OpenExamsFREE PRACTICE — ANY EXAM

South Dakota Casualty Insurance — License Examination Requirements

US-SD · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License

Business-entity producer license used by agencies conducting casualty business. The Division states business entities are not assigned lines of authority; individual producers must hold the relevant qualifications.

Licensing authority: South Dakota Department of Labor and Regulation, Division of Insurance · Application information

Nonresident business entity issuance
No examination is required for this applicant pathway.
Application
Apply electronically through NIPR or SBS.
Residency
Nonresident entity; $30 state application fee plus applicable service fee.
Responsible Producer
Name an actively licensed South Dakota producer as DRLP responsible for compliance. Individuals selling casualty insurance for the entity need their own casualty qualification and insurer appointments.

Official no-examination sources

Effective from 2026-09-22.

Business entity new application after more than twelve months of lapse
No examination is required for this applicant pathway.
Application
Complete the new NIPR/SBS entity application, pay applicable fees and designate the responsible licensed producer.
Deadline
A lapse lasting more than 12 months requires a new business-entity application.

Official no-examination sources

Effective from 2026-09-22.

Business entity reinstatement within twelve months
No examination is required for this applicant pathway.
Appointments
After a lapse, the insurer must reappoint the reinstated entity.
Deadline
Reinstate within 12 months in the same manner as individual producer reinstatement.
Responsible Producer
Maintain an active designated responsible producer.

Official no-examination sources

Effective from 2026-09-22.

Biennial business entity renewal
No examination is required for this applicant pathway.
Division Schedule
The Division’s Business Entities page distinguishes entities existing before April 1, 2018 (July 1 renewals) from entities licensed on or after that date (two-year original-issue anniversaries). The renewal window opens 90 days before expiration.
Fee
No state renewal fee is due; the vendor may charge a processing fee.
Renewal
Renew biennially through NIPR/SBS and name an active South Dakota DRLP. The statute states on or before July 1 or an extension for good cause.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity issuance
No examination is required for this applicant pathway.
Application
Apply electronically through NIPR or SBS.
Residency
Resident entity; $25 state application fee plus applicable service fee.
Responsible Producer
Name an actively licensed South Dakota producer as DRLP responsible for compliance. Individuals selling casualty insurance for the entity need their own casualty qualification and insurer appointments.

Official no-examination sources

Effective from 2026-09-22.

Rental Car Agent License

Limited-lines rental-car company authorization, including rental-car liability and uninsured or underinsured motorist insurance. Employee endorsees act under the company license under SDCL 58-30-202.

Licensing authority: South Dakota Department of Labor and Regulation, Division of Insurance · Application information

Rental car company limited lines issuance
No examination is required for this applicant pathway.
Annual Certification
Certify annually that only registered endorsees sell rental-car insurance and all received the statutory training.
Company Application
Submit a signed prescribed application listing all locations and the rental-car supplemental documentation through NIPR Attachment Warehouse.
Endorsees
List all endorsees, update the list quarterly and retain it for five years. Endorsees must be at least 18, free of disqualifying acts and trained before selling; they act under the company license.
Insurer Certification
An authorized insurer must certify trustworthiness and competence, approval of the endorsee training program and its commitment to appoint the rental-car company.
Scope
Insurance is incidental to the rental agreement and limited to the authorized rental-car coverages. SDCL 58-30-52(5) exempts exclusively limited-line applicants from examination.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement of the rental car company limited lines license
No examination is required for this applicant pathway.
Company Requirements
Continue the authorized-insurer appointment, trained-endorsee and reporting requirements. Beyond 12 months complete the new-company application.
Deadline
Reinstate within 12 months in the same manner as individual producer reinstatement.

Official no-examination sources

Effective from 2026-09-22.

Rental car company limited lines renewal
No examination is required for this applicant pathway.
Annual Certification
Continue the rental-car company’s annual certification and quarterly endorsee-list updates under SDCL 58-30-202.
Renewal
Complete the applicable biennial business-entity renewal with the designated responsible producer.
Scope
Remain exclusively within the limited rental-car authority; the limited-line examination exemption continues.

Official no-examination sources

Effective from 2026-09-22.

Limited License to Sell Only Surety Bonds to Association Members

Limited casualty authorization for trade-association employees issuing surety bonds only to association members.

Licensing authority: South Dakota Department of Labor and Regulation, Division of Insurance · Application information

Limited surety authorization for a trade association employee
No examination is required for this applicant pathway.
Application
Meet the remaining applicable producer application and suitability requirements.
Eligibility
Be an employee of a trade association.
Scope
Issue surety bonds to association members only. SDCL 58-30-52(6) exempts this applicant from examination. ARSD 20:06:18:02(5) names the corresponding limited license and excludes it from the CE chapter.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement of a lapsed limited association surety license
No examination is required for this applicant pathway.
Deadline
Apply within 12 months of the missed renewal-fee due date and pay the statutory penalty.
Scope
Remain eligible for the trade-association-only surety license and its statutory examination exemption.

Official no-examination sources

Effective from 2026-09-22.

Renewal of the limited association surety license
No examination is required for this applicant pathway.
Renewal
Renew the limited or restricted license under SDCL 58-30-115.2 and 58-30-121. The CE chapter does not apply to the limited surety license.
Scope
Continue to be a trade-association employee selling surety bonds only to association members.

Official no-examination sources

Effective from 2026-09-22.

Surplus Line Broker License

Specialty license for surplus-lines casualty business; an existing South Dakota insurance producer license is an applicant condition.

Licensing authority: South Dakota Department of Labor and Regulation, Division of Insurance · Application information

Nonresident surplus line broker issuance
No examination is required for this applicant pathway.
Application
Apply through NIPR/SBS; pay the $50 application license fee.
Producer License
Already hold the required South Dakota producer license and be competent and trustworthy for surplus lines. Holding that license is an applicant condition; this specialty issuance adds no identified examination.
Residency
Nonresident applicant: the Division requires the $2,000 bond only of resident brokers.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement of a lapsed surplus line broker license
No examination is required for this applicant pathway.
Deadline
The applicable producer reinstatement provisions allow reinstatement within 12 months of the renewal-fee due date, with the statutory penalty.
Producer License
Maintain the underlying producer license and satisfy surplus-line eligibility.

Official no-examination sources

Effective from 2026-09-22.

Biennial surplus line broker renewal
No examination is required for this applicant pathway.
Producer License
Maintain the underlying producer license and the bond when applicable.
Renewal
Renew by the end of the birth month every two years. The window opens 60 days before the end of that month; the Division states a $100 renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus line broker issuance
No examination is required for this applicant pathway.
Application
Apply through NIPR/SBS; pay the $50 application license fee.
Producer License
Already hold the required South Dakota producer license and be competent and trustworthy for surplus lines. Holding that license is an applicant condition; this specialty issuance adds no identified examination.
Residency
Resident applicant: file and keep the $2,000 statutory bond within 30 days after issuance and before procuring coverage.

Official no-examination sources

Effective from 2026-09-22.

Revival after suspension or revocation of a surplus line broker license
No examination is required for this applicant pathway.
Fines And Taxes
Pay all outstanding fines and delinquent taxes.
Producer License
Meet the underlying producer-license and competence requirements, and complete the applicable surplus-line license application.
Waiting Period
For revocation, wait one year after it becomes final.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary producer license to continue servicing an existing casualty insurance business, subject to the Director’s limits.

Licensing authority: South Dakota Department of Labor and Regulation, Division of Insurance · Application information

Temporary issuance to a business entity member or employee
No examination is required for this applicant pathway.
Director Decision
The Director must find a temporary license necessary to service the insurance business.
Duration
Not more than 180 days.
Eligibility
Member or employee of a licensed business entity after the death or disability of its designated individual.
Supervision
The Director may limit authority, require a responsible supervising producer or insurer, and revoke the license to protect the public. The license ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance to a military service designee
No examination is required for this applicant pathway.
Director Decision
The Director must find a temporary license necessary to service the insurance business.
Duration
Not more than 180 days.
Eligibility
Designee of a licensed producer entering active United States armed-forces service.
Supervision
The Director may limit authority, require a responsible supervising producer or insurer, and revoke the license to protect the public. The license ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance in another public interest circumstance
No examination is required for this applicant pathway.
Director Decision
The Director must find a temporary license necessary to service the insurance business.
Duration
Not more than 180 days.
Eligibility
Another circumstance in which the Director determines that issuing the temporary license will best serve the public interest.
Supervision
The Director may limit authority, require a responsible supervising producer or insurer, and revoke the license to protect the public. The license ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance to a surviving spouse or personal representative
No examination is required for this applicant pathway.
Director Decision
The Director must find a temporary license necessary to service the insurance business.
Duration
Not more than 180 days.
Eligibility
Surviving spouse or court-appointed personal representative of a producer who dies or becomes mentally or physically disabled, for sale, recovery, return, training or licensing of replacement personnel.
Supervision
The Director may limit authority, require a responsible supervising producer or insurer, and revoke the license to protect the public. The license ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.