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California Life Insurance — License Examination Requirements

US-CA · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

estate certificate of convenience

Certificate of convenience to administer the business of a life agent who has died or has been declared incompetent by a court.

Licensing authority: California Department of Insurance

Estate certificate of convenience issuance
No examination is required for this applicant pathway.
Duration
Expires on the first applicable event under section 1693. An application for the holder’s own permanent Life license is a different route and involves its qualifying examination.
Eligibility
Executor, administrator, eligible surviving spouse or heir, or conservator of the Life agent’s estate; Commissioner discretion applies.

Official no-examination sources

Effective from 2026-09-22.

military service certificate of convenience

Temporary certificate to conserve the business of a licensed natural person entering United States military service or an eligible organization.

Licensing authority: California Department of Insurance

Military certificate for conservation of an individual Life agency
No examination is required for this applicant pathway.
Duration
Terminates upon relicensure of the nominating licensee, subject to sections 1694 and 1722.
Nomination
Nominated by the permanent licensee who entered United States military service under section 1687.

Official no-examination sources

Effective from 2026-09-22.

Military certificate for an organizational Life agency
No examination is required for this applicant pathway.
Duration
Expires when a natural person qualifies for the permanent organizational license or six months after issuance, whichever is first.
Eligibility
Organization already holds a permanent license and the person entering military service is its only named natural person.

Official no-examination sources

Effective from 2026-09-22.

Life Settlement Broker

Includes ordinary broker licensure, the prior viatical-license pathway, and Life producer notification after one year.

Licensing authority: California Department of Insurance · Application information

Original Life Settlement Broker licensure
No examination is required for this applicant pathway.
Application
File the prescribed license application and fee; Commissioner may require information and deny issuance if contrary to the public interest.
Education
Individual broker completes at least 15 hours of approved life-settlement continuing education before operation, except the qualifying Life producer pathway.
Examination
The defining licensing requirements in section 10113.2(b)(1) prescribe application, fees and education, with no broker examination slot.

Official no-examination sources

Effective from 2026-09-22.

Life producer notification after at least one year of licensure
No examination is required for this applicant pathway.
Education
Section 10113.2(b)(1)(A) excludes qualifying subparagraph (D) Life producers from its 15-hour broker-education condition.
Notification
Notify the Commissioner within ten days of first operating as a broker, acknowledge statutory compliance, and pay the term fee.
Prior license
Licensed as a Life agent or California nonresident producer for at least one year; that licensure is an applicant condition.

Official no-examination sources

Effective from 2026-09-22.

Renew Life producer notification with the underlying Life license
No examination is required for this applicant pathway.
Renewal
Pay the producer-notification fee for each license term the producer intends to broker settlements; renewal occurs with the Life license expiration.
Underlying license
Keep the underlying Life license renewed under its separate route.

Official no-examination sources

Effective from 2026-09-22.

Annual Life Settlement Broker license renewal
No examination is required for this applicant pathway.
Renewal
Pay the annual renewal fee for each statutory license year; maintain applicable broker qualifications.

Official no-examination sources

Effective from 2026-09-22.

Licensure based on a viatical broker license held December 31, 2009
No examination is required for this applicant pathway.
Ongoing duties
Subject to all provisions of the Life settlements article.
Prior license
Licensed as a viatical settlement broker on December 31, 2009; section 10113.2(b)(1)(C) deems the holder qualified for Life Settlement Broker licensure.

Official no-examination sources

Effective from 2026-09-22.