Utah Health Insurance — License Examination Requirements
US-UT · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Agency Producer License (Accident and Health Insurance)
Producer authority for accident and health insurance under Utah Code 31A-23a-106(2)(a)(iii). Individual and agency licenses are distinct; restored or renewed licenses retain their original identity.
Licensing authority: Utah Insurance Department · Application information
Add accident and health authority to an agency license
- Designations
- Designate individuals licensed for the same authority; the agency itself is not a natural-person examination applicant.
- Status
- Hold an active agency producer license and request the additional authority through Sircon or NIPR.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-7, new license or additional authority
Agency reinstatement after incomplete renewal
- Application
- Submit the Department form by facsimile or PDF email until an electronic option exists; complete all renewal requirements within one year and pay reinstatement fees.
- Cause
- Agency became inactive because the renewal application was incomplete.
Official no-examination sources
Effective from 2026-09-22.
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(1)-(4), reinstatement of an inactive license
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(5)(a)(iii), incomplete-renewal application
Agency reinstatement within one year of lapse
- Deadline
- Reinstate within one year after expiration; pay reinstatement fees and meet renewal requirements.
- Designations
- Restore all designee associations and arrange insurer appointments before resuming business; expiry remains the original scheduled date.
Official no-examination sources
Effective from 2026-09-22.
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(1)-(4), reinstatement of an inactive license
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Agency new application after more than one year inactive
- Application
- Meet the agency application, character, fee and responsible-individual requirements; for a nonresident agency the active home-state license requirements also apply.
- Inactive period
- An agency not reinstated within one year must apply as a new license applicant.
Official no-examination sources
Effective from 2026-09-22.
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(1)-(4), reinstatement of an inactive license
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Agency new application after revocation or surrender in lieu of action
- Application
- Meet the agency initial application and character requirements and designate appropriately licensed individuals; nonresident agencies must meet applicable home-state requirements.
- Disciplinary reapplication
- Respect the waiting period in the order or agreement under 31A-23a-111(8); when none is stated the five-year prohibition applies unless the commissioner expressly approves.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-111(8), new application after revocation or surrender in lieu of action
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Nonresident agency reinstatement after home state license inactivation
- Application
- Use the Department form by facsimile or PDF email until an electronic option exists; meet reinstatement deadlines, pay fees, and redesignate licensed individuals.
- Home license
- Restore an active similar agency license in the home or designated home state, in good standing.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-109(1)(a), nonresident licensing waiver
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(1)-(4), reinstatement of an inactive license
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Nonresident agency licensure by reciprocity
- Application
- Submit the proper application, fees and jurisdictional agreement; identify the responsible licensed individual.
- Home license
- Hold an active similar agency producer license in the home or designated home state in good standing.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-301, agency license
- Utah Code, Title 31A, Chapter 23a
31A-23a-109(1)(a), nonresident licensing waiver
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Agency active license renewal
- Application
- Renew online before expiration and pay fees; agency renewal is every two years at the end of the applicable month.
- Continuing education
- 31A-23a-202 applies only to individual producers and consultants; designees maintain their own licenses.
- Designations
- Maintain the designated responsible licensed individual and appropriate designees.
Official no-examination sources
Effective from 2026-09-22.
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-9(1), renewal of an active license
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Resident agency initial licensure
- Designations
- Act only through individually licensed designees with the corresponding authority.
- Entity
- Provide entity identity, federal employer identification number, owners/officers/directors and designated responsible licensed individual; pay fees and meet agency character requirements.
- Examination
- 31A-23a-108 examination requirements apply only to natural persons.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-301, agency license
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Agency reinstatement after voluntary surrender
- Application
- Submit the Department form by facsimile or PDF email until the electronic option exists; pay the reinstatement fee and meet agency renewal requirements.
- Deadline
- Reinstate within the same license period and within one year after surrender.
- Designations
- Complete required appointments and designations before resuming business.
Official no-examination sources
Effective from 2026-09-22.
- Utah Administrative Code R590-244, Individual and Agency Licensing Requirements
R590-244-10(6), reinstatement following voluntary surrender
- Utah Code, Title 31A, Chapter 23a
31A-23a-104(5), agency initial and renewal applications
- Utah Code, Title 31A, Chapter 23a
31A-23a-108(3), application only to natural persons
Temporary Agency Producer License (Accident and Health Insurance)
Producer authority for accident and health insurance under Utah Code 31A-23a-106(2)(a)(iii). Temporary license under 31A-23a-114, limited to 180 days and subject to commissioner-imposed restrictions.
Licensing authority: Utah Insurance Department · Application information
Agency member or employee temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- A designated individual of the licensed business entity died or became disabled; the applicant is a member or employee of that agency.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Military service designee temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The statutory applicant class is the designee of a licensed agency entering active service in the armed forces of the United States of America under 31A-23a-114(1)(b)(iii); the commissioner determines eligibility and protective conditions.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Other public interest circumstance temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The commissioner considers that issuing a temporary license will best serve the public interest under 31A-23a-114(1)(a)(ii).
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Surviving spouse or court appointed personal representative temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The applicant is the surviving spouse or court-appointed personal representative of a licensee who dies or acquires a mental or physical disability; adequate time is needed to sell the business, recover/return, or train and license replacement personnel.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Temporary Individual Producer License (Accident and Health Insurance)
Producer authority for accident and health insurance under Utah Code 31A-23a-106(2)(a)(iii). Temporary license under 31A-23a-114, limited to 180 days and subject to commissioner-imposed restrictions.
Licensing authority: Utah Insurance Department · Application information
Agency member or employee temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- A designated individual of the licensed business entity died or became disabled; the applicant is a member or employee of that agency.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Military service designee temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The statutory applicant class is the designee of a licensed agency entering active service in the armed forces of the United States of America under 31A-23a-114(1)(b)(iii); the commissioner determines eligibility and protective conditions.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Other public interest circumstance temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The commissioner considers that issuing a temporary license will best serve the public interest under 31A-23a-114(1)(a)(ii).
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants
Surviving spouse or court appointed personal representative temporary licensure
- Accounts
- 31A-23a-114 does not apply where the deceased or disabled licensee had no ownership interest in the serviced accounts and expiration lists; temporary authority does not continue after disposition of the business.
- Commissioner discretion
- The commissioner may require a suitable licensed sponsor who assumes responsibility, impose other protective requirements, restrict authority, or revoke the temporary license if the public or insureds are endangered.
- Duration
- No more than 180 days; statutory authority expressly permits issuance without examination.
- Eligibility
- The applicant is the surviving spouse or court-appointed personal representative of a licensee who dies or acquires a mental or physical disability; adequate time is needed to sell the business, recover/return, or train and license replacement personnel.
Official no-examination sources
Effective from 2026-09-22.
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i), temporary license authorization before page break
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(a)(i)(C)-(ii), temporary licensing without examination
- Utah Code, Title 31A, Chapter 23a
31A-23a-114(1)(b), eligible temporary-license applicants