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South Dakota Personal Lines Insurance — Requirements & Free Practice

US-SD · License preparation

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License

The entity license supports a personal-lines business but carries no assigned lines of authority; individual producers must hold their own appropriate licenses.

Licensing authority: South Dakota Division of Insurance · Application information

Business entity new application after more than twelve months of lapse
No examination is required for this applicant pathway.
Application
Pay applicable fee and designate an actively licensed South Dakota producer as DRLP.
Lapse
Lapse exceeds twelve months; complete a new business entity application.

Official no-examination sources

Effective from 2026-09-22.

Business entity reinstatement within twelve months
No examination is required for this applicant pathway.
Deadline
Within twelve months after lapse; same reinstatement procedure as individual producers.
Designated Producer
Maintain required DRLP.
Penalty
Double unpaid renewal fee where applicable.

Official no-examination sources

Effective from 2026-09-22.

Business entity biennial renewal
No examination is required for this applicant pathway.
Cycle
Renew biennially by the applicable deadline. Pre-April 1, 2018 entities renew on or before July 1; later entities renew two years from original license effective date.
Designated Producer
Name an actively licensed South Dakota producer as DRLP.
Fees
No state renewal fee; vendor processing fee may apply.

Official no-examination sources

Effective from 2026-09-22.

Initial nonresident business entity licensing
No examination is required for this applicant pathway.
Application
Apply through NIPR or SBS; fee $25 resident or $30 nonresident plus any vendor processing fee.
Authority Assignment
Business entities do not get assigned lines of authority.
Designated Producer
Name an actively licensed South Dakota producer as DRLP responsible for compliance. Individuals who sell, solicit, or negotiate personal-lines insurance must hold appropriate individual authority.
Entity
Corporation, association, partnership, LLC, LLP, or other legal entity acting as an insurance producer.
Status
nonresident business entity.

Official no-examination sources

Effective from 2026-09-22.

Initial resident business entity licensing
No examination is required for this applicant pathway.
Application
Apply through NIPR or SBS; fee $25 resident or $30 nonresident plus any vendor processing fee.
Authority Assignment
Business entities do not get assigned lines of authority.
Designated Producer
Name an actively licensed South Dakota producer as DRLP responsible for compliance. Individuals who sell, solicit, or negotiate personal-lines insurance must hold appropriate individual authority.
Entity
Corporation, association, partnership, LLC, LLP, or other legal entity acting as an insurance producer.
Status
resident business entity.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer License — Personal Lines

Personal-lines authority covers property and casualty insurance sold to individuals and families for primarily noncommercial purposes. Resident and nonresident pathways are retained. Consulting uses this producer license under SDCL 58-30-144.1, not a separate consultant license.

Licensing authority: South Dakota Division of Insurance · Application information

Adding personal lines authority to an existing resident producer license
SD Personal Lines Producer
Application
Apply in the director’s prescribed format and truthfully certify the application; submit electronically through NIPR or SBS.
Exemptions
The ordinary resident examination requirement applies unless an exemption under SDCL 58-30-52 applies.
Existing License
Already holds an insurance producer license and applies for the personal-lines authority not previously held.
Score Window
The August 2026 handbook, p. 13, requires applying within 180 days after passing a major-line examination.
Resident licensure for a South Dakota licensed attorney
No examination is required for this applicant pathway.
Qualification
Attorney licensed to practice law in South Dakota; must satisfy the remaining applicable producer application requirements.

Official no-examination sources

Effective from 2026-09-22.

Issuance or renewal through examination where continuing education is deficient
SD Personal Lines Producer
Ce Failure
Required continuing education not completed for the requested lines.
Director Permission
Director may renew or issue without completing the continuing education if all statutory licensing requirements, including examination, are met.
No Former Exemption
Not exempt from examination under SDCL 58-30-52(1).
Reissuance with the statutory former license examination exemption
No examination is required for this applicant pathway.
Board Instructions
{"quote":"If a resident producer loses his or her license due to a lapse or cancellation and they held a valid resident producer license for at least one (1) year before termination or lapse, the producer may re-apply for a new license and will not have to re-test if they apply within one (1) year of the date in which the licensed lapsed or canceled. If the lapse or cancellation is for \"failure to renew\" the producer has only one year to re-apply before re-testing is required.","reading":"The statute controls the exemption. The Division’s narrower one-year reapplication and failure-to-renew retesting instructions are retained for the applicant.","source":"https://dlr.sd.gov/insurance/producers/guidance_for_producers.aspx"}
Continuing Education
SDCL 58-30-120 does not permit reissuance in lines with outstanding required continuing education merely because the applicant has the former-license exam exemption.
Director Qualification
Director deems the applicant fully qualified and competent.
Previous License
Held the same kind of South Dakota license for at least one year within the five years preceding application.

Official no-examination sources

Effective from 2026-09-22.

Renewal for an inactive producer over age sixty five
No examination is required for this applicant pathway.
Activity
Does not sell, solicit, or negotiate insurance.
Age And Tenure
Over 65 and licensed with the Division at least ten years.
Education
CE exception in SDCL 58-30-115(2); renew under SDCL 58-30-121. The statutory grandfather provision applies to those reaching 65 before July 1, 2006 with ten licensed years as of that date.

Official no-examination sources

Effective from 2026-09-22.

Resident reapplication after the reinstatement period without a statutory exam exemption
SD Personal Lines Producer
Application
Meet all ordinary resident licensing requirements, including the examination.
Lapse
More than twelve months after lapse or cancellation and not eligible for an examination exemption under SDCL 58-30-52.
Prior Evidence
The Division states retesting is required after one year; a qualifying statutory former-license exemption has a separate no-exam route.
Renewal procedure waiver for military service
No examination is required for this applicant pathway.
Eligibility
Unable to comply with renewal procedures due to military service.
Waiver
May request a waiver of renewal procedures, any examination requirement, monetary penalty, or sanction under SDCL 58-30-155; director determines relief. This is a renewal-procedure route, not an unconditional entitlement to reinstatement.

Official no-examination sources

Effective from 2026-09-22.

Domestic insurer producer servicing armed forces members and dependents overseas
No examination is required for this applicant pathway.
Applicant
Producer is outside the United States or its territories. Director is otherwise satisfied as to the qualifications to write this overseas business; same type of license as a resident producer.
Company
Domestic insurer writes insurance on lives or property of armed-forces members and dependents stationed outside United States continental and territorial limits.
Examination
Producer outside the United States or its territories falls within SDCL 58-30-52(4).

Official no-examination sources

Effective from 2026-09-22.

Domestic insurer resident producer servicing armed forces members overseas
SD Personal Lines Producer
Applicant
Resident applicant within the United States or its territories; director satisfied with applicant qualifications.
Company
Domestic insurer writes insurance on lives or property of armed-forces members and dependents stationed outside United States continental and territorial limits.
Exemptions
Ordinary resident examination applies unless another exemption under SDCL 58-30-52 applies.
Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper request, the home-state application or the prescribed application, and required fees. The Division states $30 plus an applicable service fee.
Education
No South Dakota prelicensing education; comply with home-state continuing education.
Home License
Current resident producer license in good standing in the home state, covering the kinds of insurance requested in South Dakota.
Reciprocity
Home state must issue nonresident licenses to South Dakota residents on the same basis, except for fees.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within twelve months
No examination is required for this applicant pathway.
Deadline
Within twelve months of the renewal-fee due date for lapse caused by missed continuing education or untimely fee payment.
Education
Maintain qualifying home-state license and good standing; South Dakota continuing education is not required.
Penalty
Double the unpaid renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Nonresident license renewal
No examination is required for this applicant pathway.
Ce Exemption
Nonresident producers are exempt from South Dakota continuing education.
Cycle
Renew by the end of the birth month every two years; renewal fees are retaliatory.
Home License
Maintain the equivalent home-state resident producer license and comply with home-state continuing education.

Official no-examination sources

Effective from 2026-09-22.

Renewal procedure waiver for extenuating circumstances
No examination is required for this applicant pathway.
Eligibility
Unable to comply with renewal procedures due to an extenuating circumstance such as long-term medical disability.
Waiver
May request a waiver of renewal procedures, any examination requirement, monetary penalty, or sanction under SDCL 58-30-155; director determines relief. This is a renewal-procedure route, not an unconditional entitlement to reinstatement.

Official no-examination sources

Effective from 2026-09-22.

Licensure for an insurance producer outside the United States or its territories
No examination is required for this applicant pathway.
Application
Must satisfy the director’s remaining licensing requirements for the requested authority.
Location
Insurance producer outside the United States or its territories; exemption from the examination under SDCL 58-30-52(4).

Official no-examination sources

Effective from 2026-09-22.

New issuance after revocation without an examination exemption
SD Personal Lines Producer
Good Cause
Director may require good cause why the prior revocation should not bar issuance.
Ordinary Requirements
Meet ordinary application requirements; examination is involved when no exemption in SDCL 58-30-52 applies.
Waiting Period
At least one year after revocation or the final court order affirming it.
New issuance after revocation with the former license exemption
No examination is required for this applicant pathway.
Ce
Satisfy outstanding applicable continuing education.
Former License
Same license held at least one year within five preceding years; director deems applicant fully qualified and competent.
Good Cause
Director may require good cause why prior revocation should not bar issuance.
Waiting Period
At least one year after revocation or the final court order affirming it.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure with prior same line licensure in another state
No examination is required for this applicant pathway.
Good Standing
Good-standing status and the requested line must be shown in the NAIC insurance producer database.
Moving Applicants
The separate newly relocating applicant provisions of SDCL 58-30-52(9) and the Division’s existing South Dakota nonresident conversion instructions are represented separately.
Prior License
Previously licensed for the same lines in another state and either currently licensed there or application received within 90 days of cancellation.

Official no-examination sources

Effective from 2026-09-22.

Conversion of existing South Dakota nonresident license on relocation
No examination is required for this applicant pathway.
Deadline
Apply for resident licensure within 90 days of termination of the home-state resident license.
Director Permission
SDCL 58-30-52(9) permits requiring an examination unless the director determines otherwise; the Division’s implementing instructions expressly excuse this qualifying conversion.
Existing License
Holds a South Dakota nonresident producer license and relocates to South Dakota.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure after moving to South Dakota from another home state
SD Personal Lines Producer
Discretion
SDCL 58-30-52(9) states: An examination may be required of that person to obtain any line of authority previously held in the prior state unless the director determines otherwise by rule.
Prior License
Licensed as a producer in another state and applying within 90 days of establishing legal residence.
Same Line Exemption
SDCL 58-30-52(8) separately exempts qualifying same-line prior licensees; that exemption is shown on its own route. The examination remains available when the director requires it under subdivision (9).
Resident initial licensure by examination
SD Personal Lines Producer
Age
At least 18 years old (SDCL 58-30-148(1)).
Application
Apply in the director’s prescribed format and truthfully certify the application; submit electronically through NIPR or SBS.
Exam Exemptions
The ordinary resident examination requirement applies unless an exemption under SDCL 58-30-52 applies.
Fee
Pay the required licensing fee; resident instructions state $25 plus a service fee.
Fitness
No act constituting a ground for denial, suspension, or revocation under SDCL 58-30-167.
Prelicensing Education
No pre-licensing education is required to obtain a resident or non-resident producer license in South Dakota.
Residency
Home state includes principal residence or principal place of business (SDCL 58-30-142(6)); a person living elsewhere may qualify on a South Dakota principal place of business.
Score Window
The August 2026 handbook, p. 13, requires applying within 180 days after passing a major-line examination.
Resident reinstatement within twelve months
No examination is required for this applicant pathway.
Deadline
Within twelve months of the renewal-fee due date for lapse caused by missed continuing education or untimely fee payment.
Education
Complete required continuing education before resident reinstatement.
Penalty
Double the unpaid renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Resident license renewal
No examination is required for this applicant pathway.
Continuing Education
Meet applicable continuing education under SDCL 58-30-114–123 and ARSD 20:06:18; course assessments are education conditions, not a separately identified licensing examination.
Cycle
Biennially based on birth month; online through NIPR or SBS.
Maintenance
License continues while required fees are paid and applicable continuing education is met by its due date.

Official no-examination sources

Effective from 2026-09-22.

temporary insurance producer license

Temporary authorization to service an insurance business for no more than 180 days, subject to the director’s protective limits.

Licensing authority: South Dakota Division of Insurance · Application information

Temporary license: entity member
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed business entity upon death or disability of the individual designated in its application or license.
Limits
Director may impose protective limits or supervision, revoke for endangered public interests, and the temporary license ends when the owner or personal representative disposes of the business.
Necessity
Director determines temporary license necessary for servicing an insurance business.
Term
No more than 180 days.

Official no-examination sources

Effective from 2026-09-22.

Temporary license: military designee
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active service in the United States armed forces.
Limits
Director may impose protective limits or supervision, revoke for endangered public interests, and the temporary license ends when the owner or personal representative disposes of the business.
Necessity
Director determines temporary license necessary for servicing an insurance business.
Term
No more than 180 days.

Official no-examination sources

Effective from 2026-09-22.

Temporary license: public interest
No examination is required for this applicant pathway.
Applicant
Other circumstance in which the director determines temporary licensing best serves the public interest.
Limits
Director may impose protective limits or supervision, revoke for endangered public interests, and the temporary license ends when the owner or personal representative disposes of the business.
Necessity
Director determines temporary license necessary for servicing an insurance business.
Term
No more than 180 days.

Official no-examination sources

Effective from 2026-09-22.

Temporary license: spouse representative
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a producer who dies or becomes mentally or physically disabled, to allow sale, recovery, return, or training and licensing replacement personnel.
Limits
Director may impose protective limits or supervision, revoke for endangered public interests, and the temporary license ends when the owner or personal representative disposes of the business.
Necessity
Director determines temporary license necessary for servicing an insurance business.
Term
No more than 180 days.

Official no-examination sources

Effective from 2026-09-22.

SD Personal Lines Producer

Provider
Pearson VUE
Format
Computer-based test-center examination or OnVUE online examination
Exam questions
Exam table lists 101 questions; published outline lists 75 scored plus 5 pretest general questions and 25 scoreable state questions.
Time limit
120 minutes
Passing score
70 on the reported 0–100 scale; not a percentage of correct answers
Exam fee
$85
Examination outline
  • I. TYPES OF PROPERTY POLICIES
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Inland marine
    • C. Inland marine / 1. Personal Articles floaters
    • D. National Flood Insurance Program
    • E. Others
    • E. Others / 1. Earthquake
    • E. Others / 2. Mobile Homes
    • E. Others / 3. Watercraft
    • E. Others / 4. Windstorm
  • II. TYPES OF CASUALTY POLICIES
    • A. Automobile: personal auto
    • A. Automobile: personal auto / 1. Liability
    • A. Automobile: personal auto / 1. Liability / a. Bodily Injury
    • A. Automobile: personal auto / 1. Liability / b. Property Damage
    • A. Automobile: personal auto / 1. Liability / c. Split Limits
    • A. Automobile: personal auto / 1. Liability / d. Combined Single Limit
    • A. Automobile: personal auto / 2. Medical Payments
    • A. Automobile: personal auto / 3. Physical Damage (collision; other than collision; specified perils)
    • A. Automobile: personal auto / 4. Uninsured motorists
    • A. Automobile: personal auto / 5. Underinsured motorists
    • A. Automobile: personal auto / 6. Who is an insured
    • A. Automobile: personal auto / 7. Types of Auto
    • A. Automobile: personal auto / 7. Types of Auto / a. Owned
    • A. Automobile: personal auto / 7. Types of Auto / b. Non-owned
    • A. Automobile: personal auto / 7. Types of Auto / c. Hired
    • A. Automobile: personal auto / 7. Types of Auto / d. Temporary Substitute
    • A. Automobile: personal auto / 7. Types of Auto / e. Newly Acquired Autos
    • A. Automobile: personal auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • A. Automobile: personal auto / 8. Exclusions
    • B. Umbrella/Excess liability
  • III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
    • V. Burglary, Robbery, Theft, and Mysterious Disappearance
    • W. Warranties
    • X. Representations
    • Y. Concealment
    • Z. Deposit Premium/Audit
    • AA. Certificate of Insurance
    • BB. Damages
    • BB. Damages / 1. Compensatory
    • BB. Damages / 1. Compensatory / a. General
    • BB. Damages / 1. Compensatory / b. Special
    • BB. Damages / 2. Punitive
    • CC. Compliance with Provisions of Fair Credit Reporting Act
  • IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Sources of underwriting information
    • P. Fair Credit Reporting Act
    • Q. Privacy Protection (Gramm Leach Bliley)
    • R. Policy Application
    • S. Terrorism Risk Insurance Act (TRIA)
    • T. Cancellation and nonrenewal provisions
    • U. Supplementary payments
    • V. Loss settlement provisions including consent to settle a loss
    • W. Territory
  • I. SD STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Director of Insurance
    • A. Director of Insurance / 1. Duties and powers
    • A. Director of Insurance / 2. Examination of records
    • A. Director of Insurance / 3. Hearings/notice of hearings
    • A. Director of Insurance / 4. Penalties (and fines)
    • A. Director of Insurance / 5. Cease and desist orders
    • B. Insurance Definitions
    • B. Insurance Definitions / 1. Acts constituting an insurance transaction
    • B. Insurance Definitions / 2. Domestic, foreign and alien company
    • B. Insurance Definitions / 3. Fraternals
    • B. Insurance Definitions / 4. Authorized and unauthorized companies insurer
    • B. Insurance Definitions / 5. Stock and mutual companies
    • B. Insurance Definitions / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Types of licenses
    • C. Licensing / 1. Types of licenses / a. Producer
    • C. Licensing / 1. Types of licenses / b. Resident/Nonresident
    • C. Licensing / 1. Types of licenses / c. Temporary license
    • C. Licensing / 1. Types of licenses / d. Business entity
    • C. Licensing / 2. Qualifications for obtaining a license
    • C. Licensing / 2. Qualifications for obtaining a license / a. Exemptions/Exceptions
    • C. Licensing / 2. Qualifications for obtaining a license / b. License denial
    • C. Licensing / 3. Maintaining a license
    • C. Licensing / 3. Maintaining a license / a. Continuing education
    • C. Licensing / 3. Maintaining a license / b. Change of address
    • C. Licensing / 3. Maintaining a license / c. Renewal/Nonrenewal
    • C. Licensing / 3. Maintaining a license / d. Record maintenance
    • C. Licensing / 3. Maintaining a license / e. License suspension/ revocation/ refusal to issue or renew
    • C. Licensing / 3. Maintaining a license / f. Reporting actions
    • C. Licensing / 3. Maintaining a license / g. Assumed business name
    • C. Licensing / 3. Maintaining a license / h. Inactivity due to military service
    • C. Licensing / 3. Maintaining a license / i. Inactivity due to extenuating circumstances
    • C. Licensing / 3. Maintaining a license / j. Reinstatement, continuation, termination
    • C. Licensing / 4. Producer appointment
    • C. Licensing / 4. Producer appointment / a. Termination of contract
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary responsibilities
    • D. Producer responsibilities / 2. Commissions, compensation, fees
    • D. Producer responsibilities / 3. Reporting of felonies and crimes of moral turpitude
    • D. Producer responsibilities / 4. Influence of witnesses
    • D. Producer responsibilities / 5. Response to Division inquiries
    • E. Insurance Guaranty Association
    • E. Insurance Guaranty Association / 1. Purpose and disclaimer
    • F. Marketing practices
    • F. Marketing practices / 1. Unfair practices
    • F. Marketing practices / 1. Unfair practices / a. Boycott, coercion, intimidation
    • F. Marketing practices / 1. Unfair practices / b. Commingling
    • F. Marketing practices / 1. Unfair practices / c. Controlled business
    • F. Marketing practices / 1. Unfair practices / d. Defamation
    • F. Marketing practices / 1. Unfair practices / e. False advertising
    • F. Marketing practices / 1. Unfair practices / f. Illegal inducement
    • F. Marketing practices / 1. Unfair practices / g. Misrepresentation
    • F. Marketing practices / 1. Unfair practices / h. Rebating
    • F. Marketing practices / 1. Unfair practices / i. Twisting
    • F. Marketing practices / 1. Unfair practices / j. Unfair discrimination
    • F. Marketing practices / 1. Unfair practices / k. Acting without a license
    • F. Marketing practices / 1. Unfair practices / l. Larceny
    • F. Marketing practices / 1. Unfair practices / m. Prohibited fees/ premiums/ extra charges
    • F. Marketing practices / 1. Unfair practices / n. Loans
    • F. Marketing practices / 1. Unfair practices / o. Notification of suspected fraud
    • F. Marketing practices / 2. Unfair claims settlement practices
    • G. Policy delivery and receipt
    • H. Insurance Fraud Regulation
  • II. SD STATUTES PERTINENT TO PERSONAL LINES INSURANCE
    • A. Binders
    • A. Binders / 1. Evidence of insurance
    • B. Suit against insurer
    • C. Rating
    • D. Certificate of Insurance
    • E. South Dakota Valued Policy Law
    • F. Flood Insurance
    • F. Flood Insurance / 1. Flood Insurance Rate Map (FIRM)
    • G. Marine and Transportation Insurance
    • H. Cancellation and Nonrenewal
    • I. Surplus lines
    • J. South Dakota Automobile Insurance Plan (Assigned Risk)
    • K. Private-passenger automobile insurance
    • K. Private-passenger automobile insurance / 1. Uninsured/Underinsured motorists coverage
    • K. Private-passenger automobile insurance / 2. Proof of financial responsibility
    • K. Private-passenger automobile insurance / 3. Cancellation and nonrenewal
Examination sources