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Wyoming Casualty Insurance — Requirements & Free Practice

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Insurance Producer License — Casualty

Individual casualty line of authority, including insurer-underwritten bail-bond business. Agency representation and acting as a broker are capacities of this license under W.S. 26-9-213 and 26-9-224, not separate producer licenses.

Licensing authority: Wyoming Department of Insurance · Application information

Nonresident reapplication after the one year reinstatement period
No examination is required for this applicant pathway.
Application
Submit the proper request and required application (home-state application or uniform application) and pay the $150 nonresident fee; licensure remains subject to W.S. 26-9-211.
Fingerprinting
The Department states there is no fingerprinting requirement for nonresidents.
Home license
Currently licensed as a resident producer and in good standing in the home state for the same casualty authority; the home state must reciprocate Wyoming nonresident licensing.
Lapsed license
Former Wyoming casualty authority has been expired for more than one calendar year; reapply as a first-time nonresident under W.S. 26-9-208 and 26-9-215.
Other jurisdiction
Home-state licensing and any examination associated with that license are applicant conditions, not leaves referencing another state's examination.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper request and required application (home-state application or uniform application) and pay the $150 nonresident fee; licensure remains subject to W.S. 26-9-211.
Fingerprinting
The Department states there is no fingerprinting requirement for nonresidents.
Home license
Currently licensed as a resident producer and in good standing in the home state for the same casualty authority; the home state must reciprocate Wyoming nonresident licensing.
Other jurisdiction
Home-state licensing and any examination associated with that license are applicant conditions, not leaves referencing another state's examination.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within 12 months
No examination is required for this applicant pathway.
Continuing eligibility
Maintain the home-state producer license in good standing; W.S. 26-9-231(a) excludes nonresident producers from Wyoming continuing education.
Deadline
Within 12 months of the due date of the continuation fee.
Fees
Pay the continuation fee and an additional penalty equal to that fee.
License
Reinstate the same casualty producer license; the expiration date remains the one that would have applied to timely renewal.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Application
Submit the renewal and $150 fee by the biennial birth-month deadline.
Continuing education
W.S. 26-9-231(a) excludes nonresident insurance producers from Wyoming continuing education; satisfy any applicable home-state obligations.
License
Maintain a home-state producer license in good standing and the Wyoming casualty authority.

Official no-examination sources

Effective from 2026-09-22.

Resident issuance with prior same line licensing exemption
No examination is required for this applicant pathway.
Examination exemption
W.S. 26-9-209(a) expressly exempts this applicant from completing an examination.
Good standing
The prior state certifies good standing at cancellation, or the NAIC producer database indicates current or previous good standing for the requested line.
Prior authority
Previously licensed for the same casualty line in another state; either currently licensed there or Wyoming receives the application within 90 days of cancellation.
Resident application
Meet the non-examination resident application, fee and background-check requirements of W.S. 26-9-206.

Official no-examination sources

Effective from 2026-09-22.

Relocating producer becoming a Wyoming resident licensee
No examination is required for this applicant pathway.
Application
The Department directs the applicant to obtain a letter of clearance and submit it with a paper uniform individual-producer application and the applicable fee.
Deadline
Apply within 90 days after establishing Wyoming legal residence.
Examination
W.S. 26-9-209(b) expressly provides the no-examination route except where the commissioner determines otherwise by regulation. The Department's moving-into-Wyoming instructions implement transfer through clearance and application.
Prior authority
Licensed as a producer in another state and seeking the casualty authority previously held there.

Official no-examination sources

Effective from 2026-09-22.

Existing resident producer adding casualty authority

At least one of the following alternatives:

Age
At least 18 years of age.
Application
Submit a truthful and complete NAIC uniform application and pay the applicable casualty licensing fee ($100 for residents).
Background
The commissioner must find no statutory grounds for denial under W.S. 26-9-211. Disclose administrative actions and criminal matters and supply supporting records. The Department states that sentencing and fines must be complete and certain felony matters require written consent.
Bail bond scope
The Department's Bail Bond Licensing page states that individuals and firms issuing insurer-underwritten bail bonds must hold an insurance producer license with a casualty line of authority.
Capacity
Appointment by the insurer is required before acting as its agent; a producer acting as a broker is not required to become appointed. These are capacities of the ordinary producer license, not separate credentials.
Existing license
Already licensed as a Wyoming resident producer, adding casualty authority not previously held.
Fingerprinting
The Department's first-license fingerprinting rule states that fingerprints are required for resident applicants who are not already licensed; adding authority while already licensed does not trigger that first-license instruction.
Residency
Wyoming resident.
Score window
The Candidate Handbook, Overview, states: "Please note that the application process must be completed within one year of passing the examination."
Resident initial licensure by examination

At least one of the following alternatives:

Age
At least 18 years of age.
Application
Submit a truthful and complete NAIC uniform application and pay the applicable casualty licensing fee ($100 for residents).
Background
The commissioner must find no statutory grounds for denial under W.S. 26-9-211. Disclose administrative actions and criminal matters and supply supporting records. The Department states that sentencing and fines must be complete and certain felony matters require written consent.
Bail bond scope
The Department's Bail Bond Licensing page states that individuals and firms issuing insurer-underwritten bail bonds must hold an insurance producer license with a casualty line of authority.
Capacity
Appointment by the insurer is required before acting as its agent; a producer acting as a broker is not required to become appointed. These are capacities of the ordinary producer license, not separate credentials.
Fingerprinting
First-time resident applicants must submit fingerprints, information and permission for the criminal-history check after applying; applicant pays the background-check cost. The Department lists a $39 fingerprinting fee.
Residency
Wyoming resident.
Score window
The Candidate Handbook, Overview, states: "Please note that the application process must be completed within one year of passing the examination."
Resident reactivation after voluntary surrender

At least one of the following alternatives:

Age
At least 18 years of age.
Application
Submit a truthful and complete NAIC uniform application and pay the applicable casualty licensing fee ($100 for residents).
Background
The commissioner must find no statutory grounds for denial under W.S. 26-9-211. Disclose administrative actions and criminal matters and supply supporting records. The Department states that sentencing and fines must be complete and certain felony matters require written consent.
Bail bond scope
The Department's Bail Bond Licensing page states that individuals and firms issuing insurer-underwritten bail bonds must hold an insurance producer license with a casualty line of authority.
Capacity
Appointment by the insurer is required before acting as its agent; a producer acting as a broker is not required to become appointed. These are capacities of the ordinary producer license, not separate credentials.
Fingerprinting
First-time resident applicants must submit fingerprints, information and permission for the criminal-history check after applying; applicant pays the background-check cost. The Department lists a $39 fingerprinting fee.
Former license
A voluntarily surrendered Wyoming resident casualty producer license; the Department expressly requires licensing examination again for reactivation.
Residency
Wyoming resident.
Score window
The Candidate Handbook, Overview, states: "Please note that the application process must be completed within one year of passing the examination."
Resident reapplication after the one year reinstatement period

At least one of the following alternatives:

Age
At least 18 years of age.
Application
Submit a truthful and complete NAIC uniform application and pay the applicable casualty licensing fee ($100 for residents).
Background
The commissioner must find no statutory grounds for denial under W.S. 26-9-211. Disclose administrative actions and criminal matters and supply supporting records. The Department states that sentencing and fines must be complete and certain felony matters require written consent.
Bail bond scope
The Department's Bail Bond Licensing page states that individuals and firms issuing insurer-underwritten bail bonds must hold an insurance producer license with a casualty line of authority.
Capacity
Appointment by the insurer is required before acting as its agent; a producer acting as a broker is not required to become appointed. These are capacities of the ordinary producer license, not separate credentials.
Fingerprinting
The Department requires a new fingerprinting process and background check after the one-year reinstatement period.
Hardship
Under W.S. 26-9-207(d), military service or another extenuating circumstance may support a request to waive the examination, renewal procedures, fine or sanction; the currently offered examination remains a leaf while relief is an applicant condition.
Lapsed license
Former Wyoming casualty producer license has been expired for more than one calendar year.
Residency
Wyoming resident.
Score window
The Candidate Handbook, Overview, states: "Please note that the application process must be completed within one year of passing the examination."
Resident reinstatement within 12 months
No examination is required for this applicant pathway.
Continuing eligibility
Complete all applicable continuing education before reinstatement.
Deadline
Within 12 months of the due date of the continuation fee.
Fees
Pay the continuation fee and an additional penalty equal to that fee.
License
Reinstate the same casualty producer license; the expiration date remains the one that would have applied to timely renewal.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing education
Complete 24 continuing education hours per two-year period, including at least three ethics hours; up to 12 non-ethics carry-over hours may apply under Chapter 20.
Course assessments
Approved correspondence, online and independent-study courses require a monitored 70%-passing course exam under Chapter 20 Section 11(c). These are course-completion conditions, with no named independent licensing examination; webinars do not require a comprehensive final exam under Section 11(j).
Deadline
Renew every two years on the last day of the birth month through the prescribed continuation application and payment of the resident fee.
Hardship
Military service or another qualifying extenuating circumstance permits a request for waiver of renewal procedures under W.S. 26-9-207(d).
License
Hold a casualty producer license not revoked or suspended and remain in compliance with the Insurance Code.

Official no-examination sources

Effective from 2026-09-22.

Wyoming Property and Casualty Producer Examination

Examination outline
  • Property–General Knowledge I. TYPES OF POLICIES (22 scored questions)
    • A. Homeowners
    • A. Homeowners / 1. HO-2
    • A. Homeowners / 2. HO-3
    • A. Homeowners / 3. HO-4
    • A. Homeowners / 4. HO-5
    • A. Homeowners / 5. HO-6
    • A. Homeowners / 6. HO-8
    • B. Dwelling policies
    • B. Dwelling policies / 1. DP-1
    • B. Dwelling policies / 2. DP-2
    • B. Dwelling policies / 3. DP-3
    • C. Commercial lines
    • C. Commercial lines / 1. Commercial Package Policy (CPP)
    • C. Commercial lines / 2. Commercial property
    • C. Commercial lines / 2. Commercial property / a. Commercial building and business personal property form
    • C. Commercial lines / 2. Commercial property / b. Causes of loss forms
    • C. Commercial lines / 2. Commercial property / c. Business income
    • C. Commercial lines / 2. Commercial property / d. Extra expense
    • C. Commercial lines / 2. Commercial property / e. Equipment breakdown
    • C. Commercial lines / 3. Business Owners Policy (BOP)
    • C. Commercial lines / 4. Builders Risk
    • C. Commercial lines / 5. Cyber First-Party Coverage
    • D. Inland marine
    • D. Inland marine / 1. Personal Articles floaters
    • D. Inland marine / 2. Commercial Property floaters
    • E. National Flood Insurance Program
    • F. Others
    • F. Others / 1. Earthquake
    • F. Others / 2. Mobile Homes
    • F. Others / 3. Watercraft
    • F. Others / 4. Farm Owners
    • F. Others / 5. Windstorm
  • Property–General Knowledge II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Insurance
    • A. Insurance / 1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C. Risk / 1. Pure vs. Speculative Risk
    • D. Hazard
    • D. Hazard / 1. Moral
    • D. Hazard / 2. Morale
    • D. Hazard / 3. Physical
    • E. Peril
    • F. Loss
    • F. Loss / 1. Direct
    • F. Loss / 2. Indirect
    • G. Loss Valuation
    • G. Loss Valuation / 1. Actual cash value
    • G. Loss Valuation / 2. Replacement cost
    • G. Loss Valuation / 3. Market value
    • G. Loss Valuation / 4. Stated/agreed value
    • G. Loss Valuation / 5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q. Liability / 1. Absolute
    • Q. Liability / 2. Strict
    • Q. Liability / 3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
  • Property–General Knowledge III. POLICY PROVISIONS AND CONTRACT LAW (13 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Warranties, representations, and concealment
    • P. Sources of underwriting information
    • Q. Fair Credit Reporting Act
    • R. Privacy Protection (Gramm Leach Bliley)
    • S. Policy Application
    • T. Terrorism Risk Insurance Act (TRIA)
    • U. Territory
  • Casualty–General Knowledge I. TYPES OF POLICIES, BONDS, AND RELATED TERMS (23 scored questions)
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • Casualty–General Knowledge II. INSURANCE TERMS AND RELATED CONCEPTS (15 scored questions)
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • Casualty–General Knowledge III. POLICY PROVISIONS (12 scored questions)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • Property & Casualty–State I. WYOMING STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE (20 scored questions)
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Appointment — Ref: 26-2-102
    • A. Insurance Commissioner / 2. General powers and duties — Ref: 26-2-109 and 110
    • A. Insurance Commissioner / 3. Examinations — Ref: 26-2-116 and 117
    • A. Insurance Commissioner / 4. Orders and hearings — Ref: 16-3-103, 26-2-111 and 112, 26-1-107, 26-2-130
    • A. Insurance Commissioner / 5. Penalties — Ref: 26-1-107, 26-2-112, 26-9-211
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 1. Domestic company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 2. Foreign company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 3. Alien company
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 4. Stock and mutual companies and reciprocals
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 5. Reciprocal
    • B. Definitions — Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Persons required to be licensed
    • C. Licensing / 1. Persons required to be licensed / a. Producer/business entity — Ref: 26-9-203, 26-9-206, 26-9-207, 26-29-233
    • C. Licensing / 1. Persons required to be licensed / b. Producer acting as broker — Ref: 26-1-102, 26-9-224 and 225
    • C. Licensing / 1. Persons required to be licensed / c. Consultant — Ref: 26-9-220, Reg. Ch. 18, 26-9-231
    • C. Licensing / 1. Persons required to be licensed / d. Limited lines — Ref: 26-9-202
    • C. Licensing / 1. Persons required to be licensed / e. Surplus lines broker — Ref: 26-9-208, 26-11-103, 26-11-112
    • C. Licensing / 1. Persons required to be licensed / f. Nonresident — Ref: 26-9-208, 215, 230
    • C. Licensing / 1. Persons required to be licensed / g. Temporary license — Ref: 26-9-210
    • C. Licensing / 2. Agent appointment/termination of contract — Ref: 26-9-213 and 214
    • C. Licensing / 3. Obtaining a license
    • C. Licensing / 3. Obtaining a license / a. Qualifications — Ref: 26-9-206, Reg. Ch. 18
    • C. Licensing / 3. Obtaining a license / b. Exemptions/exceptions — Ref: 26-9-204, 26-9-209
    • C. Licensing / 3. Obtaining a license / c. License denial — Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license
    • C. Licensing / 4. Maintaining a license / a. Continuing education — Ref: 26-9-231, Reg. Ch. 20
    • C. Licensing / 4. Maintaining a license / b. Change of address — Ref: 26-9-207, 26-9-228
    • C. Licensing / 4. Maintaining a license / c. Fees/renewal/reinstatement — Ref: 26-9-207; 26-4-101
    • C. Licensing / 4. Maintaining a license / d. License expiration/termination — Ref: 26-9-207, 26-9-232
    • C. Licensing / 4. Maintaining a license / e. Suspension or revocation of licenses — Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license / f. Reporting of actions — Ref: 26-9-216
    • C. Licensing / 4. Maintaining a license / g. Penalties — Ref: 26-1-107
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46 / a. Premium accountability
    • D. Producer responsibilities / 1. Fiduciary capacity — Ref: 26-9-229, Reg. Ch. 46 / b. Separate account requirements
    • D. Producer responsibilities / 2. Commissions and compensation — Ref: 26-9-212
    • D. Producer responsibilities / 3. Place of business of licensees/display of licenses/records — Ref: 26-9-228
    • D. Producer responsibilities / 4. Agency vs. individual licensee — Ref: Title 18 Chapter 17
    • E. Unfair trade practices
    • E. Unfair trade practices / 1. Boycott, coercion, intimidation — Ref: 26-13-108
    • E. Unfair trade practices / 2. Controlled business — Ref: 26-9-226
    • E. Unfair trade practices / 3. Defamation — Ref: 26-13-107
    • E. Unfair trade practices / 4. False advertising — Ref: 26-13-103
    • E. Unfair trade practices / 5. False financial statements — Ref: 26-13-106
    • E. Unfair trade practices / 6. Fraud — Ref: 26-13-201 and 202
    • E. Unfair trade practices / 7. Misrepresentation — Ref: 26-13-103
    • E. Unfair trade practices / 8. Rebates/illegal inducements — Ref: 26-13-110
    • E. Unfair trade practices / 9. Unfair discrimination — Ref: 26-13-109, 112(c)
    • E. Unfair trade practices / 10. Unfair claims settlement practices — Ref: 26-13-124
    • F. Wyoming Insurance Guaranty Association — Ref: 26-31-103, 26-31-106; 26-42-116(a); Reg. Ch. 43
    • G. Consumer privacy regulation — Ref: Reg. Ch. 54
  • Property & Casualty–State II. WYOMING STATUTES, RULES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY (5 scored questions)
    • A. Renewal, Nonrenewal, Cancellation — Ref: 26-35-202, 203, 26-23-403
    • B. Binders — Ref: 26-15-119
    • C. Payment of claims — Ref: 26-15-124
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005 — Ref: 15 USC 6701; S467
  • Property & Casualty–State III. WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (10 scored questions)
    • A. Automobile Insurance
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / a. Proof of financial responsibility defined
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / b. Persons required to show proof
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / c. Penalty for noncompliance
    • A. Automobile Insurance / 1. Financial responsibility — Ref: 31-9-401 through 31-9-413 / d. Methods of satisfying financial responsibility
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages / (1) Bodily injury
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage — Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / b. Option for additional coverage
    • A. Automobile Insurance / 3. Cancellation/nonrenewal — Ref: Reg. Ch. 14
    • A. Automobile Insurance / 4. Wyoming Automobile Insurance (Assigned Risk) Plan
    • B. Workers’ Compensation
    • C. Surplus Lines
Examination sources

Wyoming Casualty Producer Examination

Provider
Pearson VUE
Format
Written insurance licensing examination
Exam questions
50 scored general questions plus 5 pretest; 35 scoreable Wyoming-specific questions plus 5 pretest
Passing score
70% of questions answered correctly
Examination outline
  • TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • WYOMING STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Appointment Ref: 26-2-102
    • A. Insurance Commissioner / 2. General powers and duties Ref: 26-2-109 and 110
    • A. Insurance Commissioner / 3. Examinations Ref: 26-2-116 and 117
    • A. Insurance Commissioner / 4. Orders and hearings Ref: 16-3-103, 26-2-111 and 112, 26-1-107, 26-2-130
    • A. Insurance Commissioner / 5. Penalties Ref: 26-1-107, 26-2-112, 26-9-211
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 1. Domestic company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 2. Foreign company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 3. Alien company
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 4. Stock and mutual companies and reciprocals
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 5. Reciprocal
    • B. Definitions Ref: 26-1-102; 26-3-101, 26-3-105, 26-29-201, 210 / 6. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Persons required to be licensed
    • C. Licensing / 1. Persons required to be licensed / a. Producer/business entity Ref: 26-9-203, 26-9-206, 26-9-207, 26-29-233
    • C. Licensing / 1. Persons required to be licensed / b. Producer acting as broker Ref: 26-1-102, 26-9-224 and 225
    • C. Licensing / 1. Persons required to be licensed / c. Consultant Ref: 26-9-220, Reg. Ch. 18, 26-9-231
    • C. Licensing / 1. Persons required to be licensed / d. Limited lines Ref: 26-9-202
    • C. Licensing / 1. Persons required to be licensed / e. Surplus lines broker Ref: 26-9-208, 26-11-103, 26-11-112
    • C. Licensing / 1. Persons required to be licensed / f. Nonresident Ref: 26-9-208, 215, 230
    • C. Licensing / 1. Persons required to be licensed / g. Temporary license Ref: 26-9-210
    • C. Licensing / 2. Agent appointment/termination of contract Ref: 26-9-213 and 214
    • C. Licensing / 3. Obtaining a license
    • C. Licensing / 3. Obtaining a license / a. Qualifications Ref: 26-9-206, Reg. Ch. 18
    • C. Licensing / 3. Obtaining a license / b. Exemptions/exceptions Ref: 26-9-204, 26-9-209
    • C. Licensing / 3. Obtaining a license / c. License denial Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license
    • C. Licensing / 4. Maintaining a license / a. Continuing education Ref: 26-9-231, Reg. Ch. 20
    • C. Licensing / 4. Maintaining a license / b. Change of address Ref: 26-9-207, 26-9-228
    • C. Licensing / 4. Maintaining a license / c. Fees/renewal/reinstatement Ref: 26-9-207; 26-4-101
    • C. Licensing / 4. Maintaining a license / d. License expiration/termination Ref: 26-9-207, 26-9-232
    • C. Licensing / 4. Maintaining a license / e. Suspension or revocation of licenses Ref: 26-9-211
    • C. Licensing / 4. Maintaining a license / f. Reporting of actions Ref: 26-9-216
    • C. Licensing / 4. Maintaining a license / g. Penalties Ref: 26-1-107
    • D. Producer responsibilities
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46 / a. Premium accountability
    • D. Producer responsibilities / 1. Fiduciary capacity Ref: 26-9-229, Reg. Ch. 46 / b. Separate account requirements
    • D. Producer responsibilities / 2. Commissions and compensation Ref: 26-9-212
    • D. Producer responsibilities / 3. Place of business of licensees/display of licenses/records Ref: 26-9-228
    • D. Producer responsibilities / 4. Agency vs. individual licensee
    • E. Unfair trade practices
    • E. Unfair trade practices / 1. Boycott, coercion, intimidation Ref: 26-13-108
    • E. Unfair trade practices / 2. Controlled business Ref: 26-9-226
    • E. Unfair trade practices / 3. Defamation Ref: 26-13-107
    • E. Unfair trade practices / 4. False advertising Ref: 26-13-103
    • E. Unfair trade practices / 5. False financial statements Ref: 26-13-106
    • E. Unfair trade practices / 6. Fraud Ref: 26-13-201 and 202
    • E. Unfair trade practices / 7. Misrepresentation Ref: 26-13-103
    • E. Unfair trade practices / 8. Rebates/illegal inducements Ref: 26-13-110
    • E. Unfair trade practices / 9. Unfair discrimination Ref: 26-13-109, 112(c)
    • E. Unfair trade practices / 10. Unfair claims settlement practices Ref: 26-13-124
    • F. Wyoming Insurance Guaranty Association Ref: 26-31-103, 26-31-106; 26-42-116(a); Reg. Ch. 43
    • G. Consumer privacy regulation Ref: Reg. Ch. 54
  • WYOMING STATUTES, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, Nonrenewal, Cancellation Ref: 26-35-202, 203, 26-23-403
    • B. Binders Ref: 26-15-119
    • C. Payment of claims Ref: 26-15-124
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005 Ref: 15 USC 6701; S467
  • WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Automobile Insurance
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / a. Proof of financial responsibility defined
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / b. Persons required to show proof
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / c. Penalty for noncompliance
    • A. Automobile Insurance / 1. Financial responsibility Ref: 31-9-401 through 31-9-413 / d. Methods of satisfying financial responsibility
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / a. Required coverages / (1). Bodily injury
    • A. Automobile Insurance / 2. Uninsured/underinsured motorists coverage Ref: 31-10-101 through 31-10-104; Reg. Ch. 23 / b. Option for additional coverage
    • A. Automobile Insurance / 3. Cancellation/nonrenewal Ref: Reg. Ch. 14
    • A. Automobile Insurance / 4. Wyoming Automobile Insurance (Assigned Risk) Plan...........................................
    • B. Workers’ Compensation
Examination sources