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Arizona Property & Casualty Insurance — Requirements & Free Practice

US-AZ · License preparation

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Resident Insurance Producer License

Resident individual or business-entity producer license with property and/or casualty lines under A.R.S. 20-286(A)(3)–(4).

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Resident addition of casualty authority
Arizona Examination for Casualty Insurance Producer
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Existing License
Already holds Arizona property authority; A.R.S. 20-284(G) prohibits examination for a line already held.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Casualty line under A.R.S. 20-286(A)(4).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident addition of property authority
Arizona Examination for Property Insurance Producer (practice unavailable)
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Existing License
Already holds Arizona casualty authority; A.R.S. 20-284(G) prohibits examination for a line already held.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Property line under A.R.S. 20-286(A)(3).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
New resident application more than one year after expiration — property and casualty

At least one of the following alternatives:

Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Elapsed Period
After one year, an application is a new application under A.R.S. 20-289(E); independently applicable A.R.S. 20-288 exemptions remain applicant conditions.
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Both property and casualty lines under A.R.S. 20-286(A)(3)–(4); pass either Series 13-34 or both Series 13-42 and Series 13-43.
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
New resident application more than one year after expiration — casualty
Arizona Examination for Casualty Insurance Producer
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Elapsed Period
After one year, an application is a new application under A.R.S. 20-289(E); independently applicable A.R.S. 20-288 exemptions remain applicant conditions.
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Casualty line under A.R.S. 20-286(A)(4).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
New resident application more than one year after expiration — property
Arizona Examination for Property Insurance Producer (practice unavailable)
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Elapsed Period
After one year, an application is a new application under A.R.S. 20-289(E); independently applicable A.R.S. 20-288 exemptions remain applicant conditions.
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Property line under A.R.S. 20-286(A)(3).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident requalification after revocation — property and casualty

At least one of the following alternatives:

Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Both property and casualty lines under A.R.S. 20-286(A)(3)–(4); pass either Series 13-34 or both Series 13-42 and Series 13-43.
Revocation
At least one year must pass after revocation and the person must again qualify under the applicable licensing provisions in A.R.S. 20-296(A).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident requalification after revocation — casualty
Arizona Examination for Casualty Insurance Producer
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Casualty line under A.R.S. 20-286(A)(4).
Revocation
At least one year must pass after revocation and the person must again qualify under the applicable licensing provisions in A.R.S. 20-296(A).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident requalification after revocation — property
Arizona Examination for Property Insurance Producer (practice unavailable)
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Property line under A.R.S. 20-286(A)(3).
Revocation
At least one year must pass after revocation and the person must again qualify under the applicable licensing provisions in A.R.S. 20-296(A).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident reapplication after voluntary surrender — property and casualty

At least one of the following alternatives:

Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Board Instruction
DIFI Producer page, License Expiration vs. License Surrender states: 'If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.'
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Both property and casualty lines under A.R.S. 20-286(A)(3)–(4); pass either Series 13-34 or both Series 13-42 and Series 13-43.
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Surrender
A.R.S. 20-289(F) requires compliance with requirements applicable to a person who has not previously held the authority or license.
Resident reapplication after voluntary surrender — casualty
Arizona Examination for Casualty Insurance Producer
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Board Instruction
DIFI Producer page, License Expiration vs. License Surrender states: 'If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.'
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Casualty line under A.R.S. 20-286(A)(4).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Surrender
A.R.S. 20-289(F) requires compliance with requirements applicable to a person who has not previously held the authority or license.
Resident reapplication after voluntary surrender — property
Arizona Examination for Property Insurance Producer (practice unavailable)
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Board Instruction
DIFI Producer page, License Expiration vs. License Surrender states: 'If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.'
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Property line under A.R.S. 20-286(A)(3).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Surrender
A.R.S. 20-289(F) requires compliance with requirements applicable to a person who has not previously held the authority or license.
Resident business entity initial issuance
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).

Official no-examination sources

Effective from 2026-09-22.

New resident business entity application more than one year after expiration
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Elapsed Period
After one year, the application is a new application under A.R.S. 20-289(E).
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).

Official no-examination sources

Effective from 2026-09-22.

Resident business entity requalification after revocation
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).
Revocation
Wait at least one year after revocation and again qualify under A.R.S. 20-296(A). A.R.S. 20-296(B) restricts licensing of the entity's members, officers, directors and designated producer during suspension or revocation unless the director finds lack of personal fault and acquiescence.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after surrender
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Board Instruction
DIFI Producer page states: 'If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.'
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).
Surrender
Meet new-applicant requirements under A.R.S. 20-289(F).

Official no-examination sources

Effective from 2026-09-22.

Resident business entity late renewal within one year
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Renewal
Within one year after expiration, submit renewal application and fee plus $100 late fee; cease licensed transactions while expired.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).

Official no-examination sources

Effective from 2026-09-22.

Resident business entity timely renewal
No examination is required for this applicant pathway.
Application
Submit the prescribed application and fee and names of members, officers and directors; DIFI may require personal information and fingerprints.
Charter
Insurance activity must fall within the partnership agreement, articles or chartering documents.
Entity
Business entity under A.R.S. 20-281, distinct from an individual or sole proprietor.
Renewal
Renew on the quadrennial entity due date and maintain the responsible licensed producer.
Requested Authority
Property and/or casualty authority; responsible individual producers must hold the appropriate lines.
Responsible Producer
Designate an individually licensed producer responsible for compliance; at least one appropriately licensed producer must be maintained for each office/place of business under A.R.S. 20-290(B).

Official no-examination sources

Effective from 2026-09-22.

Resident licensure based on a current same line license elsewhere
No examination is required for this applicant pathway.
Application
Submit resident application, fee, fingerprints and lawful-presence materials required by DIFI.
Prior License
Currently licensed for the same requested property/casualty lines in another state; A.R.S. 20-288(A)(1) excuses examination.
Relocation
An existing nonresident producer becoming an Arizona resident and continuing to act as a producer must apply for resident licensure within 90 days under A.R.S. 20-285(F).

Official no-examination sources

Effective from 2026-09-22.

Ordinary resident property/casualty licensure after a temporary license

At least one of the following alternatives:

Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Prior Temporary License
A former temporary license does not satisfy the A.R.S. 20-288(B)(2) twelve-month exemption; meet ordinary licensure requirements.
Requested Authority
Both property and casualty lines under A.R.S. 20-286(A)(3)–(4); pass either Series 13-34 or both Series 13-42 and Series 13-43.
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident individual initial licensure — property and casualty

At least one of the following alternatives:

Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Both property and casualty lines under A.R.S. 20-286(A)(3)–(4); pass either Series 13-34 or both Series 13-42 and Series 13-43.
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident individual initial licensure — casualty
Arizona Examination for Casualty Insurance Producer
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Casualty line under A.R.S. 20-286(A)(4).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident individual initial licensure — property
Arizona Examination for Property Insurance Producer (practice unavailable)
Age
At least 18 years old under A.R.S. 20-285(B)(1).
Application
Submit a complete, truthful prescribed application; DIFI directs applications to NIPR.
Attempt Limit
At most four attempts for a line in twelve months; after a fourth failure wait one year. A combined-exam failure counts for each covered line under A.R.S. 20-284(H).
Exam Exemptions
An independently applicable A.R.S. 20-288 examination exemption remains an applicant condition.
Fingerprints
Provide fingerprints and criminal-history verification when DIFI requires them for a new Arizona resident or relocating applicant.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; complete and truthful application and requested supporting records.
Lawful Presence
DIFI requires lawful-presence documentation for an Arizona resident without an existing license unless fingerprints were submitted electronically.
License Fee
Pay the applicable license fee under A.R.S. 20-285(B)(3), unless a separately applicable fee waiver applies.
Licensing Applicability
A.R.S. 20-283 provides the specific activity and occupational exceptions to the A.R.S. 20-282 license-required rule; this route concerns applicants who require a producer license.
Oral Supplement
The director may supplement a written examination with an oral examination under A.R.S. 20-284(D); no separately identifiable oral examination is specified.
Requested Authority
Property line under A.R.S. 20-286(A)(3).
Score Age
Pass the examination for the requested line within one year before the application is received; qualifying active military service extends the period under A.R.S. 20-284(B).
Resident individual late renewal within one year after expiration
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal application and fee within the statutory period.
Continuing Education
Resident major-line individual producers must complete 48 hours of approved CE including at least six ethics hours per license period, unless the continuing-licensure exemption in A.R.S. 20-2902(B) applies.
Late Period
During the year after expiration, submit a renewal application, quadrennial fee and additional $100 late fee; cease insurance business while expired.
Records
DIFI may request verification documents or fingerprints under A.R.S. 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Resident renewal after military inactive status
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal application and fee within the statutory period.
Continuing Education
Resident major-line individual producers must complete 48 hours of approved CE including at least six ethics hours per license period, unless the continuing-licensure exemption in A.R.S. 20-2902(B) applies.
Military
Renewal and CE deadlines extend by the number of active military service days; submit armed-forces documentation with renewal. Routine reservist service does not qualify.
Records
DIFI may request verification documents or fingerprints under A.R.S. 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Resident licensure within 90 days after cancellation of prior resident license
No examination is required for this applicant pathway.
Disqualification
The exception does not apply to the specified attempt to bypass four Arizona examination failures by obtaining and cancelling a resident license elsewhere.
Documentation
DIFI and the June 11, 2026 PSI bulletin require a clearance letter unless resident status and inactivation date can be verified in the Producer Database; submit resident application materials and fingerprints.
Prior License
Apply within 90 days after cancellation; certification or other reliable information must establish good standing and the same requested lines.

Official no-examination sources

Effective from 2026-09-22.

Resident reapplication for same license and lines held within twelve months
No examination is required for this applicant pathway.
Application
Meet applicable resident application, fee, fitness and fingerprint requirements; the recent-license exemption excludes former temporary licenses.
Prior License
Same type of non-temporary Arizona license covering the same requested property/casualty lines held within the twelve months preceding application.

Official no-examination sources

Effective from 2026-09-22.

Timely resident individual renewal
No examination is required for this applicant pathway.
Application
Submit the prescribed renewal application and fee within the statutory period.
Continuing Education
Resident major-line individual producers must complete 48 hours of approved CE including at least six ethics hours per license period, unless the continuing-licensure exemption in A.R.S. 20-2902(B) applies.
Records
DIFI may request verification documents or fingerprints under A.R.S. 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Arizona Examination for Property and Casualty Insurance Producer

Provider
PSI Services LLC
Format
Computer examination at a test center or remotely proctored; closed book
Exam questions
150 scored items, with 5 to 10 additional unscored experimental questions potentially administered
Time limit
2.5 hours
Passing score
70% correct
Exam fee
$59
Examination outline
  • Insurance Regulation (5%)
    • Licensing
    • Licensing / License application requirements (20-285)
    • Licensing / Number of exam attempts 20-284(H)
    • Licensing / Licensing eligibility/lawful presence (41-1080)
    • Licensing / Types of licensees
    • Licensing / Types of licensees / Producers (20-281(5), 286)
    • Licensing / Types of licensees / Nonresidents (20-281(11))
    • Licensing / Types of licensees / Adjusters (20-321)
    • Licensing / Types of licensees / Business entities (20-281(1), 285(D, E), 290(B))
    • Licensing / Types of licensees / Surplus lines brokers (20-407, 411)
    • Licensing / Types of licensees / Temporary (20-294)
    • Licensing / Types of licensees / Vending machines (20-293)
    • Licensing / Lines of producer license authority (20-286, (A), 321, 331, 332, 411, 411.01, 1580, 1693.01, 2662)
    • Licensing / Fingerprinting requirements (20-142(E), 285(E), 286(C), 289(D))
    • Licensing / Assumed business name (20-297)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration, surrender and renewal (20-289)
    • Licensing / Maintenance and duration / Inactive license status during military service (20-289.01)
    • Licensing / Maintenance and duration / Change of personal contact information (20-286(C))
    • Licensing / Maintenance and duration / Change of business information (20-286)(C))
    • Licensing / Maintenance and duration / Report of actions (20-301)
    • Licensing / Maintenance and duration / Continuing education (20-2902, 2903)
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Denial, suspension, revocation or refusal to renew; civil penalties (20-295, 296)
    • Licensing / Disciplinary actions / Cease and desist order (20-292)
    • State regulation
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01)
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Negotiate (20-281(10))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Sell (20-281(14))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Solicit (20-281(15))
    • State regulation / Payment of premiums (20-191)
    • State regulation / Certificate of authority (20-217(A))
    • State regulation / Identification of Producer (20-229)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Sharing commissions (20-298)
    • State regulation / Producer regulation / Place of business and records (20-157, 290; AZ Const Art 14 s 16)
    • State regulation / Unfair practices and frauds
    • State regulation / Unfair practices and frauds / Unfair trade practices (20-442)
    • State regulation / Unfair practices and frauds / Misrepresentation (20-443, 443.01, 447; Rule R20-6-801(D))
    • State regulation / Unfair practices and frauds / False or deceptive advertising (20-444)
    • State regulation / Unfair practices and frauds / Defamation of insurer (20-445)
    • State regulation / Unfair practices and frauds / Boycott, coercion or intimidation (20-446)
    • State regulation / Unfair practices and frauds / False financial statements (20-447)
    • State regulation / Unfair practices and frauds / Unfair discrimination (20-448)
    • State regulation / Unfair practices and frauds / Gender discrimination (Rule R20-6-207)
    • State regulation / Unfair practices and frauds / Rebating (20-451)
    • State regulation / Unfair practices and frauds / Prohibited inducements (20-452)
    • State regulation / Unfair practices and frauds / Fees (20-465)
    • State regulation / Unfair practices and frauds / Unfair claims settlement practices (20-461; Rule R20-6-801)
    • State regulation / Unfair practices and frauds / Claims payment (20-462)
    • State regulation / Unfair practices and frauds / Insurance fraud (20-463, 466–466.04)
    • Insurance information and privacy protection (20-2101–2122)
  • Federal Laws and Regulations (2%)
    • Fair Credit Reporting Act (15 USC 1681–1681d)
    • National Flood Insurance Program (NFIP)
    • Gramm-Leach-Bliley Act (20-2121; Public Law 106-102)
    • Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
    • CAN-SPAM Act of 2003 (15 USC 7701; 18 USC 1037)
    • Terrorism Insurance Program (15 USC 6701; Public Law 107-297, 109-144, 110-160)
    • Telemarketing Sales Rule (16 CFR 310; 15 USC 6101–6108; A.R.S. 44-1282)
  • General Insurance Concepts (11%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions / Express
    • Authority and Powers of Producers - Definitions / Implied
    • Authority and Powers of Producers - Definitions / Apparent
    • Authority and Powers of Producers - Definitions / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics (19%)
    • Insurable Interest
    • Damages
    • Damages / Compensatory versus Punitive
    • Damages / General versus Special
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Underwriting (Purpose, Process, Results)
    • Rate Development
    • Rate Development / Types
    • Rate Development / Components
    • Rate Development / Basis
    • Types of Hazards
    • Types of Hazards / Moral
    • Types of Hazards / Morale
    • Types of Hazards / Physical
    • Types of Perils
    • Types of Perils / Named
    • Types of Perils / Open
    • Types of Loss
    • Types of Loss / Direct
    • Types of Loss / Indirect
    • Loss Valuation
    • Loss Valuation / Actual Cash Value
    • Loss Valuation / Replacement Cost
    • Loss Valuation / Market Value
    • Loss Valuation / Agreed Value
    • Loss Valuation / Valued Policy
    • Loss Valuation / Functional Replacement Cost
    • Negligence
    • Negligence / Torts
    • Negligence / Elements of a Negligent Act
    • Negligence / Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Clauses
    • Policy Clauses / Insureds
    • Policy Clauses / Policy Period
    • Policy Clauses / Policy Territory
    • Policy Clauses / Cancellation and Non-Renewal
    • Policy Clauses / Deductibles
    • Policy Clauses / Other Insurance
    • Policy Clauses / Other Insurance / Nonconcurrency
    • Policy Clauses / Other Insurance / Primary and Excess
    • Policy Clauses / Other Insurance / Pro Rata
    • Policy Clauses / Other Insurance / Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability / Per Accident
    • Limits of Liability / Per Occurrence
    • Limits of Liability / Per Person
    • Limits of Liability / Aggregate
    • Limits of Liability / Split limits
    • Limits of Liability / Combined Single Limit
    • Coinsurance
    • Coinsurance / Purpose
    • Coinsurance / Definition
    • Coinsurance / Calculation
    • Coinsurance / Penalties
    • Coinsurance / Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Third-party Provisions
    • Third-party Provisions / Standard Mortgage Clause
    • Third-party Provisions / Loss Payable Clause
    • Third-party Provisions / No Benefit to the Bailee
  • Dwelling Policy Concepts (8%)
    • Purpose and Eligibility
    • Perils Insured Against
    • Perils Insured Against / Basic
    • Perils Insured Against / Broad
    • Perils Insured Against / Special
    • Property Coverages
    • Property Coverages / Coverage A - Dwelling
    • Property Coverages / Coverage B - Other Structures
    • Property Coverages / Coverage C - Personal Property
    • Property Coverages / Coverage D - Fair Rental Value
    • Property Coverages / Coverage E - Additional Living Expenses
    • Property Coverages / Other Coverages
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Property Endorsements
    • Personal Liability Supplement
    • Personal Liability Supplement / Coverage L - Personal Liability
    • Personal Liability Supplement / Coverage M - Medical Payments to Others
  • Homeowners Policy Concepts (11%)
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms / Broad (HO-2)
    • Homeowners Policy Coverage Forms / Special (HO-3)
    • Homeowners Policy Coverage Forms / Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms / Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms / Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms / Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages / Coverage A - Dwelling
    • Section I - Property Coverages / Coverage B - Other Structures
    • Section I - Property Coverages / Coverage C - Personal Property
    • Section I - Property Coverages / Coverage C - Personal Property / Coverage D - Loss of Use
    • Section I - Property Coverages / Coverage C - Personal Property / Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages / Coverage E - Personal Liability
    • Section II - Liability Coverages / Coverage F - Medical Payments to Others
    • Section II - Liability Coverages / Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions / Section I-Property Covered Exclusions
    • Homeowners Policy Exclusions / Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements / Business Pursuits
    • Homeowners Policy Endorsements / Earthquake
    • Homeowners Policy Endorsements / Home Day Care
    • Homeowners Policy Endorsements / Personal Injury
    • Homeowners Policy Endorsements / Personal Property Replacement Cost
    • Homeowners Policy Endorsements / Watercraft
    • Homeowners Policy Endorsements / Ordinance or Law
    • Scheduled Personal Property/Personal Articles Floater
  • Personal Automobile Policy (11%)
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Liability Coverage / Bodily Injury and Property Damage
    • Liability Coverage / Supplementary Payments
    • Liability Coverage / Exclusions
    • Liability Coverage / Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Uninsured and Underinsured Motorists Coverage / Definitions
    • Uninsured and Underinsured Motorists Coverage / Bodily Injury
    • Uninsured and Underinsured Motorists Coverage / UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile / Collision
    • Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile / Deductibles
    • Coverage for Damage to your Automobile / Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements / Towing and Labor Costs
    • Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements / Joint Ownership Coverage
    • Endorsements / Rental Vehicle Coverage
  • Commercial Automobile Policy (4%)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles / Hired Automobiles
    • Covered Automobiles / Non-owned Automobiles
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Selected Endorsements / Lessor - Additional Insured and Loss Payee
    • Selected Endorsements / Mobile Equipment
    • Selected Endorsements / Property Protection Coverage
    • Selected Endorsements / Broad Form Products
    • Selected Endorsements / Employees as Insureds
  • Commercial Property Policies (9%)
    • Commercial Package Policy
    • Commercial Package Policy / Purpose
    • Commercial Package Policy / Definition
    • Commercial Package Policy / Coverages
    • Commercial Package Policy / Coverage Extensions
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Insuring Agreements
    • Commercial Policy Components / Exclusions
    • Commercial Property Forms
    • Commercial Property Forms / Coverage Forms for Building and Business Personal Property
    • Commercial Property Forms / Builders Risk
    • Commercial Property Forms / Business Income
    • Commercial Property Forms / Extra Expense
    • Commercial Property Forms / Legal Liability
    • Commercial Property Forms / Cause of Loss Forms
    • Commercial Property Forms / Commercial Crime
    • Commercial Property Endorsements
    • Commercial Property Endorsements / Ordinance or Law
    • Commercial Property Endorsements / Peak Season Limit of Insurance
    • Commercial Property Endorsements / Spoilage
    • Commercial Property Endorsements / Value Reporting Form
    • Commercial Property Endorsements / Earthquake
    • Commercial Property Endorsements / Equipment Breakdown Coverages
    • Commercial Inland Marine - Purpose
    • Ocean Marine (Distinction Between Inland and Ocean)
    • Farm Coverage
    • Farm Coverage / Farm Property Coverage Form
    • Farm Coverage / Farm Property Coverage Form / Coverage A - Dwellings
    • Farm Coverage / Farm Property Coverage Form / Coverage B - Other Private Structures
    • Farm Coverage / Farm Property Coverage Form / Coverage C - Household Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage D - Loss of Use
    • Farm Coverage / Farm Property Coverage Form / Coverage E - Scheduled Farm Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage F - Unscheduled Farm Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage G - Other Farm Structures
    • Farm Coverage / Farm Property Coverage Form / Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage / Farm Property Coverage Form / Coverage I - Personal and Advertising Injury Liability
    • Farm Coverage / Farm Property Coverage Form / Coverage J - Medical Payments
  • Commercial General Liability (9%)
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages / Bodily Injury and Property Damage
    • Commercial General Liability Coverages / Personal and Advertising Injury
    • Commercial General Liability Coverages / Medical Payments
    • Commercial General Liability Coverages / Conditions
    • Commercial General Liability Coverages / Definitions
    • Commercial General Liability Coverages / Exclusions
    • Occurrence versus Claims-made
    • Occurrence versus Claims-made / Trigger
    • Occurrence versus Claims-made / Retroactive Date
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures / Premises and Operations
    • Commercial General Liability Exposures / Products and Completed Operations
    • Commercial General Liability Exposures / Contractual Liability
  • Businessowners Policy (5%)
    • Characteristics and Purpose
    • Businessowners Section I — Property
    • Businessowners Section I — Property / Coverage
    • Businessowners Section I — Property / Exclusions
    • Businessowners Section I — Property / Limits of Insurance
    • Businessowners Section I — Property / Deductibles
    • Businessowners Section I — Property / Loss Conditions
    • Businessowners Section I — Property / General Conditions
    • Businessowners Section I — Property / Optional Coverages
    • Businessowners Section I — Property / Definitions
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability / Coverages
    • Businessowners Section II — Liability / Exclusions
    • Businessowners Section II — Liability / Who is an Insured
    • Businessowners Section II — Liability / Limits of Insurance
    • Businessowners Section II — Liability / General Conditions
    • Businessowners Section II — Liability / Definitions
  • Other Types of Property and Casualty Insurance - Purpose and General Characteristics (3%)
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Directors and Officers
    • Specialty Liability Insurance / Professional and Errors and Omissions
    • Specialty Liability Insurance / Employment Practices
    • Specialty Liability Insurance / Employee Benefits
    • Specialty Liability Insurance / Cyber Liability and Network Protection
    • Surety Contracts
    • Surety Contracts / Differences between Surety and Insurance
    • Surety Contracts / Obligation of the Surety
    • Surety Contracts / Parties to the Surety Bond
    • Surety Contracts / Parties to the Surety Bond / Principal
    • Surety Contracts / Parties to the Surety Bond / Obligee
    • Surety Contracts / Parties to the Surety Bond / Surety
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Self-Insured Retention
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) / Deductible
    • Flood Insurance
  • Workers' Compensation Laws (3%)
    • Workers' Compensation Coverages and Benefits
    • Rating and Job Classification
    • Workers' Compensation Definitions
    • Workers' Compensation Definitions / Occupational Accident versus Occupational Disease and Illness
    • Workers' Compensation Definitions / Levels of Disability
    • Federal Laws
Examination sources

Arizona Examination for Casualty Insurance Producer

Provider
PSI Services LLC
Format
Computer examination at a test center or remotely proctored; closed book
Exam questions
100 scored items, with 5 to 10 additional unscored experimental questions potentially administered
Time limit
2 hours
Passing score
70% correct
Exam fee
$42
Examination outline
  • Insurance Regulation (5%)
    • Licensing
    • Licensing / License application requirements (20-285)
    • Licensing / Number of exam attempts 20-284(H)
    • Licensing / Licensing eligibility/lawful presence (41-1080)
    • Licensing / Types of licensees
    • Licensing / Types of licensees / Producers (20-281(5), 286)
    • Licensing / Types of licensees / Nonresidents (20-281(11))
    • Licensing / Types of licensees / Adjusters (20-321)
    • Licensing / Types of licensees / Business entities (20-281(1), 285(D, E), 290(B))
    • Licensing / Types of licensees / Surplus lines brokers (20-407, 411)
    • Licensing / Types of licensees / Temporary (20-294)
    • Licensing / Types of licensees / Vending machines (20-293)
    • Licensing / Lines of producer license authority (20-286, (A), 321, 331, 332, 411, 411.01, 1580, 1693.01, 2662)
    • Licensing / Fingerprinting requirements (20-142(E), 285(E), 286(C), 289(D))
    • Licensing / Assumed business name (20-297)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration, surrender and renewal (20-289)
    • Licensing / Maintenance and duration / Inactive license status during military service (20-289.01)
    • Licensing / Maintenance and duration / Change of personal contact information (20-286(C))
    • Licensing / Maintenance and duration / Change of business information (20-286)(C))
    • Licensing / Maintenance and duration / Report of actions (20-301)
    • Licensing / Maintenance and duration / Continuing education (20-2902, 2903)
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Denial, suspension, revocation or refusal to renew; civil penalties (20-295, 296)
    • Licensing / Disciplinary actions / Cease and desist order (20-292)
    • State regulation
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01)
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Negotiate (20-281(10))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Sell (20-281(14))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Solicit (20-281(15))
    • State regulation / Payment of premiums (20-191)
    • State regulation / Certificate of authority (20-217(A))
    • State regulation / Identification of Producer (20-229)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Sharing commissions (20-298)
    • State regulation / Producer regulation / Place of business and records (20-157, 290; AZ Const Art 14 s 16)
    • State regulation / Unfair practices and frauds
    • State regulation / Unfair practices and frauds / Unfair trade practices (20-442)
    • State regulation / Unfair practices and frauds / Misrepresentation (20-443, 443.01, 447; Rule R20-6-801(D))
    • State regulation / Unfair practices and frauds / False or deceptive advertising (20-444)
    • State regulation / Unfair practices and frauds / Defamation of insurer (20-445)
    • State regulation / Unfair practices and frauds / Boycott, coercion or intimidation (20-446)
    • State regulation / Unfair practices and frauds / False financial statements (20-447)
    • State regulation / Unfair practices and frauds / Unfair discrimination (20-448)
    • State regulation / Unfair practices and frauds / Gender discrimination (Rule R20-6-207)
    • State regulation / Unfair practices and frauds / Rebating (20-451)
    • State regulation / Unfair practices and frauds / Prohibited inducements (20-452)
    • State regulation / Unfair practices and frauds / Fees (20-465)
    • State regulation / Unfair practices and frauds / Unfair claims settlement practices (20-461; Rule R20-6-801)
    • State regulation / Unfair practices and frauds / Claims payment (20-462)
    • State regulation / Unfair practices and frauds / Insurance fraud (20-463, 466–466.04)
    • Insurance information and privacy protection (20-2101–2122)
  • Federal Laws and Regulations (2%)
    • Fair Credit Reporting Act (15 USC 1681–1681d)
    • Gramm-Leach-Bliley Act (20-2121; Public Law 106-102)
    • Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
    • CAN-SPAM Act of 2003 (15 USC 7701; 18 USC 1037)
    • Telemarketing Sales Rule (16 CFR 310; 15 USC 6101–6108; A.R.S. 44-1282)
  • General Insurance Concepts (18%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions / Express
    • Authority and Powers of Producers - Definitions / Implied
    • Authority and Powers of Producers - Definitions / Apparent
    • Authority and Powers of Producers - Definitions / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Reasonable Expectations / Indemnity
    • Legal Interpretations Affecting Contracts / Reasonable Expectations / Good Faith
    • Legal Interpretations Affecting Contracts / Reasonable Expectations / Fraud
    • Legal Interpretations Affecting Contracts / Reasonable Expectations / Warranties, Representations, Misrepresentations, and Concealment
  • Casualty Insurance Basics (28%)
    • Damages
    • Damages / Compensatory versus Punitive
    • Damages / General versus Special
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Types of Hazards / Moral
    • Types of Hazards / Morale
    • Types of Hazards / Physical
    • Negligence
    • Negligence / Torts
    • Negligence / Elements of a Negligent Act
    • Negligence / Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Clauses
    • Policy Clauses / Insureds
    • Policy Clauses / Policy Period
    • Policy Clauses / Policy Territory
    • Policy Clauses / Cancellation and Non-Renewal
    • Policy Clauses / Deductibles/Self-Insured Retention
    • Policy Clauses / Other Insurance
    • Policy Clauses / Other Insurance / Nonconcurrency
    • Policy Clauses / Other Insurance / Primary and Excess
    • Policy Clauses / Other Insurance / Pro Rata
    • Policy Clauses / Other Insurance / Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability / Per Accident
    • Limits of Liability / Per Occurrence
    • Limits of Liability / Per Person
    • Limits of Liability / Aggregate
    • Limits of Liability / Split limits
    • Limits of Liability / Combined Single Limit
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Insurer Provisions / Arbitration
  • Personal Automobile Policy (16%)
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Liability Coverage / Bodily Injury and Property Damage
    • Liability Coverage / Supplementary Payments
    • Liability Coverage / Exclusions
    • Liability Coverage / Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Uninsured and Underinsured Motorists Coverage / Definitions
    • Uninsured and Underinsured Motorists Coverage / Bodily Injury
    • Uninsured and Underinsured Motorists Coverage / UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile / Collision
    • Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile / Deductibles
    • Coverage for Damage to your Automobile / Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements / Towing and Labor Costs
    • Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements / Joint Ownership Coverage
    • Endorsements / Rental Vehicle Coverage
  • Commercial Automobile Policy (7%)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles / Hired Automobiles
    • Covered Automobiles / Non-owned Automobiles
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Selected Endorsements / Lessor - Additional Insured and Loss Payee
    • Selected Endorsements / Mobile Equipment
    • Selected Endorsements / Property Protection Coverage
    • Selected Endorsements / Broad Form Products
    • Selected Endorsements / Employees as Insureds
  • Commercial General Liability (11%)
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages / Bodily Injury and Property Damage
    • Commercial General Liability Coverages / Personal and Advertising Injury
    • Commercial General Liability Coverages / Medical Payments
    • Commercial General Liability Coverages / Conditions
    • Commercial General Liability Coverages / Definitions
    • Commercial General Liability Coverages / Exclusions
    • Occurrence versus Claims-made
    • Occurrence versus Claims-made / Trigger
    • Occurrence versus Claims-made / Retroactive Date
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures / Premises and Operations
    • Commercial General Liability Exposures / Products and Completed Operations
    • Commercial General Liability Exposures / Contractual Liability
  • Other Types of Casualty Insurance (9%)
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Directors and Officers
    • Specialty Liability Insurance / Professional and Errors and Omissions
    • Specialty Liability Insurance / Employment Practices
    • Specialty Liability Insurance / Employee Benefits
    • Specialty Liability Insurance / Cyber Liability and Network Protection
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Self-Insured Retention
    • Surety Contracts
    • Surety Contracts / Differences between Surety and Insurance
    • Surety Contracts / Obligation of the Surety
    • Surety Contracts / Parties to the Surety Bond
    • Surety Contracts / Parties to the Surety Bond / Principal
    • Surety Contracts / Parties to the Surety Bond / Obligee
    • Surety Contracts / Parties to the Surety Bond / Surety
  • Workers' Compensation Laws (4%)
    • Workers' Compensation Coverages and Benefits
    • Rating and Job Classification
    • Workers' Compensation Definitions
    • Workers' Compensation Definitions / Occupational Accident versus Occupational Disease and Illness
    • Workers' Compensation Definitions / Levels of Disability
    • Federal Laws
Examination sources

Arizona Examination for Property Insurance Producer

Provider
PSI Services LLC
Format
Computer-administered, closed-book examination
Exam questions
100 scored items; 5 to 10 additional experimental questions may be administered and are not scored
Time limit
2 hours
Passing score
70% correct
Examination outline
  • Insurance Regulation (5%)
    • Licensing
    • Licensing / License application requirements (20-285)
    • Licensing / Number of exam attempts 20-284(H)
    • Licensing / Licensing eligibility/lawful presence (41-1080)
    • Licensing / Types of licensees
    • Licensing / Types of licensees / Producers (20-281(5), 286)
    • Licensing / Types of licensees / Nonresidents (20-281(11))
    • Licensing / Types of licensees / Adjusters (20-321)
    • Licensing / Types of licensees / Business entities (20-281(1), 285(D, E), 290(B))
    • Licensing / Types of licensees / Surplus lines brokers (20-407, 411)
    • Licensing / Types of licensees / Temporary (20-294)
    • Licensing / Types of licensees / Vending machines (20-293)
    • Licensing / Lines of producer license authority (20-286, (A), 321, 331, 332, 411, 411.01, 1580, 1693.01, 2662)
    • Licensing / Fingerprinting requirements (20-142(E), 285(E), 286(C), 289(D))
    • Licensing / Assumed business name (20-297)
    • Licensing / Maintenance and duration
    • Licensing / Maintenance and duration / Expiration, surrender and renewal (20-289)
    • Licensing / Maintenance and duration / Inactive license status during military service (20-289.01)
    • Licensing / Maintenance and duration / Change of personal contact information (20-286(C))
    • Licensing / Maintenance and duration / Change of business information (20-286)(C))
    • Licensing / Maintenance and duration / Report of actions (20-301)
    • Licensing / Maintenance and duration / Continuing education (20-2902, 2903)
    • Licensing / Disciplinary actions
    • Licensing / Disciplinary actions / Denial, suspension, revocation or refusal to renew; civil penalties (20-295, 296)
    • Licensing / Disciplinary actions / Cease and desist order (20-292)
    • State regulation
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01)
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Negotiate (20-281(10))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Sell (20-281(14))
    • State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Solicit (20-281(15))
    • State regulation / Payment of premiums (20-191)
    • State regulation / Certificate of authority (20-217(A))
    • State regulation / Identification of Producer (20-229)
    • State regulation / Producer regulation
    • State regulation / Producer regulation / Sharing commissions (20-298)
    • State regulation / Producer regulation / Place of business and records (20-157, 290; AZ Const Art 14 s 16)
    • State regulation / Unfair practices and frauds
    • State regulation / Unfair practices and frauds / Unfair trade practices (20-442)
    • State regulation / Unfair practices and frauds / Misrepresentation (20-443, 443.01, 447; Rule R20-6-801(D))
    • State regulation / Unfair practices and frauds / False or deceptive advertising (20-444)
    • State regulation / Unfair practices and frauds / Defamation of insurer (20-445)
    • State regulation / Unfair practices and frauds / Boycott, coercion or intimidation (20-446)
    • State regulation / Unfair practices and frauds / False financial statements (20-447)
    • State regulation / Unfair practices and frauds / Unfair discrimination (20-448)
    • State regulation / Unfair practices and frauds / Gender discrimination (Rule R20-6-207)
    • State regulation / Unfair practices and frauds / Rebating (20-451)
    • State regulation / Unfair practices and frauds / Prohibited inducements (20-452)
    • State regulation / Unfair practices and frauds / Fees (20-465)
    • State regulation / Unfair practices and frauds / Unfair claims settlement practices (20-461; Rule R20-6-801)
    • State regulation / Unfair practices and frauds / Claims payment (20-462)
    • State regulation / Unfair practices and frauds / Insurance fraud (20-463, 466–466.04)
    • Insurance information and privacy protection (20-2101–2122)
  • Federal Laws and Regulations (3%)
    • Fair Credit Reporting Act (15 USC 1681–1681d)
    • National Flood Insurance Program (NFIP)
    • Gramm-Leach-Bliley Act (20-2121; Public Law 106-102)
    • Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
    • CAN-SPAM Act of 2003 (15 USC 7701; 18 USC 1037)
    • Terrorism Insurance Program (15 USC 6701; Public Law 107-297, 109-144, 110-160)
    • Telemarketing Sales Rule (16 CFR 310; 15 USC 6101–6108; A.R.S. 44-1282)
  • General Insurance Concepts (16%)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions / Express
    • Authority and Powers of Producers - Definitions / Implied
    • Authority and Powers of Producers - Definitions / Apparent
    • Authority and Powers of Producers - Definitions / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Property Insurance Basics (28%)
    • Insurable Interest
    • Underwriting (Purpose, Process, Results)
    • Rate Development
    • Rate Development / Types
    • Rate Development / Components
    • Rate Development / Basis
    • Types of Hazards
    • Types of Hazards / Moral
    • Types of Hazards / Morale
    • Types of Hazards / Physical
    • Types of Perils
    • Types of Perils / Named
    • Types of Perils / Open
    • Types of Loss
    • Types of Loss / Direct
    • Types of Loss / Indirect
    • Loss Valuation
    • Loss Valuation / Actual Cash Value
    • Loss Valuation / Replacement Cost
    • Loss Valuation / Market Value
    • Loss Valuation / Agreed Value
    • Loss Valuation / Valued Policy
    • Loss Valuation / Functional Replacement Cost
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Clauses
    • Policy Clauses / Insureds
    • Policy Clauses / Policy Period
    • Policy Clauses / Policy Territory
    • Policy Clauses / Cancellation and Non-Renewal
    • Policy Clauses / Deductibles
    • Policy Clauses / Other Insurance
    • Policy Clauses / Other Insurance / Nonconcurrency
    • Policy Clauses / Other Insurance / Primary and Excess
    • Policy Clauses / Other Insurance / Pro Rata
    • Policy Clauses / Other Insurance / Contribution by Equal Shares
    • Coinsurance
    • Coinsurance / Purpose
    • Coinsurance / Definition
    • Coinsurance / Calculation
    • Coinsurance / Penalties
    • Coinsurance / Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Third-party Provisions
    • Third-party Provisions / Standard Mortgage Clause
    • Third-party Provisions / Loss Payable Clause
    • Third-party Provisions / No Benefit to the Bailee
  • Dwelling Policy Concepts (7%)
    • Purpose and Eligibility
    • Perils Insured Against
    • Perils Insured Against / Basic
    • Perils Insured Against / Broad
    • Perils Insured Against / Special
    • Property Coverages
    • Property Coverages / Coverage A - Dwelling
    • Property Coverages / Coverage B - Other Structures
    • Property Coverages / Coverage C - Personal Property
    • Property Coverages / Coverage D - Fair Rental Value
    • Property Coverages / Coverage E - Additional Living Expenses
    • Property Coverages / Other Coverages
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Property Endorsements
    • Personal Liability Supplement
    • Personal Liability Supplement / Coverage L - Personal Liability
    • Personal Liability Supplement / Coverage M - Medical Payments to Others
  • Homeowners Policy Concepts (16%)
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms / Broad (HO-2)
    • Homeowners Policy Coverage Forms / Special (HO-3)
    • Homeowners Policy Coverage Forms / Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms / Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms / Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms / Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages / Coverage A - Dwelling
    • Section I - Property Coverages / Coverage B - Other Structures
    • Section I - Property Coverages / Coverage C - Personal Property
    • Section I - Property Coverages / Coverage D - Loss of Use
    • Section I - Property Coverages / Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages / Coverage E - Personal Liability
    • Section II - Liability Coverages / Coverage F - Medical Payments to Others
    • Section II - Liability Coverages / Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions / Section I-Property Covered Exclusions
    • Homeowners Policy Exclusions / Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements / Business Pursuits
    • Homeowners Policy Endorsements / Earthquake
    • Homeowners Policy Endorsements / Home Day Care
    • Homeowners Policy Endorsements / Personal Injury
    • Homeowners Policy Endorsements / Personal Property Replacement Cost
    • Homeowners Policy Endorsements / Watercraft
    • Homeowners Policy Endorsements / Ordinance or Law
    • Scheduled Personal Property/Personal Articles Floater
  • Commercial Property Policies (14%)
    • Commercial Package Policy
    • Commercial Package Policy / Purpose
    • Commercial Package Policy / Definition
    • Commercial Package Policy / Coverages
    • Commercial Package Policy / Coverage Extensions
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Insuring Agreements
    • Commercial Policy Components / Exclusions
    • Commercial Property Forms
    • Commercial Property Forms / Coverage Forms for Building and Business Personal Property
    • Commercial Property Forms / Builders Risk
    • Commercial Property Forms / Business Income
    • Commercial Property Forms / Extra Expense
    • Commercial Property Forms / Legal Liability
    • Commercial Property Forms / Cause of Loss Forms
    • Commercial Property Forms / Commercial Crime
    • Commercial Property Endorsements
    • Commercial Property Endorsements / Ordinance or Law
    • Commercial Property Endorsements / Peak Season Limit of Insurance
    • Commercial Property Endorsements / Spoilage
    • Commercial Property Endorsements / Value Reporting Form
    • Commercial Property Endorsements / Earthquake
    • Commercial Property Endorsements / Equipment Breakdown Coverages
    • Commercial Inland Marine - Purpose
    • Ocean Marine (Distinction Between Inland and Ocean)
    • Farm Coverage
    • Farm Coverage / Farm Property Coverage Form
    • Farm Coverage / Farm Property Coverage Form / Coverage A - Dwellings
    • Farm Coverage / Farm Property Coverage Form / Coverage B - Other Private Structures
    • Farm Coverage / Farm Property Coverage Form / Coverage C - Household Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage D - Loss of Use
    • Farm Coverage / Farm Property Coverage Form / Coverage E - Scheduled Farm Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage F - Unscheduled Farm Personal Property
    • Farm Coverage / Farm Property Coverage Form / Coverage G - Other Farm Structures
    • Farm Coverage / Farm Property Coverage Form / Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage / Farm Property Coverage Form / Coverage I - Personal and Advertising Injury Liability
    • Farm Coverage / Farm Property Coverage Form / Coverage J - Medical Payments
  • Businessowners Policy (7%)
    • Characteristics and Purpose
    • Businessowners Section I — Property
    • Businessowners Section I — Property / Coverage
    • Businessowners Section I — Property / Exclusions
    • Businessowners Section I — Property / Limits of Insurance
    • Businessowners Section I — Property / Deductibles
    • Businessowners Section I — Property / Loss Conditions
    • Businessowners Section I — Property / General Conditions
    • Businessowners Section I — Property / Optional Coverages
    • Businessowners Section I — Property / Definitions
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability / Coverages
    • Businessowners Section II — Liability / Exclusions
    • Businessowners Section II — Liability / Who is an Insured
    • Businessowners Section II — Liability / Limits of Insurance
    • Businessowners Section II — Liability / General Conditions
    • Businessowners Section II — Liability / Definitions
  • Other Types of Property Insurance - Purpose and General Characteristics (4%)
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) / Deductible
    • Flood Insurance
Examination sources