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District of Columbia Property & Casualty Insurance — Requirements & Free Practice

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Resident insurance producer license — Property, Casualty, and Personal Lines

Individual resident license with requested property, casualty, or personal-lines authorities; surplus-lines and managing-general-agent authorities are additional producer authorities.

Licensing authority: District of Columbia Department of Insurance, Securities and Banking · Application information

Add casualty authority to an existing resident producer license
Casualty (practice unavailable)
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Existing license
The applicant already holds a DC resident producer license and requests an additional major line; NIPR accepts line-of-authority amendments.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The added authority is casualty.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Add property authority to an existing resident producer license
District of Columbia Property Insurance Licensing Examination
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Existing license
The applicant already holds a DC resident producer license and requests an additional major line; NIPR accepts line-of-authority amendments.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The added authority is property.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Add property and casualty authority to an existing resident producer license

All of the following:

Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Existing license
The applicant already holds a DC resident producer license and requests an additional major line; NIPR accepts line-of-authority amendments.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The added authority is property and casualty.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Resident initial licensure — casualty
Casualty (practice unavailable)
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The applicant requests casualty authority.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Resident initial licensure — property
District of Columbia Property Insurance Licensing Examination
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The applicant requests property authority.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Resident initial licensure — property and casualty

All of the following:

Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Requested authority
The applicant requests property and casualty authority.
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Late renewal during the first 30 days after expiration
No examination is required for this applicant pathway.
Application
Request renewal through the prescribed application process and pay all fees.
Continuing education
For property or casualty, complete 24 credits in the preceding two years, including 3 ethics credits; NIPR checks CE compliance. Personal-lines and the listed limited/specialty authorities alone are listed as CE not required.
Fingerprints
Provide a full set of fingerprints if required by law or rule.
Fitness
Resident authority must not be subject to nonrenewal under D.C. Code § 31-1131.12.
Hardship waiver
An applicant unable to comply because of military service or another extenuating circumstance may request the Commissioner to waive renewal procedures, examination requirements, penalties, or sanctions under § 31-1131.07a(g); a request is not an automatic grant.
Home license
Continue to qualify for resident producer status.
Late fee
The implementing DISB instructions require a late fee equal to twice the license fee.
Late window
Use the late-renewal application within 30 days after expiration.
Term
Renewals run for two years; individual licenses expire in the birth month and business licenses on May 31.

Official no-examination sources

Effective from 2026-09-22.

Add managing general agent authority to an existing producer license
No examination is required for this applicant pathway.
Application
Apply for the specialty authority through NIPR and pay the prescribed fee.
Contract
A written insurer contract meeting D.C. Code § 31-1503 is required before placing business.
Existing license
Hold a producer license qualifying the applicant for the requested property/casualty specialty authority.
Financial responsibility
The Mayor may require a bond and errors-and-omissions coverage. The DISB general-information page specifies proof of a $100,000 bond and a $1,000,000 E&O policy; verified by server-side official-page access after local challenges.
Underlying license
The applicant must be a licensed broker/producer in DC; the license may be nonresident for the situation in D.C. Code § 31-1502(b).

Official no-examination sources

Effective from 2026-09-22.

Reinstate a lapsed individual producer license within one year
No examination is required for this applicant pathway.
Application
Request renewal through the prescribed application process and pay all fees.
Continuing education
For property or casualty, complete 24 credits in the preceding two years, including 3 ethics credits; NIPR checks CE compliance. Personal-lines and the listed limited/specialty authorities alone are listed as CE not required.
Fingerprints
Provide a full set of fingerprints if required by law or rule.
Fitness
Resident authority must not be subject to nonrenewal under D.C. Code § 31-1131.12.
Hardship waiver
An applicant unable to comply because of military service or another extenuating circumstance may request the Commissioner to waive renewal procedures, examination requirements, penalties, or sanctions under § 31-1131.07a(g); a request is not an automatic grant.
Home license
Continue to qualify for resident producer status.
Implementing instructions
DISB’s Reinstatement of Licenses page requires a letter affirming or swearing whether DC business was conducted during the lapse; this page was verified through server-side official-page access after all local fetch backends encountered a challenge.
Penalty
Pay a penalty equal to twice the unpaid renewal fee.
Reinstatement window
Reinstate the same individual license within one year of expiration without taking a written examination.
Term
Renewals run for two years; individual licenses expire in the birth month and business licenses on May 31.

Official no-examination sources

Effective from 2026-09-22.

Biennial license renewal
No examination is required for this applicant pathway.
Application
Request renewal through the prescribed application process and pay all fees.
Continuing education
For property or casualty, complete 24 credits in the preceding two years, including 3 ethics credits; NIPR checks CE compliance. Personal-lines and the listed limited/specialty authorities alone are listed as CE not required.
Fingerprints
Provide a full set of fingerprints if required by law or rule.
Fitness
Resident authority must not be subject to nonrenewal under D.C. Code § 31-1131.12.
Hardship waiver
An applicant unable to comply because of military service or another extenuating circumstance may request the Commissioner to waive renewal procedures, examination requirements, penalties, or sanctions under § 31-1131.07a(g); a request is not an automatic grant.
Home license
Continue to qualify for resident producer status.
Term
Renewals run for two years; individual licenses expire in the birth month and business licenses on May 31.

Official no-examination sources

Effective from 2026-09-22.

Add surplus lines authority to an existing producer license
No examination is required for this applicant pathway.
Application
Apply for the specialty authority through NIPR and pay the prescribed fee.
Board instruction
DISB’s Surplus Line Information page states: "All applicants for surplus line authority must have or obtain simultaneously casualty authority." The statutory prerequisite is property or casualty; this additional implementing instruction is retained as an applicant condition. The official page was verified through server-side access, while all local fetch backends encountered a challenge.
Existing license
Hold a producer license qualifying the applicant for the requested property/casualty specialty authority.
Prerequisite
For a resident, hold property or casualty authority; for a nonresident, hold equivalent surplus-lines authority in the home jurisdiction.

Official no-examination sources

Effective from 2026-09-22.

Initial resident surplus lines authority with simultaneous property or casualty licensure

At least one of the following alternatives:

Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Board instruction
DISB’s Surplus Line Information page demands casualty authority; its lower-ranked demand is an applicant condition. The higher-ranked statute expressly permits property or casualty.
Examination exemptions
D.C. Code § 31-1131.09 exempts qualifying holders of equivalent current licenses, and qualifying applicants within 90 days after cancellation, from examinations; the separate transfer routes record these exemptions.
Fees
Pay the prescribed licensing fees.
Fingerprints
Resident examination applicants and nonresident producers becoming residents must submit to fingerprinting and background checks through Fieldprint; follow DISB scheduling instructions.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prelicensing
Complete prelicensing study if required by the Commissioner under D.C. Code §§ 31-1131.05a and 31-1131.06(a)(3). The published candidate handbook states: "Candidates have to show proof of a Pre-Licensing Course of study prior to sitting for the District of Columbia Insurance License Examination."
Residency
Apply as a resident under D.C. Code § 31-1131.03(b), including an applicant with either residence or principal business in DC who holds no resident producer license elsewhere.
Score age
Pass the examination for each requested major line with a minimum score of 70 and apply within one year; a score older than one year is invalid under 26-A DCMR § 100.3.
Simultaneous authority
The applicant is simultaneously obtaining property or casualty authority as required by § 31-1131.07(a-1); surplus-lines authority itself is examination-exempt under § 31-1131.05(a)(1).
Resident licensure with examination exemption — cancelled within 90 days
No examination is required for this applicant pathway.
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Application window
Apply within 90 days after cancellation of the previous license for the same lines of authority.
Exemption
D.C. Code § 31-1131.09(a) states that the applicant need not complete prelicensing education or an examination.
Fees
Pay the prescribed licensing fees.
Fingerprints
A producer becoming a resident must complete the DC fingerprinting and background check process.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Good standing evidence
Provide certification of good standing at cancellation, or qualifying good-standing records in the NAIC producer database.
Minimum age
The individual applicant must be at least 18 years old.
Requested authority
Request the same property, casualty, personal-lines, or limited authority covered by this credential and the prior license.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with examination exemption — current
No examination is required for this applicant pathway.
Application
Submit the NAIC Uniform Individual Application to the Commissioner and declare its statements true, correct, and complete. Applications are made electronically through NIPR.
Exemption
D.C. Code § 31-1131.09(a) states that the applicant need not complete prelicensing education or an examination.
Fees
Pay the prescribed licensing fees.
Fingerprints
A producer becoming a resident must complete the DC fingerprinting and background check process.
Fitness
The applicant must not have committed an act that is a ground for denial, suspension, or revocation under D.C. Code § 31-1131.12.
Minimum age
The individual applicant must be at least 18 years old.
Prior license
The applicant is currently licensed for the same line of authority in another jurisdiction, as D.C. Code § 31-1131.09(a)(1) requires.
Requested authority
Request the same property, casualty, personal-lines, or limited authority covered by this credential and the prior license.

Official no-examination sources

Effective from 2026-09-22.

Casualty

Provider
Pearson VUE
Format
Computer-based written examination; separate examinations for Property and Casualty
Exam questions
80 scored questions and 10 pretest questions (50 general and 30 DC-specific scored)
Time limit
2 hours
Passing score
70
Exam fee
$75 per examination
Examination outline
  • Casualty — General Knowledge: TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach, funds transfer
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • Casualty — General Knowledge: INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • Casualty — General Knowledge: POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • DISTRICT OF COLUMBIA LAWS, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Commissioner of Insurance, Securities and Banking
    • A. Commissioner of Insurance, Securities and Banking / 1. Broad Powers & Duties
    • A. Commissioner of Insurance, Securities and Banking / 2. Examination of Records
    • A. Commissioner of Insurance, Securities and Banking / 3. Notice of Hearings
    • B. Definitions
    • B. Definitions / 1. Domestic, Foreign, Alien
    • B. Definitions / 2. Stock & Mutual Companies
    • B. Definitions / 3. Certificate of Authority
    • C. Licensing Requirements
    • C. Licensing Requirements / 1. Producer
    • C. Licensing Requirements / 2. License denial, nonrenewal, suspension or revocation
    • C. Licensing Requirements / 3. Appointments
    • C. Licensing Requirements / 4. Commissions
    • C. Licensing Requirements / 5. Reporting of actions
    • C. Licensing Requirements / 6. License Renewal
    • D. Unfair Trade Practices
    • D. Unfair Trade Practices / 1. False Advertising
    • D. Unfair Trade Practices / 2. Rebating
    • D. Unfair Trade Practices / 3. Misrepresentation
    • D. Unfair Trade Practices / 4. Defamation
    • D. Unfair Trade Practices / 5. Discrimination
    • D. Unfair Trade Practices / 6. Twisting
    • D. Unfair Trade Practices / 7. Penalties
    • D. Unfair Trade Practices / 8. Claims
    • E. Fiduciary Capacity of Licensee
    • F. District of Columbia Insurance Guaranty Association & Uninsured Motor Fund
  • DISTRICT OF COLUMBIA LAWS, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE
    • A. Rate Regulation
    • B. Surplus Lines Producers
    • C. Cancellation/ Nonrenewal
  • DISTRICT OF COLUMBIA LAWS, RULES AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Workers' Compensation
    • B. Compulsory/ No Fault Automobile Insurance
    • B. Compulsory/ No Fault Automobile Insurance / 1. Required Limits BI/PD
    • B. Compulsory/ No Fault Automobile Insurance / 2. Uninsured/Underinsured Motorists
    • B. Compulsory/ No Fault Automobile Insurance / 3. Personal Injury Protection (PIP)
    • B. Compulsory/ No Fault Automobile Insurance / 4. Automobile Insurance Plan (AIP)
Examination sources

District of Columbia Property Insurance Licensing Examination

Provider
Pearson VUE
Format
Computer-based written examination; separate examinations for Property and Casualty
Exam questions
75 scored questions and 10 pretest questions (50 general and 25 DC-specific scored)
Time limit
2 hours
Passing score
70
Exam fee
$75 per examination
Examination outline
  • TYPES OF POLICIES
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Commercial lines
    • C. Commercial lines / 1. Commercial Package Policy (CPP)
    • C. Commercial lines / 2. Commercial property
    • C. Commercial lines / 2. Commercial property / a. Commercial building and business personal property form
    • C. Commercial lines / 2. Commercial property / b. Causes of loss forms
    • C. Commercial lines / 2. Commercial property / c. Business income
    • C. Commercial lines / 2. Commercial property / d. Extra expense
    • C. Commercial lines / 2. Commercial property / e. Equipment breakdown
    • C. Commercial lines / 3. Business Owners Policy (BOP)
    • C. Commercial lines / 4. Builders Risk
    • C. Commercial lines / 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine / 1. Personal Articles floaters
    • D. Inland marine / 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others / 1. Earthquake
    • F. Others / 2. Mobile Homes
    • F. Others / 3. Watercraft
    • F. Others / 4. Farm Owners
    • F. Others / 5. Windstorm
  • INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated/agreed value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • DISTRICT OF COLUMBIA LAWS, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Commissioner of Insurance, Securities and Banking
    • A. Commissioner of Insurance, Securities and Banking / 1. Broad Powers & Duties
    • A. Commissioner of Insurance, Securities and Banking / 2. Examination of Records
    • A. Commissioner of Insurance, Securities and Banking / 3. Notice of Hearings
    • B. Definitions
    • B. Definitions / 1. Domestic, Foreign, Alien
    • B. Definitions / 2. Stock & Mutual Companies
    • B. Definitions / 3. Certificate of Authority
    • C. Licensing Requirements
    • C. Licensing Requirements / 1. Producer
    • C. Licensing Requirements / 2. License denial, nonrenewal, suspension or revocation
    • C. Licensing Requirements / 3. Appointments
    • C. Licensing Requirements / 4. Commissions
    • C. Licensing Requirements / 5. Reporting of actions
    • C. Licensing Requirements / 6. License Renewal
    • D. Unfair Trade Practices
    • D. Unfair Trade Practices / 1. False Advertising
    • D. Unfair Trade Practices / 2. Rebating
    • D. Unfair Trade Practices / 3. Misrepresentation
    • D. Unfair Trade Practices / 4. Defamation
    • D. Unfair Trade Practices / 5. Discrimination
    • D. Unfair Trade Practices / 6. Twisting
    • D. Unfair Trade Practices / 7. Penalties
    • D. Unfair Trade Practices / 8. Claims
    • E. Fiduciary Capacity of Licensee
    • F. District of Columbia Insurance Guaranty Association
  • DISTRICT OF COLUMBIA LAWS, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE
    • A. Rate Regulation
    • B. Surplus Lines Producers
    • C. Cancellation/ Nonrenewal
  • DISTRICT OF COLUMBIA LAWS, RULES AND REGULATIONS PERTINENT TO PROPERTY INSURANCE ONLY
    • A. The Property Insurance Facility (DCIF)
Examination sources