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Oklahoma Property & Casualty Insurance — Requirements & Free Practice

US-OK · License preparation

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Insurance Producer

Individual or business entity producer qualification for property, casualty, personal lines or commercial lines. Customer service representatives and insurance consultants use this producer license; insurer appointments and occupational restrictions remain conditions.

Licensing authority: Oklahoma Insurance Department · Application information

Nonresident business entity reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the approved business entity application and fees; maintain the requisite legal organization, fitness, and information matching the home-state licensing record.
Home license
Business entity holds a current resident producer license in good standing and qualifies for reciprocity.
Responsible producer
Designate a responsible licensed producer holding the same Oklahoma license type and requested lines.

Official no-examination sources

Effective from 2001-11-01.

Nonresident individual reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the prescribed request, home-state application or Uniform Application, and required fee.
Home license
Current resident producer license in good standing for the requested lines in the home jurisdiction.
Reciprocity
Home jurisdiction awards nonresident producer licenses to Oklahoma residents on the same basis.
Scope
The requested property/casualty or personal-lines authority follows the qualifying home license.

Official no-examination sources

Effective from 2001-11-01.

Individual producer reinstatement within twelve months — nonresident
No examination is required for this applicant pathway.
Continuing education
Keep applicable continuing education current; residents must report compliance for the previous renewal cycle.
Fee
Double the unpaid renewal fee.
License history
License was not revoked, suspended, or refused continuation by the Commissioner.
Prior license
Individual producer license has lapsed; reinstatement is requested within 12 months after the renewal fee due date.

Official no-examination sources

Effective from 2019-11-01.

Individual producer reinstatement within twelve months — resident
No examination is required for this applicant pathway.
Continuing education
Keep applicable continuing education current; residents must report compliance for the previous renewal cycle.
Fee
Double the unpaid renewal fee.
License history
License was not revoked, suspended, or refused continuation by the Commissioner.
Prior license
Individual producer license has lapsed; reinstatement is requested within 12 months after the renewal fee due date.

Official no-examination sources

Effective from 2019-11-01.

Insurance producer renewal — nonresident entity
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal and fee during the official renewal period, ordinarily within 90 days before expiration.
Continuing education
Resident individuals: at least 21 hours plus 3 ethics hours biennially, including at least 2 hours of legislative updates. Nonresident CE is reciprocal under 36 O.S. § 1435.17(B). Entity compliance is maintained through its licensed responsible producer. CE course assessments are conditions, not separately registered licensing examinations.
Existing license
An active existing producer license with the continuing lines of authority; no new line qualification is sought.

Official no-examination sources

Effective from 2019-11-01.

Insurance producer renewal — nonresident individual
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal and fee during the official renewal period, ordinarily within 90 days before expiration.
Continuing education
Resident individuals: at least 21 hours plus 3 ethics hours biennially, including at least 2 hours of legislative updates. Nonresident CE is reciprocal under 36 O.S. § 1435.17(B). Entity compliance is maintained through its licensed responsible producer. CE course assessments are conditions, not separately registered licensing examinations.
Existing license
An active existing producer license with the continuing lines of authority; no new line qualification is sought.

Official no-examination sources

Effective from 2019-11-01.

Insurance producer renewal — resident entity
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal and fee during the official renewal period, ordinarily within 90 days before expiration.
Continuing education
Resident individuals: at least 21 hours plus 3 ethics hours biennially, including at least 2 hours of legislative updates. Nonresident CE is reciprocal under 36 O.S. § 1435.17(B). Entity compliance is maintained through its licensed responsible producer. CE course assessments are conditions, not separately registered licensing examinations.
Existing license
An active existing producer license with the continuing lines of authority; no new line qualification is sought.

Official no-examination sources

Effective from 2019-11-01.

Insurance producer renewal — resident individual
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal and fee during the official renewal period, ordinarily within 90 days before expiration.
Continuing education
Resident individuals: at least 21 hours plus 3 ethics hours biennially, including at least 2 hours of legislative updates. Nonresident CE is reciprocal under 36 O.S. § 1435.17(B). Entity compliance is maintained through its licensed responsible producer. CE course assessments are conditions, not separately registered licensing examinations.
Existing license
An active existing producer license with the continuing lines of authority; no new line qualification is sought.

Official no-examination sources

Effective from 2019-11-01.

Producer renewal with military service or extenuating circumstance waiver
No examination is required for this applicant pathway.
Circumstance
Military service or another extenuating circumstance such as long-term medical disability prevents compliance with renewal procedures.
Discretion
Request the Commissioner's waiver of renewal procedures and any examination requirement, fine or sanction. The statute does not name a separate discretionary examination.

Official no-examination sources

Effective from 2019-11-01.

Resident producer addition of a line of authority — Casualty only — business entity
Oklahoma Casualty Insurance Producer Examination
Applicant type
business entity
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Casualty only
Resident producer addition of a line of authority — Casualty only — individual
Oklahoma Casualty Insurance Producer Examination
Applicant type
individual
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Casualty only
Resident producer addition of a line of authority — Personal lines: primarily noncommercial property/casualty insurance for individuals and families — business entity
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Applicant type
business entity
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Resident producer addition of a line of authority — Personal lines: primarily noncommercial property/casualty insurance for individuals and families — individual
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Applicant type
individual
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Resident producer addition of a line of authority — Property only — business entity
OK PROPERTY PRODUCER (practice unavailable)
Applicant type
business entity
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Property only
Resident producer addition of a line of authority — Property and casualty — business entity

At least one of the following alternatives:

Applicant type
business entity
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Property and casualty
Resident producer addition of a line of authority — Property and casualty — individual

At least one of the following alternatives:

Applicant type
individual
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Property and casualty
Resident producer addition of a line of authority — Property only — individual
OK PROPERTY PRODUCER (practice unavailable)
Applicant type
individual
Application
Submit the approved amendment application and satisfy the applicable statutory fitness and application requirements.
Entity condition
For a business entity, each individual acting as its licensee supplies the statutory examination qualification and the entity maintains its properly licensed responsible producer.
Existing license
Active Oklahoma resident insurance producer license; apply to add the stated authority rather than renew an existing line.
Passing evidence
Pass the applicable currently offered examination; an already earned qualifying passing score is usable within the two-year application window.
Requested authority
Property only
Resident individual licensure by examination — Casualty only
Oklahoma Casualty Insurance Producer Examination
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Casualty only
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident business entity licensure — Casualty only
Oklahoma Casualty Insurance Producer Examination
Application
Use the Uniform Business Entity Application or approved application, pay the licensing fee, and meet statutory fitness requirements.
Individual examination
36 O.S. § 1435.6(E): "If the applicant is a legal entity, the examination shall be taken by each individual who is to act for the entity as a licensee." The examination leaves identify the qualifications of those individuals, not an examination taken by a corporation.
Lines of authority
Casualty only
Organization
Resident business entity organized under Oklahoma law with its principal place of business in Oklahoma; provide organizational documents and the application information required by OID/NIPR.
Ownership
No ownership interest by a person whose producer license was revoked, or by an entity majority-owned by such person.
Responsible producer
Designate a responsible producer holding an active Oklahoma resident or nonresident license of the same type and requested lines of authority.
Resident business entity licensure — Personal lines: primarily noncommercial property/casualty insurance for individuals and families
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Application
Use the Uniform Business Entity Application or approved application, pay the licensing fee, and meet statutory fitness requirements.
Individual examination
36 O.S. § 1435.6(E): "If the applicant is a legal entity, the examination shall be taken by each individual who is to act for the entity as a licensee." The examination leaves identify the qualifications of those individuals, not an examination taken by a corporation.
Lines of authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Organization
Resident business entity organized under Oklahoma law with its principal place of business in Oklahoma; provide organizational documents and the application information required by OID/NIPR.
Ownership
No ownership interest by a person whose producer license was revoked, or by an entity majority-owned by such person.
Responsible producer
Designate a responsible producer holding an active Oklahoma resident or nonresident license of the same type and requested lines of authority.
Resident business entity licensure — Property only
OK PROPERTY PRODUCER (practice unavailable)
Application
Use the Uniform Business Entity Application or approved application, pay the licensing fee, and meet statutory fitness requirements.
Individual examination
36 O.S. § 1435.6(E): "If the applicant is a legal entity, the examination shall be taken by each individual who is to act for the entity as a licensee." The examination leaves identify the qualifications of those individuals, not an examination taken by a corporation.
Lines of authority
Property only
Organization
Resident business entity organized under Oklahoma law with its principal place of business in Oklahoma; provide organizational documents and the application information required by OID/NIPR.
Ownership
No ownership interest by a person whose producer license was revoked, or by an entity majority-owned by such person.
Responsible producer
Designate a responsible producer holding an active Oklahoma resident or nonresident license of the same type and requested lines of authority.
Resident business entity licensure — Property and casualty

At least one of the following alternatives:

Application
Use the Uniform Business Entity Application or approved application, pay the licensing fee, and meet statutory fitness requirements.
Individual examination
36 O.S. § 1435.6(E): "If the applicant is a legal entity, the examination shall be taken by each individual who is to act for the entity as a licensee." The examination leaves identify the qualifications of those individuals, not an examination taken by a corporation.
Lines of authority
Property and casualty
Organization
Resident business entity organized under Oklahoma law with its principal place of business in Oklahoma; provide organizational documents and the application information required by OID/NIPR.
Ownership
No ownership interest by a person whose producer license was revoked, or by an entity majority-owned by such person.
Responsible producer
Designate a responsible producer holding an active Oklahoma resident or nonresident license of the same type and requested lines of authority.
Resident business entity reapplication after lapse — Casualty only
Oklahoma Casualty Insurance Producer Examination
Application
Approved business entity application, licensing fees, required organization and fitness information.
Individual qualification
The individuals who act for the entity as licensees retain the examination qualification under 36 O.S. § 1435.6(E); their existing producer licenses and eligible previous passing scores remain applicant conditions.
Prior license
A resident business entity license has lapsed; use the initial/reapplication process.
Requested authority
Casualty only
Responsible producer
Maintain the properly licensed responsible producer of the same requested license type and lines.
Resident business entity reapplication after lapse — Personal lines: primarily noncommercial property/casualty insurance for individuals and families
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Application
Approved business entity application, licensing fees, required organization and fitness information.
Individual qualification
The individuals who act for the entity as licensees retain the examination qualification under 36 O.S. § 1435.6(E); their existing producer licenses and eligible previous passing scores remain applicant conditions.
Prior license
A resident business entity license has lapsed; use the initial/reapplication process.
Requested authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Responsible producer
Maintain the properly licensed responsible producer of the same requested license type and lines.
Resident business entity reapplication after lapse — Property only
OK PROPERTY PRODUCER (practice unavailable)
Application
Approved business entity application, licensing fees, required organization and fitness information.
Individual qualification
The individuals who act for the entity as licensees retain the examination qualification under 36 O.S. § 1435.6(E); their existing producer licenses and eligible previous passing scores remain applicant conditions.
Prior license
A resident business entity license has lapsed; use the initial/reapplication process.
Requested authority
Property only
Responsible producer
Maintain the properly licensed responsible producer of the same requested license type and lines.
Resident business entity reapplication after lapse — Property and casualty

At least one of the following alternatives:

Application
Approved business entity application, licensing fees, required organization and fitness information.
Individual qualification
The individuals who act for the entity as licensees retain the examination qualification under 36 O.S. § 1435.6(E); their existing producer licenses and eligible previous passing scores remain applicant conditions.
Prior license
A resident business entity license has lapsed; use the initial/reapplication process.
Requested authority
Property and casualty
Responsible producer
Maintain the properly licensed responsible producer of the same requested license type and lines.
Resident individual licensure by examination — Personal lines: primarily noncommercial property/casualty insurance for individuals and families
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual licensure by examination — Property only
OK PROPERTY PRODUCER (practice unavailable)
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Property only
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual licensure by examination — Property and casualty

At least one of the following alternatives:

Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Property and casualty
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual new issuance after the twelve month reinstatement period — Casualty only
Oklahoma Casualty Insurance Producer Examination
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Casualty only
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Prior license
The former license lapsed beyond the twelve-month no-examination reinstatement period. Apply as a new resident applicant; an eligible passing score may be reused within its two-year statutory window.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual new issuance after the twelve month reinstatement period — Personal lines: primarily noncommercial property/casualty insurance for individuals and families
OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY (practice unavailable)
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Personal lines: primarily noncommercial property/casualty insurance for individuals and families
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Prior license
The former license lapsed beyond the twelve-month no-examination reinstatement period. Apply as a new resident applicant; an eligible passing score may be reused within its two-year statutory window.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual new issuance after the twelve month reinstatement period — Property only
OK PROPERTY PRODUCER (practice unavailable)
Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Property only
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Prior license
The former license lapsed beyond the twelve-month no-examination reinstatement period. Apply as a new resident applicant; an eligible passing score may be reused within its two-year statutory window.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident individual new issuance after the twelve month reinstatement period — Property and casualty

At least one of the following alternatives:

Application
Submit the approved application and licensing fees; an approved license must be issued before selling, soliciting or negotiating insurance.
Fitness
No statutory disqualifying act; competent, trustworthy, financially responsible, and of good personal and business reputation. Supply documents the Commissioner reasonably requires.
Lines of authority
Property and casualty
Minimum age
At least 18 years old (36 O.S. § 1435.7(A)(1)).
Passing score age
An application for licensure must be made within two years after passing the examination (36 O.S. § 1435.6(I)). Passing a currently offered examination remains a requirement even if passed before applying.
Prior license
The former license lapsed beyond the twelve-month no-examination reinstatement period. Apply as a new resident applicant; an eligible passing score may be reused within its two-year statutory window.
Residency
Oklahoma resident. First-time resident applicants must submit the Oklahoma driver license or identification requested by the NIPR application instructions.
Temporary fee
A fee paid for a temporary license is not credited against the fee for a permanent license in the same category (36 O.S. § 1435.12(D)).
Resident licensure after relocation
No examination is required for this applicant pathway.
Implementation
NIPR also states: "Applicant is exempt from license exam if applying within ninety (90) days of cancellation of their former resident state's license." Treat that application-system deadline as an additional instruction alongside the statute's residency deadline.
Prior license
Licensed insurance producer who moves to Oklahoma; qualification covers only the lines held on the date Oklahoma legal residency was established.
Time limit
Apply within 90 days of establishing Oklahoma legal residence.
Waiver
The controlling statute waives examination and continuing education for this issuance unless otherwise determined by regulation; the pinned OID-hosted rule expressly implements the examination exemption.

Official no-examination sources

Effective from 2009-11-01.

Surplus Lines Broker

Specialty broker license for property/casualty placement with nonadmitted insurers.

Licensing authority: Oklahoma Insurance Department · Application information

Nonresident surplus lines reciprocal issuance
No examination is required for this applicant pathway.
Application
Submit prescribed application and fee; nonresident bonding may be waived by the Commissioner.
Home license
Licensed surplus lines producer in the home jurisdiction, in good standing, with reciprocity.

Official no-examination sources

Effective from 2008-07-01.

Surplus lines renewal
No examination is required for this applicant pathway.
Entity
Business entities maintain their responsible licensed producer.
Existing license
Existing surplus lines broker license; maintain licensing fees, required bond and applicable filings.
Scope
Continuation of an existing license, without a new applicant examination condition.

Official no-examination sources

Effective from 2018-11-01.

Resident surplus lines issuance — business entity

At least one of the following alternatives:

Applicant type
business entity
Application
Approved application and fees; a business entity designates the responsible licensed producer.
Bond
Maintain the bond required by 36 O.S. § 1435.22 and applicable implementing rule, based on premium volume.
Examination
36 O.S. § 1435.6(K) requires the applicant to have passed the property and casualty examination for the line or lines to be written; a score already earned for producer licensing may satisfy the condition.
Implementation statement
OID-hosted OAC 365:25-3-16(a)(2) states "surplus lines brokers" qualify "without an examination"; NIPR lists "Surplus Lines Broker / Exam Not Required". These implementing statements are retained alongside the higher-ranked 36 O.S. § 1435.6(K) passing-examination condition; they do not remove the currently offered examination leaves.
Underlying license
NIPR requires an active Oklahoma insurance producer license with property and casualty lines.
Resident surplus lines issuance — individual

At least one of the following alternatives:

Applicant type
individual
Application
Approved application and fees; a business entity designates the responsible licensed producer.
Bond
Maintain the bond required by 36 O.S. § 1435.22 and applicable implementing rule, based on premium volume.
Examination
36 O.S. § 1435.6(K) requires the applicant to have passed the property and casualty examination for the line or lines to be written; a score already earned for producer licensing may satisfy the condition.
Implementation statement
OID-hosted OAC 365:25-3-16(a)(2) states "surplus lines brokers" qualify "without an examination"; NIPR lists "Surplus Lines Broker / Exam Not Required". These implementing statements are retained alongside the higher-ranked 36 O.S. § 1435.6(K) passing-examination condition; they do not remove the currently offered examination leaves.
Underlying license
NIPR requires an active Oklahoma insurance producer license with property and casualty lines.
Resident surplus lines reinstatement/reapplication

At least one of the following alternatives:

Implementation statement
OID-hosted OAC 365:25-3-16(a)(2) states "surplus lines brokers" qualify "without an examination"; NIPR lists "Surplus Lines Broker / Exam Not Required". These implementing statements are retained alongside the higher-ranked 36 O.S. § 1435.6(K) passing-examination condition; they do not remove the currently offered examination leaves.
Other conditions
Maintain the underlying Oklahoma property/casualty producer license, required bond, approved application and applicable fee.
Passing evidence
Retain the statutory property/casualty passing-examination qualification; the applicant judges whether an already earned passing result and current underlying license satisfy it.
Prior license
A former resident surplus lines license is being reinstated or reapplied for through the initial process.

Oklahoma Casualty Insurance Producer Examination

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
75 scored questions plus 5 unscored questions
Time limit
120 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Licensing (3 items)
    • Appointment Procedures 36 O.S. § 1435.15
    • Change of Address 36 O.S. § 1435.8(F)
    • Disciplinary Actions 36 O.S. § 1435.13, 1435.26
    • Maintenance (including CE) 36 O.S. § 1435.23, 1435.29; 1435.36; Reg. 365: 25-3-1
    • Process 36 O.S. § 1435.7, 1435.12
    • Purpose 36 O.S. § 1435.1-1435.4
    • Qualifications 36 O.S. § 401 - 406, 1435.7, 1435.24
    • Types of Licensees 36 O.S. § 1435.2, 1435.8-1435.10, 1435.12, 1435.20, 1435.31
  • State Insurance Statutes, Rules, and Regulations (11 items)
    • Binders 36 O.S. § 3622
    • Cancellation and Nonrenewal 36 O.S. § 940, 943, 1241.2, 3622, 3639, 3639.1; Reg. 365: 15-1-14
    • Domestic, Foreign, and Alien Insurers 36 O.S. § 601 - 606.1
    • Examination of Books and Records 36 O.S. § 1435.13(E)
    • Fair Credit Reporting Act 36 O.S. § 950-959
    • Fraud and False Statements 36 O.S. § 1204
    • Inducements 36 O.S. § 1204(10)
    • Insurance Commissioner General Duties and Powers 36 O.S. § 302, 307, 307.1, 309.2, 361, 1209, 1250.14, 1435.12, 1435.13, 1435.21, 1435.26; Reg. 365: 1-1-2, 1-1-3, 1-1-4, 1-1-5
    • Insurance Information and Privacy Protection Reg. 365: 35-1-12
    • Mutual Insurers 36 O.S. § 2103
    • Payment or Acceptance of Commission 36 O.S. § 1111, 1435.14
    • Proof of Loss 36 O.S. § 3629, 4805
    • Property and Casualty Insurance Guaranty Association 36 O.S. § 1109, 2002, 2003
    • State Specific Definitions 36 O.S. § 105, 602, 901.2, 1250.2, 1435.2, 2701.1
    • Stock Insurers 36 O.S. § 2102
    • Surplus Lines 36 O.S. § 1106, 1115
    • Unfair Claims Settlement Practices Act 36 O.S. § 1250.2 - 1250.14
    • Unfair Practices and Frauds 36 O.S. § 1201-1207
    • Rebating and Inducements 36 O.S. § 1204(8) and 1204(10)
    • Defamation 36 O.S. § 1204(3)
    • Twisting 36 O.S. § 1204(1)
    • Policy document electronic delivery 36 O.S. § 123
    • Federal Regulation Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal Regulation Fraud and false statements (18 USC 1033, 1034)
  • State Automobile Insurance Laws (3 items)
    • Cancellation/Nonrenewal 36 O.S. § 940, 941, 943, 1241.2, 3635.1; 47 O.S. § 7-316, 7-324; Reg. 365: 15-1-14
    • State Automobile Insurance Plans 36 O.S. § 996.1
    • State Required Minimum Limits of Liability 36 O.S. § 924.1, 941.2, 3635.1, 3636; 47 O.S. § 7-324
    • Uninsured/Underinsured Motorist 36 O.S. § 3636, 3637
  • State Workers' Compensation (2 items)
    • 85A O.S. § 2(18), 65(D)(1), 50(B), 2(18)(b)(7)
  • Personal Casualty Policies and Related Terms (6 items)
    • Personal Automobile
    • Liability
    • Medical Payments
    • Physical Damage (Collision and Other Than Collision)
    • Uninsured/Underinsured Motorist
    • Who is an Insured?
    • Types of Auto
    • Owned
    • Temporary Substitute
    • Umbrella/Excess Liability
  • Commercial Casualty Policies, Bonds, and Related Terms (30 items)
    • Commercial General Liability
    • Basic Hazards
    • Premises and Operations
    • Products and Completed Operations
    • Independent Contractors
    • Contractual
    • Commercial General Liability Coverage Forms
    • Coverage A: Bodily Injury and Property Damage Liability
    • Occurrence
    • Coverage B: Personal Injury and Advertising Injury
    • Coverage C: Medical Payments
    • Who is an Insured?
    • Limits
    • Definitions
    • Owners and Contractors Protective Liability
    • Business (Commercial) Automobile
    • Liability
    • Medical Payments
    • Physical Damage
    • Uninsured/Underinsured Motorist
    • Who is an Insured?
    • Types of Autos
    • Owned
    • Non-owned
    • Hired
    • Temporary Substitute
    • Garage Coverage Form, including Garagekeepers Insurance
    • Workers' Compensation Insurance
    • Standard Policy Concepts
    • Work-Related vs. Non-Work-Related
    • Other States' Insurance
    • Surety Bonds
    • Professional Liability
    • Errors and Omissions
    • Directors and Officers
    • Umbrella/Excess Liability
    • Employment Practices Liability Insurance EPLI
  • Casualty Insurance Terms and Related Concepts (13 items)
    • Risk
    • Hazard
    • Indemnity
    • Insurable Interest
    • Actual Cash Value (ACV)
    • Negligence
    • Liability
    • Accident
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Bodily Injury Liability
    • Property Damage Liability
    • Personal Injury Liability
    • Limits of Liability
    • Insured Contract
    • Certificate of Insurance
    • Underwriting
    • General Concepts
    • Deductible
    • Primary and Excess Coverage
    • Contribution by Equal Shares
  • Casualty Policy Provisions and Contract Law (7 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Duties of the Insured after a Loss
    • Cancellation and Nonrenewal Provisions
    • Proof of Loss
    • Notice of Claim
    • Other Insurance Provisions
    • Subrogation
    • Claims Made Form
    • Salvage
    • Limitations
    • Elements of a Contract
    • Obligations of the Insurer
    • Endorsements
Examination sources

OK PROPERTY AND CASUALTY PRODUCER

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
150 scored questions plus 5 unscored questions
Time limit
150 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Licensing (7 items)
    • Appointment Procedures 36 O.S. § 1435.15
    • Change of Address 36 O.S. § 1435.8(F)
    • Disciplinary Actions 36 O.S. § 1435.13, 1435.26
    • Maintenance (including CE) 36 O.S. § 1435.23, 1435.29; 1435.36; Reg. 365: 25-3-1
    • Process 36 O.S. § 1435.7, 1435.12
    • Purpose 36 O.S. § 1435.1-1435.4
    • Qualifications 36 O.S. § 401 - 406, 1435.7, 1435.24
    • Types of Licensees 36 O.S. § 1435.2, 1435.8-1435.10, 1435.12, 1435.20, 1435.31, 6712(12)
  • State Insurance Statutes, Rules, and Regulations (16 items)
    • Binders 36 O.S. § 3622
    • Cancellation and Nonrenewal 36 O.S. § 940, 943, 1241.2, 3622, 3639, 3639.1; Reg. 365: 15-1-14
    • Domestic, Foreign, and Alien Insurers 36 O.S. § 601 - 606.1
    • Examination of Books and Records 36 O.S. § 1435.13(E)
    • Fair Credit Reporting Act 36 O.S. § 950-959
    • Fraud and False Statements 36 O.S. § 1204
    • Inducements 36 O.S. § 1204(10)
    • Insurance Commissioner General Duties and Powers 36 O.S. § 302, 307, 307.1, 309.2, 361, 1209, 1250.14, 1435.12, 1435.13, 1435.21, 1435.26; Reg. 365: 1-1-2, 1-1-3, 1-1-4, 1-1-5
    • Insurance Information and Privacy Protection Reg. 365: 35-1-12
    • Mutual Insurers 36 O.S. § 2103
    • Payment or Acceptance of Commission 36 O.S. § 1111, 1435.14
    • Proof of Loss 36 O.S. § 3629, 4805
    • Property and Casualty Insurance Guaranty Association 36 O.S. § 1109, 2002, 2003
    • State Specific Definitions 36 O.S. § 105, 602, 901.2, 1250.2, 1435.2, 2701.1
    • Stock Insurers 36 O.S. § 2102
    • Surplus Lines 36 O.S. § 1106, 1115
    • Unfair Claims Settlement Practices Act 36 O.S. § 1250.2 - 1250.14
    • Unfair Practices and Frauds 36 O.S. § 1201-1207
    • Rebating and Inducements 36 O.S. § 1204(8) and 1204(10)
    • Defamation 36 O.S. § 1204(3)
    • Twisting 36 O.S. § 1204(1)
    • Policy document electronic delivery 36 O.S. § 123
    • Federal Regulation Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal Regulation Fraud and false statements (18 USC 1033, 1034)
  • State Automobile Insurance Laws (10 items)
    • Cancellation/Nonrenewal 36 O.S. § 940, 941, 943, 1241.2, 3635.1; 47 O.S. § 7-316, 7-324; Reg. 365: 15-1-14
    • State Automobile Insurance Plans 36 O.S. § 996.1
    • State Required Minimum Limits of Liability 36 O.S. § 924.1, 941.2, 3635.1, 3636; 47 O.S. § 7-324
    • Uninsured/Underinsured Motorist 36 O.S. § 3636, 3637
  • State Workers' Compensation (5 items)
    • 85A O.S. § 2(18), 65(D)(1), 50(B), 2(18)(b)(7)
  • Personal Policies (8 items)
    • Personal Lines
    • Dwelling and Contents (DP forms)
    • Personal Liability
    • Homeowners (HO forms)
    • Mobile Homes
    • Inland Marine
    • Personal Floaters
    • Nationwide Definition
    • Others
    • Flood
    • Personal Watercraft
    • Earthquake
  • Commercial Property Policies (15 items)
    • Commercial Lines
    • Commercial Property
    • Commercial Building and Personal Property Form
    • Causes of Loss Forms
    • Business Income
    • Extra Expense
    • Commercial Package Policy (CPP)
    • Equipment Breakdown Coverage Form
    • Businessowners Policy (BOP)
    • Bonds
    • Crime Bonds
    • Fidelity
    • Crime
    • Inland Marine
    • Commercial Floaters
    • Nationwide Definition
    • Motor Truck Cargo
    • Others
    • Flood
    • Earthquake
    • Burglary and Crime Coverage
  • Property Insurance Terms and Related Concepts (20 items)
    • Insurance
    • Insurable Interest
    • Risk
    • Hazard
    • Peril
    • Loss
    • Direct
    • Indirect
    • Proximate Cause
    • Deductible
    • Indemnity
    • Actual Cash Value (ACV)
    • Replacement Cost
    • Limits of Liability
    • Coinsurance/Insurance to Value
    • Pair and Set Clause
    • Additional Coverages
    • Accident
    • Occurrence
    • Vacancy and Unoccupancy
    • Right of Salvage
    • Burglary
    • Robbery
    • Theft
    • Mysterious Disappearance
    • Representations
    • Underwriting
    • General Concepts
    • Primary and Excess Coverage
    • Contribution by Equal Shares
  • Property Policy Provisions and Contract Law (15 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Obligations of the Insurer
    • Mortgagee Rights
    • Proof of Loss
    • Notice of Claim
    • Appraisal
    • Other Insurance Provisions
    • Assignment
    • Subrogation
    • Arbitration
    • Elements of a Contract
    • Warranties, Representations, and Concealment
    • Binders
    • Endorsements
    • Cancellation and Nonrenewal Provisions
  • Personal Casualty Policies and Related Terms (10 items)
    • Personal Automobile
    • Liability
    • Medical Payments
    • Physical Damage (Collision and Other Than Collision)
    • Uninsured/Underinsured Motorist
    • Who is an Insured?
    • Types of Auto
    • Owned
    • Temporary Substitute
    • Umbrella/Excess Liability
  • Commercial Casualty Policies, Bonds, and Related Terms (20 items)
    • Commercial General Liability
    • Basic Hazards
    • Premises and Operations
    • Products and Completed Operations
    • Independent Contractors
    • Contractual
    • Commercial General Liability Coverage Forms
    • Coverage A: Bodily Injury and Property Damage Liability
    • Occurrence
    • Coverage B: Personal Injury and Advertising Injury
    • Coverage C: Medical Payments
    • Who is an Insured?
    • Limits
    • Definitions
    • Owners and Contractors Protective Liability
    • Business (Commercial) Automobile
    • Liability
    • Medical Payments
    • Physical Damage
    • Uninsured/Underinsured Motorist
    • Who is an Insured?
    • Types of Autos
    • Owned
    • Non-owned
    • Hired
    • Temporary Substitute
    • Garage Coverage Form, including Garagekeepers Insurance
    • Workers' Compensation Insurance
    • Standard Policy Concepts
    • Work-Related vs. Non-Work-Related
    • Other States' Insurance
    • Surety Bonds
    • Professional Liability
    • Errors and Omissions
    • Directors and Officers
    • Umbrella/Excess Liability
  • Casualty Insurance Terms and Related Concepts (15 items)
    • Risk
    • Hazard
    • Indemnity
    • Insurable Interest
    • Actual Cash Value (ACV)
    • Negligence
    • Liability
    • Accident
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Bodily Injury Liability
    • Property Damage Liability
    • Personal Injury Liability
    • Limits of Liability
    • Insured Contract
    • Certificate of Insurance
    • Underwriting
    • General Concepts
  • Casualty Policy Provisions and Contract Law (9 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Duties of the Insured after a Loss
    • Cancellation and Nonrenewal Provisions
    • Proof of Loss
    • Notice of Claim
    • Other Insurance Provisions
    • Subrogation
    • Claims Made Form
    • Salvage
    • Limitations
    • Elements of a Contract
    • Obligations of the Insurer
    • Endorsements
Examination sources

OK PROPERTY & CASUALTY PRODUCER - PERSONAL LINES ONLY

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
100 scored questions plus 5 unscored questions
Time limit
120 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Licensing (5 items)
    • Appointment Procedures 36 O.S. § 1435.15
    • Change of Address 36 O.S. § 1435.8(F)
    • Disciplinary Actions 36 O.S. § 1435.13, 1435.26
    • Maintenance (including CE) 36 O.S. § 1435.23, 1435.29; 1435.36; Reg. 365: 25-3-1
    • Process 36 O.S. § 1435.7, 1435.12
    • Purpose 36 O.S. § 1435.1-1435.4
    • Qualifications 36 O.S. § 401 - 406, 1435.7, 1435.24
    • Types of Licensees 36 O.S. § 1435.2, 1435.8-1435.10, 1435.12, 1435.20, 1435.31, 6712(12)
  • State Insurance Statutes, Rules, and Regulations (10 items)
    • Binders 36 O.S. § 3622
    • Cancellation and Nonrenewal 36 O.S. § 940, 943, 1241.2, 3622, 3639, 3639.1; Reg. 365: 15-1-14
    • Domestic, Foreign, and Alien Insurers 36 O.S. § 601 - 606.1
    • Examination of Books and Records 36 O.S. § 1435.13(E)
    • Fair Credit Reporting Act 36 O.S. § 950-959
    • Fraud and False Statements 36 O.S. § 1204
    • Inducements 36 O.S. § 1204(10)
    • Insurance Commissioner General Duties and Powers 36 O.S. § 302, 307, 307.1, 309.2, 361, 1209, 1250.14, 1435.12, 1435.13, 1435.21, 1435.26; Reg. 365: 1-1-2, 1-1-3, 1-1-4, 1-1-5
    • Insurance Information and Privacy Protection Reg. 365: 35-1-12
    • Mutual Insurers 36 O.S. § 2103
    • Payment or Acceptance of Commission 36 O.S. § 1111, 1435.14
    • Proof of Loss 36 O.S. § 3629, 4805
    • Property and Casualty Insurance Guaranty Association 36 O.S. § 1109, 2002, 2003
    • State Specific Definitions 36 O.S. § 105, 602, 901.2, 1250.2, 1435.2, 2701.1
    • Stock Insurers 36 O.S. § 2102
    • Surplus Lines 36 O.S. § 1106, § 1115
    • Unfair Claims Settlement Practices Act 36 O.S. 1250.2 - 1250.14
    • Unfair Practices and Frauds 36 O.S. § 1201-1207
    • Rebating and Inducements 36 O.S. § 1204(8) and 1204(10)
    • Defamation 36 O.S. § 1204(3)
    • Twisting 36 O.S. § 1204(1)
    • Policy document electronic delivery 36 O.S. § 123
    • Federal Regulation Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal Regulation Fraud and false statements (18 USC 1033, 1034)
  • State Automobile Insurance Laws (10 items)
    • Cancellation/Nonrenewal 36 O.S. § 940, 941, 943, 1241.2, 3635.1; 47 O.S. § 7-316, 7-324; Reg. 365: 15-1- 14
    • State Automobile Insurance Plans 36 O.S. § 996.1
    • State Required Minimum Limits of Liability 36 O.S. § 924.1, 941.2, 3635.1, 3636; 47 O.S. § 7-324
    • Uninsured/Underinsured Motorist 36 O.S. § 3636, 3637
  • Personal Policies (15 items)
    • Personal Lines
    • Dwelling and Contents (DP forms)
    • Personal Liability
    • Homeowners (HO forms)
    • Mobile Homes
    • Inland Marine
    • Personal Floaters
    • Nationwide Definition
    • Others
    • Flood
    • Personal Watercraft
    • Earthquake
  • Property Insurance Terms and Related Concepts (15 items)
    • Insurance
    • Insurable Interest
    • Risk
    • Hazard
    • Peril
    • Loss
    • Direct
    • Indirect
    • Proximate Cause
    • Deductible
    • Indemnity
    • Actual Cash Value (ACV)
    • Replacement Cost
    • Limits of Liability
    • Coinsurance/Insurance to Value
    • Pair and Set Clause
    • Additional Coverages
    • Accident
    • Occurrence
    • Vacancy and Unoccupancy
    • Right of Salvage
    • Burglary
    • Robbery
    • Theft
    • Mysterious Disappearance
    • Representations
    • Underwriting
    • General Concepts
    • Primary and Excess Coverage
    • Contribution by Equal Shares
  • Property Policy Provisions and Contract Law (15 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Obligations of the Insurer
    • Mortgagee Rights
    • Proof of Loss
    • Notice of Claim
    • Appraisal
    • Other Insurance Provisions
    • Assignment
    • Subrogation
    • Arbitration
    • Elements of a Contract
    • Warranties, Representations, and Concealment
    • Binders
    • Endorsements
    • Cancellation and Nonrenewal Provisions
  • Personal Casualty Policies and Related Terms (10 items)
    • Personal Automobile
    • Liability
    • Medical Payments
    • Physical Damage (Collision and Other Than Collision)
    • Uninsured/Underinsured Motorist
    • Who is an Insured?
    • Types of Auto
    • Owned
    • Temporary Substitute
    • Umbrella/Excess Liability
  • Casualty Insurance Terms and Related Concepts (10 items)
    • Risk
    • Hazard
    • Indemnity
    • Insurable Interest
    • Actual Cash Value (ACV)
    • Negligence
    • Liability
    • Accident
    • Occurrence
    • Binders
    • Warranties
    • Representations
    • Concealment
    • Bodily Injury Liability
    • Property Damage Liability
    • Personal Injury Liability
    • Limits of Liability
    • Insured Contract
    • Certificate of Insurance
    • Underwriting
    • General Concepts
  • Casualty Policy Provisions and Contract Law (10 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Duties of the Insured after a Loss
    • Cancellation and Nonrenewal Provisions
    • Proof of Loss
    • Notice of Claim
    • Other Insurance Provisions
    • Subrogation
    • Claims Made Form
    • Salvage
    • Limitations
    • Elements of a Contract
    • Obligations of the Insurer
    • Endorsements
Examination sources

OK PROPERTY PRODUCER

Provider
PSI Services LLC
Format
Computer examination
Exam questions
75 scored questions plus 5 unscored questions
Time limit
120 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Licensing (6 items)
    • Appointment Procedures 36 O.S. § 1435.15
    • Change of Address 36 O.S. § 1435.8(F)
    • Disciplinary Actions 36 O.S. § 1435.13, 1435.26
    • Maintenance (including CE) 36 O.S. § 1435.23, 1435.29; 1435.36; Reg. 365: 25-3-1
    • Process 36 O.S. § 1435.7, 1435.12
    • Purpose 36 O.S. § 1435.1-1435.4
    • Qualifications 36 O.S. § 401 - 406, 1435.7, 1435.24
    • Types of Licensees 36 O.S. § 1435.2, 1435.8-1435.10, 1435.12, 1435.20, 1435.31
  • State Insurance Statutes, Rules, and Regulations (13 items)
    • Binders 36 O.S. § 3622
    • Cancellation and Nonrenewal 36 O.S. § 940, 943, 1241.2, 3622, 3639, 3639.1; Reg. 365: 15-1-14
    • Domestic, Foreign, and Alien Insurers 36 O.S. § 601 - 606.1
    • Examination of Books and Records 36 O.S. § 1435.13(E)
    • Fair Credit Reporting Act 36 O.S. § 950-959
    • Fraud and False Statements 36 O.S. § 1204
    • Inducements 36 O.S. § 1204(10)
    • Insurance Commissioner General Duties and Powers 36 O.S. § 302, 307, 307.1, 309.2, 361, 1209, 1250.14, 1435.12, 1435.13, 1435.21, 1435.26; Reg. 365: 1-1-2, 1-1-3, 1-1-4, 1-1-5
    • Insurance Information and Privacy Protection Reg. 365: 35-1-12
    • Mutual Insurers 36 O.S. § 2103
    • Payment or Acceptance of Commission 36 O.S. § 1111, 1435.14
    • Proof of Loss 36 O.S. § 3629, 4805
    • Property and Casualty Insurance Guaranty Association 36 O.S. § 1109, 2002, 2003
    • State Specific Definitions 36 O.S. § 105, 602, 901.2, 1250.2, 1435.2, 2701.1
    • Stock Insurers 36 O.S. § 2102
    • Surplus Lines 36 O.S. § 1106, 1115
    • Unfair Claims Settlement Practices Act 36 O.S. § 1250.2 - 1250.14
    • Unfair Practices and Frauds 36 O.S. § 1201-1207
    • Rebating and Inducements 36 O.S. § 1204(8) and 1204(10)
    • Defamation 36 O.S. § 1204(3)
    • Twisting 36 O.S. § 1204(1)
    • Policy document electronic delivery 36 O.S. § 123
    • Federal Regulation Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal Regulation Fraud and false statements (18 USC 1033, 1034)
  • Personal Policies (7 items)
    • Personal Lines
    • Dwelling and Contents (DP forms)
    • Personal Liability
    • Homeowners (HO forms)
    • Mobile Homes
    • Inland Marine
    • Personal Floaters
    • Nationwide Definition
    • Others
    • Flood
    • Personal Watercraft
    • Earthquake
  • Commercial Property Policies (15 items)
    • Commercial Lines
    • Commercial Property
    • Commercial Building and Personal Property Form
    • Causes of Loss Forms
    • Business Income
    • Extra Expense
    • Commercial Package Policy (CPP)
    • Equipment Breakdown Coverage Form
    • Businessowners Policy (BOP)
    • Crime Bonds
    • Fidelity
    • Crime
    • Inland Marine
    • Commercial Floaters
    • Nationwide Definition
    • Motor Truck Cargo
    • Others
    • Flood
    • Earthquake
    • Burglary and Crime Coverage
  • Property Insurance Terms and Related Concepts (20 items)
    • Insurance
    • Insurable Interest
    • Risk
    • Hazard
    • Peril
    • Loss
    • Direct
    • Indirect
    • Proximate Cause
    • Deductible
    • Indemnity
    • Actual Cash Value (ACV)
    • Replacement Cost
    • Limits of Liability
    • Coinsurance/Insurance to Value
    • Pair and Set Clause
    • Additional Coverages
    • Accident
    • Occurrence
    • Vacancy and Unoccupancy
    • Right of Salvage
    • Burglary
    • Robbery
    • Theft
    • Mysterious Disappearance
    • Representations
    • Underwriting
    • General Concepts
    • Contribution by Equal Shares
  • Property Policy Provisions and Contract Law (14 items)
    • Declarations
    • Insuring Agreement
    • Conditions
    • Exclusions
    • Definition of the Insured
    • Duties of the Insured
    • Obligations of the Insurer
    • Mortgagee Rights
    • Proof of Loss
    • Notice of Claim
    • Appraisal
    • Other Insurance Provisions
    • Assignment
    • Subrogation
    • Arbitration
    • Elements of a Contract
    • Warranties, Representations, and Concealment
    • Binders
    • Endorsements
    • Cancellation and Nonrenewal Provisions
    • Primary and Excess Coverage
Examination sources