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Indiana Property & Casualty Insurance — Requirements & Free Practice

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Insurance Producer — Property and Casualty

Individual producer qualification for property and casualty insurance; resident property and casualty qualifications cannot be requested separately.

Licensing authority: Indiana Department of Insurance · Application information

Add property and casualty authority to an existing resident license — degree
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Degree
Hold a bachelor's degree in insurance.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Only the Indiana laws and rules examination is required.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Add property and casualty authority to an existing resident license — designation
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Designation
Hold Chartered Property and Casualty Underwriter, Certified Insurance Counselor, Accredited Advisor in Insurance, or another nationally recognized designation approved by the commissioner.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Prelicensing education and the general examination are waived.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Add property and casualty authority to an existing resident license — standard
IN Property and Casualty Producer (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Coverage
Also applies to a new license after more than twelve months of expiration; IDOI requires all initial application requirements again.
Certificate Window
Pass the examination and apply during the six-month validity of the prelicensing completion certificate.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Prelicensing Education
Complete 40 hours of approved property and casualty education.
Residency
Indiana resident applicant.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Restoration after court ordered suspension
No examination is required for this applicant pathway.
Court Order
Obtain an order allowing reinstatement from the court that ordered suspension under IC 27-1-15.6-28; IDOI cannot reinstate before receiving the order.
Existing License
Restoration concerns the existing qualification and requires the court order, rather than a new examination.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with professional designation exemption
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Designation
Hold Chartered Property and Casualty Underwriter, Certified Insurance Counselor, Accredited Advisor in Insurance, or another nationally recognized designation approved by the commissioner.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Prelicensing education and the general examination are waived.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Renewal relief for military service or other extenuating circumstances
No examination is required for this applicant pathway.
Circumstances
Inability to comply with renewal procedures because of military service or another extenuating circumstance.
Discretion
Request a waiver of renewal procedures and any examination requirement, fine or sanction; relief is discretionary. An unspecified examination that might be waived is not an identifiable examination.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with insurance degree exemption
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Degree
Hold a bachelor's degree in insurance.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Only the Indiana laws and rules examination is required.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the uniform application or home-jurisdiction application and the prescribed nonresident fee.
Home License
Hold the corresponding resident producer authority in good standing in the home jurisdiction and maintain it.
Reciprocity
The home jurisdiction awards nonresident licenses to Indiana residents on the same basis.
Scope
Indiana authority follows the home license; another jurisdiction's licensing or examination is an applicant condition.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within one year
No examination is required for this applicant pathway.
Expiration
License expired less than one year; maintain the home license in good standing.
Fee
Submit renewal fee plus a penalty of three times that renewal fee through Sircon or NIPR.

Official no-examination sources

Effective from 2026-09-22.

Nonresident license renewal
No examination is required for this applicant pathway.
Continuing Education
Home-jurisdiction continuing education satisfies Indiana requirements on the statutory reciprocal basis.
Fee
Submit the renewal application and the applicable nonresident renewal fee.
Home License
Maintain resident producer authority in good standing.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure by prior same line license
No examination is required for this applicant pathway.
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Exemption
IC 27-1-15.6-9(a) exempts both prelicensing education and examination.
Minimum Age
At least 18 years old.
Prior License
Previously licensed for the same lines in another state; currently licensed there, or apply within 90 days of cancellation with official proof of good standing at cancellation.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement within twelve months with CE completed before expiration
No examination is required for this applicant pathway.
Continuing Education
All required continuing education was completed before the license expired.
Expiration
Apply within twelve months after expiration.
Fee
Submit renewal application, $40 renewal fee and $120 reinstatement penalty; the statute permits the Department to waive the penalty when the renewal fee is received within 30 days after expiration.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement after missed CE for a license with additional major lines

At least one of the following alternatives:

Continuing Education
Complete and have the provider report all outstanding continuing education before submitting the reinstatement application.
Exam Choice
IDOI states that producers with multiple lines need complete an assessment for only one of the lines on the license; the alternatives are conditional on those lines being held.
Expiration
License expired without completion of required CE; reinstatement sought within twelve months.
Fee
Submit reinstatement application and applicable renewal/penalty fee; IDOI states $160 if the renewal application and fee were not submitted before expiration, or $120 if they were.
Lines Held
The license also holds Life, Health, or Life and Health authority. An assessment may be chosen only for an authority actually held.
Waiver
Request the prelicensing waiver from IDOI with name, license number and requested assessment; bring it to the examination.
Resident reinstatement after missed CE for a P&C only or personal lines only license
IN Property and Casualty Laws & Regulations (practice unavailable)
Continuing Education
Complete and have the provider report all outstanding continuing education before submitting the reinstatement application.
Expiration
License expired without completion of required CE; reinstatement sought within twelve months.
Fee
Submit reinstatement application and applicable renewal/penalty fee; IDOI states $160 if the renewal application and fee were not submitted before expiration, or $120 if they were.
Lines Held
The only major authority held is property and casualty or personal lines. IDOI directs either qualification to the P&C laws and regulations assessment.
Waiver
Request the prelicensing waiver from IDOI with name, license number and requested assessment; bring it to the examination.
Renewal with extension to satisfy continuing education
No examination is required for this applicant pathway.
Request
Request an extension on the commissioner's form and submit the $25 extension fee.
Validity
The license remains in effect until the commissioner decides. If denied, complete CE within 90 days after notification.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure by examination
IN Property and Casualty Producer (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Coverage
Also applies to a new license after more than twelve months of expiration; IDOI requires all initial application requirements again.
Certificate Window
Pass the examination and apply during the six-month validity of the prelicensing completion certificate.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Minimum Age
At least 18 years old.
Prelicensing Education
Complete 40 hours of approved property and casualty education.
Residency
Indiana resident applicant.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Resident license renewal
No examination is required for this applicant pathway.
Continuing Education
Complete required approved continuing education before expiration, generally 24 hours every two years; the legal limits, exceptions and available credits apply.
Fee
Submit the renewal application and $40 renewal fee by expiration.
License
Hold the existing producer qualification.

Official no-examination sources

Effective from 2026-09-22.

Transfer of same line license upon moving to Indiana
No examination is required for this applicant pathway.
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Deadline
Apply for the resident license within 90 days after establishing Indiana legal residence.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Exemption
Prelicensing education and examination are exempt unless the commissioner determines otherwise by rule under IC 27-1-15.6-9(b). The current sources obtained establish no identified additional examination for this transfer.
Minimum Age
At least 18 years old.
Prior License
Licensed for the same requested line in another state before moving to Indiana.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.

Official no-examination sources

Effective from 2026-09-22.

License maintenance in retirement status
No examination is required for this applicant pathway.
Approval
Submit the notarized retirement-exemption form outside the 90-day renewal-application period; exemption requires IDOI approval.
Renewal
Continue paying renewal fees while exempt from CE and report changes in retirement status.
Retirement
Retired producer maintaining the license to collect commissions on business written before retirement; do not solicit or service policies.

Official no-examination sources

Effective from 2026-09-22.

Return to active practice from retirement
No examination is required for this applicant pathway.
Continuing Education
Complete the Indiana CE hours required when the license was put into retirement.
Notification
Notify IDOI of the retirement-status change; the underlying license has remained active through payment of renewal fees.

Official no-examination sources

Effective from 2026-09-22.

Restoration after child support probation or suspension
No examination is required for this applicant pathway.
Bureau Notice
IDOI must receive notice from the child-support bureau under the referenced provisions that the delinquency has been addressed.
Existing License
Restoration concerns the existing qualification; the statutory condition is the bureau notice.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer — Personal Lines

Individual producer qualification for property and casualty coverage sold to individuals and families for primarily noncommercial purposes.

Licensing authority: Indiana Department of Insurance · Application information

Add personal lines authority to an existing resident license — degree
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Degree
Hold a bachelor's degree in insurance.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Only the Indiana laws and rules examination is required.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Add personal lines authority to an existing resident license — designation
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Designation
Hold Chartered Property and Casualty Underwriter, Certified Insurance Counselor, Accredited Advisor in Insurance, or another nationally recognized designation approved by the commissioner.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Prelicensing education and the general examination are waived.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Add personal lines authority to an existing resident license — standard
IN Personal Lines Producer (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Coverage
Also applies to a new license after more than twelve months of expiration; IDOI requires all initial application requirements again.
Certificate Window
Pass the examination and apply during the six-month validity of the prelicensing completion certificate.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Existing License
Hold an Indiana resident producer license in another line; complete the applicable initial qualification requirements and submit a new $40 application. Adding the line does not change the existing expiration date.
Minimum Age
At least 18 years old.
Prelicensing Education
Complete at least 20 hours of approved personal-lines education; Pearson also accepts a property and casualty course completion certificate for this examination.
Residency
Indiana resident applicant.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Restoration after court ordered suspension
No examination is required for this applicant pathway.
Court Order
Obtain an order allowing reinstatement from the court that ordered suspension under IC 27-1-15.6-28; IDOI cannot reinstate before receiving the order.
Existing License
Restoration concerns the existing qualification and requires the court order, rather than a new examination.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with professional designation exemption
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Designation
Hold Chartered Property and Casualty Underwriter, Certified Insurance Counselor, Accredited Advisor in Insurance, or another nationally recognized designation approved by the commissioner.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Prelicensing education and the general examination are waived.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Renewal relief for military service or other extenuating circumstances
No examination is required for this applicant pathway.
Circumstances
Inability to comply with renewal procedures because of military service or another extenuating circumstance.
Discretion
Request a waiver of renewal procedures and any examination requirement, fine or sanction; relief is discretionary. An unspecified examination that might be waived is not an identifiable examination.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with insurance degree exemption
IN Property and Casualty Laws & Regulations (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Degree
Hold a bachelor's degree in insurance.
Minimum Age
At least 18 years old.
Residency
Indiana resident applicant.
Waiver
Request and obtain an IDOI prelicensing waiver; bring it to the law examination and test before its expiration. Only the Indiana laws and rules examination is required.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the uniform application or home-jurisdiction application and the prescribed nonresident fee.
Home License
Hold the corresponding resident producer authority in good standing in the home jurisdiction and maintain it.
Reciprocity
The home jurisdiction awards nonresident licenses to Indiana residents on the same basis.
Scope
Indiana authority follows the home license; another jurisdiction's licensing or examination is an applicant condition.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within one year
No examination is required for this applicant pathway.
Expiration
License expired less than one year; maintain the home license in good standing.
Fee
Submit renewal fee plus a penalty of three times that renewal fee through Sircon or NIPR.

Official no-examination sources

Effective from 2026-09-22.

Nonresident license renewal
No examination is required for this applicant pathway.
Continuing Education
Home-jurisdiction continuing education satisfies Indiana requirements on the statutory reciprocal basis.
Fee
Submit the renewal application and the applicable nonresident renewal fee.
Home License
Maintain resident producer authority in good standing.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure by prior same line license
No examination is required for this applicant pathway.
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Exemption
IC 27-1-15.6-9(a) exempts both prelicensing education and examination.
Minimum Age
At least 18 years old.
Prior License
Previously licensed for the same lines in another state; currently licensed there, or apply within 90 days of cancellation with official proof of good standing at cancellation.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement within twelve months with CE completed before expiration
No examination is required for this applicant pathway.
Continuing Education
All required continuing education was completed before the license expired.
Expiration
Apply within twelve months after expiration.
Fee
Submit renewal application, $40 renewal fee and $120 reinstatement penalty; the statute permits the Department to waive the penalty when the renewal fee is received within 30 days after expiration.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement after missed CE for a license with additional major lines

At least one of the following alternatives:

Continuing Education
Complete and have the provider report all outstanding continuing education before submitting the reinstatement application.
Exam Choice
IDOI states that producers with multiple lines need complete an assessment for only one of the lines on the license; the alternatives are conditional on those lines being held.
Expiration
License expired without completion of required CE; reinstatement sought within twelve months.
Fee
Submit reinstatement application and applicable renewal/penalty fee; IDOI states $160 if the renewal application and fee were not submitted before expiration, or $120 if they were.
Lines Held
The license also holds Life, Health, or Life and Health authority. An assessment may be chosen only for an authority actually held.
Waiver
Request the prelicensing waiver from IDOI with name, license number and requested assessment; bring it to the examination.
Resident reinstatement after missed CE for a P&C only or personal lines only license
IN Property and Casualty Laws & Regulations (practice unavailable)
Continuing Education
Complete and have the provider report all outstanding continuing education before submitting the reinstatement application.
Expiration
License expired without completion of required CE; reinstatement sought within twelve months.
Fee
Submit reinstatement application and applicable renewal/penalty fee; IDOI states $160 if the renewal application and fee were not submitted before expiration, or $120 if they were.
Lines Held
The only major authority held is property and casualty or personal lines. IDOI directs either qualification to the P&C laws and regulations assessment.
Waiver
Request the prelicensing waiver from IDOI with name, license number and requested assessment; bring it to the examination.
Renewal with extension to satisfy continuing education
No examination is required for this applicant pathway.
Request
Request an extension on the commissioner's form and submit the $25 extension fee.
Validity
The license remains in effect until the commissioner decides. If denied, complete CE within 90 days after notification.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure by examination
IN Personal Lines Producer (practice unavailable)
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Coverage
Also applies to a new license after more than twelve months of expiration; IDOI requires all initial application requirements again.
Certificate Window
Pass the examination and apply during the six-month validity of the prelicensing completion certificate.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Minimum Age
At least 18 years old.
Prelicensing Education
Complete at least 20 hours of approved personal-lines education; Pearson also accepts a property and casualty course completion certificate for this examination.
Residency
Indiana resident applicant.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.
Resident license renewal
No examination is required for this applicant pathway.
Continuing Education
Complete required approved continuing education before expiration, generally 24 hours every two years; the legal limits, exceptions and available credits apply.
Fee
Submit the renewal application and $40 renewal fee by expiration.
License
Hold the existing producer qualification.

Official no-examination sources

Effective from 2026-09-22.

Transfer of same line license upon moving to Indiana
No examination is required for this applicant pathway.
Application
Submit the uniform application and required nonrefundable fee; disclose complete and correct information.
Application Deadline
Apply for the resident license within 90 days after establishing Indiana legal residence.
Character
No act constituting a statutory ground for denial, suspension or revocation.
Exemption
Prelicensing education and examination are exempt unless the commissioner determines otherwise by rule under IC 27-1-15.6-9(b). The current sources obtained establish no identified additional examination for this transfer.
Minimum Age
At least 18 years old.
Prior License
Licensed for the same requested line in another state before moving to Indiana.
Work Authorization
Provide documentation of United States citizenship or lawful work authorization as specified in IDOI Resident Licensing Guidelines/Requirements.

Official no-examination sources

Effective from 2026-09-22.

License maintenance in retirement status
No examination is required for this applicant pathway.
Approval
Submit the notarized retirement-exemption form outside the 90-day renewal-application period; exemption requires IDOI approval.
Renewal
Continue paying renewal fees while exempt from CE and report changes in retirement status.
Retirement
Retired producer maintaining the license to collect commissions on business written before retirement; do not solicit or service policies.

Official no-examination sources

Effective from 2026-09-22.

Return to active practice from retirement
No examination is required for this applicant pathway.
Continuing Education
Complete the Indiana CE hours required when the license was put into retirement.
Notification
Notify IDOI of the retirement-status change; the underlying license has remained active through payment of renewal fees.

Official no-examination sources

Effective from 2026-09-22.

Restoration after child support probation or suspension
No examination is required for this applicant pathway.
Bureau Notice
IDOI must receive notice from the child-support bureau under the referenced provisions that the delinquency has been addressed.
Existing License
Restoration concerns the existing qualification; the statutory condition is the bureau notice.

Official no-examination sources

Effective from 2026-09-22.

Indiana Insurance Producer Health Laws & Regulations Examination

Provider
Pearson VUE
Format
Computer-delivered multiple choice
Exam questions
35 total questions (30 scored, 5 pretest)
Time limit
60 minutes
Passing score
70%
Examination outline
  • I. INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE (20 questions)
    • A. Department of Insurance
    • A. Department of Insurance / 1. Insurance Commissioner
    • A. Department of Insurance / 1. Insurance Commissioner / a. Appointment by Governor
    • A. Department of Insurance / 1. Insurance Commissioner / b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance / 1. Insurance Commissioner / c. Powers
    • A. Department of Insurance / 1. Insurance Commissioner / d. Duties
    • A. Department of Insurance / 2. Admission of Insurance Companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / a. Certificate of Authority
    • A. Department of Insurance / 2. Admission of Insurance Companies / b. Admitted versus non-admitted companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / c. Domestic, foreign, and alien companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / a. Fiscal examinations
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance / 4. Insurance Guaranty Associations
    • A. Department of Insurance / 4. Insurance Guaranty Associations / a. Purpose
    • A. Department of Insurance / 4. Insurance Guaranty Associations / b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / a. Resident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / b. Nonresident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / c. Temporary producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / d. Consultant
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / e. Business entity
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / i. Travel
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / ii. Title
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / iii. Credit
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / iv. Prearranged funeral insurance
    • B. Producer Licensing Laws / 2. Who must be licensed
    • B. Producer Licensing Laws / 2. Who must be licensed / a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application / i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws / 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws / 5. Limitations of a Producer
    • B. Producer Licensing Laws / 5. Limitations of a Producer / a. Controlled business
    • B. Producer Licensing Laws / 5. Limitations of a Producer / b. Acting as a Consultant
    • B. Producer Licensing Laws / 5. Limitations of a Producer / c. Fees and commissions
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / i. Change of legal or assumed name
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / iii. Criminal or administrative action
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / b. License renewal/reinstatement process
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system / i. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance / 1. Producer Licensing Law & Violations
    • C. Producer/Company Compliance / 2. Unfair Competition Law & Violations
    • C. Producer/Company Compliance / 3. Definitions
    • C. Producer/Company Compliance / 3. Definitions / a. Twisting
    • C. Producer/Company Compliance / 3. Definitions / b. Rebating
    • C. Producer/Company Compliance / 3. Definitions / c. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance / 3. Definitions / d. Defamation
    • C. Producer/Company Compliance / 3. Definitions / e. False advertising
    • C. Producer/Company Compliance / 3. Definitions / f. Misrepresentation
    • C. Producer/Company Compliance / 3. Definitions / g. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance / 3. Definitions / h. Unfair discrimination
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / a. Penalty for violating Licensing law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • II. HEALTH REGULATIONS (10 questions)
    • A. Health Insurance Contracts
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies / a. Individual Provisions
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies / b. Group Provisions
    • A. Health Insurance Contracts / 2. Required Coverages
    • A. Health Insurance Contracts / 2. Required Coverages / a. Mammogram coverage
    • A. Health Insurance Contracts / 3. Underwriting Restrictions
    • A. Health Insurance Contracts / 3. Underwriting Restrictions / a. AIDS/HIV
    • A. Health Insurance Contracts / 3. Underwriting Restrictions / b. Genetic Testing
    • A. Health Insurance Contracts / 4. Rights of Dependent Children
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / a. Newborns and adopted children
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / b. Limiting age
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / c. Handicapped children
    • A. Health Insurance Contracts / 5. Advertising
    • B. Specialized Coverage
    • B. Specialized Coverage / 1. Indiana Small Group Health
    • B. Specialized Coverage / 2. Group Coordination of Benefits
    • B. Specialized Coverage / 3. Children’s Health Insurance Program (CHIP)
    • C. Long Term Care
    • C. Long Term Care / 1. Provisions
    • C. Long Term Care / 1. Provisions / a. Free Look
    • C. Long Term Care / 1. Provisions / b. Length of coverage
    • C. Long Term Care / 1. Provisions / c. Pre-existing conditions, etc.
    • C. Long Term Care / 2. Standards for Marketing
    • C. Long Term Care / 3. Replacement
    • C. Long Term Care / 4. Producer’s Duties
    • C. Long Term Care / 5. Long Term Care Partnership Program (LTCP)
    • D. Medicare Supplement Policies
    • D. Medicare Supplement Policies / 1. Provisions
    • D. Medicare Supplement Policies / 1. Provisions / a. Free Look
    • D. Medicare Supplement Policies / 1. Provisions / b. Pre-existing conditions, etc.
    • D. Medicare Supplement Policies / 2. Standards for Marketing
    • D. Medicare Supplement Policies / 3. Replacement
    • D. Medicare Supplement Policies / 4. Producer’s Duties
    • E. Affordable Care Act (ACA)
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321)
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321) / a. Agent/broker training/Registration requirements
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321) / b. Metal levels and catastrophic plans ACA Section (1302)
    • E. Affordable Care Act (ACA) / 2. Enrollment periods (ACA Section 1311)
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302)
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / a. Mental health and substance use disorder parity
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / b. Pediatric services
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / c. Preventive services
Examination sources

IN Life and Health Laws & Regulations

Provider
Pearson VUE
Format
Computer-delivered multiple choice
Exam questions
40 total questions (35 scored, 5 pretest)
Time limit
60 minutes
Passing score
70%
Examination outline
  • I. INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE (20 questions)
    • A. Department of Insurance
    • A. Department of Insurance / 1. Insurance Commissioner
    • A. Department of Insurance / 1. Insurance Commissioner / a. Appointment by Governor
    • A. Department of Insurance / 1. Insurance Commissioner / b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance / 1. Insurance Commissioner / c. Powers
    • A. Department of Insurance / 1. Insurance Commissioner / d. Duties
    • A. Department of Insurance / 2. Admission of Insurance Companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / a. Certificate of Authority
    • A. Department of Insurance / 2. Admission of Insurance Companies / b. Admitted versus non-admitted companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / c. Domestic, foreign, and alien companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / a. Fiscal examinations
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance / 4. Insurance Guaranty Associations
    • A. Department of Insurance / 4. Insurance Guaranty Associations / a. Purpose
    • A. Department of Insurance / 4. Insurance Guaranty Associations / b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / a. Resident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / b. Nonresident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / c. Temporary producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / d. Consultant
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / e. Business entity
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / i. Travel
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / ii. Title
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / iii. Credit
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Limited Lines / iv. Prearranged funeral insurance
    • B. Producer Licensing Laws / 2. Who must be licensed
    • B. Producer Licensing Laws / 2. Who must be licensed / a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application / i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws / 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws / 5. Limitations of a Producer
    • B. Producer Licensing Laws / 5. Limitations of a Producer / a. Controlled business
    • B. Producer Licensing Laws / 5. Limitations of a Producer / b. Acting as a Consultant
    • B. Producer Licensing Laws / 5. Limitations of a Producer / c. Fees and commissions
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / i. Change of legal or assumed name
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / iii. Criminal or administrative action
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / b. License renewal/reinstatement process
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system / i. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance / 1. Producer Licensing Law & Violations
    • C. Producer/Company Compliance / 2. Unfair Competition Law & Violations
    • C. Producer/Company Compliance / 3. Definitions
    • C. Producer/Company Compliance / 3. Definitions / a. Twisting
    • C. Producer/Company Compliance / 3. Definitions / b. Rebating
    • C. Producer/Company Compliance / 3. Definitions / c. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance / 3. Definitions / d. Defamation
    • C. Producer/Company Compliance / 3. Definitions / e. False advertising
    • C. Producer/Company Compliance / 3. Definitions / f. Misrepresentation
    • C. Producer/Company Compliance / 3. Definitions / g. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance / 3. Definitions / h. Unfair discrimination
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / a. Penalty for violating Licensing law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • II. LIFE REGULATIONS (8 questions)
    • A. Policies and Contracts
    • A. Policies and Contracts / 1. Policy provisions
    • A. Policies and Contracts / 1. Policy provisions / a. Backdating
    • A. Policies and Contracts / 1. Policy provisions / b. Right to examine (Free Look)
    • A. Policies and Contracts / 1. Policy provisions / c. Payment of claims
    • A. Policies and Contracts / 1. Policy provisions / d. Incontestability
    • A. Policies and Contracts / 2. Underwriting restrictions
    • A. Policies and Contracts / 3. Interest on loans
    • A. Policies and Contracts / 4. Interest on death benefits
    • A. Policies and Contracts / 5. Accelerated death benefits
    • A. Policies and Contracts / 6. Viatical settlements
    • B. Marketing Practices
    • B. Marketing Practices / 1. Advertising
    • B. Marketing Practices / 2. Solicitation
    • B. Marketing Practices / 2. Solicitation / a. Purpose
    • B. Marketing Practices / 2. Solicitation / b. Documentation
    • B. Marketing Practices / 2. Solicitation / c. Buyer’s Guide and Policy Summary
    • B. Marketing Practices / 2. Solicitation / d. Duties of producers
    • B. Marketing Practices / 3. Replacement
    • B. Marketing Practices / 3. Replacement / a. Definition of replacement
    • B. Marketing Practices / 3. Replacement / b. Purpose
    • B. Marketing Practices / 3. Replacement / c. Free look
    • B. Marketing Practices / 3. Replacement / d. Duties of producers
    • B. Marketing Practices / 3. Replacement / e. Duties of insurers
    • C. Business and Group Life
    • C. Business and Group Life / 1. Eligible groups
    • C. Business and Group Life / 2. Conversion rights to individual policy
    • C. Business and Group Life / 3. Insurable Interest on Employees
  • III. HEALTH REGULATIONS (7 questions)
    • A. Health Insurance Contracts
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies / a. Individual Provisions
    • A. Health Insurance Contracts / 1. Standard Provisions in Medical Expense and Disability Income Policies / b. Group Provisions
    • A. Health Insurance Contracts / 2. Required Coverages
    • A. Health Insurance Contracts / 2. Required Coverages / a. Mammogram coverage
    • A. Health Insurance Contracts / 3. Underwriting Restrictions
    • A. Health Insurance Contracts / 3. Underwriting Restrictions / a. AIDS/HIV
    • A. Health Insurance Contracts / 3. Underwriting Restrictions / b. Genetic Testing
    • A. Health Insurance Contracts / 4. Rights of Dependent Children
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / a. Newborns and adopted children
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / b. Limiting age
    • A. Health Insurance Contracts / 4. Rights of Dependent Children / c. Handicapped children
    • A. Health Insurance Contracts / 5. Advertising
    • B. Specialized Coverage
    • B. Specialized Coverage / 1. Indiana Small Group Health
    • B. Specialized Coverage / 2. Group Coordination of Benefits
    • B. Specialized Coverage / 3. Children’s Health Insurance Program (CHIP)
    • C. Long Term Care
    • C. Long Term Care / 1. Provisions
    • C. Long Term Care / 1. Provisions / a. Free Look
    • C. Long Term Care / 1. Provisions / b. Length of coverage
    • C. Long Term Care / 1. Provisions / c. Pre-existing conditions, etc.
    • C. Long Term Care / 2. Standards for Marketing
    • C. Long Term Care / 3. Replacement
    • C. Long Term Care / 4. Producer’s Duties
    • C. Long Term Care / 5. Long Term Care Partnership Program (LTCP)
    • D. Medicare Supplement Policies
    • D. Medicare Supplement Policies / 1. Provisions
    • D. Medicare Supplement Policies / 1. Provisions / a. Free Look
    • D. Medicare Supplement Policies / 1. Provisions / b. Pre-existing conditions, etc.
    • D. Medicare Supplement Policies / 2. Standards for Marketing
    • D. Medicare Supplement Policies / 3. Replacement
    • D. Medicare Supplement Policies / 4. Producer’s Duties
    • E. Affordable Care Act (ACA)
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321)
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321) / a. Agent/broker training/Registration requirements
    • E. Affordable Care Act (ACA) / 1. Marketplace (ACA Section 1101, 1321) / b. Metal levels and catastrophic plans (ACA Section 1302)
    • E. Affordable Care Act (ACA) / 2. Enrollment periods (ACA Section 1311)
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302)
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / a. Mental health and substance use disorder parity
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / b. Pediatric services
    • E. Affordable Care Act (ACA) / 3. Essential health benefits (ACA Section 1302) / c. Preventive services
Examination sources

IN Property and Casualty Laws & Regulations

Examination outline
  • Indiana specific: INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE
    • A. Department of Insurance
    • A. Department of Insurance / 1. Insurance Commissioner
    • A. Department of Insurance / 1. Insurance Commissioner / a. Appointment by Governor
    • A. Department of Insurance / 1. Insurance Commissioner / b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance / 1. Insurance Commissioner / c. Powers
    • A. Department of Insurance / 1. Insurance Commissioner / d. Duties
    • A. Department of Insurance / 2. Admission of Insurance Companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / a. Certificate of Authority
    • A. Department of Insurance / 2. Admission of Insurance Companies / b. Admitted versus non-admitted companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / c. Domestic, foreign, and alien companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / a. Fiscal examinations
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance / 4. Insurance Guaranty Associations
    • A. Department of Insurance / 4. Insurance Guaranty Associations / a. Purpose
    • A. Department of Insurance / 4. Insurance Guaranty Associations / b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / a. Resident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / b. Nonresident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / c. Temporary producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / d. Consultant
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / e. Surplus Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Business entity
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / i. Travel
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / ii. Title
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iii. Credit
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iv. Crop
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / v. Portable electronics
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / vi. Self-storage
    • B. Producer Licensing Laws / 2. Who must be licensed
    • B. Producer Licensing Laws / 2. Who must be licensed / a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application / i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws / 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws / 5. Limitations of a Producer
    • B. Producer Licensing Laws / 5. Limitations of a Producer / a. Controlled business
    • B. Producer Licensing Laws / 5. Limitations of a Producer / b. Acting as a Consultant
    • B. Producer Licensing Laws / 5. Limitations of a Producer / c. Fees and commissions
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / i. Change of legal or assumed name
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / iii. Criminal or administrative action
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / b. License renewal/reinstatement process
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system / i. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance / 1. Producer Licensing Law & Violations
    • C. Producer/Company Compliance / 2. Unfair Competition Law & Violations
    • C. Producer/Company Compliance / 3. Definitions
    • C. Producer/Company Compliance / 3. Definitions / a. Rebating
    • C. Producer/Company Compliance / 3. Definitions / b. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance / 3. Definitions / c. Defamation
    • C. Producer/Company Compliance / 3. Definitions / d. False advertising
    • C. Producer/Company Compliance / 3. Definitions / e. Misrepresentation
    • C. Producer/Company Compliance / 3. Definitions / f. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance / 3. Definitions / g. Unfair discrimination
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / a. Penalty for violating Licensing law
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • Indiana specific: SURPLUS LINES COMMON TO PERSONAL AND COMMERCIAL
    • 1. Surplus Lines Producers
    • 1. Surplus Lines Producers / a. Purpose
    • 1. Surplus Lines Producers / b. Duties
    • 1. Surplus Lines Producers / c. Gross Premium Tax
  • Indiana specific: PERSONAL LINES REGULATIONS
    • A. Auto Claims
    • B. Automobile Insurance
    • B. Automobile Insurance / 1. Financial Responsibility
    • B. Automobile Insurance / 2. Uninsured and Underinsured Motorist Coverages
    • B. Automobile Insurance / 3. Policy Cancellation and Nonrenewal
    • B. Automobile Insurance / 4. Automobile Insurance Plan (AIP)
    • B. Automobile Insurance / 5. Transportation Network Company (TNC) Drivers
    • C. Other Property and Casualty Laws
    • C. Other Property and Casualty Laws / 1. Mine Subsidence
    • C. Other Property and Casualty Laws / 2. Termination of Residential Policies
  • Indiana specific: COMMERCIAL LINES REGULATIONS
    • A. Indiana Worker’s Compensation
    • A. Indiana Worker’s Compensation / 1. Benefits
    • A. Indiana Worker’s Compensation / 2. Who Must Be Insured/Is Not Required to Be Insured
    • A. Indiana Worker’s Compensation / 3. Minors
    • A. Indiana Worker’s Compensation / 4. Second Injury Fund
    • A. Indiana Worker’s Compensation / 5. Assigned Risk Plan
    • B. Other Property and Casualty Laws
    • B. Other Property and Casualty Laws / 1. Cancellation of Commercial Policies
Examination sources

IN Property and Casualty Producer

Examination outline
  • General knowledge: TYPES OF POLICIES
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Commercial lines
    • C. Commercial lines / 1. Commercial Package Policy (CPP)
    • C. Commercial lines / 2. Commercial property
    • C. Commercial lines / 2. Commercial property / a. Commercial building and business personal property form
    • C. Commercial lines / 2. Commercial property / b. Causes of loss forms
    • C. Commercial lines / 2. Commercial property / c. Business income
    • C. Commercial lines / 2. Commercial property / d. Extra expense
    • C. Commercial lines / 2. Commercial property / e. Equipment breakdown
    • C. Commercial lines / 3. Business Owners Policy (BOP)
    • C. Commercial lines / 4. Builders Risk
    • C. Commercial lines / 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine / 1. Personal Articles floaters
    • D. Inland marine / 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others / 1. Earthquake
    • F. Others / 2. Mobile Homes
    • F. Others / 3. Watercraft
    • F. Others / 4. Farm Owners
    • F. Others / 5. Windstorm
  • General knowledge: INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated/agreed value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • General knowledge: POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • General knowledge: TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Garage Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • General knowledge: INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • General knowledge: POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • Indiana specific: INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE
    • A. Department of Insurance
    • A. Department of Insurance / 1. Insurance Commissioner
    • A. Department of Insurance / 1. Insurance Commissioner / a. Appointment by Governor
    • A. Department of Insurance / 1. Insurance Commissioner / b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance / 1. Insurance Commissioner / c. Powers
    • A. Department of Insurance / 1. Insurance Commissioner / d. Duties
    • A. Department of Insurance / 2. Admission of Insurance Companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / a. Certificate of Authority
    • A. Department of Insurance / 2. Admission of Insurance Companies / b. Admitted versus non-admitted companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / c. Domestic, foreign, and alien companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / a. Fiscal examinations
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance / 4. Insurance Guaranty Associations
    • A. Department of Insurance / 4. Insurance Guaranty Associations / a. Purpose
    • A. Department of Insurance / 4. Insurance Guaranty Associations / b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / a. Resident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / b. Nonresident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / c. Temporary producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / d. Consultant
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / e. Surplus Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Business entity
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / i. Travel
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / ii. Title
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iii. Credit
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iv. Crop
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / v. Portable electronics
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / vi. Self-storage
    • B. Producer Licensing Laws / 2. Who must be licensed
    • B. Producer Licensing Laws / 2. Who must be licensed / a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application / i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws / 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws / 5. Limitations of a Producer
    • B. Producer Licensing Laws / 5. Limitations of a Producer / a. Controlled business
    • B. Producer Licensing Laws / 5. Limitations of a Producer / b. Acting as a Consultant
    • B. Producer Licensing Laws / 5. Limitations of a Producer / c. Fees and commissions
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / i. Change of legal or assumed name
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirement / iii. Criminal or administrative action
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / b. License renewal/reinstatement process
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / d. Sircon license & CE tracking system / i. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance / 1. Producer Licensing Law & Violations
    • C. Producer/Company Compliance / 2. Unfair Competition Law & Violations
    • C. Producer/Company Compliance / 3. Definitions
    • C. Producer/Company Compliance / 3. Definitions / a. Rebating
    • C. Producer/Company Compliance / 3. Definitions / b. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance / 3. Definitions / c. Defamation
    • C. Producer/Company Compliance / 3. Definitions / d. False advertising
    • C. Producer/Company Compliance / 3. Definitions / e. Misrepresentation
    • C. Producer/Company Compliance / 3. Definitions / f. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance / 3. Definitions / g. Unfair discrimination
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / a. Penalty for violating Licensing law
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance / 5. Penalties/Disciplinary Actions / d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • Indiana specific: SURPLUS LINES COMMON TO PERSONAL AND COMMERCIAL
    • 1. Surplus Lines Producers
    • 1. Surplus Lines Producers / a. Purpose
    • 1. Surplus Lines Producers / b. Duties
    • 1. Surplus Lines Producers / c. Gross Premium Tax
  • Indiana specific: PERSONAL LINES REGULATIONS
    • A. Auto Claims
    • B. Automobile Insurance
    • B. Automobile Insurance / 1. Financial Responsibility
    • B. Automobile Insurance / 2. Uninsured and Underinsured Motorist Coverages
    • B. Automobile Insurance / 3. Policy Cancellation and Nonrenewal
    • B. Automobile Insurance / 4. Automobile Insurance Plan (AIP)
    • B. Automobile Insurance / 5. Transportation Network Company (TNC) Drivers
    • C. Other Property and Casualty Laws
    • C. Other Property and Casualty Laws / 1. Mine Subsidence
    • C. Other Property and Casualty Laws / 2. Termination of Residential Policies
  • Indiana specific: COMMERCIAL LINES REGULATIONS
    • A. Indiana Worker’s Compensation
    • A. Indiana Worker’s Compensation / 1. Benefits
    • A. Indiana Worker’s Compensation / 2. Who Must Be Insured/Is Not Required to Be Insured
    • A. Indiana Worker’s Compensation / 3. Minors
    • A. Indiana Worker’s Compensation / 4. Second Injury Fund
    • A. Indiana Worker’s Compensation / 5. Assigned Risk Plan
    • B. Other Property and Casualty Laws
    • B. Other Property and Casualty Laws / 1. Cancellation of Commercial Policies
Examination sources

Indiana Insurance Producer — Life Laws & Regulations Examination

Provider
Pearson Professional Assessments
Format
Computer-delivered multiple-choice examination
Exam questions
35 questions; 30 scored and 5 pretest
Time limit
60 minutes
Passing score
70%
Examination outline
  • I. INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE 20
    • A. Department of Insurance
    • A. Department of Insurance > 1. Insurance Commissioner
    • A. Department of Insurance > 1. Insurance Commissioner > a. Appointment by Governor
    • A. Department of Insurance > 1. Insurance Commissioner > b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance > 1. Insurance Commissioner > c. Powers
    • A. Department of Insurance > 1. Insurance Commissioner > d. Duties
    • A. Department of Insurance > 2. Admission of Insurance Companies
    • A. Department of Insurance > 2. Admission of Insurance Companies > a. Certificate of Authority
    • A. Department of Insurance > 2. Admission of Insurance Companies > b. Admitted versus non-admitted companies
    • A. Department of Insurance > 2. Admission of Insurance Companies > c. Domestic, foreign, and aliencompanies
    • A. Department of Insurance > 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance > 3. Examination of Admitted Insurance Companies > a. Fiscal examinations
    • A. Department of Insurance > 3. Examination of Admitted Insurance Companies > b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance > 4. Insurance Guaranty Associations
    • A. Department of Insurance > 4. Insurance Guaranty Associations > a. Purpose
    • A. Department of Insurance > 4. Insurance Guaranty Associations > b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > a. Resident producer
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > b. Nonresident producer
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > c. Temporary producer
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > d. Consultant
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > e. Business entity
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > f. Limited Lines
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > f. Limited Lines > i. Travel
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > f. Limited Lines > ii. Title
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > f. Limited Lines > iii. Credit
    • B. Producer Licensing Laws > 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties > f. Limited Lines > iv. Prearranged funeral insurance
    • B. Producer Licensing Laws > 2. Who must be licensed
    • B. Producer Licensing Laws > 2. Who must be licensed > a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws > 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws > 3. Producer qualifications and the licensing process > a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws > 15.6-9, 27-1-15.6-16
    • B. Producer Licensing Laws > 15.6-9, 27-1-15.6-16 > b. Denial of license application
    • B. Producer Licensing Laws > 15.6-9, 27-1-15.6-16 > b. Denial of license application > i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws > 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws > 5. Limitations of a Producer
    • B. Producer Licensing Laws > 5. Limitations of a Producer > a. Controlled business
    • B. Producer Licensing Laws > 5. Limitations of a Producer > b. Acting as a Consultant
    • B. Producer Licensing Laws > 5. Limitations of a Producer > c. Fees and commissions
    • B. Producer Licensing Laws > 6. Producer’s License Maintenance
    • B. Producer Licensing Laws > 6. Producer’s License Maintenance > a. Producer notification requirements
    • B. Producer Licensing Laws > 15.6-17
    • B. Producer Licensing Laws > 15.6-17 > i. Change of legal or assumed name
    • B. Producer Licensing Laws > 15.6-17 > ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws > 15.6-17 > iii. Criminal or administrative action
    • B. Producer Licensing Laws > 15.6-17 > b. License renewal/reinstatement process
    • B. Producer Licensing Laws > 15.6-17 > c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws > 15.6-17 > d. Sircon license & CE tracking system
    • B. Producer Licensing Laws > 15.6-17 > d. Sircon license & CE tracking system > i. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance > 1. Producer Licensing Law &Violations
    • C. Producer/Company Compliance > 2. Unfair Competition Law &Violations
    • C. Producer/Company Compliance > 3. Definitions
    • C. Producer/Company Compliance > 3. Definitions > a. Twisting
    • C. Producer/Company Compliance > 3. Definitions > b. Rebating
    • C. Producer/Company Compliance > 3. Definitions > c. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance > 3. Definitions > d. Defamation
    • C. Producer/Company Compliance > 3. Definitions > e. False advertising
    • C. Producer/Company Compliance > 3. Definitions > f. Misrepresentation
    • C. Producer/Company Compliance > 3. Definitions > g. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance > 3. Definitions > h. Unfair discrimination
    • C. Producer/Company Compliance > 4. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance > 4. Penalties/Disciplinary Actions > a. Penalty for violating Licensing law
    • C. Producer/Company Compliance > 4. Penalties/Disciplinary Actions > b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance > 4. Penalties/Disciplinary Actions > c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance > 4. Penalties/Disciplinary Actions > d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • II. LIFE REGULATIONS 10
    • A. Policies and Contracts
    • A. Policies and Contracts > 1. Policy provisions
    • A. Policies and Contracts > 1. Policy provisions > a. Backdating
    • A. Policies and Contracts > 1. Policy provisions > b. Right to examine (Free Look)
    • A. Policies and Contracts > 1. Policy provisions > c. Payment of claims
    • A. Policies and Contracts > 1. Policy provisions > d. Incontestability
    • A. Policies and Contracts > 2. Underwriting restrictions
    • A. Policies and Contracts > 3. Interest on loans
    • A. Policies and Contracts > 4. Interest on death benefits
    • A. Policies and Contracts > 5. Accelerated death benefits
    • A. Policies and Contracts > 6. Viatical settlements
    • B. Marketing Practices
    • B. Marketing Practices > 1. Advertising
    • B. Marketing Practices > 2. Solicitation
    • B. Marketing Practices > 2. Solicitation > a. Purpose
    • B. Marketing Practices > 2. Solicitation > b. Documentation
    • B. Marketing Practices > 2. Solicitation > c. Buyer’s Guide and Policy Summary
    • B. Marketing Practices > 2. Solicitation > d. Duties of producers
    • B. Marketing Practices > 3. Replacement
    • B. Marketing Practices > 3. Replacement > a. Definition of replacement
    • B. Marketing Practices > 3. Replacement > b. Purpose
    • B. Marketing Practices > 3. Replacement > c. Free look
    • B. Marketing Practices > 3. Replacement > d. Duties of producers
    • B. Marketing Practices > 3. Replacement > e. Duties of insurers
    • C. Business and Group Life
    • C. Business and Group Life > 1. Eligible groups
    • C. Business and Group Life > 2. Conversion rights to individual policy
    • C. Business and Group Life > 3. Insurable Interest on Employees
Examination sources

IN Personal Lines Producer

Examination outline
  • General knowledge: TYPES OF PROPERTY POLICIES
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Inland marine
    • C. Inland marine / 1. Personal Articles floaters
    • D. National Flood Insurance Program
    • E. Others
    • E. Others / 1. Earthquake
    • E. Others / 2. Mobile Homes
    • E. Others / 3. Watercraft
    • E. Others / 4. Windstorm
  • General knowledge: TYPES OF CASUALTY POLICIES
    • A. Automobile: personal auto
    • A. Automobile: personal auto / 1. Liability
    • A. Automobile: personal auto / 1. Liability / a. Bodily Injury
    • A. Automobile: personal auto / 1. Liability / b. Property Damage
    • A. Automobile: personal auto / 1. Liability / c. Split Limits
    • A. Automobile: personal auto / 1. Liability / d. Combined Single Limit
    • A. Automobile: personal auto / 2. Medical Payments
    • A. Automobile: personal auto / 3. Physical Damage (collision; other than collision; specified perils)
    • A. Automobile: personal auto / 4. Uninsured motorists
    • A. Automobile: personal auto / 5. Underinsured motorists
    • A. Automobile: personal auto / 6. Who is an insured
    • A. Automobile: personal auto / 7. Types of Auto
    • A. Automobile: personal auto / 7. Types of Auto / a. Owned
    • A. Automobile: personal auto / 7. Types of Auto / b. Non-owned
    • A. Automobile: personal auto / 7. Types of Auto / c. Hired
    • A. Automobile: personal auto / 7. Types of Auto / d. Temporary Substitute
    • A. Automobile: personal auto / 7. Types of Auto / e. Newly Acquired Autos
    • A. Automobile: personal auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • A. Automobile: personal auto / 8. Exclusions
    • B. Umbrella/Excess liability
  • General knowledge: PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
    • V. Burglary, Robbery, Theft, and Mysterious Disappearance
    • W. Warranties
    • X. Representations
    • Y. Concealment
    • Z. Deposit Premium/Audit
    • AA. Certificate of Insurance
    • BB. Damages
    • BB. Damages / 1. Compensatory
    • BB. Damages / 1. Compensatory / a. General
    • BB. Damages / 1. Compensatory / b. Special
    • BB. Damages / 2. Punitive
    • CC. Compliance with Provisions of Fair Credit Reporting Act
  • General knowledge: PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Sources of underwriting information
    • P. Fair Credit Reporting Act
    • Q. Privacy Protection (Gramm Leach Bliley)
    • R. Policy Application
    • S. Terrorism Risk Insurance Act (TRIA)
    • T. Cancellation and nonrenewal provisions
    • U. Supplementary payments
    • V. Loss settlement provisions including consent to settle a loss
    • W. Territory
  • Indiana specific: INDIANA LAWS AND DEPARTMENT RULES COMMON TO ALL LINES OF INSURANCE
    • A. Department of Insurance
    • A. Department of Insurance / 1. Insurance Commissioner
    • A. Department of Insurance / 1. Insurance Commissioner / a. Appointment by Governor
    • A. Department of Insurance / 1. Insurance Commissioner / b. Member of National Association of Insurance Commissioners (NAIC)
    • A. Department of Insurance / 1. Insurance Commissioner / c. Powers
    • A. Department of Insurance / 1. Insurance Commissioner / d. Duties
    • A. Department of Insurance / 2. Admission of Insurance Companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / a. Certificate of Authority
    • A. Department of Insurance / 2. Admission of Insurance Companies / b. Admitted versus non-admitted companies
    • A. Department of Insurance / 2. Admission of Insurance Companies / c. Domestic, foreign, and alien companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / a. Fiscal examinations
    • A. Department of Insurance / 3. Examination of Admitted Insurance Companies / b. Waiving examinations of foreign and alien companies
    • A. Department of Insurance / 4. Insurance Guaranty Associations
    • A. Department of Insurance / 4. Insurance Guaranty Associations / a. Purpose
    • A. Department of Insurance / 4. Insurance Guaranty Associations / b. Policy benefits that are guaranteed
    • B. Producer Licensing Laws
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / a. Resident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / b. Nonresident producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / c. Temporary producer
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / d. Consultant
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / e. Surplus Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / f. Business entity
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / i. Travel
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / ii. Title
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iii. Credit
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / iv. Crop
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / v. Portable electronics
    • B. Producer Licensing Laws / 1. Types of Insurance Licenses, Eligibility Requirements & Powers and Duties / g. Limited Lines / vi. Self-storage
    • B. Producer Licensing Laws / 2. Who must be licensed
    • B. Producer Licensing Laws / 2. Who must be licensed / a. Solicit, negotiate or sell contracts of insurance
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / a. Pre-licensing education, state exam, license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application
    • B. Producer Licensing Laws / 3. Producer qualifications and the licensing process / b. Denial of license application / i. Appeals process/Notice of hearing
    • B. Producer Licensing Laws / 4. Insurance Company: Producer appointments and termination
    • B. Producer Licensing Laws / 5. Limitations of a Producer
    • B. Producer Licensing Laws / 5. Limitations of a Producer / a. Controlled business
    • B. Producer Licensing Laws / 5. Limitations of a Producer / b. Acting as a Consultant
    • B. Producer Licensing Laws / 5. Limitations of a Producer / c. Fees and commissions
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / i. Change of legal or assumed name
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / ii. Change of contact information; business, email and/or residential address
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / a. Producer notification requirements / iii. Criminal or administrative action
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / b. License renewal/reinstatement process
    • B. Producer Licensing Laws / 6. Producer’s License Maintenance / c. Continuing Education (CE) requirements
    • B. Producer Licensing Laws / 7. Sircon license & CE tracking system
    • B. Producer Licensing Laws / 7. Sircon license & CE tracking system / a. Producer Responsibilities
    • C. Producer/Company Compliance
    • C. Producer/Company Compliance / 1. Producer Licensing Law & Violations
    • C. Producer/Company Compliance / 2. Unfair Competition Law & Violations
    • C. Producer/Company Compliance / 3. Definitions
    • C. Producer/Company Compliance / 3. Definitions / a. Rebating
    • C. Producer/Company Compliance / 3. Definitions / b. Sharing commissions with an unlicensed person
    • C. Producer/Company Compliance / 3. Definitions / c. Defamation
    • C. Producer/Company Compliance / 3. Definitions / d. False advertising
    • C. Producer/Company Compliance / 3. Definitions / e. Misrepresentation
    • C. Producer/Company Compliance / 3. Definitions / f. Boycott, coercion, and intimidation
    • C. Producer/Company Compliance / 3. Definitions / g. Unfair discrimination
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / a. Penalty for violating Licensing law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / b. Penalty for violating Unfair Competition Law
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / c. Penalty for violating Cease and Desist Orders
    • C. Producer/Company Compliance / 4. Penalties/Disciplinary Actions / d. Criminal violations
    • D. Unfair Claims Settlement Practices
  • Indiana specific: PERSONAL LINES REGULATIONS
    • A. Auto Claims
    • B. Automobile Insurance
    • B. Automobile Insurance / 1. Financial Responsibility
    • B. Automobile Insurance / 2. Uninsured and Underinsured Motorist Coverages
    • B. Automobile Insurance / 3. Policy Cancellation and Nonrenewal
    • B. Automobile Insurance / 4. Automobile Insurance Plan (AIP)
    • B. Automobile Insurance / 5. Transportation Network Company (TNC) Drivers
    • C. Other Property and Casualty Laws
    • C. Other Property and Casualty Laws / 1. Mine Subsidence
    • C. Other Property and Casualty Laws / 2. Termination of Residential Policies
    • C. Other Property and Casualty Laws / 3. Surplus Lines Producers
    • C. Other Property and Casualty Laws / 3. Surplus Lines Producers / a. Purpose
    • C. Other Property and Casualty Laws / 3. Surplus Lines Producers / b. Duties
    • C. Other Property and Casualty Laws / 3. Surplus Lines Producers / c. Gross Premium Tax
    • C. Other Property and Casualty Laws / 3. Surplus Lines Producers / d. License Requirements
Examination sources