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Arizona Personal Lines Insurance — Requirements & Free Practice

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Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Nonresident Insurance Producer License — Personal Lines

Personal lines authority covers property and casualty insurance sold to individuals and families for primarily noncommercial purposes. Individual and business-entity applicant pathways are distinguished in the routes.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Reissuance after revocation (nonresident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Wait at least one year after revocation and again meet applicable title requirements.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

New licensure after voluntary surrender (nonresident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Board Surrender Instruction
DIFI states: "If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year." A.R.S. § 20-289(F) states new-applicant qualification; the Board instruction remains a condition.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Again meet new-applicant licensing qualifications under § 20-289(F).
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

New licensure after more than one year of expiration (nonresident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Application after the one-year renewal period is a new application.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year (nonresident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Examination Exemption
Same non-temporary license and personal-lines authority held within the preceding twelve months are exempt from examination under § 20-288(B)(2).
Late Renewal
File within one year after expiration and pay the quadrennial fee plus $100 late renewal fee. Stop insurance business while expired.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity licensure by reciprocity
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Conversion from resident to nonresident license after relocation
No examination is required for this applicant pathway.
Applicant
Former Arizona resident business entity producer relocating the home state.
Board Instructions
DIFI requests completing the new resident application within 90 days of clearance and emailing the new resident license within 30 days of receipt.
Continuity
File a change-of-address form within 30 days after requesting clearance, apply for the new resident license, then immediately notify DIFI of that license. No Arizona application or fee is required under § 20-287(B).
Examination
Qualifying nonresident licensing is exempt under § 20-288(B)(4).

Official no-examination sources

Effective from 2026-09-22.

Timely renewal (nonresident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Reissuance after revocation (nonresident individual)
No examination is required for this applicant pathway.
Age
DIFI specifies that individual producer applicants must be at least 18.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Lawful Presence
A.R.S. § 41-1080(B)(2) exempts a nonresident holding an equivalent license who seeks Arizona licensing for compliance rather than residency.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Wait at least one year after revocation and again meet applicable title requirements.

Official no-examination sources

Effective from 2026-09-22.

New licensure after voluntary surrender (nonresident individual)
No examination is required for this applicant pathway.
Age
DIFI specifies that individual producer applicants must be at least 18.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Board Surrender Instruction
DIFI states: "If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year." A.R.S. § 20-289(F) states new-applicant qualification; the Board instruction remains a condition.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Lawful Presence
A.R.S. § 41-1080(B)(2) exempts a nonresident holding an equivalent license who seeks Arizona licensing for compliance rather than residency.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Again meet new-applicant licensing qualifications under § 20-289(F).

Official no-examination sources

Effective from 2026-09-22.

New licensure after more than one year of expiration (nonresident individual)
No examination is required for this applicant pathway.
Age
DIFI specifies that individual producer applicants must be at least 18.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Lawful Presence
A.R.S. § 41-1080(B)(2) exempts a nonresident holding an equivalent license who seeks Arizona licensing for compliance rather than residency.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.
Restoration
Application after the one-year renewal period is a new application.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year (nonresident individual)
No examination is required for this applicant pathway.
Applicant
Individual licensee.
Continuing Education
Home-state CE proof satisfies Arizona requirements on a reciprocal basis under § 20-300(B). Where reciprocal credit recognition or home-state CE is absent, § 20-2902(H)-(J) supplies the applicable alternative Arizona requirements.
Continuing Education Exemption
The § 20-2902(B) grandfather exemption applies only while all three conditions continue: continuously Arizona-licensed since January 1, 1995; never held a nonresident producer license elsewhere since that date; no specified disciplinary order.
Continuing Education Records
Keep the required CE records until the second renewal date after the period for which credit was earned.
Examination Exemption
Same non-temporary license and personal-lines authority held within the preceding twelve months are exempt from examination under § 20-288(B)(2).
Late Renewal
File within one year after expiration and pay the quadrennial fee plus $100 late renewal fee. Stop insurance business while expired.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents and fingerprints under § 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Renewal and reactivation of nonresident producer after inactive military service status
No examination is required for this applicant pathway.
Applicant
Individual nonresident personal-lines producer placed inactive for active military service.
Continuing Education
Apply home-state CE reciprocity under § 20-300(B), or the alternatives in § 20-2902(H)-(J).
Extended Renewal
Renewal/CE deadlines are extended by active-service days with armed-forces documentation; routine reservist duty is excluded.
Home State
Continue to satisfy the home-state licensing and reciprocal renewal conditions.
Inactive Status
No selling, soliciting or negotiating during inactive status.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual licensure by reciprocity
No examination is required for this applicant pathway.
Age
DIFI specifies that individual producer applicants must be at least 18.
Application
Submit the proper request and fees with the home-state producer application or completed NAIC uniform application.
Authority
Personal-lines authority requested must match the qualifying home-state license.
Exam Exemption
§ 20-288(B)(4) and § 20-300(A) waive examination for a qualifying reciprocal nonresident applicant.
Home State
Currently resident-licensed for personal lines in good standing in the home state.
Lawful Presence
A.R.S. § 41-1080(B)(2) exempts a nonresident holding an equivalent license who seeks Arizona licensing for compliance rather than residency.
Reciprocity
Home state must issue nonresident producer licenses to Arizona residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Conversion from resident to nonresident license after relocation
No examination is required for this applicant pathway.
Applicant
Former Arizona resident individual producer relocating the home state.
Board Instructions
DIFI requests completing the new resident application within 90 days of clearance and emailing the new resident license within 30 days of receipt.
Continuity
File a change-of-address form within 30 days after requesting clearance, apply for the new resident license, then immediately notify DIFI of that license. No Arizona application or fee is required under § 20-287(B).
Examination
Qualifying nonresident licensing is exempt under § 20-288(B)(4).

Official no-examination sources

Effective from 2026-09-22.

Timely renewal (nonresident individual)
No examination is required for this applicant pathway.
Applicant
Individual licensee.
Continuing Education
Home-state CE proof satisfies Arizona requirements on a reciprocal basis under § 20-300(B). Where reciprocal credit recognition or home-state CE is absent, § 20-2902(H)-(J) supplies the applicable alternative Arizona requirements.
Continuing Education Exemption
The § 20-2902(B) grandfather exemption applies only while all three conditions continue: continuously Arizona-licensed since January 1, 1995; never held a nonresident producer license elsewhere since that date; no specified disciplinary order.
Continuing Education Records
Keep the required CE records until the second renewal date after the period for which credit was earned.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents and fingerprints under § 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Resident Insurance Producer License — Personal Lines

Personal lines authority covers property and casualty insurance sold to individuals and families for primarily noncommercial purposes. Individual and business-entity applicant pathways are distinguished in the routes.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Resident individual licensure with a current same line license elsewhere
No examination is required for this applicant pathway.
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Prior License
Previously licensed for personal lines elsewhere and currently licensed there; A.R.S. § 20-288(A)(1) expressly exempts examination.
Residency
On becoming an Arizona resident and continuing insurance business, apply for resident licensing within 90 days under § 20-285(F).

Official no-examination sources

Effective from 2026-09-22.

Reissuance after revocation (resident business entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Restoration
No reissuance until one year after revocation; then again qualify under the applicable title provisions.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

New licensure after voluntary surrender (resident business entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Board Surrender Instruction
DIFI states: "If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year." A.R.S. § 20-289(F) states new-applicant qualification; the Board instruction remains a condition.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Restoration
Meet the requirements applicable to a person who has not previously held that authority or license.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

New licensure after more than one year of expiration (resident business entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Restoration
An application received after the one-year late-renewal period is a new application.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year (resident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Examination Exemption
Same non-temporary license and personal-lines authority held within the preceding twelve months are exempt from examination under § 20-288(B)(2).
Late Renewal
File within one year after expiration and pay the quadrennial fee plus $100 late renewal fee. Stop insurance business while expired.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Timely renewal (resident entity)
No examination is required for this applicant pathway.
Applicant
Business entity; no examination is required of the entity.
Application And Fee
Apply through NIPR; DIFI lists a $120 nonrefundable fee.
Assumed Name
File Form L-193 before using another name; a trade-name license requires proof of lawful registration.
Continuing Education
A.R.S. § 20-2901(9) excludes business entities from the continuing-education licensee definition.
Designated Producer
Designate an individually licensed producer responsible for compliance; identify all members, officers and directors.
Office Staffing
Each Arizona insurance office must have at least one individually licensed producer for the appropriate lines.
Organization
Insurance transactions must be within its partnership agreement, articles of incorporation or other charter.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents, history information or fingerprints as authorized in A.R.S. § 20-285(D)-(E).

Official no-examination sources

Effective from 2026-09-22.

Reissuance after revocation (resident individual)
Arizona Examination for Personal Lines Insurance Producer
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Attempt Limit
At most four attempts per line of authority in twelve months. After four failures, wait one year before another attempt.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Exemptions
Statutory § 20-288 examination exemptions remain applicant-specific where applicable.
Existing Authority
An applicant may not take an examination for a line already held in Arizona.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Military Score Extension
If called to active military service after passing, the one-year period is extended by active-service days up to a total of one and one-half years; provide armed-forces documentation; routine reservist service is excluded.
Oral Supplement
A.R.S. § 20-284(D) permits a discretionary oral supplement; it identifies no separate examination, so it is an applicant condition.
Passing Score Age
Pass Series 13-44 within the year preceding receipt of the application.
Restoration
No reissuance until one year after revocation; then again qualify under the applicable title provisions.
New licensure after voluntary surrender (resident individual)
Arizona Examination for Personal Lines Insurance Producer
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Attempt Limit
At most four attempts per line of authority in twelve months. After four failures, wait one year before another attempt.
Board Surrender Instruction
DIFI additionally states: "If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year." This implementing instruction is retained for applicants; § 20-289(F) itself states new-applicant qualification.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Exemptions
Statutory § 20-288 examination exemptions remain applicant-specific where applicable.
Existing Authority
An applicant may not take an examination for a line already held in Arizona.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Military Score Extension
If called to active military service after passing, the one-year period is extended by active-service days up to a total of one and one-half years; provide armed-forces documentation; routine reservist service is excluded.
Oral Supplement
A.R.S. § 20-284(D) permits a discretionary oral supplement; it identifies no separate examination, so it is an applicant condition.
Passing Score Age
Pass Series 13-44 within the year preceding receipt of the application.
Restoration
Meet the requirements applicable to a person who has not previously held that authority or license.
Resident individual initial licensure by examination
Arizona Examination for Personal Lines Insurance Producer
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Attempt Limit
At most four attempts per line of authority in twelve months. After four failures, wait one year before another attempt.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Existing Authority
An applicant may not take an examination for a line already held in Arizona.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Military Score Extension
If called to active military service after passing, the one-year period is extended by active-service days up to a total of one and one-half years; provide armed-forces documentation; routine reservist service is excluded.
Oral Supplement
A.R.S. § 20-284(D) permits a discretionary oral supplement; it identifies no separate examination, so it is an applicant condition.
Passing Score Age
Pass Series 13-44 within the year preceding receipt of the application.
New licensure after more than one year of expiration (resident individual)
Arizona Examination for Personal Lines Insurance Producer
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Attempt Limit
At most four attempts per line of authority in twelve months. After four failures, wait one year before another attempt.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Exemptions
Statutory § 20-288 examination exemptions remain applicant-specific where applicable.
Existing Authority
An applicant may not take an examination for a line already held in Arizona.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Military Score Extension
If called to active military service after passing, the one-year period is extended by active-service days up to a total of one and one-half years; provide armed-forces documentation; routine reservist service is excluded.
Oral Supplement
A.R.S. § 20-284(D) permits a discretionary oral supplement; it identifies no separate examination, so it is an applicant condition.
Passing Score Age
Pass Series 13-44 within the year preceding receipt of the application.
Restoration
An application received after the one-year late-renewal period is a new application.
Late renewal within one year (resident individual)
No examination is required for this applicant pathway.
Applicant
Individual licensee.
Continuing Education
For license periods beginning on or after January 1, 2014, complete 48 approved credit hours including at least six ethics hours; supply evidence before renewal.
Continuing Education Exemption
The § 20-2902(B) grandfather exemption applies only while all three conditions continue: continuously Arizona-licensed since January 1, 1995; never held a nonresident producer license elsewhere since that date; no specified disciplinary order.
Continuing Education Records
Keep the required CE records until the second renewal date after the period for which credit was earned.
Examination Exemption
Same non-temporary license and personal-lines authority held within the preceding twelve months are exempt from examination under § 20-288(B)(2).
Late Renewal
File within one year after expiration and pay the quadrennial fee plus $100 late renewal fee. Stop insurance business while expired.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents and fingerprints under § 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Renewal and reactivation after inactive military service status
No examination is required for this applicant pathway.
Applicant
Individual Arizona resident producer whose license was placed inactive for active military service.
Continuing Education
For license periods beginning on or after January 1, 2014, complete 48 approved credit hours including at least six ethics hours; supply evidence before renewal.
Continuing Education Exemption
The § 20-2902(B) grandfather exemption applies only while all three conditions continue: continuously Arizona-licensed since January 1, 1995; never held a nonresident producer license elsewhere since that date; no specified disciplinary order.
Continuing Education Records
Keep the required CE records until the second renewal date after the period for which credit was earned.
Extended Renewal
Renewal-fee and applicable renewal/CE deadlines are extended by active-service days; provide armed-forces documentation; routine reservist duty is excluded.
Inactive Status
Send name, license or social-security number, active-service start date and request for inactive status; no selling, soliciting or negotiating during inactive status.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal (resident individual)
No examination is required for this applicant pathway.
Applicant
Individual licensee.
Continuing Education
For license periods beginning on or after January 1, 2014, complete 48 approved credit hours including at least six ethics hours; supply evidence before renewal.
Continuing Education Exemption
The § 20-2902(B) grandfather exemption applies only while all three conditions continue: continuously Arizona-licensed since January 1, 1995; never held a nonresident producer license elsewhere since that date; no specified disciplinary order.
Continuing Education Records
Keep the required CE records until the second renewal date after the period for which credit was earned.
Renewal
File the prescribed application, fee and applicable continuing-education evidence on or before expiration.
Term
Individual expiration falls on the last day of the birth month, initially three to four years; business-entity renewal is quadrennial.
Verification
The director may request documents and fingerprints under § 20-289(D).

Official no-examination sources

Effective from 2026-09-22.

Resident individual licensure after recent cancellation of a same line resident license
No examination is required for this applicant pathway.
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Clearance
PSI requests a clearance letter stating dates, lines and good standing, unless DIFI can verify the prior license and inactivation date in the Producer Database.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Failed Exam Restriction
The exemption is unavailable in the four-Arizona-failures circumstance specifically described in § 20-288(A)(2).
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Prior License
Application received within 90 days of cancellation of the former resident personal-lines license; certification or reliable evidence must show good standing.
Residency
Apply within 90 days of becoming resident if continuing to act as producer.

Official no-examination sources

Effective from 2026-09-22.

Resident individual return to the same personal lines license within twelve months
No examination is required for this applicant pathway.
Applicant
Individual whose home state is Arizona; at least 18 years old.
Application
Submit a true, correct and complete application with required identity, history, business record and experience information.
Assumed Name
Notify DIFI before using an assumed business name; a trade-name license may be issued only to a business entity with lawful registration.
Eligibility
Must not have committed grounds for denial under A.R.S. § 20-295.
Fee
DIFI lists a $120 nonrefundable application fee and applicable fingerprint charges; low-income applicants may request Form L-WAV fee waiver.
Fingerprints
DIFI requires fingerprints for an Arizona resident without an existing fingerprint-required license and for a person relocating to Arizona.
Late Renewal Classification
For an expired license, an application received during the one-year period after expiration is deemed renewal under § 20-289(E).
Lawful Presence
DIFI requires Form L-152 and acceptable identification from a new Arizona resident applicant, unless fingerprints were submitted electronically.
Prior Arizona License
Held the same non-temporary Arizona license and personal-lines authority within the twelve months preceding application; § 20-288(B)(2) exempts examination.

Official no-examination sources

Effective from 2026-09-22.

temporary insurance producer license

Temporary personal-lines producer authority for continuation of an existing insurance business under A.R.S. § 20-294.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Temporary continuation of insurance business (entity member or employee)
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed entity after death or disability of its designated producer.
Authority
Only continuation of the existing personal-lines business is in this survey.
Duration
At most 180 days; no examination is required under § 20-294(A).
Limitations
Director may impose limitations, including a suitable licensed-producer or insurer sponsor responsible for all temporary-licensee acts.
Necessity
Director must deem the temporary license necessary for servicing the insurance business.
Termination
May be summarily revoked if public/insured interests are endangered; cannot continue after the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary continuation of insurance business (military designee)
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active service in the United States armed forces.
Authority
Only continuation of the existing personal-lines business is in this survey.
Duration
At most 180 days; no examination is required under § 20-294(A).
Limitations
Director may impose limitations, including a suitable licensed-producer or insurer sponsor responsible for all temporary-licensee acts.
Necessity
Director must deem the temporary license necessary for servicing the insurance business.
Termination
May be summarily revoked if public/insured interests are endangered; cannot continue after the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary continuation of insurance business (surviving spouse or representative)
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a producer who dies or becomes mentally or physically disabled.
Authority
Only continuation of the existing personal-lines business is in this survey.
Duration
At most 180 days; no examination is required under § 20-294(A).
Limitations
Director may impose limitations, including a suitable licensed-producer or insurer sponsor responsible for all temporary-licensee acts.
Necessity
Director must deem the temporary license necessary for servicing the insurance business.
Termination
May be summarily revoked if public/insured interests are endangered; cannot continue after the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Arizona Examination for Personal Lines Insurance Producer

Provider
PSI Services LLC
Format
Computer-delivered, closed-book examination
Exam questions
100 items, plus 5 to 10 unscored experimental questions
Time limit
2 hours
Passing score
70% correct
Exam fee
$50
Examination outline
  • Insurance Regulation (10%)
    • Licensing
    • Licensing > License application requirements (20-285)
    • Licensing > Number of exam attempts 20-284(H)
    • Licensing > Licensing eligibility/lawful presence (41-1080)
    • Licensing > Types of licensees
    • Licensing > Types of licensees > Producers (20-281(5), 286)
    • Licensing > Types of licensees > Nonresidents (20-281(11))
    • Licensing > Types of licensees > Adjusters (20-321)
    • Licensing > Types of licensees > Business entities (20-281(1), 285(D, E), 290(B))
    • Licensing > Types of licensees > Surplus lines brokers (20-407, 411)
    • Licensing > Types of licensees > Temporary (20-294)
    • Licensing > Types of licensees > Vending machines (20-293)
    • Licensing > Lines of producer license authority (20-286, (A), 321, 331, 332, 411, 411.01, 1580, 1693.01, 2662)
    • Licensing > Fingerprinting requirements (20-142(E), 285(E), 286(C), 289(D))
    • Licensing > Assumed business name (20-297)
    • Licensing > Maintenance and duration
    • Licensing > Maintenance and duration > Expiration, surrender and renewal (20-289)
    • Licensing > Maintenance and duration > Inactive license status during military service (20-289.01)
    • Licensing > Maintenance and duration > Change of personal contact information (20-286(C))
    • Licensing > Maintenance and duration > Change of business information (20-286)(C))
    • Licensing > Maintenance and duration > Report of actions (20-301)
    • Licensing > Maintenance and duration > Continuing education (20-2902, 2903)
    • Licensing > Disciplinary actions
    • Licensing > Disciplinary actions > Denial, suspension, revocation or refusal to renew; civil penalties (20-295, 296)
    • Licensing > Disciplinary actions > Cease and desist order (20-292)
    • State regulation
    • State regulation > Acts constituting insurance transaction (20-106, 282, 401.01)
    • State regulation > Acts constituting insurance transaction (20-106, 282, 401.01) > Negotiate (20-281(10))
    • State regulation > Acts constituting insurance transaction (20-106, 282, 401.01) > Sell (20-281(14))
    • State regulation > Acts constituting insurance transaction (20-106, 282, 401.01) > Solicit (20-281(15))
    • State regulation > Payment of premiums (20-191)
    • State regulation > Certificate of authority (20-217(A))
    • State regulation > Identification of Producer (20-229)
    • State regulation > Producer regulation
    • State regulation > Producer regulation > Sharing commissions (20-298)
    • State regulation > Producer regulation > Place of business and records (20-157, 290; AZ Const Art 14 s 16)
    • State regulation > Unfair practices and frauds
    • State regulation > Unfair practices and frauds > Unfair trade practices (20-442)
    • State regulation > Unfair practices and frauds > Misrepresentation (20-443, 443.01, 447; Rule R20-6-801(D))
    • State regulation > Unfair practices and frauds > False or deceptive advertising (20-444)
    • State regulation > Unfair practices and frauds > Defamation of insurer (20-445)
    • State regulation > Unfair practices and frauds > Boycott, coercion or intimidation (20-446)
    • State regulation > Unfair practices and frauds > False financial statements (20-447)
    • State regulation > Unfair practices and frauds > Unfair discrimination (20-448)
    • State regulation > Unfair practices and frauds > Gender discrimination (Rule R20-6-207)
    • State regulation > Unfair practices and frauds > Rebating (20-451)
    • State regulation > Unfair practices and frauds > Prohibited inducements (20-452)
    • State regulation > Unfair practices and frauds > Fees (20-465)
    • State regulation > Unfair practices and frauds > Unfair claims settlement practices (20-461; Rule R20-6-801)
    • State regulation > Unfair practices and frauds > Claims payment (20-462)
    • State regulation > Unfair practices and frauds > Insurance fraud (20-463, 466–466.04)
    • Insurance information and privacy protection (20-2101–2122)
  • Federal Laws and Regulations (2%)
    • Fair Credit Reporting Act (15 USC 1681–1681d)
    • National Flood Insurance Program (NFIP)
    • Gramm-Leach-Bliley Act (20-2121; Public Law 106-102)
    • Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
    • CAN-SPAM Act of 2003 (15 USC 7701; 18 USC 1037)
    • Telemarketing Sales Rule (16 CFR 310; 15 USC 6101–6108; A.R.S. 44-1282)
  • General Insurance Concepts (10%)
    • Risk
    • Risk > Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk > Elements of Insurable Risks
    • Risk > Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers > Mutual, Stock
    • Classifications of Insurers > Admitted, Non-Admitted
    • Classifications of Insurers > Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract > Consideration
    • Elements of a Contract > Competent Parties
    • Elements of a Contract > Legal Purpose
    • Elements of a Contract > Offer
    • Elements of a Contract > Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions > Express
    • Authority and Powers of Producers - Definitions > Implied
    • Authority and Powers of Producers - Definitions > Apparent
    • Authority and Powers of Producers - Definitions > The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts > Reasonable Expectations
    • Legal Interpretations Affecting Contracts > Indemnity
    • Legal Interpretations Affecting Contracts > Good Faith
    • Legal Interpretations Affecting Contracts > Fraud
    • Legal Interpretations Affecting Contracts > Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics (32%)
    • Insurable Interest
    • Liability
    • Liability > Absolute
    • Liability > Strict
    • Liability > Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Types of Hazards > Moral
    • Types of Hazards > Morale
    • Types of Hazards > Physical
    • Types of Perils
    • Types of Perils > Named
    • Types of Perils > Open
    • Types of Loss
    • Types of Loss > Direct
    • Types of Loss > Indirect
    • Loss Valuation
    • Loss Valuation > Actual Cash Value
    • Loss Valuation > Replacement Cost
    • Loss Valuation > Market Value
    • Loss Valuation > Agreed Value
    • Loss Valuation > Valued Policy
    • Loss Valuation > Functional Replacement Cost
    • Negligence
    • Negligence > Torts
    • Negligence > Elements of a Negligent Act
    • Negligence > Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure > Declarations
    • Policy Structure > Definitions
    • Policy Structure > Insuring Agreement
    • Policy Structure > Additional/Supplementary Coverage
    • Policy Structure > Conditions
    • Policy Structure > Exclusions
    • Policy Structure > Endorsements
    • Policy Clauses
    • Policy Clauses > Insureds
    • Policy Clauses > Policy Period
    • Policy Clauses > Policy Territory
    • Policy Clauses > Cancellation and Non-Renewal
    • Policy Clauses > Deductibles
    • Policy Clauses > Other Insurance
    • Policy Clauses > Other Insurance > Nonconcurrency
    • Policy Clauses > Other Insurance > Primary and Excess
    • Policy Clauses > Other Insurance > Pro Rata
    • Policy Clauses > Other Insurance > Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability > Per Accident
    • Limits of Liability > Per Occurrence
    • Limits of Liability > Per Person
    • Limits of Liability > Aggregate
    • Limits of Liability > Split limits
    • Limits of Liability > Combined Single Limit
    • Coinsurance
    • Coinsurance > Purpose
    • Coinsurance > Definition
    • Coinsurance > Calculation
    • Coinsurance > Penalties
    • Coinsurance > Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • Named Insured Provisions > First Named Insured versus Other Insureds
    • Named Insured Provisions > Duties After Loss
    • Named Insured Provisions > Assignment
    • Named Insured Provisions > Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions > Liberalization
    • Insurer Provisions > Subrogation
    • Insurer Provisions > Claim Settlement Options
    • Insurer Provisions > Duty to Defend
    • Third-Party Provisions
    • Third-Party Provisions > Standard Mortgage Clause
    • Third-Party Provisions > Loss Payable Clause
    • Third-Party Provisions > No Benefit to the Bailee
  • Dwelling Policy Concepts (10%)
    • Purpose and Eligibility
    • Definitions
    • Perils Insured Against
    • Perils Insured Against > Basic
    • Perils Insured Against > Broad
    • Perils Insured Against > Special
    • Property Coverages
    • Property Coverages > Coverage A - Dwelling
    • Property Coverages > Coverage B - Other Structures
    • Property Coverages > Coverage C - Personal Property
    • Property Coverages > Coverage D - Fair Rental Value
    • Property Coverages > Coverage E - Additional Living Expenses
    • Property Coverages > Other Coverages
    • Personal Liability Supplement
    • Personal Liability Supplement > Coverage L - Personal Liability
    • Personal Liability Supplement > Coverage M - Medical Payments to Others
    • Dwelling Property Conditions
    • Dwelling Property Exclusions
    • Dwelling Policy Endorsements
  • Homeowners Policy Concepts (17%)
    • Definitions
    • Eligibility and Purpose
    • Homeowners Policy Coverage Forms
    • Homeowners Policy Coverage Forms > Broad (HO-2)
    • Homeowners Policy Coverage Forms > Special (HO-3)
    • Homeowners Policy Coverage Forms > Contents Broad (HO-4)
    • Homeowners Policy Coverage Forms > Comprehensive (HO-5)
    • Homeowners Policy Coverage Forms > Unit-Owners (HO-6)
    • Homeowners Policy Coverage Forms > Modified Coverages (HO-8)
    • Section I - Property Coverages
    • Section I - Property Coverages > Coverage A - Dwelling
    • Section I - Property Coverages > Coverage B - Other Structures
    • Section I - Property Coverages > Coverage C - Personal Property
    • Section I - Property Coverages > Coverage D - Loss of Use
    • Section I - Property Coverages > Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages > Coverage E - Personal Liability
    • Section II - Liability Coverages > Coverage F - Medical Payments to Others
    • Section II - Liability Coverages > Additional Coverages
    • Homeowners Policy Exclusions
    • Homeowners Policy Exclusions > Section I - Property Covered Exclusions
    • Homeowners Policy Exclusions > Section II - Liability Covered Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Homeowners Policy Endorsements > Business Pursuits
    • Homeowners Policy Endorsements > Earthquake
    • Homeowners Policy Endorsements > Home Day Care
    • Homeowners Policy Endorsements > Personal Injury
    • Homeowners Policy Endorsements > Personal Property Replacement Cost
    • Homeowners Policy Endorsements > Watercraft
    • Scheduled Personal Property/Personal Articles Floater
  • Personal Automobile Policy (12%)
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Liability Coverage > Bodily Injury and Property Damage
    • Liability Coverage > Supplementary Payments
    • Liability Coverage > Exclusions
    • Liability Coverage > Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Uninsured and Underinsured Motorists Coverage > Definitions
    • Uninsured and Underinsured Motorists Coverage > Bodily Injury
    • Uninsured and Underinsured Motorists Coverage > UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile > Collision
    • Coverage for Damage to your Automobile > Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile > Deductibles
    • Coverage for Damage to your Automobile > Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements > Towing and Labor Costs
    • Endorsements > Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements > Joint Ownership Coverage
    • Endorsements > Rental Vehicle Coverage
  • Other Types of Personal Insurance (7%)
    • Personal Umbrella and Excess Policies
    • Mobile Home Policy (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement)
    • Earthquake Insurance (Insuring Agreement) > Deductible
    • Flood Insurance
    • Watercraft
Examination sources