Kansas Life Insurance — License Examination Requirements
US-KS · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Nonresident Business Entity (Agency) License — Life
Licensing authority: Kansas Department of Insurance · Application information
Regrant of business entity license after revocation
- Review
- Commissioner evaluates reinstatement and new-application fitness; personnel or credit-only contact requirements apply.
- Waiting Period
- No application until two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
Initial business entity licensure
- Application
- NAIC business-entity application through NIPR.
- Entity
- Business entity acting as an insurance agency; register with Kansas Secretary of State when applicable.
- Fee
- $40 nonresident application fee.
- Home License
- Nonresident authority derives from the same authority and good-standing home-state license with reciprocal treatment.
- Licensed Personnel
- Employ a licensed agent and identify the responsible licensed agent; life authority is supported by employees’ lines.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
New entity application after expiration
- Application
- Submit a new NAIC/NIPR entity application and pay the application fee; maintain personnel or credit-only contact requirements.
- Expiration
- Failure to renew/pay required fees, or applicable registration not in good standing, results in expiration.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Business Entity Licensing
Nonresident renewal, expiration requires new application
Biennial business entity renewal
- Examination
- Entity licensing does not require the individual licensing examination.
- Renewal
- Submit NIPR renewal application and pay the $40 biennial renewal fee.
- Standing
- Maintain active/good-standing Secretary of State registration where applicable; nonresident entities retain qualifying home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Business Entity Licensing
Nonresident license renewal
Nonresident Insurance Producer License — Limited Line Credit (including credit life)
Licensing authority: Kansas Department of Insurance · Application information
Add authority to an existing nonresident producer license
- Application
- Add authority through NIPR no earlier than the next business day after activation or home-state addition.
- Fees
- No state add-line fee; NIPR transaction fees apply.
- Home Authority
- Home-state license must first include the same authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Licensing FAQ
Add line, nonresident requirement
Regrant following revocation
- Fitness
- Commissioner evaluates the reinstatement criteria in K.S.A. 40-4909(c)(2).
- Home License
- Meet the nonresident same-line home-license and reciprocity requirements.
- Waiting Period
- Apply no earlier than two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Initial nonresident licensure by reciprocity
- Age
- Department instructions state at least 18 years old.
- Application
- Submit the proper request/NAIC application and required application and biennial fees.
- Home License
- Maintain a resident license in good standing for the same authority in the home state.
- Reciprocity
- Home state must award nonresident licenses to Kansas residents on the same basis.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Late nonresident renewal within 90 days
- Home License
- Home resident license must remain in good standing for the same authority.
- Renewal
- Submit the renewal application, $50 biennial fee and $100 late-renewal fee through NIPR.
- Time
- Within 90 days after the biennial renewal date.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Reapply after nonresident license terminates or is surrendered
- Fee
- Department applies a $100 reinstatement fee up to four years after expiration.
- Home License
- Qualify again under the nonresident home-license and reciprocity provisions.
- Termination
- Late renewal beyond 90 days terminates the license and requires reapplication.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Biennial nonresident renewal
- Continuing Education
- Kansas resident CE rules do not impose a Kansas resident education requirement on this nonresident route.
- Home License
- Keep home-state resident license for the same authority.
- Renewal
- Renew through NIPR and pay the $50 biennial license fee.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, renewal
Continue nonresident authority following a change of home state
- Change
- Notify Commissioner within 30 days and provide certification from the new resident state.
- Fees
- Statute requires no fee or new application for the change filing.
- Home Authority
- New home-state resident authority must support the same Kansas nonresident authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(c), changes of resident state
Nonresident Credit Only Business Entity License
Licensing authority: Kansas Department of Insurance · Application information
Regrant of business entity license after revocation
- Review
- Commissioner evaluates reinstatement and new-application fitness; personnel or credit-only contact requirements apply.
- Waiting Period
- No application until two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
Initial business entity licensure
- Application
- NAIC business-entity application through NIPR.
- Entity
- Business entity acting as an insurance agency; register with Kansas Secretary of State when applicable.
- Fee
- $40 nonresident application fee.
- Home License
- Nonresident authority derives from the same authority and good-standing home-state license with reciprocal treatment.
- Instruction
- Insurer provides its program of instruction for individuals selling limited line credit insurance.
- Licensed Personnel
- Designate a responsible contact, who need not be a licensed producer; credit-only entity is exempt from the employee licensed-agent requirement.
- Restricted Authority
- Credit-only business, including credit life and credit health; may not also hold a general producer agency license.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
New entity application after expiration
- Application
- Submit a new NAIC/NIPR entity application and pay the application fee; maintain personnel or credit-only contact requirements.
- Expiration
- Failure to renew/pay required fees, or applicable registration not in good standing, results in expiration.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Business Entity Licensing
Nonresident renewal, expiration requires new application
Biennial business entity renewal
- Examination
- Entity licensing does not require the individual licensing examination.
- Renewal
- Submit NIPR renewal application and pay the $40 biennial renewal fee.
- Standing
- Maintain active/good-standing Secretary of State registration where applicable; nonresident entities retain qualifying home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Business Entity Licensing
Nonresident license renewal
Nonresident Insurance Producer License — Life
Licensing authority: Kansas Department of Insurance · Application information
Add authority to an existing nonresident producer license
- Application
- Add authority through NIPR no earlier than the next business day after activation or home-state addition.
- Fees
- No state add-line fee; NIPR transaction fees apply.
- Home Authority
- Home-state license must first include the same authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Licensing FAQ
Add line, nonresident requirement
Regrant following revocation
- Fitness
- Commissioner evaluates the reinstatement criteria in K.S.A. 40-4909(c)(2).
- Home License
- Meet the nonresident same-line home-license and reciprocity requirements.
- Waiting Period
- Apply no earlier than two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Initial nonresident licensure by reciprocity
- Age
- Department instructions state at least 18 years old.
- Application
- Submit the proper request/NAIC application and required application and biennial fees.
- Home License
- Maintain a resident license in good standing for the same authority in the home state.
- Reciprocity
- Home state must award nonresident licenses to Kansas residents on the same basis.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Late nonresident renewal within 90 days
- Home License
- Home resident license must remain in good standing for the same authority.
- Renewal
- Submit the renewal application, $50 biennial fee and $100 late-renewal fee through NIPR.
- Time
- Within 90 days after the biennial renewal date.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Reapply after nonresident license terminates or is surrendered
- Fee
- Department applies a $100 reinstatement fee up to four years after expiration.
- Home License
- Qualify again under the nonresident home-license and reciprocity provisions.
- Termination
- Late renewal beyond 90 days terminates the license and requires reapplication.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Biennial nonresident renewal
- Continuing Education
- Kansas resident CE rules do not impose a Kansas resident education requirement on this nonresident route.
- Home License
- Keep home-state resident license for the same authority.
- Renewal
- Renew through NIPR and pay the $50 biennial license fee.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, renewal
Continue nonresident authority following a change of home state
- Change
- Notify Commissioner within 30 days and provide certification from the new resident state.
- Fees
- Statute requires no fee or new application for the change filing.
- Home Authority
- New home-state resident authority must support the same Kansas nonresident authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(c), changes of resident state
Nonresident Insurance Producer License — Pre-Need Only
Licensing authority: Kansas Department of Insurance · Application information
Add authority to an existing nonresident producer license
- Application
- Add authority through NIPR no earlier than the next business day after activation or home-state addition.
- Fees
- No state add-line fee; NIPR transaction fees apply.
- Home Authority
- Home-state license must first include the same authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Licensing FAQ
Add line, nonresident requirement
Regrant following revocation
- Fitness
- Commissioner evaluates the reinstatement criteria in K.S.A. 40-4909(c)(2).
- Home License
- Meet the nonresident same-line home-license and reciprocity requirements.
- Waiting Period
- Apply no earlier than two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Initial nonresident licensure by reciprocity
- Age
- Department instructions state at least 18 years old.
- Application
- Submit the proper request/NAIC application and required application and biennial fees.
- Home License
- Maintain a resident license in good standing for the same authority in the home state.
- Reciprocity
- Home state must award nonresident licenses to Kansas residents on the same basis.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Late nonresident renewal within 90 days
- Home License
- Home resident license must remain in good standing for the same authority.
- Renewal
- Submit the renewal application, $50 biennial fee and $100 late-renewal fee through NIPR.
- Time
- Within 90 days after the biennial renewal date.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Reapply after nonresident license terminates or is surrendered
- Fee
- Department applies a $100 reinstatement fee up to four years after expiration.
- Home License
- Qualify again under the nonresident home-license and reciprocity provisions.
- Termination
- Late renewal beyond 90 days terminates the license and requires reapplication.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Biennial nonresident renewal
- Continuing Education
- Kansas resident CE rules do not impose a Kansas resident education requirement on this nonresident route.
- Home License
- Keep home-state resident license for the same authority.
- Renewal
- Renew through NIPR and pay the $50 biennial license fee.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, renewal
Continue nonresident authority following a change of home state
- Change
- Notify Commissioner within 30 days and provide certification from the new resident state.
- Fees
- Statute requires no fee or new application for the change filing.
- Home Authority
- New home-state resident authority must support the same Kansas nonresident authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(c), changes of resident state
Nonresident Insurance Producer License — Variable Life and Variable Annuity
Licensing authority: Kansas Department of Insurance · Application information
Add authority to an existing nonresident producer license
- Application
- Add authority through NIPR no earlier than the next business day after activation or home-state addition.
- Fees
- No state add-line fee; NIPR transaction fees apply.
- Home Authority
- Home-state license must first include the same authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Licensing FAQ
Add line, nonresident requirement
Regrant following revocation
- Fitness
- Commissioner evaluates the reinstatement criteria in K.S.A. 40-4909(c)(2).
- Home License
- Meet the nonresident same-line home-license and reciprocity requirements.
- Waiting Period
- Apply no earlier than two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Initial nonresident licensure by reciprocity
- FINRA
- Provide evidence of active FINRA registration; the securities examination is another profession’s examination, recorded as a condition.
- Age
- Department instructions state at least 18 years old.
- Application
- Submit the proper request/NAIC application and required application and biennial fees.
- Home License
- Maintain a resident license in good standing for the same authority in the home state.
- Reciprocity
- Home state must award nonresident licenses to Kansas residents on the same basis.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
Late nonresident renewal within 90 days
- Home License
- Home resident license must remain in good standing for the same authority.
- Renewal
- Submit the renewal application, $50 biennial fee and $100 late-renewal fee through NIPR.
- Time
- Within 90 days after the biennial renewal date.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Reapply after nonresident license terminates or is surrendered
- Fee
- Department applies a $100 reinstatement fee up to four years after expiration.
- Home License
- Qualify again under the nonresident home-license and reciprocity provisions.
- Termination
- Late renewal beyond 90 days terminates the license and requires reapplication.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, application and home-state authority
- Kansas Department of Insurance Producer Licensing
Nonresident, late renewal and termination
Biennial nonresident renewal
- Continuing Education
- Kansas resident CE rules do not impose a Kansas resident education requirement on this nonresident route.
- Home License
- Keep home-state resident license for the same authority.
- Renewal
- Renew through NIPR and pay the $50 biennial license fee.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(a), nonresident license conditions
- Kansas Department of Insurance Producer Licensing
Nonresident, renewal
Continue nonresident authority following a change of home state
- Change
- Notify Commissioner within 30 days and provide certification from the new resident state.
- Fees
- Statute requires no fee or new application for the change filing.
- Home Authority
- New home-state resident authority must support the same Kansas nonresident authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4906
40-4906(c), changes of resident state
Resident Insurance Business Entity (Agency) License — Life
Licensing authority: Kansas Department of Insurance · Application information
Regrant of business entity license after revocation
- Review
- Commissioner evaluates reinstatement and new-application fitness; personnel or credit-only contact requirements apply.
- Waiting Period
- No application until two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
Initial business entity licensure
- Application
- NAIC business-entity application through NIPR.
- Entity
- Business entity acting as an insurance agency; register with Kansas Secretary of State when applicable.
- Fee
- $10 resident application fee.
- Licensed Personnel
- Employ a licensed agent and identify the responsible licensed agent; life authority is supported by employees’ lines.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
New entity application after expiration
- Application
- Submit a new NAIC/NIPR entity application and pay the application fee; maintain personnel or credit-only contact requirements.
- Expiration
- Failure to renew/pay required fees, or applicable registration not in good standing, results in expiration.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- Kansas Department of Insurance Business Entity Licensing
Resident renewal, expiration requires new application
Biennial business entity renewal
- Examination
- Entity licensing does not require the individual licensing examination.
- Renewal
- Submit NIPR renewal application and pay the $4 biennial renewal fee.
- Standing
- Maintain active/good-standing Secretary of State registration where applicable; nonresident entities retain qualifying home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- Kansas Department of Insurance Business Entity Licensing
License renewal, entity requirements
Resident Insurance Producer License — Limited Line Credit (including credit life)
Licensing authority: Kansas Department of Insurance · Application information
Limited credit authority: endorsement
- Other State License
- Currently licensed in the same limited line elsewhere, or apply within 90 days after cancellation with certified prior good standing.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4908
40-4908(a)(1)(A), currently licensed other-state applicant
Limited credit authority: inactive election
- Inactivity
- No insurance transactions during approved inactive period of up to four years.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
Limited credit authority: inactive reactivation
- Reactivation
- Provide CE completion proof and pay renewal fee within approved inactive period.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
Limited credit authority: late reinstatement
- Restoration
- Submit the statutorily required reinstatement application, CE proof and fees under K.S.A. 40-4903(e)(2).
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(e)(2), continuing education reinstatement
Limited credit authority: renewal
- Renewal
- Submit the renewal application and applicable fee; satisfy resident CE rules unless a statutory exemption applies.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
Limited credit authority: voluntary surrender
- Prior License
- Prior Kansas credit authority voluntarily surrendered no more than two years ago; education satisfied and Commissioner satisfied of competence.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4908
40-4908(a)(3), voluntary surrender no more than two years
Resident Credit Only Business Entity License
Licensing authority: Kansas Department of Insurance · Application information
Regrant of business entity license after revocation
- Review
- Commissioner evaluates reinstatement and new-application fitness; personnel or credit-only contact requirements apply.
- Waiting Period
- No application until two years after the revocation order.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- K.S.A. 40-4909
40-4909(j)(2), two-year bar after revocation
Initial business entity licensure
- Application
- NAIC business-entity application through NIPR.
- Entity
- Business entity acting as an insurance agency; register with Kansas Secretary of State when applicable.
- Fee
- $10 resident application fee.
- Instruction
- Insurer provides its program of instruction for individuals selling limited line credit insurance.
- Licensed Personnel
- Designate a responsible contact, who need not be a licensed producer; credit-only entity is exempt from the employee licensed-agent requirement.
- Restricted Authority
- Credit-only business, including credit life and credit health; may not also hold a general producer agency license.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
New entity application after expiration
- Application
- Submit a new NAIC/NIPR entity application and pay the application fee; maintain personnel or credit-only contact requirements.
- Expiration
- Failure to renew/pay required fees, or applicable registration not in good standing, results in expiration.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- Kansas Department of Insurance Business Entity Licensing
Resident renewal, expiration requires new application
Biennial business entity renewal
- Examination
- Entity licensing does not require the individual licensing examination.
- Renewal
- Submit NIPR renewal application and pay the $4 biennial renewal fee.
- Standing
- Maintain active/good-standing Secretary of State registration where applicable; nonresident entities retain qualifying home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-241
40-241, examinations only for individual applicants
- K.S.A. 40-4905
40-4905(c), entity responsible licensee
- K.A.R. 40-7-24
40-7-24, credit life entity employee exception
- Kansas Department of Insurance Limited Lines of Authority
Credit, responsible contact and separate entity boundary
- Kansas Department of Insurance Business Entity Licensing
License renewal, entity requirements
Resident Insurance Producer License — Variable Life and Variable Annuity
Licensing authority: Kansas Department of Insurance · Application information
Regrant after revocation
- FINRA
- Provide evidence of active FINRA registration; no separate variable licensing exam is required.
- Procedure
- Applicable statutory renewal, inactivity, reapplication or disciplinary conditions must be satisfied.
- Underlying Life Authority
- Restore or maintain life producer authority through its applicable examination or waiver route.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Elect inactive status
- FINRA
- Provide evidence of active FINRA registration; no separate variable licensing exam is required.
- Procedure
- Applicable statutory renewal, inactivity, reapplication or disciplinary conditions must be satisfied.
- Underlying Life Authority
- Restore or maintain life producer authority through its applicable examination or waiver route.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Return from inactive status
- FINRA
- Provide evidence of active FINRA registration; no separate variable licensing exam is required.
- Procedure
- Applicable statutory renewal, inactivity, reapplication or disciplinary conditions must be satisfied.
- Underlying Life Authority
- Restore or maintain life producer authority through its applicable examination or waiver route.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Obtain variable life and variable annuity authority
- FINRA
- Maintain active FINRA registration and provide evidence (Series 6 or 7). These securities examinations belong to another profession and are conditions.
- Application
- Apply or add the variable line through NIPR; satisfy resident applicant requirements.
- Life License
- Hold a Life insurance producer license.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Reinstatement after failure to renew
- FINRA
- Provide evidence of active FINRA registration; no separate variable licensing exam is required.
- Procedure
- Applicable statutory renewal, inactivity, reapplication or disciplinary conditions must be satisfied.
- Underlying Life Authority
- Restore or maintain life producer authority through its applicable examination or waiver route.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Reapply after expiration or voluntary surrender
- FINRA
- Provide evidence of active FINRA registration; no separate variable licensing exam is required.
- Procedure
- Applicable statutory renewal, inactivity, reapplication or disciplinary conditions must be satisfied.
- Underlying Life Authority
- Restore or maintain life producer authority through its applicable examination or waiver route.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(a)(5), variable contracts
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- K.S.A. 40-4903
40-4903(e)(5), inactivity and return to active status
- K.S.A. 40-4909
40-4909(c)(2), reinstatement or regrant after revocation
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Biennial renewal of variable authority
- Life License
- Retain life producer authority and active FINRA registration.
- Renewal
- Meet biennial application, $4 fee and resident CE obligations.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4903
40-4903(b), exhaustive renewal conditions
- Kansas Department of Insurance Producer Licensing
Types of licenses, variable contracts no separate examination
Temporary Insurance Agent License — Life
Licensing authority: Kansas Department of Insurance · Application information
Temporary life agent license without written examination
- Duration
- Up to 180 days initially.
- Eligibility
- Member or employee of a licensed business entity following death or disability of its designated individual agent.
- Restrictions
- Commissioner may limit authority or require a licensed agent/insurer sponsor; license ends when business is disposed of and may be revoked to protect insureds and the public.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), examination waiver
- K.S.A. 40-4907
40-4907(a)(2)
Temporary life agent license without written examination
- Duration
- Up to 180 days initially.
- Eligibility
- Designee of a licensed individual entering active military service.
- Restrictions
- Commissioner may limit authority or require a licensed agent/insurer sponsor; license ends when business is disposed of and may be revoked to protect insureds and the public.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), examination waiver
- K.S.A. 40-4907
40-4907(a)(3)
Extension or renewal of temporary license
- Duration
- Military-designee temporary license may be renewed for the period the Commissioner considers necessary to continue the business.
- Restrictions
- Continue under the restrictions imposed on the temporary license and end when the business is disposed of.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), temporary examination waiver
- K.S.A. 40-4907
40-4907(c), extensions
Extension or renewal of temporary license
- Duration
- One additional period of up to 180 days, except the military-designee category.
- Restrictions
- Continue under the restrictions imposed on the temporary license and end when the business is disposed of.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), temporary examination waiver
- K.S.A. 40-4907
40-4907(c), extensions
Temporary life agent license without written examination
- Duration
- Up to 180 days initially.
- Eligibility
- Commissioner determines that issuance serves the public interest.
- Restrictions
- Commissioner may limit authority or require a licensed agent/insurer sponsor; license ends when business is disposed of and may be revoked to protect insureds and the public.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), examination waiver
- K.S.A. 40-4907
40-4907(a)(4)
Temporary life agent license without written examination
- Duration
- Up to 180 days initially.
- Eligibility
- Surviving spouse or court-appointed personal representative of a deceased or mentally/physically disabled licensee; temporary operation for sale, recovery/return, or training replacement personnel. Spouse license lapses when a representative receives a license.
- Restrictions
- Commissioner may limit authority or require a licensed agent/insurer sponsor; license ends when business is disposed of and may be revoked to protect insureds and the public.
Official no-examination sources
Effective from 2026-09-22.
- K.S.A. 40-4907
40-4907(a), examination waiver
- K.S.A. 40-4907
40-4907(a)(1)