II. INSURANCE TERMS AND RELATED CONCEPTS
- Casualty General / II.A. Risk
- Casualty General / II.B. Hazards
- Casualty General / II.B.1. Moral
- Casualty General / II.B.2. Morale
- Casualty General / II.B.3. Physical
- Casualty General / II.C. Indemnity
- Casualty General / II.D. Insurable interest
- Casualty General / II.E. Loss valuation
- Casualty General / II.E.1. Actual cash value
- Casualty General / II.E.2. Replacement cost
- Casualty General / II.E.3. Market value
- Casualty General / II.E.4. Stated/agreed value
- Casualty General / II.E.5. Salvage value
- Casualty General / II.F. Negligence
- Casualty General / II.G. Liability
- Casualty General / II.H. Occurrence
- Casualty General / II.I. Binders
- Casualty General / II.J. Warranties
- Casualty General / II.K. Representations
- Casualty General / II.L. Concealment
- Casualty General / II.M. Deposit Premium/Audit
- Casualty General / II.N. Certificate of Insurance
- Casualty General / II.O. Law of Large Numbers
- Casualty General / II.P. Pure vs. Speculative Risk
- Casualty General / II.Q. Endorsements
- Casualty General / II.R. Damages
- Casualty General / II.R.1. Compensatory
- Casualty General / II.R.1.a. General
- Casualty General / II.R.1.b. Special
- Casualty General / II.R.2. Punitive
- Casualty General / II.S. Compliance with provisions of Fair Credit Reporting Act
- Casualty General / III. POLICY PROVISIONS
- Casualty General / III.A. Declarations
- Casualty General / III.B. Insuring agreement
- Casualty General / III.C. Conditions
- Casualty General / III.D. Exclusions and Limitations
- Casualty General / III.E. Definition of the insured
- Casualty General / III.F. Duties of the insured after a loss
- Casualty General / III.G. Cancellation and nonrenewal provisions
- Casualty General / III.H. Supplementary payments
- Casualty General / III.I. Proof of loss
- Casualty General / III.J. Notice of claim
- Casualty General / III.K. Other insurance
- Casualty General / III.L. Subrogation
- Casualty General / III.M. Loss settlement provisions including consent to settle a loss
- Casualty General / III.N. Terrorism Risk Insurance Act (TRIA)
II. Maine Insurance Law Common to Property and Casualty (5 questions)
- Pc Law / A. Superintendent of Insurance
- Pc Law / A.1. Broad powers
- Pc Law / A.2. Notice and hearing
- Pc Law / B. Licensing Requirements
- Pc Law / B.1. Types of licenses
- Pc Law / B.1.a. Property and Casualty Adjuster
- Pc Law / B.1.b. Multiple Peril Crop Insurance Adjuster (MPCI)
- Pc Law / B.2. Exemptions/exceptions
- Pc Law / B.3. License refusal, termination, expiration, revocation, suspension, and nonrenewal
III. Claims (9 questions)
IV. Contracts (4 questions)
V. Maine Automobile Insurance (3 questions)
- A. Passenger
- B. Commercial
VI. Maine Laws and Rules Pertinent to Property Insurance (2 questions)
- A. Maine Standard Fire Policy

Examination sources

Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster
Maine Insurance Examination Content Outlines
PDF page 1, Effective Date
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 1
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 2
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 3
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 4
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 5
Maine Insurance Examination Content Outlines
PDF page 17, Property and Casualty Adjuster, section 6
Maine Insurance Examination Content Outlines
PDF page 17, section I, general knowledge reference line 1
Maine Insurance Examination Content Outlines
PDF page 17, section I, general knowledge reference line 2
Maine Insurance Licensing Candidate Handbook
Printed page 9, Scaled Score
Maine Insurance Licensing Candidate Handbook
Printed page 33, Available Exams and Fees, 12-ME-31

Workers’ Compensation Adjuster

Provider: Pearson VUE
Format: Computer-based examination at a test center
Exam questions: 50 questions
Time limit: 60 minutes
Passing score: Scaled score of 70 on a scale from zero to 100
Exam fee: $55

Examination outline

I. Insurance Terms and Related Concepts (3 questions)
- Wc Terms / A. Indemnity
- Wc Terms / B. Subrogation
- Wc Terms / C. Liability
- Wc Terms / D. Insurance Policy
- Wc Terms / E. Insuring clause
II. Policy Provisions (2 questions)
- Wc Provisions / A. Declarations
- Wc Provisions / B. Insuring Agreement
- Wc Provisions / C. Conditions
- Wc Provisions / D. Exclusions
III. Maine Insurance Law Pertinent to Workers’ Compensation (10 questions)
- Wc Insurance Law / A. Regulatory authorities
- Wc Insurance Law / A.1. Superintendent of Insurance
- Wc Insurance Law / A.1.a. Broad powers
- Wc Insurance Law / A.1.b. Notice and hearing
- Wc Insurance Law / A.2. Workers’ Compensation Board
- Wc Insurance Law / B. Licensing Requirements
- Wc Insurance Law / B.1. Types of licenses
- Wc Insurance Law / B.1.a. Workers’ Compensation Adjuster
- Wc Insurance Law / B.2. Exemptions/exceptions
- Wc Insurance Law / B.3. License refusal, termination, expiration, revocation, suspension, and nonrenewal
- Wc Insurance Law / C. Marketing practices
- Wc Insurance Law / C.1. Unfair/Prohibited trade practices
- Wc Insurance Law / C.1.a. Claims methods and practices
- Wc Insurance Law / C.1.b. Defamation
- Wc Insurance Law / C.1.c. Fraud
- Wc Insurance Law / D. Definitions
- Wc Insurance Law / D.1. Foreign/Domestic/Alien
IV. Maine Workers’ Compensation Law (35 questions)
- Wc Compensation Law / A. Definitions
- Wc Compensation Law / B. Requirements/Procedures/Penalties
- Wc Compensation Law / C. Coverages/benefits
- Wc Compensation Law / D. Medical Examinations
- Wc Compensation Law / E. Dispute Resolution/Hearings/Appeal/Settlement Process
- Wc Compensation Law / F. Apportionment
- Wc Compensation Law / G. Employer Liability

Examination sources

Maine Insurance Examination Content Outlines
PDF page 20, Workers’ Compensation Adjuster
Maine Insurance Examination Content Outlines
PDF page 1, Effective Date
Maine Insurance Examination Content Outlines
PDF page 20, Workers’ Compensation Adjuster, section 1
Maine Insurance Examination Content Outlines
PDF page 20, Workers’ Compensation Adjuster, section 2
Maine Insurance Examination Content Outlines
PDF page 20, Workers’ Compensation Adjuster, section 3
Maine Insurance Examination Content Outlines
PDF page 20, Workers’ Compensation Adjuster, section 4
Maine Insurance Licensing Candidate Handbook
Printed page 9, Scaled Score
Maine Insurance Licensing Candidate Handbook
Printed page 33, Available Exams and Fees, 12-ME-32