Vermont Health Insurance — License Examination Requirements
US-VT · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Business Entity Producer
Business entity producer license; DFR specifies no lines of authority, and individual health producers remain separately licensed.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident business entity producer licensure
No examination is required for this applicant pathway.
- Application
- Uniform Business Entity Application and required fees; nonresident applications through NIPR.
- Designated Producer
- Designate an active licensed natural person responsible for compliance; each person selling health insurance remains individually licensed.
- Entity
- Corporation, association, partnership, limited liability company, limited liability partnership or other legal entity.
- Line Authority
- DFR states that entity licenses have no lines of authority and cannot be appointed by insurers.
- Residency
- Apply as a nonresident business entity.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813f — (b) As soon as practicable
- Vermont DFR Business Entity Producer
License Requirements — no lines or appointments
Business entity producer renewal
No examination is required for this applicant pathway.
- Designated Producer
- Maintain an active licensed natural-person DRLP and replace before termination to avoid simultaneous termination of the entity license.
- Renewal
- Renew before March 31 of odd years and pay fees.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813g — (b) An insurance producer license
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont DFR Apply Renew
Renew Your License — renewal period
- Vermont DFR Business Entity Producer
FAQ — fixed license term
Resident business entity producer licensure
No examination is required for this applicant pathway.
- Application
- Uniform Business Entity Application and required fees; nonresident applications through NIPR.
- Designated Producer
- Designate an active licensed natural person responsible for compliance; each person selling health insurance remains individually licensed.
- Entity
- Corporation, association, partnership, limited liability company, limited liability partnership or other legal entity.
- Implementation Statement
- DFR Business Entity Producer, Resident / Apply Online, states: "Residents must wait 48 hours after passing their producer examination before submitting an electronic application." Specific entity requirements are resolved under the higher-ranked § 4813f(b); the page demand is retained as an applicant condition.
- Line Authority
- DFR states that entity licenses have no lines of authority and cannot be appointed by insurers.
- Residency
- Apply as a resident business entity.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813f — (b) As soon as practicable
- Vermont DFR Business Entity Producer
License Requirements — no lines or appointments
- Vermont DFR Business Entity Producer
Resident — online examination statement
Business Entity Limited Lines Credit Insurance Producer
Business entity limited credit form covering credit and mortgage disability under licensed supervision and training.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Designated Producer
- A natural person who is a full-time supervisor or owner, licensed as a full producer or limited credit producer and appointed by each insurer must be designated and certify understanding of the rule.
- Employee Training
- Employees or representatives selling under the entity license must be at least 18, competent and trustworthy, and complete required insurer training.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Insurer Certification
- Each insurer certifies trustworthiness, competence, compliant training and education, and intention to appoint; an entity officer signs the application.
- Residency
- Apply as a nonresident applicant.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2007-01: Business Entity Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Designated Producer
- A natural person who is a full-time supervisor or owner, licensed as a full producer or limited credit producer and appointed by each insurer must be designated and certify understanding of the rule.
- Employee Training
- Employees or representatives selling under the entity license must be at least 18, competent and trustworthy, and complete required insurer training.
- Insurer Certification
- Each insurer certifies trustworthiness, competence, compliant training and education, and intention to appoint; an entity officer signs the application.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- Regulation I-2007-01: Business Entity Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Designated Producer
- A natural person who is a full-time supervisor or owner, licensed as a full producer or limited credit producer and appointed by each insurer must be designated and certify understanding of the rule.
- Employee Training
- Employees or representatives selling under the entity license must be at least 18, competent and trustworthy, and complete required insurer training.
- Insurer Certification
- Each insurer certifies trustworthiness, competence, compliant training and education, and intention to appoint; an entity officer signs the application.
- Residency
- Apply as a resident applicant.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2007-01: Business Entity Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
Limited Lines Credit Insurance Producer
Individual credit-insurance producer form, including credit disability and mortgage disability.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Residency
- Apply as a nonresident applicant.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2007-02: Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- Regulation I-2007-02: Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Submit Chapter 131 application and fees.
- Appointment
- Be appointed by each insurer for which credit insurance is sold.
- Residency
- Apply as a resident applicant.
- Rule Reading
- Read and understand the applicable credit producer regulation.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2007-02: Limited Lines Producer License for Credit Insurance
Section 6 — complete licensing requirements
Business Entity Limited Lines Producer License for Rental Car Insurance
Business entity rental-car form including accident medical expenses and emergency sickness protection.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Designated Producer
- Designate a licensed limited-lines natural person familiar with the rule and appointed by the insurer to ensure entity compliance.
- Employee Training
- Employees and representatives at least 18 and trained before sales under the entity license.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Insurer Certification
- Insurer officer certifies trustworthiness and competence, reviews compliant employee training and undertakes appointment.
- Residency
- Apply as a nonresident applicant.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2002-02: Business Entity Limited Lines Producer License for Rental Car Insurance
Section 6 — complete entity licensing requirements
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Designated Producer
- Designate a licensed limited-lines natural person familiar with the rule and appointed by the insurer to ensure entity compliance.
- Employee Training
- Employees and representatives at least 18 and trained before sales under the entity license.
- Insurer Certification
- Insurer officer certifies trustworthiness and competence, reviews compliant employee training and undertakes appointment.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- Regulation I-2002-02: Business Entity Limited Lines Producer License for Rental Car Insurance
Section 6 — complete entity licensing requirements
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Designated Producer
- Designate a licensed limited-lines natural person familiar with the rule and appointed by the insurer to ensure entity compliance.
- Employee Training
- Employees and representatives at least 18 and trained before sales under the entity license.
- Insurer Certification
- Insurer officer certifies trustworthiness and competence, reviews compliant employee training and undertakes appointment.
- Residency
- Apply as a resident applicant.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Regulation I-2002-02: Business Entity Limited Lines Producer License for Rental Car Insurance
Section 6 — complete entity licensing requirements
Limited Lines Producer — Rental
Individual rental form including rental-period accident medical expenses and emergency sickness protection.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Residency
- Apply as a nonresident applicant.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Vermont DFR Travel Individual
License Requirements — individual rental form
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- Vermont DFR Travel Individual
License Requirements — individual rental form
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Chapter 131 application and fees; individuals at least 18, competent, trustworthy and financially responsible.
- Appointment
- Appointment by each insurer for which the licensee acts as agent.
- Coverage
- Insurance incidental to rentals of no more than 90 consecutive days, including accident medical expenses and emergency sickness.
- Residency
- Apply as a resident applicant.
Official no-examination sources
Effective from 2026-09-22.
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (f) At the discretion
- Vermont DFR Travel Individual
License Requirements — individual rental form
Temporary Insurance Producer License — Accident and Health or Sickness
Temporary insurance-business servicing authority under § 4813k for at most 180 days.
Licensing authority: Vermont Department of Financial Regulation · Application information
Temporary licensure — Surviving spouse or court appointed personal representative
No examination is required for this applicant pathway.
- Applicant Case
- Producer dies or becomes mentally or physically disabled; allow time to sell the business, recover or return, or train and license replacement personnel.
- Duration
- At most 180 days; cannot continue after the business is disposed of.
- Necessity
- Commissioner deems temporary licensure necessary to service an insurance business.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor responsible for the licensee’s acts, impose protective conditions or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813k
Temporary licensure — Member or employee of a licensed business entity
No examination is required for this applicant pathway.
- Applicant Case
- Death or disability of the individual designated in the entity application or license.
- Duration
- At most 180 days; cannot continue after the business is disposed of.
- Necessity
- Commissioner deems temporary licensure necessary to service an insurance business.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor responsible for the licensee’s acts, impose protective conditions or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813k
Temporary licensure — Designee for active military service
No examination is required for this applicant pathway.
- Applicant Case
- The producer enters active service in the United States Armed Forces.
- Duration
- At most 180 days; cannot continue after the business is disposed of.
- Necessity
- Commissioner deems temporary licensure necessary to service an insurance business.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor responsible for the licensee’s acts, impose protective conditions or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813k
Temporary licensure — Other public interest servicing
No examination is required for this applicant pathway.
- Applicant Case
- Commissioner determines that issuance best serves the public interest.
- Duration
- At most 180 days; cannot continue after the business is disposed of.
- Necessity
- Commissioner deems temporary licensure necessary to service an insurance business.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor responsible for the licensee’s acts, impose protective conditions or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813k
Limited Lines Travel Insurance Producer — Business Entity
Business entity limited travel form for sickness, accident, disability or death during travel.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Residency
- Apply as a nonresident applicant.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (c) A person who applies
- Regulation I-2016-02: Business Entity Limited Lines Producer for Travel Insurance License
Section 3(B)(7) — examination and CE exemption
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Residency
- Apply as a resident applicant.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (c) A person who applies
- Regulation I-2016-02: Business Entity Limited Lines Producer for Travel Insurance License
Section 3(B)(7) — examination and CE exemption
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions
Limited Lines Travel Insurance Producer — Individual
Individual limited travel form for sickness, accident, disability or death during travel.
Licensing authority: Vermont Department of Financial Regulation · Application information
Nonresident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Home License
- Hold corresponding home-state resident authority in good standing and meet reciprocity; § 4813h(d) permits a nonresident limited license with the home license’s restricted scope.
- Residency
- Apply as a nonresident applicant.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (c) A person who applies
- Regulation I-2016-02: Business Entity Limited Lines Producer for Travel Insurance License
Section 3(B)(7) — examination and CE exemption
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813h — (d) Notwithstanding
Limited lines renewal
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Renewal
- Renew before March 31 of odd years and pay fees; maintain appointments and any required responsible producer designation.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4798 — (b)(1) All licenses
- Vermont Insurance Licensing Information Bulletin
Page 5 — limited-lines examination waiver
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions
Resident limited lines licensure
No examination is required for this applicant pathway.
- Application
- Prescribed application and fees; sell through a licensed insurer.
- Coverage
- Personal risks incident to planned travel; excludes comprehensive major medical plans for trips of at least six months.
- Designated Producer
- Designate a licensed individual employee responsible for travel-insurance compliance.
- Fingerprints
- DRLP and controlling officers comply with applicable resident-state producer fingerprinting requirements.
- Residency
- Apply as a resident applicant.
- Retailer Register
- When operating through retailers, maintain and update the retailer register annually and certify compliance with 18 U.S.C. § 1033.
- Training
- Retailer personnel receive instruction on products, ethical sales and disclosures.
Official no-examination sources
Effective from 2026-09-22.
- 8 V.S.A. Chapter 131: Licensing Requirements
8 V.S.A. § 4813i — (c) A person who applies
- Regulation I-2016-02: Business Entity Limited Lines Producer for Travel Insurance License
Section 3(B)(7) — examination and CE exemption
- 8 V.S.A. Chapter 148: Travel Insurance
§ 7124(a)-(b) — licensing and retailer conditions