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Louisiana Property & Casualty Insurance — Requirements & Free Practice

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Insurance Producer License — Property and Casualty

One individual producer license can carry property, casualty, personal lines and applicable limited authorities. Requested authority is a route condition. Other professions and unrelated insurance lines are outside this property and casualty survey.

Licensing authority: Louisiana Department of Insurance · Application information

Add a new authority to an active resident producer license — Casualty authority only
Louisiana Insurance Producer Examination — Casualty - Series 105
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Existing license
Already actively licensed as a Louisiana resident producer; applying for an additional authority.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Casualty authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Add a new authority to an active resident producer license — Limited industrial fire authority
Louisiana Examination for Industrial Fire — Series 110 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Existing license
Already actively licensed as a Louisiana resident producer; applying for an additional authority.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited industrial fire authority
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Add a new authority to an active resident producer license — Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Louisiana Insurance Examination — Personal Lines Producer - Series 107
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Existing license
Already actively licensed as a Louisiana resident producer; applying for an additional authority.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Add a new authority to an active resident producer license — Property authority only
Louisiana Examination for Property Insurance — Series 104 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Existing license
Already actively licensed as a Louisiana resident producer; applying for an additional authority.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Property authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Add a new authority to an active resident producer license — Limited surety authority; not surety bail bonds
Louisiana Examination for Surety — Series 109 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Existing license
Already actively licensed as a Louisiana resident producer; applying for an additional authority.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited surety authority; not surety bail bonds
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Resident initial issuance by examination — Casualty authority only
Louisiana Insurance Producer Examination — Casualty - Series 105
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Casualty authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Resident initial issuance by examination — Limited industrial fire authority
Louisiana Examination for Industrial Fire — Series 110 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited industrial fire authority
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Resident initial issuance by examination — Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Louisiana Insurance Examination — Personal Lines Producer - Series 107
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Resident initial issuance by examination — Property authority only
Louisiana Examination for Property Insurance — Series 104 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Property authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Resident initial issuance by examination — Limited surety authority; not surety bail bonds
Louisiana Examination for Surety — Series 109 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited surety authority; not surety bail bonds
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Nonresident issuance by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper request and fees and the home application or completed Uniform Application; designate the commissioner for service of process.
Continuation
Maintain the home resident license in good standing; notify relocation within thirty days.
Home license
Current resident producer license in good standing for the requested authorities in the home jurisdiction.
Reciprocity
Home jurisdiction awards nonresident licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

  • R.S. 22:1548(A)

    R.S. 22:1548(A); nonresident producer licensing conditions

  • R.S. 22:1560(A)

    R.S. 22:1560(A); reciprocal waiver (short page inspected; both substantive statutory paragraphs are present)

  • R.S. 22:1548(F)

    R.S. 22:1548(F); nonresident license continuation

Resident issuance based on previous same line license
No examination is required for this applicant pathway.
Other requirements
Complete Louisiana resident application, required fees, background check and applicable fitness requirements.
Prior license
Currently licensed for the same authorities, or application received within ninety days after cancellation with certification or Producer Database proof of good standing.

Official no-examination sources

Effective from 2026-09-22.

  • R.S. 22:1551(A)

    R.S. 22:1551(A); prior same-line license examination exemption

  • R.S. 22:1546(A)

    R.S. 22:1546(A); resident individual application requirements

Reactivate cancelled authorities within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled lines, pay the applicable fees and complete required continuing education.
Cancellation
Requested authorities were cancelled through partial renewal no more than two years ago.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years of lapse
No examination is required for this applicant pathway.
Education
Fulfill all continuing education requirements through reinstatement and pay all fees due.
Lapse
Within two years after expiration; prior license not revoked, suspended or refused renewal.

Official no-examination sources

Effective from 2026-09-22.

  • R.S. 22:1547(D)

    R.S. 22:1547(D); reinstatement within two years and new-license requirements thereafter

  • R.S. 22:1551(C)(1)

    R.S. 22:1551(C)(1); same Louisiana lines within two years, excluding disciplinary cases

  • LAC 37:XI.711(H)-(I)

    LAC 37:XI.711(H)-(I); lapse and reinstatement education

New application following revocation — Casualty authority only
Louisiana Insurance Producer Examination — Casualty - Series 105
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Good cause
Commissioner may deny the subsequent application unless good cause is shown; R.S. 22:1551(C)(1) does not exempt a revoked, suspended or refused-renewal license.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Casualty authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Revocation
No new application within one year from revocation or final court order affirming it. A second revocation following reissuance bars application throughout that revocation period, which may be up to five years.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
New application following revocation — Limited industrial fire authority
Louisiana Examination for Industrial Fire — Series 110 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Good cause
Commissioner may deny the subsequent application unless good cause is shown; R.S. 22:1551(C)(1) does not exempt a revoked, suspended or refused-renewal license.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited industrial fire authority
Residency
Resident of Louisiana or principal place of business in Louisiana.
Revocation
No new application within one year from revocation or final court order affirming it. A second revocation following reissuance bars application throughout that revocation period, which may be up to five years.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
New application following revocation — Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Louisiana Insurance Examination — Personal Lines Producer - Series 107
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Good cause
Commissioner may deny the subsequent application unless good cause is shown; R.S. 22:1551(C)(1) does not exempt a revoked, suspended or refused-renewal license.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Residency
Resident of Louisiana or principal place of business in Louisiana.
Revocation
No new application within one year from revocation or final court order affirming it. A second revocation following reissuance bars application throughout that revocation period, which may be up to five years.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
New application following revocation — Property authority only
Louisiana Examination for Property Insurance — Series 104 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Good cause
Commissioner may deny the subsequent application unless good cause is shown; R.S. 22:1551(C)(1) does not exempt a revoked, suspended or refused-renewal license.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Property authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Revocation
No new application within one year from revocation or final court order affirming it. A second revocation following reissuance bars application throughout that revocation period, which may be up to five years.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
New application following revocation — Limited surety authority; not surety bail bonds
Louisiana Examination for Surety — Series 109 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Good cause
Commissioner may deny the subsequent application unless good cause is shown; R.S. 22:1551(C)(1) does not exempt a revoked, suspended or refused-renewal license.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited surety authority; not surety bail bonds
Residency
Resident of Louisiana or principal place of business in Louisiana.
Revocation
No new application within one year from revocation or final court order affirming it. A second revocation following reissuance bars application throughout that revocation period, which may be up to five years.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Reissue after lapse or line cancellation exceeding two years — Casualty authority only
Louisiana Insurance Producer Examination — Casualty - Series 105
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Lapse
More than two years since license expiration or cancellation of the requested authority.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Casualty authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Waiver
Military service or another extenuating circumstance permits a request for waiver under R.S. 22:1547(E); approval is discretionary.
Reissue after lapse or line cancellation exceeding two years — Limited industrial fire authority
Louisiana Examination for Industrial Fire — Series 110 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Lapse
More than two years since license expiration or cancellation of the requested authority.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited industrial fire authority
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Waiver
Military service or another extenuating circumstance permits a request for waiver under R.S. 22:1547(E); approval is discretionary.
Reissue after lapse or line cancellation exceeding two years — Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Louisiana Insurance Examination — Personal Lines Producer - Series 107
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Lapse
More than two years since license expiration or cancellation of the requested authority.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Personal lines: property and casualty for individuals and families primarily for noncommercial purposes
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Waiver
Military service or another extenuating circumstance permits a request for waiver under R.S. 22:1547(E); approval is discretionary.
Reissue after lapse or line cancellation exceeding two years — Property authority only
Louisiana Examination for Property Insurance — Series 104 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Lapse
More than two years since license expiration or cancellation of the requested authority.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Property authority only
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Waiver
Military service or another extenuating circumstance permits a request for waiver under R.S. 22:1547(E); approval is discretionary.
Reissue after lapse or line cancellation exceeding two years — Limited surety authority; not surety bail bonds
Louisiana Examination for Surety — Series 109 (practice unavailable)
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Lapse
More than two years since license expiration or cancellation of the requested authority.
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Limited surety authority; not surety bail bonds
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Waiver
Military service or another extenuating circumstance permits a request for waiver under R.S. 22:1547(E); approval is discretionary.
Resident issuance upon relocation
No examination is required for this applicant pathway.
Application
Complete the resident application and applicable fitness and background requirements.
Relocation
Apply within ninety days after establishing legal residence; exemption applies to previously held lines, subject to any contrary commissioner regulation.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Continuing education
Property, casualty or personal lines require 24 approved hours including three ethics and three flood hours, subject to statutory and rule exemptions. Qualified designation programs, teaching and approved association activity may yield education credit; these are education conditions.
Exemptions
Qualifying nonresidents satisfy their home continuing education on a reciprocal basis; qualifying producers aged 65 or older with fifteen years of experience may claim the statutory exemption.
Extenuating circumstances
Military service or long-term medical disability may support a request for waiver of renewal procedures under R.S. 22:1547(E).
Renewal
Renew every two years by the end of the birth month; even license numbers renew in even years and odd numbers in odd years. File and pay fees, including late fee if applicable.

Official no-examination sources

Effective from 2026-09-22.

Resident limited line credit property and casualty issuance
No examination is required for this applicant pathway.
Age
At least eighteen years old.
Application
Submit the Uniform Application electronically through NIPR, with true and complete information and required fees.
Fingerprints
Submit the license application and background authorization before fingerprinting; LDI does not accept fingerprints submitted before both. An actively licensed resident adding authority need not be fingerprinted again.
Fitness
Must not be disqualified under R.S. 22:1554; commissioner consent under 18 U.S.C. 1033 is required when applicable.
Instruction
The insurer must provide a program of instruction under R.S. 22:1546(E).
Prelicensing
PSI states that there is no prelicensing requirement for these producer examinations.
Requested authority
Credit property and casualty insurance on collateral and involuntary unemployment only.
Residency
Resident of Louisiana or principal place of business in Louisiana.
Score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.

Official no-examination sources

Effective from 2026-09-22.

Louisiana Insurance Producer Examination — Casualty - Series 105

Provider
PSI Services LLC
Format
Computer-delivered examination at a PSI testing location
Exam questions
100 scored questions; an additional 5 to 10 unscored experimental questions may be administered
Time limit
120 minutes
Passing score
70% correct
Exam fee
$36.00
Examination outline
  • Louisiana Insurance Regulation (20%)
    • Licensing
    • Licensing / Types of licenses (22:1547, 1962(F))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Individual producer (22:1542(6), 1546(A))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Business entity (22:1542(2), 1546(B))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Resident versus nonresident (22:1546, 1548, 1560)
    • Licensing / Types of licenses (22:1547, 1962(F)) / Temporary (22:1553)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration (22:1547(B))
    • Licensing / Maintenance and duration / Renewal/nonrenewal (22:1547(C); 22:1142; 22:887)
    • Licensing / Maintenance and duration / Change of name, address, telephone number (22:1547(G))
    • Licensing / Maintenance and duration / Assumed names (22:1552)
    • Licensing / Maintenance and duration / Reporting of actions (22:1563)
    • Licensing / Maintenance and duration / Continuing education requirements including exemptions and penalties (37:XI:10.703, .705 & Rule 10.711)
    • Licensing / Maintenance and duration / Inactivity due to extenuating circumstances
    • Licensing / Maintenance and duration / Inactivity due to military service
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204-2208)
    • Licensing / Disciplinary actions / Cease and desist order (22:1969)
    • Licensing / Disciplinary actions / License probation, suspension, revocation, or refusal to issue or renew (22:1554)
    • Licensing / Disciplinary actions / Penalties/fines (22:1969-1970)
    • State regulation
    • State regulation / Commissioner's general duties and powers (22:2, 1967)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Negotiate (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Sell (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Solicit (22:23; 22:1542(6)
    • State regulation / Company regulation
    • State regulation / Company regulation / Certificate of authority (22:65, 66)
    • State regulation / Company regulation / Solvency (22:571)
    • State regulation / Company regulation / Financial requirements (22:571)
    • State regulation / Company regulation / Records maintenance (22:68)
    • State regulation / Company regulation / Unfair claims settlement practices (22:1964(14))
    • State regulation / Company regulation / Appointment (22:1558)
    • State regulation / Company regulation / Termination of appointment (22:1559)
    • State regulation / Company regulation / Policy forms/rates/exceptions (22:864)
    • State regulation / Company regulation / State of domicile
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Controlled business (22:1544(C))
    • State regulation / Producer regulation / Policy and application signatures (R.S. 9:2605)
    • State regulation / Producer regulation / Shared commissions (22:1557)
    • State regulation / Producer regulation / Payment to unlicensed entities (22:1562)
    • State regulation / Producer regulation / Commissions/compensations/fees ((22:1542 (3); 22:1557)
    • State regulation / Unfair trade practices (22:1964)
    • State regulation / Unfair trade practices (22:1964) / Misrepresentation (22:1964(1, 18))
    • State regulation / Unfair trade practices (22:1964) / False or deceptive advertising (22:1964(2))
    • State regulation / Unfair trade practices (22:1964) / Defamation (22:1964(3))
    • State regulation / Unfair trade practices (22:1964) / Boycott, coercion and intimidation (22:1964(4))
    • State regulation / Unfair trade practices (22:1964) / False financial statements (22:1964(5))
    • State regulation / Unfair trade practices (22:1964) / Unfair discrimination (22:1964(7); 22:34)
    • State regulation / Unfair trade practices (22:1964) / Rebating and twisting (22:1964(8); 37:XIII.575 (B)(1)
    • State regulation / Unfair trade practices (22:1964) / Prohibited fees/premium/extra charges
    • State regulation / Examination of books and records (22:1967, 1981, 1990)
    • State regulation / Insurance fraud (22:1964(13), 1921–1929)
    • State regulation / Privacy of Consumer Financial Information (37:XIII.9903– .9953)
    • Louisiana State Specific Property and Casualty Laws and Regulations
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana Valued Policy Law (22:1318)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana Insurance Guaranty Association (22:2051–2070)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana standard fire insurance policy (22:1311)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Wind and Hail Associations
    • Louisiana State Specific Property and Casualty Laws and Regulations / Cancellation and nonrenewal (22:887)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Commercial (22:1267)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Homeowners (22:1265, 1333, 1335, 1336)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Binders (22:870, 1555)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Loss payment (22:1892)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Certificates of Insurance (22:890)
    • Federal regulation
    • Federal regulation / Other federal regulations (e.g.Do Not Call List) (https://www.donotcall.gov)
  • Licensing and Regulation (2%)
    • Federal Regulation
    • Federal Regulation / Fair Credit Reporting Act
    • Federal Regulation / Fraud and False Statements (18 USC Sections 1033 and 1034)
    • Federal Regulation / Privacy (Gramm Leach Bliley)
    • Federal Regulation / Motor Carrier Act (MCS-90 and others)
  • General Insurance Concepts (15%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers
    • Authority and Powers of Producers / Express
    • Authority and Powers of Producers / Implied
    • Authority and Powers of Producers / Apparent
    • Authority and Powers of Producers / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Casualty Insurance Basics (23%)
    • Damages
    • Damages / Compensatory versus Punitive
    • Damages / General versus Special
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Underwriting
    • Underwriting / Purpose
    • Underwriting / Process
    • Underwriting / Results
    • Rate Development
    • Rate Development / Types
    • Rate Development / Components
    • Rate Development / Basis
    • Types of Hazards
    • Negligence
    • Negligence / Torts
    • Negligence / Elements of a Negligent Act
    • Negligence / Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Conditions
    • Policy Conditions / Insureds
    • Policy Conditions / Policy Period
    • Policy Conditions / Policy Territory
    • Policy Conditions / Cancellation and Non-Renewal
    • Policy Conditions / Deductibles/Self-Insured Retention
    • Policy Conditions / Other Insurance (e.g. Primary and Excess, Pro Rata, Nonconcurrency, Contribution by Equal Shares)
    • Limits of Liability
    • Limits of Liability / Per Accident
    • Limits of Liability / Per Occurrence
    • Limits of Liability / Per Person
    • Limits of Liability / Aggregate
    • Limits of Liability / Split
    • Limits of Liability / Combined Single Limit
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions / Standard Mortgage Clause
    • Third-Party Provisions / Loss Payable Clause
    • Third-Party Provisions / No Benefit to the Bailee
  • Personal Automobile Policy (7%)
    • Personal Automobile Policy
    • Personal Automobile Policy / Definitions
    • Personal Automobile Policy / General provisions
    • Personal Automobile Policy / Conditions
    • Personal Automobile Policy / Duties After an Accident
    • Personal Automobile Policy / Endorsements
    • Personal Automobile Policy / Endorsements / Amendment of policy provisions — Louisiana (PP 01 95) 02/12
    • Personal Automobile Policy / Endorsements / Extended non-owned coverage (PP 03 06) 01/05
    • Personal Automobile Policy / Endorsements / Miscellaneous type vehicle (PP 03 23) 01/05
    • Personal Automobile Policy / Endorsements / Joint ownership coverage (PP 03 34) 01/05
    • Personal Automobile Policy / Endorsements / Named driver exclusion — Louisiana (PP 13 43) 09/06
    • Personal Automobile Policy Liability
    • Personal Automobile Policy Liability / Bodily Injury and Property Damage
    • Personal Automobile Policy Liability / Supplementary Payments
    • Personal Automobile Policy Liability / Persons Insured
    • Personal Automobile Policy Liability / Exclusions
    • Expenses for Medical Services
    • Uninsured/Underinsured Motorist Coverage
    • Physical Damage
  • Commercial Automobile Policy (6%)
    • Commercial Automobile Policy
    • Commercial Automobile Policy / Definitions
    • Commercial Automobile Policy / Provisions and Conditions
    • Commercial Automobile Policy / Duties After an Accident
    • Commercial Automobile Policy / Endorsements
    • Commercial Automobile Policy / Endorsements / Louisiana – lessor – additional insured and loss payee (CA 04 13) 10/13
    • Commercial Automobile Policy / Endorsements / Mobile equipment (CA 20 15) 10/13
    • Commercial Automobile Policy / Endorsements / Auto medical payments coverage (CA 99 03) 10/13
    • Commercial Automobile Policy / Endorsements / Drive other car coverage (CA 99 10) 10/13
    • Commercial Automobile Policy / Endorsements / Employee as insured (CA 99 17) 10/13
    • Commercial Automobile Policy Liability
    • Commercial Automobile Policy Liability / Bodily Injury and Property Damage
    • Commercial Automobile Policy Liability / Supplementary Payments
    • Commercial Automobile Policy Liability / Persons Insured
    • Commercial Automobile Policy Liability / Exclusions
    • Physical Damage
    • Other Commercial Automobile forms (e.g., Motor Carrier, Auto Dealers)
  • Commercial General Liability (10%)
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages / Bodily Injury and Property Damage
    • Commercial General Liability Coverages / Personal and Advertising Injury
    • Commercial General Liability Coverages / Medical Payments
    • Commercial General Liability Coverages / Fire Damage
    • Commercial General Liability Coverages / Supplementary Payments
    • Elements of Commercial General Liability
    • Elements of Commercial General Liability / Conditions
    • Elements of Commercial General Liability / Definitions
    • Elements of Commercial General Liability / Exclusions
    • Occurrence versus Claims-Made
    • Claims-Made Features
    • Claims-Made Features / Trigger
    • Claims-Made Features / Retroactive Date
    • Claims-Made Features / Prior Acts
    • Claims-Made Features / Extended Reporting Periods
    • Claims-Made Features / Claim Information
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures / Premises and Operations
    • Commercial General Liability Exposures / Products and Completed Operations
    • Commercial General Liability Exposures / Contractual Liability
  • Commercial Crime (3%)
    • Definitions
    • Insuring Agreements
    • Coverage form Classifications (types of coverage forms only)
  • Workers' Compensation Insurance (10%)
    • Definitions
    • Coverages
    • Coverages / Workers' Compensation Insurance
    • Coverages / Employers Liability Insurance
    • Coverages / Other States Insurance
    • Benefits
    • Benefits / Death
    • Benefits / Medical
    • Benefits / Survivor
    • Benefits / Rehabilitation
    • Benefits / Lost Wages
    • Levels of Disability
    • Levels of Disability / Permanent Partial
    • Levels of Disability / Permanent Total
    • Levels of Disability / Temporary Partial
    • Levels of Disability / Temporary Total
    • Levels of Disability / Impairment Rating
    • Accident versus Occupational Disease and Illness
    • Federal Laws
    • Federal Laws / Federal Employers Liability Act (FELA)
    • Federal Laws / Jones Act
    • Federal Laws / Longshore and Harbor Workers' Compensation Act
    • Federal Laws / Migrant Farm Workers
    • Rating and Job Classification
    • Rating and Job Classification / Experience Rating
    • Rating and Job Classification / Premium Basis
    • Claim Reporting Procedures
  • Other Types of Casualty Insurance (4%)
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Directors and Officers
    • Specialty Liability Insurance / Professional/Errors and Omissions
    • Specialty Liability Insurance / Employment Practices
    • Specialty Liability Insurance / Employee Benefits
    • Specialty Liability Insurance / Internet Liability and Network Protection
    • Surety Bonds
    • Surety Bonds / Types
    • Surety Bonds / Parties to a Bond
    • Personal, Commercial Umbrella, and Excess Policies
    • Personal, Commercial Umbrella, and Excess Policies / Underlying Limits
    • Personal, Commercial Umbrella, and Excess Policies / Self-Insured Retention
    • Personal, Commercial Umbrella, and Excess Policies / Defense Costs
    • Personal, Commercial Umbrella, and Excess Policies / Follow Form
Examination sources

Louisiana Examination for Industrial Fire — Series 110

Provider
PSI Services LLC
Format
Computer-administered examination at PSI testing locations
Exam questions
50
Time limit
60 minutes
Passing score
70% correct
Examination outline
  • Insurance Regulation (15%)
    • Licensing
    • Licensing / Types of licenses (22:1547, 1962(F))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Individual producer (22:1542(6), 1546(A))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Business entity (22:1542(2), 1546(B))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Resident versus nonresident (22:1546, 1548, 1560)
    • Licensing / Types of licenses (22:1547, 1962(F)) / Temporary (22:1553)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration (22:1547(B))
    • Licensing / Maintenance and duration / Renewal (22:1547(C))
    • Licensing / Maintenance and duration / Change of name, address, telephone number (22:1547(G))
    • Licensing / Maintenance and duration / Assumed names (22:1552)
    • Licensing / Maintenance and duration / Reporting of actions (22:1563)
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204- 2208)
    • Licensing / Disciplinary actions / Cease and desist order (22:1969)
    • Licensing / Disciplinary actions / License probation, suspension, revocation, or refusal to issue or renew (22:1554)
    • Licensing / Disciplinary actions / Penalties with or without suspension of license (22:1969, 1970)
    • State regulation
    • State regulation / Commissioner's general duties and powers (22:2, 1967)
    • State regulation / Company regulation
    • State regulation / Company regulation / Certificate of authority (22:65, 66)
    • State regulation / Company regulation / Rates (22:1451, 1457)
    • State regulation / Company regulation / Unfair claims settlement practices (22:1964(14))
    • State regulation / Company regulation / Appointment (22:1558)
    • State regulation / Company regulation / Termination of appointment (22:1559)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Controlled business (22:1544(C))
    • State regulation / Producer regulation / Shared commissions (22:1557)
    • State regulation / Producer regulation / Payment to unlicensed entities (22:1562)
    • State regulation / Unfair trade practices (22:1964)
    • State regulation / Unfair trade practices (22:1964) / Misrepresentation (22:1964(1, 18))
    • State regulation / Unfair trade practices (22:1964) / False advertising (22:1964(2))
    • State regulation / Unfair trade practices (22:1964) / Defamation (22:1964(3))
    • State regulation / Unfair trade practices (22:1964) / Boycott, coercion and intimidation (22:1964(4))
    • State regulation / Unfair trade practices (22:1964) / Unfair discrimination (22:1964(7))
    • State regulation / Unfair trade practices (22:1964) / Rebating (22:1964(8))
    • State regulation / Examination of books and records (22:1967, 1981, 1990)
    • State regulation / Insurance fraud (22:1921–1929, 1964(13))
    • State regulation / Privacy of Consumer Financial Information (37:XIII.9903– .9953)
    • Federal regulation
    • Federal regulation / Fraud and false statements (18 USC 1033, 1034)
    • Federal regulation / Fair Credit Reporting Act (15 USC 1681-1681d)
  • General Insurance Concepts (20%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers
    • Authority and Powers of Producers / Express
    • Authority and Powers of Producers / Implied
    • Authority and Powers of Producers / Apparent
    • Authority and Powers of Producers / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Property Insurance Basics (25%)
    • Insurable Interest
    • Underwriting
    • Underwriting / Purpose
    • Underwriting / Process
    • Underwriting / Results
    • Rate Development
    • Rate Development / Types
    • Rate Development / Components
    • Rate Development / Basis
    • Types of Hazards
    • Types of Perils
    • Types of Perils / Named
    • Types of Perils / Special
    • Types of Loss
    • Types of Loss / Direct
    • Types of Loss / Indirect
    • Loss Valuation
    • Loss Valuation / Actual Cash Value
    • Loss Valuation / Replacement Cost
    • Loss Valuation / Functional Replacement Cost
    • Loss Valuation / Market Value
    • Loss Valuation / Agreed Value
    • Loss Valuation / Valued Policy
    • Basic Types of Construction
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Conditions
    • Policy Conditions / Insureds
    • Policy Conditions / Policy Period
    • Policy Conditions / Policy Territory
    • Policy Conditions / Cancellation and Non-Renewal
    • Policy Conditions / Deductibles
    • Policy Conditions / Other insurance (e.g. Primary and Excess, Pro Rata, Nonconcurrency, Contribution by Equal Shares)
    • Coinsurance
    • Coinsurance / Purpose
    • Coinsurance / Definition
    • Coinsurance / Calculation
    • Coinsurance / Penalties
    • Coinsurance / Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions / Standard Mortgage Clause
    • Third-Party Provisions / Loss Payable Clause
    • Third-Party Provisions / No Benefit to the Bailee
  • Standard Fire Policy (20%)
    • Organization of the Standard Fire Policy
    • Organization of the Standard Fire Policy / Declarations
    • Organization of the Standard Fire Policy / Insuring agreement
    • Organization of the Standard Fire Policy / Conditions
    • Organization of the Standard Fire Policy / Exclusions
    • Organization of the Standard Fire Policy / Endorsements
    • Extended coverage
  • Industrial Fire Policies (20%)
    • Dwelling policy (owner occupied)
    • Dwelling policy (owner occupied) / Insuring agreement
    • Dwelling policy (owner occupied) / Definitions
    • Dwelling policy (owner occupied) / Coverage
    • Dwelling policy (owner occupied) / Perils insured against
    • Dwelling policy (owner occupied) / General exclusions
    • Dwelling policy (owner occupied) / Conditions
    • Contents only policy
    • Contents only policy / Insuring agreement
    • Contents only policy / Definitions
    • Contents only policy / Coverage
    • Contents only policy / Additional personal property coverage
    • Contents only policy / Personal property not covered
    • Contents only policy / Optional coverages
    • Contents only policy / Perils insured against
    • Contents only policy / General exclusions
    • Contents only policy / Conditions
Examination sources

Louisiana Examination for Property Insurance — Series 104

Provider
PSI Services LLC
Format
Computer-administered examination at PSI testing locations
Exam questions
100
Time limit
120 minutes
Passing score
70% correct
Examination outline
  • Louisiana Insurance Regulation (20%)
    • Licensing
    • Licensing / Types of licenses (22:1547, 1962(F))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Individual producer (22:1542(6), 1546(A))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Business entity (22:1542(2), 1546(B))
    • Licensing / Types of licenses (22:1547, 1962(F)) / Resident versus nonresident (22:1546, 1548, 1560)
    • Licensing / Types of licenses (22:1547, 1962(F)) / Temporary (22:1553)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration (22:1547(B))
    • Licensing / Maintenance and duration / Renewal/nonrenewal (22:1547(C); 22:1142; 22:887)
    • Licensing / Maintenance and duration / Change of name, address, telephone number (22:1547(G))
    • Licensing / Maintenance and duration / Assumed names (22:1552)
    • Licensing / Maintenance and duration / Reporting of actions (22:1563)
    • Licensing / Maintenance and duration / Continuing education requirements including exemptions and penalties (37:XI:10.703, .705 & Rule 10.711)
    • Licensing / Maintenance and duration / Inactivity due to extenuating circumstances
    • Licensing / Maintenance and duration / Inactivity due to military service
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204-2208)
    • Licensing / Disciplinary actions / Cease and desist order (22:1969)
    • Licensing / Disciplinary actions / License probation, suspension, revocation, or refusal to issue or renew (22:1554)
    • Licensing / Disciplinary actions / Penalties/fines (22:1969-1970)
    • State regulation
    • State regulation / Commissioner's general duties and powers (22:2, 1967)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Negotiate (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Sell (22:23; 22:1542(6)
    • State regulation / Acts constituting insurance transaction (22:23; 22:1542(6) / Solicit (22:23; 22:1542(6)
    • State regulation / Company regulation
    • State regulation / Company regulation / Certificate of authority (22:65, 66)
    • State regulation / Company regulation / Solvency (22:571)
    • State regulation / Company regulation / Financial requirements (22:571)
    • State regulation / Company regulation / Records maintenance (22:68)
    • State regulation / Company regulation / Unfair claims settlement practices (22:1964(14))
    • State regulation / Company regulation / Appointment (22:1558)
    • State regulation / Company regulation / Termination of appointment (22:1559)
    • State regulation / Company regulation / Policy forms/rates/exceptions (22:864)
    • State regulation / Company regulation / State of domicile
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Controlled business (22:1544(C))
    • State regulation / Producer regulation / Policy and application signatures (R.S. 9:2605)
    • State regulation / Producer regulation / Shared commissions (22:1557)
    • State regulation / Producer regulation / Payment to unlicensed entities (22:1562)
    • State regulation / Producer regulation / Commissions/compensations/fees ((22:1542 (3); 22:1557)
    • State regulation / Unfair trade practices (22:1964)
    • State regulation / Unfair trade practices (22:1964) / Misrepresentation (22:1964(1, 18))
    • State regulation / Unfair trade practices (22:1964) / False or deceptive advertising (22:1964(2))
    • State regulation / Unfair trade practices (22:1964) / Defamation (22:1964(3))
    • State regulation / Unfair trade practices (22:1964) / Boycott, coercion and intimidation (22:1964(4))
    • State regulation / Unfair trade practices (22:1964) / False financial statements (22:1964(5))
    • State regulation / Unfair trade practices (22:1964) / Unfair discrimination (22:1964(7); 22:34)
    • State regulation / Unfair trade practices (22:1964) / Rebating and twisting (22:1964(8); 37:XIII.575 (B)(1)
    • State regulation / Unfair trade practices (22:1964) / Prohibited fees/premium/extra charges
    • State regulation / Examination of books and records (22:1967, 1981, 1990)
    • State regulation / Insurance fraud (22:1964(13), 1921–1929)
    • State regulation / Privacy of Consumer Financial Information (37:XIII.9903– .9953)
    • Louisiana State Specific Property and Casualty Laws and Regulations
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana Valued Policy Law (22:1318)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana Insurance Guaranty Association (22:2051–2070)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Louisiana standard fire insurance policy (22:1311)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Wind and Hail Associations
    • Louisiana State Specific Property and Casualty Laws and Regulations / Cancellation and nonrenewal (22:887)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Commercial (22:1267)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Homeowners (22:1265, 1333, 1335, 1336)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Binders (22:870, 1555)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Loss payment (22:1892)
    • Louisiana State Specific Property and Casualty Laws and Regulations / Certificates of Insurance (22:890)
    • Federal regulation
    • Federal regulation / Other federal regulations (e.g. Do Not Call List) (https://www.donotcall.gov)
  • Licensing and Regulation (2%)
    • Federal Regulation
    • Federal Regulation / Fair Credit Reporting Act
    • Federal Regulation / Fraud and False Statements (18 USC Sections 1033 and 1034)
    • Federal Regulation / Privacy (Gramm Leach Bliley)
    • Federal Regulation / National Flood Insurance Program
    • Federal Regulation / Terrorism Risk Insurance Act
  • General Insurance Concepts (12%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers
    • Authority and Powers of Producers / Express
    • Authority and Powers of Producers / Implied
    • Authority and Powers of Producers / Apparent
    • Authority and Powers of Producers / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Property Insurance Basics (24%)
    • Insurable Interest
    • Underwriting
    • Underwriting / Purpose
    • Underwriting / Process
    • Underwriting / Results
    • Rate Development
    • Rate Development / Types
    • Rate Development / Components
    • Rate Development / Basis
    • Types of Hazards
    • Types of Perils
    • Types of Perils / Named
    • Types of Perils / Special
    • Types of Loss
    • Types of Loss / Direct
    • Types of Loss / Indirect
    • Loss Valuation
    • Loss Valuation / Actual Cash Value
    • Loss Valuation / Replacement Cost
    • Loss Valuation / Functional Replacement Cost
    • Loss Valuation / Market Value
    • Loss Valuation / Agreed Value
    • Loss Valuation / Valued Policy
    • Basic Types of Construction
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Conditions
    • Policy Conditions / Insureds
    • Policy Conditions / Policy Period
    • Policy Conditions / Policy Territory
    • Policy Conditions / Cancellation and Non-Renewal
    • Policy Conditions / Deductibles
    • Policy Conditions / Other insurance (e.g. Primary and Excess, Pro Rata, Nonconcurrency, Contribution by Equal Shares)
    • Coinsurance
    • Coinsurance / Purpose
    • Coinsurance / Definition
    • Coinsurance / Calculation
    • Coinsurance / Penalties
    • Coinsurance / Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions / Standard Mortgage Clause
    • Third-Party Provisions / Loss Payable Clause
    • Third-Party Provisions / No Benefit to the Bailee
    • Louisiana laws, regulations and required provisions
    • Louisiana laws, regulations and required provisions / Louisiana Valued Policy Law (22:1318)
    • Louisiana laws, regulations and required provisions / Louisiana Insurance Guaranty Association (22:2051– 2070)
    • Louisiana laws, regulations and required provisions / Louisiana standard fire insurance policy (22:1311)
    • Louisiana laws, regulations and required provisions / Wind and Hail Associations
    • Louisiana laws, regulations and required provisions / Cancellation and nonrenewal (22:887)
    • Louisiana laws, regulations and required provisions / Cancellation and nonrenewal (22:887) / Commercial (22:1267)
    • Louisiana laws, regulations and required provisions / Cancellation and nonrenewal (22:887) / Homeowners (22:1265, 1333, 1335, 1336)
    • Louisiana laws, regulations and required provisions / Binders (22:870, 1555)
    • Louisiana laws, regulations and required provisions / Loss payment (22:1892)
    • Louisiana laws, regulations and required provisions / Certificates of Insurance (22:890)
  • Dwelling Policy Concepts (8%)
    • Dwelling Policy
    • Dwelling Policy / Characteristics
    • Dwelling Policy / Eligibility
    • Dwelling Policy / Purpose
    • Dwelling Policy / Policy Definitions
    • Coverage Forms Specifying Perils Insured Against
    • Coverage Forms Specifying Perils Insured Against / DP-1 Basic
    • Coverage Forms Specifying Perils Insured Against / DP-2 Broad
    • Coverage Forms Specifying Perils Insured Against / DP-3 Special
    • Property Coverages
    • Property Coverages / Dwelling
    • Property Coverages / Other Structures
    • Property Coverages / Personal Property
    • Property Coverages / Fair Rental Value
    • Property Coverages / Additional Living Expense
    • Dwelling Policy Exclusions
    • Dwelling Policy Conditions
    • Dwelling Policy Endorsements
    • Dwelling Policy Endorsements / Automatic Increase in Insurance
    • Dwelling Policy Endorsements / Dwelling Under Construction
    • Dwelling Policy Endorsements / Theft Coverage
    • Dwelling Policy Endorsements / Personal Liability Supplement
  • Homeowners Policy Concepts (17%)
    • Homeowners Policy
    • Homeowners Policy / Characteristics
    • Homeowners Policy / Eligibility
    • Homeowners Policy / Purpose
    • Homeowners Policy / Policy Definitions
    • Perils Insured Against
    • Perils Insured Against / Basic
    • Perils Insured Against / Broad
    • Perils Insured Against / Special
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms / Broad (HO-2)
    • Homeowners Policy Coverage Forms / Special (HO-3)
    • Homeowners Policy Coverage Forms / Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms / Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms / Modified Coverages (HO-8)
    • Property Coverages
    • Property Coverages / Dwelling
    • Property Coverages / Other Structures
    • Property Coverages / Personal Property
    • Property Coverages / Loss of Use
    • Property Coverages / Additional Coverages
    • Liability Coverages
    • Liability Coverages / Personal Liability
    • Liability Coverages / Medical Payments to Others
    • Homeowners Policy Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements / Business Pursuits
    • Homeowners Policy Endorsements / Earthquake
    • Homeowners Policy Endorsements / Home Day Care
    • Homeowners Policy Endorsements / Personal Injury
    • Homeowners Policy Endorsements / Personal Property Replacement Cost
    • Homeowners Policy Endorsements / Watercraft
    • Homeowners Policy Endorsements / Identity Theft
    • Scheduled Personal Property / Personal Articles Floater
  • Commercial Property Policies (12%)
    • Commercial Package Policy
    • Commercial Package Policy / Purpose
    • Commercial Package Policy / Definition
    • Commercial Package Policy / Coverage Parts
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Insuring Agreements
    • Commercial Policy Components / Exclusions
    • Commercial Policy Components / Interline Endorsements
    • Commercial Property Forms
    • Commercial Property Forms / Coverage Forms for Building and Business Personal Property
    • Commercial Property Forms / Builders Risk
    • Commercial Property Forms / Business Income
    • Commercial Property Forms / Extra Expense
    • Commercial Property Forms / Legal Liability
    • Commercial Property Forms / Cause of Loss Forms
    • Commercial Property Endorsements
    • Commercial Property Endorsements / Ordinance or Law
    • Commercial Property Endorsements / Peak Season Limit of Insurance
    • Commercial Property Endorsements / Spoilage
    • Commercial Property Endorsements / Value Reporting Form
    • Commercial Property Endorsements / Earthquake
    • Commercial Inland Marine
    • Commercial Inland Marine / Definitions
    • Commercial Inland Marine / Conditions and Exclusions
    • Commercial Inland Marine / Coverages (e.g. Transportation, Contractor's Floater, Equipment)
    • Equipment Breakdown Coverages
    • Farm Property
    • Farm Property / Definitions
    • Farm Property / Conditions and Exclusions
    • Farm Property / Coverages
  • Other Types of Property Insurance (5%)
    • Purpose and General Characteristics of Businessowners Policy (BOP)
    • Farmowners / Ranchowners Policy
    • Mobile Home Policy
    • Purpose of Difference in Conditions
    • Flood and Earthquake Insurance Coverages
    • Louisiana Citizens Property Insurance Corporation (LRS 22:2291–2314)
    • FAIR and Coastal Plans (LRS 22:2321)
Examination sources

Louisiana Examination for Surety — Series 109

Provider
PSI Services LLC
Format
Computer-administered examination at PSI testing locations
Exam questions
50
Time limit
60 minutes
Passing score
70% correct
Examination outline
  • Insurance Regulation (25%)
    • Licensing
    • Licensing / Types of licensees (22:1547, 1962(F))
    • Licensing / Types of licensees (22:1547, 1962(F)) / Individual producer (22:1542(6), 1546(A))
    • Licensing / Types of licensees (22:1547, 1962(F)) / Business entity (22:1542(2), 1546(B))
    • Licensing / Types of licensees (22:1547, 1962(F)) / Resident versus nonresident (22:1546, 1548, 1560)
    • Licensing / Types of licensees (22:1547, 1962(F)) / Temporary (22:1553)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration (22:1547(B))
    • Licensing / Maintenance and duration / Renewal (22:1547(C))
    • Licensing / Maintenance and duration / Change of name, address, telephone number (22:1547(G))
    • Licensing / Maintenance and duration / Assumed names (22:1552)
    • Licensing / Maintenance and duration / Reporting of actions (22:1563)
    • Licensing / Maintenance and duration / Continuing education requirements (37:XI:10.703, \ .705 & Rule 10.711)
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204-2208)
    • Licensing / Disciplinary actions / Cease and desist order (22:1969)
    • Licensing / Disciplinary actions / License probation, suspension, revocation, or refusal to issue or renew (22:1554)
    • Licensing / Disciplinary actions / Penalties with or without suspension of license (22:1969, 1970)
    • State regulation
    • State regulation / Commissioner's general duties and powers (22:2, 1967)
    • State regulation / Company regulation
    • State regulation / Company regulation / Certificate of authority (22:37, 65)
    • State regulation / Company regulation / Unfair claims settlement practices (22:1964(14))
    • State regulation / Company regulation / Appointment (22:1558)
    • State regulation / Company regulation / Termination of appointment (22:1559)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Controlled business (22:1544(C))
    • State regulation / Producer regulation / Shared commissions (22:1557)
    • State regulation / Producer regulation / Payment to unlicensed entities (22:1562)
    • State regulation / Unfair trade practices (22:1964)
    • State regulation / Unfair trade practices (22:1964) / Misrepresentation (22:1964(1, 18))
    • State regulation / Unfair trade practices (22:1964) / False advertising (22:1964(2))
    • State regulation / Unfair trade practices (22:1964) / Defamation (22:1964(3))
    • State regulation / Unfair trade practices (22:1964) / Boycott, coercion and intimidation (22:1964(4))
    • State regulation / Unfair trade practices (22:1964) / False financial statements (22:1964(5))
    • State regulation / Unfair trade practices (22:1964) / Unfair discrimination (22:1964(14))
    • State regulation / Unfair trade practices (22:1964) / Rebating (22:1964(8))
    • State regulation / Examination of books and records (22:1967, 1981, 1990)
    • State regulation / Insurance fraud (22:1964(13), 1921–1929)
    • State regulation / Privacy of Consumer Financial Information (37.9903– .9953)
    • Federal regulation
    • Federal regulation / Fair Credit Reporting Act (15 USC 1681–1681d)
    • Federal regulation / Fraud and false statements (18 USC 1033, 1034)
  • General Insurance (35%)
    • Concepts
    • Concepts / Risk management key terms
    • Concepts / Risk management key terms / Risk
    • Concepts / Risk management key terms / Exposure
    • Concepts / Risk management key terms / Hazard
    • Concepts / Risk management key terms / Peril
    • Concepts / Risk management key terms / Loss
    • Concepts / Methods of handling risk
    • Concepts / Methods of handling risk / Avoidance
    • Concepts / Methods of handling risk / Retention
    • Concepts / Methods of handling risk / Sharing
    • Concepts / Methods of handling risk / Reduction
    • Concepts / Methods of handling risk / Transfer
    • Concepts / Methods of handling risk / Elements of insurable risks
    • Concepts / Methods of handling risk / Adverse selection
    • Concepts / Methods of handling risk / Law of large numbers
    • Concepts / Methods of handling risk / Reinsurance
    • Types of insurers
    • Types of insurers / Stock companies
    • Types of insurers / Mutual companies
    • Types of insurers / Fraternal benefit societies
    • Types of insurers / Reciprocals
    • Types of insurers / Self insurers
    • Types of insurers / Surplus lines
    • Types of insurers / Private versus government insurers
    • Types of insurers / Authorized versus unauthorized insurers
    • Types of insurers / Domestic, foreign and alien insurers
    • Types of insurers / Financial status (independent rating service)
    • Marketing (distribution) systems
    • Marketing (distribution) systems / Insurer as principal
    • Marketing (distribution) systems / Producer/insurer relationship
    • Marketing (distribution) systems / Authority and powers of producers
    • Marketing (distribution) systems / Authority and powers of producers / Express
    • Marketing (distribution) systems / Authority and powers of producers / Implied
    • Marketing (distribution) systems / Authority and powers of producers / Apparent
    • Contracts
    • Contracts / Elements of a legal contract
    • Contracts / Elements of a legal contract / Offer and acceptance
    • Contracts / Elements of a legal contract / Consideration
    • Contracts / Elements of a legal contract / Competent parties
    • Contracts / Elements of a legal contract / Legal purpose
    • Contracts / Distinct characteristics of an insurance contract
    • Contracts / Distinct characteristics of an insurance contract / Contract of adhesion
    • Contracts / Distinct characteristics of an insurance contract / Aleatory contract
    • Contracts / Distinct characteristics of an insurance contract / Personal contract
    • Contracts / Distinct characteristics of an insurance contract / Unilateral contract
    • Contracts / Distinct characteristics of an insurance contract / Conditional contract
    • Contracts / Legal interpretations affecting contracts
    • Contracts / Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
    • Contracts / Legal interpretations affecting contracts / Reasonable expectations
    • Contracts / Legal interpretations affecting contracts / Indemnity
    • Contracts / Legal interpretations affecting contracts / Good faith
    • Contracts / Legal interpretations affecting contracts / Representations/misrepresentations
    • Contracts / Legal interpretations affecting contracts / Warranties
    • Contracts / Legal interpretations affecting contracts / Concealment
    • Contracts / Legal interpretations affecting contracts / Fraud
    • Contracts / Legal interpretations affecting contracts / Waiver and estoppel
  • Surety Bonds (40%)
    • Nature of surety bonds
    • Nature of surety bonds / Surety bonds versus insurance
    • Nature of surety bonds / Parties of a surety bond
    • Nature of surety bonds / Parties of a surety bond / Principal
    • Nature of surety bonds / Parties of a surety bond / Obligee
    • Nature of surety bonds / Parties of a surety bond / Surety
    • Types of surety bonds
    • Types of surety bonds / Contract bonds
    • Types of surety bonds / Contract bonds / Bid
    • Types of surety bonds / Contract bonds / Performance
    • Types of surety bonds / Contract bonds / Payment
    • Types of surety bonds / Contract bonds / Maintenance
    • Types of surety bonds / Contract bonds / Miscellaneous contract
    • Types of surety bonds / Purpose of license and permit bonds
    • Types of surety bonds / Purpose of license and permit bonds / Compliance
    • Types of surety bonds / Purpose of license and permit bonds / Financial
    • Types of surety bonds / Purpose of license and permit bonds / Credit
    • Types of surety bonds / Purpose of license and permit bonds / Indemnity
    • Types of surety bonds / Purpose of license and permit bonds / Good faith
    • Types of surety bonds / Public official bond
    • Types of surety bonds / Public official bond / Statutory versus common law or voluntary
    • Types of surety bonds / Public official bond / Individual
    • Types of surety bonds / Public official bond / Name schedule
    • Types of surety bonds / Public official bond / Position schedule
    • Types of surety bonds / Judicial bonds
    • Types of surety bonds / Judicial bonds / Attachment
    • Types of surety bonds / Judicial bonds / Garnishment
    • Types of surety bonds / Judicial bonds / Sequestration
    • Types of surety bonds / Judicial bonds / Stay of execution
    • Types of surety bonds / Judicial bonds / Release attachment
    • Types of surety bonds / Judicial bonds / Bail
    • Types of surety bonds / Judicial bonds / Appeal
    • Types of surety bonds / Judicial bonds / Cost
    • Types of surety bonds / Judicial bonds / Injunction
    • Types of surety bonds / Judicial bonds / Dissolve injunction
    • Types of surety bonds / Judicial bonds / Discharge mechanic's lien
    • Types of surety bonds / Fiduciary bonds
    • Types of surety bonds / Fiduciary bonds / Probate
    • Types of surety bonds / Fiduciary bonds / Equity
    • Types of surety bonds / Fiduciary bonds / Federal bankruptcy court
    • Types of surety bonds / Federal
    • Types of surety bonds / Federal / Internal revenue
    • Types of surety bonds / Federal / Customs
    • Types of surety bonds / Federal / Immigrant
    • Types of surety bonds / Miscellaneous surety bonds
    • Types of surety bonds / Miscellaneous surety bonds / Indemnity
    • Types of surety bonds / Miscellaneous surety bonds / Financial guarantee
    • Types of surety bonds / Miscellaneous surety bonds / Lost instrument
    • Types of surety bonds / Miscellaneous surety bonds / Reclamation
    • Types of surety bonds / Miscellaneous surety bonds / Self-insurance workers compensation
    • Types of surety bonds / Miscellaneous surety bonds / Small Business Administration (SBA) Surety Bond Guarantee Program
Examination sources

Louisiana Insurance Examination — Personal Lines Producer - Series 107

Provider
PSI Services LLC
Format
Computer-administered examination at a PSI testing location
Exam questions
100 scored questions; the bulletin permits 5 to 10 additional unscored experimental questions
Time limit
120 minutes
Passing score
70% correct
Exam fee
$36.00
Examination outline
  • Louisiana Insurance Regulation (15%)
    • Licensing
    • Fingerprinting requirements (22:1694)
    • Background check (22:1694)
    • Application (22:1694)
    • Pre-licensing requirements (22:1571)
    • Types of licenses (22:1547, 1962(F))
    • Individual producer (22:1542(6), 1546(A))
    • Business entity (22:1542(2), 1546(B))
    • Resident versus nonresident (22:1546, 1548, 1560)
    • Temporary (22:1553)
    • Maintenance and duration
    • Refusal, suspension, revocation (22:1547; 22:1554)
    • Renewal/nonrenewal (22:1547(C); 22:1142; 22:887)
    • Reinstatement (22.1142)
    • Change of name, address, telephone number (22:1547(G))
    • Assumed names (22:1552)
    • Reporting of actions (22:1563)
    • Continuing education requirements including exemptions and penalties (37:XI:10.703, .705 & Rule 10.711)
    • Inactivity due to extenuating circumstances
    • Inactivity due to military service
    • Disciplinary actions
    • Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204-2208)
    • Cease and desist order (22:1969)
    • Civil/criminal (22:1554)
    • Penalties/fines (22:16; 22:1457; 22:1969-1970)
    • State regulation
    • Commissioner's general duties and powers (22:2, 1967)
    • Acts constituting insurance transaction (22:23; 22:1542(6)
    • Negotiate (22:23; 22:1542(6)
    • Sell (22:23; 22:1542(6)
    • Solicit (22:23; 22:1542(6)
    • Company regulation
    • Certificate of authority (22:65, 66)
    • Solvency (22:571)
    • Financial requirements (22:571)
    • Records maintenance (22:68)
    • Policy forms/rates/exceptions (22:864)
    • State of domicile
    • Producer regulation
    • Controlled business (22:1544(C))
    • Policy and application signatures (R.S. 9:2605)
    • Premium payment (H.B.-1032 (13); 22:855)
    • Producer representation
    • Commissions/compensations/fees ((22:1542 (3); 22:1557)
    • Fiduciary responsibility
    • Records maintenance (22:68)
    • Claims reporting (22:523)
    • Prohibited or unfair trade practices (22:1964)
    • Misrepresentation (22:1964(1, 18))
    • False or deceptive advertising (22:1964(2))
    • Defamation (22:1964(3))
    • Boycott, coercion and intimidation (22:1964(4))
    • False financial statements (22:1964(5))
    • Unfair discrimination (22:1964(7); 22:34)
    • Rebating and twisting (22:1964(8); 37:XIII.575 (B)(1)
    • Prohibited fees/premium/extra charges (22:1964)
    • Discrimination (22:34; 22:1964 (7)
    • Larceny, acting without a license (22:1964)
    • Claims settlement (22:1964)
    • Misappropriation of funds (22:1964)
    • Testimonials and comparisons (22:1964)
    • Non-disclosure of fees or charges (22:1964)
    • Examination of books and records (22:1967, 1981, 1990)
    • Privacy of Consumer Financial Information (37:XIII.9903– .9953)
    • Federal regulation
    • Other federal regulations (e.g.Do Not Call List) (https://www.donotcall.gov)
  • Licensing and Regulation (2%)
    • Federal Regulation
    • Fair Credit Reporting Act
    • Fraud and False Statements (18 USC Sections 1033 and 1034)
    • Privacy (Gramm Leach Bliley)
    • National Flood Insurance Program
  • General Insurance Concepts (13%)
    • Risk
    • Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Elements of Insurable Risks
    • Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Mutual, Stock
    • Admitted, Non-Admitted
    • Foreign, Domestic, Alien
    • Elements of a Contract
    • Consideration
    • Competent Parties
    • Legal Purpose
    • Offer
    • Acceptance
    • Authority and Powers of Producers
    • Express
    • Implied
    • Apparent
    • The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Reasonable Expectations
    • Indemnity
    • Good Faith
    • Fraud
    • Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics (25%)
    • Insurable Interest
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Underwriting
    • Purpose
    • Process
    • Rate Development
    • Types
    • Components
    • Types of Hazards
    • Types of Perils
    • Named
    • Special
    • Types of Loss
    • Direct
    • Indirect
    • Loss Valuation
    • Actual Cash Value
    • Replacement Cost
    • Functional Replacement Cost
    • Market Value
    • Agreed Value
    • Valued Policy
    • Basic Types of Construction
    • Negligence
    • Torts
    • Elements of a Negligent Act
    • Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Declarations
    • Definitions
    • Insuring Agreement
    • Supplementary Coverage
    • Conditions
    • Exclusions
    • Endorsements
    • Policy Conditions
    • Insureds
    • Policy Period
    • Policy Territory
    • Cancellation and Non-Renewal
    • Deductibles
    • Other insurance (e.g. Primary and Excess, Pro Rata, Nonconcurrency, Contribution by Equal Shares)
    • Limits of Liability
    • Per Accident
    • Per Occurrence
    • Per Person
    • Aggregate
    • Split
    • Combined Single Limit
    • Coinsurance
    • Purpose
    • Definition
    • Calculation
    • Penalties
    • Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • First Named Insured versus Other Insureds
    • Duties After Loss
    • Assignment
    • Waiver of Rights
    • Insurer Provisions
    • Liberalization
    • Subrogation
    • Claim Settlement Options
    • Duty to Defend
    • Third-Party Provisions
    • Standard Mortgage Clause
    • Loss Payable Clause
    • No Benefit to the Bailee
    • Louisiana laws, regulations and required provisions
    • Louisiana Valued Policy Law (22:1318)
    • Louisiana Insurance Guaranty Association (22:2051–2070)
    • Louisiana standard fire insurance policy (22:1311)
    • Wind and Hail Associations
    • Assigned risk/JUA
    • Cancellation and nonrenewal (22:887)
    • Homeowners (22:1265, 1333, 1335, 1336)
    • Binders (22:870, 1555)
    • Loss payment (22:1892)
    • Arbitration (R.S. 9:4201-4206)
    • Certificates of insurance (22:890 1&2)
    • Federal Terrorism Insurance Program 15 USC 6701; Public Law 107-297, 109-144, 110-160)
  • Dwelling Policy Concepts (9%)
    • Dwelling Policy
    • Characteristics
    • Eligibility
    • Purpose
    • Policy Definitions
    • Coverage Forms Specifying Perils Insured Against
    • DP-1 Basic
    • DP-2 Broad
    • DP-3 Special
    • Property Coverages
    • Dwelling
    • Other Structures
    • Personal Property
    • Fair Rental Value
    • Additional Living Expense
    • Dwelling Policy Exclusions
    • Dwelling Policy Conditions
    • Dwelling Policy Endorsements
    • Automatic Increase in Insurance
    • Dwelling Under Construction
    • Theft Coverage
    • Personal Liability Supplement
  • Homeowners Policy Concepts (17%)
    • Homeowners Policy
    • Characteristics
    • Eligibility
    • Purpose
    • Policy Definitions
    • Perils Insured Against
    • Basic
    • Broad
    • Special
    • Homeowners Policy Coverage Forms
    • Broad (HO-2)
    • Special (HO-3)
    • Contents Broad (HO-4)
    • Unit-Owners (HO-6)
    • Modified Coverages (HO-8)
    • Property Coverages
    • Dwelling
    • Other Structures
    • Personal Property
    • Loss of Use
    • Additional Coverages
    • Liability Coverages
    • Personal Liability
    • Medical Payments to Others
    • Homeowners Policy Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Business Pursuits
    • Earthquake
    • Home Day Care
    • Personal Injury
    • Personal Property Replacement Cost
    • Watercraft
    • Identity Theft
    • Scheduled Personal Property/Personal Articles Floater
  • Personal Automobile Policy (15%)
    • Personal Automobile Policy
    • Definitions
    • General Provisions
    • Conditions
    • Duties After an Accident
    • Endorsements
    • Amendment of Policy Provisions — Louisiana (PP 01 95) 02/12
    • Extended Non-Owned Coverage (PP 03 06) 01/05
    • Miscellaneous Type Vehicle (PP 03 23) 01/05
    • Joint Ownership Coverage (PP 03 34) 01/05
    • Named Driver Exclusion — Louisiana (PP 13 43) 09/06
    • Personal Automobile Policy Liability
    • Bodily Injury and Property Damage
    • Supplemental Payments
    • Persons Insured
    • Exclusions
    • Expenses for Medical Services
    • Uninsured/Underinsured Motorist Coverage
    • Physical Damage
  • Other Types of Property Insurance (4%)
    • Personal Umbrella and Excess Policies
    • Mobile Home Policy
    • Purpose of Difference in Conditions
    • Flood and Earthquake Insurance Coverages
    • Louisiana Citizens Property Insurance Corporation (LRS 22:2291–2314)
    • FAIR and Coastal Plans (LRS 22:2321)
Examination sources