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South Carolina Property & Casualty Insurance — Requirements & Free Practice

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Insurance Producer License — Property and Casualty

Individual producer license with one or both property and casualty lines. Combined and single-line examination qualifications are preserved.

Licensing authority: South Carolina Department of Insurance · Application information

Add requested authority to an existing resident producer license

At least one of the following alternatives:

  • South Carolina Property, Casualty, Surety and Marine Insurance Producer (practice unavailable)

  • All of the following:

Age
At least 18 years old.
Application
Submit the Uniform Application online through NIPR and pay the $25 producer license fee; disclose required background information.
Appointment
An insurer appointment is required before acting as its agent; a producer who is not acting as an insurer agent need not be appointed (§ 38-43-50(B)).
Character
Good moral character; statutory criminal-history restrictions and grounds for denial under §§ 38-43-100(F)(2) and 38-43-130 apply.
Existing License
An active resident producer license; request the additional authority online. Passing examination evidence already accepted for the requested lines is an applicant condition.
Fingerprints
After applying, complete the required SLED and FBI fingerprint-based criminal-history checks, subject to the statutory medically certified injury exception.
Prelicensing
Current producer application requirements prescribe the examination and application/fingerprint process; the obsolete Prometric page and its 40-hour prelicensing instruction are superseded by the current Pearson VUE process.
Requested Authority
ordinary authority.
Residency
South Carolina resident; apply for the requested property and/or casualty lines of authority.
Score Currency
Examination reports expire 12 months after issuance.
Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit certified home-state application or completed Uniform Application and pay applicable fees.
Home License
Currently licensed and in good standing in the home jurisdiction for the same requested line; certify through the producer database or home-state certification.
Other Jurisdiction Examination
Any examination previously required by the home jurisdiction is evidence of the existing home license, not a South Carolina examination leaf.
Reciprocity
Home jurisdiction must grant South Carolina residents nonresident licenses on the same basis.
Renewal
Maintain home-jurisdiction good standing and continuing education reciprocity; pay South Carolina renewal fee as applicable.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Application
Submit renewal and pay $25; nonresidents do not submit fingerprints.
Home License
Maintain the home-state license and reciprocal home-state continuing education compliance.
Limited Lines
Statutory limited-line continuing education exemption applies.
Timing
Biennial renewal by the end of the birth month.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with prior same line license / relocation
No examination is required for this applicant pathway.
Department Procedure
Cancel the former resident license and any South Carolina nonresident license, apply online, pay $25 and complete fingerprint processing.
Late Application
The Department states that cancellation more than 90 days before applying requires the South Carolina licensing examination; that applicant uses the resident examination route.
Prior License
Current same-line license elsewhere or application received within 90 days of cancellation; official certification or database evidence must show good standing.
Reciprocal Standards
The director reserves reciprocal standards under § 38-43-101(B).
Relocation
Apply within 90 days of establishing South Carolina residence; only lines previously held qualify for the examination exemption.

Official no-examination sources

Effective from 2026-09-22.

Reissuance after six month compliance period

At least one of the following alternatives:

  • South Carolina Property, Casualty, Surety and Marine Insurance Producer (practice unavailable)

  • All of the following:

Age
At least 18 years old.
Application
Submit the Uniform Application online through NIPR and pay the $25 producer license fee; disclose required background information.
Appointment
An insurer appointment is required before acting as its agent; a producer who is not acting as an insurer agent need not be appointed (§ 38-43-50(B)).
Character
Good moral character; statutory criminal-history restrictions and grounds for denial under §§ 38-43-100(F)(2) and 38-43-130 apply.
Fingerprints
After applying, complete the required SLED and FBI fingerprint-based criminal-history checks, subject to the statutory medically certified injury exception.
Prelicensing
Current producer application requirements prescribe the examination and application/fingerprint process; the obsolete Prometric page and its 40-hour prelicensing instruction are superseded by the current Pearson VUE process.
Previous License
License canceled/inactive after failure to cure compliance within six months; retake the appropriate examination, submit a new application, fingerprints and license fee.
Residency
South Carolina resident; apply for the requested property and/or casualty lines of authority.
Score Currency
Examination reports expire 12 months after issuance.
Resident biennial renewal
No examination is required for this applicant pathway.
Application
Renew online, pay $25 producer renewal fee and update email.
Continuing Education
Property, casualty and personal-lines producers complete 24 approved hours including 3 ethics hours; statutory allocation and exemptions apply. Producers limited to crop, surety, title, credit or travel are exempt under § 38-43-106(E).
Fingerprints
A current usable set already on file and all licenses in good standing qualifies for the § 38-43-100(G) exemption; unusable fingerprints may be requested again.
Timing
Last day of birth month in the matching odd/even birth-year cycle.
Travel Instruction
For Travel-only authority NIPR says no electronic renewal submission is required, while the Department requires its FBI background-check submission.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement / reactivation within six months
No examination is required for this applicant pathway.
Compliance
Satisfy applicable licensing and continuing education requirements and pay renewal and applicable penalty/reinstatement fees.
Deadline
Within six months of the compliance deadline.
Fingerprints
For the same license, § 38-43-100(G)(2) permits the fingerprint exemption when timely reinstatement, CE and penalty requirements are met.
Limited Lines
Continuing education is not required of a license confined to limited lines.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure — property and casualty

At least one of the following alternatives:

  • South Carolina Property, Casualty, Surety and Marine Insurance Producer (practice unavailable)

  • All of the following:

Age
At least 18 years old.
Application
Submit the Uniform Application online through NIPR and pay the $25 producer license fee; disclose required background information.
Appointment
An insurer appointment is required before acting as its agent; a producer who is not acting as an insurer agent need not be appointed (§ 38-43-50(B)).
Character
Good moral character; statutory criminal-history restrictions and grounds for denial under §§ 38-43-100(F)(2) and 38-43-130 apply.
Fingerprints
After applying, complete the required SLED and FBI fingerprint-based criminal-history checks, subject to the statutory medically certified injury exception.
Prelicensing
Current producer application requirements prescribe the examination and application/fingerprint process; the obsolete Prometric page and its 40-hour prelicensing instruction are superseded by the current Pearson VUE process.
Requested Authority
Both property and casualty; pass the combined examination or both single-line examinations.
Residency
South Carolina resident; apply for the requested property and/or casualty lines of authority.
Score Currency
Examination reports expire 12 months after issuance.
Resident initial licensure — casualty line

At least one of the following alternatives:

Age
At least 18 years old.
Application
Submit the Uniform Application online through NIPR and pay the $25 producer license fee; disclose required background information.
Appointment
An insurer appointment is required before acting as its agent; a producer who is not acting as an insurer agent need not be appointed (§ 38-43-50(B)).
Character
Good moral character; statutory criminal-history restrictions and grounds for denial under §§ 38-43-100(F)(2) and 38-43-130 apply.
Fingerprints
After applying, complete the required SLED and FBI fingerprint-based criminal-history checks, subject to the statutory medically certified injury exception.
Prelicensing
Current producer application requirements prescribe the examination and application/fingerprint process; the obsolete Prometric page and its 40-hour prelicensing instruction are superseded by the current Pearson VUE process.
Requested Authority
Casualty line; the combined examination must be passed in full if chosen.
Residency
South Carolina resident; apply for the requested property and/or casualty lines of authority.
Score Currency
Examination reports expire 12 months after issuance.
Resident initial licensure — property line

At least one of the following alternatives:

  • South Carolina Property Insurance Producer (practice unavailable)
  • South Carolina Property, Casualty, Surety and Marine Insurance Producer (practice unavailable)
Age
At least 18 years old.
Application
Submit the Uniform Application online through NIPR and pay the $25 producer license fee; disclose required background information.
Appointment
An insurer appointment is required before acting as its agent; a producer who is not acting as an insurer agent need not be appointed (§ 38-43-50(B)).
Character
Good moral character; statutory criminal-history restrictions and grounds for denial under §§ 38-43-100(F)(2) and 38-43-130 apply.
Fingerprints
After applying, complete the required SLED and FBI fingerprint-based criminal-history checks, subject to the statutory medically certified injury exception.
Prelicensing
Current producer application requirements prescribe the examination and application/fingerprint process; the obsolete Prometric page and its 40-hour prelicensing instruction are superseded by the current Pearson VUE process.
Requested Authority
Property line; the combined examination must be passed in full if chosen.
Residency
South Carolina resident; apply for the requested property and/or casualty lines of authority.
Score Currency
Examination reports expire 12 months after issuance.

South Carolina Casualty Insurance Producer

Provider
Pearson VUE
Format
Computer-based written examination, general and state sections, one examination result
Exam questions
50 scored plus 5 pretest questions in general knowledge; 25 scored questions in state content
Time limit
120 minutes
Passing score
70 on the reported 0-100 score scale; not the percentage of correct answers
Examination outline
  • TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Commercial general liability — Exposures
    • Commercial general liability — Exposures — Premises and Operations
    • Commercial general liability — Exposures — Products and Completed Operations
    • Commercial general liability — Coverage
    • Commercial general liability — Coverage — Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • Commercial general liability — Coverage — Coverage B: Personal Injury and Advertising Injury
    • Commercial general liability — Coverage — Coverage C: Medical Payments
    • Commercial general liability — Coverage — Supplemental Payments
    • Commercial general liability — Coverage — Who is an insured
    • Commercial general liability — Coverage — First named insured
    • Commercial general liability — Coverage — Limits (Per occurrence, Annual Aggregate)
    • Commercial general liability — Coverage — Damage to Property of Others
    • Automotive: personal auto and business auto
    • Automotive: personal auto and business auto — Liability
    • Automotive: personal auto and business auto — Liability — Bodily Injury
    • Automotive: personal auto and business auto — Liability — Property Damage
    • Automotive: personal auto and business auto — Liability — Split Limits
    • Automotive: personal auto and business auto — Liability — Combined Single Limit
    • Automotive: personal auto and business auto — Medical Payments
    • Automotive: personal auto and business auto — Physical damage (collision; other than collision; specified perils)
    • Automotive: personal auto and business auto — Uninsured motorists
    • Automotive: personal auto and business auto — Underinsured motorists
    • Automotive: personal auto and business auto — Who is an insured
    • Automotive: personal auto and business auto — Types of Auto
    • Automotive: personal auto and business auto — Types of Auto — Owned
    • Automotive: personal auto and business auto — Types of Auto — Non-owned
    • Automotive: personal auto and business auto — Types of Auto — Hired
    • Automotive: personal auto and business auto — Types of Auto — Temporary Substitute
    • Automotive: personal auto and business auto — Types of Auto — Newly Acquired Autos
    • Automotive: personal auto and business auto — Types of Auto — Transportation Expense and Rental Reimbursement Expense
    • Automotive: personal auto and business auto — Auto Dealers Coverage Form, including Garagekeepers Insurance
    • Automotive: personal auto and business auto — Exclusions
    • Automotive: personal auto and business auto — Individual Insured and Drive Other Car (DOC)
    • Automotive: personal auto and business auto — Mobile equipment
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts — Who is an employee/employer
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts — Compensation
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Work-related vs. non-work-related
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Other states’ insurance
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Employers Liability
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Exclusive Remedy
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Premium Determination
    • Crime
    • Crime — Employee Dishonesty
    • Crime — Theft
    • Crime — Robbery
    • Crime — Burglary
    • Crime — Forgery and Alteration
    • Crime — Mysterious disappearance
    • Bonds
    • Bonds — Surety
    • Bonds — Fidelity
    • Professional liability
    • Professional liability — Errors and Omissions
    • Professional liability — Medical Malpractice
    • Professional liability — Directors and Officers (D&O)
    • Professional liability — Employment Practices Liability (EPLI)
    • Professional liability — Cyber liability and data breach, funds transfer
    • Professional liability — Liquor liability
    • Umbrella/Excess liability
    • Business Owners Policy (BOP)
  • INSURANCE TERMS AND RELATED CONCEPTS
    • Hazards
    • Hazards — Moral
    • Hazards — Morale
    • Hazards — Physical
    • Indemnity
    • Insurable interest
    • Loss Valuation
    • Loss Valuation — Actual cash value
    • Loss Valuation — Replacement cost
    • Loss Valuation — Market value
    • Loss Valuation — Stated/agreed value
    • Loss Valuation — Salvage value
    • Negligence
    • Liability
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Law of Large Numbers
    • Pure vs. Speculative Risk
    • Endorsements
    • Damages
    • Damages — Compensatory
    • Damages — Compensatory — General
    • Damages — Compensatory — Special
    • Damages — Punitive
    • Compliance with provisions of Fair Credit Reporting Act
  • POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions and Limitations
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Proof of loss
    • Notice of claim
    • Other insurance
    • Subrogation
    • Loss settlement provisions including consent to settle a loss
    • Terrorism Risk Insurance Act (TRIA)
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO ALL LINES
    • Insurance Department and Director
    • Insurance Department and Director — Powers and duties
    • Insurance Department and Director — Examination of books and records
    • Insurance Department and Director — Investigations/Notice of hearing
    • Insurance Department and Director — Penalties and fines
    • Insurance Department and Director — Cease and desist orders
    • General insurance definitions
    • General insurance definitions — Domestic, foreign and alien insurers
    • General insurance definitions — Admitted/Nonadmitted insurer
    • General insurance definitions — Sell, solicit, negotiate
    • Licensing
    • Licensing — Producer
    • Licensing — License fees and application
    • Licensing — License probation, revocation, suspension, or denial of reissuance
    • Licensing — Temporary License
    • Licensing — Nonresident License
    • Licensing — Agent appointment/termination of contract
    • Licensing — Continuing education
    • Licensing — Change of Address/name change
    • Licensing — Reinstatement/license expiration
    • Unfair and prohibited trade practices
    • Unfair and prohibited trade practices — Rebating
    • Unfair and prohibited trade practices — Defamation
    • Unfair and prohibited trade practices — Unfair Discrimination
    • Unfair and prohibited trade practices — Misrepresentation
    • Unfair and prohibited trade practices — False advertising
    • Unfair and prohibited trade practices — Boycott, coercion, and intimidation
    • Unfair and prohibited trade practices — Unfair claims settlement practices
    • Unfair and prohibited trade practices — Fraud
    • Unfair and prohibited trade practices — False Financial Statements
    • Unfair and prohibited trade practices — Prohibited inducements
    • Reporting and Disposition of Premiums
    • Reporting and Disposition of Premiums — Fiduciary capacity; misappropriation of funds
    • Reporting and Disposition of Premiums — Commissions and compensation/charges for extra services
    • Reporting and Disposition of Premiums — Reporting of Actions
    • Consumer information privacy regulation
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO CASUALTY INSURANCE
    • Cancellation and nonrenewal of policies
    • Regulation of Rates
    • South Carolina Property and Casualty Insurance Guaranty Association
    • Auto
    • Auto — Uninsured/Underinsured motorists coverage
    • Auto — South Carolina Motor Vehicle Financial Responsibility Act
    • Auto — South Carolina Assigned Risk Pool
    • Auto — Deductibles
    • South Carolina Workers’ Compensation Law
    • South Carolina Workers’ Compensation Law — Exclusive remedy
    • South Carolina Workers’ Compensation Law — Employment covered (required, voluntary)
    • South Carolina Workers’ Compensation Law — Covered injuries
    • South Carolina Workers’ Compensation Law — Occupational disease
    • South Carolina Workers’ Compensation Law — Benefits provided
    • South Carolina Workers’ Compensation Law — South Carolina Workers' Compensation Uninsured Employers' Fund
Examination sources

South Carolina Property, Casualty, Surety and Marine Insurance Producer

Provider
Pearson VUE
Format
Computer-based written examination, general and state sections, one examination result
Exam questions
100 scored plus 5 pretest questions in general knowledge; 30 scored plus 5 pretest questions in state content
Time limit
165 minutes
Passing score
70 on the reported 0-100 score scale; not the percentage of correct answers
Examination outline
  • PROPERTY: TYPES OF POLICIES
    • Homeowners
    • Homeowners — HO-2
    • Homeowners — HO-3
    • Homeowners — HO-4
    • Homeowners — HO-5
    • Homeowners — HO-6
    • Homeowners — HO-8
    • Dwelling policies
    • Dwelling policies — DP-1
    • Dwelling policies — DP-2
    • Dwelling policies — DP-3
    • Commercial lines
    • Commercial lines — Commercial Package Policy (CPP)
    • Commercial lines — Commercial property
    • Commercial lines — Commercial property — Commercial building and personal property form
    • Commercial lines — Commercial property — Causes of loss forms
    • Commercial lines — Commercial property — Business income
    • Commercial lines — Commercial property — Extra expense
    • Commercial lines — Commercial property — Equipment breakdown
    • Commercial lines — Businessowners Policy (BOP)
    • Commercial lines — Builders Risk
    • Commercial lines — Cyber First-Party Coverage
    • Inland marine
    • Inland marine — Personal Articles floaters
    • Inland marine — Commercial Property floaters
    • National Flood Insurance Program
    • Others
    • Others — Earthquake
    • Others — Mobile Homes
    • Others — Watercraft
    • Others — Farm Owners
    • Others — Windstorm
  • PROPERTY: INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Insurance — Law of Large Numbers
    • Insurable interest
    • Risk
    • Risk — Pure vs. Speculative Risk
    • Hazard
    • Hazard — Moral
    • Hazard — Morale
    • Hazard — Physical
    • Peril
    • Loss
    • Loss — Direct
    • Loss — Indirect
    • Loss valuation
    • Loss valuation — Actual cash value
    • Loss valuation — Replacement cost
    • Loss valuation — Market value
    • Loss valuation — State/agreed value
    • Loss valuation — Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Liability — Absolute
    • Liability — Strict
    • Liability — Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
  • PROPERTY: POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Warranties, representations, and concealment
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Territory
  • CASUALTY: TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Commercial general liability
    • Commercial general liability — Exposures
    • Commercial general liability — Exposures — Premises and Operations
    • Commercial general liability — Exposures — Products and Completed Operations
    • Commercial general liability — Coverage
    • Commercial general liability — Coverage — Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • Commercial general liability — Coverage — Coverage B: Personal Injury and Advertising Injury
    • Commercial general liability — Coverage — Coverage C: Medical Payments
    • Commercial general liability — Coverage — Supplemental Payments
    • Commercial general liability — Coverage — Who is an insured
    • Commercial general liability — Coverage — First named insured
    • Commercial general liability — Coverage — Limits (Per occurrence, Annual Aggregate)
    • Commercial general liability — Coverage — Damage to Property of Others Conditions
    • Automotive: personal auto and business auto
    • Automotive: personal auto and business auto — Liability
    • Automotive: personal auto and business auto — Liability — Bodily Injury
    • Automotive: personal auto and business auto — Liability — Property Damage
    • Automotive: personal auto and business auto — Liability — Split Limits
    • Automotive: personal auto and business auto — Liability — Combined Single Limit
    • Automotive: personal auto and business auto — Medical Payments
    • Automotive: personal auto and business auto — Physical damage (collision; other than collision; specified perils
    • Automotive: personal auto and business auto — Uninsured motorists
    • Automotive: personal auto and business auto — Underinsured motorists
    • Automotive: personal auto and business auto — Who is an insured
    • Automotive: personal auto and business auto — Types of Auto
    • Automotive: personal auto and business auto — Types of Auto — Owned
    • Automotive: personal auto and business auto — Types of Auto — Non-owned
    • Automotive: personal auto and business auto — Types of Auto — Hired
    • Automotive: personal auto and business auto — Types of Auto — Temporary Substitute
    • Automotive: personal auto and business auto — Types of Auto — Newly Acquired Autos
    • Automotive: personal auto and business auto — Types of Auto — Transportation Expense and Rental Reimbursement Expense
    • Automotive: personal auto and business auto — Auto Dealers Coverage Form, including Garagekeepers Insurance
    • Automotive: personal auto and business auto — Exclusions
    • Automotive: personal auto and business auto — Individual Insured and Drive Other Car (DOC)
    • Automotive: personal auto and business auto — Mobile equipment
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts — Who is and employee/employer
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Standard policy concepts — Compensation
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Work-related vs. non-work-related
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Other states’ insurance
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Employers Liability
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Exclusive Remedy
    • Workers Compensation insurance, Employers Liability insurance, and Related Issues — Premium Determination
    • Crime
    • Crime — Employee Dishonesty
    • Crime — Theft
    • Crime — Robbery
    • Crime — Burglary
    • Crime — Forgery and Alteration
    • Crime — Mysterious disappearance
    • Bonds
    • Bonds — Surety
    • Bonds — Fidelity
    • Professional liability
    • Professional liability — Errors and Omissions
    • Professional liability — Medical Malpractice
    • Professional liability — Directors and Officers (D&O)
    • Professional liability — Employment Practices Liability (EPLI)
    • Professional liability — Cyber liability and data breach, funds transfer
    • Professional liability — Liquor liability
    • Umbrella/Excess liability
    • Business Owners Policy (BOP)
  • CASUALTY: INSURANCE TERMS AND RELATED CONCEPTS
    • Risk
    • Hazards
    • Hazards — Moral
    • Hazards — Morale
    • Hazards — Physical
    • Indemnity
    • Insurable interest
    • Loss Valuation
    • Loss Valuation — Actual cash value
    • Loss Valuation — Replacement cost
    • Loss Valuation — Market value
    • Loss Valuation — Stated/agreed value
    • Loss Valuation — Salvage value
    • Negligence
    • Liability
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Law of Large Numbers
    • Pure vs. Speculative Risk
    • Endorsements
    • Damages
    • Damages — Compensatory
    • Damages — Compensatory — General
    • Damages — Compensatory — Special
    • Damages — Punitive
    • Compliance with provisions of Fair Credit Reporting Act
  • CASUALTY: POLICY PROVISIONS
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions and Limitations
    • Definition of the insured
    • Duties of the insured after a loss
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Proof of loss
    • Notice of claim
    • Other insurance
    • Subrogation
    • Loss settlement provisions including consent to settle a loss
    • Terrorism Risk Insurance Act (TRIA)
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO ALL LINES
    • Insurance Department and Director
    • Insurance Department and Director — Powers and duties
    • Insurance Department and Director — Examination of books and records
    • Insurance Department and Director — Investigations/Notice of hearing
    • Insurance Department and Director — Penalties and fines
    • Insurance Department and Director — Cease and desist orders
    • General insurance definitions
    • General insurance definitions — Domestic, foreign and alien insurers
    • General insurance definitions — Admitted/Nonadmitted insurer
    • General insurance definitions — Sell, solicit, negotiate
    • Licensing
    • Licensing — Producer
    • Licensing — License fees and application
    • Licensing — License probation, revocation, suspension, or denial of reissuance
    • Licensing — Temporary License
    • Licensing — Nonresident License
    • Licensing — Agent appointment/termination of contract
    • Licensing — Continuing education
    • Licensing — Change of Address/name change
    • Licensing — Reinstatement/license expiration
    • Unfair and prohibited trade practices
    • Unfair and prohibited trade practices — Rebating
    • Unfair and prohibited trade practices — Defamation
    • Unfair and prohibited trade practices — Unfair Discrimination
    • Unfair and prohibited trade practices — Misrepresentation
    • Unfair and prohibited trade practices — False advertising
    • Unfair and prohibited trade practices — Boycott, coercion, and intimidation
    • Unfair and prohibited trade practices — Unfair claims settlement practices
    • Unfair and prohibited trade practices — Fraud
    • Unfair and prohibited trade practices — False Financial Statements
    • Unfair and prohibited trade practices — Prohibited inducements
    • Reporting and Disposition of Premiums
    • Reporting and Disposition of Premiums — Fiduciary capacity; misappropriation of funds
    • Reporting and Disposition of Premiums — Commissions and compensation/charges for extra services
    • Reporting and Disposition of Premiums — Reporting of Actions
    • Consumer information privacy regulation
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO PROPERTY & CASUALTY
    • Cancellation and nonrenewal of policies
    • Regulation of Rates
    • South Carolina Property and Casualty Insurance Guaranty Association Act
    • South Carolina Valued Policy Law
    • South Carolina Wind and Hail Underwriting Association (SCWHUA)
    • Auto
    • Auto — Uninsured/Underinsured motorists coverage
    • Auto — South Carolina Motor Vehicle Financial Responsibility Act
    • Auto — South Carolina Assigned Risk Pool
    • Auto — Deductibles
    • South Carolina Workers’ Compensation Law
    • South Carolina Workers’ Compensation Law — Exclusive remedy
    • South Carolina Workers’ Compensation Law — Employment covered (required, voluntary)
    • South Carolina Workers’ Compensation Law — Covered injuries
    • South Carolina Workers’ Compensation Law — Occupational disease
    • South Carolina Workers’ Compensation Law — Benefits provided
    • South Carolina Workers’ Compensation Law — South Carolina Workers' Compensation Uninsured Employers' Fund
Examination sources

South Carolina Property Insurance Producer

Provider
Pearson VUE
Format
Computer-administered licensing examination
Exam questions
80 total items
Time limit
120 minutes
Passing score
70 on the reported examination score scale
Exam fee
$59
Examination outline
  • TYPES OF POLICIES
    • Homeowners
    • HO-2
    • HO-3
    • HO-4
    • HO-5
    • HO-6
    • HO-8
    • Dwelling policies
    • DP-1
    • DP-2
    • DP-3
    • Commercial lines
    • Commercial Package Policy (CPP)
    • Commercial property
    • Commercial building and personal property form
    • Causes of loss forms
    • Business income
    • Extra expense
    • Equipment breakdown
    • Businessowners Policy (BOP)
    • Builders Risk
    • Cyber First-Party Coverage
    • Inland marine
    • Personal Articles floaters
    • Commercial Property floaters
    • National Flood Insurance Program
    • Others
    • Earthquake
    • Mobile Homes
    • Watercraft
    • Farm Owners
    • Windstorm
  • INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Law of Large Numbers
    • Insurable interest
    • Risk
    • Pure vs. Speculative Risk
    • Hazard
    • Moral
    • Morale
    • Physical
    • Peril
    • Loss
    • Direct
    • Indirect
    • Loss valuation
    • Actual cash value
    • Replacement cost
    • Market value
    • State/agreed value
    • Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
  • POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Warranties, representations, and concealment
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Territory
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO ALL LINES
    • Insurance Department and Director
    • Powers and duties
    • Examination of books and records
    • Investigations/Notice of hearing
    • Penalties and fines
    • Cease and desist orders
    • General insurance definitions
    • Domestic, foreign and alien insurers
    • Admitted/Nonadmitted insurer
    • Sell, solicit, negotiate
    • Licensing
    • Producer
    • License fees and application
    • License probation, revocation, suspension, or denial of reissuance
    • Temporary License
    • Nonresident License
    • Agent appointment/termination of contract
    • Continuing education
    • Change of Address/name change
    • Reinstatement/license expiration
    • Unfair and prohibited trade practices
    • Rebating
    • Defamation
    • Unfair Discrimination
    • Misrepresentation
    • False advertising
    • Boycott, coercion, and intimidation
    • Unfair claims settlement practices
    • Fraud
    • False Financial Statements
    • Prohibited inducements
    • Reporting and Disposition of Premiums
    • Fiduciary capacity; misappropriation of funds
    • Commissions and compensation/charges for extra services
    • Reporting of Actions
    • Consumer information privacy regulation
  • SOUTH CAROLINA LAWS AND REGULATIONS PERTINENT TO PROPERTY INSURANCE
    • Cancellation and nonrenewal of policies
    • Regulation of Rates
    • South Carolina Property and Casualty Insurance Guaranty Association
    • South Carolina Valued Policy Law
    • South Carolina Wind and Hail Underwriting Association (SCWHUA)
Examination sources