Nebraska Property & Casualty Insurance — Requirements & Free Practice
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Insurance Producer — Casualty
Individual casualty-insurance authority.
Licensing authority: Nebraska Department of Insurance · Application information
Late renewal within thirty days after expiration
No examination is required for this applicant pathway.
- Application
- Apply and pay the applicable renewal fee; individual expiration is the last day of the birth month in the first year after issuance in which the licensee's age is divisible by two.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Resident major-line producers complete twenty-one hours of approved continuing education plus three hours of ethics in each two-year period; § 44-3903(6) exempts a first license period shorter than one year. Nonresidents receive reciprocal recognition of home-state continuing education under § 44-4063(2).
- Window
- Renew within thirty days after expiration and pay the late-renewal fee in addition to the ordinary renewal fee; statute deems timely completion renewed before expiration.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (2)
- producer-act.html
Neb. Rev. Stat. § 44-4054 (3)
- education-act.html
Neb. Rev. Stat. § 44-3904(1)(a)(i), current two-year periods
- education-act.html
Neb. Rev. Stat. § 44-3904 (2)
- education-act.html
Neb. Rev. Stat. § 44-3903 (6)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (2)
New resident transfer of existing same line authority
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Relocation
- Apply within ninety days of establishing Nebraska legal residence. The requested line was held in the prior resident jurisdiction; § 44-4056(2) makes examination relief subject to any contrary rule adopted by the director.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (2)
Nonresident reciprocal licensure
No examination is required for this applicant pathway.
- Application
- Submit the proper request, the home application or completed uniform application, and required fees.
- Authority
- Seek only the line or lines stated on this credential.
- Home License
- Hold the requested authority on a valid resident license in good standing.
- Reciprocity
- The home licensing authority awards equivalent nonresident licenses to Nebraska residents.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4055 (1)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (a)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (b)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (c)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (d)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (1)
Resident licensure within ninety days of cancellation of a same line license
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Previous License
- Apply within ninety days of cancellation of the previous same-line license and establish good standing at cancellation by certification or producer-database records.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (1)
Resident licensure based on a currently held same line license
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Previous License
- Currently licensed in good standing for the same requested lines; qualifying prior licensing status is certified or shown in the producer database.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (1)
Resident reactivation after more than twelve months of inactivity
- Age
- Be at least eighteen years old.
- Application
- Submit the uniform application truthfully, supporting background documents when applicable, and the required fees; no act that is grounds for denial under § 44-4059.
- Appointment
- An individual acting as an insurer's agent must hold the relevant producer license and be appointed by the insurer.
- Authority
- Seek only the line or lines stated on this credential.
- Lapse
- Resident license has been inactive for more than twelve months; pass the appropriate examinations to return to active resident status.
- Prelicensing Education
- The Department does not require prelicensing education.
- Residence
- Maintain the principal place of residence in Nebraska.
- Score Age
- Submit all application materials and fees and obtain the license within one year after passing the applicable examination.
Reinstatement within twelve months
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Satisfy outstanding applicable continuing education; the Department does not permit taking the insurance exam instead.
- Fees
- Pay the reinstatement fee in addition to applicable renewal fees.
- Lapse
- An individual producer seeks reinstatement within twelve months from the due date of the renewal fee.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (5)
- bulletin.pdf
Printed page 12, Previously licensed applicants
License renewal
No examination is required for this applicant pathway.
- Application
- Apply and pay the applicable renewal fee; individual expiration is the last day of the birth month in the first year after issuance in which the licensee's age is divisible by two.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Resident major-line producers complete twenty-one hours of approved continuing education plus three hours of ethics in each two-year period; § 44-3903(6) exempts a first license period shorter than one year. Nonresidents receive reciprocal recognition of home-state continuing education under § 44-4063(2).
- Window
- Renew during the ninety days before expiration.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (2)
- producer-act.html
Neb. Rev. Stat. § 44-4054 (3)
- education-act.html
Neb. Rev. Stat. § 44-3904(1)(a)(i), current two-year periods
- education-act.html
Neb. Rev. Stat. § 44-3904 (2)
- education-act.html
Neb. Rev. Stat. § 44-3903 (6)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (2)
Renewal or reinstatement with a director granted waiver
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Circumstance
- Military service or another extenuating circumstance, including long-term medical disability, prevents compliance with renewal procedures.
- Discretion
- The director has granted the relevant renewal-procedure or examination waiver under § 44-4054(6); the statute authorizes rather than guarantees relief.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (6)
Resident initial licensure by examination
- Age
- Be at least eighteen years old.
- Application
- Submit the uniform application truthfully, supporting background documents when applicable, and the required fees; no act that is grounds for denial under § 44-4059.
- Appointment
- An individual acting as an insurer's agent must hold the relevant producer license and be appointed by the insurer.
- Authority
- Seek only the line or lines stated on this credential.
- Prelicensing Education
- The Department does not require prelicensing education.
- Residence
- Maintain the principal place of residence in Nebraska.
- Score Age
- Submit all application materials and fees and obtain the license within one year after passing the applicable examination.
Insurance Producer — Property and Casualty
Individual authority for both property and casualty insurance. The combined examination or the separately evidenced examination for each requested line meets the two-line examination requirement.
Licensing authority: Nebraska Department of Insurance · Application information
Late renewal within thirty days after expiration
No examination is required for this applicant pathway.
- Application
- Apply and pay the applicable renewal fee; individual expiration is the last day of the birth month in the first year after issuance in which the licensee's age is divisible by two.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Resident major-line producers complete twenty-one hours of approved continuing education plus three hours of ethics in each two-year period; § 44-3903(6) exempts a first license period shorter than one year. Nonresidents receive reciprocal recognition of home-state continuing education under § 44-4063(2).
- Window
- Renew within thirty days after expiration and pay the late-renewal fee in addition to the ordinary renewal fee; statute deems timely completion renewed before expiration.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (2)
- producer-act.html
Neb. Rev. Stat. § 44-4054 (3)
- education-act.html
Neb. Rev. Stat. § 44-3904(1)(a)(i), current two-year periods
- education-act.html
Neb. Rev. Stat. § 44-3904 (2)
- education-act.html
Neb. Rev. Stat. § 44-3903 (6)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (2)
New resident transfer of existing same line authority
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Relocation
- Apply within ninety days of establishing Nebraska legal residence. The requested line was held in the prior resident jurisdiction; § 44-4056(2) makes examination relief subject to any contrary rule adopted by the director.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (2)
Nonresident reciprocal licensure
No examination is required for this applicant pathway.
- Application
- Submit the proper request, the home application or completed uniform application, and required fees.
- Authority
- Seek only the line or lines stated on this credential.
- Home License
- Hold the requested authority on a valid resident license in good standing.
- Reciprocity
- The home licensing authority awards equivalent nonresident licenses to Nebraska residents.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4055 (1)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (a)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (b)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (c)
- producer-act.html
Neb. Rev. Stat. § 44-4055 (d)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (1)
Resident licensure within ninety days of cancellation of a same line license
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Previous License
- Apply within ninety days of cancellation of the previous same-line license and establish good standing at cancellation by certification or producer-database records.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (1)
Resident licensure based on a currently held same line license
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Previous License
- Currently licensed in good standing for the same requested lines; qualifying prior licensing status is certified or shown in the producer database.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4056 (1)
Resident reactivation after more than twelve months of inactivity
At least one of the following alternatives:
- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04 (practice unavailable)
All of the following:
- Nebraska Producer's Examination for Property Insurance Series 13-22 (practice unavailable)
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
- Age
- Be at least eighteen years old.
- Application
- Submit the uniform application truthfully, supporting background documents when applicable, and the required fees; no act that is grounds for denial under § 44-4059.
- Appointment
- An individual acting as an insurer's agent must hold the relevant producer license and be appointed by the insurer.
- Authority
- Seek only the line or lines stated on this credential.
- Lapse
- Resident license has been inactive for more than twelve months; pass the appropriate examinations to return to active resident status.
- Prelicensing Education
- The Department does not require prelicensing education.
- Residence
- Maintain the principal place of residence in Nebraska.
- Score Age
- Submit all application materials and fees and obtain the license within one year after passing the applicable examination.
Reinstatement within twelve months
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Satisfy outstanding applicable continuing education; the Department does not permit taking the insurance exam instead.
- Fees
- Pay the reinstatement fee in addition to applicable renewal fees.
- Lapse
- An individual producer seeks reinstatement within twelve months from the due date of the renewal fee.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (5)
- bulletin.pdf
Printed page 12, Previously licensed applicants
License renewal
No examination is required for this applicant pathway.
- Application
- Apply and pay the applicable renewal fee; individual expiration is the last day of the birth month in the first year after issuance in which the licensee's age is divisible by two.
- Authority
- Seek only the line or lines stated on this credential.
- Education
- Resident major-line producers complete twenty-one hours of approved continuing education plus three hours of ethics in each two-year period; § 44-3903(6) exempts a first license period shorter than one year. Nonresidents receive reciprocal recognition of home-state continuing education under § 44-4063(2).
- Window
- Renew during the ninety days before expiration.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (2)
- producer-act.html
Neb. Rev. Stat. § 44-4054 (3)
- education-act.html
Neb. Rev. Stat. § 44-3904(1)(a)(i), current two-year periods
- education-act.html
Neb. Rev. Stat. § 44-3904 (2)
- education-act.html
Neb. Rev. Stat. § 44-3903 (6)
- producer-act.html
Neb. Rev. Stat. § 44-4063 (2)
Renewal or reinstatement with a director granted waiver
No examination is required for this applicant pathway.
- Authority
- Seek only the line or lines stated on this credential.
- Circumstance
- Military service or another extenuating circumstance, including long-term medical disability, prevents compliance with renewal procedures.
- Discretion
- The director has granted the relevant renewal-procedure or examination waiver under § 44-4054(6); the statute authorizes rather than guarantees relief.
Official no-examination sources
Effective from 2026-09-22.
- producer-act.html
Neb. Rev. Stat. § 44-4054 (6)
Resident initial licensure by examination
At least one of the following alternatives:
- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04 (practice unavailable)
All of the following:
- Nebraska Producer's Examination for Property Insurance Series 13-22 (practice unavailable)
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
- Age
- Be at least eighteen years old.
- Application
- Submit the uniform application truthfully, supporting background documents when applicable, and the required fees; no act that is grounds for denial under § 44-4059.
- Appointment
- An individual acting as an insurer's agent must hold the relevant producer license and be appointed by the insurer.
- Authority
- Seek only the line or lines stated on this credential.
- Prelicensing Education
- The Department does not require prelicensing education.
- Residence
- Maintain the principal place of residence in Nebraska.
- Score Age
- Submit all application materials and fees and obtain the license within one year after passing the applicable examination.
Nebraska Producer's Examination for Casualty Insurance Series 13-23
- Provider
- PSI Services LLC
- Format
- Computer-delivered written examination
- Exam questions
- 100 scored questions plus 5 unscored items
- Time limit
- 2 hours
- Passing score
- 70% (70 correct scored answers)
- Exam fee
- $43
Examination outline
1.0 Insurance Regulation (12%)
- 1.1 General
- 1.1 General / State specific licensing requirements
- 1.1 General / License issuance (44-4052, 44-4053)
- 1.1 General / License issuance (44-4052, 44-4053) / Application
- 1.1 General / License maintenance
- 1.1 General / License maintenance / Change of name/phone number/address/email address (44-4054(8))
- 1.1 General / License maintenance / Assumed business name (44-4057)
- 1.1 General / License maintenance / Reporting of actions (44-4065)
- 1.1 General / License maintenance / Continuing education including exemptions (44-3901 to 44-3908)
- 1.1 General / License maintenance / Penalties
- 1.1 General / License maintenance / Appointment and termination process
- 1.1 General / License duration
- 1.1 General / License duration / Renewal/nonrenewal (44-4054)
- 1.1 General / License duration / Reinstatement
- 1.1 General / License duration / Continuation
- 1.1 General / License duration / Termination (44-4062)
- 1.1 General / License duration / Surrender
- 1.1 General / License duration / Lapse
- 1.1 General / License duration / Inactivity due to military service
- 1.1 General / License duration / Inactivity due to extenuating circumstances
- 1.1 General / Disciplinary actions related to the license
- 1.1 General / Disciplinary actions related to the license / Denial
- 1.1 General / Disciplinary actions related to the license / Suspension (44-2633, 44-4059)
- 1.1 General / Disciplinary actions related to the license / Surrender
- 1.1 General / Disciplinary actions related to the license / Revocation or refusal to issue or renew (44-2633, 44-4059)
- 1.1 General / Penalties
- 1.1 General / Penalties / Civil
- 1.1 General / Penalties / Criminal (28-631)
- 1.1 General / Penalties / Hearings (44-4059(2))
- 1.1 General / Penalties / Fines (44-2634, 44-4059(4))
- 1.1 General / Penalties / Cease and desist order (44-1529, 44-1542)
- 1.2 Licensing Types, Purposes, and Processes
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Producer (44-4049, 44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Consultant (44-2606 to 44-2635)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Public adjuster
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Agency
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Resident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Nonresident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Temporary (44-4058)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Surplus lines
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Crop
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Eligibility and qualification
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Licensing exemptions (44-4051)
- 1.3 State Regulation
- 1.3 State Regulation / Acts constituting insurance transaction
- 1.3 State Regulation / Acts constituting insurance transaction / Negotiate
- 1.3 State Regulation / Acts constituting insurance transaction / Sell
- 1.3 State Regulation / Acts constituting insurance transaction / Solicit
- 1.3 State Regulation / Director's general duties and powers (44-101.01, 44-2635)
- 1.3 State Regulation / Producer regulatory requirements
- 1.3 State Regulation / Producer regulatory requirements / Policy signatures
- 1.3 State Regulation / Producer regulatory requirements / Application signatures
- 1.3 State Regulation / Producer regulatory requirements / Premium payment
- 1.3 State Regulation / Producer regulatory requirements / Producer representation
- 1.3 State Regulation / Producer regulatory requirements / Commissions/compensation and fees (44-4060)
- 1.3 State Regulation / Producer regulatory requirements / Controlled business (44-361.01, 44-361.02)
- 1.3 State Regulation / Producer regulatory requirements / Appointment (44-4061)
- 1.3 State Regulation / Producer regulatory requirements / Fiduciary responsibility
- 1.3 State Regulation / Producer regulatory requirements / Impersonation
- 1.3 State Regulation / Producer regulatory requirements / Records maintenance (44-5905)
- 1.3 State Regulation / Producer regulatory requirements / Claims reporting
- 1.3 State Regulation / Company regulatory requirements
- 1.3 State Regulation / Company regulatory requirements / Solvency
- 1.3 State Regulation / Company regulatory requirements / Financial requirements
- 1.3 State Regulation / Company regulatory requirements / Certificate of authority (44-303)
- 1.3 State Regulation / Company regulatory requirements / State of domicile
- 1.3 State Regulation / Company regulatory requirements / Records maintenance
- 1.3 State Regulation / Company regulatory requirements / Policy forms/rates/exceptions
- 1.3 State Regulation / Company regulatory requirements / Appointment/termination
- 1.3 State Regulation / Company regulatory requirements / Capital and surplus requirements (44-214, 44-305)
- 1.3 State Regulation / Company regulatory requirements / Unfair trade practices complaint register (44-1525(9))
- 1.3 State Regulation / Difference between admitted, non-admitted, foreign, and domestic insurers
- 1.3 State Regulation / Unfair trade practices
- 1.3 State Regulation / Unfair trade practices / Unfair discrimination (44-1525(7))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False or deceptive advertising (44-1525(2))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Claims settlement
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Boycott (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Coercion (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Intimidation (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Defamation (44-1525(3))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False financial statements
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Fraud
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Illegal inducements including rebating and twisting (44-361, 44-1525(8))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Misappropriation of funds
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Testimonials
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Comparisons
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Nondisclosure of fees or charges (44-354)
- 1.3 State Regulation / Other prohibited practices
- 1.3 State Regulation / Other prohibited practices / Commingling of funds
- 1.3 State Regulation / Other prohibited practices / Non-transparency
- 1.3 State Regulation / Other prohibited practices / Prohibited fees/premiums/extra charges
- 1.3 State Regulation / Other prohibited practices / Larceny
- 1.3 State Regulation / Other prohibited practices / Acting without a license
- 1.3 State Regulation / Unfair claims settlement practices (44-1539, 44-1540)
- 1.3 State Regulation / Nonpublic personal information and privacy protection
- 1.3 State Regulation / Policy replacement
- 1.3 State Regulation / Solicitation and sales
- 1.3 State Regulation / Solicitation and sales / Advertising
- 1.3 State Regulation / Solicitation and sales / Provisions/rules
- 1.3 State Regulation / Selection criteria and unfair discrimination
- 1.3 State Regulation / Insurance Fraud Act (44-6601 to 44-6608)
- 1.3 State Regulation / Privacy of Insurance Consumer Information Act (44-901 to 44-925) Neb. Rev. Stat. §44-902(1)(a)
- 1.4 Federal Regulation
- 1.4 Federal Regulation / Federal Law (18 U.S. Code § 1033)
- 1.4 Federal Regulation / Fair Credit Reporting Act (15 USC 1681–1681d)
- 1.4 Federal Regulation / Fraud and false statements including 1033 and 1034 waiver
- 1.4 Federal Regulation / "Prohibited Persons" Waiver (Consent to Work) (18 U.S. Code § 1033-1034)
- 1.4 Federal Regulation / Other federal regulations
- 1.4 Federal Regulation / Other federal regulations / Do Not Call List (Telephone Consumer Protection Act)
- 1.4 Federal Regulation / Other federal regulations / Can-Spam Act
- 1.4 Federal Regulation / Other federal regulations / Sarbanes-Oxley Act
- 1.4 Federal Regulation / Other federal regulations / Terrorism Risk Insurance Act
- 1.4 Federal Regulation / Other federal regulations / Consumer Data Privacy and Security Act
- 1.4 Federal Regulation / Other federal regulations / National Flood Insurance Program
- 1.4 Federal Regulation / Other federal regulations / Gramm-Leach-Bliley Act
2.0 General Insurance (12%)
- 2.1 Risk management key terms
- 2.1 Risk management key terms / Risk
- 2.1 Risk management key terms / Exposure
- 2.1 Risk management key terms / Hazard
- 2.1 Risk management key terms / Peril
- 2.1 Risk management key terms / Loss
- 2.1 Risk management key terms / Insurance
- 2.2 Methods of handling risk
- 2.2 Methods of handling risk / Avoidance
- 2.2 Methods of handling risk / Retention
- 2.2 Methods of handling risk / Risk-sharing
- 2.2 Methods of handling risk / Reduction
- 2.2 Methods of handling risk / Transfer
- 2.3 Other concepts
- 2.3 Other concepts / Elements of insurable risks
- 2.3 Other concepts / Adverse selection
- 2.3 Other concepts / Law of large numbers
- 2.3 Other concepts / Reinsurance
- 2.3 Other concepts / Indemnity/pay on behalf of
- 2.4 Types of insurers
- 2.4 Types of insurers / Captives
- 2.4 Types of insurers / Stock
- 2.4 Types of insurers / Mutual
- 2.4 Types of insurers / Reciprocals
- 2.4 Types of insurers / Risk retention groups
- 2.4 Types of insurers / Risk purchasing group
- 2.4 Types of insurers / Self-insurers
- 2.4 Types of insurers / Re-insurers
- 2.5 Comparison of insurers
- 2.5 Comparison of insurers / Private versus government insurers
- 2.5 Comparison of insurers / Authorized / admitted versus unauthorized/nonadmitted insurers
- 2.5 Comparison of insurers / Domestic, foreign, and alien insurers
- 2.6 Financial solvency status
- 2.6 Financial solvency status / A.M. Best
- 2.6 Financial solvency status / Standard and Poor's
- 2.6 Financial solvency status / Moody's
- 2.6 Financial solvency status / State Guarantee Funds
- 2.6 Financial solvency status / National Association of Insurance Commissioners (NAIC)
- 2.7 Distribution methods
- 2.7 Distribution methods / Independent agent
- 2.7 Distribution methods / Direct writer
- 2.7 Distribution methods / Exclusive
- 2.7 Distribution methods / Captive
- 2.7 Distribution methods / Risk purchasing groups
- 2.7 Distribution methods / Managing General Agents (MGA)
- 2.7 Distribution methods / Wholesalers
- 2.7 Distribution methods / Aggregators
- 2.8 Rate filing and forms services
- 2.8 Rate filing and forms services / Insurance Services Office (ISO)
- 2.8 Rate filing and forms services / American Association of Insurance Services (AAIS)
- 2.8 Rate filing and forms services / Surety and Fidelity Association of America (SFAA)
- 2.8 Rate filing and forms services / NCCI or other state rate-making entity
- 2.9 Rules of agency
- 2.9 Rules of agency / Insurer as principal
- 2.9 Rules of agency / Producer/agent/broker-insurer
- 2.9 Rules of agency / Adjuster relationships
- 2.10 Authority and powers of producers/agents/brokers
- 2.10 Authority and powers of producers/agents/brokers / Express
- 2.10 Authority and powers of producers/agents/brokers / Implied
- 2.10 Authority and powers of producers/agents/brokers / Apparent
- 2.10 Authority and powers of producers/agents/brokers / Contractual
- 2.11 Elements of a legal contract
- 2.11 Elements of a legal contract / Offer and acceptance
- 2.11 Elements of a legal contract / Consideration
- 2.11 Elements of a legal contract / Competent parties
- 2.11 Elements of a legal contract / Legal purpose
- 2.12 Distinct characteristics of an insurance contract
- 2.12 Distinct characteristics of an insurance contract / Contract of adhesion
- 2.12 Distinct characteristics of an insurance contract / Aleatory
- 2.12 Distinct characteristics of an insurance contract / Personal
- 2.12 Distinct characteristics of an insurance contract / Unilateral
- 2.12 Distinct characteristics of an insurance contract / Conditional
- 2.13 Legal interpretations affecting contracts
- 2.13 Legal interpretations affecting contracts / Insurable interest
- 2.13 Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
- 2.13 Legal interpretations affecting contracts / Reasonable expectations
- 2.13 Legal interpretations affecting contracts / Indemnity
- 2.13 Legal interpretations affecting contracts / Utmost good faith
- 2.13 Legal interpretations affecting contracts / Concealment
- 2.13 Legal interpretations affecting contracts / Representations
- 2.13 Legal interpretations affecting contracts / Misrepresentations
- 2.13 Legal interpretations affecting contracts / Warranties
- 2.13 Legal interpretations affecting contracts / Fraud
- 2.13 Legal interpretations affecting contracts / Waiver and estoppel
3.0 Property and Casualty Insurance Basics (14%)
- 3.1 Insurable interest
- 3.2 Underwriting
- 3.2 Underwriting / Loss history
- 3.2 Underwriting / Loss ratio
- 3.2 Underwriting / Credit scores
- 3.2 Underwriting / Risk appetite/acceptability
- 3.2 Underwriting / Inspections
- 3.3 Rates
- 3.3 Rates / Types
- 3.3 Rates / Loss costs
- 3.3 Rates / Components
- 3.4 Hazards
- 3.4 Hazards / Physical
- 3.4 Hazards / Moral
- 3.4 Hazards / Morale
- 3.5 Negligence
- 3.5 Negligence / Elements of a negligent act
- 3.5 Negligence / Defenses against negligence
- 3.6 Types of damages
- 3.6 Types of damages / Compensatory (special versus general)
- 3.6 Types of damages / Punitive
- 3.7 Types of liability
- 3.7 Types of liability / Absolute
- 3.7 Types of liability / Strict
- 3.7 Types of liability / Vicarious
- 3.8 Causes of loss
- 3.8 Causes of loss / Direct
- 3.8 Causes of loss / Consequential
- 3.8 Causes of loss / Indirect
- 3.8 Causes of loss / Contingent
- 3.9 Types of building construction
- 3.9 Types of building construction / Frame
- 3.9 Types of building construction / Masonry
- 3.9 Types of building construction / Joisted masonry
- 3.9 Types of building construction / Fire resistive
- 3.10 Loss valuation
- 3.10 Loss valuation / Actual cash value
- 3.10 Loss valuation / Replacement cost
- 3.10 Loss valuation / Functional replacement cost
- 3.10 Loss valuation / Market value
- 3.10 Loss valuation / Agreed value
- 3.10 Loss valuation / Stated amount
- 3.10 Loss valuation / Valued policy
- 3.10 Loss valuation / Broad evidence rule
- 3.10 Loss valuation / Actual loss sustained
- 3.11 Policy construction
- 3.11 Policy construction / Declarations
- 3.11 Policy construction / Definitions
- 3.11 Policy construction / Insuring agreement
- 3.11 Policy construction / Conditions
- 3.11 Policy construction / Exclusions
- 3.12 Additional/supplementary coverage and endorsements
- 3.13 Common policy conditions
- 3.13 Common policy conditions / Insureds — named
- 3.13 Common policy conditions / First named
- 3.13 Common policy conditions / Additional
- 3.13 Common policy conditions / Policy period
- 3.13 Common policy conditions / Territory
- 3.13 Common policy conditions / Cancellation and nonrenewal
- 3.13 Common policy conditions / Coinsurance and deductibles
- 3.13 Common policy conditions / Cooperation
- 3.14 Loss payment provisions
- 3.14 Loss payment provisions / Nonconcurrency
- 3.14 Loss payment provisions / Primary and excess
- 3.14 Loss payment provisions / Pro rata
- 3.14 Loss payment provisions / Contributions by equal shares
- 3.14 Loss payment provisions / Apportionment
- 3.15 Limits of liability/insurance
- 3.15 Limits of liability/insurance / Per occurrence
- 3.15 Limits of liability/insurance / Per loss
- 3.15 Limits of liability/insurance / Per claim
- 3.15 Limits of liability/insurance / Per person
- 3.15 Limits of liability/insurance / Aggregate
- 3.15 Limits of liability/insurance / Split
- 3.15 Limits of liability/insurance / Combined single
- 3.15 Limits of liability/insurance / Bodily injury
- 3.16 Liability key coverage terms and definitions
- 3.16 Liability key coverage terms and definitions / Restoration/nonreduction of limits
- 3.16 Liability key coverage terms and definitions / Claims made
- 3.16 Liability key coverage terms and definitions / Retroactive date
- 3.16 Liability key coverage terms and definitions / Extended reporting period/tail
- 3.17 Named insured responsibilities
- 3.17 Named insured responsibilities / Duties after loss
- 3.17 Named insured responsibilities / Assignment and abandonment
- 3.17 Named insured responsibilities / Notice
- 3.17 Named insured responsibilities / Cancellation
- 3.18 Other policy conditions
- 3.18 Other policy conditions / Liberalization
- 3.18 Other policy conditions / Subrogation
- 3.18 Other policy conditions / Salvage
- 3.18 Other policy conditions / Claims settlement options and duty to defend
- 3.19 Third-party provisions
- 3.19 Third-party provisions / Standard mortgage clause
- 3.19 Third-party provisions / Loss payable clause
- 3.19 Third-party provisions / No benefit to the bailee
- 3.19 Third-party provisions / Additional insured
- 3.19 Third-party provisions / Additional named insured
- 3.20 State plans
- 3.20 State plans / Nebraska Valued Policy Law (44-501.02)
- 3.20 State plans / Nebraska Property and Liability Insurance Guaranty Association (44-2401 to 44-2418)
- 3.20 State plans / Assigned risk
- 3.20 State plans / Joint Underwriting Association (JUA)
- 3.21 State regulations
- 3.21 State regulations / Cancellation and nonrenewal (44-522)
- 3.21 State regulations / Binders
- 3.21 State regulations / Loss payment
- 3.21 State regulations / Arbitration
- 3.21 State regulations / Certificates of insurance
- 3.22 Federal Insurance Programs
- 3.22 Federal Insurance Programs / Terrorism Insurance Program (TRIA) (15 USC 6701; Public Law 107–297, 109–144, 110–160)
- 3.22 Federal Insurance Programs / National Flood Insurance Program (NFIP)
- 3.22 Federal Insurance Programs / Federal Crop Insurance Program (FCIP)
- 3.23 Time element coverages
4.0 Homeowners Policy (14%)
- 4.1 Eligibility
- 4.2 Perils insured against
- 4.3 Definitions, conditions, and exclusions
- 4.4 Coverage forms
- 4.4 Coverage forms / HO-2 through HO-6 and HO-8
- 4.5 Section II -- Liability coverages
- 4.5 Section II -- Liability coverages / Coverage E, F, and additional coverages
- 4.6 Policy endorsements
- 4.6 Policy endorsements / Special provisions (HO 01 26)
- 4.6 Policy endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27)
- 4.6 Policy endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
- 4.6 Policy endorsements / Earthquake (HO 04 54)
- 4.6 Policy endorsements / Scheduled personal property (HO 04 61)
- 4.6 Policy endorsements / Personal property replacement cost (HO 04 90)
- 4.6 Policy endorsements / Home-based business (HO 04 97, HO 24 71)
- 4.6 Policy endorsements / Personal injury (HO 24 82)
- 4.6 Policy endorsements / Watercraft (HO 24 75)
- 4.6 Policy endorsements / Additional limits
- 4.7 Cancellation/nonrenewal
- 4.7 Cancellation/nonrenewal / Reasons
- 4.7 Cancellation/nonrenewal / Notice
5.0 Auto Insurance (15%)
- 5.1 State Auto Laws
- 5.1 State Auto Laws / State plans
- 5.1 State Auto Laws / State plans / Nebraska Automobile Insurance Plan
- 5.1 State Auto Laws / State plans / Nebraska Motor Vehicle Safety Responsibility Act (RL 60-501–569)
- 5.1 State Auto Laws / State plans / Required limits of liability (RL 60- 501(10), 534)
- 5.1 State Auto Laws / State plans / Required proof of financial responsibility (RL 60-346)
- 5.1 State Auto Laws / Cancellation/nonrenewal
- 5.1 State Auto Laws / Cancellation/nonrenewal / Reasons (44-515)
- 5.1 State Auto Laws / Cancellation/nonrenewal / Notice (44-516 to 44-519, 44-523; RL 60- 544)
- 5.1 State Auto Laws / Other state laws
- 5.1 State Auto Laws / Other state laws / Constructive total loss
- 5.1 State Auto Laws / Other state laws / Arbitration
- 5.1 State Auto Laws / Other state laws / Rental vehicle coverage
- 5.1 State Auto Laws / Other state laws / Aftermarket parts regulation (210 Nebraska Administrative Code Ch. 45)
- 5.1 State Auto Laws / Other state laws / State Motor Vehicle Financial Responsibility Law
- 5.1 State Auto Laws / Other state laws / Stacking
- 5.2 Personal Auto Policy
- 5.2 Personal Auto Policy / Eligibility
- 5.2 Personal Auto Policy / Definitions, conditions, and exclusions
- 5.2 Personal Auto Policy / Liability coverage
- 5.2 Personal Auto Policy / Liability coverage / Combined single limits versus split limits
- 5.2 Personal Auto Policy / Liability coverage / Supplementary payments
- 5.2 Personal Auto Policy / Liability coverage / Exclusions
- 5.2 Personal Auto Policy / Medical payments coverage
- 5.2 Personal Auto Policy / Uninsured/underinsured motorist coverage
- 5.2 Personal Auto Policy / Uninsured/underinsured motorist coverage / Bodily injury
- 5.2 Personal Auto Policy / Uninsured/underinsured motorist coverage / Required limits
- 5.2 Personal Auto Policy / Coverage for damage to your auto
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Collision
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Other than collision
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Deductibles
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Transportation expenses
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Exclusions
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Substitute transportation
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Towing (PP 03 03)
- 5.2 Personal Auto Policy / Coverage for damage to your auto / Labor (PP 03 03)
- 5.2 Personal Auto Policy / Selected endorsements
- 5.2 Personal Auto Policy / Selected endorsements / Extended non-owned coverage (PP 03 06)
- 5.2 Personal Auto Policy / Selected endorsements / Joint ownership coverage (PP 03 34)
- 5.2 Personal Auto Policy / Selected endorsements / Mexico coverage
- 5.2 Personal Auto Policy / Selected endorsements / Territory
- 5.2 Personal Auto Policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
- 5.2 Personal Auto Policy / Selected endorsements / Drive other car (DOC)
- 5.2 Personal Auto Policy / Selected endorsements / Transportation network coverage
- 5.3 Commercial Auto
- 5.3 Commercial Auto / Eligibility
- 5.3 Commercial Auto / Definitions, conditions, and exclusions
- 5.3 Commercial Auto / Coverage forms
- 5.3 Commercial Auto / Coverage forms / Business auto
- 5.3 Commercial Auto / Coverage forms / Motor carrier
- 5.3 Commercial Auto / Coverage forms / Auto dealers
- 5.3 Commercial Auto / Coverage form sections
- 5.3 Commercial Auto / Coverage form sections / Symbols/covered auto
- 5.3 Commercial Auto / Coverage form sections / Liability
- 5.3 Commercial Auto / Coverage form sections / Garagekeepers
- 5.3 Commercial Auto / Coverage form sections / Trailer interchange
- 5.3 Commercial Auto / Coverage form sections / Physical damage
- 5.3 Commercial Auto / Selected endorsements
- 5.3 Commercial Auto / Selected endorsements / Drive other car coverage (CA 99 10)
- 5.3 Commercial Auto / Selected endorsements / Lessor -- additional insured and loss payee (CA 20 01)
- 5.3 Commercial Auto / Selected endorsements / Individual named insured (CA 99 17)
- 5.3 Commercial Auto / Selected endorsements / Pollution liability — broadened coverage (CA 99 48; CA 99 55)
- 5.3 Commercial Auto / Selected endorsements / Mobile equipment (CA 20 15)
- 5.3 Commercial Auto / Selected endorsements / Auto medical payments coverage (CA 99 03)
- 5.3 Commercial Auto / Selected endorsements / Broad form products coverage (CA 25 01)
- 5.3 Commercial Auto / Selected endorsements / Employees as insureds
- 5.3 Commercial Auto / Commercial carrier regulations
- 5.3 Commercial Auto / Commercial carrier regulations / The Motor Carrier Act of 1980
- 5.3 Commercial Auto / Commercial carrier regulations / Endorsement for motor carrier policies of insurance for public liability (MCS-90)
- 5.3 Commercial Auto / Commercial carrier regulations / SAFER System
6.0 Commercial Package Policy (10%)
- 6.1 General
- 6.1 General / Components of a commercial policy
- 6.1 General / Components of a commercial policy / Declarations
- 6.1 General / Components of a commercial policy / Conditions
- 6.1 General / Components of a commercial policy / Interline endorsements
- 6.1 General / Components of a commercial policy / One or more coverage parts
- 6.2 Commercial General Liability
- 6.2 Commercial General Liability / Coverages
- 6.2 Commercial General Liability / Coverages / Bodily injury and property damage liability
- 6.2 Commercial General Liability / Coverages / Personal and advertising injury liability
- 6.2 Commercial General Liability / Coverages / Medical payments
- 6.2 Commercial General Liability / Coverage features
- 6.2 Commercial General Liability / Coverage features / Per occurrence/aggregate
- 6.2 Commercial General Liability / Coverage features / Occurrence versus claims-made
- 6.2 Commercial General Liability / Coverage features / Premises and operations
- 6.2 Commercial General Liability / Coverage features / Products and completed operations
- 6.2 Commercial General Liability / Coverage features / Insured contract
- 6.2 Commercial General Liability / Coverage features / Insured contract / Contingent liability
- 6.2 Commercial General Liability / Selected endorsements
- 6.2 Commercial General Liability / Selected endorsements / Employers liability
- 6.2 Commercial General Liability / Selected endorsements / Per project
- 6.2 Commercial General Liability / Selected endorsements / Per location
- 6.2 Commercial General Liability / Selected endorsements / Blanket additional insured
- 6.2 Commercial General Liability / Claims-made features
- 6.2 Commercial General Liability / Claims-made features / Triggers
- 6.2 Commercial General Liability / Claims-made features / Retroactive date
- 6.2 Commercial General Liability / Claims-made features / Extended reporting periods
- 6.2 Commercial General Liability / Claims-made features / Claim information
- 6.2 Commercial General Liability / Pollution liability
- 6.2 Commercial General Liability / Pollution liability / Coverage form
- 6.2 Commercial General Liability / Pollution liability / Limited coverage form
- 6.2 Commercial General Liability / Pollution liability / Extension endorsement
- 6.3 Commercial Crime
- 6.3 Commercial Crime / General definitions
- 6.3 Commercial Crime / General definitions / Burglary
- 6.3 Commercial Crime / General definitions / Theft
- 6.3 Commercial Crime / General definitions / Robbery
- 6.3 Commercial Crime / General definitions / Employee dishonesty
- 6.3 Commercial Crime / Crime coverage forms
- 6.3 Commercial Crime / Crime coverage forms / Commercial crime (discovery/loss sustained)
- 6.3 Commercial Crime / Coverages
- 6.3 Commercial Crime / Coverages / Employee dishonesty
- 6.3 Commercial Crime / Coverages / Theft
- 6.3 Commercial Crime / Coverages / Forgery or alteration
- 6.3 Commercial Crime / Coverages / Inside/outside the premises
- 6.3 Commercial Crime / Coverages / Computer fraud
- 6.3 Commercial Crime / Coverages / Funds transfer fraud
- 6.3 Commercial Crime / Coverages / Money orders and counterfeit paper currency insurance
- 6.3 Commercial Crime / Other crime coverage
- 6.3 Commercial Crime / Other crime coverage / Extortion — commercial entities
- 6.3 Commercial Crime / Other crime coverage / Lessees of safe deposit boxes
- 6.3 Commercial Crime / Other crime coverage / Securities deposited with others
- 6.3 Commercial Crime / Other crime coverage / Safe depository
- 6.4 Farm Coverage
- 6.4 Farm Coverage / Eligibility
- 6.4 Farm Coverage / Definitions, conditions, and exclusions
- 6.4 Farm Coverage / Farm liability coverage form
- 6.4 Farm Coverage / Farm liability coverage form / Coverage H, I, J
- 6.4 Farm Coverage / Other forms and coverages
- 6.4 Farm Coverage / Other forms and coverages / Livestock coverage
- 6.4 Farm Coverage / Other forms and coverages / Mobile agricultural machinery and equipment coverage
- 6.4 Farm Coverage / Other forms and coverages / Additional coverages
- 6.4 Farm Coverage / Other forms and coverages / Crop insurance
- 6.4 Farm Coverage / Causes of loss
- 6.4 Farm Coverage / Causes of loss / Basic, broad and special
- 6.4 Farm Coverage / Policy basics
- 6.4 Farm Coverage / Policy basics / Limits of insurance
7.0 Businessowners Policy (10%)
- 7.1 Eligibility
- 7.2 Definitions and exclusions
- 7.3 Section II -- Liability
- 7.3 Section II -- Liability / Coverages
- 7.3 Section II -- Liability / Limits of insurance
- 7.4 Section III -- Common policy conditions
- 7.5 Selected endorsements
- 7.5 Selected endorsements / Hired auto and non-owned auto liability (BP 04 04)
- 7.5 Selected endorsements / Protective safeguards (BP 04 30)
- 7.5 Selected endorsements / Utility services-direct damage and time element (BP 04 56-57)
8.0 Workers Compensation Insurance (9%)
- 8.1 State specific markets and laws
- 8.1 State specific markets and laws / Monopolistic versus competitive and compulsory versus elective
- 8.2 Nebraska Workers' Compensation Act
- 8.2 Nebraska Workers' Compensation Act / Exclusive remedy (RL 48-111)
- 8.2 Nebraska Workers' Compensation Act / Employment covered (RL 48-106, 114, 115)
- 8.2 Nebraska Workers' Compensation Act / Covered injuries (RL 48-101, 102, 127, 151(2)(4–8))
- 8.2 Nebraska Workers' Compensation Act / Occupational disease (RL 48-151(3))
- 8.2 Nebraska Workers' Compensation Act / Benefits provided (RL 48-119–126, 162.01)
- 8.2 Nebraska Workers' Compensation Act / Second/subsequent injury fund
- 8.2 Nebraska Workers' Compensation Act / Arising out of employment/course of employment (AOE/COE)
- 8.3 Federal workers compensation laws
- 8.3 Federal workers compensation laws / Federal Employers Liability Act (45 USC 51–60)
- 8.3 Federal workers compensation laws / Longshore and Harbor Workers Compensation Act (33 USC 901- 944, 948-980)
- 8.3 Federal workers compensation laws / The Jones Act (46 USC 688)
- 8.4 Workers compensation and employers liability
- 8.4 Workers compensation and employers liability / General section
- 8.4 Workers compensation and employers liability / Parts One, Two, Three, Four, Five, and Six
- 8.5 Selected endorsements
- 8.5 Selected endorsements / Voluntary compensation
- 8.5 Selected endorsements / Foreign coverage
- 8.5 Selected endorsements / Waiver of subrogation
- 8.5 Selected endorsements / Other states
- 8.6 Rating factors
- 8.6 Rating factors / Job classification
- 8.6 Rating factors / Payroll
- 8.6 Rating factors / Experience-modification factor
- 8.6 Rating factors / Premium discounts
- 8.6 Rating factors / Participation plans
- 8.6 Rating factors / Surcharges
- 8.7 Other sources of workers compensation coverage
- 8.7 Other sources of workers compensation coverage / Nebraska Workers' Compensation Plan, Assigned Risk Plan (RL 44-3,158)
- 8.7 Other sources of workers compensation coverage / Self-insured employers and employer groups (RL 48-144.02(2), 48-145)
9.0 Other Coverages and Options (4%)
- 9.1 Specialty Coverages
- 9.1 Specialty Coverages / Types of umbrella/excess/following form liability policies
- 9.1 Specialty Coverages / Types of umbrella/excess/following form liability policies / Personal (DL 98 01)
- 9.1 Specialty Coverages / Types of umbrella/excess/following form liability policies / Commercial (CU 00 01)
- 9.1 Specialty Coverages / Types of specialty liability insurance
- 9.1 Specialty Coverages / Types of specialty liability insurance / Professional
- 9.1 Specialty Coverages / Types of specialty liability insurance / Errors and omissions
- 9.1 Specialty Coverages / Types of specialty liability insurance / Directors and officers
- 9.1 Specialty Coverages / Types of specialty liability insurance / Fiduciary
- 9.1 Specialty Coverages / Types of specialty liability insurance / Liquor
- 9.1 Specialty Coverages / Types of specialty liability insurance / Employment practices
- 9.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits
- 9.1 Specialty Coverages / Types of specialty liability insurance / Identity fraud expense coverage
- 9.1 Specialty Coverages / Types of specialty liability insurance / Cyber liability/data breach
- 9.1 Specialty Coverages / Types of specialty liability insurance / Construction wrap-up
- 9.1 Specialty Coverages / Types of specialty liability insurance / Active assailant
- 9.1 Specialty Coverages / Types of specialty liability insurance / Kidnap and ransom (K&R)
- 9.2 Surplus Lines
- 9.2 Surplus Lines / Eligibility and disclosure
- 9.2 Surplus Lines / Collection of premium tax and fees
- 9.2 Surplus Lines / Definitions
- 9.2 Surplus Lines / Definitions / Difference between admitted and non-admitted market carriers
- 9.2 Surplus Lines / Excess and surplus binding authority limitations
- 9.3 Bonds
- 9.3 Bonds / Bond provisions
- 9.3 Bonds / Bond provisions / Insuring agreement
- 9.3 Bonds / Bond provisions / Bond period
- 9.3 Bonds / Bond provisions / Discovery period
- 9.3 Bonds / Bond provisions / Limit of liability
- 9.3 Bonds / Bond provisions / Termination of coverage
- 9.3 Bonds / Parties to a bond
- 9.3 Bonds / Parties to a bond / Principal
- 9.3 Bonds / Parties to a bond / Obligee
- 9.3 Bonds / Parties to a bond / Surety
- 9.3 Bonds / Purpose of the bonds
- 9.3 Bonds / Purpose of the bonds / Surety
- 9.3 Bonds / Purpose of the bonds / Fidelity
- 9.3 Bonds / Types of fidelity coverage
- 9.3 Bonds / Types of fidelity coverage / Employee theft
- 9.3 Bonds / Types of fidelity coverage / Public official
- 9.3 Bonds / Types of fidelity coverage / Financial institution
- 9.3 Bonds / Types of fidelity coverage / Fiduciary
- 9.3 Bonds / Types of surety bonds
- 9.3 Bonds / Types of surety bonds / Contract
- 9.3 Bonds / Types of surety bonds / Bid
- 9.3 Bonds / Types of surety bonds / Performance
- 9.3 Bonds / Types of surety bonds / Completion
- 9.3 Bonds / Types of surety bonds / License
- 9.3 Bonds / Types of surety bonds / Judicial
- 9.3 Bonds / Types of surety bonds / Permit
- 9.4 Ocean Marine Insurance
- 9.4 Ocean Marine Insurance / Major coverages
- 9.4 Ocean Marine Insurance / Major coverages / Hull
- 9.4 Ocean Marine Insurance / Major coverages / Cargo
- 9.4 Ocean Marine Insurance / Major coverages / Freight
- 9.4 Ocean Marine Insurance / Major coverages / Protection and indemnity (P&I)
- 9.4 Ocean Marine Insurance / Policy provisions
- 9.4 Ocean Marine Insurance / Policy provisions / Implied warranties
- 9.4 Ocean Marine Insurance / Policy provisions / Perils of the sea
- 9.4 Ocean Marine Insurance / Policy provisions / General and particular average
- 9.5 Aviation Insurance
- 9.5 Aviation Insurance / Policy coverages and provisions
- 9.5 Aviation Insurance / Policy coverages and provisions / Hull
- 9.5 Aviation Insurance / Policy coverages and provisions / Cargo and freight
- 9.5 Aviation Insurance / Policy coverages and provisions / Aircraft liability
- 9.5 Aviation Insurance / Policy coverages and provisions / Implied warranties
- 9.5 Aviation Insurance / Policy coverages and provisions / Perils
- 9.5 Aviation Insurance / Policy coverages and provisions / General and particular average
- 9.6 Other Policies
- 9.6 Other Policies / Boatowners policies, personal watercraft, and recreational vehicles
Examination sources
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 10, Examination Content Outlines, announced effective date
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 1
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 2
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 3
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 4
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 5
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 6
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 7
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 8
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 9
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 10
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 11
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 12
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 13
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 14
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 15
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Official complete content outline, page 16
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 2, Casualty row, scored answers and passing cut score
- Nebraska Producer's Examination for Casualty Insurance Series 13-23
Content outline page 1, scored and unscored item count
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 2, Casualty row, exam series, fee, scored items and passing cut score
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 1, Examinations by PSI
Nebraska Producer's Examination for Property Insurance Series 13-22
- Provider
- PSI Services LLC
- Format
- Computer-administered written examination
- Exam questions
- 100 scored questions plus 5 unscored items
- Time limit
- 2 hours
- Passing score
- 70%
Examination outline
1.0 Insurance Regulation (12%)
- 1.1 General
- 1.1 General / State specific licensing requirements
- 1.1 General / License issuance (44-4052, 44-4053)
- 1.1 General / License issuance (44-4052, 44-4053) / Application
- 1.1 General / License maintenance
- 1.1 General / License maintenance / Change of name/phone number/address/email address (44-4054(8))
- 1.1 General / License maintenance / Assumed business name (44-4057)
- 1.1 General / License maintenance / Reporting of actions (44-4065)
- 1.1 General / License maintenance / Continuing education including exemptions (44-3901 to 44-3908)
- 1.1 General / License maintenance / Penalties
- 1.1 General / License maintenance / Appointment and termination process
- 1.1 General / License duration
- 1.1 General / License duration / Renewal/nonrenewal (44-4054)
- 1.1 General / License duration / Reinstatement
- 1.1 General / License duration / Continuation
- 1.1 General / License duration / Termination (44-4062)
- 1.1 General / License duration / Surrender
- 1.1 General / License duration / Lapse
- 1.1 General / License duration / Inactivity due to military service
- 1.1 General / License duration / Inactivity due to extenuating circumstances
- 1.1 General / Disciplinary actions related to the license
- 1.1 General / Disciplinary actions related to the license / Denial
- 1.1 General / Disciplinary actions related to the license / Suspension (44-2633, 44-4059)
- 1.1 General / Disciplinary actions related to the license / Surrender
- 1.1 General / Disciplinary actions related to the license / Revocation or refusal to issue or renew (44-2633, 44-4059)
- 1.1 General / Penalties
- 1.1 General / Penalties / Civil
- 1.1 General / Penalties / Criminal (28-631)
- 1.1 General / Penalties / Hearings (44-4059(2))
- 1.1 General / Penalties / Fines (44-2634, 44-4059(4))
- 1.1 General / Penalties / Cease and desist order (44-1529, 44-1542)
- 1.2 Licensing Types, Purposes, and Processes
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Producer (44-4049, 44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Consultant (44-2606 to 44-2635)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Public adjuster
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Agency
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Resident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Nonresident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Temporary (44-4058)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Surplus lines
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Crop
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Eligibility and qualification
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Licensing exemptions (44-4051)
- 1.3 State Regulation
- 1.3 State Regulation / Acts constituting insurance transaction
- 1.3 State Regulation / Acts constituting insurance transaction / Negotiate
- 1.3 State Regulation / Acts constituting insurance transaction / Sell
- 1.3 State Regulation / Acts constituting insurance transaction / Solicit
- 1.3 State Regulation / Director's general duties and powers (44-101.01, 44-2635)
- 1.3 State Regulation / Producer regulatory requirements
- 1.3 State Regulation / Producer regulatory requirements / Policy signatures
- 1.3 State Regulation / Producer regulatory requirements / Application signatures
- 1.3 State Regulation / Producer regulatory requirements / Premium payment
- 1.3 State Regulation / Producer regulatory requirements / Producer representation
- 1.3 State Regulation / Producer regulatory requirements / Commissions/compensation and fees (44-4060)
- 1.3 State Regulation / Producer regulatory requirements / Controlled business (44-361.01, 44-361.02)
- 1.3 State Regulation / Producer regulatory requirements / Appointment (44-4061)
- 1.3 State Regulation / Producer regulatory requirements / Fiduciary responsibility
- 1.3 State Regulation / Producer regulatory requirements / Impersonation
- 1.3 State Regulation / Producer regulatory requirements / Records maintenance (44-5905)
- 1.3 State Regulation / Producer regulatory requirements / Claims reporting
- 1.3 State Regulation / Company regulatory requirements
- 1.3 State Regulation / Company regulatory requirements / Solvency
- 1.3 State Regulation / Company regulatory requirements / Financial requirements
- 1.3 State Regulation / Company regulatory requirements / Certificate of authority (44-303)
- 1.3 State Regulation / Company regulatory requirements / State of domicile
- 1.3 State Regulation / Company regulatory requirements / Records maintenance
- 1.3 State Regulation / Company regulatory requirements / Policy forms/rates/exceptions
- 1.3 State Regulation / Company regulatory requirements / Appointment/termination
- 1.3 State Regulation / Company regulatory requirements / Capital and surplus requirements (44-214, 44-305)
- 1.3 State Regulation / Company regulatory requirements / Unfair trade practices complaint register (44-1525(9))
- 1.3 State Regulation / Difference between admitted, non-admitted, foreign, and domestic insurers
- 1.3 State Regulation / Unfair trade practices
- 1.3 State Regulation / Unfair trade practices / Unfair discrimination (44-1525(7))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False or deceptive advertising (44-1525(2))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Claims settlement
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Boycott (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Coercion (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Intimidation (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Defamation (44-1525(3))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False financial statements
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Fraud
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Illegal inducements including rebating and twisting (44-361, 44-1525(8))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Misappropriation of funds
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Testimonials
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Comparisons
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Nondisclosure of fees or charges (44-354)
- 1.3 State Regulation / Other prohibited practices
- 1.3 State Regulation / Other prohibited practices / Commingling of funds
- 1.3 State Regulation / Other prohibited practices / Non-transparency
- 1.3 State Regulation / Other prohibited practices / Prohibited fees/premiums/extra charges
- 1.3 State Regulation / Other prohibited practices / Larceny
- 1.3 State Regulation / Other prohibited practices / Acting without a license
- 1.3 State Regulation / Unfair claims settlement practices (44-1539, 44-1540)
- 1.3 State Regulation / Nonpublic personal information and privacy protection
- 1.3 State Regulation / Solicitation and sales
- 1.3 State Regulation / Solicitation and sales / Advertising
- 1.3 State Regulation / Solicitation and sales / Provisions/rules
- 1.3 State Regulation / Selection criteria and unfair discrimination
- 1.3 State Regulation / Insurance Fraud Act (44-6601 to 44-6608)
- 1.3 State Regulation / Privacy of Insurance Consumer Information Act (44-901 to 44-925) Neb. Rev. Stat. §44-902(1)(a)
- 1.4 Federal Regulation
- 1.4 Federal Regulation / Federal Law (18 U.S. Code § 1033)
- 1.4 Federal Regulation / Fair Credit Reporting Act (15 USC 1681–1681d)
- 1.4 Federal Regulation / Fraud and false statements including 1033 and 1034 waiver
- 1.4 Federal Regulation / "Prohibited Persons" Waiver (Consent to Work) (18 U.S. Code § 1033-1034)
- 1.4 Federal Regulation / Other federal regulations
- 1.4 Federal Regulation / Other federal regulations / Do Not Call List (Telephone Consumer Protection Act)
- 1.4 Federal Regulation / Other federal regulations / Can-Spam Act
- 1.4 Federal Regulation / Other federal regulations / Sarbanes-Oxley Act
- 1.4 Federal Regulation / Other federal regulations / Terrorism Risk Insurance Act
- 1.4 Federal Regulation / Other federal regulations / Consumer Data Privacy and Security Act
- 1.4 Federal Regulation / Other federal regulations / National Flood Insurance Program
- 1.4 Federal Regulation / Other federal regulations / Gramm-Leach-Bliley Act
2.0 General Insurance (12%)
- 2.1 Risk management key terms
- 2.1 Risk management key terms / Risk
- 2.1 Risk management key terms / Exposure
- 2.1 Risk management key terms / Hazard
- 2.1 Risk management key terms / Peril
- 2.1 Risk management key terms / Loss
- 2.1 Risk management key terms / Insurance
- 2.2 Methods of handling risk
- 2.2 Methods of handling risk / Avoidance
- 2.2 Methods of handling risk / Retention
- 2.2 Methods of handling risk / Risk-sharing
- 2.2 Methods of handling risk / Reduction
- 2.2 Methods of handling risk / Transfer
- 2.3 Other concepts
- 2.3 Other concepts / Elements of insurable risks
- 2.3 Other concepts / Adverse selection
- 2.3 Other concepts / Law of large numbers
- 2.3 Other concepts / Reinsurance
- 2.3 Other concepts / Indemnity/pay on behalf of
- 2.4 Types of insurers
- 2.4 Types of insurers / Captives
- 2.4 Types of insurers / Stock
- 2.4 Types of insurers / Mutual
- 2.4 Types of insurers / Reciprocals
- 2.4 Types of insurers / Risk retention groups
- 2.4 Types of insurers / Risk purchasing group
- 2.4 Types of insurers / Self-insurers
- 2.4 Types of insurers / Re-insurers
- 2.5 Comparison of insurers
- 2.5 Comparison of insurers / Private versus government insurers
- 2.5 Comparison of insurers / Authorized / admitted versus unauthorized/nonadmitted insurers
- 2.5 Comparison of insurers / Domestic, foreign, and alien insurers
- 2.6 Financial solvency status
- 2.6 Financial solvency status / A.M. Best
- 2.6 Financial solvency status / Standard and Poor's
- 2.6 Financial solvency status / Moody's
- 2.6 Financial solvency status / State Guarantee Funds
- 2.6 Financial solvency status / National Association of Insurance Commissioners (NAIC)
- 2.7 Distribution methods
- 2.7 Distribution methods / Independent agent
- 2.7 Distribution methods / Direct writer
- 2.7 Distribution methods / Exclusive
- 2.7 Distribution methods / Captive
- 2.7 Distribution methods / Risk purchasing groups
- 2.7 Distribution methods / Managing General Agents (MGA)
- 2.7 Distribution methods / Wholesalers
- 2.7 Distribution methods / Aggregators
- 2.8 Rate filing and forms services
- 2.8 Rate filing and forms services / Insurance Services Office (ISO)
- 2.8 Rate filing and forms services / American Association of Insurance Services (AAIS)
- 2.8 Rate filing and forms services / Surety and Fidelity Association of America (SFAA)
- 2.8 Rate filing and forms services / NCCI or other state rate-making entity
- 2.9 Rules of agency
- 2.9 Rules of agency / Insurer as principal
- 2.9 Rules of agency / Producer/agent/broker-insurer
- 2.9 Rules of agency / Adjuster relationships
- 2.10 Authority and powers of producers/agents/brokers
- 2.10 Authority and powers of producers/agents/brokers / Express
- 2.10 Authority and powers of producers/agents/brokers / Implied
- 2.10 Authority and powers of producers/agents/brokers / Apparent
- 2.10 Authority and powers of producers/agents/brokers / Contractual
- 2.11 Elements of a legal contract
- 2.11 Elements of a legal contract / Offer and acceptance
- 2.11 Elements of a legal contract / Consideration
- 2.11 Elements of a legal contract / Competent parties
- 2.11 Elements of a legal contract / Legal purpose
- 2.12 Distinct characteristics of an insurance contract
- 2.12 Distinct characteristics of an insurance contract / Contract of adhesion
- 2.12 Distinct characteristics of an insurance contract / Aleatory
- 2.12 Distinct characteristics of an insurance contract / Personal
- 2.12 Distinct characteristics of an insurance contract / Unilateral
- 2.12 Distinct characteristics of an insurance contract / Conditional
- 2.13 Legal interpretations affecting contracts
- 2.13 Legal interpretations affecting contracts / Insurable interest
- 2.13 Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
- 2.13 Legal interpretations affecting contracts / Reasonable expectations
- 2.13 Legal interpretations affecting contracts / Indemnity
- 2.13 Legal interpretations affecting contracts / Utmost good faith
- 2.13 Legal interpretations affecting contracts / Concealment
- 2.13 Legal interpretations affecting contracts / Representations
- 2.13 Legal interpretations affecting contracts / Misrepresentations
- 2.13 Legal interpretations affecting contracts / Warranties
- 2.13 Legal interpretations affecting contracts / Fraud
- 2.13 Legal interpretations affecting contracts / Waiver and estoppel
3.0 Property and Casualty Insurance Basics (16%)
- 3.1 Insurable interest
- 3.2 Underwriting
- 3.2 Underwriting / Loss history
- 3.2 Underwriting / Loss ratio
- 3.2 Underwriting / Credit scores
- 3.2 Underwriting / Risk appetite/acceptability
- 3.2 Underwriting / Inspections
- 3.3 Rates
- 3.3 Rates / Types
- 3.3 Rates / Loss costs
- 3.3 Rates / Components
- 3.4 Hazards
- 3.4 Hazards / Physical
- 3.4 Hazards / Moral
- 3.4 Hazards / Morale
- 3.5 Negligence
- 3.5 Negligence / Elements of a negligent act
- 3.5 Negligence / Defenses against negligence
- 3.6 Types of damages
- 3.6 Types of damages / Compensatory (special versus general)
- 3.6 Types of damages / Punitive
- 3.7 Types of liability
- 3.7 Types of liability / Absolute
- 3.7 Types of liability / Strict
- 3.7 Types of liability / Vicarious
- 3.8 Causes of loss
- 3.8 Causes of loss / Direct
- 3.8 Causes of loss / Consequential
- 3.8 Causes of loss / Indirect
- 3.8 Causes of loss / Contingent
- 3.9 Property key coverage terms and definitions
- 3.9 Property key coverage terms and definitions / Named perils
- 3.9 Property key coverage terms and definitions / Broad
- 3.9 Property key coverage terms and definitions / Special perils
- 3.9 Property key coverage terms and definitions / Vacancy or unoccupancy
- 3.9 Property key coverage terms and definitions / Blanket versus specific insurance
- 3.10 Types of building construction
- 3.10 Types of building construction / Frame
- 3.10 Types of building construction / Masonry
- 3.10 Types of building construction / Joisted masonry
- 3.10 Types of building construction / Fire resistive
- 3.11 Loss valuation
- 3.11 Loss valuation / Actual cash value
- 3.11 Loss valuation / Replacement cost
- 3.11 Loss valuation / Functional replacement cost
- 3.11 Loss valuation / Market value
- 3.11 Loss valuation / Agreed value
- 3.11 Loss valuation / Stated amount
- 3.11 Loss valuation / Valued policy
- 3.11 Loss valuation / Broad evidence rule
- 3.11 Loss valuation / Actual loss sustained
- 3.12 Policy construction
- 3.12 Policy construction / Declarations
- 3.12 Policy construction / Definitions
- 3.12 Policy construction / Insuring agreement
- 3.12 Policy construction / Conditions
- 3.12 Policy construction / Exclusions
- 3.13 Additional/supplementary coverage and endorsements
- 3.14 Common policy conditions
- 3.14 Common policy conditions / Insureds — named
- 3.14 Common policy conditions / First named
- 3.14 Common policy conditions / Additional
- 3.14 Common policy conditions / Policy period
- 3.14 Common policy conditions / Territory
- 3.14 Common policy conditions / Cancellation and nonrenewal
- 3.14 Common policy conditions / Coinsurance and deductibles
- 3.14 Common policy conditions / Cooperation
- 3.15 Loss payment provisions
- 3.15 Loss payment provisions / Nonconcurrency
- 3.15 Loss payment provisions / Primary and excess
- 3.15 Loss payment provisions / Pro rata
- 3.15 Loss payment provisions / Contributions by equal shares
- 3.15 Loss payment provisions / Apportionment
- 3.16 Limits of liability/insurance
- 3.16 Limits of liability/insurance / Per occurrence
- 3.16 Limits of liability/insurance / Per loss
- 3.16 Limits of liability/insurance / Per claim
- 3.16 Limits of liability/insurance / Per person
- 3.16 Limits of liability/insurance / Aggregate
- 3.16 Limits of liability/insurance / Split
- 3.16 Limits of liability/insurance / Combined single
- 3.16 Limits of liability/insurance / Bodily injury
- 3.16 Limits of liability/insurance / Property damage
- 3.17 Liability key coverage terms and definitions
- 3.17 Liability key coverage terms and definitions / Restoration/nonreduction of limits
- 3.17 Liability key coverage terms and definitions / Claims made
- 3.17 Liability key coverage terms and definitions / Retroactive date
- 3.17 Liability key coverage terms and definitions / Extended reporting period/tail
- 3.18 Named insured responsibilities
- 3.18 Named insured responsibilities / Duties after loss
- 3.18 Named insured responsibilities / Assignment and abandonment
- 3.18 Named insured responsibilities / Notice
- 3.18 Named insured responsibilities / Cancellation
- 3.19 Other policy conditions
- 3.19 Other policy conditions / Liberalization
- 3.19 Other policy conditions / Subrogation
- 3.19 Other policy conditions / Salvage
- 3.19 Other policy conditions / Claims settlement options and duty to defend
- 3.20 Third-party provisions
- 3.20 Third-party provisions / Standard mortgage clause
- 3.20 Third-party provisions / Loss payable clause
- 3.20 Third-party provisions / No benefit to the bailee
- 3.20 Third-party provisions / Additional insured
- 3.20 Third-party provisions / Additional named insured
- 3.21 State plans
- 3.21 State plans / Nebraska Valued Policy Law (44-501.02)
- 3.21 State plans / Nebraska Property and Liability Insurance Guaranty Association (44- 2401 to 44-2418)
- 3.21 State plans / Assigned risk
- 3.21 State plans / Joint Underwriting Association (JUA)
- 3.22 State regulations
- 3.22 State regulations / Cancellation and nonrenewal (44-522)
- 3.22 State regulations / Binders
- 3.22 State regulations / Loss payment
- 3.22 State regulations / Arbitration
- 3.22 State regulations / Certificates of insurance
- 3.23 Federal Insurance Programs
- 3.23 Federal Insurance Programs / Terrorism Insurance Program (TRIA) (15 USC 6701; Public Law 107–297, 109–144, 110–160)
- 3.23 Federal Insurance Programs / National Flood Insurance Program (NFIP)
- 3.23 Federal Insurance Programs / Federal Crop Insurance Program (FCIP)
- 3.24 Time element coverages
4.0 Dwelling Policy (8%)
- 4.1 Eligibility
- 4.2 Perils insured against
- 4.2 Perils insured against / DP-1 (basic)
- 4.2 Perils insured against / DP-2 (broad)
- 4.2 Perils insured against / DP-3 (special)
- 4.3 Property coverages
- 4.3 Property coverages / A, B, C, D, E, and other
- 4.4 Definitions, exclusions, and conditions
- 4.5 Policy endorsements
- 4.5 Policy endorsements / Special provisions (DP 01 26)
- 4.5 Policy endorsements / Automatic increase of insurance (DP 04 11)
- 4.5 Policy endorsements / Broad form theft coverage (DP 04 72)
- 4.5 Policy endorsements / Dwelling under construction (DP 11 43)
- 4.5 Policy endorsements / Ordinance and law
- 4.6 Personal liability supplement
- 4.7 Cancellation/nonrenewal
- 4.7 Cancellation/nonrenewal / Reasons
- 4.7 Cancellation/nonrenewal / Notice
5.0 Homeowners Policy (18%)
- 5.1 Eligibility
- 5.2 Perils insured against
- 5.3 Definitions, conditions, and exclusions
- 5.4 Coverage forms
- 5.4 Coverage forms / HO-2 through HO-6 and HO-8
- 5.5 Section I -- Property coverages
- 5.5 Section I -- Property coverages / Coverage A, B, C, D and additional coverages
- 5.5 Section I -- Property coverages / Special limits
- 5.6 Policy endorsements
- 5.6 Policy endorsements / Special provisions (HO 01 26)
- 5.6 Policy endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27)
- 5.6 Policy endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
- 5.6 Policy endorsements / Earthquake (HO 04 54)
- 5.6 Policy endorsements / Scheduled personal property (HO 04 61)
- 5.6 Policy endorsements / Personal property replacement cost (HO 04 90)
- 5.6 Policy endorsements / Home-based business (HO 04 97, HO 24 71)
- 5.6 Policy endorsements / Personal injury (HO 24 82)
- 5.6 Policy endorsements / Watercraft (HO 24 75)
- 5.6 Policy endorsements / Additional limits
- 5.7 Cancellation/nonrenewal
- 5.7 Cancellation/nonrenewal / Reasons
- 5.7 Cancellation/nonrenewal / Notice
6.0 Commercial Package Policy (13%)
- 6.1 General
- 6.1 General / Components of a commercial policy
- 6.1 General / Components of a commercial policy / Declarations
- 6.1 General / Components of a commercial policy / Conditions
- 6.1 General / Components of a commercial policy / Interline endorsements
- 6.1 General / Components of a commercial policy / One or more coverage parts
- 6.2 Commercial General Liability
- 6.2 Commercial General Liability / Coverages
- 6.2 Commercial General Liability / Coverages / Bodily injury and property damage liability
- 6.2 Commercial General Liability / Coverages / Personal and advertising injury liability
- 6.2 Commercial General Liability / Coverages / Medical payments
- 6.2 Commercial General Liability / Coverages / Damage to the property of others (fire legal liability)
- 6.2 Commercial General Liability / Coverage features
- 6.2 Commercial General Liability / Coverage features / Per occurrence/aggregate
- 6.2 Commercial General Liability / Coverage features / Occurrence versus claims-made
- 6.2 Commercial General Liability / Coverage features / Premises and operations
- 6.2 Commercial General Liability / Coverage features / Products and completed operations
- 6.2 Commercial General Liability / Coverage features / Insured contract
- 6.2 Commercial General Liability / Coverage features / Contingent liability
- 6.2 Commercial General Liability / Selected endorsements
- 6.2 Commercial General Liability / Selected endorsements / Employers liability
- 6.2 Commercial General Liability / Selected endorsements / Per project
- 6.2 Commercial General Liability / Selected endorsements / Per location
- 6.2 Commercial General Liability / Selected endorsements / Blanket additional insured
- 6.2 Commercial General Liability / Claims-made features
- 6.2 Commercial General Liability / Claims-made features / Triggers
- 6.2 Commercial General Liability / Claims-made features / Retroactive date
- 6.2 Commercial General Liability / Claims-made features / Extended reporting periods
- 6.2 Commercial General Liability / Claims-made features / Claim information
- 6.2 Commercial General Liability / Pollution liability
- 6.2 Commercial General Liability / Pollution liability / Coverage form
- 6.2 Commercial General Liability / Pollution liability / Limited coverage form
- 6.2 Commercial General Liability / Pollution liability / Extension endorsement
- 6.3 Commercial Property
- 6.3 Commercial Property / Definitions, conditions, and exclusions
- 6.3 Commercial Property / Coverage forms
- 6.3 Commercial Property / Coverage forms / Building and personal property
- 6.3 Commercial Property / Coverage forms / Condominium association
- 6.3 Commercial Property / Coverage forms / Builder's risk
- 6.3 Commercial Property / Coverage forms / Business income
- 6.3 Commercial Property / Coverage forms / Legal liability
- 6.3 Commercial Property / Coverage forms / Extra expense
- 6.3 Commercial Property / Causes of loss forms
- 6.3 Commercial Property / Causes of loss forms / Basic
- 6.3 Commercial Property / Causes of loss forms / Broad
- 6.3 Commercial Property / Causes of loss forms / Special
- 6.3 Commercial Property / Causes of loss forms / Difference in Conditions (DIC)
- 6.3 Commercial Property / Causes of loss forms / Earthquake/flood
- 6.3 Commercial Property / Selected endorsements
- 6.3 Commercial Property / Selected endorsements / Ordinance and law (CP 04 05)
- 6.3 Commercial Property / Selected endorsements / Spoilage (CP 04 40)
- 6.3 Commercial Property / Selected endorsements / Peak season limit of insurance (CP 12 30)
- 6.3 Commercial Property / Selected endorsements / Value reporting form (CP 13 10)
- 6.4 Commercial Inland Marine
- 6.4 Commercial Inland Marine / Nationwide marine definition
- 6.4 Commercial Inland Marine / Commercial inland marine conditions
- 6.4 Commercial Inland Marine / Inland marine coverage forms
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Accounts receivable
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Bailee's customer
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Commercial articles
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Contractors equipment floater
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Electronic data processing
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Equipment dealers
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Installation floater
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Jewelers and furrier block
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Signs
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Valuable papers and records
- 6.4 Commercial Inland Marine / Inland marine coverage forms / Builder's risk
- 6.4 Commercial Inland Marine / Transportation cargo coverages
- 6.4 Commercial Inland Marine / Transportation cargo coverages / Common carrier liability
- 6.4 Commercial Inland Marine / Transportation cargo coverages / Motor truck and transit coverage forms
- 6.4 Commercial Inland Marine / Exclusions and endorsements
- 6.5 Equipment Breakdown
- 6.5 Equipment Breakdown / Definitions, coverages, and exclusions
- 6.5 Equipment Breakdown / Selected endorsements
- 6.5 Equipment Breakdown / Selected endorsements / Actual cash value
- 6.5 Equipment Breakdown / Selected endorsements / Refrigeration
- 6.6 Farm Coverage
- 6.6 Farm Coverage / Eligibility
- 6.6 Farm Coverage / Definitions, conditions, and exclusions
- 6.6 Farm Coverage / Farm property coverage form
- 6.6 Farm Coverage / Farm property coverage form / Coverage A, B, C, D, E, F, and G
- 6.6 Farm Coverage / Farm liability coverage form
- 6.6 Farm Coverage / Farm liability coverage form / Coverage H, I, J
- 6.6 Farm Coverage / Other forms and coverages
- 6.6 Farm Coverage / Other forms and coverages / Livestock coverage
- 6.6 Farm Coverage / Other forms and coverages / Mobile agricultural machinery and equipment coverage
- 6.6 Farm Coverage / Other forms and coverages / Additional coverages
- 6.6 Farm Coverage / Other forms and coverages / Crop insurance
- 6.6 Farm Coverage / Causes of loss
- 6.6 Farm Coverage / Causes of loss / Basic, broad and special
- 6.6 Farm Coverage / Policy basics
- 6.6 Farm Coverage / Policy basics / Limits of insurance
7.0 Businessowners Policy (15%)
- 7.1 Eligibility
- 7.2 Definitions and exclusions
- 7.3 Section I -- Property
- 7.3 Section I -- Property / Coverages
- 7.3 Section I -- Property / Limits of insurance
- 7.3 Section I -- Property / Deductibles
- 7.3 Section I -- Property / Optional coverages
- 7.4 Section III -- Common policy conditions
- 7.5 Selected endorsements
- 7.5 Selected endorsements / Hired auto and non-owned auto liability (BP 04 04)
- 7.5 Selected endorsements / Protective safeguards (BP 04 30)
- 7.5 Selected endorsements / Utility services-direct damage and time element (BP 04 56-57)
8.0 Other Coverages and Options (6%)
- 8.1 Ocean Marine Insurance
- 8.1 Ocean Marine Insurance / Major coverages
- 8.1 Ocean Marine Insurance / Major coverages / Hull
- 8.1 Ocean Marine Insurance / Major coverages / Cargo
- 8.1 Ocean Marine Insurance / Major coverages / Freight
- 8.1 Ocean Marine Insurance / Major coverages / Protection and indemnity (P&I)
- 8.1 Ocean Marine Insurance / Policy provisions
- 8.1 Ocean Marine Insurance / Policy provisions / Implied warranties
- 8.1 Ocean Marine Insurance / Policy provisions / Perils of the sea
- 8.1 Ocean Marine Insurance / Policy provisions / General and particular average
- 8.2 Aviation Insurance
- 8.2 Aviation Insurance / Policy coverages and provisions
- 8.2 Aviation Insurance / Policy coverages and provisions / Hull
- 8.2 Aviation Insurance / Policy coverages and provisions / Cargo and freight
- 8.2 Aviation Insurance / Policy coverages and provisions / Aircraft liability
- 8.2 Aviation Insurance / Policy coverages and provisions / Implied warranties
- 8.2 Aviation Insurance / Policy coverages and provisions / Perils
- 8.2 Aviation Insurance / Policy coverages and provisions / General and particular average
- 8.3 National Flood Insurance
- 8.3 National Flood Insurance / Types of flood insurance
- 8.3 National Flood Insurance / Types of flood insurance / "Write your own"
- 8.3 National Flood Insurance / Types of flood insurance / Government
- 8.3 National Flood Insurance / Flood insurance provisions
- 8.3 National Flood Insurance / Flood insurance provisions / Eligibility
- 8.3 National Flood Insurance / Flood insurance provisions / Coverage
- 8.3 National Flood Insurance / Flood insurance provisions / Limits
- 8.3 National Flood Insurance / Flood insurance provisions / Deductibles
- 8.3 National Flood Insurance / Flood insurance provisions / Waiting period
- 8.3 National Flood Insurance / Pre-FIRM, Post-FIRM (flood insurance rate map)
- 8.4 Other Policies
- 8.4 Other Policies / Boatowners policies, personal watercraft, and recreational vehicles
Examination sources
- outline-13-22.pdf
Page 1, examination heading and Series 13-22
- bulletin.pdf
Printed page 10, heading above examination-content-outline table
- outline-13-22.pdf
Published section 1.0, title and allocation
- outline-13-22.pdf
Published section 2.0, title and allocation
- outline-13-22.pdf
Published section 3.0, title and allocation
- outline-13-22.pdf
Published section 4.0, title and allocation
- outline-13-22.pdf
Published section 5.0, title and allocation
- outline-13-22.pdf
Published section 6.0, title and allocation
- outline-13-22.pdf
Published section 7.0, title and allocation
- outline-13-22.pdf
Published section 8.0, title and allocation
- bulletin.pdf
Printed page 2, Producer Property license/examination/scoring row
- bulletin.pdf
Printed page 1, Examinations by PSI
- bulletin.pdf
Printed page 2, Producer Property license/examination/scoring row
Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
- Provider
- PSI Services LLC
- Format
- Computer-delivered written examination
- Exam questions
- 150 scored questions plus 5 unscored items
- Time limit
- 2.5 hours
- Passing score
- 70% (105 correct scored answers)
- Exam fee
- $47
Examination outline
1.0 Insurance Regulation (15%)
- 1.1 General
- 1.1 General / State specific licensing requirements
- 1.1 General / License issuance (44-4052, 44-4053)
- 1.1 General / License issuance (44-4052, 44-4053) / Application
- 1.1 General / License maintenance
- 1.1 General / License maintenance / Change of name/phone number/address/email address (44-4054(8))
- 1.1 General / License maintenance / Assumed business name (44-4057)
- 1.1 General / License maintenance / Reporting of actions (44-4065)
- 1.1 General / License maintenance / Continuing education including exemptions (44-3901 to 44-3908)
- 1.1 General / License maintenance / Penalties
- 1.1 General / License maintenance / Appointment and termination process
- 1.1 General / License duration
- 1.1 General / License duration / Renewal/nonrenewal (44-4054)
- 1.1 General / License duration / Reinstatement
- 1.1 General / License duration / Continuation
- 1.1 General / License duration / Termination (44-4062)
- 1.1 General / License duration / Surrender
- 1.1 General / License duration / Lapse
- 1.1 General / License duration / Inactivity due to military service
- 1.1 General / License duration / Inactivity due to extenuating circumstances
- 1.1 General / Disciplinary actions related to the license
- 1.1 General / Disciplinary actions related to the license / Denial
- 1.1 General / Disciplinary actions related to the license / Suspension (44-2633, 44-4059)
- 1.1 General / Disciplinary actions related to the license / Surrender
- 1.1 General / Disciplinary actions related to the license / Revocation or refusal to issue or renew (44-2633, 44-4059)
- 1.1 General / Penalties
- 1.1 General / Penalties / Civil
- 1.1 General / Penalties / Criminal (28-631)
- 1.1 General / Penalties / Hearings (44-4059(2))
- 1.1 General / Penalties / Fines (44-2634, 44-4059(4))
- 1.1 General / Penalties / Cease and desist order (44-1529, 44-1542)
- 1.2 Licensing Types, Purposes, and Processes
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Producer (44-4049, 44-4054)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Consultant (44-2606 to 44-2635)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Public adjuster
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Agency
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Resident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Nonresident (44-2625, 44-4055, 44-4063)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Temporary (44-4058)
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Surplus lines
- 1.2 Licensing Types, Purposes, and Processes / License types (44-4054) / Crop
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Eligibility and qualification
- 1.2 Licensing Types, Purposes, and Processes / Licensing requirements / Licensing exemptions (44-4051)
- 1.3 State Regulation
- 1.3 State Regulation / Acts constituting insurance transaction
- 1.3 State Regulation / Acts constituting insurance transaction / Negotiate
- 1.3 State Regulation / Acts constituting insurance transaction / Sell
- 1.3 State Regulation / Acts constituting insurance transaction / Solicit
- 1.3 State Regulation / Director's general duties and powers (44-101.01, 44-2635)
- 1.3 State Regulation / Producer regulatory requirements
- 1.3 State Regulation / Producer regulatory requirements / Policy signatures
- 1.3 State Regulation / Producer regulatory requirements / Application signatures
- 1.3 State Regulation / Producer regulatory requirements / Premium payment
- 1.3 State Regulation / Producer regulatory requirements / Producer representation
- 1.3 State Regulation / Producer regulatory requirements / Commissions/compensation and fees (44-4060)
- 1.3 State Regulation / Producer regulatory requirements / Controlled business (44-361.01, 44-361.02)
- 1.3 State Regulation / Producer regulatory requirements / Appointment (44-4061)
- 1.3 State Regulation / Producer regulatory requirements / Fiduciary responsibility
- 1.3 State Regulation / Producer regulatory requirements / Impersonation
- 1.3 State Regulation / Producer regulatory requirements / Records maintenance (44-5905)
- 1.3 State Regulation / Producer regulatory requirements / Claims reporting
- 1.3 State Regulation / Company regulatory requirements
- 1.3 State Regulation / Company regulatory requirements / Solvency
- 1.3 State Regulation / Company regulatory requirements / Financial requirements
- 1.3 State Regulation / Company regulatory requirements / Certificate of authority (44-303)
- 1.3 State Regulation / Company regulatory requirements / State of domicile
- 1.3 State Regulation / Company regulatory requirements / Records maintenance
- 1.3 State Regulation / Company regulatory requirements / Policy forms/rates/exceptions
- 1.3 State Regulation / Company regulatory requirements / Appointment/termination
- 1.3 State Regulation / Company regulatory requirements / Capital and surplus requirements (44-214, 44-305)
- 1.3 State Regulation / Company regulatory requirements / Unfair trade practices complaint register (44-1525(9))
- 1.3 State Regulation / Difference between admitted, non-admitted, foreign, and domestic insurers
- 1.3 State Regulation / Unfair trade practices
- 1.3 State Regulation / Unfair trade practices / Unfair discrimination (44-1525(7))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False or deceptive advertising (44-1525(2))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Claims settlement
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Boycott (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Coercion (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Intimidation (44-1525(4))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Defamation (44-1525(3))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / False financial statements
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Fraud
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Illegal inducements including rebating and twisting (44-361, 44-1525(8))
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Misappropriation of funds
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Testimonials
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Comparisons
- 1.3 State Regulation / Unfair trade practices / Misrepresentation (44-1525(1)) / Nondisclosure of fees or charges (44-354)
- 1.3 State Regulation / Other prohibited practices
- 1.3 State Regulation / Other prohibited practices / Commingling of funds
- 1.3 State Regulation / Other prohibited practices / Non-transparency
- 1.3 State Regulation / Other prohibited practices / Prohibited fees/premiums/extra charges
- 1.3 State Regulation / Other prohibited practices / Larceny
- 1.3 State Regulation / Other prohibited practices / Acting without a license
- 1.3 State Regulation / Unfair claims settlement practices (44-1539, 44-1540)
- 1.3 State Regulation / Nonpublic personal information and privacy protection
- 1.3 State Regulation / Solicitation and sales
- 1.3 State Regulation / Solicitation and sales / Advertising
- 1.3 State Regulation / Solicitation and sales / Provisions/rules
- 1.3 State Regulation / Selection criteria and unfair discrimination
- 1.3 State Regulation / Insurance Fraud Act (44-6601 to 44-6608)
- 1.3 State Regulation / Privacy of Insurance Consumer Information Act (44-901 to 44-925) Neb. Rev. Stat. §44-902(1)(a)
- 1.4 Federal Regulation
- 1.4 Federal Regulation / Federal Law (18 U.S. Code § 1033)
- 1.4 Federal Regulation / Fair Credit Reporting Act (15 USC 1681–1681d)
- 1.4 Federal Regulation / Fraud and false statements including 1033 and 1034 waiver
- 1.4 Federal Regulation / "Prohibited Persons" Waiver (Consent to Work) (18 U.S. Code § 1033-1034)
- 1.4 Federal Regulation / Other federal regulations
- 1.4 Federal Regulation / Other federal regulations / Do Not Call List (Telephone Consumer Protection Act)
- 1.4 Federal Regulation / Other federal regulations / Can-Spam Act
- 1.4 Federal Regulation / Other federal regulations / Sarbanes-Oxley Act
- 1.4 Federal Regulation / Other federal regulations / Terrorism Risk Insurance Act
- 1.4 Federal Regulation / Other federal regulations / Consumer Data Privacy and Security Act
- 1.4 Federal Regulation / Other federal regulations / National Flood Insurance Program
- 1.4 Federal Regulation / Other federal regulations / Gramm-Leach-Bliley Act
2.0 General Insurance (10%)
- 2.1 Risk management key terms
- 2.1 Risk management key terms / Risk
- 2.1 Risk management key terms / Exposure
- 2.1 Risk management key terms / Hazard
- 2.1 Risk management key terms / Peril
- 2.1 Risk management key terms / Loss
- 2.1 Risk management key terms / Insurance
- 2.2 Methods of handling risk
- 2.2 Methods of handling risk / Avoidance
- 2.2 Methods of handling risk / Retention
- 2.2 Methods of handling risk / Risk-sharing
- 2.2 Methods of handling risk / Reduction
- 2.2 Methods of handling risk / Transfer
- 2.3 Other concepts
- 2.3 Other concepts / Elements of insurable risks
- 2.3 Other concepts / Adverse selection
- 2.3 Other concepts / Law of large numbers
- 2.3 Other concepts / Reinsurance
- 2.3 Other concepts / Indemnity/pay on behalf of
- 2.4 Types of insurers
- 2.4 Types of insurers / Captives
- 2.4 Types of insurers / Stock
- 2.4 Types of insurers / Mutual
- 2.4 Types of insurers / Reciprocals
- 2.4 Types of insurers / Risk retention groups
- 2.4 Types of insurers / Risk purchasing group
- 2.4 Types of insurers / Self-insurers
- 2.4 Types of insurers / Re-insurers
- 2.5 Comparison of insurers
- 2.5 Comparison of insurers / Private versus government insurers
- 2.5 Comparison of insurers / Authorized / admitted versus unauthorized/nonadmitted insurers
- 2.5 Comparison of insurers / Domestic, foreign, and alien insurers
- 2.6 Financial solvency status
- 2.6 Financial solvency status / A.M. Best
- 2.6 Financial solvency status / Standard and Poor's
- 2.6 Financial solvency status / Moody's
- 2.6 Financial solvency status / State Guarantee Funds
- 2.6 Financial solvency status / National Association of Insurance Commissioners (NAIC)
- 2.7 Distribution methods
- 2.7 Distribution methods / Independent agent
- 2.7 Distribution methods / Direct writer
- 2.7 Distribution methods / Exclusive
- 2.7 Distribution methods / Captive
- 2.7 Distribution methods / Risk purchasing groups
- 2.7 Distribution methods / Managing General Agents (MGA)
- 2.7 Distribution methods / Wholesalers
- 2.7 Distribution methods / Aggregators
- 2.8 Rate filing and forms services
- 2.8 Rate filing and forms services / Insurance Services Office (ISO)
- 2.8 Rate filing and forms services / American Association of Insurance Services (AAIS)
- 2.8 Rate filing and forms services / Surety and Fidelity Association of America (SFAA)
- 2.8 Rate filing and forms services / NCCI or other state rate-making entity
- 2.9 Rules of agency
- 2.9 Rules of agency / Insurer as principal
- 2.9 Rules of agency / Producer/agent/broker-insurer
- 2.9 Rules of agency / Adjuster relationships
- 2.10 Authority and powers of producers/agents/brokers
- 2.10 Authority and powers of producers/agents/brokers / Express
- 2.10 Authority and powers of producers/agents/brokers / Implied
- 2.10 Authority and powers of producers/agents/brokers / Apparent
- 2.10 Authority and powers of producers/agents/brokers / Contractual
- 2.11 Elements of a legal contract
- 2.11 Elements of a legal contract / Offer and acceptance
- 2.11 Elements of a legal contract / Consideration
- 2.11 Elements of a legal contract / Competent parties
- 2.11 Elements of a legal contract / Legal purpose
- 2.12 Distinct characteristics of an insurance contract
- 2.12 Distinct characteristics of an insurance contract / Contract of adhesion
- 2.12 Distinct characteristics of an insurance contract / Aleatory
- 2.12 Distinct characteristics of an insurance contract / Personal
- 2.12 Distinct characteristics of an insurance contract / Unilateral
- 2.12 Distinct characteristics of an insurance contract / Conditional
- 2.13 Legal interpretations affecting contracts
- 2.13 Legal interpretations affecting contracts / Insurable interest
- 2.13 Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
- 2.13 Legal interpretations affecting contracts / Reasonable expectations
- 2.13 Legal interpretations affecting contracts / Indemnity
- 2.13 Legal interpretations affecting contracts / Utmost good faith
- 2.13 Legal interpretations affecting contracts / Concealment
- 2.13 Legal interpretations affecting contracts / Representations
- 2.13 Legal interpretations affecting contracts / Misrepresentations
- 2.13 Legal interpretations affecting contracts / Warranties
- 2.13 Legal interpretations affecting contracts / Fraud
- 2.13 Legal interpretations affecting contracts / Waiver and estoppel
3.0 Property and Casualty Insurance Basics (14%)
- 3.1 Insurable interest
- 3.2 Underwriting
- 3.2 Underwriting / Loss history
- 3.2 Underwriting / Loss ratio
- 3.2 Underwriting / Credit scores
- 3.2 Underwriting / Risk appetite/acceptability
- 3.2 Underwriting / Inspections
- 3.3 Rates
- 3.3 Rates / Types
- 3.3 Rates / Loss costs
- 3.3 Rates / Components
- 3.4 Hazards
- 3.4 Hazards / Physical
- 3.4 Hazards / Moral
- 3.4 Hazards / Morale
- 3.5 Negligence
- 3.5 Negligence / Elements of a negligent act
- 3.5 Negligence / Defenses against negligence
- 3.6 Types of damages
- 3.6 Types of damages / Compensatory (special versus general)
- 3.6 Types of damages / Punitive
- 3.7 Types of liability
- 3.7 Types of liability / Absolute
- 3.7 Types of liability / Strict
- 3.7 Types of liability / Vicarious
- 3.8 Causes of loss
- 3.8 Causes of loss / Direct
- 3.8 Causes of loss / Consequential
- 3.8 Causes of loss / Indirect
- 3.8 Causes of loss / Contingent
- 3.9 Property key coverage terms and definitions
- 3.9 Property key coverage terms and definitions / Named perils
- 3.9 Property key coverage terms and definitions / Broad
- 3.9 Property key coverage terms and definitions / Special perils
- 3.9 Property key coverage terms and definitions / Vacancy or unoccupancy
- 3.9 Property key coverage terms and definitions / Blanket versus specific insurance
- 3.10 Types of building construction
- 3.10 Types of building construction / Frame
- 3.10 Types of building construction / Masonry
- 3.10 Types of building construction / Joisted masonry
- 3.10 Types of building construction / Fire resistive
- 3.11 Loss valuation
- 3.11 Loss valuation / Actual cash value
- 3.11 Loss valuation / Replacement cost
- 3.11 Loss valuation / Functional replacement cost
- 3.11 Loss valuation / Market value
- 3.11 Loss valuation / Agreed value
- 3.11 Loss valuation / Stated amount
- 3.11 Loss valuation / Valued policy
- 3.11 Loss valuation / Broad evidence rule
- 3.11 Loss valuation / Actual loss sustained
- 3.12 Policy construction
- 3.12 Policy construction / Declarations
- 3.12 Policy construction / Definitions
- 3.12 Policy construction / Insuring agreement
- 3.12 Policy construction / Conditions
- 3.12 Policy construction / Exclusions
- 3.13 Additional/supplementary coverage and endorsements
- 3.14 Common policy conditions
- 3.14 Common policy conditions / Insureds — named
- 3.14 Common policy conditions / First named
- 3.14 Common policy conditions / Additional
- 3.14 Common policy conditions / Policy period
- 3.14 Common policy conditions / Territory
- 3.14 Common policy conditions / Cancellation and nonrenewal
- 3.14 Common policy conditions / Coinsurance and deductibles
- 3.14 Common policy conditions / Cooperation
- 3.15 Loss payment provisions
- 3.15 Loss payment provisions / Nonconcurrency
- 3.15 Loss payment provisions / Primary and excess
- 3.15 Loss payment provisions / Pro rata
- 3.15 Loss payment provisions / Contributions by equal shares
- 3.15 Loss payment provisions / Apportionment
- 3.16 Limits of liability/insurance
- 3.16 Limits of liability/insurance / Per occurrence
- 3.16 Limits of liability/insurance / Per loss
- 3.16 Limits of liability/insurance / Per claim
- 3.16 Limits of liability/insurance / Per person
- 3.16 Limits of liability/insurance / Aggregate
- 3.16 Limits of liability/insurance / Split
- 3.16 Limits of liability/insurance / Combined single
- 3.16 Limits of liability/insurance / Bodily injury
- 3.16 Limits of liability/insurance / Property damage
- 3.17 Liability key coverage terms and definitions
- 3.17 Liability key coverage terms and definitions / Restoration/nonreduction of limits
- 3.17 Liability key coverage terms and definitions / Claims made
- 3.17 Liability key coverage terms and definitions / Retroactive date
- 3.17 Liability key coverage terms and definitions / Extended reporting period/tail
- 3.18 Named insured responsibilities
- 3.18 Named insured responsibilities / Duties after loss
- 3.18 Named insured responsibilities / Assignment and abandonment
- 3.18 Named insured responsibilities / Notice
- 3.18 Named insured responsibilities / Cancellation
- 3.19 Other policy conditions
- 3.19 Other policy conditions / Liberalization
- 3.19 Other policy conditions / Subrogation
- 3.19 Other policy conditions / Salvage
- 3.19 Other policy conditions / Claims settlement options and duty to defend
- 3.20 Third-party provisions
- 3.20 Third-party provisions / Standard mortgage clause
- 3.20 Third-party provisions / Loss payable clause
- 3.20 Third-party provisions / No benefit to the bailee
- 3.20 Third-party provisions / Additional insured
- 3.20 Third-party provisions / Additional named insured
- 3.21 State plans
- 3.21 State plans / Nebraska Valued Policy Law (44-501.02)
- 3.21 State plans / Nebraska Property and Liability Insurance Guaranty Association (44-2401 to 44-2418)
- 3.21 State plans / Assigned risk
- 3.21 State plans / Joint Underwriting Association (JUA)
- 3.22 State regulations
- 3.22 State regulations / Cancellation and nonrenewal (44-522)
- 3.22 State regulations / Binders
- 3.22 State regulations / Loss payment
- 3.22 State regulations / Arbitration
- 3.22 State regulations / Certificates of insurance
- 3.23 Federal Insurance Programs
- 3.23 Federal Insurance Programs / Terrorism Insurance Program (TRIA) (15 USC 6701; Public Law 107–297, 109–144, 110–160)
- 3.23 Federal Insurance Programs / National Flood Insurance Program (NFIP)
- 3.23 Federal Insurance Programs / Federal Crop Insurance Program (FCIP)
- 3.24 Time element coverages
4.0 Dwelling Policy (7%)
- 4.1 Eligibility
- 4.2 Perils insured against
- 4.2 Perils insured against / DP-1 (basic)
- 4.2 Perils insured against / DP-2 (broad)
- 4.2 Perils insured against / DP-3 (special)
- 4.3 Property coverages
- 4.3 Property coverages / A, B, C, D, E, and other
- 4.4 Definitions, exclusions, and conditions
- 4.5 Policy endorsements
- 4.5 Policy endorsements / Special provisions (DP 01 26)
- 4.5 Policy endorsements / Automatic increase of insurance (DP 04 11)
- 4.5 Policy endorsements / Broad form theft coverage (DP 04 72)
- 4.5 Policy endorsements / Dwelling under construction (DP 11 43)
- 4.5 Policy endorsements / Ordinance and law
- 4.6 Personal liability supplement
- 4.7 Cancellation/nonrenewal
- 4.7 Cancellation/nonrenewal / Reasons
- 4.7 Cancellation/nonrenewal / Notice
5.0 Homeowners Policy (11%)
- 5.1 Eligibility
- 5.2 Perils insured against
- 5.3 Definitions, conditions, and exclusions
- 5.4 Coverage forms
- 5.4 Coverage forms / HO-2 through HO-6 and HO-8
- 5.5 Section I -- Property coverages
- 5.5 Section I -- Property coverages / Coverage A, B, C, D and additional coverages
- 5.5 Section I -- Property coverages / Special limits
- 5.6 Section II -- Liability coverages
- 5.6 Section II -- Liability coverages / Coverage E, F, and additional coverages
- 5.7 Policy endorsements
- 5.7 Policy endorsements / Special provisions (HO 01 26)
- 5.7 Policy endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27)
- 5.7 Policy endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
- 5.7 Policy endorsements / Earthquake (HO 04 54)
- 5.7 Policy endorsements / Scheduled personal property (HO 04 61)
- 5.7 Policy endorsements / Personal property replacement cost (HO 04 90)
- 5.7 Policy endorsements / Home-based business (HO 04 97, HO 24 71)
- 5.7 Policy endorsements / Personal injury (HO 24 82)
- 5.7 Policy endorsements / Watercraft (HO 24 75)
- 5.7 Policy endorsements / Additional limits
- 5.8 Cancellation/nonrenewal
- 5.8 Cancellation/nonrenewal / Reasons
- 5.8 Cancellation/nonrenewal / Notice
6.0 Auto Insurance (13%)
- 6.1 State Auto Laws
- 6.1 State Auto Laws / State plans
- 6.1 State Auto Laws / State plans / Nebraska Automobile Insurance Plan
- 6.1 State Auto Laws / State plans / Nebraska Motor Vehicle Safety Responsibility Act (RL 60-501–569)
- 6.1 State Auto Laws / State plans / Required limits of liability (RL 60- 501(10), 534)
- 6.1 State Auto Laws / State plans / Required proof of financial responsibility (RL 60-346)
- 6.1 State Auto Laws / Uninsured/underinsured motorist (44- 6401 to 44-6414)
- 6.1 State Auto Laws / Uninsured/underinsured motorist (44- 6401 to 44-6414) / Definitions
- 6.1 State Auto Laws / Uninsured/underinsured motorist (44- 6401 to 44-6414) / Bodily injury
- 6.1 State Auto Laws / Uninsured/underinsured motorist (44- 6401 to 44-6414) / Required limits
- 6.1 State Auto Laws / Cancellation/nonrenewal
- 6.1 State Auto Laws / Cancellation/nonrenewal / Reasons (44-515)
- 6.1 State Auto Laws / Cancellation/nonrenewal / Notice (44-516 to 44-519, 44-523; RL 60- 544)
- 6.1 State Auto Laws / Other state laws
- 6.1 State Auto Laws / Other state laws / Constructive total loss
- 6.1 State Auto Laws / Other state laws / Arbitration
- 6.1 State Auto Laws / Other state laws / Rental vehicle coverage
- 6.1 State Auto Laws / Other state laws / Aftermarket parts regulation (210 Nebraska Administrative Code Ch. 45)
- 6.1 State Auto Laws / Other state laws / State Motor Vehicle Financial Responsibility Law
- 6.1 State Auto Laws / Other state laws / Stacking
- 6.2 Personal Auto Policy
- 6.2 Personal Auto Policy / Eligibility
- 6.2 Personal Auto Policy / Definitions, conditions, and exclusions
- 6.2 Personal Auto Policy / Liability coverage
- 6.2 Personal Auto Policy / Liability coverage / Combined single limits versus split limits
- 6.2 Personal Auto Policy / Liability coverage / Bodily injury and property damage
- 6.2 Personal Auto Policy / Liability coverage / Supplementary payments
- 6.2 Personal Auto Policy / Liability coverage / Exclusions
- 6.2 Personal Auto Policy / Medical payments coverage
- 6.2 Personal Auto Policy / Uninsured/underinsured motorist coverage
- 6.2 Personal Auto Policy / Uninsured/underinsured motorist coverage / Bodily injury
- 6.2 Personal Auto Policy / Uninsured/underinsured motorist coverage / Property damage
- 6.2 Personal Auto Policy / Uninsured/underinsured motorist coverage / Required limits
- 6.2 Personal Auto Policy / Coverage for damage to your auto
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Collision
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Other than collision
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Deductibles
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Transportation expenses
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Exclusions
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Substitute transportation
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Towing (PP 03 03)
- 6.2 Personal Auto Policy / Coverage for damage to your auto / Labor (PP 03 03)
- 6.2 Personal Auto Policy / Selected endorsements
- 6.2 Personal Auto Policy / Selected endorsements / Extended non-owned coverage (PP 03 06)
- 6.2 Personal Auto Policy / Selected endorsements / Joint ownership coverage (PP 03 34)
- 6.2 Personal Auto Policy / Selected endorsements / Mexico coverage
- 6.2 Personal Auto Policy / Selected endorsements / Territory
- 6.2 Personal Auto Policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
- 6.2 Personal Auto Policy / Selected endorsements / Drive other car (DOC)
- 6.2 Personal Auto Policy / Selected endorsements / Transportation network coverage
- 6.3 Commercial Auto
- 6.3 Commercial Auto / Eligibility
- 6.3 Commercial Auto / Definitions, conditions, and exclusions
- 6.3 Commercial Auto / Coverage forms
- 6.3 Commercial Auto / Coverage forms / Business auto
- 6.3 Commercial Auto / Coverage forms / Motor carrier
- 6.3 Commercial Auto / Coverage forms / Auto dealers
- 6.3 Commercial Auto / Coverage form sections
- 6.3 Commercial Auto / Coverage form sections / Symbols/covered auto
- 6.3 Commercial Auto / Coverage form sections / Liability
- 6.3 Commercial Auto / Coverage form sections / Garagekeepers
- 6.3 Commercial Auto / Coverage form sections / Trailer interchange
- 6.3 Commercial Auto / Coverage form sections / Physical damage
- 6.3 Commercial Auto / Selected endorsements
- 6.3 Commercial Auto / Selected endorsements / Drive other car coverage (CA 99 10)
- 6.3 Commercial Auto / Selected endorsements / Lessor — additional insured and loss payee (CA 20 01)
- 6.3 Commercial Auto / Selected endorsements / Individual named insured (CA 99 17)
- 6.3 Commercial Auto / Selected endorsements / Pollution liability — broadened coverage (CA 99 48; CA 99 55)
- 6.3 Commercial Auto / Selected endorsements / Mobile equipment (CA 20 15)
- 6.3 Commercial Auto / Selected endorsements / Auto medical payments coverage (CA 99 03)
- 6.3 Commercial Auto / Selected endorsements / Broad form products coverage (CA 25 01)
- 6.3 Commercial Auto / Selected endorsements / Employees as insureds
- 6.3 Commercial Auto / Commercial carrier regulations
- 6.3 Commercial Auto / Commercial carrier regulations / The Motor Carrier Act of 1980
- 6.3 Commercial Auto / Commercial carrier regulations / Endorsement for motor carrier policies of insurance for public liability (MCS-90)
- 6.3 Commercial Auto / Commercial carrier regulations / SAFER System
7.0 Commercial Package Policy (10%)
- 7.1 General
- 7.1 General / Components of a commercial policy
- 7.1 General / Components of a commercial policy / Declarations
- 7.1 General / Components of a commercial policy / Conditions
- 7.1 General / Components of a commercial policy / Interline endorsements
- 7.1 General / Components of a commercial policy / One or more coverage parts
- 7.2 Commercial General Liability
- 7.2 Commercial General Liability / Coverages
- 7.2 Commercial General Liability / Coverages / Bodily injury and property damage liability
- 7.2 Commercial General Liability / Coverages / Personal and advertising injury liability
- 7.2 Commercial General Liability / Coverages / Medical payments
- 7.2 Commercial General Liability / Coverages / Damage to the property of others (fire legal liability)
- 7.2 Commercial General Liability / Coverage features
- 7.2 Commercial General Liability / Coverage features / Per occurrence/aggregate
- 7.2 Commercial General Liability / Coverage features / Occurrence versus claims-made
- 7.2 Commercial General Liability / Coverage features / Premises and operations
- 7.2 Commercial General Liability / Coverage features / Products and completed operations
- 7.2 Commercial General Liability / Coverage features / Insured contract
- 7.2 Commercial General Liability / Coverage features / Contingent liability
- 7.2 Commercial General Liability / Selected endorsements
- 7.2 Commercial General Liability / Selected endorsements / Employers liability
- 7.2 Commercial General Liability / Selected endorsements / Per project
- 7.2 Commercial General Liability / Selected endorsements / Per location
- 7.2 Commercial General Liability / Selected endorsements / Blanket additional insured
- 7.2 Commercial General Liability / Claims-made features
- 7.2 Commercial General Liability / Claims-made features / Triggers
- 7.2 Commercial General Liability / Claims-made features / Retroactive date
- 7.2 Commercial General Liability / Claims-made features / Extended reporting periods
- 7.2 Commercial General Liability / Claims-made features / Claim information
- 7.2 Commercial General Liability / Pollution liability
- 7.2 Commercial General Liability / Pollution liability / Coverage form
- 7.2 Commercial General Liability / Pollution liability / Limited coverage form
- 7.2 Commercial General Liability / Pollution liability / Extension endorsement
- 7.3 Commercial Property
- 7.3 Commercial Property / Definitions, conditions, and exclusions
- 7.3 Commercial Property / Coverage forms
- 7.3 Commercial Property / Coverage forms / Building and personal property
- 7.3 Commercial Property / Coverage forms / Condominium association
- 7.3 Commercial Property / Coverage forms / Builder's risk
- 7.3 Commercial Property / Coverage forms / Business income
- 7.3 Commercial Property / Coverage forms / Legal liability
- 7.3 Commercial Property / Coverage forms / Extra expense
- 7.3 Commercial Property / Causes of loss forms
- 7.3 Commercial Property / Causes of loss forms / Basic
- 7.3 Commercial Property / Causes of loss forms / Broad
- 7.3 Commercial Property / Causes of loss forms / Special
- 7.3 Commercial Property / Causes of loss forms / Difference in Conditions (DIC)
- 7.3 Commercial Property / Causes of loss forms / Earthquake/flood
- 7.3 Commercial Property / Selected endorsements
- 7.3 Commercial Property / Selected endorsements / Ordinance and law (CP 04 05)
- 7.3 Commercial Property / Selected endorsements / Spoilage (CP 04 40)
- 7.3 Commercial Property / Selected endorsements / Peak season limit of insurance (CP 12 30)
- 7.3 Commercial Property / Selected endorsements / Value reporting form (CP 13 10)
- 7.4 Commercial Crime
- 7.4 Commercial Crime / General definitions
- 7.4 Commercial Crime / General definitions / Burglary
- 7.4 Commercial Crime / General definitions / Theft
- 7.4 Commercial Crime / General definitions / Robbery
- 7.4 Commercial Crime / General definitions / Employee dishonesty
- 7.4 Commercial Crime / Crime coverage forms
- 7.4 Commercial Crime / Crime coverage forms / Commercial crime (discovery/loss sustained)
- 7.4 Commercial Crime / Coverages
- 7.4 Commercial Crime / Coverages / Employee dishonesty
- 7.4 Commercial Crime / Coverages / Theft
- 7.4 Commercial Crime / Coverages / Forgery or alteration
- 7.4 Commercial Crime / Coverages / Inside/outside the premises
- 7.4 Commercial Crime / Coverages / Computer fraud
- 7.4 Commercial Crime / Coverages / Funds transfer fraud
- 7.4 Commercial Crime / Coverages / Money orders and counterfeit paper currency insurance
- 7.4 Commercial Crime / Other crime coverage
- 7.4 Commercial Crime / Other crime coverage / Extortion — commercial entities (CR 04 03)
- 7.4 Commercial Crime / Other crime coverage / Lessees of safe deposit boxes
- 7.4 Commercial Crime / Other crime coverage / Securities deposited with others
- 7.4 Commercial Crime / Other crime coverage / Guests' property (CR 04 11)
- 7.4 Commercial Crime / Other crime coverage / Safe depository
- 7.5 Commercial Inland Marine
- 7.5 Commercial Inland Marine / Nationwide marine definition
- 7.5 Commercial Inland Marine / Commercial inland marine conditions
- 7.5 Commercial Inland Marine / Inland marine coverage forms
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Accounts receivable
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Bailee's customer
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Commercial articles
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Contractors equipment floater
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Electronic data processing
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Equipment dealers
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Installation floater
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Jewelers and furrier block
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Signs
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Valuable papers and records
- 7.5 Commercial Inland Marine / Inland marine coverage forms / Builder's risk
- 7.5 Commercial Inland Marine / Transportation cargo coverages
- 7.5 Commercial Inland Marine / Transportation cargo coverages / Common carrier liability
- 7.5 Commercial Inland Marine / Transportation cargo coverages / Motor truck and transit coverage forms
- 7.5 Commercial Inland Marine / Exclusions and endorsements
- 7.6 Equipment Breakdown
- 7.6 Equipment Breakdown / Definitions, coverages, and exclusions (EB 00 20)
- 7.6 Equipment Breakdown / Selected endorsements
- 7.6 Equipment Breakdown / Selected endorsements / Actual cash value (EB 99 59)
- 7.6 Equipment Breakdown / Selected endorsements / Refrigeration
- 7.7 Farm Coverage
- 7.7 Farm Coverage / Eligibility
- 7.7 Farm Coverage / Definitions, conditions, and exclusions
- 7.7 Farm Coverage / Farm property coverage form
- 7.7 Farm Coverage / Farm property coverage form / Coverage A, B, C, D, E, F, and G
- 7.7 Farm Coverage / Farm liability coverage form
- 7.7 Farm Coverage / Farm liability coverage form / Coverage H, I, J
- 7.7 Farm Coverage / Other forms and coverages
- 7.7 Farm Coverage / Other forms and coverages / Livestock coverage
- 7.7 Farm Coverage / Other forms and coverages / Mobile agricultural machinery and equipment coverage
- 7.7 Farm Coverage / Other forms and coverages / Additional coverages
- 7.7 Farm Coverage / Other forms and coverages / Crop insurance
- 7.7 Farm Coverage / Causes of loss
- 7.7 Farm Coverage / Causes of loss / Basic, broad and special
- 7.7 Farm Coverage / Policy basics
- 7.7 Farm Coverage / Policy basics / Limits of insurance
8.0 Businessowners Policy (7%)
- 8.1 Eligibility
- 8.2 Definitions and exclusions
- 8.3 Section I – Property
- 8.3 Section I – Property / Coverages
- 8.3 Section I – Property / Limits of insurance
- 8.3 Section I – Property / Deductibles
- 8.3 Section I – Property / Optional coverages
- 8.4 Section II -- Liability
- 8.4 Section II -- Liability / Coverages
- 8.4 Section II -- Liability / Limits of insurance
- 8.5 Section III -- Common policy conditions
- 8.6 Selected endorsements
- 8.6 Selected endorsements / Hired auto and non-owned auto liability (BP 04 04)
- 8.6 Selected endorsements / Protective safeguards (BP 04 30)
- 8.6 Selected endorsements / Utility services-direct damage and time element (BP 04 56-57)
9.0 Workers Compensation Insurance (7%)
- 9.1 State specific markets and laws
- 9.1 State specific markets and laws / Monopolistic versus competitive and compulsory versus elective
- 9.2 Nebraska Workers' Compensation Act
- 9.2 Nebraska Workers' Compensation Act / Exclusive remedy (RL 48-111)
- 9.2 Nebraska Workers' Compensation Act / Employment covered (RL 48-106, 114, 115)
- 9.2 Nebraska Workers' Compensation Act / Covered injuries (RL 48-101, 102, 127, 151(2)(4–8))
- 9.2 Nebraska Workers' Compensation Act / Occupational disease (RL 48-151(3))
- 9.2 Nebraska Workers' Compensation Act / Benefits provided (RL 48-119–126, 162.01)
- 9.2 Nebraska Workers' Compensation Act / Workers' Compensation Trust Fund (RL 48-128, 162.02)
- 9.2 Nebraska Workers' Compensation Act / Second/subsequent injury fund
- 9.2 Nebraska Workers' Compensation Act / Arising out of employment/course of employment (AOE/COE)
- 9.3 Federal workers compensation laws
- 9.3 Federal workers compensation laws / Federal Employers Liability Act (FELA) (45 USC 51–60)
- 9.3 Federal workers compensation laws / Longshore and Harbor Workers Compensation Act (33 USC 901- 944, 948-980)
- 9.3 Federal workers compensation laws / The Jones Act (46 USC 688)
- 9.4 Workers compensation and employers liability
- 9.4 Workers compensation and employers liability / General section
- 9.4 Workers compensation and employers liability / Parts One, Two, Three, Four, Five, and Six
- 9.5 Selected endorsements
- 9.5 Selected endorsements / Voluntary compensation
- 9.5 Selected endorsements / Foreign coverage
- 9.5 Selected endorsements / Waiver of subrogation
- 9.5 Selected endorsements / Other states
- 9.6 Rating factors
- 9.6 Rating factors / Job classification
- 9.6 Rating factors / Payroll
- 9.6 Rating factors / Experience-modification factor
- 9.6 Rating factors / Premium discounts
- 9.6 Rating factors / Participation plans
- 9.6 Rating factors / Surcharges
- 9.7 Other sources of workers compensation coverage
- 9.7 Other sources of workers compensation coverage / Nebraska Workers' Compensation Plan, Assigned Risk Plan (RL 44-3,158)
- 9.7 Other sources of workers compensation coverage / Self-insured employers and employer groups (RL 48-144.02(2), 48-145)
10.0 Other Coverages and Options (6%)
- 10.1 Specialty Coverages
- 10.1 Specialty Coverages / Types of umbrella/excess/following form liability policies
- 10.1 Specialty Coverages / Types of umbrella/excess/following form liability policies / Personal (DL 98 01)
- 10.1 Specialty Coverages / Types of umbrella/excess/following form liability policies / Commercial (CU 00 01)
- 10.1 Specialty Coverages / Types of specialty liability insurance
- 10.1 Specialty Coverages / Types of specialty liability insurance / Professional
- 10.1 Specialty Coverages / Types of specialty liability insurance / Errors and omissions
- 10.1 Specialty Coverages / Types of specialty liability insurance / Directors and officers
- 10.1 Specialty Coverages / Types of specialty liability insurance / Fiduciary
- 10.1 Specialty Coverages / Types of specialty liability insurance / Liquor
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employment practices
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits / Identity fraud expense coverage
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits / Cyber liability/data breach
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits / Construction wrap-up
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits / Active assailant
- 10.1 Specialty Coverages / Types of specialty liability insurance / Employee benefits / Kidnap and ransom (K&R)
- 10.2 Surplus Lines
- 10.2 Surplus Lines / Eligibility and disclosure
- 10.2 Surplus Lines / Collection of premium tax and fees
- 10.2 Surplus Lines / Definitions
- 10.2 Surplus Lines / Definitions / Difference between admitted and non-admitted market carriers
- 10.2 Surplus Lines / Excess and surplus binding authority limitations
- 10.3 Bonds
- 10.3 Bonds / Bond provisions
- 10.3 Bonds / Bond provisions / Insuring agreement
- 10.3 Bonds / Bond provisions / Bond period
- 10.3 Bonds / Bond provisions / Discovery period
- 10.3 Bonds / Bond provisions / Limit of liability
- 10.3 Bonds / Bond provisions / Termination of coverage
- 10.3 Bonds / Parties to a bond
- 10.3 Bonds / Parties to a bond / Principal
- 10.3 Bonds / Parties to a bond / Obligee
- 10.3 Bonds / Parties to a bond / Surety
- 10.3 Bonds / Purpose of the bonds
- 10.3 Bonds / Purpose of the bonds / Surety
- 10.3 Bonds / Purpose of the bonds / Fidelity
- 10.3 Bonds / Types of fidelity coverage
- 10.3 Bonds / Types of fidelity coverage / Employee theft
- 10.3 Bonds / Types of fidelity coverage / Public official
- 10.3 Bonds / Types of fidelity coverage / Financial institution
- 10.3 Bonds / Types of fidelity coverage / Fiduciary
- 10.3 Bonds / Types of surety bonds
- 10.3 Bonds / Types of surety bonds / Contract
- 10.3 Bonds / Types of surety bonds / Bid
- 10.3 Bonds / Types of surety bonds / Performance
- 10.3 Bonds / Types of surety bonds / Completion
- 10.3 Bonds / Types of surety bonds / License
- 10.3 Bonds / Types of surety bonds / Judicial
- 10.3 Bonds / Types of surety bonds / Permit
- 10.4 Ocean Marine Insurance
- 10.4 Ocean Marine Insurance / Major coverages
- 10.4 Ocean Marine Insurance / Major coverages / Hull
- 10.4 Ocean Marine Insurance / Major coverages / Cargo
- 10.4 Ocean Marine Insurance / Major coverages / Freight
- 10.4 Ocean Marine Insurance / Major coverages / Protection and indemnity (P&I)
- 10.4 Ocean Marine Insurance / Policy provisions
- 10.4 Ocean Marine Insurance / Policy provisions / Implied warranties
- 10.4 Ocean Marine Insurance / Policy provisions / Perils of the sea
- 10.4 Ocean Marine Insurance / Policy provisions / General and particular average
- 10.5 Aviation Insurance
- 10.5 Aviation Insurance / Policy coverages and provisions
- 10.5 Aviation Insurance / Policy coverages and provisions / Hull
- 10.5 Aviation Insurance / Policy coverages and provisions / Cargo and freight
- 10.5 Aviation Insurance / Policy coverages and provisions / Aircraft liability
- 10.5 Aviation Insurance / Policy coverages and provisions / Implied warranties
- 10.5 Aviation Insurance / Policy coverages and provisions / Perils
- 10.5 Aviation Insurance / Policy coverages and provisions / General and particular average
- 10.6 National Flood Insurance
- 10.6 National Flood Insurance / Types of flood insurance
- 10.6 National Flood Insurance / Types of flood insurance / "Write your own"
- 10.6 National Flood Insurance / Types of flood insurance / Government
- 10.6 National Flood Insurance / Flood insurance provisions
- 10.6 National Flood Insurance / Flood insurance provisions / Eligibility
- 10.6 National Flood Insurance / Flood insurance provisions / Coverage
- 10.6 National Flood Insurance / Flood insurance provisions / Limits
- 10.6 National Flood Insurance / Flood insurance provisions / Deductibles
- 10.6 National Flood Insurance / Flood insurance provisions / Waiting period
- 10.6 National Flood Insurance / Pre-FIRM, Post-FIRM (flood insurance rate map)
- 10.7 Other Policies
- 10.7 Other Policies / Boatowners policies, personal watercraft, and recreational vehicles
Examination sources
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 10, Examination Content Outlines, announced effective date
- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
Official complete content outline, page 1
- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
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- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
Official complete content outline, page 18
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 2, Property and Casualty row, scored answers and passing cut score
- Nebraska Producer's Examination for Property and Casualty Insurance Series 13-04
Content outline page 1, scored and unscored item count
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 2, Property and Casualty row, exam series, fee, scored items and passing cut score
- Nebraska Department of Insurance / PSI Candidate Information Bulletin
Page 1, Examinations by PSI