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New Hampshire Health Insurance — License Examination Requirements

US-NH · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Accident and Health or Sickness

Business entity producer authority, including financial institutions; the entity designates licensed responsible producers covering its lines of authority.

Licensing authority: New Hampshire Insurance Department · Application information

Business entity amendment adding Accident and Health authority
No examination is required for this applicant pathway.
Application
Apply electronically to add the line and pay the $50 amendment fee.
Home State License
Nonresident entity must also hold that authority in the resident state.
Responsible Producer
DRLPs must already hold the line of authority being added.

Official no-examination sources

Effective from 2026-09-22.

Business entity reapplication following expiration
No examination is required for this applicant pathway.
Application
NHID does not accept late renewals; submit a new entity application meeting RSA 402-J:6, II and, for a nonresident entity, RSA 402-J:8.
Fees
Pay applicable entity reapplication or reinstatement fees; the individual 24-month statutory exemption is not inferred to apply to an entity.
Responsible Producer
Designate licensed producers covering all requested entity lines.

Official no-examination sources

Effective from 2026-09-22.

Business entity renewal
No examination is required for this applicant pathway.
Application
Renew electronically; update a responsible producer separately from renewal when necessary.
Home State License
Nonresident entities retain the requested home-state lines and reciprocal eligibility.
Renewal
Maintain responsible licensed producers for the entity's lines and pay renewal fees; business entities expire May 31 and renew for two years.

Official no-examination sources

Effective from 2026-09-22.

Financial institution business entity producer licensure
No examination is required for this applicant pathway.
Application
Ins 3202.02 requires a department application, certified charter, officer certification of the board resolution and a list of officers directly involved in sales.
Institution
Financial institution engaging in covered insurance sales; RSA 406-C:3 directs the institution and its selling employees to RSA 402-J licensing.
Responsible Producer
At least one responsible officer and all persons conducting insurance sales must hold individual licenses for the appropriate lines; the institution follows business entity licensing, without an entity examination.
Text Limitation
The obtained official Ins 3202.02(b) lists three items and ends with "and" before its filing history; no unprinted additional document is inferred.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit uniform business entity application and pay fees.
Home State License
The business entity must hold the requested line in its resident state and satisfy reciprocal nonresident licensing requirements.
Responsible Producer
Designate licensed responsible producer(s) whose licenses cumulatively cover all lines the entity seeks; individual licenses are conditions of the entity application, not its exam leaves.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit uniform business entity application and pay fees.
Responsible Producer
Designate licensed responsible producer(s) whose licenses cumulatively cover all lines the entity seeks; individual licenses are conditions of the entity application, not its exam leaves.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Producer License — Limited Accident and Health Authority

Reciprocal limited lines producer authority restricted to the accident and health scope already authorized by the applicant's home-state limited license.

Licensing authority: New Hampshire Insurance Department · Application information

Reciprocal nonresident limited Accident and Health licensure
No examination is required for this applicant pathway.
Application
Submit the application/request and required fees.
Home State License
Hold a home-state limited lines license whose scope is a restricted subset of Accident and Health authority.
Reciprocity
Meet RSA 402-J:8, I(a)-(d), including good standing and reciprocal home-state recognition.
Scope
NH grants the same limited scope as the home-state license; this does not confer the full major line.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited Accident and Health reinstatement or reapplication
No examination is required for this applicant pathway.
Application
Use NHID new/initial application after expiration; preserve reciprocal limited scope.
Home State License
Hold the applicable limited home-state resident license in good standing.
Individual Reinstatement
For an individual within 24 months, RSA 402-J:7, III permits reinstatement without written examination with double the unpaid renewal fee; beyond that period reciprocal initial requirements apply.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited Accident and Health renewal
No examination is required for this applicant pathway.
Reciprocity
Maintain reciprocal eligibility; home-state termination terminates NH nonresident authority unless a timely residency change is filed.
Renewal
Pay fees and retain a home-state resident license in good standing with the same limited scope.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License — Accident and Health or Sickness

Discretionary temporary producer authority for at most 180 days to service an insurance business under RSA 402-J:11.

Licensing authority: New Hampshire Insurance Department · Application information

Temporary licensure following death or disability
No examination is required for this applicant pathway.
Discretion
Commissioner must deem the license necessary to service an insurance business.
Duration
At most 180 days; no examination required. The license cannot continue after the business is disposed of.
Eligibility
Member or employee of a licensed producer business entity following death or disability of its designated individual.
Protection
Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure during military service
No examination is required for this applicant pathway.
Discretion
Commissioner must deem the license necessary to service an insurance business.
Duration
At most 180 days; no examination required. The license cannot continue after the business is disposed of.
Eligibility
Designee of a licensed insurance producer entering active United States armed forces service.
Protection
Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure in the public interest
No examination is required for this applicant pathway.
Discretion
Commissioner must deem the license necessary to service an insurance business.
Duration
At most 180 days; no examination required. The license cannot continue after the business is disposed of.
Eligibility
Other circumstances in which the commissioner determines issuance best serves the public interest.
Protection
Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.

Official no-examination sources

Effective from 2026-09-22.