Alaska Property Insurance — Requirements & Free Practice
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Firm Crop Insurance Limited Producer
Property-related producer authority; the applicant pathway determines the examination or explicit exemption. General and state questions form one real Alaska examination under Bulletin B20-17.
Licensing authority: Alaska Division of Insurance · Application information
New issuance following revocation
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Eligibility
- The director's prohibition on reapplication must have ended; AS 21.27.530(2) independently disqualifies previously licensed producers whose licence was suspended or revoked within the preceding four calendar years.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Reexamination
- 3 AAC 23.080 requires any examination for the licence type because a revoked former licensee is not considered fully qualified and competent.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Nonresident reciprocal issuance
- Application
- Submit the uniform individual or business entity application and fees; file an irrevocable power of attorney for service of process under AS 21.27.270(e).
- Firm compliance
- A firm must maintain a compliance officer and licensed transacting employees.
- Home licence
- Hold the equivalent resident authority in good standing in the home state; the home state must reciprocate under AS 21.27.270(b).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident reinstatement or new issuance after lapse
- Business transaction form
- Submit the notarized Business Transaction Form for Producers.
- Elapsed time
- Before two years, reinstatement requires renewal fees and delayed-renewal penalty; at two years or later, apply for new issuance.
- Home licence
- Hold the equivalent home-state resident licence in good standing and satisfy reciprocity under AS 21.27.270.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident biennial renewal
- Continuing education
- Nonresident producers are exempt under AS 21.27.020(f)(5).
- Firm compliance
- Maintain the appropriately licensed compliance officer and employees where the applicant is a firm.
- Home licence
- Continue to hold the equivalent home-state resident licence in good standing; fulfil reciprocal renewal application and fee requirements.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
Issuance on recent Alaska qualifications
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Recent licence
- The individual applicant or firm compliance officer held a substantially similarly qualified Alaska licence in good standing during the one year immediately preceding receipt of the application; AS 21.27.060(d)(2) expressly exempts examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Resident initial issuance
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident new issuance after two year lapse
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- A licence expired for two years or longer cannot be renewed under AS 21.27.380(b); seek new issuance and meet current qualifications.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement after one year and before two years
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Board instructions
- The Division's Reinstate A License page says a resident not reinstating within one year must retake examinations and fingerprints; submit the notarized Business Transaction Form.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- The licence has expired at least one year but less than two years. Pay renewal fees and delayed-renewal penalty; satisfy current qualifications. A firm compliance officer who independently satisfies AS 21.27.060(d)(2) remains exempt.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement within one year
- Board instructions
- The Division's Reinstate A License page states: "If you do not reinstate a resident license within one year, you will need to retake your exam(s) and fingerprints." https://www.commerce.alaska.gov/web/ins/Licensees/ReinstateYourLicense
- Business transaction form
- Submit the notarized Business Transaction Form for Producers and disclose transactions during the lapse.
- Elapsed time
- Apply less than one year after expiration and demonstrate the licence was in good standing and substantially similarly qualified within the preceding year.
- Renewal requirements
- Pay renewal fees and delayed-renewal penalty, remain qualified, and complete any required continuing education.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Resident biennial renewal
- Continuing education
- Limited lines renewal is exempt from continuing education under 3 AAC 23.100(a)(2).
- Examination
- A current qualifying licence falls within AS 21.27.060(d)(2). AS 21.27.060(b) separately permits a discretionary examination; that unidentified examination is recorded in a separate secondary-route note.
- Qualifications
- Continue to qualify; submit renewal application and fees before expiration; firm application is signed by the compliance officer.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Crop Insurance Limited Producer
Property-related producer authority; the applicant pathway determines the examination or explicit exemption. General and state questions form one real Alaska examination under Bulletin B20-17.
Licensing authority: Alaska Division of Insurance · Application information
New issuance following revocation
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Eligibility
- The director's prohibition on reapplication must have ended; AS 21.27.530(2) independently disqualifies previously licensed producers whose licence was suspended or revoked within the preceding four calendar years.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Reexamination
- 3 AAC 23.080 requires any examination for the licence type because a revoked former licensee is not considered fully qualified and competent.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Nonresident issuance without a home state
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Resident equivalence
- A nonresident without a home state must meet every requirement applicable to a resident applicant under AS 21.27.275.
Nonresident reciprocal issuance
- Application
- Submit the uniform individual or business entity application and fees; file an irrevocable power of attorney for service of process under AS 21.27.270(e).
- Firm compliance
- Individual applicant; existing home-state licensure is an applicant condition, not an Alaska examination.
- Home licence
- Hold the equivalent resident authority in good standing in the home state; the home state must reciprocate under AS 21.27.270(b).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident reinstatement or new issuance after lapse
- Business transaction form
- Submit the notarized Business Transaction Form for Producers.
- Elapsed time
- Before two years, reinstatement requires renewal fees and delayed-renewal penalty; at two years or later, apply for new issuance.
- Home licence
- Hold the equivalent home-state resident licence in good standing and satisfy reciprocity under AS 21.27.270.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident biennial renewal
- Continuing education
- Nonresident producers are exempt under AS 21.27.020(f)(5).
- Firm compliance
- Maintain the appropriately licensed compliance officer and employees where the applicant is a firm.
- Home licence
- Continue to hold the equivalent home-state resident licence in good standing; fulfil reciprocal renewal application and fee requirements.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
Issuance on recent Alaska qualifications
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Recent licence
- The individual applicant or firm compliance officer held a substantially similarly qualified Alaska licence in good standing during the one year immediately preceding receipt of the application; AS 21.27.060(d)(2) expressly exempts examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Resident initial issuance
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident issuance after moving to Alaska
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Prior licence
- Apply within 90 days after cancellation of a same-line resident producer licence in the prior home state; good standing must be verified by that state or the NAIC database. The statute expressly exempts the examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(c)
Resident new issuance after two year lapse
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- A licence expired for two years or longer cannot be renewed under AS 21.27.380(b); seek new issuance and meet current qualifications.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement after one year and before two years
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Board instructions
- The Division's Reinstate A License page says a resident not reinstating within one year must retake examinations and fingerprints; submit the notarized Business Transaction Form.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- The licence has expired at least one year but less than two years. Pay renewal fees and delayed-renewal penalty; satisfy current qualifications. A firm compliance officer who independently satisfies AS 21.27.060(d)(2) remains exempt.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- crop authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement within one year
- Board instructions
- The Division's Reinstate A License page states: "If you do not reinstate a resident license within one year, you will need to retake your exam(s) and fingerprints." https://www.commerce.alaska.gov/web/ins/Licensees/ReinstateYourLicense
- Business transaction form
- Submit the notarized Business Transaction Form for Producers and disclose transactions during the lapse.
- Elapsed time
- Apply less than one year after expiration and demonstrate the licence was in good standing and substantially similarly qualified within the preceding year.
- Renewal requirements
- Pay renewal fees and delayed-renewal penalty, remain qualified, and complete any required continuing education.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Resident biennial renewal
- Continuing education
- Limited lines renewal is exempt from continuing education under 3 AAC 23.100(a)(2).
- Examination
- A current qualifying licence falls within AS 21.27.060(d)(2). AS 21.27.060(b) separately permits a discretionary examination; that unidentified examination is recorded in a separate secondary-route note.
- Qualifications
- Continue to qualify; submit renewal application and fees before expiration; firm application is signed by the compliance officer.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Firm Insurance Producer — Personal Lines Property and Casualty
Property-related producer authority; the applicant pathway determines the examination or explicit exemption. General and state questions form one real Alaska examination under Bulletin B20-17.
Licensing authority: Alaska Division of Insurance · Application information
New issuance following revocation
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Eligibility
- The director's prohibition on reapplication must have ended; AS 21.27.530(2) independently disqualifies previously licensed producers whose licence was suspended or revoked within the preceding four calendar years.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Reexamination
- 3 AAC 23.080 requires any examination for the licence type because a revoked former licensee is not considered fully qualified and competent.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Nonresident reciprocal issuance
- Application
- Submit the uniform individual or business entity application and fees; file an irrevocable power of attorney for service of process under AS 21.27.270(e).
- Firm compliance
- A firm must maintain a compliance officer and licensed transacting employees.
- Home licence
- Hold the equivalent resident authority in good standing in the home state; the home state must reciprocate under AS 21.27.270(b).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident reinstatement or new issuance after lapse
- Business transaction form
- Submit the notarized Business Transaction Form for Producers.
- Elapsed time
- Before two years, reinstatement requires renewal fees and delayed-renewal penalty; at two years or later, apply for new issuance.
- Home licence
- Hold the equivalent home-state resident licence in good standing and satisfy reciprocity under AS 21.27.270.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident biennial renewal
- Continuing education
- Nonresident producers are exempt under AS 21.27.020(f)(5).
- Firm compliance
- Maintain the appropriately licensed compliance officer and employees where the applicant is a firm.
- Home licence
- Continue to hold the equivalent home-state resident licence in good standing; fulfil reciprocal renewal application and fee requirements.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
Issuance on recent Alaska qualifications
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Recent licence
- The individual applicant or firm compliance officer held a substantially similarly qualified Alaska licence in good standing during the one year immediately preceding receipt of the application; AS 21.27.060(d)(2) expressly exempts examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Resident initial issuance
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident new issuance after two year lapse
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- A licence expired for two years or longer cannot be renewed under AS 21.27.380(b); seek new issuance and meet current qualifications.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement after one year and before two years
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Board instructions
- The Division's Reinstate A License page says a resident not reinstating within one year must retake examinations and fingerprints; submit the notarized Business Transaction Form.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Compliance officer
- Designate a licensed compliance officer for the line; AS 21.27.060(a) applies to the officer applicant, and AS 21.27.060(d)(2) exempts a qualifying recently licensed officer. All transacting employees must hold individual licences and employment contracts under AS 21.27.140.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- The licence has expired at least one year but less than two years. Pay renewal fees and delayed-renewal penalty; satisfy current qualifications. A firm compliance officer who independently satisfies AS 21.27.060(d)(2) remains exempt.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement within one year
- Board instructions
- The Division's Reinstate A License page states: "If you do not reinstate a resident license within one year, you will need to retake your exam(s) and fingerprints." https://www.commerce.alaska.gov/web/ins/Licensees/ReinstateYourLicense
- Business transaction form
- Submit the notarized Business Transaction Form for Producers and disclose transactions during the lapse.
- Elapsed time
- Apply less than one year after expiration and demonstrate the licence was in good standing and substantially similarly qualified within the preceding year.
- Renewal requirements
- Pay renewal fees and delayed-renewal penalty, remain qualified, and complete any required continuing education.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Resident biennial renewal
- Continuing education
- Complete 24 approved credits per full two-year period, including at least 3 ethics credits; statutory and regulatory exemptions and approved extensions apply.
- Examination
- A current qualifying licence falls within AS 21.27.060(d)(2). AS 21.27.060(b) separately permits a discretionary examination; that unidentified examination is recorded in a separate secondary-route note.
- Qualifications
- Continue to qualify; submit renewal application and fees before expiration; firm application is signed by the compliance officer.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Insurance Producer — Personal Lines Property and Casualty
Property-related producer authority; the applicant pathway determines the examination or explicit exemption. General and state questions form one real Alaska examination under Bulletin B20-17.
Licensing authority: Alaska Division of Insurance · Application information
New issuance following revocation
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Eligibility
- The director's prohibition on reapplication must have ended; AS 21.27.530(2) independently disqualifies previously licensed producers whose licence was suspended or revoked within the preceding four calendar years.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Reexamination
- 3 AAC 23.080 requires any examination for the licence type because a revoked former licensee is not considered fully qualified and competent.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Nonresident issuance without a home state
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Resident equivalence
- A nonresident without a home state must meet every requirement applicable to a resident applicant under AS 21.27.275.
Nonresident reciprocal issuance
- Application
- Submit the uniform individual or business entity application and fees; file an irrevocable power of attorney for service of process under AS 21.27.270(e).
- Firm compliance
- Individual applicant; existing home-state licensure is an applicant condition, not an Alaska examination.
- Home licence
- Hold the equivalent resident authority in good standing in the home state; the home state must reciprocate under AS 21.27.270(b).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident reinstatement or new issuance after lapse
- Business transaction form
- Submit the notarized Business Transaction Form for Producers.
- Elapsed time
- Before two years, reinstatement requires renewal fees and delayed-renewal penalty; at two years or later, apply for new issuance.
- Home licence
- Hold the equivalent home-state resident licence in good standing and satisfy reciprocity under AS 21.27.270.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook
page 2, Exam Requirements, paragraph 1
Nonresident biennial renewal
- Continuing education
- Nonresident producers are exempt under AS 21.27.020(f)(5).
- Firm compliance
- Maintain the appropriately licensed compliance officer and employees where the applicant is a firm.
- Home licence
- Continue to hold the equivalent home-state resident licence in good standing; fulfil reciprocal renewal application and fee requirements.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
Issuance on recent Alaska qualifications
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Recent licence
- The individual applicant or firm compliance officer held a substantially similarly qualified Alaska licence in good standing during the one year immediately preceding receipt of the application; AS 21.27.060(d)(2) expressly exempts examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Resident initial issuance
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident issuance after moving to Alaska
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Prior licence
- Apply within 90 days after cancellation of a same-line resident producer licence in the prior home state; good standing must be verified by that state or the NAIC database. The statute expressly exempts the examination.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.060(c)
Resident new issuance after two year lapse
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- A licence expired for two years or longer cannot be renewed under AS 21.27.380(b); seek new issuance and meet current qualifications.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement after one year and before two years
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Board instructions
- The Division's Reinstate A License page says a resident not reinstating within one year must retake examinations and fingerprints; submit the notarized Business Transaction Form.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Elapsed time
- The licence has expired at least one year but less than two years. Pay renewal fees and delayed-renewal penalty; satisfy current qualifications. A firm compliance officer who independently satisfies AS 21.27.060(d)(2) remains exempt.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Passing score window
- A passing examination score is valid for one year under 3 AAC 23.070; retake after that period if the initial application process has not been completed.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Residency
- An individual must actually reside in Alaska; a resident firm must maintain a lawfully established Alaska place of business.
- Scope
- personal authority only; AS 21.27.160 permits one licence inclusive of approved lines and classes.
Resident reinstatement within one year
- Board instructions
- The Division's Reinstate A License page states: "If you do not reinstate a resident license within one year, you will need to retake your exam(s) and fingerprints." https://www.commerce.alaska.gov/web/ins/Licensees/ReinstateYourLicense
- Business transaction form
- Submit the notarized Business Transaction Form for Producers and disclose transactions during the lapse.
- Elapsed time
- Apply less than one year after expiration and demonstrate the licence was in good standing and substantially similarly qualified within the preceding year.
- Renewal requirements
- Pay renewal fees and delayed-renewal penalty, remain qualified, and complete any required continuing education.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Resident biennial renewal
- Continuing education
- Complete 24 approved credits per full two-year period, including at least 3 ethics credits; statutory and regulatory exemptions and approved extensions apply.
- Examination
- A current qualifying licence falls within AS 21.27.060(d)(2). AS 21.27.060(b) separately permits a discretionary examination; that unidentified examination is recorded in a separate secondary-route note.
- Qualifications
- Continue to qualify; submit renewal application and fees before expiration; firm application is signed by the compliance officer.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.115
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.860(c)-(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Temporary Insurance Producer License — Child Support Compliance
AS 25.27.244(d) requires a 150-day temporary licence for an otherwise eligible producer applicant on the child-support noncompliance list. It does not waive the underlying licence's examinations.
Licensing authority: Alaska Division of Insurance · Application information
Temporary resident initial issuance — credit
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Support
- Applicant is on the child-support noncompliance list but otherwise eligible; temporary validity is the first 150 days of the regular term, cannot be extended, and full-term issuance requires the agency release.
- Underlying authority
- credit authority only; satisfy all requirements of that underlying licence.
Temporary resident initial issuance — crop
All of the following:
- Property (practice unavailable)
- Alaska Casualty Insurance Licensing Examination
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Support
- Applicant is on the child-support noncompliance list but otherwise eligible; temporary validity is the first 150 days of the regular term, cannot be extended, and full-term issuance requires the agency release.
- Underlying authority
- crop authority only; satisfy all requirements of that underlying licence.
Temporary resident initial issuance — personal
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Support
- Applicant is on the child-support noncompliance list but otherwise eligible; temporary validity is the first 150 days of the regular term, cannot be extended, and full-term issuance requires the agency release.
- Underlying authority
- personal authority only; satisfy all requirements of that underlying licence.
Temporary initial issuance — portable
- Support
- Otherwise eligible applicant is on the child-support noncompliance list; 150-day nonextendable temporary licence, pending agency release.
- Underlying authority
- Qualify for the portable limited producer licence; the underlying examination exemption remains.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Temporary resident initial issuance — property
- Age
- An individual must be at least 18 years old under AS 21.27.020(b)(1).
- Application
- Submit the prescribed truthful and complete application and fees under AS 21.27.040; current electronic applications are through NIPR.
- Character
- The director must find the applicant trustworthy, competent, and qualified; controlled-business disqualification and causes for denial apply under AS 21.27.020 and 21.27.030.
- Conditional licence
- AS 21.27.420(c) allows issuance or renewal with restrictions with the applicant's consent; a specific director order controls the restrictions.
- Director discretion
- AS 21.27.080(a) permits supplemental oral examination at the director's discretion; it identifies no separate currently offered examination.
- Fingerprints
- Resident applicants must submit fingerprints; AS 21.27.040(e) and 3 AAC 23.010 govern fingerprinting.
- Prior discipline
- AS 21.27.530(2) requires a previously licensed producer not to have had a licence suspended or revoked within the previous four calendar years.
- Support
- Applicant is on the child-support noncompliance list but otherwise eligible; temporary validity is the first 150 days of the regular term, cannot be extended, and full-term issuance requires the agency release.
- Underlying authority
- property authority only; satisfy all requirements of that underlying licence.
Temporary issuance on recent Alaska qualifications
- Recent licence
- Applicant or compliance officer meets the one-year good-standing and similar-qualification examination exemption.
- Support
- Applicant is otherwise eligible but on the child-support noncompliance list; 150-day nonextendable temporary licence.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Temporary nonresident reciprocal issuance
- Home licence
- Hold the equivalent property-related producer or limited authority in good standing and satisfy reciprocity.
- Support
- Otherwise eligible applicant is on the child-support noncompliance list; temporary licence lasts 150 days and cannot be extended.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.270
Full term issuance after child support release
- Examination
- Existing qualifying licence within the preceding year satisfies AS 21.27.060(d)(2); other substantive licensing conditions remain.
- Release
- Obtain agency release and meet remaining underlying licence requirements before temporary expiration.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Temporary issuance at renewal
- Renewal
- Meet underlying current-licence renewal qualifications and application requirements; continuing education exemption for this temporary licence is stated in 3 AAC 23.100(a)(3).
- Support
- On the child-support noncompliance list; only one nonextendable temporary licence per regular term, valid for the first 150 days.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
- Alaska Administrative Code 3 AAC 23.100-23.900
3 AAC 23.100(a)-(b)
Temporary initial issuance — rental
- Support
- Otherwise eligible applicant is on the child-support noncompliance list; 150-day nonextendable temporary licence, pending agency release.
- Underlying authority
- Qualify for the rental limited producer licence; the underlying examination exemption remains.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Temporary initial issuance — travel
- Support
- Otherwise eligible applicant is on the child-support noncompliance list; 150-day nonextendable temporary licence, pending agency release.
- Underlying authority
- Qualify for the travel limited producer licence; the underlying examination exemption remains.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes AS 25.27.244
AS 25.27.244(d)
- Alaska Statutes AS 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.150
- Alaska Statutes Chapter 21.27
AS 21.27.060(d)
Alaska Casualty Insurance Licensing Examination
- Provider
- Pearson VUE
- Format
- Multiple-choice; two required parts
- Passing score
- Passing scaled score of 70; all required parts must pass
Examination outline
I. TYPES OF POLICIES, BONDS, AND RELATED TERMS — 23
- A. Commercial general liability
- A.1. Exposures
- A.1.a. Premises and Operations
- A.1.b. Products and Completed Operations
- A.2. Coverage
- A.2.a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- A.2.b. Coverage B: Personal Injury and Advertising Injury
- A.2.c. Coverage C: Medical Payments
- A.2.d. Supplemental Payments
- A.2.e. Who is an insured
- A.2.f. First named insured
- A.2.g. Limits (Per occurrence, Annual Aggregate)
- A.2.h. Damage to Property of Others
- B. Automobile: personal auto and business auto
- B.1. Liability
- B.1.a. Bodily Injury
- B.1.b. Property Damage
- B.1.c. Split Limits
- B.1.d. Combined Single Limit
- B.2. Medical Payments
- B.3. Physical Damage (collision; other than collision; specified perils)
- B.4. Uninsured motorists
- B.5. Underinsured motorists
- B.6. Who is an insured
- B.7. Types of Auto
- B.7.a. Owned
- B.7.b. Non-owned
- B.7.c. Hired
- B.7.d. Temporary Substitute
- B.7.e. Newly Acquired Autos
- B.7.f. Transportation Expense and Rental Reimbursement Expense
- B.8. Auto Dealers Coverage Form, including Garagekeepers Insurance
- B.9. Exclusions
- B.10. Individual Insured and Drive Other Car (DOC)
- B.11. Mobile equipment
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
- C.1. Standard policy concepts
- C.1.a. Who is an employee/employer
- C.1.b. Compensation
- C.2. Work-related vs. non-work-related
- C.3. Other states’ insurance
- C.4. Employers Liability
- C.5. Exclusive remedy
- C.6. Premium Determination
- D. Crime
- D.1. Employee Dishonesty
- D.2. Theft
- D.3. Robbery
- D.4. Burglary
- D.5. Forgery and Alteration
- D.6. Mysterious disappearance
- E. Bonds
- E.1. Surety
- E.2. Fidelity
- F. Professional liability
- F.1. Errors and Omissions
- F.2. Medical Malpractice
- F.3. Directors and Officers (D&O)
- F.4. Employment Practices Liability (EPLI)
- F.5. Cyber liability and data breach, funds transfer
- F.6. Liquor liability
- G. Umbrella/Excess Liability
- H. Business Owners Policy (BOP)
II. INSURANCE TERMS AND RELATED CONCEPTS — 15
- A. Risk
- B. Hazards
- B.1. Moral
- B.2. Morale
- B.3. Physical
- C. Indemnity
- D. Insurable interest
- E. Loss valuation
- E.1. Actual cash value
- E.2. Replacement cost
- E.3. Market value
- E.4. Stated/agreed value
- E.5. Salvage value
- F. Negligence
- G. Liability
- H. Occurrence
- I. Binders
- J. Warranties
- K. Representations
- L. Concealment
- M. Deposit Premium/Audit
- N. Certificate of Insurance
- O. Law of Large Numbers
- P. Pure vs. Speculative Risk
- Q. Endorsements
- R. Damages
- R.1. Compensatory
- R.1.a. General
- R.1.b. Special
- R.2. Punitive
- S. Compliance with provisions of Fair Credit Reporting Act
III. POLICY PROVISIONS — 12
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions and Limitations
- E. Definition of the insured
- F. Duties of the insured after a loss
- G. Cancellation and nonrenewal provisions
- H. Supplementary payments
- I. Proof of loss
- J. Notice of claim
- K. Other insurance
- L. Subrogation
- M. Loss settlement provisions including consent to settle a loss
- N. Terrorism Risk Insurance Act (TRIA)
I. ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE — 30
- A. Director of Insurance
- A.1. Broad powers
- A.2. Adoption of regulations
- A.3. Examination of records
- A.4. Notice and hearing
- A.5. Penalties
- B. Definitions
- B.1. Admitted (authorized) and nonadmitted companies
- B.2. Domestic, foreign, and alien
- B.3. Stock and mutual
- B.4. Premiums
- B.5. Transacting insurance
- B.6. Certificate of Authority
- C. Licensing
- C.1. License required
- C.1.a. Insurance producer
- C.1.b. Managing general agent
- C.1.c. Surplus lines broker
- C.1.d. Independent adjusters
- C.1.e. Firm licenses
- C.1.f. Compliance Officer (Designated Responsible Producer)
- C.1.g. Resident
- C.1.h. Nonresident licensees
- C.1.i. Exceptions
- C.1.j. Producer appointments
- C.2. Maintenance of license
- C.2.a. Renewal
- C.2.b. Denial, Nonrenewal, Suspension or Revocation
- C.2.c. Continuing education
- D. Marketing Practices
- D.1. Unfair practices
- D.1.a. Unfair claims methods and practices
- D.1.b. Rebating
- D.1.c. Twisting
- D.1.d. Misrepresentation
- D.1.e. Defamation
- D.1.f. Unfair discrimination
- D.1.g. Boycott, coercion, and intimidation
- D.2. Premium financing
- D.3. Fiduciary responsibilities
- D.4. Compensation of licensees
- D.5. Required records and record retention
- D.6. Advertising
- D.7. Controlled business
- D.8. Duty to report fraudulent claims/Immunity from reporting fraudulent claims
- D.9. Alaska Insurance Guaranty Association
II. ALASKA LAWS, RULES, AND REGULATIONS PERTIENT TO CASUALTY INSURANCE ONLY — 10
- A. Definitions
- A.1. Casualty insurance
- A.2. Surplus lines insurance
- A.3. Business/commercial insurance
- A.4. Nonpayment of premium
- A.5. Personal auto insurance
- B. Binders
- C. Cancellation/Nonrenewal
- C.1. Personal
- C.2. Commercial
- C.2.a. Renewal
- D. Civil Rule 82
- E. Automobile insurance
- E.1. Financial responsibility
- E.1.a. Definition of financial responsibility
- E.1.b. Persons required to show proof
- E.2. Provisions
- E.2.a. Required minimum limits
- E.2.b. Uninsured and underinsured motorists coverage
- E.2.c. Rental car physical damage
- E.2.d. Named driver exclusion
- E.3. Automobile assigned risk
- E.4. Transportation network company/rideshare
- F. Workers Compensation
- F.1. Duties of employer
- F.2. General provisions
- F.3. Assigned Risk Pool
- F.4. Cancellation
- F.5. Longshore and Harbor Workers’ (USL&H)
Examination sources
- Alaska Insurance Licensing Candidate Handbook
page 12, Content Outlines, published blueprint statement
- Alaska Insurance Supplement Examination Content Outlines
S7, Casualty General Knowledge heading
- Alaska Insurance Supplement Examination Content Outlines
S7-S9 and S12-S13, printed effective-date footer
- Alaska Insurance Supplement Examination Content Outlines
S7, Casualty general scored/pretest count
- Alaska Insurance Supplement Examination Content Outlines
S8, Alaska-specific Casualty scored/pretest count
- Alaska Insurance Licensing Candidate Handbook
page 12, Content Outlines, major lines examination format
- Alaska Insurance Licensing Candidate Handbook
page 9, Score Reporting
- Alaska Insurance Supplement Examination Content Outlines
S7, Casualty general scored/pretest count
- Alaska Insurance Licensing Candidate Handbook
back cover, examination code 05
- Alaska Insurance Licensing Candidate Handbook
back cover, registration and combinations
- Alaska Insurance Licensing Candidate Handbook
page 9, Retaking the Exam
Property
- Provider
- Pearson VUE
- Format
- Multiple-choice; general knowledge and Alaska-specific portions
- Exam questions
- 90 scored questions plus 15 pretest questions: 50 + 5 general; 40 + 10 Alaska-specific
- Passing score
- 70 scaled; every part must be passed
Examination outline
I. TYPES OF POLICIES — 22
- A. Homeowners
- A.1. HO-2
- A.2. HO-3
- A.3. HO-4
- A.4. HO-5
- A.5. HO-6
- A.6. HO-8
- B. Dwelling policies
- B.1. DP-1
- B.2. DP-2
- B.3. DP-3
- C. Commercial lines
- C.1. Commercial Package Policy (CPP)
- C.2. Commercial property
- C.2.a. Commercial building and business personal property form
- C.2.b. Causes of loss forms
- C.2.c. Business income
- C.2.d. Extra expense
- C.2.e. Equipment breakdown
- C.3. Business Owners Policy (BOP)
- C.4. Builders Risk
- C.5. Cyber First-Party Coverage
- D. Inland marine
- D.1. Personal Articles floaters
- D.2. Commercial Property floaters
- E. National Flood Insurance Program
- F. Others
- F.1. Earthquake
- F.2. Mobile Homes
- F.3. Watercraft
- F.4. Farm Owners
- F.5. Windstorm
II. INSURANCE TERMS AND RELATED CONCEPTS — 15
- A. Insurance
- A.1. Law of Large Numbers
- B. Insurable interest
- C. Risk
- C.1. Pure vs. Speculative Risk
- D. Hazard
- D.1. Moral
- D.2. Morale
- D.3. Physical
- E. Peril
- F. Loss
- F.1. Direct
- F.2. Indirect
- G. Loss Valuation
- G.1. Actual cash value
- G.2. Replacement cost
- G.3. Market value
- G.4. Stated/agreed value
- G.5. Salvage value
- H. Proximate cause
- I. Deductible
- J. Indemnity
- K. Limits of liability
- L. Coinsurance/Insurance to value
- M. Occurrence
- N. Cancellation
- O. Nonrenewal
- P. Vacancy and unoccupancy
- Q. Liability
- Q.1. Absolute
- Q.2. Strict
- Q.3. Vicarious
- R. Negligence
- S. Binder
- T. Endorsements
- U. Blanket vs. Specific
III. POLICY PROVISIONS AND CONTRACT LAW — 13
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions
- E. Definition of the insured
- F. Duties of the insured
- G. Obligations of the insurance company
- H. Mortgagee rights
- I. Proof of loss
- J. Notice of claim
- K. Appraisal
- L. Other Insurance Provision
- M. Subrogation
- N. Elements of a contract
- O. Warranties, representations, and concealment
- P. Sources of underwriting information
- Q. Fair Credit Reporting Act
- R. Privacy Protection (Gramm Leach Bliley)
- S. Policy Application
- T. Terrorism Risk Insurance Act (TRIA)
- U. Territory
I. ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE — 30
- A. Director of Insurance
- A.1. Broad powers
- A.2. Adoption of regulations
- A.3. Examination of records
- A.4. Notice and hearing
- A.5. Penalties
- B. Definitions
- B.1. Admitted (authorized) and nonadmitted companies
- B.2. Domestic, foreign, and alien
- B.3. Stock and mutual
- B.4. Premiums
- B.5. Transacting insurance
- B.6. Certificate of Authority
- C. Licensing
- C.1. License required
- C.1.a. Insurance producer
- C.1.b. Managing general agent*
- C.1.c. Surplus lines broker*
- C.1.d. Independent adjusters
- C.1.e. Firm licenses
- C.1.f. Compliance Officer (Designated Responsible Producer)
- C.1.g. Resident
- C.1.h. Nonresident licensees
- C.1.i. Exceptions
- C.1.j. Producer appointments
- C.2. Maintenance of license
- C.2.a. Renewal
- C.2.b. Denial, Nonrenewal, Suspension or Revocation
- C.2.c. Continuing education
- D. Marketing Practices
- D.1. Unfair practices
- D.1.a. Unfair claims methods and practices
- D.1.b. Rebating
- D.1.c. Twisting
- D.1.d. Misrepresentation
- D.1.e. Defamation
- D.1.f. Unfair discrimination
- D.1.g. Boycott, coercion, and intimidation
- D.2. Premium financing
- D.3. Fiduciary responsibilities
- D.4. Compensation of licensees
- D.5. Required records and record retention
- D.6. Advertising
- D.7. Controlled business
- D.8. Duty to report fraudulent claims/Immunity from reporting fraudulent claims
- D.9. Alaska Insurance Guaranty Association
II. ALASKA LAWS, RULES, AND REGULATIONS PERTIENT TO PROPERTY INSURANCE ONLY — 10
- A. Definitions
- A.1. Property insurance
- A.2. Surety insurance
- A.3. Marine, wet marine, and transportation
- A.4. Surplus lines insurance
- A.5. Business/commercial insurance
- A.6. Nonpayment of premium
- A.7. Personal property insurance
- B. Binders
- C. Cancellation/Nonrenewal
- C.1. Personal
- C.2. Commercial
- C.2.a. Renewal
Examination sources
- Pearson VUE — Alaska Insurance Examination Content Outlines
S5, Property general-knowledge outline heading
- Pearson VUE — Alaska Insurance Examination Content Outlines
S6, Alaska Specific Property outline heading
- Pearson VUE — Alaska Insurance Examination Content Outlines
S7, Property-specific legal scope heading
- Pearson VUE — Alaska Insurance Examination Content Outlines
S6 footer, outline effective date
- Pearson VUE — Alaska Insurance Candidate Handbook
page 12, Content Outlines, major-lines format
- Pearson VUE — Alaska Insurance Candidate Handbook
page 12, Content Outlines, complete content boundary
- Pearson VUE — Alaska Insurance Candidate Handbook
page 10, Scaled Score, passing score
- Pearson VUE — Alaska Insurance Examination Content Outlines
S5, Property general-knowledge question count
- Pearson VUE — Alaska Insurance Examination Content Outlines
S6, Alaska Specific Property question count
- Pearson VUE — Alaska Insurance Candidate Handbook
back cover, Exam Fees and Allowable Combinations, code 04
- Pearson VUE — Alaska Insurance Candidate Handbook
page 3, Examinations Offered to Producers, table through Casualty
- Pearson VUE — Alaska Insurance Candidate Handbook
page 9, Retaking the Exam
- Pearson VUE — Alaska Insurance Candidate Handbook
page 1, The Licensure Process, owner and delivery agency
Alaska Personal Lines Insurance Examination
- Provider
- Pearson VUE
- Format
- Multiple-choice examination with general and Alaska portions; both portions must be passed.
- Exam questions
- 75 scored plus 5 pretest general questions; 49 scored plus 5 pretest Alaska questions.
- Time limit
- General: 1 hour 30 minutes; Alaska: 1 hour.
- Passing score
- Scaled passing score 70.
Examination outline
TYPES OF PROPERTY POLICIES
- Homeowners
- HO-2
- HO-3
- HO-4
- HO-5
- HO-6
- HO-8
- Dwelling policies
- DP-1
- DP-2
- DP-3
- Inland marine
- Personal Articles floaters
- National Flood Insurance Program
- Others
- Earthquake
- Mobile Homes
- Watercraft
- Windstorm
TYPES OF CASUALTY POLICIES
- Automobile: personal auto
- Liability
- Bodily Injury
- Property Damage
- Split Limits
- Combined Single Limit
- Medical Payments
- Physical Damage (collision; other than collision; specified perils)
- Uninsured motorists
- Underinsured motorists
- Who is an insured
- Types of Auto
- Owned
- Non-owned
- Hired
- Temporary Substitute
- Newly Acquired Autos
- Transportation Expense and Rental Reimbursement Expense
- Exclusions
- Umbrella/Excess liability
PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
- Insurance
- Law of Large Numbers
- Insurable interest
- Risk
- Pure vs. Speculative Risk
- Hazard
- Moral
- Morale
- Physical
- Peril
- Loss
- Direct
- Indirect
- Loss Valuation
- Actual cash value
- Replacement cost
- Market value
- Stated value
- Salvage value
- Proximate cause
- Deductible
- Indemnity
- Limits of liability
- Coinsurance/Insurance to value
- Occurrence
- Cancellation
- Nonrenewal
- Vacancy and unoccupancy
- Liability
- Absolute
- Strict
- Vicarious
- Negligence
- Binder
- Endorsements
- Blanket vs. Specific
- Burglary, Robbery, Theft, and Mysterious Disappearance
- Warranties
- Representations
- Concealment
- Deposit Premium/Audit
- Certificate of Insurance
- Damages
- Compensatory
- General
- Special
- Punitive
- Compliance with Provisions of Fair Credit Reporting Act
PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
- Declarations
- Insuring agreement
- Conditions
- Exclusions
- Definition of the insured
- Duties of the insured after a loss
- Obligations of the insurance company
- Mortgagee rights
- Proof of loss
- Notice of claim
- Appraisal
- Other Insurance Provision
- Subrogation
- Elements of a contract
- Sources of underwriting information
- Fair Credit Reporting Act
- Privacy Protection (Gramm Leach Bliley)
- Policy Application
- Terrorism Risk Insurance Act (TRIA)
- Cancellation and nonrenewal provisions
- Supplementary payments
- Loss settlement provisions including consent to settle a loss
- Territory
ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
- Director of Insurance
- Broad powers
- Adoption of regulations
- Examination of records
- Notice and hearing
- Penalties
- Definitions
- Admitted (authorized) and nonadmitted companies
- Domestic, foreign, and alien
- Stock and mutual
- Premiums
- Transacting insurance
- Certificate of Authority
- Licensing
- License required
- Insurance producer
- Managing general agent
- Surplus lines broker
- Independent adjusters
- Firm licenses
- Compliance Officer (Designated Responsible Producer)
- Resident
- Nonresident licensees
- Exceptions
- Producer appointments
- Maintenance of license
- Renewal
- Denial, Nonrenewal, Suspension or Revocation
- Continuing education
- Marketing Practices
- Unfair practices
- Unfair claims methods and practices
- Rebating
- Twisting
- Misrepresentation
- Defamation
- Unfair discrimination
- Boycott, coercion, and intimidation
- Premium financing
- Fiduciary responsibilities
- Compensation of licensees
- Required records and record retention
- Advertising
- Controlled business
- Duty to fraudeluent claims/Immunity from reporting fraudulent claims
- Alaska Insurance Guaranty Association
ALASKA LAWS, RULES, AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY PERSONAL LINES INSURANCE ONLY
- Definitions
- Surety insurance
- Surplus lines insurance
- Marine insurance
- Nonpayment of premium
- Personal auto insurance
- Personal insurance
- Binders
- Renewal, nonrenewal, and cancellation
- Civil Rule 82
- Automobile insurance
- Financial responsibility
- Definition of financial responsibility
- Persons required to show proof
- Provisions
- Required minimum limits
- Uninsured and underinsured motorists coverage
- Rental car physical damage
- Named driver exclusion
- Automobile assigned risk
- Transportation network company/rideshare
Examination sources
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Header, effective date
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 12, format and both content portions
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section I
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section II
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section III
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section IV
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state portion identity
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state section I
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state section II
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 12, Content outlines, format and two parts
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Page S10, General Personal Lines scored questions
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Page S11, Alaska Personal Lines scored questions
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 10, Scaled score
- Alaska Insurance Licensing Candidate Handbook, September 2023
Back cover, code 55
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 9, retaking the exam
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Header, outline effective date
Credit
- Provider
- Pearson VUE
- Format
- Computer-based written examination
- Exam questions
- 50 scoreable questions
- Passing score
- 70 scaled score; each part must be passed
Examination outline
I. INSURANCE TERMS AND CONCEPTS (5 scored questions)
- Insurance
- Insurable interest
- Actual cash value
- Indemnity
- Indebtedness
- Loan to Value
II. CREDIT INSURANCE (15 scored questions)
- Types of Credit Insurance
- Types of Credit Insurance > Consumer credit insurance
- Types of Credit Insurance > Consumer credit insurance > Credit life
- Types of Credit Insurance > Consumer credit insurance > Credit disability
- Types of Credit Insurance > Consumer credit insurance > Credit unemployment
- Types of Credit Insurance > Other forms of credit insurance
- Types of Credit Insurance > Other forms of credit insurance > Credit property
- Types of Credit Insurance > Other forms of credit insurance > Mortgage life
- Types of Credit Insurance > Other forms of credit insurance > Mortgage guaranty
- Types of Credit Insurance > Other forms of credit insurance > Guaranteed asset protection (GAP) insurance
- Consumer Credit Insurance
- Consumer Credit Insurance > Definitions
- Consumer Credit Insurance > Definitions > Creditor
- Consumer Credit Insurance > Definitions > Debtor
- Consumer Credit Insurance > Definitions > Credit transaction
- Consumer Credit Insurance > Definitions > Net debt
- Consumer Credit Insurance > Definitions > Open-end consumer credit
- Consumer Credit Insurance > Rates
- Consumer Credit Insurance > Requirements
- Consumer Credit Insurance > Disclosure requirements
- Consumer Credit Insurance > Selection rights of the insured
- Consumer Credit Insurance > Term of coverage
- Consumer Credit Insurance > Standard coverage
- Consumer Credit Insurance > Limitations of coverage
- Consumer Credit Insurance > Benefits
- Consumer Credit Insurance > Amounts of insurance
- Consumer Credit Insurance > Termination
- Consumer Credit Insurance > Refunds
III. ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY, AND PERSONAL LINES INSURANCE (30 scored questions)
- Director of Insurance
- Director of Insurance > Broad powers
- Director of Insurance > Adoption of regulations
- Director of Insurance > Examination of records
- Director of Insurance > Notice and hearing
- Director of Insurance > Penalties
- Definitions
- Definitions > Admitted (authorized) and nonadmitted companies
- Definitions > Domestic, foreign, and alien
- Definitions > Stock and mutual
- Definitions > Premiums
- Definitions > Transacting insurance
- Definitions > Certificate of Authority
- Licensing
- Licensing > License required
- Licensing > License required > Insurance producer
- Licensing > License required > Firm licenses
- Licensing > License required > Employment contracts
- Licensing > License required > Resident
- Licensing > License required > Nonresident licensees
- Licensing > License required > Exceptions
- Licensing > Maintenance of license
- Licensing > Maintenance of license > Renewal
- Licensing > Maintenance of license > Denial, Nonrenewal, Suspension or Revocation
- Marketing Practices
- Marketing Practices > Unfair practices
- Marketing Practices > Unfair practices > Unfair claims methods and practices
- Marketing Practices > Unfair practices > Rebating
- Marketing Practices > Unfair practices > Twisting
- Marketing Practices > Unfair practices > Misrepresentation
- Marketing Practices > Unfair practices > Defamation
- Marketing Practices > Unfair practices > Unfair discrimination
- Marketing Practices > Unfair practices > Boycott, coercion, and intimidation
- Marketing Practices > Premium financing
- Marketing Practices > Fiduciary responsibilities
- Marketing Practices > Compensation of licensees
- Marketing Practices > Required records and record retention
- Marketing Practices > Advertising
- Marketing Practices > Controlled business
- Marketing Practices > Immunity from reporting fraudulent claims
- Marketing Practices > Alaska Insurance Guaranty Association
Examination sources
- Alaska Insurance Supplement, Examination Content Outlines
Supplement heading, effective date
- Alaska Insurance Supplement, Examination Content Outlines
Page S17, Credit outline scoring
- Alaska Insurance Supplement, Examination Content Outlines
Page S17, Credit section I heading
- Alaska Insurance Supplement, Examination Content Outlines
Page S17, Credit section II heading
- Alaska Insurance Supplement, Examination Content Outlines
Page S17, Credit section III heading
- Alaska Insurance Licensing Candidate Handbook
Page 9, score reporting
- Alaska Insurance Licensing Candidate Handbook
Page 10, scaled score passing standard
- Alaska Insurance Licensing Candidate Handbook
Back cover, exam code 29
- Alaska Insurance Licensing Candidate Handbook
Page 3, Credit examination row