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Illinois Health Insurance — License Examination Requirements

US-IL · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer — Accident and Health or Sickness

Producer business entity license; the entity designates a licensed individual responsible for compliance.

Licensing authority: Illinois Department of Insurance · Application information

Elect inactive status because government employment creates a conflict
No examination is required for this applicant pathway.
Government Employment
Government employment creates a conflict of interest with holding the license.
Notice And Fee
Notify the Director in writing on prescribed forms and pay applicable renewal fees.
Period
Two years inactive, extendable to a cumulative four-year period; four years or more requires new-applicant standards for restoration.
Practice
This route records inactive status of the same license; it is not active authority to transact insurance.

Official no-examination sources

Effective from 2003-07-01.

Nonresident business entity application when its home state does not license entities
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Home State
Home state does not license business entities; IDOI identifies the NIPR Non-Resident License (No Home State) application.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Initial reciprocal nonresident business entity producer licensure
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Home State License
Licensed in good standing as a resident business entity in the home state; reciprocal treatment under Section 500-40.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Nonresident business entity producer renewal
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Renewal
Renew electronically through NIPR and pay the applicable biennial entity fee.
Residency
Nonresident entity.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Restore inactive business entity license
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Inactive Basis
Government employment creates a conflict under Section 500-120; file the prescribed restoration application with $100 plus the applicable current fee.
Inactive Duration
At four years or more inactive, meet all new-applicant business-entity standards; the entity’s designated licensed individual remains required.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2003-07-01.

Reapply for business entity license after a lapse longer than one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Implementation Statement
IDOI states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." Section 500-30(c) requires a licensed designated individual rather than an examination of the entity.
Lapse Window
Expired longer than one year; the entity satisfies its own application and DRLP requirements under Section 500-30(c).
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Reinstate business entity license within one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Lapse Window
Expired within one year; IDOI accepts reinstatement through NIPR and assesses applicable fee penalties.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Initial resident business entity producer licensure
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Residence
Illinois resident business entity.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Resident business entity producer renewal
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application, applicable business-entity fee and electronic NIPR submission.
Contact Information
Provide an email address and report changes within 30 days under 50 Ill. Adm. Code 3121.10(f)–(g).
Designated Producer
Designate at least one DRLP with an active Illinois resident or nonresident producer license; the individual must be an owner, member, partner, officer or director responsible for the entity’s compliance. The designated individual’s license is a condition of the entity route.
Renewal
Renew electronically through NIPR and pay the applicable biennial entity fee.
Residency
Resident entity.
Term
Business entity license expires May 31 biennially under 50 Ill. Adm. Code 3121.40(a).

Official no-examination sources

Effective from 2002-01-01.

Business Entity Limited Lines Producer — Credit Accident and Health

Business entity limited credit insurance license with a designated licensed individual.

Licensing authority: Illinois Department of Insurance · Application information

Continue a limited credit insurance business entity license
No examination is required for this applicant pathway.
Application
Apply on the Director’s specified form; appointing credit insurance company pays the prescribed application fee.
Continuation
Maintain the designated in-force licensed individual and appointment, and pay applicable fees under Section 500-100.
Designated Individual
Designate an individual with an in-force limited-lines license under Section 500-100(a)(8), responsible for the entity’s compliance with applicable credit-insurance laws and regulations.
Exemption
Section 500-100(h) exempts limited-lines producers under that section from Section 500-30.
Representation Restriction
Entity cannot hold itself or employees out as insurers, producers, agents or brokers except as specifically authorized by Section 500-100(a)(8) or (g-5).
Scope
Credit life and credit accident and health and other Director-approved credit insurance policies authorized under Section 500-100(g-5).

Official no-examination sources

Effective from 2015-06-01.

Elect inactive status because government employment creates a conflict
No examination is required for this applicant pathway.
Government Employment
Government employment creates a conflict of interest with holding the license.
Notice And Fee
Notify the Director in writing on prescribed forms and pay applicable renewal fees.
Period
Two years inactive, extendable to a cumulative four-year period; four years or more requires new-applicant standards for restoration.
Practice
This route records inactive status of the same license; it is not active authority to transact insurance.

Official no-examination sources

Effective from 2015-06-01.

Initial limited credit insurance business entity license
No examination is required for this applicant pathway.
Application
Apply on the Director’s specified form; appointing credit insurance company pays the prescribed application fee.
Designated Individual
Designate an individual with an in-force limited-lines license under Section 500-100(a)(8), responsible for the entity’s compliance with applicable credit-insurance laws and regulations.
Exemption
Section 500-100(h) exempts limited-lines producers under that section from Section 500-30.
Representation Restriction
Entity cannot hold itself or employees out as insurers, producers, agents or brokers except as specifically authorized by Section 500-100(a)(8) or (g-5).
Scope
Credit life and credit accident and health and other Director-approved credit insurance policies authorized under Section 500-100(g-5).

Official no-examination sources

Effective from 2015-06-01.

Nonresident limited credit insurance business entity licensing
No examination is required for this applicant pathway.
Application
Apply on the Director’s specified form; appointing credit insurance company pays the prescribed application fee.
Designated Individual
Designate an individual with an in-force limited-lines license under Section 500-100(a)(8), responsible for the entity’s compliance with applicable credit-insurance laws and regulations.
Exemption
Section 500-100(h) exempts limited-lines producers under that section from Section 500-30.
Home Authority
Home-state limited-lines business entity in good standing; Illinois grants the same scope under Section 500-40(e), subject to reciprocal Section 500-40(a) requirements.
Representation Restriction
Entity cannot hold itself or employees out as insurers, producers, agents or brokers except as specifically authorized by Section 500-100(a)(8) or (g-5).
Scope
Credit life and credit accident and health and other Director-approved credit insurance policies authorized under Section 500-100(g-5).

Official no-examination sources

Effective from 2015-06-01.

Restore inactive limited credit insurance business entity license
No examination is required for this applicant pathway.
Application
Apply on the Director’s specified form; appointing credit insurance company pays the prescribed application fee.
Designated Individual
Designate an individual with an in-force limited-lines license under Section 500-100(a)(8), responsible for the entity’s compliance with applicable credit-insurance laws and regulations.
Exemption
Section 500-100(h) exempts limited-lines producers under that section from Section 500-30.
Inactive Status
Government-employment conflict; restoration form, $100 and applicable fee; at four years or more meet all new-applicant limited credit entity requirements.
Representation Restriction
Entity cannot hold itself or employees out as insurers, producers, agents or brokers except as specifically authorized by Section 500-100(a)(8) or (g-5).
Scope
Credit life and credit accident and health and other Director-approved credit insurance policies authorized under Section 500-100(g-5).

Official no-examination sources

Effective from 2015-06-01.

Reapply for a limited credit insurance business entity license after termination
No examination is required for this applicant pathway.
Application
Apply on the Director’s specified form; appointing credit insurance company pays the prescribed application fee.
Designated Individual
Designate an individual with an in-force limited-lines license under Section 500-100(a)(8), responsible for the entity’s compliance with applicable credit-insurance laws and regulations.
Exemption
Section 500-100(h) exempts limited-lines producers under that section from Section 500-30.
Representation Restriction
Entity cannot hold itself or employees out as insurers, producers, agents or brokers except as specifically authorized by Section 500-100(a)(8) or (g-5).
Scope
Credit life and credit accident and health and other Director-approved credit insurance policies authorized under Section 500-100(g-5).
Termination
Submit a new appointment application and satisfy the entity conditions after license termination. Section 500-70(g) imposes three-year ineligibility after revocation or denial.

Official no-examination sources

Effective from 2015-06-01.

Limited Lines Producer — Health Insurance

Limited health authority includes industrial accident and health, public-aid or Medicare HMO enrollment, limited health care plans, and credit accident and health.

Licensing authority: Illinois Department of Insurance · Application information

Continue the perpetual limited health lines license
No examination is required for this applicant pathway.
Annual Payment
Appointing organization pays the respective fee before January 1 each year and submits required documents.
Exemption
The license remains exempt from Section 500-30 under Section 500-100(h).
Termination
Failure to pay or submit documents immediately terminates the affected limited-lines license; insurer or licensee may also terminate it.

Official no-examination sources

Effective from 2002-01-01.

Initial limited lines license: Credit accident and health insurance
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Authorized Class
Credit life and credit accident and health insurance and other Director-approved credit insurance policies; the credit insurer conducts basic product training for the applicant.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Minimum Age
At least 18 years old.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2002-01-01.

Initial limited lines license: Public aid or Medicare HMO enrollment
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Authorized Class
Enrollment of recipients of public aid or Medicare in a health maintenance organization.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Minimum Age
At least 18 years old.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2002-01-01.

Elect inactive status because government employment creates a conflict
No examination is required for this applicant pathway.
Government Employment
Government employment creates a conflict of interest with holding the license.
Notice And Fee
Notify the Director in writing on prescribed forms and pay applicable renewal fees.
Period
Two years inactive, extendable to a cumulative four-year period; four years or more requires new-applicant standards for restoration.
Practice
This route records inactive status of the same license; it is not active authority to transact insurance.

Official no-examination sources

Effective from 2003-07-01.

Initial limited lines license: Industrial accident and health insurance
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Authorized Class
Industrial accident and health insurance as defined in 215 ILCS 5/368.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Minimum Age
At least 18 years old.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2002-01-01.

Initial limited lines license: Limited health care plan
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Authorized Class
A limited health care plan issued by an organization authorized under the Limited Health Service Organization Act.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Minimum Age
At least 18 years old.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2002-01-01.

Nonresident limited lines licensure based on home state authority
No examination is required for this applicant pathway.
Home Authority
Home-state limited-lines producer license in good standing, including health authority narrower than the corresponding major line.
Reciprocity
Satisfy Section 500-40(a), including reciprocity, the proper application and applicable fee.
Scope
Illinois grants the same limited scope authorized by the home-state license; other-state licensing and examination evidence remain applicant conditions.

Official no-examination sources

Effective from 2002-01-01.

Restore inactive limited health lines authority
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Inactive Basis
Government-employment conflict under Section 500-120; restoration form, $100 and current applicable fee.
Inactive Period
Four years or more requires the limited-lines new-applicant standards; Section 500-100(h) exempts those standards from Section 500-30.
Minimum Age
At least 18 years old.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2003-07-01.

New limited health lines application after termination
No examination is required for this applicant pathway.
Appointment And Application
A designee of the appointing insurer, HMO or LHSO submits the Director’s form and the appointing organization pays the prescribed fee.
Exemption
215 ILCS 5/500-100(h) exempts licenses issued under that section from Section 500-30; no licensing examination is imposed by that section.
Fitness
Director considers the applicant competent, trustworthy and of good business reputation.
Minimum Age
At least 18 years old.
Prior Termination
After termination for unpaid fees or missing documents, submit a new appointment application under Section 500-100.
Revocation Condition
If the prior license was revoked or an application denied, Section 500-70(g)’s three-year ineligibility also applies.
Term
Perpetual limited-lines license remains effective while the appointing organization pays the annual fee and required documents are filed, unless suspended, revoked or terminated.

Official no-examination sources

Effective from 2002-01-01.

Nonresident Insurance Producer — Accident and Health or Sickness

Nonresident individual producer license based on reciprocal home-state licensure.

Licensing authority: Illinois Department of Insurance · Application information

Add home state accident and health authority to nonresident license
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home Authority Timing
IDOI asks that the new line have been on the home-state record for at least five days before applying.
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.

Official no-examination sources

Effective from 2002-01-01.

Convert an Illinois resident license after moving out
No examination is required for this applicant pathway.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Conversion
IDOI converts the resident license to nonresident at no charge within the 30-day window for the remainder of the resident term; otherwise make a new nonresident application and pay the fee.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
New Home License
Obtain resident licensure in the new home state and provide certification within 30 days after changing legal residence.

Official no-examination sources

Effective from 2002-01-01.

Elect inactive status because government employment creates a conflict
No examination is required for this applicant pathway.
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Government Employment
Government employment creates a conflict of interest with holding the license.
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Notice And Fee
Notify the Director in writing on prescribed forms and pay applicable renewal fees.
Period
Two years inactive, extendable to a cumulative four-year period; four years or more requires new-applicant standards for restoration.
Practice
This route records inactive status of the same license; it is not active authority to transact insurance.

Official no-examination sources

Effective from 2003-07-01.

Continue nonresident producer licensure during military service
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Military Service
Notify Director of military entry while holding a nontemporary license in force; Section 3110.10(a) continues it without renewal application or further fee until honorable discharge.
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.

Official no-examination sources

Effective from 2002-01-01.

Restore inactive nonresident producer license after four years or more
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Inactive Period
four years or more inactive after a government-employment conflict.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.
Restoration Application
Submit restoration form with $100 and applicable current fee; at four years or more satisfy new-applicant standards, including the reciprocal waiver for a qualifying home-state license.

Official no-examination sources

Effective from 2003-07-01.

Restore inactive nonresident producer license after less than four years
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Inactive Period
less than four years inactive after a government-employment conflict.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.
Restoration Application
Submit restoration form with $100 and applicable current fee; at four years or more satisfy new-applicant standards, including the reciprocal waiver for a qualifying home-state license.

Official no-examination sources

Effective from 2003-07-01.

New nonresident reciprocal application after a lapse longer than one year
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Implementation Statement
IDOI Reinstate a Producer License states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." The controlling reciprocal waiver governs qualifying nonresident applicants.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
Lapse Window
Expired longer than one year. Section 500-90(a) waives requirements outside Section 500-40 for a valid home-state license and reciprocity.
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.

Official no-examination sources

Effective from 2002-01-01.

Initial nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.

Official no-examination sources

Effective from 2002-01-01.

Reinstate a lapsed nonresident producer license within 12 months
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
Lapse Window
Within 12 months after renewal-fee due date; pay the penalty and satisfy applicable continuing education.
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.

Official no-examination sources

Effective from 2002-01-01.

Nonresident producer renewal
No examination is required for this applicant pathway.
Application
Transmit the home-state application or completed Uniform Application and pay the applicable fee; file via NIPR.
Contact Information
Provide an email address at application and report email changes within 30 days under 50 Ill. Adm. Code 3121.30(c).
Continuing Education
Home-state continuing-education satisfaction satisfies Illinois requirements if the home state reciprocates.
Controlled Business
Under Section 500-125, a producer license may not be granted or extended if controlled-business premiums exceed premiums on other insurance business during the prescribed preceding or prospective period.
Education Reporting Delay
Allow five business days for the Department to receive and distribute reported prelicensing and continuing-education documentation before applying or renewing under 50 Ill. Adm. Code 3121.30(b).
Home License
Currently licensed as a resident in good standing for the requested accident and health authority in the home state.
Home State Examination
Certification of a home-state examination is prior/home-state licensing evidence; another state’s own examination is not an Illinois route leaf.
Initial Term
A first-time individual license has a prorated fee and a birth-month biennial expiration date, 18 to 29 months after issuance, under 50 Ill. Adm. Code 3121.30(a).
License Discipline
Issuance and renewal remain subject to Section 500-70 grounds, including truthfulness, compliance, rehabilitation for felony convictions, trustworthiness, financial responsibility, child-support orders and state tax obligations.
Limited Health Service Plans
215 ILCS 130/3005 permits a limited insurance representative or an accident and health producer under Article XXXI to solicit and place LHSO coverage.
Long Term Care Training
For selling, soliciting or negotiating long-term care, hold accident and health producer authority and complete at least eight hours once plus four hours before each subsequent renewal; Section 2012.121(b)(1) allows a 12-month catch-up for missed ongoing training before repeating the eight-hour course. Training satisfied in any state qualifies under subsection (d).
Reciprocity
Home state awards nonresident producer licenses to Illinois residents on the same basis.
Renewal
File through NIPR and pay renewal fees.

Official no-examination sources

Effective from 2002-01-01.

Temporary Insurance Producer — Accident and Health

Temporary producer licensing for business continuity and for an applicant in insurer training.

Licensing authority: Illinois Department of Insurance · Application information

Renew a business continuity temporary license for an additional 180 days
No examination is required for this applicant pathway.
Application
Written prescribed application, supplements and information, with the initial temporary fee; renewal has no additional temporary fee.
Business Disposition
Temporary authority cannot continue after the owner or personal representative disposes of the business.
Director Discretion
Director must consider temporary licensing necessary to service the insurance business; authority may be limited or revoked to protect insureds and the public.
Duration
Up to 180 days, with a further 180-day renewal at the Director’s discretion.
Renewal
Director may renew for an additional 180 days without an examination; the qualifying continuity event and continued need must remain.
Sponsor
Director may require a suitable licensed producer or insurer sponsor that assumes responsibility.

Official no-examination sources

Effective from 2015-07-27.

Temporary business continuity license: Business entity continuity
No examination is required for this applicant pathway.
Applicant Category
Member or employee of a licensed producer business entity after death or disability of the designated individual.
Application
Written prescribed application, supplements and information, with the initial temporary fee; renewal has no additional temporary fee.
Business Disposition
Temporary authority cannot continue after the owner or personal representative disposes of the business.
Director Discretion
Director must consider temporary licensing necessary to service the insurance business; authority may be limited or revoked to protect insureds and the public.
Duration
Up to 180 days, with a further 180-day renewal at the Director’s discretion.
Sponsor
Director may require a suitable licensed producer or insurer sponsor that assumes responsibility.

Official no-examination sources

Effective from 2015-07-27.

Temporary business continuity license: Designee of a producer entering military service
No examination is required for this applicant pathway.
Applicant Category
Designee of a licensed producer entering active service in the United States armed forces.
Application
Written prescribed application, supplements and information, with the initial temporary fee; renewal has no additional temporary fee.
Business Disposition
Temporary authority cannot continue after the owner or personal representative disposes of the business.
Director Discretion
Director must consider temporary licensing necessary to service the insurance business; authority may be limited or revoked to protect insureds and the public.
Duration
Up to 180 days, with a further 180-day renewal at the Director’s discretion.
Sponsor
Director may require a suitable licensed producer or insurer sponsor that assumes responsibility.

Official no-examination sources

Effective from 2015-07-27.

Temporary business continuity license: Surviving spouse or personal representative
No examination is required for this applicant pathway.
Applicant Category
Surviving spouse or court-appointed personal representative of a deceased or disabled licensed producer; allow sale, recovery or training and licensing of replacement personnel.
Application
Written prescribed application, supplements and information, with the initial temporary fee; renewal has no additional temporary fee.
Business Disposition
Temporary authority cannot continue after the owner or personal representative disposes of the business.
Director Discretion
Director must consider temporary licensing necessary to service the insurance business; authority may be limited or revoked to protect insureds and the public.
Duration
Up to 180 days, with a further 180-day renewal at the Director’s discretion.
Sponsor
Director may require a suitable licensed producer or insurer sponsor that assumes responsibility.

Official no-examination sources

Effective from 2015-07-27.

90 day temporary producer license for an applicant in insurer training
No examination is required for this applicant pathway.
Application
Appointing insurance company files the prescribed application and temporary-license fee.
Director Discretion
Director may refuse insurer temporary licenses when more than half of that insurer’s holders failed to obtain permanent licenses in the specified six-month period.
Duration
90 days; an individual may hold only one applicant temporary producer license in a lifetime.
Education And Training
Otherwise meets the Article’s requirements, is enrolled in an appointing insurer’s training course or program, and is in the process of fulfilling Sections 500-25 and 500-30 prelicensing requirements during the temporary period.
Examination Timing
Section 500-65 expressly authorizes issuance without requiring an examination. Permanent licensure subsequently follows the ordinary resident examination route; completing that route is a condition of progression, not an examination for issuing this temporary license.

Official no-examination sources

Effective from 2002-01-01.