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Illinois Property & Casualty Insurance — Requirements & Free Practice

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Producer License

Individual producer licence with property, casualty, personal lines or motor vehicle authority; line selection determines which independently offered examinations are involved.

Licensing authority: Illinois Department of Insurance · Application information

Addition of casualty authority to an existing Illinois producer licence

All of the following:

Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Existing license
Hold an Illinois producer licence or have a licence application already submitted.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Processing
Handbook p. 5 states that a new application and fee are not required; the Department updates the licence on receiving passing results and completed education.
Requested authority
casualty
Score window
Pass General and State for a line within 90 days of each other.
Addition of motor vehicle authority to an existing Illinois producer licence
IL Motor Vehicle (practice unavailable)
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Existing license
Hold an Illinois producer licence or have a licence application already submitted.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Processing
Handbook p. 5 states that a new application and fee are not required; the Department updates the licence on receiving passing results and completed education.
Requested authority
motor vehicle
Score window
Pass General and State for a line within 90 days of each other.
Addition of personal lines authority to an existing Illinois producer licence

All of the following:

Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Existing license
Hold an Illinois producer licence or have a licence application already submitted.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Processing
Handbook p. 5 states that a new application and fee are not required; the Department updates the licence on receiving passing results and completed education.
Requested authority
personal lines
Score window
Pass General and State for a line within 90 days of each other.
Addition of property authority to an existing Illinois producer licence

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Existing license
Hold an Illinois producer licence or have a licence application already submitted.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Processing
Handbook p. 5 states that a new application and fee are not required; the Department updates the licence on receiving passing results and completed education.
Requested authority
property
Score window
Pass General and State for a line within 90 days of each other.
Addition of property casualty authority to an existing Illinois producer licence

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
  • IL Casualty Producer General (practice unavailable)
  • IL Casualty Producer State
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Existing license
Hold an Illinois producer licence or have a licence application already submitted.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Processing
Handbook p. 5 states that a new application and fee are not required; the Department updates the licence on receiving passing results and completed education.
Requested authority
property casualty
Score window
Pass General and State for a line within 90 days of each other.
Renewal procedures waiver for military service
No examination is required for this applicant pathway.
Military service
A licensed producer unable to comply with renewal procedures due to military service may request the Director’s waiver.
Waiver
Waiver is requested, not automatic; satisfy the procedures and terms that remain applicable.

Official no-examination sources

Effective from 2026-07-31.

Transfer to Illinois resident licensure within 90 days
No examination is required for this applicant pathway.
Application
Submit resident application and required licence fee; Department verifies prior licensure using the producer database.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Department instruction
Moving to or from Illinois states: "The Department will verify licensure in the previous state using the producer database. If you have not held a license during the past 12 months, you must take Part 1 & 2 of the Illinois Insurance exam. You will also be required to successfully complete a pre-licensing course for each line of authority for which you want be licensed." The statutory same-line exemption in Section 500-45 governs this route’s examination requirement; the page’s twelve-month statement is retained as Department instructions.
Line scope
No pre-licensing education or examination for previously held authorities, except as otherwise determined by Director rule.
Residence
Previously licensed producer establishes legal residence in Illinois and applies within 90 days.

Official no-examination sources

Effective from 2002-01-01.

Nonresident producer licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-jurisdiction application or Uniform Application and required request and fees through NIPR.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Home license
Currently hold the requested authority as a resident producer in good standing in the home jurisdiction.
Reciprocity
Home jurisdiction grants reciprocal nonresident producer licences to Illinois residents.

Official no-examination sources

Effective from 2002-01-01.

Nonresident producer renewal
No examination is required for this applicant pathway.
Application
Renew electronically through NIPR and pay the nonresident renewal fee.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education
Home-jurisdiction continuing education satisfies Illinois requirements when reciprocity applies.
Home license
Maintain home-jurisdiction licensure in good standing.

Official no-examination sources

Effective from 2026-07-31.

Resident licensing based on prior same line licensure
No examination is required for this applicant pathway.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Department instruction
Moving to or from Illinois states: "The Department will verify licensure in the previous state using the producer database. If you have not held a license during the past 12 months, you must take Part 1 & 2 of the Illinois Insurance exam. You will also be required to successfully complete a pre-licensing course for each line of authority for which you want be licensed." The statutory same-line exemption in Section 500-45 governs this route’s examination requirement; the page’s twelve-month statement is retained as Department instructions.
Education and exam
Statutory exemption applies to pre-licensing education and examinations for the same lines; a new line requires its own examination route.
Previous license
Currently licensed for the same lines elsewhere, or application is received within 90 days of cancellation and official certification or NAIC database establishes good standing at cancellation.

Official no-examination sources

Effective from 2002-01-01.

Resident reapplication after revocation or denial — casualty

All of the following:

Application
Submit prescribed application and fees.
Authority
casualty
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director must find rehabilitation and evaluate applicant convictions under Sections 500-30, 500-70 and 500-76.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
Pass both General and State for each requested authority within 90 days.
Waiting period
Ineligible to apply for any licence for three years after revocation or denial; no insurance-related engagement while the order remains effective.
Resident reapplication after revocation or denial — motor vehicle
IL Motor Vehicle (practice unavailable)
Application
Submit prescribed application and fees.
Authority
motor vehicle
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director must find rehabilitation and evaluate applicant convictions under Sections 500-30, 500-70 and 500-76.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
Pass both General and State for each requested authority within 90 days.
Waiting period
Ineligible to apply for any licence for three years after revocation or denial; no insurance-related engagement while the order remains effective.
Resident reapplication after revocation or denial — personal lines

All of the following:

Application
Submit prescribed application and fees.
Authority
personal lines
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director must find rehabilitation and evaluate applicant convictions under Sections 500-30, 500-70 and 500-76.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
Pass both General and State for each requested authority within 90 days.
Waiting period
Ineligible to apply for any licence for three years after revocation or denial; no insurance-related engagement while the order remains effective.
Resident reapplication after revocation or denial — property

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
Application
Submit prescribed application and fees.
Authority
property
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director must find rehabilitation and evaluate applicant convictions under Sections 500-30, 500-70 and 500-76.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
Pass both General and State for each requested authority within 90 days.
Waiting period
Ineligible to apply for any licence for three years after revocation or denial; no insurance-related engagement while the order remains effective.
Resident reapplication after revocation or denial — property casualty

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
  • IL Casualty Producer General (practice unavailable)
  • IL Casualty Producer State
Application
Submit prescribed application and fees.
Authority
property casualty
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director must find rehabilitation and evaluate applicant convictions under Sections 500-30, 500-70 and 500-76.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
Pass both General and State for each requested authority within 90 days.
Waiting period
Ineligible to apply for any licence for three years after revocation or denial; no insurance-related engagement while the order remains effective.
Reinstatement within 12 months after renewal due date
No examination is required for this applicant pathway.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education
All continuing education credits must be up to date.
Fees
Pay renewal and the reinstatement penalty through NIPR; statute requires double the unpaid renewal fee after due date.
Lapse
Apply within 12 months after renewal fee due date.

Official no-examination sources

Effective from 2026-07-31.

Requalification after producer licence expiration longer than one year — casualty

All of the following:

Application
Apply through NIPR after examination and education requirements are met.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations. The reinstatement page says all pre-licensing courses must be retaken; the regulation controls the qualification exemption.
Lapse
Producer licence has been expired for longer than one year.
Line selection
casualty
Pre licensing
Department requires retaking all pre-licensing courses for the desired licence type.
Requalification after producer licence expiration longer than one year — motor vehicle
IL Motor Vehicle (practice unavailable)
Application
Apply through NIPR after examination and education requirements are met.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations. The reinstatement page says all pre-licensing courses must be retaken; the regulation controls the qualification exemption.
Lapse
Producer licence has been expired for longer than one year.
Line selection
motor vehicle
Pre licensing
Department requires retaking all pre-licensing courses for the desired licence type.
Requalification after producer licence expiration longer than one year — personal lines

All of the following:

Application
Apply through NIPR after examination and education requirements are met.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations. The reinstatement page says all pre-licensing courses must be retaken; the regulation controls the qualification exemption.
Lapse
Producer licence has been expired for longer than one year.
Line selection
personal lines
Pre licensing
Department requires retaking all pre-licensing courses for the desired licence type.
Requalification after producer licence expiration longer than one year — property

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
Application
Apply through NIPR after examination and education requirements are met.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations. The reinstatement page says all pre-licensing courses must be retaken; the regulation controls the qualification exemption.
Lapse
Producer licence has been expired for longer than one year.
Line selection
property
Pre licensing
Department requires retaking all pre-licensing courses for the desired licence type.
Requalification after producer licence expiration longer than one year — property casualty

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
  • IL Casualty Producer General (practice unavailable)
  • IL Casualty Producer State
Application
Apply through NIPR after examination and education requirements are met.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations. The reinstatement page says all pre-licensing courses must be retaken; the regulation controls the qualification exemption.
Lapse
Producer licence has been expired for longer than one year.
Line selection
property casualty
Pre licensing
Department requires retaking all pre-licensing courses for the desired licence type.
Resident initial licensure by examination — casualty

All of the following:

Age
At least 18 years old.
Application
Submit a truthful complete resident application online through NIPR, pay the applicable licence fee and provide requested verification documents.
Application wait
Department instructions require waiting five days after passing before applying online.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director applies the rehabilitation and conviction criteria of Sections 500-30(a)(2), 500-70 and 500-76.
Line selection
Applicant requests casualty authority; only the exams for those requested authorities apply.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
For each line with General and State examinations, pass both within 90 days of each other.
Resident initial licensure by examination — motor vehicle
IL Motor Vehicle (practice unavailable)
Age
At least 18 years old.
Application
Submit a truthful complete resident application online through NIPR, pay the applicable licence fee and provide requested verification documents.
Application wait
Department instructions require waiting five days after passing before applying online.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director applies the rehabilitation and conviction criteria of Sections 500-30(a)(2), 500-70 and 500-76.
Line selection
Applicant requests motor vehicle authority; only the exams for those requested authorities apply.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
For each line with General and State examinations, pass both within 90 days of each other.
Resident initial licensure by examination — personal lines

All of the following:

Age
At least 18 years old.
Application
Submit a truthful complete resident application online through NIPR, pay the applicable licence fee and provide requested verification documents.
Application wait
Department instructions require waiting five days after passing before applying online.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director applies the rehabilitation and conviction criteria of Sections 500-30(a)(2), 500-70 and 500-76.
Line selection
Applicant requests personal lines authority; only the exams for those requested authorities apply.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
For each line with General and State examinations, pass both within 90 days of each other.
Resident initial licensure by examination — property

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
Age
At least 18 years old.
Application
Submit a truthful complete resident application online through NIPR, pay the applicable licence fee and provide requested verification documents.
Application wait
Department instructions require waiting five days after passing before applying online.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director applies the rehabilitation and conviction criteria of Sections 500-30(a)(2), 500-70 and 500-76.
Line selection
Applicant requests property authority; only the exams for those requested authorities apply.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
For each line with General and State examinations, pass both within 90 days of each other.
Resident initial licensure by examination — property casualty

All of the following:

  • IL Property Producer General (practice unavailable)
  • IL Property Producer State (practice unavailable)
  • IL Casualty Producer General (practice unavailable)
  • IL Casualty Producer State
Age
At least 18 years old.
Application
Submit a truthful complete resident application online through NIPR, pay the applicable licence fee and provide requested verification documents.
Application wait
Department instructions require waiting five days after passing before applying online.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education exemption
50 Ill. Adm. Code 3119.45(a)(2), effective December 30, 2025, exempts an accredited college insurance degree or applicable AAI, ARM, CIC, CRM or CPCU designation from pre-licensing education; submit the degree or designation certification. This exemption does not waive the licensing examinations.
Fitness
Director applies the rehabilitation and conviction criteria of Sections 500-30(a)(2), 500-70 and 500-76.
Line selection
Applicant requests property casualty authority; only the exams for those requested authorities apply.
Pre licensing
Complete 20 hours per requested Property, Casualty or Personal Lines authority, including 7.5 classroom or webinar hours; Motor Vehicle requires 12.5 hours including 5 classroom or webinar hours. Use pre-licensing education within one year.
Score window
For each line with General and State examinations, pass both within 90 days of each other.
Resident producer renewal
No examination is required for this applicant pathway.
Bond
A producer placing insurance with an insurer without an agency contract must maintain a bond of $2,500 or 5% of the preceding calendar year brokered premiums, whichever is greater, capped at $50,000.
Education
24 hours before renewal, including three hours of classroom or webinar ethics. Applicable self-study courses require provider-evaluated course examinations unless an approved interactive computer format validates completion; these unnamed course assessments are education conditions.
Fee
Pay the two-year resident producer renewal fee through NIPR.
Timing
Complete education in time for provider reporting; rule recommends one month before extension.

Official no-examination sources

Effective from 2026-07-31.

Conversion or maintenance of nonresident status after relocation
No examination is required for this applicant pathway.
New residence
Obtain resident producer licence in the new home jurisdiction and notify Illinois within 30 days with certification.
Processing
No fee or application for timely conversion; a late conversion requires nonresident application and fee.

Official no-examination sources

Effective from 2002-01-01.

IL Personal Line General

Provider
Pearson VUE
Format
Computer-delivered written examination
Exam questions
75 scored plus 5 pretest questions
Time limit
90 minutes
Passing score
70 on a 0–100 scaled score; not a percentage correct
Exam fee
$92 per examination; the paired General and State order receives a $92 discount
Examination outline
  • I. TYPES OF PROPERTY POLICIES
    • A. Homeowners
    • A.1. HO-2
    • A.2. HO-3
    • A.3. HO-4
    • A.4. HO-5
    • A.5. HO-6
    • A.6. HO-8
    • B. Dwelling policies
    • B.1. DP-1
    • B.2. DP-2
    • B.3. DP-3
    • C. Inland marine
    • C.1. Personal Articles floaters
    • D. National Flood Insurance Program
    • E. Others
    • E.1. Earthquake
    • E.2. Mobile Homes
    • E.3. Watercraft
    • E.4. Windstorm
  • II. TYPES OF CASUALTY POLICIES
    • A. Automobile: personal auto
    • A.1. Liability
    • A.1.a. Bodily Injury
    • A.1.b. Property Damage
    • A.1.c. Split Limits
    • A.1.d. Combined Single Limit
    • A.2. Medical Payments
    • A.3. Physical Damage (collision; other than collision; specified perils)
    • A.4. Uninsured motorists
    • A.5. Underinsured motorists
    • A.6. Who is an insured
    • A.7. Types of Auto
    • A.7.a. Owned
    • A.7.b. Non-owned
    • A.7.c. Hired
    • A.7.d. Temporary Substitute
    • A.7.e. Newly Acquired Autos
    • A.7.f. Transportation Expense and Rental Reimbursement Expense
    • A.8. Exclusions
    • B. Umbrella/Excess liability
  • III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A.1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C.1. Pure vs. Speculative Risk
    • D. Hazard
    • D.1. Moral
    • D.2. Morale
    • D.3. Physical
    • E. Peril
    • F. Loss
    • F.1. Direct
    • F.2. Indirect
    • G. Loss Valuation
    • G.1. Actual cash value
    • G.2. Replacement cost
    • G.3. Market value
    • G.4. Stated value
    • G.5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q.1. Absolute
    • Q.2. Strict
    • Q.3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
    • V. Burglary, Robbery, Theft, and Mysterious Disappearance
    • W. Warranties
    • X. Representations
    • Y. Concealment
    • Z. Deposit Premium/Audit
    • AA. Certificate of Insurance
    • BB. Damages
    • BB.1. Compensatory
    • BB.1.a. General
    • BB.1.b. Special
    • BB.2. Punitive
    • CC. Compliance with Provisions of Fair Credit Reporting Act
  • IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Sources of underwriting information
    • P. Fair Credit Reporting Act
    • Q. Privacy Protection (Gramm Leach Bliley)
    • R. Policy Application
    • S. Terrorism Risk Insurance Act (TRIA)
    • T. Cancellation and nonrenewal provisions
    • U. Supplementary payments
    • V. Loss settlement provisions including consent to settle a loss
    • W. Territory
Examination sources

Illinois Personal Lines State Insurance Licensing Examination

Provider
Pearson VUE
Format
Computer-delivered written examination
Exam questions
37 scored questions
Time limit
45 minutes
Passing score
70 on a 0–100 scaled score; not a percentage correct
Exam fee
$92 per examination; the paired General and State order receives a $92 discount
Examination outline
  • I. ILLINOIS STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
    • A. Insurance Director
    • A.1. General powers
    • A.2. Examinations
    • B. License and registration
    • B.1. Persons required to be licensed
    • B.1.a. Insurance producers
    • B.1.b. Nonresidents
    • B.1.c. Business entities
    • B.1.d. Temporary insurance producers
    • B.1.e. Exemptions
    • B.1.f. Reinstatement
    • B.2. Obtaining a license
    • B.2.a. Qualifications
    • B.2.b. License fees
    • B.2.c. Bond requirements
    • B.3. Maintaining a license
    • B.3.a. Continuing education
    • B.3.b. Controlled business
    • B.3.c. Change of address
    • B.3.d. Required fees
    • B.4. License suspension, revocation or denial
    • B.4.a. Felony convictions
    • C. Fiduciary responsibilities
    • D. Commissions and compensation
    • E. Disclosure
    • F. Marketing practices
    • F.1. Rebating
    • F.2. Misrepresentation
    • F.3. Defamation
    • F.4. Other unfair practices
    • F.5. Unfair claims practices
    • G. Illinois Insurance Guaranty Fund
  • II. ILLINOIS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, nonrenewal, cancellation and Certificates of Insurance
    • B. Financing insurance premiums
    • C. Insurance Claims Fraud Prevention Act
    • D. Use of credit information
    • E. Hate Crimes
  • III. ILLINOIS STATUTES AND REGULATIONS PERTINENT TO PERSONAL LINES INSURANCE ONLY
    • A. Rejection on basis of location
    • B. Illinois FAIR Plan (FAIR plan)
    • B.1. Purpose
    • B.2. Definition
    • B.3. Procedures
    • B.4. Industry placement
    • C. Mine subsidence
    • D. Customer affairs and info. dept.
    • E. Auto
    • E.1. Uninsured motorists coverage
    • E.2. Underinsured motorists coverage
    • E.3. Illinois Automobile Insurance Plan (assigned risk)
    • E.3.a. Insurance company’s participation
    • E.3.b. Insured’s participation
    • E.4. Defensive driving discount–age 55 and over
    • E.5. Antitheft mechanism
    • E.6. Financial responsibility surcharge
    • E.7. Equipment exclusion
    • E.8. Persons with physical disabilities
    • E.9. Disclosure of liability coverage
    • E.10. Surcharge or refusal to insure
    • E.11. Oral estimate of premium charges
    • E.12. Mandatory auto coverage
    • E.13. Financial/Safety responsibility filing
    • E.14. Child restraint system
    • E.15. Fraudulent Address
Examination sources

IL Casualty Producer General

Provider
Pearson VUE
Format
Computer-based written examination
Exam questions
50 scored plus 5 pretest questions
Time limit
75 Minutes
Passing score
Scaled score of 70; not percentage correct
Exam fee
$92 each; $92 discount when associated General and State exams are ordered together
Examination outline
  • I. TYPES OF POLICIES, BONDS, AND RELATED TERMS (23 scored questions)
    • A. Commercial general liability
    • A.1. Commercial general liability — Exposures
    • A.1.a. Commercial general liability — Exposures — Premises and Operations
    • A.1.b. Commercial general liability — Exposures — Products and Completed Operations
    • A.2. Commercial general liability — Coverage
    • A.2.a. Commercial general liability — Coverage — Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A.2.b. Commercial general liability — Coverage — Coverage B: Personal Injury and Advertising Injury
    • A.2.c. Commercial general liability — Coverage — Coverage C: Medical Payments
    • A.2.d. Commercial general liability — Coverage — Supplemental Payments
    • A.2.e. Commercial general liability — Coverage — Who is an insured
    • A.2.f. Commercial general liability — Coverage — First named insured
    • A.2.g. Commercial general liability — Coverage — Limits (Per occurrence, Annual Aggregate)
    • A.2.h. Commercial general liability — Coverage — Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B.1. Automobile — Liability
    • B.1.a. Automobile — Liability — Bodily Injury
    • B.1.b. Automobile — Liability — Property Damage
    • B.1.c. Automobile — Liability — Split Limits
    • B.1.d. Automobile — Liability — Combined Single Limit
    • B.2. Automobile — Medical Payments
    • B.3. Automobile — Physical Damage (collision; other than collision; specified perils)
    • B.4. Automobile — Uninsured motorists
    • B.5. Automobile — Underinsured motorists
    • B.6. Automobile — Who is an insured
    • B.7. Automobile — Types of Auto
    • B.7.a. Automobile — Types of Auto — Owned
    • B.7.b. Automobile — Types of Auto — Non-owned
    • B.7.c. Automobile — Types of Auto — Hired
    • B.7.d. Automobile — Types of Auto — Temporary Substitute
    • B.7.e. Automobile — Types of Auto — Newly Acquired Autos
    • B.7.f. Automobile — Types of Auto — Transportation Expense and Rental Reimbursement Expense
    • B.8. Automobile — Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B.9. Automobile — Exclusions
    • B.10. Automobile — Individual Insured and Drive Other Car (DOC)
    • B.11. Automobile — Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (Specifics of state law are addressed elsewhere in this outline.)
    • C.1. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Standard policy concepts
    • C.1.a. Workers Compensation — Standard policy concepts — Who is an employee/employer
    • C.1.b. Workers Compensation — Standard policy concepts — Compensation
    • C.2. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Work-related vs. non-work-related
    • C.3. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Other states’ insurance
    • C.4. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Employers Liability
    • C.5. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Exclusive remedy
    • C.6. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues — Premium Determination
    • D. Crime
    • D.1. Crime — Employee Dishonesty
    • D.2. Crime — Theft
    • D.3. Crime — Robbery
    • D.4. Crime — Burglary
    • D.5. Crime — Forgery and Alteration
    • D.6. Crime — Mysterious disappearance
    • E. Bonds
    • E.1. Bonds — Surety
    • E.2. Bonds — Fidelity
    • F. Professional liability
    • F.1. Professional liability — Errors and Omissions
    • F.2. Professional liability — Medical Malpractice
    • F.3. Professional liability — Directors and Officers (D&O)
    • F.4. Professional liability — Employment Practices Liability (EPLI)
    • F.5. Professional liability — Cyber liability and data breach, funds transfer
    • F.6. Professional liability — Liquor liability
    • G. Umbrella/Excess Liability
    • H. Businessowners Policy (BOP)
  • II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Risk
    • B. Hazards
    • B.1. Hazards — Moral
    • B.2. Hazards — Morale
    • B.3. Hazards — Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E.1. Loss valuation — Actual cash value
    • E.2. Loss valuation — Replacement cost
    • E.3. Loss valuation — Market value
    • E.4. Loss valuation — Stated/agreed value
    • E.5. Loss valuation — Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R.1. Damages — Compensatory
    • R.1.a. Damages — Compensatory — General
    • R.1.b. Damages — Compensatory — Special
    • R.2. Damages — Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • III. POLICY PROVISIONS (12 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
Examination sources

IL Casualty Producer State

Provider
Pearson VUE
Format
Computer-based written examination
Exam questions
37 scored plus 5 pretest questions
Time limit
55 Minutes
Passing score
Scaled score of 70; not percentage correct
Exam fee
$92 each; $92 discount when associated General and State exams are ordered together
Examination outline
  • I. ILLINOIS STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE (22 scored questions)
    • A. Insurance Director (1–2 questions)
    • A.1. Insurance Director — General powers
    • A.2. Insurance Director — Examinations
    • B. License and registration (5–13 questions)
    • B.1. License and registration — Persons required to be licensed
    • B.1.a. License and registration — Persons required to be licensed — Insurance producers
    • B.1.b. License and registration — Persons required to be licensed — Nonresidents
    • B.1.c. License and registration — Persons required to be licensed — Business entities
    • B.1.d. License and registration — Persons required to be licensed — Temporary insurance producers
    • B.1.e. License and registration — Persons required to be licensed — Exemptions
    • B.1.f. License and registration — Persons required to be licensed — Reinstatement
    • B.2. License and registration — Obtaining a license
    • B.2.a. License and registration — Obtaining a license — Qualifications
    • B.2.b. License and registration — Obtaining a license — License fees
    • B.2.c. License and registration — Obtaining a license — Bond requirements
    • B.3. License and registration — Maintaining a license
    • B.3.a. License and registration — Maintaining a license — Continuing education
    • B.3.b. License and registration — Maintaining a license — Controlled business
    • B.3.c. License and registration — Maintaining a license — Change of address
    • B.3.d. License and registration — Maintaining a license — Required fees
    • B.4. License and registration — License suspension, revocation or denial
    • B.4.a. License and registration — License suspension, revocation or denial — Felony convictions
    • C. Fiduciary responsibilities (1–3 questions)
    • D. Commissions and compensation (0–1 questions)
    • E. Disclosure (0–1 questions)
    • F. Marketing practices (2–6 questions)
    • F.1. Marketing practices — Rebating
    • F.2. Marketing practices — Misrepresentation
    • F.3. Marketing practices — Defamation
    • F.4. Marketing practices — Other unfair practices
    • F.5. Marketing practices — Unfair claims practices
    • G. Illinois Insurance Guaranty Fund (0–1 questions)
  • II. ILLINOIS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE (5 scored questions)
    • A. Renewal, nonrenewal, cancellation and Certificates of Insurance (1–4 questions)
    • B. Financing insurance premiums (0–1 questions)
    • C. Insurance Claims Fraud Prevention Act (0–1 questions)
    • D. Use of credit information (0–1 questions)
    • E. Hate crimes (0–1 questions)
  • III. ILLINOIS STATUTES AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (10 scored questions)
    • A. Auto (7–9 questions)
    • A.1. Auto — Uninsured motorists coverage
    • A.2. Auto — Underinsured motorists coverage
    • A.3. Auto — Illinois Automobile Insurance Plan (assigned risk)
    • A.3.a. Auto — Illinois Automobile Insurance Plan (assigned risk) — Insurance company’s participation
    • A.3.b. Auto — Illinois Automobile Insurance Plan (assigned risk) — Insured’s participation
    • A.4. Auto — Defensive driving discount–age 55 and over
    • A.5. Auto — Antitheft mechanism
    • A.6. Auto — Financial responsibility surcharge
    • A.7. Auto — Equipment exclusion
    • A.8. Auto — Persons with physical disabilities
    • A.9. Auto — Disclosure of liability coverage
    • A.10. Auto — Surcharge or refusal to insure
    • A.11. Auto — Oral estimate of premium charges
    • A.12. Auto — Mandatory auto coverage
    • A.13. Auto — Financial/Safety responsibility filing
    • A.14. Auto — Child restraint system
    • A.15. Auto — Fraudulent Address
    • B. Worker’s Compensation Assigned Risk Pool (1–2 questions)
    • B.1. Worker’s Compensation Assigned Risk Pool — Definitions
    • B.2. Worker’s Compensation Assigned Risk Pool — Renewal and Cancellation
    • B.3. Worker’s Compensation Assigned Risk Pool — Premium Determination
Examination sources

IL Motor Vehicle

Provider
Pearson VUE
Format
Computer-based written examination
Exam questions
50 scored questions
Time limit
75 minutes
Passing score
70 on the reported score scale; not a percentage
Examination outline
  • I. ILLINOIS STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE (22 scored questions)
    • A. Insurance Director (1-2)
    • A.1. General powers
    • A.2. Examinations
    • B. License and registration (5-13)
    • B.1. Persons required to be licensed
    • B.1.a. Insurance producers
    • B.1.b. Nonresidents
    • B.1.c. Business entities
    • B.1.d. Temporary insurance producers
    • B.1.e. Exemptions
    • B.1.f. Reinstatement
    • B.2. Obtaining a license
    • B.2.a. Qualifications
    • B.2.b. License fees
    • B.2.c. Bond requirements
    • B.3. Maintaining a license
    • B.3.a. Continuing education
    • B.3.b. Controlled business
    • B.3.c. Change of address
    • B.3.d. Required fees
    • B.4. License suspension, revocation or denial
    • B.4.a. Felony convictions
    • C. Fiduciary responsibilities (1-3)
    • D. Commissions and compensation (0-1)
    • E. Disclosure (0-1)
    • F. Marketing practices (2-6)
    • F.1. Rebating
    • F.2. Misrepresentation
    • F.3. Defamation
    • F.4. Other unfair practices
    • F.5. Unfair claims practices
    • G. Illinois Insurance Guaranty Fund (0-1)
  • II. BASIC CONCEPTS OF AUTOMOBILE INSURANCE (12-14)
    • A. Coverages
    • A.1. Bodily injury and property damage
    • A.2. Medical payments
    • A.3. Physical damage
    • B. Definitions
    • B.1. Insured/covered person
    • B.2. Owned automobiles/covered automobiles
    • B.3. Non-owned automobiles
    • B.4. Temporary substitute automobiles
  • III. ILLINOIS STATUTES AND REGULATIONS PERTINENT TO MOTOR VEHICLE INSURANCE (11-13)
    • A. Uninsured motorists coverage
    • B. Underinsured motorists coverage
    • C. Renewal, nonrenewal, cancellation, and Certificates of Insurance
    • D. Defensive driving discount – age 55 and over
    • E. Antitheft mechanism
    • F. Financial responsibility surcharge
    • G. Equipment exclusion
    • H. Illinois Automobile Insurance Plan (assigned risk)
    • H.1. Participation
    • H.1.a. Insurance companies
    • H.1.b. Insureds
    • I. Unfair Practices
    • J. Persons with physical disabilities
    • K. Disclosure of liability coverage
    • L. Surcharge of refusal to insure
    • M. Oral estimates of premium charges
    • N. Mandatory auto coverage
    • O. Financial/Safety responsibility filing
    • P. Child restraint system
    • Q. Fraudulent Address
    • R. Insurance Claims Fraud Prevention Act
    • S. Hate crimes
    • T. Subrogation
  • IV. FINANCING INSURANCE PREMIUMS (1-2)
Examination sources

IL Property Producer General

Provider
Pearson VUE
Format
Computer-based written examination
Exam questions
50 scored plus 5 pretest questions
Time limit
75 minutes
Passing score
70 on the reported score scale; not a percentage
Examination outline
  • I. TYPES OF POLICIES (22 scored questions)
    • A. Homeowners
    • A.1. HO-2
    • A.2. HO-3
    • A.3. HO-4
    • A.4. HO-5
    • A.5. HO-6
    • A.6. HO-8
    • B. Dwelling policies
    • B.1. DP-1
    • B.2. DP-2
    • B.3. DP-3
    • C. Commercial lines
    • C.1. Commercial Package Policy (CPP)
    • C.2. Commercial property
    • C.2.a. Commercial building and business personal property form
    • C.2.b. Causes of loss forms
    • C.2.c. Business income
    • C.2.d. Extra expense
    • C.2.e. Equipment breakdown
    • C.3. Business Owners Policy (BOP)
    • C.4. Builders Risk
    • C.5. Cyber First-Party Coverage
    • D. Inland marine
    • D.1. Personal Articles floaters
    • D.2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F.1. Earthquake
    • F.2. Mobile Homes
    • F.3. Watercraft
    • F.4. Farm Owners
    • F.5. Windstorm
  • II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Insurance
    • A.1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C.1. Pure vs. Speculative Risk
    • D. Hazard
    • D.1. Moral
    • D.2. Morale
    • D.3. Physical
    • E. Peril
    • F. Loss
    • F.1. Direct
    • F.2. Indirect
    • G. Loss Valuation
    • G.1. Actual cash value
    • G.2. Replacement cost
    • G.3. Market value
    • G.4. Stated/agreed value
    • G.5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q.1. Absolute
    • Q.2. Strict
    • Q.3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • III. POLICY PROVISIONS AND CONTRACT LAW (13 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
Examination sources

IL Property Producer State

Provider
Pearson VUE
Format
Computer-based written examination
Exam questions
30 scored plus 5 pretest questions
Time limit
50 minutes
Passing score
70 on the reported score scale; not a percentage
Examination outline
  • I. ILLINOIS STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE (22 scored questions)
    • A. Insurance Director (1-2)
    • A.1. General powers
    • A.2. Examinations
    • B. License and registration (5-13)
    • B.1. Persons required to be licensed
    • B.1.a. Insurance producers
    • B.1.b. Nonresidents
    • B.1.c. Business entities
    • B.1.d. Temporary insurance producers
    • B.1.e. Exemptions
    • B.1.f. Reinstatement
    • B.2. Obtaining a license
    • B.2.a. Qualifications
    • B.2.b. License fees
    • B.2.c. Bond requirements
    • B.3. Maintaining a license
    • B.3.a. Continuing education
    • B.3.b. Controlled business
    • B.3.c. Change of address
    • B.3.d. Required fees
    • B.4. License suspension, revocation or denial
    • B.4.a. Felony convications
    • C. Fiduciary responsibilities (1-3)
    • D. Commissions and compensation (0-1)
    • E. Disclosure (0-1)
    • F. Marketing practices (2-6)
    • F.1. Rebating
    • F.2. Misrepresentation
    • F.3. Defamation
    • F.4. Other unfair practices
    • F.5. Unfair claims practices
    • G. Illinois Insurance Guaranty Fund (0-1)
  • II. ILLINOIS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY (5 scored questions)
    • A. Renewal, nonrenewal, cancellation and Certificates of Insurance (1-4)
    • B. Financing insurance premiums (0-1)
    • C. Insurance Claims Fraud Prevention Act (0-1)
    • D. Use of credit information (0-1)
    • E. Hate crimes (0-1)
  • III. ILLINOIS STATUTES AND REGULATIONS PERTINENT TO PROPERTY INSURANCE ONLY (3 scored questions)
    • A. Rejection on basis of location (0-1)
    • B. Illinois FAIR Plan (FAIR plan) (0-2)
    • B.1. Purpose
    • B.2. Definition
    • B.3. Procedures
    • B.4. Industry placement
    • C. Mine subsidence (0-2)
    • D. Customer affairs and info. dept. (0-1)
Examination sources