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Kansas Property & Casualty Insurance — Requirements & Free Practice

US-KS · License preparation

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Insurance Producer — Property and Casualty and Allied Lines

Individual insurance agent license qualified for Property and Allied Lines, Casualty and Allied Lines, or both; requested authority distinguishes examination routes.

Licensing authority: Kansas Department of Insurance · Application information

Issuance for applicant previously qualified by examination but not appointed

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Company error
Failure of certification was the insurer’s clerical error; insurer pays omitted appointment fees and statutory penalties.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Previous examination
Previously qualified by the relevant currently offered examination; examinations are retained as prior passing requirements under this contract.
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
New license after approved inactive period expires

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Inactive expiration
Inactive period expired without continuing education proof and renewal fee; new application and required examination.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Renewal with medical hardship or military service extension
No examination is required for this applicant pathway.
Extension
Commissioner may extend the continuing education completion period by at most 180 days.
Renewal
Other renewal requirements remain applicable unless the commissioner grants relief under K.S.A. 40-4903(i).
Written request
Request extension for medical hardship or military service.

Official no-examination sources

Effective from 2026-09-22.

Approval of inactive status
No examination is required for this applicant pathway.
Existing license
License must be active and in good standing; submit the Inactive Status Application.
Inactivity
Affirm no act toward transacting insurance; allowed once, for at most four continuous years; continuing education is suspended during that period.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination — both lines

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Requested authority
both lines
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Resident initial licensure by examination — casualty only

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Requested authority
casualty only
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Resident initial licensure by examination — property only

At least one of the following alternatives:

  • KS Property and Allied Lines Producer (practice unavailable)
  • KS Property & Casualty and Allied Lines Producer (practice unavailable)
Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Requested authority
property only
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fees; the Department may verify licensing through the NAIC producer database.
Appointment
Maintain company appointments and a current business email; notify required changes and disciplinary actions within 30 days.
Home license
Currently licensed as a resident in good standing in the home state for the same authority; the home state must grant reciprocal treatment.
Requested authority
Same previously held lines within this credential.

Official no-examination sources

Effective from 2026-09-22.

Nonresident late renewal or reapplication
No examination is required for this applicant pathway.
Appointment
Maintain company appointments and a current business email; notify required changes and disciplinary actions within 30 days.
Home license
Maintain an active home-state resident license for the same authority.
Renewal failure
Within 90 days, submit renewal and pay the $50 biennial and $100 late fees; after termination reapply through NIPR. The $100 reinstatement fee applies up to four years after expiration.
Requested authority
Same previously held lines within this credential.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Appointment
Maintain company appointments and a current business email; notify required changes and disciplinary actions within 30 days.
Home license
Maintain the home-state resident license for the same authority.
Renewal
Submit the renewal application and $50 biennial fee before the biennial due date.
Requested authority
Same previously held lines within this credential.

Official no-examination sources

Effective from 2026-09-22.

Resident issuance with same line examination waiver
No examination is required for this applicant pathway.
Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Same line waiver
Currently licensed for the same lines in another jurisdiction, or apply within 90 days of cancellation with proof of good standing at cancellation. Examinations are waived by K.S.A. 40-4908(a)(1).
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.

Official no-examination sources

Effective from 2026-09-22.

  • Kansas 40-4908

    K.S.A. 40-4908(a)(1), previously licensed same authority

Return from approved inactive status
No examination is required for this applicant pathway.
Continuing education
18 continuing education credits, including at least three insurance ethics hours.
Filing
Certify satisfaction of continuing education and pay the renewal fee before returning to active status.
Inactivity
Return within the approved inactive period, no longer than four years.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Appointment
Maintain company appointments and a current business email; notify required changes and disciplinary actions within 30 days.
Continuing education
18 continuing education credits, including at least three insurance ethics hours.
Due date
Last day of birth month in odd years for odd birth years, or even years for even birth years; first due date is at least two years after initial licensure.
Renewal
Submit renewal application and $4 renewal fee by the biennial due date; generally available 90 days beforehand.
Requested authority
Same previously held lines within this credential.

Official no-examination sources

Effective from 2026-09-22.

Conversion to resident licensure after moving to Kansas
No examination is required for this applicant pathway.
Appointment
Maintain company appointments and a current business email; notify required changes and disciplinary actions within 30 days.
Page demand
The Department’s general resident application checklist states: "Pass the appropriate licensing examination. (Licensing test scores are valid for two years from the date of examination.)" K.S.A. 40-4908(b) controls the same-line waiver.
Requested authority
Same previously held lines within this credential.
Same line waiver
No reexamination for previously authorized lines except as required by rule; submit the Department’s residency-change form.
Timing
Apply within 90 days of establishing legal residence in Kansas.

Official no-examination sources

Effective from 2026-09-22.

New license after lapse of four or more consecutive years

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Lapse
License expired in Kansas and every other jurisdiction where licensed for four or more consecutive years; new application and required examination.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Resident reinstatement more than one but less than four years after lapse
No examination is required for this applicant pathway.
Board ce statement
The Department’s general reinstatement page states "Complete 18 hours of CE"; statutory crop-only or travel/storage-only continuing education rules remain applicable.
Continuing education
18 continuing education credits, including at least three insurance ethics hours.
Filing
Reapply through NIPR with fingerprints, tax clearance and waiver; pay application, fingerprint and reinstatement fees; reestablish company appointments.
Lapse
More than one and less than four years after expiration.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement within initial 90 day suspension
No examination is required for this applicant pathway.
Continuing education
18 continuing education credits, including at least three insurance ethics hours.
Filing
Complete renewal and pay the renewal and $100 reinstatement fees.
Lapse
First 90 days after biennial renewal failure.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement after 90 days and before one year
No examination is required for this applicant pathway.
Appointment
Reestablish company appointments after termination.
Continuing education
18 continuing education credits, including at least three insurance ethics hours.
Filing
Supply continuing education proof and pay the reinstatement and renewal fees; submit initial application without repeating the entire initial process.
Lapse
After the 90-day suspension and less than 12 months after expiration.

Official no-examination sources

Effective from 2026-09-22.

New license after voluntary surrender more than two years earlier

At least one of the following alternatives:

Application
Submit the NAIC Uniform Application through NIPR and the required fees; comply with any application deficiency deadline.
Appointment
Obtain company appointments before transacting business.
Background check
Provide fingerprints, the criminal history background check and the Waiver Agreement and FBI Privacy Act Statement. K.S.A. 40-4905(h)(3) permits proof of another state-issued license based on fingerprinting and criminal checks within the previous 12 months in lieu of a new check.
Fitness
No disqualifying conduct under K.S.A. 40-4905 and 40-4909.
Identity
Upload clear front and back color copies of a valid Kansas driver’s license or ID to the NIPR Attachment Warehouse.
Minimum age
At least 18 years old.
Prelicensing education
Kansas does not require prelicensing education.
Score window
Licensing examination scores are valid for two years; application may precede or follow the examination.
Surrender
Outside the two-year surrender waiver; complete new applicant requirements unless another statutory waiver applies.
Tax clearance
Provide the Kansas Department of Revenue Certificate of Tax Clearance, valid for the period printed on it.
Reissuance after voluntary surrender within two years
No examination is required for this applicant pathway.
Continuing education
Satisfy educational requirements for the current period.
Fitness
Commissioner must find the applicant trustworthy and competent.
Page demand
The Department’s License Surrender page states: "If you want to obtain a license in the future, you will be required to apply and complete all requirements necessary for new applicants." The statutory waiver under K.S.A. 40-4908(a)(3) governs this route.
Prior license
Previously licensed in Kansas for the requested class; voluntarily surrendered no more than two years before application.

Official no-examination sources

Effective from 2026-09-22.

KS Casualty and Allied Lines Producer Examination

Provider
Pearson Professional Assessments
Format
Computer-administered multiple choice
Exam questions
84 scored plus 5 pretest questions
Time limit
90 minutes
Passing score
70%
Exam fee
$57
Examination outline
  • I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability > 1. Exposures
    • A. Commercial general liability > 1. Exposures > a. Premises and Operations
    • A. Commercial general liability > 1. Exposures > b. Products and Completed Operations
    • A. Commercial general liability > 2. Coverage
    • A. Commercial general liability > 2. Coverage > a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability > 2. Coverage > b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability > 2. Coverage > c. Coverage C: Medical Payments
    • A. Commercial general liability > 2. Coverage > d. Supplemental Payments
    • A. Commercial general liability > 2. Coverage > e. Who is an insured
    • A. Commercial general liability > 2. Coverage > f. First named insured
    • A. Commercial general liability > 2. Coverage > g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability > 2. Coverage > h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto > 1. Liability
    • B. Automobile: personal auto and business auto > 1. Liability > a. Bodily Injury
    • B. Automobile: personal auto and business auto > 1. Liability > b. Property Damage
    • B. Automobile: personal auto and business auto > 1. Liability > c. Split Limits
    • B. Automobile: personal auto and business auto > 1. Liability > d. Combined Single Limit
    • B. Automobile: personal auto and business auto > 2. Medical Payments
    • B. Automobile: personal auto and business auto > 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto > 4. Uninsured motorists
    • B. Automobile: personal auto and business auto > 5. Underinsured motorists
    • B. Automobile: personal auto and business auto > 6. Who is an insured
    • B. Automobile: personal auto and business auto > 7. Types of Auto
    • B. Automobile: personal auto and business auto > 7. Types of Auto > a. Owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > b. Non-owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > c. Hired
    • B. Automobile: personal auto and business auto > 7. Types of Auto > d. Temporary Substitute
    • B. Automobile: personal auto and business auto > 7. Types of Auto > e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto > 7. Types of Auto > f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto > 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto > 9. Exclusions
    • B. Automobile: personal auto and business auto > 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto > 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 1. Standard policy concepts > a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 1. Standard policy concepts > b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not include state law, which is addressed elsewhere in this outline.) > 6. Premium Determination
    • D. Crime
    • D. Crime > 1. Employee Dishonesty
    • D. Crime > 2. Theft
    • D. Crime > 3. Robbery
    • D. Crime > 4. Burglary
    • D. Crime > 5. Forgery and Alteration
    • D. Crime > 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds > 1. Surety
    • E. Bonds > 2. Fidelity
    • F. Professional liability
    • F. Professional liability > 1. Errors and Omissions
    • F. Professional liability > 2. Medical Malpractice
    • F. Professional liability > 3. Directors and Officers (D&O)
    • F. Professional liability > 4. Employment Practices Liability (EPLI)
    • F. Professional liability > 5. Cyber liability and data breach, funds transfer
    • F. Professional liability > 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards > 1. Moral
    • B. Hazards > 2. Morale
    • B. Hazards > 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation > 1. Actual cash value
    • E. Loss valuation > 2. Replacement cost
    • E. Loss valuation > 3. Market value
    • E. Loss valuation > 4. Stated/agreed value
    • E. Loss valuation > 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages > 1. Compensatory
    • R. Damages > 1. Compensatory > a. General
    • R. Damages > 1. Compensatory > b. Special
    • R. Damages > 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • III. POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • IV. KANSAS STATUTES AND REGULATIONS COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Commissioner of Insurance
    • A. Commissioner of Insurance > 1. Election
    • A. Commissioner of Insurance > 2. General duties and powers
    • A. Commissioner of Insurance > 3. Examinations
    • A. Commissioner of Insurance > 4. Hearings/Notice of hearings/Orders
    • A. Commissioner of Insurance > 5. Penalties
    • B. Definitions
    • B. Definitions > 1. Domestic company
    • B. Definitions > 2. Foreign company
    • B. Definitions > 3. Certificate of authority
    • C. Licensing
    • C. Licensing > 1. Persons required to be licensed
    • C. Licensing > 1. Persons required to be licensed > a. Producer
    • C. Licensing > 1. Persons required to be licensed > b. Resident/Nonresident
    • C. Licensing > 1. Persons required to be licensed > c. Temporary license
    • C. Licensing > 2. Producer appointment/certification and termination of appointment
    • C. Licensing > 3. Obtaining a license
    • C. Licensing > 3. Obtaining a license > a. Qualifications/Examinations
    • C. Licensing > 3. Obtaining a license > b. Exemptions/exceptions
    • C. Licensing > 4. Maintaining a license
    • C. Licensing > 4. Maintaining a license > a. Continuing education
    • C. Licensing > 4. Maintaining a license > b. Change of address/ place of business
    • C. Licensing > 4. Maintaining a license > c. License renewal and fees
    • C. Licensing > 4. Maintaining a license > d. Suspension or revocation of licenses/felony convictions
    • D. Marketing practices
    • D. Marketing practices > 1. Rebating
    • D. Marketing practices > 2. Misrepresentation
    • D. Marketing practices > 3. False advertising
    • D. Marketing practices > 4. Defamation
    • D. Marketing practices > 5. Boycott, coercion, intimidation
    • D. Marketing practices > 6. Unfair discrimination
    • E. Property and Casualty Insurance Guaranty Association Act
  • V. KANSAS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, nonrenewal, cancellation, and delivery of contracts
    • B. Rates
    • B. Rates > 1. Filings
    • B. Rates > 2. Unfair discrimination
    • C. Excess and surplus lines producers
  • VI. KANSAS STATUTES AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Kansas Automobile Injury Reparations Act
    • A. Kansas Automobile Injury Reparations Act > 1. Required coverages
    • A. Kansas Automobile Injury Reparations Act > 2. Financial responsibility
    • A. Kansas Automobile Injury Reparations Act > 3. Payment of benefits
    • B. Uninsured/Underinsured motorists coverage
    • C. Accident prevention courses
    • D. Kansas Automobile Insurance Plan
    • E. Worker's Compensation
    • E. Worker's Compensation > 1. Kansas Workers Compensation Insurance Plan
Examination sources

KS Property & Casualty and Allied Lines Producer

Provider
Pearson Professional Assessments
Format
Computer-administered multiple choice
Exam questions
140 scored questions plus 14 pretest questions
Time limit
150 minutes
Passing score
70%
Exam fee
$64
Examination outline
  • I. TYPES OF POLICIES
    • A. Homeowners
    • A. Homeowners > 1. HO-2
    • A. Homeowners > 2. HO-3
    • A. Homeowners > 3. HO-4
    • A. Homeowners > 4. HO-5
    • A. Homeowners > 5. HO-6
    • A. Homeowners > 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies > 1. DP-1
    • B. Dwelling policies > 2. DP-2
    • B. Dwelling policies > 3. DP-3
    • C. Commercial lines
    • C. Commercial lines > 1. Commercial Package Policy (CPP)
    • C. Commercial lines > 2. Commercial property
    • C. Commercial lines > 2. Commercial property > a. Commercial building and business personal property form
    • C. Commercial lines > 2. Commercial property > b. Causes of loss forms
    • C. Commercial lines > 2. Commercial property > c. Business income
    • C. Commercial lines > 2. Commercial property > d. Extra expense
    • C. Commercial lines > 2. Commercial property > e. Equipment breakdown
    • C. Commercial lines > 3. Business Owners Policy (BOP)
    • C. Commercial lines > 4. Builders Risk
    • C. Commercial lines > 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine > 1. Personal Articles floaters
    • D. Inland marine > 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others > 1. Earthquake
    • F. Others > 2. Mobile Homes
    • F. Others > 3. Watercraft
    • F. Others > 4. Farm Owners
    • F. Others > 5. Windstorm
  • II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance > 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk > 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard > 1. Moral
    • D. Hazard > 2. Morale
    • D. Hazard > 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss > 1. Direct
    • F. Loss > 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation > 1. Actual cash value
    • G. Loss Valuation > 2. Replacement cost
    • G. Loss Valuation > 3. Market value
    • G. Loss Valuation > 4. Stated/agreed value
    • G. Loss Valuation > 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability > 1. Absolute
    • Q. Liability > 2. Strict
    • Q. Liability > 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • III. POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • IV. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability > 1. Exposures
    • A. Commercial general liability > 1. Exposures > a. Premises and Operations
    • A. Commercial general liability > 1. Exposures > b. Products and Completed Operations
    • A. Commercial general liability > 2. Coverage
    • A. Commercial general liability > 2. Coverage > a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability > 2. Coverage > b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability > 2. Coverage > c. Coverage C: Medical Payments
    • A. Commercial general liability > 2. Coverage > d. Supplemental Payments
    • A. Commercial general liability > 2. Coverage > e. Who is an insured
    • A. Commercial general liability > 2. Coverage > f. First named insured
    • A. Commercial general liability > 2. Coverage > g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability > 2. Coverage > h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto > 1. Liability
    • B. Automobile: personal auto and business auto > 1. Liability > a. Bodily Injury
    • B. Automobile: personal auto and business auto > 1. Liability > b. Property Damage
    • B. Automobile: personal auto and business auto > 1. Liability > c. Split Limits
    • B. Automobile: personal auto and business auto > 1. Liability > d. Combined Single Limit
    • B. Automobile: personal auto and business auto > 2. Medical Payments
    • B. Automobile: personal auto and business auto > 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto > 4. Uninsured motorists
    • B. Automobile: personal auto and business auto > 5. Underinsured motorists
    • B. Automobile: personal auto and business auto > 6. Who is an insured
    • B. Automobile: personal auto and business auto > 7. Types of Auto
    • B. Automobile: personal auto and business auto > 7. Types of Auto > a. Owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > b. Non-owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > c. Hired
    • B. Automobile: personal auto and business auto > 7. Types of Auto > d. Temporary Substitute
    • B. Automobile: personal auto and business auto > 7. Types of Auto > e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto > 7. Types of Auto > f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto > 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto > 9. Exclusions
    • B. Automobile: personal auto and business auto > 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto > 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 1. Standard policy concepts > a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 1. Standard policy concepts > b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > 6. Premium Determination
    • D. Crime
    • D. Crime > 1. Employee Dishonesty
    • D. Crime > 2. Theft
    • D. Crime > 3. Robbery
    • D. Crime > 4. Burglary
    • D. Crime > 5. Forgery and Alteration
    • D. Crime > 6. Mysterious Disappearance
    • E. Bonds
    • E. Bonds > 1. Surety
    • E. Bonds > 2. Fidelity
    • F. Professional liability
    • F. Professional liability > 1. Errors and Omissions
    • F. Professional liability > 2. Medical Malpractice
    • F. Professional liability > 3. Directors and Officers (D&O)
    • F. Professional liability > 4. Employment Practices Liability (EPLI)
    • F. Professional liability > 5. Cyber liability and date breach, funds transfer
    • F. Professional liability > 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Businessowners Policy (BOP)
  • V. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards > 1. Moral
    • B. Hazards > 2. Morale
    • B. Hazards > 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation > 1. Actual cash value
    • E. Loss valuation > 2. Replacement cost
    • E. Loss valuation > 3. Market value
    • E. Loss valuation > 4. Stated/agreed value
    • E. Loss valuation > 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages > 1. Compensatory
    • R. Damages > 1. Compensatory > a. General
    • R. Damages > 1. Compensatory > b. Special
    • R. Damages > 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • VI. POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • VII. KANSAS STATUTES AND REGULATIONS COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Commissioner of Insurance
    • A. Commissioner of Insurance > 1. Election
    • A. Commissioner of Insurance > 2. General duties and powers
    • A. Commissioner of Insurance > 3. Examinations
    • A. Commissioner of Insurance > 4. Hearings/Notice of hearings/Orders
    • A. Commissioner of Insurance > 5. Penalties
    • B. Definitions
    • B. Definitions > 1. Domestic company
    • B. Definitions > 2. Foreign company
    • B. Definitions > 3. Certificate of authority
    • C. Licensing
    • C. Licensing > 1. Persons required to be licensed
    • C. Licensing > 1. Persons required to be licensed > a. Producer
    • C. Licensing > 1. Persons required to be licensed > b. Resident/Nonresident
    • C. Licensing > 1. Persons required to be licensed > c. Temporary license
    • C. Licensing > 2. Producer appointment/certification and termination of appointment
    • C. Licensing > 3. Obtaining a license
    • C. Licensing > 3. Obtaining a license > a. Qualifications/Examinations
    • C. Licensing > 3. Obtaining a license > b. Exemptions/exceptions
    • C. Licensing > 4. Maintaining a license
    • C. Licensing > 4. Maintaining a license > a. Continuing education
    • C. Licensing > 4. Maintaining a license > b. Change of address/ place of business
    • C. Licensing > 4. Maintaining a license > c. License renewal and fees
    • C. Licensing > 4. Maintaining a license > d. Suspension or revocation of licenses/felony convictions
    • D. Marketing practices
    • D. Marketing practices > 1. Rebating
    • D. Marketing practices > 2. Misrepresentation
    • D. Marketing practices > 3. False advertising
    • D. Marketing practices > 4. Defamation
    • D. Marketing practices > 5. Boycott, coercion, intimidation
    • D. Marketing practices > 6. Unfair discrimination
    • E. Property and Casualty Insurance Guaranty Association Act
  • VIII. KANSAS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, nonrenewal, cancellation, and delivery of contracts
    • B. Rates
    • B. Rates > 1. Filings
    • B. Rates > 2. Unfair discrimination
    • C. Excess and surplus lines producers
  • IX. KANSAS STATUTES AND REGULATIONS PERTINENT TO PROPERTY INSURANCE ONLY
    • A. Unfair claims settlement practices
    • B. Proof of loss
    • C. Marine/inland marine
    • D. FAIR plan
    • E. Crop
    • F. Flood Insurance
  • X. KANSAS STATUTES AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Kansas Automobile Injury Reparations Act
    • A. Kansas Automobile Injury Reparations Act > 1. Required coverages
    • A. Kansas Automobile Injury Reparations Act > 2. Financial responsibility
    • A. Kansas Automobile Injury Reparations Act > 3. Payment of benefits
    • B. Uninsured/Underinsured motorists coverage
    • C. Accident prevention courses
    • D. Kansas Automobile Insurance Plan
    • E. Worker's Compensation
    • E. Worker's Compensation > 1. Kansas Workers Compensation Insurance Plan
Examination sources

KS Property and Allied Lines Producer

Provider
Pearson Professional Assessments
Format
Written multiple-choice examination
Exam questions
84 scored questions plus 5 pretest questions
Time limit
90 minutes
Passing score
70%
Exam fee
$57
Examination outline
  • I. TYPES OF POLICIES
    • A. Homeowners
    • A. Homeowners > 1. HO-2
    • A. Homeowners > 2. HO-3
    • A. Homeowners > 3. HO-4
    • A. Homeowners > 4. HO-5
    • A. Homeowners > 5. HO-6
    • A. Homeowners > 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies > 1. DP-1
    • B. Dwelling policies > 2. DP-2
    • B. Dwelling policies > 3. DP-3
    • C. Commercial lines
    • C. Commercial lines > 1. Commercial Package Policy (CPP)
    • C. Commercial lines > 2. Commercial property
    • C. Commercial lines > 2. Commercial property > a. Commercial building and business personal property form
    • C. Commercial lines > 2. Commercial property > b. Causes of loss forms
    • C. Commercial lines > 2. Commercial property > c. Business income
    • C. Commercial lines > 2. Commercial property > d. Extra expense
    • C. Commercial lines > 2. Commercial property > e. Equipment breakdown
    • C. Commercial lines > 3. Business Owners Policy (BOP)
    • C. Commercial lines > 4. Builders Risk
    • C. Commercial lines > 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine > 1. Personal Articles floaters
    • D. Inland marine > 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others > 1. Earthquake
    • F. Others > 2. Mobile Homes
    • F. Others > 3. Watercraft
    • F. Others > 4. Farm Owners
    • F. Others > 5. Windstorm
  • II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance > 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk > 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard > 1. Moral
    • D. Hazard > 2. Morale
    • D. Hazard > 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss > 1. Direct
    • F. Loss > 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation > 1. Actual cash value
    • G. Loss Valuation > 2. Replacement cost
    • G. Loss Valuation > 3. Market value
    • G. Loss Valuation > 4. Stated/agreed value
    • G. Loss Valuation > 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability > 1. Absolute
    • Q. Liability > 2. Strict
    • Q. Liability > 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • III. POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • IV. KANSAS STATUTES, RULES AND REGULATIONS COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Commissioner of Insurance
    • A. Commissioner of Insurance > 1. Election
    • A. Commissioner of Insurance > 2. General duties and powers
    • A. Commissioner of Insurance > 3. Examinations
    • A. Commissioner of Insurance > 4. Hearings/Notice of hearings/Orders
    • A. Commissioner of Insurance > 5. Penalties
    • B. Definitions
    • B. Definitions > 1. Domestic company
    • B. Definitions > 2. Foreign company
    • B. Definitions > 3. Certificate of authority
    • C. Licensing
    • C. Licensing > 1. Persons required to be licensed
    • C. Licensing > 1. Persons required to be licensed > a. Producer
    • C. Licensing > 1. Persons required to be licensed > b. Resident/Nonresident
    • C. Licensing > 1. Persons required to be licensed > c. Temporary license
    • C. Licensing > 2. Producer appointment/certification and termination of appointment
    • C. Licensing > 3. Obtaining a license
    • C. Licensing > 3. Obtaining a license > a. Qualifications/Examinations
    • C. Licensing > 3. Obtaining a license > b. Exemptions/exceptions
    • C. Licensing > 4. Maintaining a license
    • C. Licensing > 4. Maintaining a license > a. Continuing education
    • C. Licensing > 4. Maintaining a license > b. Change of address/ place of business
    • C. Licensing > 4. Maintaining a license > c. License renewal and fees
    • C. Licensing > 4. Maintaining a license > d. Suspension or revocation of licenses/felony convictions
    • D. Marketing practices
    • D. Marketing practices > 1. Rebating
    • D. Marketing practices > 2. Misrepresentation
    • D. Marketing practices > 3. False advertising
    • D. Marketing practices > 4. Defamation
    • D. Marketing practices > 5. Boycott, coercion, intimidation
    • D. Marketing practices > 6. Unfair discrimination
    • E. Property and Casualty Insurance Guaranty Association Act
  • V. KANSAS STATUTES, RULES, AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, nonrenewal, cancellation, and delivery of contracts
    • B. Rates
    • B. Rates > 1. Filings
    • B. Rates > 2. Unfair discrimination
    • C. Excess and surplus lines producers
  • VI. KANSAS STATUTES AND REGULATIONS PERTINENT TO PROPERTY INSURANCE ONLY
    • A. Unfair claims settlement practices
    • B. Proof of loss
    • C. Marine/inland marine
    • D. FAIR plan
    • E. Crop
    • F. Flood Insurance
Examination sources