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Arkansas Property & Casualty Insurance — Requirements & Free Practice

US-AR · License preparation

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Licenses, application pathways and examination requirements

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Insurance Producer

Property and casualty authority, including personal and restricted property/casualty lines. Other insurance professions are outside this family.

Licensing authority: Arkansas Insurance Department

Automatic licensure for qualifying military applicants
No examination is required for this applicant pathway.
Eligibility
(a) The State Insurance Department shall grant automatic licensure to any of the following individuals: (1) A uniformed service member stationed in the State of Arkansas; (2) A uniformed service veteran who resides in or establishes residency in the State of Arkansas; (3) The spouse of a uniformed service member stationed in the State of Arkansas; (4) The spouse of a uniformed service veteran who resides in or establishes residency in the State of Arkansas; (5) The spouse of a uniformed service member who is assigned a tour of duty that excludes the uniformed service member's spouse from accompanying the uniformed service member and the spouse relocates to this state; and (6) The spouse of a uniformed service member who is killed or succumbs to his or her injuries or illness in the line of duty if the spouse establishes residency in the state. (b)(1) The department shall grant automatic licensure to any individual: (A) Listed in subsection (a) of this section; and (B) Who is a holder in good standing of a license with similar scope of practice issued in another state, territory, or district of the United States. (2) No testing will be required.
Scope
Hold in good standing a license of similar scope from another United States jurisdiction.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the required application and fees under 23-64-508.
Home License
Currently licensed and in good standing in the home state for the authority requested.
Implementing Applicant Conditions
Applicant must be 18 years old or older as determined from the applicant’s date of birth. Applicants must provide a valid business e-mail. All non-citizen applicants will be pended for state review. Applicant must send a copy of the Green Card or work authorization to the state. Reapplication allowed if one year after license expiration date. Excludes Life Settlement Producer license class.
Reciprocity
Home state awards Arkansas residents nonresident licenses on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Hardship waiver of renewal procedures
No examination is required for this applicant pathway.
Hardship
Military service or another extenuating circumstance; request a waiver of renewal procedures, time extensions and waiver of an examination or fine, subject to the Commissioner.

Official no-examination sources

Effective from 2026-09-22.

Reapplication for property and casualty authority after the statutory reinstatement period
Arkansas Property and Casualty Producer Examination (practice unavailable)
Announced Process Change
Bulletin 10-2026 dated September 17 announces examination before application later in 2026, with the implementation date to be published. The obtained bulletin does not put that sequence into effect on the evaluation date.
Application
Submit the resident application and criminal background check; await authorization to test.
Education
Complete the applicable prelicensing course and present its completion certificate; property and casualty require 20 hours each, personal lines 20 hours.
Lapse
The same-license exemption in 23-64-507(c) is limited to 12 months; an initial application outside that exemption is subject to 23-64-505 and the current NIPR examination requirement.
License Qualifications
Satisfy 23-64-506(a), including no disqualifying act, required fees and approved prelicensing study.
Minimum Age
At least 18 years old.
Score Validity
NIPR states: Exams are valid for one (1) year.
Reinstatement within twelve months of lapse
No examination is required for this applicant pathway.
Deadline
Within 12 months after the renewal fee due date, reinstate the same individual producer license.
Implementation Demand
The statute excuses a written examination. The current NIPR Business Rules nevertheless state: An exam is required for reapplication if license classes require an exam on the initial application.
Penalty
Pay double the unpaid renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Continuation and renewal
No examination is required for this applicant pathway.
Continuing Education
Meet applicable resident continuing education requirements; Part 18 requires 24 hours including 3 ethics hours per two-year cycle, subject to its exemptions.
Fees
Pay the applicable renewal fee by the due date.
Renewal Period
Individual licenses renew biennially by the end of the birth month; producer business entities renew annually by October 1.

Official no-examination sources

Effective from 2026-09-22.

Resident addition of property or casualty authority
Arkansas Property and Casualty Producer Examination (practice unavailable)
Announced Process Change
Bulletin 10-2026 dated September 17 announces examination before application later in 2026, with the implementation date to be published. The obtained bulletin does not put that sequence into effect on the evaluation date.
Application
Submit the resident application and criminal background check; await authorization to test.
Education
Complete the applicable prelicensing course and present its completion certificate; property and casualty require 20 hours each, personal lines 20 hours.
Existing License
An existing Arkansas insurance producer seeks additional property or casualty authority; exemptions for the same authority already held remain applicable.
License Qualifications
Satisfy 23-64-506(a), including no disqualifying act, required fees and approved prelicensing study.
Minimum Age
At least 18 years old.
Score Validity
NIPR states: Exams are valid for one (1) year.
Automobile dealer or finance company limited physical damage authority
No examination is required for this applicant pathway.
Employment
Automobile dealer, automobile finance company, or their employee.
Scope
Auto physical damage or vendor single interest on motor vehicles only.

Official no-examination sources

Effective from 2026-09-22.

Resident crop insurance authority
Arkansas Crop Hail Examination (practice unavailable)
Announced Process Change
Bulletin 10-2026 announces examination before application later in 2026; its implementation date is to be published, so the announced sequence is not treated as effective on the evaluation date.
Application
Resident producer application, background check and authorization to test.
Scope
Crop authority, assessed by the published Crop Hail examination.
Score Validity
Exams are valid for one (1) year.
Resident initial property and casualty authority
Arkansas Property and Casualty Producer Examination (practice unavailable)
Announced Process Change
Bulletin 10-2026 dated September 17 announces examination before application later in 2026, with the implementation date to be published. The obtained bulletin does not put that sequence into effect on the evaluation date.
Application
Submit the resident application and criminal background check; await authorization to test.
Education
Complete the applicable prelicensing course and present its completion certificate; property and casualty require 20 hours each, personal lines 20 hours.
License Qualifications
Satisfy 23-64-506(a), including no disqualifying act, required fees and approved prelicensing study.
Minimum Age
At least 18 years old.
Score Validity
NIPR states: Exams are valid for one (1) year.
Resident initial personal lines authority
Arkansas Personal Lines (Property/Casualty-no Commerical Lines) Examination
Announced Process Change
Bulletin 10-2026 dated September 17 announces examination before application later in 2026, with the implementation date to be published. The obtained bulletin does not put that sequence into effect on the evaluation date.
Application
Submit the resident application and criminal background check; await authorization to test.
Education
Complete the applicable prelicensing course and present its completion certificate; property and casualty require 20 hours each, personal lines 20 hours.
License Qualifications
Satisfy 23-64-506(a), including no disqualifying act, required fees and approved prelicensing study.
Minimum Age
At least 18 years old.
Scope
Personal lines property and casualty sold to individuals and families for primarily noncommercial purposes.
Score Validity
NIPR states: Exams are valid for one (1) year.
Resident limited Credit property or limited line credit authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Credit property or limited line credit only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident limited Farm Mutual Aid authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Farm Mutual Aid only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident limited Marine authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Marine only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident limited Mobile Home authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Mobile Home only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident limited Motor Club authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Motor Club only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident limited Travel authority
No examination is required for this applicant pathway.
Application
Submit the applicable limited-authority application, fees and criminal background material.
Authority
Travel only, as specified in the NIPR Insurance Producer lines-of-authority table.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure based on a qualifying existing or recently cancelled license
No examination is required for this applicant pathway.
Currency
Currently licensed there, or apply within 90 days of cancellation with certification or database proof of good standing.
Same Authority
Previously licensed for the same lines in another jurisdiction.

Official no-examination sources

Effective from 2026-09-22.

Common carrier ticket agent incidental personal effects authority
No examination is required for this applicant pathway.
Employment
Transportation ticket agent of a common carrier.
Scope
Personal effects carried as baggage, incidental to ticket-agent duties; the statutory exemption also covers accident ticket policies.

Official no-examination sources

Effective from 2026-09-22.

Transfer to Arkansas residency
No examination is required for this applicant pathway.
Application Deadline
Apply within 90 days after establishing Arkansas legal residence.
Prior Authority
Only the authority previously held in the prior jurisdiction; good standing and the current or 90-day cancellation conditions apply.
Regulatory Exception
The Commissioner may determine otherwise by regulation as stated in 23-64-509(b).

Official no-examination sources

Effective from 2026-09-22.

Arkansas Property and Casualty Producer Examination

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
150 scoreable questions plus 10 pretest questions; published allocation: Arkansas specific 25 scoreable plus 2 pretest, general knowledge 125 scoreable plus 8 pretest
Time limit
210 minutes
Passing score
70% correct
Exam fee
$50
Examination outline
  • MULTI-LINE (P&C) ARKANSAS SPECIFIC CONTENT OUTLINE — STATE STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307)
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) — Appointment
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) — General duties and powers
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) — Examination of records
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) — Hearings/notice of hearings
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) — Penalties
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105)
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) — Authorized and unauthorized companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) — Domestic, foreign, and alien companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) — Stock and mutual companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) — Certificate of authority
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) — Insurance transaction
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209)
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed — Producer
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed — Adjuster
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed — Consultant
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed — Resident/nonresident
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Persons required to be licensed — Temporary license
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Producer appointment/termination of contract
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Exemptions/exceptions
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Maintaining a license
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Maintaining a license — Continuing education
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Maintaining a license — Change of Contact Information
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Maintaining a license — Administrative fees
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) — Renewal, suspension, or revocation of license
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101)
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) — Fiduciary capacity
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) — Commissions
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) — Fraud reporting
    • Property and Casualty Insurance Guaranty Association (Ref: 23-90-102-104, 106, 111, 112)
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9)
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair claims practices
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Rebating
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Misrepresentation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — False advertising
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Defamation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — False financial statements
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Boycott, coercion, intimidation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Unfair discrimination
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) — Unfair methods of competition — Twisting
  • MULTI-LINE (P&C) ARKANSAS SPECIFIC CONTENT OUTLINE — ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO MULTI-LINE (P&C) INSURANCE ONLY
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122)
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Surplus Lines
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Adjusting
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Property insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Casualty insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Marine insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Valued Policy Law
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Comparative fault
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Commercial liability
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) — Nonrenewal
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306)
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306) — Definitions
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306) — Coverage/provisions
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210)
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210) — Provisions
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210) — Cancellation/renewal/nonrenewal
    • Farmowners
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104)
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) — Required coverage/liability limits
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) — Financial responsibility/proof of insurance
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) — Uninsured/underinsured motorist
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) — Cancellation/nonrenewal
    • Arkansas Automobile Insurance Plan (Ref: 23-89-307; Title 27-19-106)
    • Arkansas Automobile Insurance Plan (Ref: 23-89-307; Title 27-19-106) — Personal
    • Employers Liability and Workers Compensation (Ref: Title 11-9-101, 102, 205, 401, 403, 501, 508, 701)
    • Employers Liability and Workers Compensation (Ref: Title 11-9-101, 102, 205, 401, 403, 501, 508, 701) — Definitions
    • Employers Liability and Workers Compensation (Ref: Title 11-9-101, 102, 205, 401, 403, 501, 508, 701) — Coverages/benefits
    • Earthquake and Deductible
    • Earthquake and Deductible — Notice and declination (Ref: 23-102-114)
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Federal Laws and Regulations
    • Fair Credit Reporting Act
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
    • Flood Insurance Education (National Flood Insurance Program (NFIP))
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — General Insurance Concepts
    • Risk
    • Risk — Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk — Elements of Insurable Risks
    • Risk — Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers — Mutual, Stock
    • Classifications of Insurers — Admitted, Non-Admitted
    • Classifications of Insurers — Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract — Consideration
    • Elements of a Contract — Competent Parties
    • Elements of a Contract — Legal Purpose
    • Elements of a Contract — Offer
    • Elements of a Contract — Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions — Express
    • Authority and Powers of Producers - Definitions — Implied
    • Authority and Powers of Producers - Definitions — Apparent
    • Authority and Powers of Producers - Definitions — The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts — Reasonable Expectations
    • Legal Interpretations Affecting Contracts — Indemnity
    • Legal Interpretations Affecting Contracts — Good Faith
    • Legal Interpretations Affecting Contracts — Fraud
    • Legal Interpretations Affecting Contracts — Warranties, Representations, Misrepresentations, and Concealment
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Property and Casualty Insurance Basics
    • Insurable Interest
    • Damages
    • Damages — Compensatory versus Punitive
    • Damages — General versus Special
    • Liability
    • Liability — Absolute
    • Liability — Strict
    • Liability — Vicarious
    • Underwriting (Purpose, Process, Results)
    • Rate Development
    • Rate Development — Types
    • Rate Development — Components
    • Rate Development — Basis
    • Types of Hazards
    • Types of Hazards — Moral
    • Types of Hazards — Morale
    • Types of Hazards — Physical
    • Types of Perils
    • Types of Perils — Named
    • Types of Perils — Open
    • Types of Loss
    • Types of Loss — Direct
    • Types of Loss — Indirect
    • Loss Valuation
    • Loss Valuation — Actual Cash Value
    • Loss Valuation — Replacement Cost
    • Loss Valuation — Market Value
    • Loss Valuation — Agreed Value
    • Loss Valuation — Valued Policy
    • Loss Valuation — Functional Replacement Cost
    • Negligence
    • Negligence — Torts
    • Negligence — Elements of a Negligent Act
    • Negligence — Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure — Declarations
    • Policy Structure — Definitions
    • Policy Structure — Insuring Agreement
    • Policy Structure — Additional/Supplementary Coverage
    • Policy Structure — Conditions
    • Policy Structure — Exclusions
    • Policy Structure — Endorsements
    • Policy Clauses
    • Policy Clauses — Insureds
    • Policy Clauses — Policy Period
    • Policy Clauses — Policy Territory
    • Policy Clauses — Cancellation and Non-Renewal
    • Policy Clauses — Deductibles
    • Policy Clauses — Other Insurance
    • Policy Clauses — Other Insurance — Nonconcurrency
    • Policy Clauses — Other Insurance — Primary and Excess
    • Policy Clauses — Other Insurance — Pro Rata
    • Policy Clauses — Other Insurance — Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability — Per Accident
    • Limits of Liability — Per Occurrence
    • Limits of Liability — Per Person
    • Limits of Liability — Aggregate
    • Limits of Liability — Split limits
    • Limits of Liability — Combined Single Limit
    • Coinsurance
    • Coinsurance — Purpose
    • Coinsurance — Definition
    • Coinsurance — Calculation
    • Coinsurance — Penalties
    • Coinsurance — Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions — First Named Insured versus Other Insureds
    • Named Insured Provisions — Duties After Loss
    • Named Insured Provisions — Assignment
    • Named Insured Provisions — Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions — Liberalization
    • Insurer Provisions — Subrogation
    • Insurer Provisions — Claim Settlement Options
    • Insurer Provisions — Duty to Defend
    • Third-party Provisions
    • Third-party Provisions — Standard Mortgage Clause
    • Third-party Provisions — Loss Payable Clause
    • Third-party Provisions — No Benefit to the Bailee
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Dwelling Policy Concepts
    • Purpose and Eligibility
    • Perils Insured Against
    • Perils Insured Against — Basic
    • Perils Insured Against — Broad
    • Perils Insured Against — Special
    • Property Coverages
    • Property Coverages — Coverage A - Dwelling
    • Property Coverages — Coverage B - Other Structures
    • Property Coverages — Coverage C - Personal Property
    • Property Coverages — Coverage D - Fair Rental Value
    • Property Coverages — Coverage E - Additional Living Expenses
    • Property Coverages — Other Coverages
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Property Endorsements
    • Personal Liability Supplement
    • Personal Liability Supplement — Coverage L - Personal Liability
    • Personal Liability Supplement — Coverage M - Medical Payments to Others
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Homeowners Policy Concepts
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms — Broad (HO-2)
    • Homeowners Policy Coverage Forms — Special (HO-3)
    • Homeowners Policy Coverage Forms — Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms — Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms — Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms — Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages — Coverage A - Dwelling
    • Section I - Property Coverages — Coverage B - Other Structures
    • Section I - Property Coverages — Coverage C - Personal Property
    • Section I - Property Coverages — Coverage D - Loss of Use
    • Section I - Property Coverages — Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages — Coverage E - Personal Liability
    • Section II - Liability Coverages — Coverage F - Medical Payments to Others
    • Section II - Liability Coverages — Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions — Section I-Property Covered Exclusions
    • Homeowners Policy Exclusions — Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements — Business Pursuits
    • Homeowners Policy Endorsements — Earthquake
    • Homeowners Policy Endorsements — Home Day Care
    • Homeowners Policy Endorsements — Personal Injury
    • Homeowners Policy Endorsements — Personal Property Replacement Cost
    • Homeowners Policy Endorsements — Watercraft
    • Homeowners Policy Endorsements — Ordinance or Law
    • Scheduled Personal Property/Personal Articles Floater
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Personal Automobile Policy
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Liability Coverage — Bodily Injury and Property Damage
    • Liability Coverage — Supplementary Payments
    • Liability Coverage — Exclusions
    • Liability Coverage — Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Uninsured and Underinsured Motorists Coverage — Definitions
    • Uninsured and Underinsured Motorists Coverage — Bodily Injury
    • Uninsured and Underinsured Motorists Coverage — UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile — Collision
    • Coverage for Damage to your Automobile — Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile — Deductibles
    • Coverage for Damage to your Automobile — Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements — Towing and Labor Costs
    • Endorsements — Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements — Joint Ownership Coverage
    • Endorsements — Rental Vehicle Coverage
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Commercial Automobile Policy
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles — Hired Automobiles
    • Covered Automobiles — Non-owned Automobiles
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Selected Endorsements — Lessor - Additional Insured and Loss Payee
    • Selected Endorsements — Mobile Equipment
    • Selected Endorsements — Property Protection Coverage
    • Selected Endorsements — Broad Form Products
    • Selected Endorsements — Employees as Insureds
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Commercial Property Policies
    • Commercial Package Policy
    • Commercial Package Policy — Purpose
    • Commercial Package Policy — Definition
    • Commercial Package Policy — Coverages
    • Commercial Package Policy — Coverage Extensions
    • Commercial Policy Components
    • Commercial Policy Components — Declarations
    • Commercial Policy Components — Conditions
    • Commercial Policy Components — Insuring Agreements
    • Commercial Policy Components — Exclusions
    • Commercial Property Forms
    • Commercial Property Forms — Coverage Forms for Building and Business Personal Property
    • Commercial Property Forms — Builders Risk
    • Commercial Property Forms — Business Income
    • Commercial Property Forms — Extra Expense
    • Commercial Property Forms — Legal Liability
    • Commercial Property Forms — Cause of Loss Forms
    • Commercial Property Forms — Commercial Crime
    • Commercial Property Endorsements
    • Commercial Property Endorsements — Ordinance or Law
    • Commercial Property Endorsements — Peak Season Limit of Insurance
    • Commercial Property Endorsements — Spoilage
    • Commercial Property Endorsements — Value Reporting Form
    • Commercial Property Endorsements — Earthquake
    • Commercial Property Endorsements — Equipment Breakdown Coverages
    • Commercial Inland Marine - Purpose
    • Ocean Marine (Distinction Between Inland and Ocean)
    • Farm Coverage
    • Farm Coverage — Farm Property Coverage Form
    • Farm Coverage — Farm Property Coverage Form — Coverage A - Dwellings
    • Farm Coverage — Farm Property Coverage Form — Coverage B - Other Private Structures
    • Farm Coverage — Farm Property Coverage Form — Coverage C - Household Personal Property
    • Farm Coverage — Farm Property Coverage Form — Coverage D - Loss of Use
    • Farm Coverage — Farm Property Coverage Form — Coverage E - Scheduled Farm Personal Property
    • Farm Coverage — Farm Property Coverage Form — Coverage F - Unscheduled Farm Personal Property
    • Farm Coverage — Farm Property Coverage Form — Coverage G - Other Farm Structures
    • Farm Coverage — Farm Property Coverage Form — Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage — Farm Property Coverage Form — Coverage I - Personal and Advertising Injury Liability
    • Farm Coverage — Farm Property Coverage Form — Coverage J - Medical Payments
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Commercial General Liability
    • Commercial Policy Components
    • Commercial Policy Components — Declarations
    • Commercial Policy Components — Conditions
    • Commercial Policy Components — Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages — Bodily Injury and Property Damage
    • Commercial General Liability Coverages — Personal and Advertising Injury
    • Commercial General Liability Coverages — Medical Payments
    • Commercial General Liability Coverages — Conditions
    • Commercial General Liability Coverages — Definitions
    • Commercial General Liability Coverages — Exclusions
    • Occurrence versus Claims-made
    • Occurrence versus Claims-made — Trigger
    • Occurrence versus Claims-made — Retroactive Date
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures — Premises and Operations
    • Commercial General Liability Exposures — Products and Completed Operations
    • Commercial General Liability Exposures — Contractual Liability
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Businessowners Policy
    • Characteristics and Purpose
    • Businessowners Section I — Property
    • Businessowners Section I — Property — Coverage
    • Businessowners Section I — Property — Exclusions
    • Businessowners Section I — Property — Limits of Insurance
    • Businessowners Section I — Property — Deductibles
    • Businessowners Section I — Property — Loss Conditions
    • Businessowners Section I — Property — General Conditions
    • Businessowners Section I — Property — Optional Coverages
    • Businessowners Section I — Property — Definitions
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability — Coverages
    • Businessowners Section II — Liability — Exclusions
    • Businessowners Section II — Liability — Who is an Insured
    • Businessowners Section II — Liability — Limits of Insurance
    • Businessowners Section II — Liability — General Conditions
    • Businessowners Section II — Liability — Definitions
  • PROPERTY GENERAL KNOWLEDGE CONTENT OUTLINE — Other Types of Property and Casualty Insurance - Purpose and General Characteristics
    • Specialty Liability Insurance
    • Specialty Liability Insurance — Directors and Officers
    • Specialty Liability Insurance — Professional and Errors and Omissions
    • Specialty Liability Insurance — Employment Practices
    • Specialty Liability Insurance — Employee Benefits
    • Specialty Liability Insurance — Cyber Liability and Network Protection
    • Surety Contracts
    • Surety Contracts — Differences between Surety and Insurance
    • Surety Contracts — Obligation of the Surety
    • Surety Contracts — Parties to the Surety Bond
    • Surety Contracts — Parties to the Surety Bond — Principal
    • Surety Contracts — Parties to the Surety Bond — Obligee
    • Surety Contracts — Parties to the Surety Bond — Surety
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies — Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies — Self-Insured Retention
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) — Deductible
    • Flood Insurance
    • Workers' Compensation Laws
    • Workers' Compensation Coverages and Benefits
    • Rating and Job Classification
    • Workers' Compensation Definitions
    • Workers' Compensation Definitions — Occupational Accident versus Occupational Disease and Illness
    • Workers' Compensation Definitions — Levels of Disability
    • Federal Laws
Examination sources

Arkansas Personal Lines (Property/Casualty-no Commerical Lines) Examination

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
95 scored questions plus 10 pretest questions; published subdivisions: 25 scored plus 2 pretest Arkansas-specific questions, and 70 scored plus 8 pretest general-knowledge questions.
Time limit
210 minutes
Passing score
70% correct
Exam fee
$50.00
Examination outline
  • STATE STATUTES, RULES, AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307)
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) > Appointment
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) > General duties and powers
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) > Examination of records
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) > Hearings/notice of hearings
    • The Insurance Commissioner (Ref: 23-60-108; 23-61-102, 103, 108, 110, 201, 202; 301-307) > Penalties
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105)
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) > Authorized and unauthorized companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) > Domestic, foreign, and alien companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) > Stock and mutual companies
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) > Certificate of authority
    • Definitions (Ref: 23-60-102; 23-63-201, 202; 23-69-102; 23-74-105) > Insurance transaction
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209)
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed > Producer
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed > Adjuster
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed > Consultant
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed > Resident/nonresident
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Persons required to be licensed > Temporary license
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Producer appointment/termination of contract
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Exemptions/exceptions
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Maintaining a license
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Maintaining a license > Continuing education
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Maintaining a license > Change of Contact Information
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Maintaining a license > Administrative fees
    • Licensing (Ref: 23-64-102, 202, 203, 210, 214-218, 220, 223, 301-305, 507; 23-66-209) > Renewal, suspension, or revocation of license
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101)
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) > Fiduciary capacity
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) > Commissions
    • Producer Responsibilities (Ref: 23-64-223, 224; 23-65-101) > Fraud reporting
    • Property and Casualty Insurance Guaranty Association (Ref: 23-90-102-104, 106, 111, 112)
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9)
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair claims practices
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Rebating
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Misrepresentation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > False advertising
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Defamation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > False financial statements
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Boycott, coercion, intimidation
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Unfair discrimination
    • Marketing Practices (Ref: 23-66-206, 210, 211, 306; Rule and Reg. 43: 7-9) > Unfair methods of competition > Twisting
  • ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO PERSONAL LINES INSURANCE ONLY
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122)
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Adjusting
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Property insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Casualty insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Marine insurance
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Valued Policy Law
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Comparative Fault
    • Definitions (Ref: 23-62-104, 105, 107; 23-65-303-305, 308, 309; 23-79-307, 23-88-101; Title 16-64- 122) > Nonrenewal
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306)
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306) > Definitions
    • Rural Risk Underwriting (Ref: 23-88-301, 303, 304, 306) > Coverage/provisions
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210)
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210) > Provisions
    • Homeowners Coverage (Ref: 23-62-104; 23-66-206, 210) > Cancellation/renewal/nonrenewal
    • Farmowners
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104)
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) > Required coverage/liability limits
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) > Financial responsibility/proof of insurance
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) > Uninsured/underinsured motorist
    • Automobile Insurance (Ref: 23-89-202, 209, 303-305; 401, 403, 404; Title 27-19-605, 711-713; Title 27-22-104) > Cancellation/nonrenewal
    • Arkansas Automobile Insurance Plan (Ref: 23-89-307; Title 27-19-106)
    • Arkansas Automobile Insurance Plan (Ref: 23-89-307; Title 27-19-106) > Personal
    • Earthquake and Deductible
    • Earthquake and Deductible > Notice and declination (Ref: 23-102-114)
  • Federal Laws and Regulations
    • Fair Credit Reporting Act
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
    • Flood Insurance Education (National Flood Insurance Program (NFIP))
  • General Insurance Concepts
    • Risk
    • Risk > Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk > Elements of Insurable Risks
    • Risk > Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers > Mutual, Stock
    • Classifications of Insurers > Admitted, Non-Admitted
    • Classifications of Insurers > Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract > Consideration
    • Elements of a Contract > Competent Parties
    • Elements of a Contract > Legal Purpose
    • Elements of a Contract > Offer
    • Elements of a Contract > Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions > Express
    • Authority and Powers of Producers - Definitions > Implied
    • Authority and Powers of Producers - Definitions > Apparent
    • Authority and Powers of Producers - Definitions > The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts > Reasonable Expectations
    • Legal Interpretations Affecting Contracts > Indemnity
    • Legal Interpretations Affecting Contracts > Good Faith
    • Legal Interpretations Affecting Contracts > Fraud
    • Legal Interpretations Affecting Contracts > Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics
    • Insurable Interest
    • Liability
    • Liability > Absolute
    • Liability > Strict
    • Liability > Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Types of Hazards > Moral
    • Types of Hazards > Morale
    • Types of Hazards > Physical
    • Types of Perils
    • Types of Perils > Named
    • Types of Perils > Open
    • Types of Loss
    • Types of Loss > Direct
    • Types of Loss > Indirect
    • Loss Valuation
    • Loss Valuation > Actual Cash Value
    • Loss Valuation > Replacement Cost
    • Loss Valuation > Market Value
    • Loss Valuation > Agreed Value
    • Loss Valuation > Valued Policy
    • Loss Valuation > Functional Replacement Cost
    • Negligence
    • Negligence > Torts
    • Negligence > Elements of a Negligent Act
    • Negligence > Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure > Declarations
    • Policy Structure > Definitions
    • Policy Structure > Insuring Agreement
    • Policy Structure > Additional/Supplementary Coverage
    • Policy Structure > Conditions
    • Policy Structure > Exclusions
    • Policy Structure > Endorsements
    • Policy Clauses
    • Policy Clauses > Insureds
    • Policy Clauses > Policy Period
    • Policy Clauses > Policy Period > Policy Territory
    • Policy Clauses > Policy Period > Cancellation and Non-Renewal
    • Policy Clauses > Policy Period > Deductibles
    • Policy Clauses > Policy Period > Other Insurance
    • Policy Clauses > Policy Period > Other Insurance > Nonconcurrency
    • Policy Clauses > Policy Period > Other Insurance > Primary and Excess
    • Policy Clauses > Policy Period > Other Insurance > Pro Rata
    • Policy Clauses > Policy Period > Other Insurance > Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability > Per Accident
    • Limits of Liability > Per Occurrence
    • Limits of Liability > Per Person
    • Limits of Liability > Aggregate
    • Limits of Liability > Split limits
    • Limits of Liability > Combined Single Limit
    • Coinsurance
    • Coinsurance > Purpose
    • Coinsurance > Definition
    • Coinsurance > Calculation
    • Coinsurance > Penalties
    • Coinsurance > Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions > First Named Insured versus Other Insureds
    • Named Insured Provisions > Duties After Loss
    • Named Insured Provisions > Assignment
    • Named Insured Provisions > Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions > Liberalization
    • Insurer Provisions > Subrogation
    • Insurer Provisions > Claim Settlement Options
    • Insurer Provisions > Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions > Standard Mortgage Clause
    • Third-Party Provisions > Loss Payable Clause
    • Third-Party Provisions > No Benefit to the Bailee
  • Dwelling Policy Concepts
    • Purpose and Eligibility
    • Definitions
    • Perils Insured Against
    • Perils Insured Against > Basic
    • Perils Insured Against > Broad
    • Perils Insured Against > Special
    • Property Coverages
    • Property Coverages > Coverage A - Dwelling
    • Property Coverages > Coverage B - Other Structures
    • Property Coverages > Coverage C - Personal Property
    • Property Coverages > Coverage D - Fair Rental Value
    • Property Coverages > Coverage E - Additional Living Expenses
    • Property Coverages > Other Coverages
    • Personal Liability Supplement
    • Personal Liability Supplement > Coverage L - Personal Liability
    • Personal Liability Supplement > Coverage M - Medical Payments to Others
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Policy Endorsements
  • Homeowners Policy Concepts
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms > Broad (HO-2)
    • Homeowners Policy Coverage Forms > Special (HO-3)
    • Homeowners Policy Coverage Forms > Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms > Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms > Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms > Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages > Coverage A - Dwelling
    • Section I - Property Coverages > Coverage B - Other Structures
    • Section I - Property Coverages > Coverage C - Personal Property
    • Section I - Property Coverages > Coverage D - Loss of Use
    • Section I - Property Coverages > Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages > Coverage E - Personal Liability
    • Section II - Liability Coverages > Coverage F - Medical Payments to Others
    • Section II - Liability Coverages > Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions > Section I - Property Covered Exclusions
    • Homeowners Policy Exclusions > Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements > Business Pursuits
    • Homeowners Policy Endorsements > Earthquake
    • Homeowners Policy Endorsements > Home Day Care
    • Homeowners Policy Endorsements > Personal Injury
    • Homeowners Policy Endorsements > Personal Property Replacement Cost
    • Homeowners Policy Endorsements > Watercraft
    • Scheduled Personal Property/Personal Articles Floater
  • Personal Automobile Policy
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Liability Coverage > Bodily Injury and Property Damage
    • Liability Coverage > Supplementary Payments
    • Liability Coverage > Exclusions
    • Liability Coverage > Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Uninsured and Underinsured Motorists Coverage > Definitions
    • Uninsured and Underinsured Motorists Coverage > Bodily Injury
    • Uninsured and Underinsured Motorists Coverage > UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile > Collision
    • Coverage for Damage to your Automobile > Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile > Deductibles
    • Coverage for Damage to your Automobile > Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements > Towing and Labor Costs
    • Endorsements > Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements > Joint Ownership Coverage
    • Endorsements > Rental Vehicle Coverage
  • Other Types of Personal Insurance
    • Personal Umbrella and Excess Policies
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) > Deductible
    • Flood Insurance
    • Watercraft
Examination sources

Arkansas Crop Hail Examination

Provider
PSI Services LLC
Format
Closed-book examination
Exam questions
25 scoreable questions
Time limit
90 minutes
Passing score
70%
Examination outline
  • GENERAL INSURANCE DEFINITIONS
    • Risk
    • Peril
    • Indemnity
    • Negligence
    • Binders
    • Loss
    • Assignment
  • INSURANCE COMMISSIONER, LICENSING
    • Powers and Duties of the Insurance Commissioner
    • Producer Licensing
  • UNFAIR TRADE PRACTICES
  • ARKANSAS CROP HAIL
    • Crop Hail Organizations
    • Measurement/Identification
    • Multi Peril Crop Insurance
    • Loss
    • Federal Acts
    • Adjusting
    • Other Coverages
    • Crop Definitions
Examination sources