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New Mexico Life Insurance — License Examination Requirements

US-NM · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Limited Lines Insurance Producer — Credit Life

Limited credit line including credit life for qualified vendor and financial-institution employees; not unrestricted life authority.

Licensing authority: New Mexico Office of Superintendent of Insurance · Application information

Nonresident limited credit life licensure
No examination is required for this applicant pathway.
Application
Submit the uniform application, pay fees and satisfy reciprocal licensing requirements.
Home State
Hold the corresponding limited home-state resident license in good standing; under 59A-11-24(E) the New Mexico scope is the same limited scope.

Official no-examination sources

Effective from 2025-04-01.

Limited credit life reinstatement or relicensure
No examination is required for this applicant pathway.
Lapse
Within twelve months reinstate under 59A-12-17(D), paying double the unpaid renewal fee; otherwise reapply under limited-license qualifications.
Qualification
Retain qualifying employment and approved instruction; the limited-line examination exemption applies.

Official no-examination sources

Effective from 2025-04-01.

Limited credit life renewal or continuation
No examination is required for this applicant pathway.
Competence
The current limited-credit rule expressly exempts licensing examination; any unspecified competence assessment is a condition, not an invented examination.
Renewal
Pay the required fees on the applicable biennial schedule; limited licenses under 59A-12-18 are exempt from continuing education under 13.4.7.2(B).

Official no-examination sources

Effective from 2025-04-01.

Resident limited credit life producer licensure
No examination is required for this applicant pathway.
Employment
Full-time employee of a merchandise or property vendor or financial institution making consumer loans where credit insurance is customarily required or offered.
General Qualifications
General age, application, fees, truthful disclosures and resident fingerprint/background requirements apply.
Limited Authority
Only the limited credit line, including credit life, is authorized; unrestricted life authority is not granted.
Training
The insurer must provide the superintendent-approved instruction program under 59A-12-12(D) and 13.4.2.9(F)(1).

Official no-examination sources

Effective from 2025-04-01.

Limited credit life relicensure following revocation
No examination is required for this applicant pathway.
Restoration
Show that causes ended and will not recur and that the applicant is otherwise qualified for the limited license; its express examination exemption applies.

Official no-examination sources

Effective from 2025-04-01.

Limited credit life restoration following suspension
No examination is required for this applicant pathway.
Restoration
Request restoration after suspension with causes resolved and limited-license qualifications maintained.

Official no-examination sources

Effective from 2025-04-01.

Temporary Insurance Producer — Life

Individual temporary life producer authorization to service an existing business for no more than 180 days.

Licensing authority: New Mexico Office of Superintendent of Insurance · Application information

Member or employee of a licensed business entity
No examination is required for this applicant pathway.
Duration
Up to 180 days without examination; ends when the owner or personal representative disposes of the business.
Eligibility
The entity’s designated responsible producer died or became disabled.
Limitations
The superintendent may impose limitations or revoke temporary authority to protect insureds and the public.
Sponsor
13.4.2.25(B)(1) requires supervision by a suitable licensed producer or insurer assuming responsibility for the temporary licensee’s acts.

Official no-examination sources

Effective from 2025-04-01.

Designee of a producer entering active military service
No examination is required for this applicant pathway.
Duration
Up to 180 days without examination; ends when the owner or personal representative disposes of the business.
Eligibility
The licensed producer is entering active service in the United States armed forces.
Limitations
The superintendent may impose limitations or revoke temporary authority to protect insureds and the public.
Sponsor
13.4.2.25(B)(1) requires supervision by a suitable licensed producer or insurer assuming responsibility for the temporary licensee’s acts.

Official no-examination sources

Effective from 2025-04-01.

Temporary licensure in another public interest circumstance
No examination is required for this applicant pathway.
Duration
Up to 180 days without examination; ends when the owner or personal representative disposes of the business.
Eligibility
The superintendent determines that issuance best serves the public interest and is necessary to service the business.
Limitations
The superintendent may impose limitations or revoke temporary authority to protect insureds and the public.
Sponsor
13.4.2.25(B)(1) requires supervision by a suitable licensed producer or insurer assuming responsibility for the temporary licensee’s acts.

Official no-examination sources

Effective from 2025-04-01.

Surviving spouse or court appointed personal representative
No examination is required for this applicant pathway.
Duration
Up to 180 days without examination; ends when the owner or personal representative disposes of the business.
Eligibility
The producer died or became mentally or physically disabled; service the business pending sale, recovery or training and licensing replacement personnel.
Limitations
The superintendent may impose limitations or revoke temporary authority to protect insureds and the public.
Sponsor
13.4.2.25(B)(1) requires supervision by a suitable licensed producer or insurer assuming responsibility for the temporary licensee’s acts.

Official no-examination sources

Effective from 2025-04-01.

Temporary variable life and variable annuity qualification
No examination is required for this applicant pathway.
Life Prerequisite
Apply for or actively hold the temporary life producer license.
Securities Qualification
Provide required FINRA and CRD information for manual review and satisfy other applicable securities licensing, which is an applicant condition.
Temporary Qualification
Qualify under 59A-12-19 and 13.4.2.25; temporary duration, sponsorship and limitations apply.

Official no-examination sources

Effective from 2025-04-01.