Alaska Personal Lines Insurance — Requirements & Free Practice
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Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Firm Insurance Producer — Personal Lines
Firm producer authority for personal lines, with a designated compliance officer and licensed affiliated individuals.
Licensing authority: Alaska Division of Insurance · Application information
Firm reinstatement with compliance officer applicant
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Continuing education
- Complete outstanding CE credits before reinstatement (3 AAC 23.100(e)).
- Elapsed time
- Expired less than two years; proposed officer must qualify under AS 21.27.060.
- Expiration
- Must cease insurance transactions while expired; renewal fees and delayed-renewal penalty are required (AS 21.27.380(b)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Firm reinstatement before two years with qualified compliance officer
No examination is required for this applicant pathway.
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Continuing education
- Complete outstanding CE credits before reinstatement (3 AAC 23.100(e)).
- Elapsed time
- Expired less than two years; the compliance officer holds current personal-lines authority. A nonresident firm must also meet AS 21.27.270 reciprocity requirements.
- Expiration
- Must cease insurance transactions while expired; renewal fees and delayed-renewal penalty are required (AS 21.27.380(b)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.140
- Alaska Statutes Chapter 21.27
AS 21.27.020
Nonresident firm issuance by reciprocity
No examination is required for this applicant pathway.
- Application
- Provide the home-state application or uniform application and Alaska fees (AS 21.27.270(b)).
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Service
- Appoint the director irrevocably as attorney for service of process; the director may require fingerprints and premium fiduciary compliance (AS 21.27.270(c),(e)).
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.140
- Alaska Statutes Chapter 21.27
AS 21.27.270
Nonresident firm biennial renewal
No examination is required for this applicant pathway.
- Application
- Provide the home-state application or uniform application and Alaska fees (AS 21.27.270(b)).
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Renewal
- Submit firm renewal signed by its compliance officer and pay fees by the biennial anniversary (3 AAC 23.860).
- Service
- Appoint the director irrevocably as attorney for service of process; the director may require fingerprints and premium fiduciary compliance (AS 21.27.270(c),(e)).
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code, insurance regulations
3 AAC 23.860(c)
Resident firm issuance with an already qualified licensed compliance officer
No examination is required for this applicant pathway.
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Officer license
- Compliance officer already holds the required personal-lines authority; this route does not involve a new compliance-officer licence application.
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.140
- Alaska Statutes Chapter 21.27
AS 21.27.020
- Alaska Statutes Chapter 21.27
AS 21.27.060
Resident firm issuance with compliance officer applicant
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Officer exam
- A compliance-officer applicant must personally pass the examination under AS 21.27.060(a); statutory individual exemptions apply where their conditions are met.
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Resident firm biennial renewal
No examination is required for this applicant pathway.
- Business
- Maintain an Alaska place of business unless nonresident; furnish verification documents and notify officer changes within 30 days (AS 21.27.020(c)).
- Continuing education
- CE applies to individual licensees, not a separate firm examination.
- Discretionary review
- AS 21.27.060(b) permits an examination of a licensee after violations or qualification concerns, but does not identify a separate currently offered examination.
- Officer
- Designate a compliance officer for personal lines; no more than one officer per line, with appropriate qualifications (AS 21.27.020(c), .060(a)).
- Qualification
- Continue to qualify and submit the prescribed renewal application and fees before expiration (AS 21.27.380; 3 AAC 23.860).
- Renewal date
- Individual: last day of birth month in years of the same parity as birth year; firm: initial licence anniversary every two years (3 AAC 23.860).
- Staff
- Each individual transacting insurance must be licensed and under an employment contract; firm scope includes affiliated individuals' lines and classes (AS 21.27.140, .215).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Administrative Code, insurance regulations
3 AAC 23.860(b)-(d)
Insurance Producer — Personal Lines
Individual producer authority for personal lines property and casualty insurance sold to individuals and families for primarily noncommercial purposes.
Licensing authority: Alaska Division of Insurance · Application information
Nonresident without a home state, qualifying as a resident
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Eligibility
- Nonresident without a home state must meet the resident requirements for this licence (AS 21.27.275).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Nonresident new reciprocal application after two year expiration
No examination is required for this applicant pathway.
- Application
- Provide the home-state application or uniform application and Alaska fees (AS 21.27.270(b)).
- Elapsed time
- Licence has expired for two years or more; apply anew rather than renew (AS 21.27.380(b)).
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Service
- Appoint the director irrevocably as attorney for service of process; the director may require fingerprints and premium fiduciary compliance (AS 21.27.270(c),(e)).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
- Application
- Provide the home-state application or uniform application and Alaska fees (AS 21.27.270(b)).
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Service
- Appoint the director irrevocably as attorney for service of process; the director may require fingerprints and premium fiduciary compliance (AS 21.27.270(c),(e)).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 2, nonresident examination exemption
Nonresident reinstatement before two years
No examination is required for this applicant pathway.
- Application
- Provide the home-state application or uniform application and Alaska fees (AS 21.27.270(b)).
- Continuing education
- Complete outstanding CE credits before reinstatement (3 AAC 23.100(e)).
- Elapsed time
- Expired for less than two years (AS 21.27.380(b)).
- Expiration
- Must cease insurance transactions while expired; renewal fees and delayed-renewal penalty are required (AS 21.27.380(b)).
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Service
- Appoint the director irrevocably as attorney for service of process; the director may require fingerprints and premium fiduciary compliance (AS 21.27.270(c),(e)).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
Nonresident biennial renewal
No examination is required for this applicant pathway.
- Continuing education
- Nonresident producers are exempt from Alaska CE under AS 21.27.020(f)(5).
- Discretionary review
- AS 21.27.060(b) permits an examination of a licensee after violations or qualification concerns, but does not identify a separate currently offered examination.
- Home license
- Current equivalent home-state producer licence in good standing, with reciprocal treatment (AS 21.27.270(b)).
- Qualification
- Continue to qualify and submit the prescribed renewal application and fees before expiration (AS 21.27.380; 3 AAC 23.860).
- Renewal date
- Individual: last day of birth month in years of the same parity as birth year; firm: initial licence anniversary every two years (3 AAC 23.860).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.270
- Alaska Administrative Code, insurance regulations
3 AAC 23.860(c)
Issuance after recent Alaska licence in good standing
No examination is required for this applicant pathway.
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Prior license
- Licensed in good standing in Alaska within the preceding one year under substantially similar qualifications (AS 21.27.060(d)(2)).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.060
- Alaska Statutes Chapter 21.27
AS 21.27.530
Resident initial licensure by examination
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Resident new application after two year expiration
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Elapsed time
- An expired licence cannot be renewed after two years; a new application must meet issuance qualifications (AS 21.27.380(b), .020, .060).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Resident reinstatement after one year and before two years
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Continuing education
- Complete outstanding CE credits before reinstatement (3 AAC 23.100(e)).
- Elapsed time
- Expired for more than one year but less than two years; the recent-licence exemption no longer applies (AS 21.27.060(d)(2), .380(b)).
- Expiration
- Must cease insurance transactions while expired; renewal fees and delayed-renewal penalty are required (AS 21.27.380(b)).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Resident reinstatement within one year
No examination is required for this applicant pathway.
- Continuing education
- Complete outstanding CE credits before reinstatement (3 AAC 23.100(e)).
- Expiration
- Must cease insurance transactions while expired; renewal fees and delayed-renewal penalty are required (AS 21.27.380(b)).
- Prior license
- Licensed in good standing in Alaska within the preceding one year under substantially similar qualifications (AS 21.27.060(d)(2)).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Statutes Chapter 21.27
AS 21.27.060
- Alaska Administrative Code, insurance regulations
3 AAC 23.100(e)
Resident relicensure after revocation
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Reexamination
- 3 AAC 23.080 requires the applicable examination when a previous licence was revoked.
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Revocation
- The order specifies when a person may seek licensure; a previously licensed producer must have had no suspension or revocation within the previous four calendar years (AS 21.27.430(b), .530(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Resident biennial renewal
No examination is required for this applicant pathway.
- Continuing education
- Resident individuals generally need 24 CE credits including 3 ethics credits per full two-year period; statutory exemptions and approved extensions apply (AS 21.27.020(f); 3 AAC 23.100).
- Discretionary review
- AS 21.27.060(b) permits an examination of a licensee after violations or qualification concerns, but does not identify a separate currently offered examination.
- Qualification
- Continue to qualify and submit the prescribed renewal application and fees before expiration (AS 21.27.380; 3 AAC 23.860).
- Renewal date
- Individual: last day of birth month in years of the same parity as birth year; firm: initial licence anniversary every two years (3 AAC 23.860).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Administrative Code, insurance regulations
3 AAC 23.860(c)-(d)
- Alaska Administrative Code, insurance regulations
3 AAC 23.100(a)-(b)
Resident transfer with same authority examination exemption
No examination is required for this applicant pathway.
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Prior license
- Previously licensed for the same lines in the prior home state; apply within 90 days after cancellation, with official or NAIC database evidence of good standing (AS 21.27.060(c)).
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Chapter 21.27
AS 21.27.060
- Alaska Statutes Chapter 21.27
AS 21.27.020
Full or remainder term licence after child support release
No examination is required for this applicant pathway.
- Release
- An agency release under AS 25.27.244(g),(l) allows issuance for the full or remainder of the term; otherwise remain qualified for the underlying licence.
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Section 25.27.244
AS 25.27.244(d)
- Alaska Statutes Section 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Section 25.27.244
AS 25.27.244(l)
Temporary License
Nonextendable 150-day temporary license for an otherwise eligible applicant whose name is on the statutory list.
Licensing authority: Alaska Division of Insurance · Application information
150 day temporary initial issuance with examination
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Arrears
- Applicant is on the child-support agency list but otherwise eligible for a licence (AS 25.27.244(d)).
- Duration
- 150 days, no extension, only once during the regular licence term; obtain an agency release for the full or remaining term (AS 25.27.244(d)-(g)).
- Fingerprints
- Provide fingerprints and criminal-history processing fees (AS 21.27.040(e)).
- Residence
- Must be a bona fide Alaska resident and actually reside in Alaska (AS 21.27.020(b)(2)).
- Score age
- An unused examination score is valid one year; after that the applicant must retake the exam (3 AAC 23.070).
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
150 day temporary initial issuance under statutory examination exemption
No examination is required for this applicant pathway.
- Age
- At least 18 years old (AS 21.27.020(b)(1)).
- Application
- Complete prescribed application, provide required identity/history information and fees; inaction makes the application withdrawn after 120 days (AS 21.27.040).
- Arrears
- Applicant is on the child-support agency list but otherwise eligible for a licence (AS 25.27.244(d)).
- Duration
- 150 days, no extension, only once during the regular licence term; obtain an agency release for the full or remaining term (AS 25.27.244(d)-(g)).
- Exemption
- Meet AS 21.27.060(c) transfer requirements, .060(d)(2) recent Alaska good-standing requirements, or .270 reciprocal nonresident requirements; underlying exemption conditions remain applicable.
- Trustworthiness
- Must be trustworthy and competent and have no disqualifying acts; must not principally write controlled business (AS 21.27.020(b)(4)-(6), .030, .530).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Section 25.27.244
AS 25.27.244(d)
- Alaska Statutes Section 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.060
- Alaska Statutes Chapter 21.27
AS 21.27.270
150 day temporary licence at renewal
No examination is required for this applicant pathway.
- Arrears
- Applicant is on the child-support agency list but otherwise eligible for a licence (AS 25.27.244(d)).
- Ce
- 3 AAC 23.100(a)(3) exempts an applicant seeking the AS 25.27.244 temporary licence from those CE requirements.
- Continuing education
- Resident individuals generally need 24 CE credits including 3 ethics credits per full two-year period; statutory exemptions and approved extensions apply (AS 21.27.020(f); 3 AAC 23.100).
- Discretionary review
- AS 21.27.060(b) permits an examination of a licensee after violations or qualification concerns, but does not identify a separate currently offered examination.
- Duration
- 150 days, no extension, only once during the regular licence term; obtain an agency release for the full or remaining term (AS 25.27.244(d)-(g)).
- Qualification
- Continue to qualify and submit the prescribed renewal application and fees before expiration (AS 21.27.380; 3 AAC 23.860).
- Renewal date
- Individual: last day of birth month in years of the same parity as birth year; firm: initial licence anniversary every two years (3 AAC 23.860).
Official no-examination sources
Effective from 2026-09-22.
- Alaska Statutes Section 25.27.244
AS 25.27.244(d)
- Alaska Statutes Section 25.27.244
AS 25.27.244(s)(2)(A)(x)
- Alaska Statutes Chapter 21.27
AS 21.27.380
- Alaska Administrative Code, insurance regulations
3 AAC 23.100(a)
Temporary Insurance Producer — Personal Lines
Temporary continuation of an existing producer business following death, disability, or active military service.
Licensing authority: Alaska Division of Insurance · Application information
Temporary issuance following death
No examination is required for this applicant pathway.
- Appointments
- No new insurer appointments beyond the existing appointments at death or disability (AS 21.27.390(c)).
- Duration
- At most 90 consecutive days, renewable or reissuable for only one additional 90-day period (AS 21.27.390(b)).
- Eligibility
- Surviving spouse, next of kin, administrator or executor of a deceased producer.
- Qualifications
- Meet permanent-licence qualifications except experience, training or taking an examination (AS 21.27.390(a)).
Temporary issuance following disability
No examination is required for this applicant pathway.
- Appointments
- No new insurer appointments beyond the existing appointments at death or disability (AS 21.27.390(c)).
- Duration
- At most 90 consecutive days, renewable or reissuable for only one additional 90-day period (AS 21.27.390(b)).
- Eligibility
- Spouse, next of kin, employee or legal guardian of a producer disabled by sickness, mental illness or injury.
- Qualifications
- Meet permanent-licence qualifications except experience, training or taking an examination (AS 21.27.390(a)).
Single additional temporary period
No examination is required for this applicant pathway.
- Duration
- One additional 90-day period only; temporary qualifications and appointment restrictions continue (AS 21.27.390).
Temporary issuance following firm officer death
No examination is required for this applicant pathway.
- Appointments
- No new insurer appointments beyond the existing appointments at death or disability (AS 21.27.390(c)).
- Duration
- At most 90 consecutive days, renewable or reissuable for only one additional 90-day period (AS 21.27.390(b)).
- Eligibility
- Surviving firm member, officer or employee following the death of the compliance officer holding the same licences as the firm.
- Qualifications
- Meet permanent-licence qualifications except experience, training or taking an examination (AS 21.27.390(a)).
Temporary issuance following military
No examination is required for this applicant pathway.
- Appointments
- No new insurer appointments beyond the existing appointments at death or disability (AS 21.27.390(c)).
- Duration
- At most 90 consecutive days, renewable or reissuable for only one additional 90-day period (AS 21.27.390(b)).
- Eligibility
- Designee of a producer entering active United States military service; limited to insurers for whom the producer acted as agent.
- Qualifications
- Meet permanent-licence qualifications except experience, training or taking an examination (AS 21.27.390(a)).
Personal Lines
- Provider
- Pearson VUE
- Format
- Multiple-choice examination with general and Alaska portions; both portions must be passed.
- Exam questions
- 75 scored plus 5 pretest general questions; 49 scored plus 5 pretest Alaska questions.
- Time limit
- General: 1 hour 30 minutes; Alaska: 1 hour.
- Passing score
- Scaled passing score 70.
Examination outline
TYPES OF PROPERTY POLICIES
- Homeowners
- HO-2
- HO-3
- HO-4
- HO-5
- HO-6
- HO-8
- Dwelling policies
- DP-1
- DP-2
- DP-3
- Inland marine
- Personal Articles floaters
- National Flood Insurance Program
- Others
- Earthquake
- Mobile Homes
- Watercraft
- Windstorm
TYPES OF CASUALTY POLICIES
- Automobile: personal auto
- Liability
- Bodily Injury
- Property Damage
- Split Limits
- Combined Single Limit
- Medical Payments
- Physical Damage (collision; other than collision; specified perils)
- Uninsured motorists
- Underinsured motorists
- Who is an insured
- Types of Auto
- Owned
- Non-owned
- Hired
- Temporary Substitute
- Newly Acquired Autos
- Transportation Expense and Rental Reimbursement Expense
- Exclusions
- Umbrella/Excess liability
PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
- Insurance
- Law of Large Numbers
- Insurable interest
- Risk
- Pure vs. Speculative Risk
- Hazard
- Moral
- Morale
- Physical
- Peril
- Loss
- Direct
- Indirect
- Loss Valuation
- Actual cash value
- Replacement cost
- Market value
- Stated value
- Salvage value
- Proximate cause
- Deductible
- Indemnity
- Limits of liability
- Coinsurance/Insurance to value
- Occurrence
- Cancellation
- Nonrenewal
- Vacancy and unoccupancy
- Liability
- Absolute
- Strict
- Vicarious
- Negligence
- Binder
- Endorsements
- Blanket vs. Specific
- Burglary, Robbery, Theft, and Mysterious Disappearance
- Warranties
- Representations
- Concealment
- Deposit Premium/Audit
- Certificate of Insurance
- Damages
- Compensatory
- General
- Special
- Punitive
- Compliance with Provisions of Fair Credit Reporting Act
PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
- Declarations
- Insuring agreement
- Conditions
- Exclusions
- Definition of the insured
- Duties of the insured after a loss
- Obligations of the insurance company
- Mortgagee rights
- Proof of loss
- Notice of claim
- Appraisal
- Other Insurance Provision
- Subrogation
- Elements of a contract
- Sources of underwriting information
- Fair Credit Reporting Act
- Privacy Protection (Gramm Leach Bliley)
- Policy Application
- Terrorism Risk Insurance Act (TRIA)
- Cancellation and nonrenewal provisions
- Supplementary payments
- Loss settlement provisions including consent to settle a loss
- Territory
ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
- Director of Insurance
- Broad powers
- Adoption of regulations
- Examination of records
- Notice and hearing
- Penalties
- Definitions
- Admitted (authorized) and nonadmitted companies
- Domestic, foreign, and alien
- Stock and mutual
- Premiums
- Transacting insurance
- Certificate of Authority
- Licensing
- License required
- Insurance producer
- Managing general agent
- Surplus lines broker
- Independent adjusters
- Firm licenses
- Compliance Officer (Designated Responsible Producer)
- Resident
- Nonresident licensees
- Exceptions
- Producer appointments
- Maintenance of license
- Renewal
- Denial, Nonrenewal, Suspension or Revocation
- Continuing education
- Marketing Practices
- Unfair practices
- Unfair claims methods and practices
- Rebating
- Twisting
- Misrepresentation
- Defamation
- Unfair discrimination
- Boycott, coercion, and intimidation
- Premium financing
- Fiduciary responsibilities
- Compensation of licensees
- Required records and record retention
- Advertising
- Controlled business
- Duty to fraudeluent claims/Immunity from reporting fraudulent claims
- Alaska Insurance Guaranty Association
ALASKA LAWS, RULES, AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY PERSONAL LINES INSURANCE ONLY
- Definitions
- Surety insurance
- Surplus lines insurance
- Marine insurance
- Nonpayment of premium
- Personal auto insurance
- Personal insurance
- Binders
- Renewal, nonrenewal, and cancellation
- Civil Rule 82
- Automobile insurance
- Financial responsibility
- Definition of financial responsibility
- Persons required to show proof
- Provisions
- Required minimum limits
- Uninsured and underinsured motorists coverage
- Rental car physical damage
- Named driver exclusion
- Automobile assigned risk
- Transportation network company/rideshare
Examination sources
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Header, effective date
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 12, format and both content portions
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section I
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section II
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section III
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S10, general section IV
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state portion identity
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state section I
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
S11, state section II
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 12, Content outlines, format and two parts
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Page S10, General Personal Lines scored questions
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Page S11, Alaska Personal Lines scored questions
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 10, Scaled score
- Alaska Insurance Licensing Candidate Handbook, September 2023
Back cover, code 55
- Alaska Insurance Licensing Candidate Handbook, September 2023
Page 9, retaking the exam
- Alaska Insurance Examination Content Outlines, effective March 3, 2025
Header, outline effective date