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Wyoming Property & Casualty Insurance — Requirements & Free Practice

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Insurance Producer License — Property, Casualty and Personal Lines

Individual producer license with one or more property, casualty or personal-lines authorities. The handbook's motor-club agent listing is superseded by the 2018 statutory repeal; current Title 31 retains the repeal. Insurer-underwritten bail bonds use the ordinary casualty authority, not a distinct license.

Licensing authority: Wyoming Department of Insurance · Application information

Transfer of previously held authorities to Wyoming residence
No examination is required for this applicant pathway.
Application
Submit the uniform application and fees; comply with resident background requirements.
Move
Apply within ninety days of establishing Wyoming legal residence.
Prior Authority
Authority must have been previously held in the prior jurisdiction; provide clearance and good-standing evidence.
Regulatory Exception
W.S. 26-9-209(b) reserves contrary examination requirements established by regulation; the obtained implementation instructs movers to send clearance, application and fee.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reapplication after surrender
No examination is required for this applicant pathway.
Application
Submit the prior home-jurisdiction application or uniform application and pay the nonresident fee.
Fingerprints
The Department states no fingerprinting requirement for nonresidents.
Home License
Currently hold a resident producer license in good standing for equivalent requested authorities.
Reciprocity
Home jurisdiction grants Wyoming residents nonresident licenses on the same basis.
Surrender
Submit a new nonresident application using the current reciprocal home license.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reapplication after lapse exceeding one year
No examination is required for this applicant pathway.
Application
Submit the prior home-jurisdiction application or uniform application and pay the nonresident fee.
Fingerprints
The Department states no fingerprinting requirement for nonresidents.
Home License
Currently hold a resident producer license in good standing for equivalent requested authorities.
Lapse
Reapply as a first-time nonresident after the twelve-month reinstatement window.
Reciprocity
Home jurisdiction grants Wyoming residents nonresident licenses on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the prior home-jurisdiction application or uniform application and pay the nonresident fee.
Fingerprints
The Department states no fingerprinting requirement for nonresidents.
Home License
Currently hold a resident producer license in good standing for equivalent requested authorities.
Reciprocity
Home jurisdiction grants Wyoming residents nonresident licenses on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within twelve months
No examination is required for this applicant pathway.
Continuing Education
Meet applicable continuing-education requirements before reinstatement.
Home License
Keep home-resident license in good standing.
Late Fee
Pay continuation fee plus a penalty equal to that fee.
Reinstatement Window
Within twelve months of the continuation-fee due date.
Renewal
Submit renewal request and fee and remain compliant with the Insurance Code.
Renewal Date
Every two years, on the last day of the individual's birth month.
Residency
nonresident

Official no-examination sources

Effective from 2026-09-22.

Nonresident renewal
No examination is required for this applicant pathway.
Home License
Keep home-resident license in good standing.
Renewal
Submit renewal request and fee and remain compliant with the Insurance Code.
Renewal Date
Every two years, on the last day of the individual's birth month.
Residency
nonresident

Official no-examination sources

Effective from 2026-09-22.

Resident issuance using prior license examination exemption
No examination is required for this applicant pathway.
Application
Satisfy resident application, age, fee, fingerprinting and licensability requirements of W.S. 26-9-206.
Board General Instruction
The general resident FAQ says "Wyoming residents must pass an exam prior to applying for a license." The specific statutory exemption in W.S. 26-9-209(a) controls this route.
Prior License
Previously licensed for the same requested authorities in another jurisdiction; current licensure qualifies, or apply within ninety days of cancellation with good-standing certification or the producer database record.

Official no-examination sources

Effective from 2026-09-22.

Renewal procedure waiver for military service or extenuating circumstances
No examination is required for this applicant pathway.
Discretion
Grant of waiver, including any otherwise applicable examination, fine or sanction, is discretionary.
Waiver Request
Inability to comply due to military service, long-term medical disability or another extenuating circumstance permits requesting commissioner waiver of renewal procedures.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure — Casualty
Wyoming Casualty Producer Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident initial licensure — Property and Casualty

At least one of the following alternatives:

  • Wyoming Property and Casualty Producer Examination (practice unavailable)

  • All of the following:

Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Examination Choice
Both requested major authorities may be obtained by the combined examination or by passing each separately assigned authority examination.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property and Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident initial licensure — Personal Lines
Wyoming Personal Lines Producer Insurance Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Personal Lines
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident initial licensure — Property
Wyoming Property Producer Examination (practice unavailable)
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident reactivation after voluntary surrender — Casualty
Wyoming Casualty Producer Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Surrender
Applicant voluntarily surrendered the resident license; the Board requires licensing examination(s) again for reactivation.
Resident reactivation after voluntary surrender — Property and Casualty

At least one of the following alternatives:

  • Wyoming Property and Casualty Producer Examination (practice unavailable)

  • All of the following:

Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Examination Choice
Both requested major authorities may be obtained by the combined examination or by passing each separately assigned authority examination.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property and Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Surrender
Applicant voluntarily surrendered the resident license; the Board requires licensing examination(s) again for reactivation.
Resident reactivation after voluntary surrender — Personal Lines
Wyoming Personal Lines Producer Insurance Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Personal Lines
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Surrender
Applicant voluntarily surrendered the resident license; the Board requires licensing examination(s) again for reactivation.
Resident reactivation after voluntary surrender — Property
Wyoming Property Producer Examination (practice unavailable)
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Surrender
Applicant voluntarily surrendered the resident license; the Board requires licensing examination(s) again for reactivation.
Resident reapplication after lapse exceeding one year — Casualty
Wyoming Casualty Producer Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Lapse
More than twelve months have elapsed since expiration; apply as a first-time resident applicant.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident reapplication after lapse exceeding one year — Property and Casualty

At least one of the following alternatives:

  • Wyoming Property and Casualty Producer Examination (practice unavailable)

  • All of the following:

Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Examination Choice
Both requested major authorities may be obtained by the combined examination or by passing each separately assigned authority examination.
Lapse
More than twelve months have elapsed since expiration; apply as a first-time resident applicant.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property and Casualty
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident reapplication after lapse exceeding one year — Personal Lines
Wyoming Personal Lines Producer Insurance Examination
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Lapse
More than twelve months have elapsed since expiration; apply as a first-time resident applicant.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Personal Lines
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident reapplication after lapse exceeding one year — Property
Wyoming Property Producer Examination (practice unavailable)
Application
Submit the truthful and complete uniform application and pay the applicable licensing fee.
Appointments
An issued producer license does not itself appoint the holder to an insurer.
Background
Provide fingerprints and permissions for a criminal-history record check for an initial resident application; pay the check cost. Disclose administrative and criminal history and supply the Board-required documents.
Lapse
More than twelve months have elapsed since expiration; apply as a first-time resident applicant.
Licensability
Applicant must not have a ground for license denial under W.S. 26-9-211.
Minimum Age
Applicant must be at least 18 years old.
Requested Authority
Property
Residence
Applicant is a Wyoming resident.
Score Age
The owner handbook requires passing the appropriate examination within the preceding twelve months.
Resident reinstatement within twelve months
No examination is required for this applicant pathway.
Continuing Education
Meet applicable continuing-education requirements before reinstatement.
Course Assessments
Self-study and online continuing-education courses require their monitored course examinations; those unnamed educational tests are applicant conditions, not separately identified licensing examinations.
Late Fee
Pay continuation fee plus a penalty equal to that fee.
Reinstatement Window
Within twelve months of the continuation-fee due date.
Renewal
Submit renewal request and fee and remain compliant with the Insurance Code.
Renewal Date
Every two years, on the last day of the individual's birth month.
Residency
resident

Official no-examination sources

Effective from 2026-09-22.

Resident renewal
No examination is required for this applicant pathway.
Continuing Education
Complete twenty-four hours, including at least three ethics hours; eligible carry-over and good-cause extensions follow Chapter 20.
Course Assessments
Self-study and online continuing-education courses require their monitored course examinations; those unnamed educational tests are applicant conditions, not separately identified licensing examinations.
Renewal
Submit renewal request and fee and remain compliant with the Insurance Code.
Renewal Date
Every two years, on the last day of the individual's birth month.
Residency
resident

Official no-examination sources

Effective from 2026-09-22.

Wyoming Property and Casualty Producer Examination

Examination outline
  • Property–General Knowledge I. TYPES OF POLICIES (22 scored questions)
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Commercial lines
    • C. Commercial lines / 1. Commercial Package Policy (CPP)
    • C. Commercial lines / 2. Commercial property
    • C. Commercial lines / 2. Commercial property / a. Commercial building and business personal property form
    • C. Commercial lines / 2. Commercial property / b. Causes of loss forms
    • C. Commercial lines / 2. Commercial property / c. Business income
    • C. Commercial lines / 2. Commercial property / d. Extra expense
    • C. Commercial lines / 2. Commercial property / e. Equipment breakdown
    • C. Commercial lines / 3. Business Owners Policy (BOP)
    • C. Commercial lines / 4. Builders Risk
    • C. Commercial lines / 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine / 1. Personal Articles floaters
    • D. Inland marine / 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others / 1. Earthquake
    • F. Others / 2. Mobile Homes
    • F. Others / 3. Watercraft
    • F. Others / 4. Farm Owners
    • F. Others / 5. Windstorm
  • Property–General Knowledge II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated/agreed value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • Property–General Knowledge III. POLICY PROVISIONS AND CONTRACT LAW (13 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • Casualty–General Knowledge I. TYPES OF POLICIES, BONDS, AND RELATED TERMS (23 scored questions)
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • Casualty–General Knowledge II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • Casualty–General Knowledge III. POLICY PROVISIONS (12 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • Property & Casualty–State I. WYOMING STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE (20 scored questions)
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Appointment — Ref: 26-2-102
    • A. Insurance Commissioner / 2. General powers and duties — Ref: 26-2-109 and 110
    • A. Insurance Commissioner / 3. Examinations — Ref: 26-2-116 and 117
    • A. Insurance Commissioner / 4. Orders and hearings — Ref: 16-3-103, 26-2-111 and 112, 26-1-107, 26-2-130
    • A. Insurance Commissioner / 5. Penalties — Ref: 26-1-107, 26-2-112, 26-9-211
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 1. Domestic company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 2. Foreign company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 3. Alien company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 4. Stock and mutual companies and reciprocals
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 5. Reciprocal
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Persons required to be licensed
    • C. Licensing / 1. Persons required to be licensed / a. Producer/business entity — Ref: 26-9-203, 26-9-206, 26-9-207, 26-29-233
    • C. Licensing / 1. Persons required to be licensed / b. Producer acting as broker — Ref: 26-1-102, 26-9-224 and 225
    • C. Licensing / 1. Persons required to be licensed / c. Consultant — Ref: 26-9-220, Reg. Ch. 18, 26-9-231
    • C. Licensing / 1. Persons required to be licensed / d. Limited lines — Ref: 26-9-202
    • C. Licensing / 1. Persons required to be licensed / e. Surplus lines broker — Ref: 26-9-208, 26-11-103, 26-11-112
    • C. Licensing / 1. Persons required to be licensed / f. Nonresident — Ref: 26-9-208, 215, 230
    • C. Licensing / 1. Persons required to be licensed / g. Temporary license — Ref: 26-9-210
    • C. Licensing / 2. Agent appointment/termination of contract — Ref: 26-9-213 and 214
    • C. Licensing / 3. Obtaining a license
    • C. Licensing / 3. Obtaining a license / a. Qualifications — Ref: 26-9-206, Reg. Ch. 18
    • C. Licensing / 3. Obtaining a license / b. Exemptions/exceptions — Ref: 26-9-204, 26-9-209
    • C. Licensing / 3. Obtaining a license / c. License denial — Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license
    • C. Licensing / 4. Maintaining a license / a. Continuing education — Ref: 26-9-231, Reg. Ch. 20
    • C. Licensing / 4. Maintaining a license / b. Change of address — Ref: 26-9-207, 26-9-228
    • C. Licensing / 4. Maintaining a license / c. Fees/renewal/reinstatement — Ref: 26-9-207; 26-4-101
    • C. Licensing / 4. Maintaining a license / d. License expiration/termination — Ref: 26-9-207, 26-9-232
    • C. Licensing / 4. Maintaining a license / e. Suspension or revocation of licenses — Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license / f. Reporting of actions — Ref: 26-9-216
    • C. Licensing / 4. Maintaining a license / g. Penalties — Ref: 26-1-107
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46 / a. Premium accountability
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46 / b. Separate account requirements
    • D. Producer responsibilities / 2. Commissions and compensation — Ref: 26-9-212
    • D. Producer responsibilities / 3. Place of business of licensees/display of licenses/records — Ref: 26-9-228
    • D. Producer responsibilities / 4. Agency vs. individual licensee — Ref: Title 18 Chapter 17
    • E. Unfair trade practices
    • E. Unfair trade practices / 1. Boycott, coercion, intimidation — Ref: 26-13-108
    • E. Unfair trade practices / 2. Controlled business — Ref: 26-9-226
    • E. Unfair trade practices / 3. Defamation — Ref: 26-13-107
    • E. Unfair trade practices / 4. False advertising — Ref: 26-13-103
    • E. Unfair trade practices / 5. False financial statements — Ref: 26-13-106
    • E. Unfair trade practices / 6. Fraud — Ref: 26-13-201 and 202
    • E. Unfair trade practices / 7. Misrepresentation — Ref: 26-13-103
    • E. Unfair trade practices / 8. Rebates/illegal inducements — Ref: 26-13-110
    • E. Unfair trade practices / 9. Unfair discrimination — Ref: 26-13-109, 112(c)
    • E. Unfair trade practices / 10. Unfair claims settlement practices — Ref: 26-13-124
    • F. Wyoming Insurance Guaranty Association — Ref: 26-31-103, 26-31-106; 26-42-116(a); Reg. Ch. 43
    • G. Consumer privacy regulation — Ref: Reg. Ch. 54
  • Property & Casualty–State II. WYOMING STATUTES, RULES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY (5 scored questions)
    • A. Renewal, Nonrenewal, Cancellation — Ref: 26-35-202, 203, 26-23-403
    • B. Binders — Ref: 26-15-119
    • C. Payment of claims — Ref: 26-15-124
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005 — Ref: 15 USC 6701; S467
  • Property & Casualty–State III. WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (10 scored questions)
    • A. Automobile Insurance
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / a. Proof of financial responsibility defined
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / b. Persons required to show proof
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / c. Penalty for noncompliance
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / d. Methods of satisfying financial responsibility
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages / (1) Bodily injury
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / b. Option for additional coverage
    • A. Automobile Insurance / 3. Cancellation/nonrenewal — Ref: Reg. Ch. 14
    • A. Automobile Insurance / 4. Wyoming Automobile Insurance (Assigned Risk) Plan
    • B. Workers’ Compensation
    • C. Surplus Lines
Examination sources

Wyoming Personal Lines Producer Insurance Examination

Provider
Pearson VUE
Format
Multiple-choice examination, general and Wyoming-specific sections; test center or OnVUE online delivery
Exam questions
100 scored questions: 75 general and 25 state; 5 additional general pretest questions
Time limit
2 hours
Passing score
70% of questions answered correctly
Exam fee
$96
Examination outline
  • I. TYPES OF PROPERTY POLICIES (10)
    • A. Homeowners
    • A.1. HO-2
    • A.2. HO-3
    • A.3. HO-4
    • A.4. HO-5
    • A.5. HO-6
    • A.6. HO-8
    • B. Dwelling policies
    • B.1. DP-1
    • B.2. DP-2
    • B.3. DP-3
    • C. Inland marine
    • C.1. Personal Articles floaters
    • D. National Flood Insurance Program
    • E. Others
    • E.1. Earthquake
    • E.2. Mobile Homes
    • E.3. Watercraft
    • E.4. Windstorm
  • II. TYPES OF CASUALTY POLICIES (13)
    • A. Automobile: personal auto
    • A.1. Liability
    • A.1.a. Bodily Injury
    • A.1.b. Property Damage
    • A.1.c. Split Limits
    • A.1.d. Combined Single Limit
    • A.2. Medical Payments
    • A.3. Physical Damage (collision; other than collision; specified perils)
    • A.4. Uninsured motorists
    • A.5. Underinsured motorists
    • A.6. Who is an insured
    • A.7. Types of Auto
    • A.7.a. Owned
    • A.7.b. Non-owned
    • A.7.c. Hired
    • A.7.d. Temporary Substitute
    • A.7.e. Newly Acquired Autos
    • A.7.f. Transportation Expense and Rental Reimbursement Expense
    • A.8. Exclusions
    • B. Umbrella/Excess liability
  • III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS (28)
    • A. Insurance
    • A.1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C.1. Pure vs. Speculative Risk
    • D. Hazard
    • D.1. Moral
    • D.2. Morale
    • D.3. Physical
    • E. Peril
    • F. Loss
    • F.1. Direct
    • F.2. Indirect
    • G. Loss Valuation
    • G.1. Actual cash value
    • G.2. Replacement cost
    • G.3. Market value
    • G.4. Stated value
    • G.5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q.1. Absolute
    • Q.2. Strict
    • Q.3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
    • V. Burglary, Robbery, Theft, and Mysterious Disappearance
    • W. Warranties
    • X. Representations
    • Y. Concealment
    • Z. Deposit Premium/Audit
    • AA. Certificate of Insurance
    • BB. Damages
    • BB.1. Compensatory
    • BB.1.a. General
    • BB.1.b. Special
    • BB.2. Punitive
    • CC. Compliance with Provisions of Fair Credit Reporting Act
  • IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW (24)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Sources of underwriting information
    • P. Fair Credit Reporting Act
    • Q. Privacy Protection (Gramm Leach Bliley)
    • R. Policy Application
    • S. Terrorism Risk Insurance Act (TRIA)
    • T. Cancellation and nonrenewal provisions
    • U. Supplementary payments
    • V. Loss settlement provisions including consent to settle a loss
    • W. Territory
  • I. WYOMING STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE (15)
    • A. Insurance Commissioner
    • A.1. Appointment
    • A.2. General powers and duties
    • A.3. Examinations
    • A.4. Orders and hearings
    • A.5. Penalties
    • B. Definitions
    • B.1. Domestic company
    • B.2. Foreign company
    • B.3. Alien company
    • B.4. Stock and mutual companies and reciprocals
    • B.5. Reciprocal
    • B.6. Certificate of authority
    • C. Licensing
    • C.1. Persons required to be licensed
    • C.1.a. Producer/business entity
    • C.1.b. Producer acting as broker
    • C.1.c. Consultant
    • C.1.d. Limited lines
    • C.1.e. Surplus lines broker
    • C.1.f. Nonresident
    • C.1.g. Temporary license
    • C.2. Agent appointment/termination of contract
    • C.3. Obtaining a license
    • C.3.a. Qualifications
    • C.3.b. Exemptions/exceptions
    • C.3.c. License denial
    • C.4. Maintaining a license
    • C.4.a. Continuing education
    • C.4.b. Change of address
    • C.4.c. Fees/renewal/reinstatement
    • C.4.d. License expiration/termination
    • C.4.e. Suspension or revocation of licenses
    • C.4.f. Reporting of actions
    • C.4.g. Penalties
    • D. Producer responsibilities
    • D.1. Financial responsibility
    • D.1.a. Proof of financial responsibility defined
    • D.1.b. Persons required to show proof
    • D.1.c. Penalty for noncompliance
    • D.1.d. Methods of satisfying financial responsibility
    • D.2. Fiduciary capacity
    • D.2.a. Premium accountability
    • D.2.b. Separate account requirements
    • D.3. Commissions and compensation
    • D.4. Place of business of licensees/display of licenses/records
    • D.5. Agency vs. individual licensee
    • E. Unfair trade practices
    • E.1. Boycott, coercion, intimidation
    • E.2. Controlled business
    • E.3. Defamation
    • E.4. False advertising
    • E.5. False financial statements
    • E.6. Fraud
    • E.7. Misrepresentation
    • E.8. Rebates/illegal inducements
    • E.9. Unfair discrimination
    • E.10. Unfair claims settlement practices
    • F. Wyoming Insurance Guaranty Association
    • G. Consumer privacy regulation
  • II. WYOMING STATUTES, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE ONLY (4)
    • A. Renewal, Nonrenewal, Cancellation
    • B. Binders
    • C. Payment of claims
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005
  • III. WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (6)
    • A. Automobile Insurance
    • A.1. Uninsured/underinsured motorists coverage
    • A.1.a. Required coverages
    • A.1.a.(1). Bodily injury
    • A.1.b. Option for additional coverage
    • A.2. Cancellation/nonrenewal
    • A.3. Wyoming Automobile Insurance (Assigned Risk) Plan
Examination sources

Wyoming Property Producer Examination

Examination outline
  • I. TYPES OF POLICIES........................................................... 22
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Commercial lines
    • C. Commercial lines / 1. Commercial Package Policy (CPP)
    • C. Commercial lines / 2. Commercial property
    • C. Commercial lines / 2. Commercial property / a. Commercial building and business personal property form
    • C. Commercial lines / 2. Commercial property / b. Causes of loss forms
    • C. Commercial lines / 2. Commercial property / c. Business income
    • C. Commercial lines / 2. Commercial property / d. Extra expense
    • C. Commercial lines / 2. Commercial property / e. Equipment breakdown
    • C. Commercial lines / 3. Business Owners Policy (BOP)
    • C. Commercial lines / 4. Builders Risk
    • C. Commercial lines / 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine / 1. Personal Articles floaters
    • D. Inland marine / 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others / 1. Earthquake
    • F. Others / 2. Mobile Homes
    • F. Others / 3. Watercraft
    • F. Others / 4. Farm Owners
    • F. Others / 5. Windstorm
  • II. INSURANCE TERMS AND RELATED CONCEPTS ..........15
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated/agreed value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • III. POLICY PROVISIONS AND CONTRACT LAW ............... 13
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • Wyoming specific: I. WYOMING STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE…………….28
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Appointment Ref: 26-2-102
    • A. Insurance Commissioner / 2. General powers and duties Ref: 26-2-109 and 110
    • A. Insurance Commissioner / 3. Examinations Ref: 26-2-116 and 117
    • A. Insurance Commissioner / 4. Orders and hearings Ref: 16-3-103, 26-2-111 and 112, 26-1-107, 26-2-130
    • A. Insurance Commissioner / 5. Penalties Ref: 26-1-107, 26-2-112, 26-9-211
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 1. Domestic company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 2. Foreign company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 3. Alien company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 4. Stock and mutual companies and reciprocals
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 5. Reciprocal
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Persons required to be licensed
    • C. Licensing / 1. Persons required to be licensed / a. Producer/business entity Ref: 26-9-203, 26-9-206, 26-9-207, 26-29-233
    • C. Licensing / 1. Persons required to be licensed / b. Producer acting as broker Ref: 26-1-102, 26-9-224 and 225
    • C. Licensing / 1. Persons required to be licensed / c. Consultant Ref: 26-9-220, Reg. Ch. 18, 26-9-231
    • C. Licensing / 1. Persons required to be licensed / d. Limited lines Ref: 26-9-202
    • C. Licensing / 1. Persons required to be licensed / e. Surplus lines broker Ref: 26-9-208, 26-11-103, 26-11-112
    • C. Licensing / 1. Persons required to be licensed / f. Nonresident Ref: 26-9-208, 215, 230
    • C. Licensing / 1. Persons required to be licensed / g. Temporary license Ref: 26-9-210
    • C. Licensing / 2. Agent appointment/termination of contract Ref: 26-9-213 and 214
    • C. Licensing / 3. Obtaining a license
    • C. Licensing / 3. Obtaining a license / a. Qualifications Ref: 26-9-206, Reg. Ch. 18
    • C. Licensing / 3. Obtaining a license / b. Exemptions/exceptions Ref: 26-9-204, 26-9-209
    • C. Licensing / 3. Obtaining a license / c. License denial Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license
    • C. Licensing / 4. Maintaining a license / a. Continuing education Ref: 26-9-231, Reg. Ch. 20
    • C. Licensing / 4. Maintaining a license / b. Change of address Ref: 26-9-207, 26-9-228
    • C. Licensing / 4. Maintaining a license / c. Fees/renewal/reinstatement Ref: 26-9-207, 26-4-101
    • C. Licensing / 4. Maintaining a license / d. License expiration/termination Ref: 26-9-207, 26-9-232
    • C. Licensing / 4. Maintaining a license / e. Suspension or revocation of licenses Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license / f. Reporting of actions Ref: 26-9-216
    • C. Licensing / 4. Maintaining a license / g. Penalties Ref: 26-1-107
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary capacity Ref:26-9-229, Reg. Ch. 46
    • D. Producer responsibilities / 1. Fiduciary capacity Ref:26-9-229, Reg. Ch. 46 / a. Premium accountability
    • D. Producer responsibilities / 1. Fiduciary capacity Ref:26-9-229, Reg. Ch. 46 / b. Separate account requirements
    • D. Producer responsibilities / 2. Commissions and compensation Ref: 26-9-212
    • D. Producer responsibilities / 3. Place of business of licensees/display of licenses/records Ref: 26-9-228
    • D. Producer responsibilities / 4. Agency vs. individual licensee
    • E. Unfair trade practices
    • E. Unfair trade practices / 1. Boycott, coercion, intimidation Ref: 26-13-108
    • E. Unfair trade practices / 2. Controlled business Ref: 26-9-226
    • E. Unfair trade practices / 3. Defamation Ref: 26-13-107
    • E. Unfair trade practices / 4. False advertising Ref: 26-13-103
    • E. Unfair trade practices / 5. False financial statements Ref: 26-13-106
    • E. Unfair trade practices / 6. Fraud Ref: 26-13-201 and 202
    • E. Unfair trade practices / 7. Misrepresentation Ref: 26-13-103
    • E. Unfair trade practices / 8. Rebates/illegal inducements Ref: 26-13-110
    • E. Unfair trade practices / 9. Unfair discrimination Ref: 26-13-109, 112(c)
    • E. Unfair trade practices / 10. Unfair claims settlement practices Ref: 26-13-124
    • F. Wyoming Insurance Guaranty Association Ref: 26-31-103, 26-31-106; 26-42-116(a); Reg. Ch. 43
    • G. Consumer privacy regulation Ref: Reg. Ch. 54
  • Wyoming specific: II. WYOMING STATUTES, RULES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY ............................................................................. 7
    • A. Renewal, nonrenewal, cancellation Ref: 26-35-202, 203, 26-23-403
    • B. Binders Ref: 26-15-119
    • C. Payment of claims Ref: 26-15-124
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005 Ref: 15 USC 6701; S467
Examination sources

Wyoming Casualty Producer Examination

Provider
Pearson VUE
Format
Written insurance licensing examination
Exam questions
50 scored general questions plus 5 pretest; 35 scoreable Wyoming-specific questions plus 5 pretest
Passing score
70% of questions answered correctly
Examination outline
  • TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • WYOMING STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Appointment Ref: 26-2-102
    • A. Insurance Commissioner / 2. General powers and duties Ref: 26-2-109 and 110
    • A. Insurance Commissioner / 3. Examinations Ref: 26-2-116 and 117
    • A. Insurance Commissioner / 4. Orders and hearings Ref: 16-3-103, 26-2-111 and 112, 26-1-107, 26-2-130
    • A. Insurance Commissioner / 5. Penalties Ref: 26-1-107, 26-2-112, 26-9-211
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 1. Domestic company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 2. Foreign company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 3. Alien company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 4. Stock and mutual companies and reciprocals
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 5. Reciprocal
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Persons required to be licensed
    • C. Licensing / 1. Persons required to be licensed / a. Producer/business entity Ref: 26-9-203, 26-9-206, 26-9-207, 26-29-233
    • C. Licensing / 1. Persons required to be licensed / b. Producer acting as broker Ref: 26-1-102, 26-9-224 and 225
    • C. Licensing / 1. Persons required to be licensed / c. Consultant Ref: 26-9-220, Reg. Ch. 18, 26-9-231
    • C. Licensing / 1. Persons required to be licensed / d. Limited lines Ref: 26-9-202
    • C. Licensing / 1. Persons required to be licensed / e. Surplus lines broker Ref: 26-9-208, 26-11-103, 26-11-112
    • C. Licensing / 1. Persons required to be licensed / f. Nonresident Ref: 26-9-208, 215, 230
    • C. Licensing / 1. Persons required to be licensed / g. Temporary license Ref: 26-9-210
    • C. Licensing / 2. Agent appointment/termination of contract Ref: 26-9-213 and 214
    • C. Licensing / 3. Obtaining a license
    • C. Licensing / 3. Obtaining a license / a. Qualifications Ref: 26-9-206, Reg. Ch. 18
    • C. Licensing / 3. Obtaining a license / b. Exemptions/exceptions Ref: 26-9-204, 26-9-209
    • C. Licensing / 3. Obtaining a license / c. License denial Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license
    • C. Licensing / 4. Maintaining a license / a. Continuing education Ref: 26-9-231, Reg. Ch. 20
    • C. Licensing / 4. Maintaining a license / b. Change of address Ref: 26-9-207, 26-9-228
    • C. Licensing / 4. Maintaining a license / c. Fees/renewal/reinstatement Ref: 26-9-207; 26-4-101
    • C. Licensing / 4. Maintaining a license / d. License expiration/termination Ref: 26-9-207, 26-9-232
    • C. Licensing / 4. Maintaining a license / e. Suspension or revocation of licenses Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license / f. Reporting of actions Ref: 26-9-216
    • C. Licensing / 4. Maintaining a license / g. Penalties Ref: 26-1-107
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46 / a. Premium accountability
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46 / b. Separate account requirements
    • D. Producer responsibilities / 2. Commissions and compensation Ref: 26-9-212
    • D. Producer responsibilities / 3. Place of business of licensees/display of licenses/records Ref: 26-9-228
    • D. Producer responsibilities / 4. Agency vs. individual licensee
    • E. Unfair trade practices
    • E. Unfair trade practices / 1. Boycott, coercion, intimidation Ref: 26-13-108
    • E. Unfair trade practices / 2. Controlled business Ref: 26-9-226
    • E. Unfair trade practices / 3. Defamation Ref: 26-13-107
    • E. Unfair trade practices / 4. False advertising Ref: 26-13-103
    • E. Unfair trade practices / 5. False financial statements Ref: 26-13-106
    • E. Unfair trade practices / 6. Fraud Ref: 26-13-201 and 202
    • E. Unfair trade practices / 7. Misrepresentation Ref: 26-13-103
    • E. Unfair trade practices / 8. Rebates/illegal inducements Ref: 26-13-110
    • E. Unfair trade practices / 9. Unfair discrimination Ref: 26-13-109, 112(c)
    • E. Unfair trade practices / 10. Unfair claims settlement practices Ref: 26-13-124
    • F. Wyoming Insurance Guaranty Association Ref: 26-31-103, 26-31-106; 26-42-116(a); Reg. Ch. 43
    • G. Consumer privacy regulation Ref: Reg. Ch. 54
  • WYOMING STATUTES, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, Nonrenewal, Cancellation Ref: 26-35-202, 203, 26-23-403
    • B. Binders Ref: 26-15-119
    • C. Payment of claims Ref: 26-15-124
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005 Ref: 15 USC 6701; S467
  • WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Automobile Insurance
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / a. Proof of financial responsibility defined
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / b. Persons required to show proof
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / c. Penalty for noncompliance
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / d. Methods of satisfying financial responsibility
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages / (1). Bodily injury
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / b. Option for additional coverage
    • A. Automobile Insurance / 3. Cancellation/nonrenewal Ref: Reg. Ch. 14
    • A. Automobile Insurance / 4. Wyoming Automobile Insurance (Assigned Risk) Plan...........................................
    • B. Workers’ Compensation
Examination sources