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Oregon Casualty Insurance — License Examination Requirements

US-OR · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Casualty

A firm or other qualifying business entity holds the producer license and designates an individually licensed producer responsible for compliance; banking institutions may also qualify under ORS 744.061.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Amend a business entity producer license to add casualty or personal lines authority
No examination is required for this applicant pathway.
Authority
Request casualty and any applicable personal-lines authority; all lines appear on the business entity license.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Restore a business entity license by director’s revision or vacation of a disciplinary order
No examination is required for this applicant pathway.
Director Decision
The director may revise or vacate suspension or revocation under ORS 744.994(2). Maintain the designated licensed producer and all applicable business licensing qualifications.
Other Obligations
Any expired license must separately satisfy the applicable application or renewal procedure.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity licensure from another qualifying jurisdiction
No examination is required for this applicant pathway.
Authority
Request casualty and any applicable personal-lines authority; all lines appear on the business entity license.
Director Determination
Meet ORS 744.064 fair-treatment determination and application requirements; subsection (1)(b)(D) expressly exempts business entities from the examination.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Home License
Resident business-entity producer license in Canada, Mexico or a nonreciprocal state in good standing.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity licensure by reciprocity
No examination is required for this applicant pathway.
Authority
Request casualty and any applicable personal-lines authority; all lines appear on the business entity license.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Home License
Hold a resident business-entity producer license in good standing in a reciprocal home jurisdiction.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Renew a business entity casualty producer license
No examination is required for this applicant pathway.
Authority
Request casualty and any applicable personal-lines authority; all lines appear on the business entity license.
Director Discretion
The director may require original business-entity issuance qualifications under ORS 744.072(3); those qualifications designate a licensed producer and do not require the entity to sit an examination.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Renewal
Renew electronically and pay biennial renewal fees by the last day of the original issuance month; individual CE applies to the designated individual, not the entity.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity producer licensure
No examination is required for this applicant pathway.
Authority
Request casualty and any applicable personal-lines authority; all lines appear on the business entity license.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Limited Class Insurance Producer License — Surety or Mechanical Breakdown

Limited authorizations for surety, which is included in the casualty line, or mechanical breakdown, which is casualty insurance under ORS 731.158(4). Crop and travel classes are not included in this scoped record.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Business entity limited class licensure
No examination is required for this applicant pathway.
Authority
Only the casualty-related limited-class coverages described in this credential; the responsible individual must hold the relevant limited-class authority.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Restore limited class authority by revising or vacating a disciplinary order
No examination is required for this applicant pathway.
Director Decision
Discretionary revision or vacation of a suspension or revocation order under ORS 744.994(2); preserve applicable limited authority and other licensing conditions.

Official no-examination sources

Effective from 2026-09-22.

Extend or renew limited class authority after military duty or other extenuating circumstances
No examination is required for this applicant pathway.
Extension
OAR 836-071-0148 sets extended expiration and subsequent renewal terms.
Scope
Original limited-class issuance is examination-exempt under ORS 744.067(5); keep the applicable limited authority and fees.
Waiver
Request director-approved renewal-procedure or penalty waivers and provide service or disability documentation.

Official no-examination sources

Effective from 2026-09-22.

Reinstate an individual limited class producer license within 12 months
No examination is required for this applicant pathway.
Deadline
Apply within 12 months after the renewal due date.
Fees
Pay double the unpaid renewal fee; meet any unsatisfied requirements not exempted for the limited class.
Scope
Only the individual producer, not a business entity, qualifies for ORS 744.072(6).

Official no-examination sources

Effective from 2026-09-22.

Renewal of the limited class producer license
No examination is required for this applicant pathway.
Continuing Education
ORS 744.072(4)(a) exempts persons licensed without examination under ORS 744.067(5) from continuing education.
Director Discretion
The director may require original limited-class licensing qualifications. ORS 744.067(5)(a) exempts that limited issuance from the examination unless a contrary rule applies.
Fees
Pay applicable renewal fees; individual expiry is the biennial birth month and entity expiry follows issuance month.
Scope
Keep the same limited authority and any insurer-provided instruction required for credit producers.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited class licensure — mechanical breakdown
No examination is required for this applicant pathway.
Application
Meet the nonresident qualifications in ORS 744.063, including reciprocal treatment, proper request and fees.
Home License
Hold the same limited-class resident authority in good standing.
Other Jurisdictions
For a qualifying ORS 744.064 jurisdiction, meet its application and fair-treatment conditions; ORS 744.067(5)(a) exempts limited classes from the ORS 744.064 examination unless a contrary rule applies.
Scope
Oregon grants the scope available under the home-state limited license; ORS 744.063(5) supplies that nonresident authority.

Official no-examination sources

Effective from 2026-09-22.

Resident limited class licensure — mechanical breakdown
No examination is required for this applicant pathway.
Application
Meet age, application, fees, fitness and applicable fingerprint requirements.
Authority
Apply only for mechanical breakdown coverage under OAR 836-071-0108; no general casualty authority.
Examination Exemption
ORS 744.067(5)(a) exempts limited classes from prelicensing education and examinations unless the director otherwise provides by rule. The obtained current rule defining these classes adds no examination for these authorizations.
Instruction
For limited credit, an insurer must provide an approved instruction program under ORS 744.059(4); this training is an applicant condition, not an examination. Surety limited authority excludes surety bail bonds.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited class licensure — surety
No examination is required for this applicant pathway.
Application
Meet the nonresident qualifications in ORS 744.063, including reciprocal treatment, proper request and fees.
Home License
Hold the same limited-class resident authority in good standing.
Other Jurisdictions
For a qualifying ORS 744.064 jurisdiction, meet its application and fair-treatment conditions; ORS 744.067(5)(a) exempts limited classes from the ORS 744.064 examination unless a contrary rule applies.
Scope
Oregon grants the scope available under the home-state limited license; ORS 744.063(5) supplies that nonresident authority.

Official no-examination sources

Effective from 2026-09-22.

Resident limited class licensure — surety
No examination is required for this applicant pathway.
Application
Meet age, application, fees, fitness and applicable fingerprint requirements.
Authority
Apply only for surety coverage under OAR 836-071-0108; no general casualty authority.
Examination Exemption
ORS 744.067(5)(a) exempts limited classes from prelicensing education and examinations unless the director otherwise provides by rule. The obtained current rule defining these classes adds no examination for these authorizations.
Instruction
For limited credit, an insurer must provide an approved instruction program under ORS 744.059(4); this training is an applicant condition, not an examination. Surety limited authority excludes surety bail bonds.

Official no-examination sources

Effective from 2026-09-22.

Limited Class Credit Insurance Producer License

Limited credit authorization is included only for its casualty-related credit, unemployment, motor-vehicle physical-damage and gap coverages; it does not confer general casualty authority.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Business entity limited class licensure
No examination is required for this applicant pathway.
Authority
Only the casualty-related limited-class coverages described in this credential; the responsible individual must hold the relevant limited-class authority.
Entity
Corporation, partnership, association, LLC, LLP or other qualifying legal entity; Oregon banking institutions and their qualifying affiliates may apply.
Fees
Submit the Uniform Business Entity Application electronically and pay all applicable fees.
Registration
Register or obtain authority to do business with the Oregon Secretary of State; keep owners, officers and directors current and file affiliations as DFR requires.
Responsible Producer
Designate a licensed insurance producer responsible for compliance with Oregon insurance law and rules. The individual’s license or prior examination evidence is an applicant condition of the business route.

Official no-examination sources

Effective from 2026-09-22.

Restore limited class authority by revising or vacating a disciplinary order
No examination is required for this applicant pathway.
Director Decision
Discretionary revision or vacation of a suspension or revocation order under ORS 744.994(2); preserve applicable limited authority and other licensing conditions.

Official no-examination sources

Effective from 2026-09-22.

Extend or renew limited class authority after military duty or other extenuating circumstances
No examination is required for this applicant pathway.
Extension
OAR 836-071-0148 sets extended expiration and subsequent renewal terms.
Scope
Original limited-class issuance is examination-exempt under ORS 744.067(5); keep the applicable limited authority and fees.
Waiver
Request director-approved renewal-procedure or penalty waivers and provide service or disability documentation.

Official no-examination sources

Effective from 2026-09-22.

Reinstate an individual limited class producer license within 12 months
No examination is required for this applicant pathway.
Deadline
Apply within 12 months after the renewal due date.
Fees
Pay double the unpaid renewal fee; meet any unsatisfied requirements not exempted for the limited class.
Scope
Only the individual producer, not a business entity, qualifies for ORS 744.072(6).

Official no-examination sources

Effective from 2026-09-22.

Renewal of the limited class producer license
No examination is required for this applicant pathway.
Continuing Education
ORS 744.072(4)(a) exempts persons licensed without examination under ORS 744.067(5) from continuing education.
Director Discretion
The director may require original limited-class licensing qualifications. ORS 744.067(5)(a) exempts that limited issuance from the examination unless a contrary rule applies.
Fees
Pay applicable renewal fees; individual expiry is the biennial birth month and entity expiry follows issuance month.
Scope
Keep the same limited authority and any insurer-provided instruction required for credit producers.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited class licensure — credit casualty
No examination is required for this applicant pathway.
Application
Meet the nonresident qualifications in ORS 744.063, including reciprocal treatment, proper request and fees.
Home License
Hold the same limited-class resident authority in good standing.
Other Jurisdictions
For a qualifying ORS 744.064 jurisdiction, meet its application and fair-treatment conditions; ORS 744.067(5)(a) exempts limited classes from the ORS 744.064 examination unless a contrary rule applies.
Scope
Oregon grants the scope available under the home-state limited license; ORS 744.063(5) supplies that nonresident authority.

Official no-examination sources

Effective from 2026-09-22.

Resident limited class licensure — credit casualty
No examination is required for this applicant pathway.
Application
Meet age, application, fees, fitness and applicable fingerprint requirements.
Authority
Apply only for credit casualty coverage under OAR 836-071-0108; no general casualty authority.
Examination Exemption
ORS 744.067(5)(a) exempts limited classes from prelicensing education and examinations unless the director otherwise provides by rule. The obtained current rule defining these classes adds no examination for these authorizations.
Instruction
For limited credit, an insurer must provide an approved instruction program under ORS 744.059(4); this training is an applicant condition, not an examination. Surety limited authority excludes surety bail bonds.

Official no-examination sources

Effective from 2026-09-22.

Portable Electronics Vendor Limited License

The limited vendor authorization is included for insurance against inoperability due to mechanical failure or malfunction, which falls within the operational-failure casualty definition. It does not confer general producer authority. ORS 646A.820 to 646A.838 are the current numbers for former ORS 646A.575 to 646A.590 still cited in the implementing rules.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Issue a portable electronics vendor limited license
No examination is required for this applicant pathway.
Application
Submit the electronic portable-electronics vendor application, fee, business and location information, compliance designee and Oregon process-service designee.
Scope
Only portable-electronics insurance; service contracts, warranties, maintenance agreements and insurance covering warranty obligations are excluded by ORS 646A.820(8)(b).
Term
The vendor limited license is valid for two years unless suspended or revoked.
Training
Provide the training syllabus and certify employees or agents complete the required training before offering coverage. Maintain approved disclosures and operating procedures.
Vendor
Sell or lease, or offer to sell or lease, portable electronics and hold the underlying policy from the insurer or supervising entity.

Official no-examination sources

Effective from 2026-09-22.

Renew a portable electronics vendor limited license
No examination is required for this applicant pathway.
Annual Contacts
Update the compliance and process-service designee contact information annually.
Application
Renew upon expiration for another two-year period by vendor application and payment of the prescribed fee.
Ongoing Requirements
Maintain the applicable employee training, disclosure materials and standard operating procedures.

Official no-examination sources

Effective from 2026-09-22.

Limited License for Rental Companies — Vehicle Liability Insurance

Limited rental-company authority includes vehicle liability and required uninsured/underinsured motorist coverage, only incident to vehicle rentals. It is not a general producer license.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Issue a rental company limited liability insurance license
No examination is required for this applicant pathway.
Application
File the director’s electronic limited-license application, required owner/officer details and fee.
Entity
A vehicle-rental company offering insurance incident to rental agreements of 90 days or less.
Materials
Submit insurance sales materials, identify the filing executive, provide required coverage disclosures and itemize insurance prices separately.
Training
Submit the employee/designated-agent training syllabus, certification of training before sales and regular continuing instruction.

Official no-examination sources

Effective from 2026-09-22.

Renew a rental company limited license
No examination is required for this applicant pathway.
Application
Submit the electronic renewal application and renter insurance sales materials by expiry and pay the $200 renewal fee.
Missing Information
The director may allow up to 30 days for missing information when fees, course of study and certifications were timely submitted.
Term
Expires on the last day of the second-anniversary month, then every second anniversary after renewal.
Training
Maintain the statutory approved training and certification obligations.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License — Casualty

Temporary authorization to service a casualty insurance business, ordinarily for no more than 180 days, under the director’s restrictions and sponsorship requirements.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Temporary licensure of a business entity member or employee
No examination is required for this applicant pathway.
Eligibility
Be a member or employee of a licensed producer entity after death or disability of its designated individual.
Restrictions
The director may limit authority, require a responsible licensed producer or insurer as sponsor and revoke the temporary license if the public interest is endangered.
Term
The director must find temporary authority necessary to service the business; the temporary license lasts no more than 180 days and ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure of a military service designee
No examination is required for this applicant pathway.
Eligibility
Be the designee of a licensed insurance producer entering active United States Armed Forces service.
Restrictions
The director may limit authority, require a responsible licensed producer or insurer as sponsor and revoke the temporary license if the public interest is endangered.
Term
The director must find temporary authority necessary to service the business; the temporary license lasts no more than 180 days and ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure of an out of state licensed military spouse
No examination is required for this applicant pathway.
Director Decision
DFR states it may issue a temporary Oregon license and directs the applicant to contact the Division for details. This is read together with the director’s other-public-interest temporary authority under ORS 744.073(1)(d), whose issuance does not require a written examination.
Eligibility
Be the spouse of a member of the United States Armed Forces duty-stationed in Oregon and hold a current insurance license elsewhere.
Scope And Term
Hold the relevant casualty or personal-lines authority; temporary authority is subject to the statutory term, sponsorship and scope restrictions.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure in another public interest circumstance
No examination is required for this applicant pathway.
Eligibility
The director must determine that temporary licensing best serves the public interest in the particular circumstance.
Restrictions
The director may limit authority, require a responsible licensed producer or insurer as sponsor and revoke the temporary license if the public interest is endangered.
Term
The director must find temporary authority necessary to service the business; the temporary license lasts no more than 180 days and ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure of a surviving spouse or personal representative
No examination is required for this applicant pathway.
Eligibility
Be the surviving spouse or court-appointed representative of a deceased or disabled producer; temporary authority services the business while it is sold, the producer recovers, or new personnel are licensed.
Restrictions
The director may limit authority, require a responsible licensed producer or insurer as sponsor and revoke the temporary license if the public interest is endangered.
Term
The director must find temporary authority necessary to service the business; the temporary license lasts no more than 180 days and ends when the owner or personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.