Utah Personal Lines Insurance — License Examination Requirements
US-UT · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Agency Insurance Producer License — Personal Lines
Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).
Licensing authority: Utah Insurance Department · Application information
Court ordered restoration of license use
- Court order
- A court orders reinstatement of the use of the existing license under 31A-23a-111(9); this is restoration under the order rather than a new license application.
Nonresident agency issuance by reciprocity
- Application
- Submit the proper application or uniform application and pay applicable fees; accept Utah jurisdiction and service of process under 31A-23a-109(2).
- Home state license
- Hold an active similar personal-lines producer license in the home or designated home state, in good standing.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-109(1)(a)
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- Utah Insurance Department Exam & Licensing Procedures
How Long Are Licenses Valid / Agency
Nonresident agency routine renewal
- Active license
- Renew the active license electronically on or before its expiration date and pay the renewal fee.
- Background information
- Submit required supporting documentation for affirmative background answers.
- Cycle
- The ordinary producer license has a two-year renewal cycle; individual expiration follows the birth-month system, agency expiration follows the issue/renewal month.
- Fingerprints
- Fingerprints are not required for renewals.
- Home state license
- Maintain the active home-state license in good standing; Utah nonresident licensing requirements remain waived under 31A-23a-109.
Official no-examination sources
Effective from 2026-09-22.
- R590-244 Individual and Agency Licensing Requirements
R590-244-9(1)-(6)
- Utah Insurance Department Renewals & Reinstatements
License renewal / current defining instructions
- Utah Code Chapter 31A-23a
31A-23a-109(1)(a)
- Utah Code Chapter 31A-23a
31A-23a-108(3)
Nonresident reinstatement after loss of active home state license
- Designees
- Reinstate designees and insurer appointments before resuming business.
- Expiration
- The reinstated license has the expiration date it would have had without inactivation.
- Home state license
- Reestablish an active qualifying home-state license; use the Department’s fax/PDF form while electronic submission is unavailable.
- Renewal requirements
- Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(1)-(4)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(5)(a)-(b)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(6)-(8)
- Utah Insurance Department Renewals & Reinstatements
License reinstatement / current defining instructions
- Utah Code Chapter 31A-23a
31A-23a-109(1)(a)
Reinstatement after an incomplete renewal
- Application
- Submit the prescribed fax/PDF reinstatement application for an incomplete renewal while electronic submission is unavailable.
- Designees
- Reinstate designees and insurer appointments before resuming business.
- Expiration
- The reinstated license has the expiration date it would have had without inactivation.
- Renewal requirements
- Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(1)-(4)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(5)(a)-(b)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(6)-(8)
- Utah Insurance Department Renewals & Reinstatements
License reinstatement / current defining instructions
Reinstatement following lapse
- Designees
- Reinstate designees and insurer appointments before resuming business.
- Expiration
- The reinstated license has the expiration date it would have had without inactivation.
- Renewal requirements
- Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
- Time limit
- Apply within one year of expiration; after one year apply as a new applicant.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(1)-(4)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(5)(a)-(b)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(6)-(8)
- Utah Insurance Department Renewals & Reinstatements
License reinstatement / current defining instructions
Reinstatement following voluntary surrender
- Designees
- Reinstate designees and insurer appointments before resuming business.
- Expiration
- The reinstated license has the expiration date it would have had without inactivation.
- Renewal requirements
- Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
- Time limit
- Apply during the license period in which surrender occurred and no later than one year after surrender.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(1)-(4)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(5)(a)-(b)
- R590-244 Individual and Agency Licensing Requirements
R590-244-10(6)-(8)
- Utah Insurance Department Renewals & Reinstatements
License reinstatement / current defining instructions
Resident agency initial issuance
- Application
- Apply electronically and pay the agency fee; no agency examination or fingerprints.
- Appointments
- The agency must hold an insurer appointment before conducting insurance transactions.
- Entity
- Provide the agency’s firm name, FEIN and prescribed application information.
- Responsible individual
- Designate an already licensed responsible person with the same lines as the agency; licensed natural persons conduct its producer acts.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-108(3)
- Utah Insurance Department Exam & Licensing Procedures
How Long Are Licenses Valid / Agency
- Utah Insurance Department Exam & Licensing Procedures
How Long Are Licenses Valid / Agency application
- Utah Code Chapter 31A-23a
31A-23a-301
Resident agency routine renewal
- Active license
- Renew the active license electronically on or before its expiration date and pay the renewal fee.
- Background information
- Submit required supporting documentation for affirmative background answers.
- Cycle
- The ordinary producer license has a two-year renewal cycle; individual expiration follows the birth-month system, agency expiration follows the issue/renewal month.
- Fingerprints
- Fingerprints are not required for renewals.
Official no-examination sources
Effective from 2026-09-22.
- R590-244 Individual and Agency Licensing Requirements
R590-244-9(1)-(6)
- Utah Insurance Department Renewals & Reinstatements
License renewal / current defining instructions
- Utah Code Chapter 31A-23a
31A-23a-108(3)
Temporary Agency Insurance Producer License — Personal Lines
Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).
Licensing authority: Utah Insurance Department · Application information
Agency member or employee replacing a deceased or disabled designee
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is a member or employee of a licensed agency whose designated individual has died or become disabled.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Designee replacing an agency licensee entering active military service
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is the designee of a licensed agency entering active United States armed-forces service.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Other public interest circumstances
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- The commissioner determines the public interest is best served by a temporary license in another circumstance.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Surviving spouse or personal representative
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is the surviving spouse or court-appointed personal representative of a deceased or disabled licensee, to allow sale, recovery/return, or training and licensing of replacement personnel.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Temporary Individual Insurance Producer License — Personal Lines
Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).
Licensing authority: Utah Insurance Department · Application information
Agency member or employee replacing a deceased or disabled designee
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is a member or employee of a licensed agency whose designated individual has died or become disabled.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Designee replacing an agency licensee entering active military service
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is the designee of a licensed agency entering active United States armed-forces service.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Other public interest circumstances
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- The commissioner determines the public interest is best served by a temporary license in another circumstance.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)
Surviving spouse or personal representative
- Commissioner discretion
- Issuance is discretionary, to continue service to insureds in the public interest.
- Duration
- No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
- Eligibility
- Applicant is the surviving spouse or court-appointed personal representative of a deceased or disabled licensee, to allow sale, recovery/return, or training and licensing of replacement personnel.
- Ownership
- The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
- Protection
- The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(A)-(B)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(i)(C)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(a)(ii)
- Utah Code Chapter 31A-23a
31A-23a-114(1)(b)
- Utah Code Chapter 31A-23a
31A-23a-114(3)-(4)(a)